View original document

The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.

M E M B E R BANK

CALL REPORT




NUMBER 98

CONDITION OF MEMBER BANES
DECEMBER 3©9 1944

<£0 0F gsverno^

BOARD OF GOVERNORS
OF THE FEDERAL RESERVE

TABLE OF CONTENTS
All Member B an k s:
Assets and Liabilities:
On December 30, 1944, Compared with June 30, 1944, and December 3 1, 1943 ...............

1

On Selected Call Dates, December 30, 1939, to December 30, 1944..........................................

2.

On December 30, 1944, by Classes of Banks............................................................... ..................

3

On December 30, 1944, by Federal Reserve Districts...................................................................

4-5

Classification of Loans and United States Government Direct Obligations:
On Selected Call Dates, December 30, 1939, to December 30, 1944......................................

6

On December 30, 1944, by Classes of Banks.............................................................................

6

On December 30, 1944, by Federal Reserve Districts...............................................................

7

On December 30, 1944, Reserve City Banks by Federal Reserve Districts.........................

8

On December 30, 1944, Country Banks by Federal Reserve Districts..................................

9

Assets and Liabilities on December 30, 1944, of Banks in Each Central Reserve and Reserve
City and of Country Banks in Each Federal Reserve D istrict............................................

10-13

Assets and Liabilities on December 30, 1944, by States......................................................................

I4~I7

Reserve Position on December 30, 1944. ........................................... ...................................................

18

State Member Banks:
Assets and Liabilities on December 30, 1944, by Federal Reserve Districts.....................................

19

The Member Bank Call Report is published following each official call upon member banks of the Fed­
eral Reserve System for statements of their condition. It contains tables showing assets and liabilities and
a classification1 of loans, investments, and deposits for all member banks (national and State) in the coun­
try as a whole, by Federal Reserve districts and by classes of banks. Tables are also given, by reserve cities
and States, showing assets and liabilities of member banks.
Member banks are classed according to the reserves which they are required to carry. Some banks
classed as “ country banks” are in outlying sections of reserve cities or central reserve cities, and some banks
classed as “ reserve city banks” are in the outlying sections of central reserve cities. Figures for each class
of banks include assets and liabilities of their domestic branches, whether located within or outside the
cities in which the parent banks are located.
All figures included in this report relating to the condition of national banks were furnished by the.
Comptroller of the Currency. The abstract of condition reports of national banks issued by the Comptrol­
ler gives detailed statistical data regarding the condition of national banks.

1On some call dates a “ short form” of member bank call report is used; on such dates the loan and investment classifications
and some other details are not available.




MEMBER BANK CALL REPORT
ASSETS A N D L IA B IL IT IE S O F M EM BER B A N K S O N D ECEM BER 30, 1944, C O M P A R E D W IT H JU N E 30, 1944.
D EC EM B ER 31, 1943
[Amounts in thousands of dollars]

C o n d itio n o n —

C h a n g e since—

Dec. 30, 1944 June 30, 1944 Dec. 31, 1943 June 30, 1944 Dec. 31, 1943
A SSE T S
L oans a nd in v e stm e n ts......................................................................................
Loans (including overdrafts).......................................................................
United States Government direct obligations..........................................
Obligations guaranteed by United States Government..........................
Obligations of States and political subdivisions......................................
Other bonds, notes, and debentures............................................................
Corporate stocks (including Federal Reserve Bank stock)...................
R eserves, ca sh , and bank b a la n c e s..............................................................
Reserve with Federal Reserve Banks........................................................
Cash in v a u lt..........................................................................................................
Demand balances with banks in United States (except private banks and
American branches of foreign banks)......................................................
Other balances with banks in United States.............................................
Balances with banks in foreign countries..................................................
Cash items in process of collection.............................................................
Due from own foreign branches...........................................................................
Bank premises owned and furniture and fixtures...........................................
Other real estate owned..........................................................................................
Investments and other assets indirectly representing bank premises or other
real estate..................................................................................................................
Customers’ liability on acceptances.......................................................................
Income accrued but not yet collected....................................................................
Other assets..................................................................................................................
T o ta l a s s e ts ..... ............................................................................................
LIABILITIES
D em and d e p o s its ......................................................................................................
Individuals, partnerships, and corporations.................................................
United States Government: War loan and Series E bond accounts........
Other..................................................................
States and political subdivisions.....................................................................
Banks in United States......................................................................................
Banks in foreign countries.................................................................................
Certified and officers’ checks, cash letters of credit and travelers’ checks
etc...................................................................................................................... ^
T im e d e p o sits.............................................................................................................
Individuals, partnerships, and corporations.................................................
United States Government................................................................................
Postal savings.......................................................................................................
States and political subdivisions.....................................................................
Banks in United States......................................................................................
Banks in foreign countries.................................................................................
T o ta l d e p o s its ...........................................................................................................
Due to own foreign branches....................................................................................
Bills payable, rediscounts, and other liabilities for borrowed money............
Acceptances outstanding...........................................................................................
Dividends declared but not yet payable...............................................................
Income collected but not yet earned....................................................................
Expenses accrued and unpaid...................................................................................
Other liabilities............................................................................................................

91,569,159

83,586,653

74,257,603

+7,982,506

+592,320
+7,331,563
+15,029
+24,166
+11,387
+8,041
+2,063,159
+1,447,933
+128,201
+557,100
-1,511
-813
-67,751
+41
-25,014
-18,166
-3,834
+11,150
+10,278

+17,311,556

+2,100

+2,388,542
+16,180,973
-1,443,401
+129,108
+58,372
-2,038
+2,070,004
+1,425,283
+138,535
+907,683
-3,220
-3,284
-394,993
-9,502
-44,713
-39,581
-6,800
+18,339
+35,880
-1,044

118,705,754

108,683,534

99,371,615

+10,022,220

+19,334,139

91,599,715

84,328,146

76,932,347

18,676,062
66,783,630
901,737
2,857,760
2,031,223
318,747
25,860,038
14,260,532
1,270,707
6,315,142
39,288
16,824
3,957,545
217
816,540
41,073
70,364
62,398
206,043
79,922

18,083,742
59,452,067
886,708
2,833,594
2,019,836
310,706
23,796,879
12,812,599
1,142,506
5,758,042
40,799
17,637
4,025,296
176
841,554
59,239
74,198
51,248
195,765
77,822

16,287,520
50,602,657
2,345,138
2,728,652
1,972,851
320,785
23,790,034
12,835,249
1,132,172
5,407,459
42,508
20,108
4,352,538
9,719
861,253
80,654
77,164
44,059
170,163
80,966

56,270,259
18,241,712
267,188
3,743,572
10,880,788
944,952
1,251,244
19,316,831
18,806,720
101,121
3,841
347,212
47,087
10,850
110,916,546
183,943
111.255
72,289
45,579
36,728
263,348
108,290

50,756,057
17,343,991
289,668
3,638,179
9,903,521
936,663
1,460,067
16,947,405
16,447,652
99,596
4,102
332,927
51,778
11,350
101,275,551
209,107
74,785
57,802
42,343
35,550
231,651
61,150

51,820,162
9,185,885
257,817
3,601,845
9,602,817
891,070
1,572,751
15,330,013
14,821,737
115,465
4,652
326.554
57,555
4,050
92,262,360
203,508
39,310
54,322
38,713
35,992
185.555
76,621

+5,514,202 +4,450,097
+897,721 +9,055,827
-22,480
+9,371
+105,393
+141,727
+977,267 +1,277,971
+8,289
+53,882
-208,823
-321,507
+2,369,426
+3,986,818
+2,359,068 +3,984,983
+1,525
-14,344
-261
-811
+14,285
+20,658
-4,691
-10,468
-500
+6,800
+9,640,995 +18,654,186
-25,164
-19,565
+36,470
+71,945
+14,487
+17,967
+3,236
+6,866
+1,178
+736
+31,697
+77,793
+47,140
+31,669

+7,271,569

+14,667,368

T o ta l lia b ilitie s ..........................................................................................

111,737,978

101,987,939

92,896,381

+9,750,039

+18,841,597

CAPITAL ACCOUNTS
Capital...........................................................................................................................
Surplus...........................................................................................................................
Undivided profits.........................................................................................................
Other capital accounts...............................................................................................

2,469,041
3,047,594
1,008,503
442,638

2,441,643
2,856,333
966,848
430,771

+27,398
+191,261
+41,655
+11,867

+52,667
+277,817
+142,510
+19,548

2,416,374
2,769,777
865,993
423,090

T o ta l c a p ita l a c c o u n ts............................................................................

6,967,776

6,695,595

6,475,234

+272,181

+492,542

T otal lia b ilitie s and c a p ita l a c co u n ts..............................................

118,705,754

108,683,534

99,371,615

+10,022,220

+19,334,139

+5,884,370
+5,478,523
+41

+5,097,752
+4,665,310
+76

MEMORANDA
Net demand deposits subject to reserve (see page 18)......................................
Demand deposits adjusted1....................................................................................
Number of banks..................................................................................................... .

63,087,686
57,307,530
6,814

57,203,316
51,829,007
6,773

57,989,934
52,642,220
6,738

* Demand deposits other than interbank and United States Government, less cash items reported as in process of collection.




AT T M EM BER B A N K S -A S S E T S A N D L IA B IL IT IE S O N SELECTED CALL D A TE S, D ECEM BER 30, 1939, T O D ECEM BER 3 0 ,1 9 4 4
[Amounts in thousands of dollars]

1939
Dec. 30

1940
Dec. 31

1941
Dec. 31

33,940,508

37,126,067

43,520,559

1942
Dec. 31

1943
Dec. 31

1944
June 30

1944
Dec. 30

74,257,603

83,586,653

91,569,159

ASSETS

Loans and investments.......................................
Loans (including overdrafts)...............................
United States Government direct obligations...........
Obligations guaranteed by United States Government...
Obligations of States and political subdivisions..... ....
Obligations of Government corporations and agencies
not guaranteed by United States........................
Other bonds, notes, and debentures.......................
Corporate stocks, (including Federal Reserve Bank
stock)........................................................
Reserves, cash, and bank balances1........................
Reserve with Federal Reserve Banks......................
Cash in vault......................... ........................
Demand balances with banks in United States (except
private banks and American branches of foreign
banks)1.......................... ...........................
Other balances with banks in United States.............
Balances with banks in foreign countries.................
Cash items in process of collection........................
Due fromown foreign branches.................................
Bank premises owned and furniture and fixtures.............
Other real estate owned............................... ..........
Investments and other assets indirectly representing bank
premises or other real estate.... .............................
Customers’ liability on acceptances............................
Income accrued but not yet collected..........................
Other assets........................ ...............................
T o ta l assets.

LIABILITIES
Demand deposits1........................... ..................
Individuals, partnerships, and corporations..............
U. S. Government: War loan and Series E bondaccounts.
Other.....................................
States and political subdivisions...........................
Banks in United States1.....................................
Banks in foreign countries.............................. .
Certified and officers’ checks, cash letters of credit
andtravelers’ checks, etc.................................
Time deposits....................................................
Individuals, partnerships, and corporations:
Savings deposits.........................................
Certificates of deposit. • ■:............................
Christmas savings and similar accounts..............
Open accounts...........................................
United States Government..................................
Postal savings..............; .................................
States and political subdivisions..................... .
Banks in United States......................................
Banks in foreign countries..................................
Total deposits1...................................................
Due to own foreign branches....................................
Bills payable, rediscounts, and other liabilities for borrowed
money.............................. ..............................
Acceptances outstanding.........................................
Dividends declared bu*t not yet payable.......................
Income collected but not yet earned...........................
Expenses accrued and unpaid...................................
Other liabilities....................................................
T o ta l liab ilities.
CAPITAL ACCOUNTS

Capital.......................
Surplus....... ...............
Undivided profits.......—
Reserves for contingencies.
Other capital accounts.....

13,961,820
11,184,195
3,143,960
2,691,687
376,697
2,142,672
439,477
19,782,254
11,603,504
841,215

15,320,598
12,337,408
3,485,638
3,012,693
499,355
2,053,842
416,533
23,963,455
13,991,733
991,146

18,020,904
15,706,687
3,832,035
3,089,606
557,231
1,921,852
392,244
23,122,689
12,396,344
1,086,752

59,263,331

16,088,324
35,006,436
2,539,753
2,965,179
>2,286,693
376,946
24,280,295
13,072,358
1,018,612

16,287,520
50,602,657
2,345,138
2,728,652
1,972,851
320,785
23,790,034
12,835,249
1,132,172

18,083,742
59,452,067
886,708
2,833,594
2,019,836
310,706
23,796,879
12,812,599
1,142,506

18,676,062
66,783,630
901,737
2,857,760

2,031,223
318,747
25,860,038
14,260,532
1,270,707

5,370,257 6,084,424 6,147,354 6,084,146 5,407,459 5,758,042 6,315,142
39,288
40,799
42,508
62,371
98,519
100,881
136,112
16,824
20,108
17,637
12,953
11,134
11,311
23,796
1,807,370 2,783,960 3,382,586 4,029,855 4,352,538 4,025,296 3,957,545
217
9,719
176
362
4,215
2,182
7,827
816,540
841,554
861,253
904,130
911,213
914,425
924,273
41,073
59,239
80,654
134,846
179,139
228,243
287,709
70,364
77,164
74,198
92,935
98,449
130,774
111,146
62,398
44,059
51,248
40,507
72,427
83,052
107,543
206,043
170,163
195,765
126,287
110,586
100,159
105,026
79,922
77,822
80,966
73,887
101,579
79,902
124,082
55,360,949

62,657,678

68,120,856

84,916,580

99,371,615 108,683,534 118,705,754

37,487,815

44,110,412

49,230,638

65,435,697

76,932,347

84,328,146

91,599,715

11,852,337

12,319,198

12,486,751

15,330,013

16,947,405

19,316,831

24,603,982 29,576,064 33,061,264 42,139,236 51,820,162
616,118 1,709,333 7,923,429 ‘J 9,185,885
► 742,566
257,817
2,321,334 2,723,660 3,065,567 3,317,989 ' 3,601,845
8,507,394 9,581,199 9,713,951 10,101,306 9,602,817
811,439
891,070
671,186
700,073
749,251
913,298 1,009,337 1,142,298 1,572,751
563,288
12,840,974

50,756,057
17,343,991
289,668
3,638,179
9,903,521
936,663
1,460,067

56,270,259
18,241,712
267,188
3,743,572
10,880,788
944,952
1,251,244

9,883,113 10,266,149 10,513,338
611,226 12,365,923 14,821,737 16,447,652 18,806,720
654,941
676,529
30,136
27,853
24,434
723,343
737,865
631,033
47,675
115,465
99,596
101,121
34,120
34,425
18,050
8,566
4,652
4,102
3,841
16,353
21,562
33,280
331,933
326.554
347,212
332,927
418,220
435,075
432,173
57,555
51,778
82,066
47,087
132,923
135,226
144,188
10,850
4,050
11,350
4,811
7,092
6,102
9,537
49,340,152 56,429,610 61,717,389 78,276,671 92,262,360 101,275,551 110,916,546
209,107
216,952
183,943
203,508
148,921
182,067
150,938
39,310
4,807
111,255
74,785
4,312
3,282
3.241
46,175
72,289
54,322
57,802
86,358
97,461
123,755
38,713
42,343
37,486
45,579
37,902
38,953
37,968
35,992
35,550
46,514
36,728
76,373
56,310
67,666
116,750
231,651
185.555
263,348
98,807
77,946
68,690
76,621
70,372
108,290
61,150
64,430
63,177
58,136
49,839,190

56,960,162

62,234,492

78,815,727

92,896,381 101,987,939 111,737,978

2.363,229 2,356,258 2,362,185 2.378,674 2,416,374 2,441,643 2,469,041
2,166,392 2,279,621 2,394,336 2,499,071 2,769,777 2,856,333 3,047,594
865,993
966,848 1,008,503
846,793
775,145
721,444
674,734
295,839
312,467
276,613
423,090
430,771
442,638
376,315
42,231
44,354
40,791
6,475,234

6,695,595

6,967,776

T o ta l c a p ita l a c c o u n ts............................

5,521,759

5,697,516

5,886,364

6,100,853

T o ta l liab ilitie s an d c a p ital accounts.

55,360,949

62,657,678

68,120,856

84,916,580

99,371,615 108,683,534 118,705,754

2,366,514
43,677
265,166
24,029
2,033,642
335,277
29,499
30,325,!
25,681,234
6,362

2,359,291
40,758
247,726
18,243
2,052,564
343,093
23,894
35,261,636
30,429,062
6,486

2,364,456
38,512
220,587
17,716
2,087,641
312,094
23,591
39,707,549
33,753,582
6,619

2,380,309
36,121
196,938
16,831
2,130,419
285,138
22,706
55,325,653
42,569,668
6,679

2,417,531
32,431
179,834
13,311
2,191,955
266,140
19,107
57,989,934
52,642,220
6,738

MEMORANDA

Par or face value of capital..........................
Capital notes and debentures...................
First preferred stock.............................
Second preferred stock..........................
Common stock....................................
Retirable value of capital: First preferred stock.............
Second preferred stock...........
Net demand deposits subject to reserve (see page 18).......
Demand deposits adjusted (see note 1, page 1)...............
Number of banks...................... ...........................|

2,442,563
31,342
165,735
10,536
2,234,950
251,596
16,147
57,203,316
51,829,007
6,773

1 Beginning June 30,1942, assets and liabilities exclude reciprocal bank balances, which on Dec. 31, 1942 aggregated $513,171,000.




2,469,723
29,273
143,240
9,077
2,288,133
227,897
14,425
63,087,686
57,307,530
6,814

ALL MEMBER B A N K S -A S S E T S A N D L IA B ILIT IES O N DECEM BER 30, 1944. BY CLASSES O F BA N K S
[A m ounts Ln th o u sa n d s of dollars]
C entral reserve c ity
m em ber b a n k s 1
N e w York

Chicago

R eserv e

city

m em ber
b a n k s1

All
n a tio n a l
m em ber
b ank s

A ll S ta te
m em ber
b anks

58,308,000

33,261,159

70,364
62,398
206,043
79,922

11,479,900
42,655,114
636,862
2,052,310
1,342,365
141,449
17,569,598
9,248,647
' 882,545
4,810,686
29,472
9,567
2,588,681
511,577
18,157
47,640
42,715
121,655
48,140

38,283,878 118,705,754

76,667,482

42,038,272

58,918,523

32,681,192

111,255
72,289
45,579
36,728
263,348
108,290

36,233,192
10,796,413
221,120
2,800,945
7,555,274
463,372
848,207
12,939,028
12,561,603
80,252
3,300
256,240
34,083
3,550
71,857,551
175,149
54,180
48,463
29,641
24,560
168,053
45,265

35,962,828 111,737,978

72,402,862

39,335,116

C ou ntry
m em ber
b a n k s1

ASSETS
Loans and investments........................................ 24,003,083 5,442,561 33,603,290 28,520,225
6,821,805 4,910,063
Loans (including overdrafts)............................... 5,759,951 1.184.243 24,601,493
21,310,369
United States Government direct obligations............ 16,989,524 3.882.244
241,354
440,497
30,778
189,108
Obligations guaranteed by United States Government..
999,516 1,229,770
468,150
160,324
Obligations of States and political subdivisions.........
752,455
626,892
483,306
168,570
Other bonds, notes, and debentures.......................
Corporate stocks (including Federal Reserve Bank
76,214
16,402
113,087
113,044
stock)........................................................
Reserves, cash, and bank balances......................... 4,921,356 1,378,332 10,237,585 9,322,765
3,909,379
5,686,769
898,684
Reserve with Federal Reserve Banks...................... 3,765,700
684,212
441,457
42,617
102,421
Cash in vault.................................................
Demand balances with banks in United States (except
175,551 1,986,580 4,080,223
72,788
private banks and Americanbranches of foreignbanks)
16,737
17,442
1,509
3,600
Other balances with banks in United States.............
1,672
4,386
509
10,257
Balances with banks in foreign countries.................
2,100,951
630,542
259,462
966,590
Cash items in process of collection........................
217
Due fromown foreign branches.................................
278,247
341,977
16,784
179,532
Bank premises owned and furniture and fixtures.............
18,824
15,467
6,782
Other real estate owned..........................................
Investments and other assets indirectly representing bank
14,522
50,676
224
4,942
premises or other real estate..................................
22,275
1,941
2,458
35,724
Customers’ liability on acceptances...........................
84,056
38,061
15,504
68,422
Income accrued but not yet collected..........................
40,160
25,563
10,073
4,126
Other assets.......................................................
29,230,131

T otal assets.

6,859,989

44,331,756

LIABILITIES
Demand deposits........ ................... .................. 25,760,138 5,848,495 34,016,103 25,974,979
Individuals, partnerships, and corporations.............. 14,448,406 3,100,251 20,371,251 18,350,351
U. S. Government: War loan and Series E bond accounts 6,669,801 1,398,090 6,070,076 4,103,745
86,979
126,235
51,805
2,169
Other...................................
198,755
167,347 1,509,159 1,868,311
States and political subdivisions...........................
5,420,687
1,148,779
1,131,974
3,179,348
Banks in United States......................................
8,163
70,077
16,088
850,624
Banks in foreign countries..................................
Certified and officers’ checks, cash letters of credit and
369,395
487,874
32,576
361,399
travelers’ checks, etc.......................................
9,896,263
7,788,247
619,772
Time deposits.................................................... 1,012,549
619,122 7,560,516 9,650,391
976,691
Individuals, partnerships, and corporations...........
54,114
39,623
7,384
United States Government.................................
3,048
793
Postal savings................................................
174,606
154,477
650
17,479
States and political subdivisions...........................
14,104
31,838
1,145
Banks in United States......................................
1,000
9,850
Banks in foreign countries..................................
Total deposits................................................... 26,772,687 6,468,267 41,804,350 35,871,242
4,862
179,081
Due to own foreign branches....................................
Bills paj^able, rediscounts, and other liabilities for borrowed
15,505
95,750
money.............. ............................................
1,978
25,967
41,832
2,512
Acceptances outstanding........................................
1,310
9,784
13,018
21,467
Dividends declared but not yet payable......................
11,076
1,679
18,097
5,876
Income collected but not yet earned..........................
45,310
25,899
106,051
86,088
Expenses accrued and unpaid..................................
7,933
32,580
61,180
6,597
Other liabilities..................................................
T otal lia b ilitie s
CAPITAL ACCOUNTS

Capital..........................................
Surplus..........................................
Undivided profits..............................
Other capital accounts........................

27,263,961

587,160
1,001,255
293,098
84,657

6,506,264

42,004,925

803,816
133,000
146,650 1,023,424
319,223
32,514
180,368
41,561

T otal ca p ita l a c c o u n ts ..............................

1,966,170

353,725

2,326,831

T otal lia b ilitie s and c a p ita l accou n ts.

29,230,131

6,859,989

44,331,756

MEMORANDA

Par or face value of capital..........................
Capital notes and debentures...................
First preferred stock.............................
Second preferred stock..........................
Common stock....................................
Retirable value of capital: First preferred stock......
Second preferred stock. .. .
Net demand deposits subject to reserve (see page 18).
Demand deposits adjusted (see note 1, page 1)........
Number of banks..........................................
1 See second paragraph on Table of Contents page




587,160
322

133,000

578,828
20,025

133,000

8,010

18,050,959 4,015,715
14,041,970 3,040,712
37
13

All
member
banks

91,569,159
18,676,062
66,783,630
901,737
2,857,760
2,031,223
318,747
25,860,038
14,260,532
1,270,707
6,315,142
39,288
16,824
3,957,545
217
816,540
41,073

91,599,715
56,270,259
18,241,712
267,188
3,743,572
10,880,788
944,952
1,251,244
19,316,831
18,806,720
101,121
3,841
347,212
47,087
10,850
110,916,546
183,943

7,196,162
24,128,516
264,875
805,450
688,858
177,298
8,290,440
5,011,885
388,162
1,504,456
9,816
7,257
1,368,864
217
304,963
22,916
22,724
19,683
84,388
31,782

20,037,067
7,445,299
46,068
942,627
3,325,514
481,580
403,037
6,377,803
6,245,117
20,869
541
90,972
13,004
7,300
39,058,995
8,794
57,075
23,826
15,938
12,168
95,295
63,025

905,986
1,563,055
1,805,960 1,241,634
377,118
631,385
178,418
264,220

945,065
876,265
363,668
136,052

2,469,041
3,047,594
1,008,503
442,638

2,321,050

6,967,776

4,264,620

2,703,156

38,283,878 118,705,754

76,667,482

42,038,272

945,747
803,816
12,561
16,390
73,114
62,116
550
8,527
851,545
724,760
118,476
•89,396
13,875
550
23,859,071 17,161,941
20,267,333 19,957,515
6,408
356

2.469,723
29,273
143,240
9,077
2,288,133
227,897
14,425
63,087,686
57,307,530
6,814

906,381
29,273
56,854
86,386
3,609
5,468
816,645
1,471,488
102,555
125,342
7,694
6,731
40,723,198 22,364,488
37,293,663 20,013,867
1,789
5,025

4
ALL M EM BER B A N K S

ASSETS A N D L IA B ILIT IES O N DECEM BER 30, 1944, BY FEDERAL RESERVE D IS T R IC T S
[Amounts in thousands of dollars]

Federal Reserve
T o ta l, all
d istricts

Boston

d is tr ic t

New York

Phila­
delphia

Cleveland

Richmond

Atlanta

ASSETS

91,569,159
18,676,062
66,783,630
901,737
2,857,760
2,031,223

4,947,987

988,900
3,775,342
19.869
54,568
93,420
15,888
1,241,299
672,309
103,332
273,445
2,028
517
189,668
54.829
2,549
3,409
11,132
10,770

6,804,873
807,886 1,338,821
773,892
701,281
21,704,020 3,534,625 5,262,245 2,960,887 .2,590,807
241,755
28,371
59,563
75,758
32,460
664,444
127,841
81.247
228,415
240,582
617,931
248,240
240,115
67,145
40,166
137,661
23,433
8,763
39,0.52
8,344
6,320,805
1,276,890
2,067,573
1,395,648
1,471,722
4,518,899
707,746 1,112,161
624,057
632,278
215,647
85,362
137,506
94,467
84,656
433,248
533,409
293,636
493,261
554,543
4,899
2,191
3,134
1,407
2,843
250
11,206
325
174
277
1,136,906
187,630
281,113
182,282
197,125
217
265.333
65,209
83,550
48,307
45,883
13,284
10,884
3,814
1,323
1,291
10,153
3,813
8,008
2.966
3,150
35,969
298
5,504
293
2,473
83,185
9,463
14,723
5,936
8,027
16,140
7,465
9,084
6, 761
5,685

30,170,684

4,817,783

7,168,211

3,920,305

3,613,640

118,705,754

6,274,861

36,915,770

6,202,825

9,349,447

5,381,539

5,151,871

91,599,715
56,270,259
18,241,712
267,188
3,743,572
10,880,788
944,952

4,830,547

30,393,109

4,383,878

6,481,382

4,167,131

4,150,090

34,446,367

5,691,836

8 ,666,453

5,098,729

4,906,484

2,469,041
3,047,594
1,008,503
442,638

150,979
804,970
186,381 1,184,838
64,386
362,560
31,940
117,035

177,335
236,896
73,809
22,949

222,643
333,761
76,039
50,551

104,801
115,379
43,480
19,150

100,294
97,469
31,254
16,370

T otal ca p ita l a c c o u n ts........................ ................

6,967,776

433,686

2,469,403

510,989

682,994

282,810

245,387

T o ta l lia b ilitie s and ca p ita l a c c o u n ts...........

118,705,754

6,274,861

36,915,770

6,202,825

9,349.447

5,381,539

5,151,871

L o a n s a n d i n v e s t m e n t s ........................................................................
L oan s (in c lu d in g o v e r d r a ft s ) ........................................................
U n ite d S ta te s G overn m en t d ir cc t o b l ig a t io n s ....................
O b lig a tio n s g u a r a n te ed b y U n ited S ta te s G o v er n m e n t. .
O b lig a tio n s of S ta te s and p o litic a l s u b d iv is io n s ................
O ther b on d s, n o te s, and d e b e n t u r e s .........................................
C orporate sto c k s (in c lu d in g F ed era l R e se r v e B an k
s t o c k ) ....................................................................................................
R e s e r v e s , c a s h , a n d b a n k b a l a n c e s .............................................
R eserv e w ith F ed era l R eserv e B a n k s ......................................
Cash in v a u l t .........................................................................................
D em an d b a la n ces w ith ban k s in U n ited S ta te s (excep t
p r iv a te ban k s and A m erican b ran ch es of foreign b a n k s)
O ther b alan ces w ith ban k s in U n ited S t a te s ....................
B a la n c e s w ith bank s in foreign c o u n tr ie s ......................
Cash ite m s in p rocess o f c o lle c tio n .......................................
D u e from own foreign b r a n c h e s ..................................................
B ank prem ises ow n ed and fu rn itu re and fix tu r e s ..................
O ther real e s ta te o w n e d .......................................................................
In v e s tm e n ts and oth er a s s e ts in d ir e c tly rep resen tin g bank
p rem ises or o th e r real e s t a t e .....................................................
C u sto m ers’ lia b ility on a c c e p ta n c e s ..............................................
In com e accru ed b u t n ot y e t c o lle c tc d ..........................................
O ther a s s e t s ................................................................................................

T otal a s s e t s .
L IA B IL IT IE S
D e m a n d d e p o s i t s .........................................................................................
I n d iv id u a ls , p a r tn e rsh ip s, and c o r p o r a tio n s..........................
U. S. G overn m en t: War loan and Series E bond a c c o u n ts
O th e r .................................................................
S ta te s and p o litic a l s u b d iv is io n s .................................................
B an k s jn U n ite d S t a t e s ......................................................................
B an k s in foreign c o u n tr ie s ..................... ......................................
C ertified and o fficers’ ch eck s, cash le tte r s of c red it and
tra v e le rs’ ch eck s, e tc .......................................................................
T i m e d e p o s i t s .................................................................................................
In d iv id u a ls, p a rtn ersh ip s, and c o r p o r a tio n s..........................
U n ite d S ta te s G o v e r n m e n t...............................................................
P o sta l s a v in g s . ........................................................................................
S ta te s and p o litic a l s u b d iv is io n s ..................................................
B an k s in U n ite d S t a t e s ......................................................................
B a n k s in foreign c o u n t r ie s ...............................................................
T o t a l d e p o s i t s . ..............................................................................................
D u e to ow n foreign b r a n c h e s ...................................................................
B ills p a y a b le , r e d isc o u n ts, and o th er lia b ilitie s for borrow ed
m o n e y ..........................._....................................................................................
A c c e p ta n c e s o u t s ta n d in g ............................................................................
D iv id e n d s d eclared b u t n o t y e t p a y a b le ..........................................
Incom e c o lle c te d b u t n o t y e t e a r n e d ...................................................
E x p en ses accru ed and u n p a id .................................................................
O ther lia b ilit ie s ...............................................................................................

T o ta l lia b ilitie s .

318,747
25,860,038
14,260,532
1,270,707
6,315,142
39,288
16,824
3,957,545
217
816,540
41,073
70,364
62,398
206,043
79,922

1,251,244
19,316,831
18,806,720
101,121

3,841
347,212
47,087
10,850
110,916,546
183,943

2,886

2,978,208
1,211,110
11,644
198,801
348,370
17,788
64,626
962,388
954,873
5,624
303
1,104
484
5,792,935

111,255
72,289
45,579
36,728
263,348
108,290

4,862
2,535
12,514
3,923
2,592
19,166
2,648

111,737,978

5,841,175

17,488,802 2,956,056 4,450,836 2,506.842 2,432,455
7.614,013
848,934 1,168,339
839,763
536,606
65,803
6,782
11.718
22,130
23,307
138,186
655.372
209,033
221,719
328,273
3,277,367
388,356
566,109
520,704
783,705
852,854
8.714
2,948
2,175
5,985
36,850
72,399
438,898
53,798
39,759
3,533,533
2,153,965
1,283,259
915,306
739,549
3,468,667 1,242,665 2,059,303
885,956
703,246
4.714
16,026
20,519
522
14,355
15
289
680
133
249
33,498
35,164
85,238
9,271
10,365
5,477
5,591
427
8,222
5,170
9,850
33,926,642 5,667,137 8,635,347 5,082,437 4,889,639
179,081
106,165
255
650
42,075
6,498
298
29.3
3.154
22,965
2.515
3.087
1.809
1,974
1,945
9,351
2,482
2,174
2.112
96.423
21,764
9,119
11,704
8,135
1,210
63,665
4,047
2,247
1,470

CAPITAL ACCOUNTS
C a p ita l...............................................................................
S u r p lu s...............................................................................
U n d iv id e d p r o f it s ........................................................
O ther c a p ita l a c c o u n t s .............................................

MEMORANDA
P ar or fa ce v a lu e of c a p it a l.............................................................
C a p ita l n o te s and d e b e n tu r e s ................... .............................
F ir st preferred s t o c k ...................................................................
Second preferred s t o c k ...............................................................
C om m on s t o c k ................................................................................

2,469,723
29,273
143,240
9,077
2,288,133

R e tir a b le va lu e o f c a p ita l: F ir st preferred s t o c k ................
S econd preferred s t o c k ...........

227,897
14,425

N e t d em and d e p o s its su b je ct to reserv e (see page I S ) . ..
D em an d d e p o s its a d ju ste d (see n o te l ,p a g e 1) ....................
N u m b er of b a n k s ...................................................................................

63,087,686
57,307,530
6,814




150,979
805.360
177,339
222,643
104.801
100.294
9,608
13,293
509
405
4,020
42,741
10,266
10,008
4,466
10,547
938
4,986
1,434
195
125
50
146,021
748,025
165,639
199,147
99,701
89,292
5,185
90,466
13,463
18,087
4,665
11,745
1,938
8,721
195
2,037
125
50
3,156,581 21,208,951 3,053,793 4,498,521 2,651,825 2,861,816
3,051,967 17,446,166 2,943,462 4,451,155 2,600,077 2,603,362
347
710
816
647
468
316

5
ALL M EM BER B A N K S -A S S E T S A N D LIA B IL IT IE S O N D ECEM BER 30, 1944, BY FEDERAL RESERVE D IS T R IC T S
[Amounts in thousands of dollars]

Federal Reserve district
Chicago

St. Louis

Minne­
apolis

Kansas
City

Dallas

San
Francisco

ASSETS

Loans and investments....................................................... 13,841,525 3,204,852 2,236,641 3,343,785 3,088,512 11,215,234
664,030
718,589
407,684
2 ,2 5 3 ,9 6 3
815,977
Loans (including overdrafts)............................................... 2 ,4 0 0 ,1 6 6
United States Government direct obligations — ....................... 10,414,979 2,2 3 4 ,9 8 2 1 ,7 0 4 ,8 9 0 2 ,4 1 0 ,4 2 7 2 ,1 0 8 ,9 4 8 8 ,0 8 1 ,4 7 8
48,372
31,665
19,415
40,958
181,704
121,847
Obligations guaranteed by United States Government..................
57,340
163,210
495,680
133,142
100,822
510,469
Obligations of States and political subdivisions........................
48 ,0 9 6
64,862
15,695
171,373
43,777
380,403
Other bonds, notes, and debentures.......................................
9 ,650
3,535
28,450
21,612
6,112
Corporate stocks (including Federal Reserve Bank stock).............
16,247
703,373 1,635,828 1,616,970 3,076,872
Reserves, cash, and bank balances......................................... 3,921,530 1,131,528
524,660
315,263
669,963
646,914
1 ,7 02,493
Reserve with Federal Reserve Banks..................................... 2 ,1 3 3 ,7 8 9
50,452
29,927
48,935
6 9,054
203,306
148,063
Cash in vault................. .......#........................ ..............
Demand balances with banks in United States (except private banks
395,734
716,605
272,646
730,114
570,461
and American branches of foreign banks)............................. 1 ,0 4 8 ,0 4 0
7,110
5,110
251
721
2,245
7,349
Other balances with banks in United States............................
68
528
43
602
1,207
1,627
Balances with banks in foreign countries................................
160,363
84,288
193,172
168,041
530,078
646,879
Cash items in process of collection.......................................
Due fromown foreign branches................................................
23,439
37,698
24,217
14,182
80,822
73,071
Bank premises owned and furniture and fixtures............................
3,895
31
375
1,789
1,377
461
Other real estate owned................................................ _.......
Investments and other assets indirectly representing bank premises or
156
4,348
2,284
2,888
3,458
25,731
other real estate................................................................
670
233
2,976
46
126
Customers’ liability on acceptances...........................................
2,678
30.353
4 ,776
5,316
4 ,6 0 4
2,221
26,669
Income accrued but not yet collected.........................................
10,660
2,749
732
3,922
1,803
12,035
Other assets.......................................................................
17,883,464 4,372,843 2,964,669 5,014,470 4,752,165 14,441,830
T o ta l a ssets.
LIABILITIES
Demand deposits............................ ................................. 13,427,638 3,494,591
Individuals, partnerships, and corporations............................ 8 ,2 0 5 ,9 8 0 2 ,0 3 7 ,8 6 9
United States Government: War loan and Series E bond accounts ... 2 ,7 3 8 ,9 3 6
476,294
_Other.......................................
24,820
10,338
166,035
States and political subdivisions.........................................
633,612
Banks in United States.................................................... 1,6 8 0 ,4 3 4
772,592
Banks in foreign countries.............................^..................
20,000
1,327
Certified and officers’ checks, cash letters of credit and travelers’
123,856
30,136
checks, etc................................................................
640,614
Time deposits.................................................................. 3,543,797
617,977
Individuals, partnerships, and corporations............................ 3,4 8 8 ,8 2 2
6,058
6 ,806
United States Government................................................
478
365
Postal savings......... . ..................................................
42,703
15,098
States and political subdivisions.........................................
368 *
5,736
Banks in United States....................................................
Banks in foreign countries................................................
Total deposits.................................................................. 16,971,435 4,135,205
Due to own foreign branches........................ ........................
1,000
Bills payable, rediscounts, and other liabilities for borrowed money....
3 ,049
673
Acceptances outstanding.......................................................
1,230
3,455
Dividends declared but not yet payable.....................................
5,231
Income collected but not yet earned.........................................
1,238
4 1,240
6,269
Expenses accrued and unpaid..................................................
8,664
1,661
Other liabilities..................................................................
T o ta l lia b ilitie s.
17,033,074 4,147,276
Capital..................
Surplus.................
Undivided profits.......
Other capital accounts.

2,209,228 4,293,868 4,178,859 9,589,394
1 ,2 5 2 ,1 1 9
4 51,590
5,387
143,990
323.228
2,696

30.218

590,979
585,990
458
229
3 ,368
934

2 ,4 9 1 ,8 5 4
484,207
19,640
270,422
974,999
410
52,336

467,091
455,499
3,645
234
1,916
5,797

2 ,6 7 4 ,7 2 7
491,572
20,821
188,314
702,038
6,035

6 ,794,511
1,3 8 0 ,3 4 8
44,798
589,815
542,886
24,020

95,352

213,016

315,464
5,692
434
19,505
1,047

4 ,0 2 8 ,2 5 8
16,702
432
89,982
7,834

342,142 4,144,208

1,000

2,800,207 4,760,959 4,521,001 13,733,602
50
226
1,857
6,178
225

450
232

1,012
779
6,091
123

200
126
1,115
551
6 ,268
722

3,327
2,268
6,416
30,991
21,608

2,808,743 4,769,646 4,529,983 13,798,212

CAPITAL ACCOUNTS
330,230
328,487
106,065
85,608

T o ta l c a p ita l a c c o u n ts ...............................
T o ta l lia b ilitie s and c a p ita l acco u n ts.

60,677
58,354
24,805
12,090

91,365
85,291
50,778
17,390

92,548
85,264
3 1,870
12,500

238,305
255,585
103,226
46,502

225,567
155,926
244,824
850,390
222,182
643,618
17,883,464 4,372,843 2,964,669 5,014,470 4,752,165 14,441,830

MEMORANDA

Par or face value of capital..........................
Capital notes and debentures...................
First preferred stock..............................
Second preferred stock...........................
Common stock....................................
Retirable value of capital: First preferred stock.......
Second preferred stock_
Net demand deposits subject to reserve (see page 18).
Demand deposits adjusted (see note 1, page 1).......
Number of banks...........................................




94,894
79,889
40,231
10,553

330,320
3,283
22,186
503
304,348

95,092
,425
4,277
558
88,832

60,677
209
2,294

22,326
503

4 ,370
568

9 ,1 1 1 ,8 3 0
8 ,4 3 3 ,3 7 0
969

2 ,4 6 2 ,2 0 0
2 ,0 7 3 ,6 7 7
475

1

91,365
116
1,399
164
89,686

92,548
129
4 ,025

238,305
296
27,011

88,394

210,976

2,294

102

1,408
164

4,517

49,371

1,4 0 0 ,8 3 2
1 ,3 4 2 ,0 3 9
467

2 ,8 9 9 ,8 8 9
2 ,6 2 1 ,4 4 0
749

2 .7 8 9 ,1 3 2
2 ,7 9 0 ,3 5 2
580

6 ,9 9 2 ,3 1 6
6 ,9 5 0 ,4 6 3
270

102

58,072

22

22

6
ALL M EM BER B A N K S -C L A S S IF IC A T IO N O F LO A N S A N D U N IT E D STA TES G O V E R N M E N T D IR E C T O B L IG A T IO N S

[In thousands of dollars]
All member banks on selected call dates
1939
Dec. 30

1940
Dec. 31

1941
Dec. 31

1942
Dec. 31

1943
Dec. 31

1944
June 30

1944
Dec. 30

13,961,820

15,320,598

18,020,904

16,088,324

16,287,520

18,083,742

18,676,062

7,022,990
424,693
597,864
2,200,119
2,129,738
257,730
2,373,117
576,624
60,787
121,894
141,377
220,404
983,785
972,620
59,452,067
4,465,940
14,228,404
10,639,918
373,598
5,095,756
17,813,415
5,357,846
1,477,190

7,530,983
629,977
567,698
2,248,714
2,108,273
243,247
2,389,755
575,513
58,751
126,068
159,777
224,694
994,743
817,869
66,783,630
3,747,838
13,981,556
14,126,875
455,407
5,308,973
22,466,622
5,117,870
1,578,489

Commercial and industrial loans, including open-market
paper........................................................ 5,840,746
Loans on agricultural commodities covered by purchase
agreements of Commodity Credit Corporation........
Other agricultural loans..................................... | 729,539
790,316
Loans to brokers and dealers in securities................
700,351
Other loans for purchasing or carrying securities........
288,696
Real-estate loans: On farmland...........................
On residential property............... 1,883,553
784,476
On other properties....................
56,350
Loans to banks...............................................
Consumer loans to individuals:
Retail automobile instalment paper..................
Other retail and repair-modernization instal. loans..
Personal instalment cash loans........................ • 2,887,793
Single-payment loans to individuals..................
All other loans (including overdrafts).....................
U nited S ta tes G overnm ent direct o b lig a tio n s .................. 11,184,195
562,737
Treasury bills.................................................
Treasury certificates of indebtedness.....................
Treasury notes................................................ 2,223,277
United States savings bonds1 .........................
773,492
Other bonds maturing in 5years or less..................
Other bonds maturing in 5 to 10years.................... 3,017,960
Other bonds maturing in 10 to 20 years................... 3,657,326
949,403
Bonds maturing after 20 years.............................

6,659,572 8,671,114 7,386,885 7,420,746
461,140
525,852
865 091
972 321 }\ 562,919
561,824
642,448
594,193
934,453 1,398,236
652,121
538,153
839,330
597,684
299,188
265,570
245,598
294,962
2,118,475 2,396,116 2,457,679 2,418,705
810,344
802,831
699,913
609,907
39,023
26,384
57,426
43,106
115,695
211,425
277,685
156,872
3,230,253 3,652,660
284,876
215,534
995,578
1,073,186
843,344
790,929
12,337,408 15,706,687 35,006,436 50,602,657
651,986
970,898 4,363,309 4,360,425
6,285,324 12,071,167
2,594,269 3,007,044 5,409,821 6,906,023
.....................
151,864
170,761
1,367,488 1,424,556 2,671,558 5,259,443
2,885,694 3,503,734 9,078,768 14,914,737
4,344,955 5,634,165 5,927,930 5,563,960
493,016 1,166,290 1,117,862 1,356,141
By classes of banks, December 30, 1944

Central reserve city
member banks2
NewYork Chicago
Commercial and industrial loans, including open-market
paper........................................................
Loans on agricultural commodities covered by purchase
agreements of Commodity Credit Corporation........
Other agricultural loans.....................................
Loans to brokers and dealers in securities................
Other loans for purchasing or carrying securities........
Real-estate loans: On farm land...........................
On residential property...............
On other properties....................
Loans to banks...............................................
Consumer loans to individuals:
Retail automobile instalment paper..................
Other retail and repair-modernization instal. loans..
Personal instalment cash loans........................
Single-payment loans to individuals........ .........
All other loans (including overdrafts).....................
U nited S ta te s G overnm ent direct o b lig a tio n s ..................
Treasury bills..... .........................................
Treasury certificates of indebtedness......................
Treasury notes................................................
United States savings bonds...................... .........
Other bonds maturing in 5years or less..................
Other bonds maturing in 5 to 10 years....................
Other bonds maturing in 10 to 20 years...................
Bonds maturing after 20 years.............................
1Not reported separately prior to 1942.
2See second paragraph on Table of Contents page.




5,759,951

1,184,243

Reserve
city
member
banks2

Country
member
banks2

All
member
banks

All
national
member
banks

All State
member
banks

6,821,805

4,910,063

18,676,062

11,479,900

7,196,162

7,530,983

4,763,493
539,613
458,964
984,058
1,166,622
168,473
1,536,117
335,001
21,430
99,228
118,372
153,382
471,670
663,477
42,655,114
2,379,872
8,946,691*
9,239Jj9iL
... 33M27.
3,499,271
13,673,101
3,400,866
1,179,390

2,767,490
90,364
108,734
1,264,656
941,651
74,774
853,638
240,512
37,321
26,840
41,405
71,312
523,073
154,392
24,128,516
1,367,966
5,034,865
4,887,279
119,080
1,809,702
8,793,521
1,717,004
399,099

2,610,285
737,937 3,033,519 1,149,242
29,968
14,309
233,699
352,001
87
2,633
114,632
450,346
1,742,487
163,000
311,331
31,896
858,725
163,220
776,538
309,790
8
631
47,124
195,484
46,072
13,659 1,096,005 1,234,019
40,295
9,647
235,960
289,611
40,828
1,500
14,307
2,116
815
3,269
66,116
55,868
21,628
11,818
76,068
50,263
22,538
5,347
78,783
118,026
208,144
25,000
438,582
323,017
32,273
299,141
348,384
138,071
16,989,524
3,882,244 24,601,493 21,310,369
912,512
882,008
249,581 1,703,737
3,739,991 1,045,321 5,729,926 3,466,318
3,745,074
778,544 5,180,862 4,422,395
421,758.
....30,466.
2,222
9M
1,457,518
394,148 1,999,989 1,457,318
6,191,635
778,990 7,470,907 8,025,090
886,995
484,285 1,946,781 1,799,809
54,838
149,153
538,825
835,673

629,977
567,698
2,248,714
2,108,273
243,247
2,389,755
575,513
58,751
126,068
159,777
224,694
994,743
817,869
66,783,630
3,747,838
13,981,556
14,126,875
455*4Q7_
5,308,973
22,466,622
5,117,870
1,578,489

7
ALL M EM BER B A N K S -C L A S S IF IC A T IO N O F LO A N S A N D U N IT E D STATES G O V E R N M E N T D IR E C T O B L IG A T IO N S
[In th o u sa n d s of dollars]

By Federal Reserve districts, December 30, 1944
T otal, a ll
d istricts

L o a n s..................................................................................................

Commercial and industrial loans, including open-market paper.................................................
Loans onagricultural commodities covered by purchase
agreements of Commodity Credit Corporation....
Other agricultural loans..................................
Loans to brokers and dealers in securities.............
Other loans for purchasing or carrying securities.....
Real-estate loans: On farm land.........................
On residential property.............
On other properties.................
Loans to banks............................................
Consumer loans to individuals:
Retail automobile instalment paper................
Other retail and repair-modernization instal. loans.
Personal instalment cash loans.....................
Single-payment loans to individuals...............
All other loans (including overdrafts)..................
U nited S ta tes G overnm ent d irect o b lig a tio n s..................
Treasury bills..............................................
Treasury certificates of indebtedness...................
Treasury notes.............................................
United States savings bonds.............................
Other bonds maturing in 5 years or less...............
Other bonds maturing in 5 to 10 years.................
Other bonds maturing in 10 to 20 years................
Bonds maturing after 20 years...........................

Boston

NewYork

Phila­
delphia Cleveland Richmond
807,886 1,338,821
773,892

Atlanta

18,676,062
988,900 6,804,873
701,281
7,530,983
449,055
2,898,815
305,615
451,875
295,420
252,154
629,977
66,840
30,571
1,483
3,664
20,323
67,896
8,830
567,698
20,824
10,894
18,634
15,500
18,659
2,248,714
56,850
1,757,210
38,645
101,733
12,593
17,540
2,108.273
50,256
952,024
37,627
193,698
136,843
89,386
243,247
5,111
12,657
16,151
32,177
9,560
18,980
2,389,755
116,325
367,932
157,347
280,224
38,440
116,007
575,513
54,129
115,502
56,478
56,071
23,696
45,348
58,751
3,136
41,238
26
4,385
1,039
377
126,068
3,964
5,523
4 ,780
8,323
4,405
7,143
159,777
9,838
39,481
10,516
13.403
3,845
5,453
224,694
15,456
54,601
19,902
20,248
15,007
10,825
994,743
96,449
296,061
99,425
78,322
77,543
40,740
817,869
.52,661
212,434
48,997
76,064
49,358
81,093
66,783,630 3,775,342 21,704,020 3,534,625 5,262,245 2,960,887 2,590,807
3,747,838
275,970
1 ,027,102
231,179
296.779
86,929
211,086
13,981,556
886,263
4,4 0 5 ,9 4 1
467.576
1 ,0 0 8 ,7 2 4
533,721
491,913
14,126,875
662,648
4 ,587,218
573,401
990,974
602,395
638,840
455,407
21,758
54,306
43,305
48,884
28,471
19,215
5,308,973
280,427
1,695,278
180,471
417,176
267,944
213,913
22,466,622 1,135,347 8,3 0 6 ,1 9 7 1,4 34,239 1 ,8 70,693 1 ,0 86,578
916,639
5,117,870
357,332
1,301.487
407,179
468,565
133,289
227,947
1,578,489
155,597
326,491
197,275
160,450
56,776
36,038

B y F ed eral R eserve d istr icts, D ecem b er 30, 1944— C on tin u ed

Chicago

St. Louis

Minne­
apolis
407,684

Kansas
City
664,030

San
Francisco
815,977 2,253,963

Dallas

718,589
2,400,166
316,571
135,573
236,585
293,980
762,270
Commercial and industrial loans, including open-market paper...... 1 ,1 33,070
Loans on agricultural commodities covered by purchase
29,754
26,439
27,372
62,578
202,641
90.41*
agreements of Commodity Credit Corporation.......................
30,398
73,290
47,787
140,346
78,882
103,654
Other agricultural loans....................................................
175,303
9,615
7,256
5,227
6,295
60,447
Loans to brokers and dealers in securities...............................
69,275
291,469
40,454
39,430
123,723
84,088
Other loans for purchasing or carrying securities.. .....................
15,620
46,931
10,292
18,118
10,603
47,047
Real-estate loans: On farm land..........................................
101,435
59,784
338,616
49,951
26,387
737,307
On residential property..............................
23,061
7,604
61,456
15,179
100,707
16,282
On other properties...................................
2,579
1,508
3,371
779
159
154
Loans to banks...............................................................
Consumer loans to individuals:
5,019
16,309
5,152
7,457
9 ,360
48,633
Retail automobile instalment paper.................................
5,412
33,997
11,737
4,263
4,681
17,151
Other retail and repair-modernization instalment loans...........
5,920
6,544
22,306
6,817
10,197
36,871
Personal instalment cash loans.......................................
66,681
102,792
11,086
39,580
28,426
57,638
Single-payment loans to individuals.................................
37,249
75,747
34,605
37,720
44,001
67,940
All other loans (including overdrafts)....................................
1,704,890 2,410,427 2,108,948 8,081,478
U n ited S ta tes G overnm ent d irect o b lig a tio n s .......................................... 10,414,979 2,234,982
110,312
506,235
74,502
150,777
121,109
655,858
Treasury bills................................................................
475,681
333,909
2 ,3 4 1 ,2 6 0
552,156
500,748
1 ,9 83,664
Treasury certificates of indebtedness................................ .
545,307
405,724
604,669
505,158
1 ,751,242
Treasury notes............................................................... 2,2 5 6 ,2 9 9
95,636
31,032
42,063'
38,609
15,476
16,652
United States savings bonds............. .................................
151,208
174,042
954,854
568,169
236,428
169,063
Other bonds maturing in 5 years or less.................................
693,332
571,782
642,068
627,491
2 ,1 6 2 ,4 2 0
Other bonds maturing in 5 to 10 years................................... 3 ,0 1 9 ,8 3 6
183,877
83,980
952,687
719,911
146,571
135,045
Other bonds maturing in 10 to 20 years..................................
44,233
288,172
18,888
39,149
34,858
220,562
Bonds maturing after 20 years............................................




8
RESERVE C IT Y B A N K S 1—C L A SSIFIC A TIO N O F LO A N S A N D U N IT E D STATES G O V E R N M E N T D IR E C T O B L IG A T IO N S
[In thousands of dollars]
T otal, all
reserve
city banks

Commercial and industrial loans, including open-market
paper........................................................
Loans on agricultural commodities covered by purchase
agreements of Commodity Credit Corporation.........
Other agricultural loans.....................................
Loans to brokers and dealers in securities...............
Other loans for purchasing or carrying securities........
Real-estate loans: On farmland...........................
On residential property...............
On other properties....................
Loans to banks
.
.............
Consumer loans to individuals:
Retail automobile instalment paper..................
Other retail and repair-modernization instal. loans..
Personal instalment cash loans........................
Single-payment loans to individuals..................
All other loans (including overdrafts).....................
U n ited S ta te s G overnm ent direct o b lig a tio n s ................
Treasury bills.................................................
Treasurv certificates of indebtedness.....................
Treasury notes................................................
United States savings bonds................................
Other bonds maturing in 5 years or less..................
Other bonds maturing in 5 to 10years....................
Other bonds maturing in 10 to 20 years...................
Bonds maturing after 20years.............................

6,821,805
3,033,519
233,699
114,632
311,331
776,538
47,124
1,096,005
235,960
14,307
66,116
76,068
78,783
438,582
299,141
24,601,493
1,703,737
5,729,926
5,180,862
30,466
1,999,989
7,470,907
1,946,781
538,825

By Federal Reserve districts, December 30, 1944
Boston
563,708

301,915
63,980
22
54,804
22,029
2
13,006
18,622
2,285
814
6,723
2,621
56,142
20,743
1,502,389
162,647
482,251
197,744
237
137,034
330,692
125,825
65,959

New York
134,458

Phila­
delphia
379,862

72,858
17
39
3,475
17,394
115
15,586
9,557

217,452
133
30
34,698
12,805
154
7,756
11,744

361
1,030
1,668
7,718
4,640
496,014
14,179
81,902
127,053
463
35,921
199,158
27,043
10,295

1,054
6,299
5,330
74,831
7,576
1,652,336
128,804
287,291
248,180
1,029
64,424
637,770
210,773
74,065

Cleveland Richmond
908,781

380,512
1,644
40
100,143
159,841
1,711
115,275
26,499
4,250
2,709
8,355
8,706
52,566
46,530
3,220,002
200,614
702,583
600,219
1,409
290,820
1,061,552
286,362
76,443

352,583

114,911
565
78
14,237
102,302
358
39,511
21,270
753
1,065
2,030
5,365
41,295
8,843
1,474,286
135,019
251,123
290,948
3,256
102,290
590,488
82,082
19,080

Atlanta
391,190

190,196
27,167
3,009
8,091
59,949
1,318
10,160
11,092
198
3,258
3,386
4,920
22,876
45,570
1,248,171
53,328
242,944
331,993
1,494
147,486
408,390
48,647
13,889

By Federal Reserve districts, December 30, 1944—Continued
Chicago
655,792

St. Louis
463,509

288,773
259,787
Commercial and industrial loans, including open-market paper......
Loans on agricultural commodities covered by purchase agreements of
12,800
3,614
Commodity Credit Corporation........................................
3,035
3,322
Other agricultural loans. . ................................................
11,500
8,662
Loans to brokers and dealers in securities...............................
105,893
44,621
Other loans for purchasing or carrying securities......................
1,175
3,658
Real-estate loans: On farm land..........................................
41,423
133,454
On residential property..............................
19,043
13,215
On other properties..................................
2,534
Loans to banks .............................................................
Consumer loans to individuals:
1,989
5,380
Retail automobile instalment paper.................................
4,091
15,344
Other retail and repair-modernization instalment loans..........
8,017
2,202
Personal instalment cash loans.......................................
47,882
41,846
Single-payment loans to individuals ................................
16,235
19,806
All other loans (including overdrafts)....................................
1,186,363
U nited S ta tes G overnm ent d irect o b lig a tio n s.......................................... 3,566,115
67,002
170,926
Treasury bills...............................................................
293,913
846,875
Treasury certificates of indebtedness.....................................
794,179
310,146
2,245
9,758
United States savings bonds...............................................
313,833
73,351
Other bonds maturing in 5years or less.................................
326,024
Other bonds maturing in 5 to 10years................................... 1,136,345
242,362 . 100,226
Other bonds maturing in 10 to 20 years............ .......... ..........
51,837
13,456
Bonds maturing after 20 years............................................
1 See second paragraph on Table of Contents page.




Minne­
apolis
205,739

101,895
1,963
1,020
7,142
32,626
32
15,152
756
3,350
1,608
9,036
2,786
2,677
25,696
773,764
43,018
184,755
170,971
1,160
87,568
237,939
41,856
6,497

Kansas
City
400,432

198,983
16,899
35,336
5,087
33,495
4,840
28,135
10,447
650
2,960
3,030
3,142
29,809
27,619
1,496,107
90,066
351,420
365,570
4,281
168,830
406,790
93,658
15,492

Dallas
424,422

San
Francisco
1,941,329

679,393
226,844
63,466
41,451
59,713
8,988
59,955
3,537
117,211
68,372
2,544
31,217
12,816
663,731
11,283
82,432
159
128
3,591
41,327
3,229
13,515
4,124
29,902
12,929
48,011
24,586
51,297
1,174,173
6,811,773
53,312
584,822
281,247 1,723,622
.273,768 1,470,091
2,910
2,224
115,485
462,947
351,849 1,783,910
79,853
608,094
15,749
176,063

9
C O U N T R Y B A N K S1—C LA SSIFIC A TIO N O F LO A N S A N D U N IT E D STA TES G O V E R N M E N T D IR E C T O B L IG A T IO N S

[In thousands of dollars]
T otal a ll
country
banks
L o a n s.................................................................................................

Commercial and industrial loans, including open-market
paper........................................................
Loans on agricultural commodities covered by purchase
agreements of Commodity Credit Corporation........
Other agricultural loans.....................................
Loans to brokers and dealers in securities...............
Other loans for purchasing or carrying securities........
Real-estate loans: On farmland...........................
On residential property...............
On other properties....................
Loans to banks...... ......................................
Consumer loans to individuals:
Retail automobile instalment paper..................
Other retail and repair-modernization instal. loans..
Personal instalment cash loans........................
Single-payment loans to individuals..................
All other loans (including overdrafts).....................
U n ited S ta tes G overnm ent d irect o b lig a tio n s..................
Treasury bills................................................
Treasury certificates of indebtedness......................
Treasury notes...............................................
United States savings bonds................................
Other bonds maturing in 5years or less..................
Other bonds maturing in 5 to 10years....................
Other bonds maturing in 10 to 20 years...................
Bonds maturing after 20 years.............................

4,910,063
1,149,242
352,001
450,346
31,896
309,790
195,484
1,234,019
289,611
2,116
55,868
50,263
118,026
323,017
348,384
21,310,369
882,008
3,466,318
4,422,395
421,758
1,457,318
8,025,090
1,799,809
835,673

By Federal Reserve districts, December 30, 1944
Boston
425,192

New York

Phila­
delphia

Cleveland Richmond

910,464

428,024

430,040

421,309

147,140
215,672
2,860
586
8,808
20,698
2,046
11,248
28,227
75,905
5,109
12,534
103,319
306,274
35,507
65,650
851
410
3,150
4,347
3,115
16,823
12,835
30,395
40,307
80,199
31,918
69,723
2,272,953
4,218,482
113,323
100,411
404,012
584,048
464,904
715,091
21,521
52,882
143,393
201,839
804,655 1,915,404
387,449
231,507
89,638
261,358

88,163
1,350
10,864
3,947
24,822
15,997
149,591
44,734
26
3,726
4,217
14,572
24,594
41,421
1,882,289
102,375
180,285
325,221
42,276
116,047
796,469
196,406
123,210

71,363
2,020
18,594
1,590
33,857
30,466
164,949
29,572
135
5,614
5,048
11,542
25,756
29,534
2,042,243
96,165
306,141
390,755
47,475
126,356
809,141
182,203
84,007

137,243
19,758
15,422
3,303
34,541
18,622
76,496
24,078
286
3,340
1,815
9,642
36,248
40,515
1,486,601
76,067
282,598
311,447
25,215
111,623
496,090
145,865
37,696

Atlanta
310,091

105,224
40,729
15,650
4,502
29,437
8,242
28,280
12,604
179
3,885
2,067
5,905
17,864
35,523
1,342,636
33,601
248,969
306,847
17,721
120,458
508,249
84,642
22,149

By Federal Reserve districts, December 30, 1944—Continued

L o a n s .........................................................................................................................

Chicago

St. Louis

560,131

255,080

106,360
Commercial and industrial loans, including open-market paper......
Loans on agricultural commodities coveredby purchase agreements of
9,449
Commodity Credit Corporation........................................
Other agricultural loans....................................................
67,622
803
Loans to brokers and dealers in securities...............................
Other loans for purchasing or carrying securities.......................
22,356
Real-estate loans: On farm land..........................................
42,642
191,503
On residential property..............................
On other properties..................................
32,766
Loans to banks..............................................................
8
Consumer loans to individuals:
7,660
Retail automobile instalment paper.................................
6,835
Other retail and repair-modernization instalment loans..........
Personal instalment cash loans.......................................
8,942
Single-payment loans to individuals.................................
35,946
All other loans (including overdrafts)....................................
27,239
2,966,620
U nited S ta tes G overnm ent direct o b lig a tio n s .......................................
Treasury bills................................................................
85,728
Treasury certificates of indebtedness.....................................
449,064
Treasury notes..............................................................
683,576
United States Savings bonds..............................................
83,656
246,873
Other bonds maturing in 5years or less...........................
Other bonds maturing in 5 to 10years................................... 1,104,501
226,040
Other bonds maturing in 10 to 20 years..................................
Bonds maturing after 20 years............................................
87,182
1 See second paragraph on Table of Contents page.




56,784
16,954
27,076
953
24,654
14,445
60,012
9,846
45
3,030
1,321
3,718
18,799
17,443
1,048,619
43,310
181,768
235,161
28,787
77,857
367,308
83,651
30,777

Minne­
apolis
201,945

33,678
24,476
46,767
114
7,828
10,260
44,632
6,848
21
3,544
2,701
3,758
8,409
8,909
931,126
31,484
149,154
234,753
40,903
86,474
333,843
42,124
12,391

Kansas
City
263,598

37,602
45,679
105,010 140
5,935
13,278
21,816
4,732
129
4,497
1,233
3,675
9,771
10,101
914,320
60,711
200,736
239,099
34,328
67,598
235,278
52,913
23,657

Dallas
391,555

67,136
161,190
69,894
2,758
15,716
8,059
13,571
4,999
26
5,769
1,452
6,073
15,497
19,415
934,775
67,797
219,501
231,390
12,566
53,578
275,642
55,192
19,109

San
Francisco
312,634

82,877
26,950
43,941
492
6,512
15,830
73,576
18,275

7,306
3,636
6,969
9,627
16,643
1,269,705
71,036
260,042
284,151
14,428
105,222
378,510
111,817
44,499

IO
ALL M EM BER B A N K S—ASSETS A N D LIA B IL IT IE S O N D ECEM BER 30, 1944, O F B A N K S IN EA C H C EN TR A L

ASSETS [In th o u s a n d s of dollars]
Reserves, cash,

Loans and investments

Federal Reserve district
numbers, and reserve cities

Number
of
banks

T o ta l

Obliga­
Obliga­
tions
Other Corporate
S. Gov­
stocks
tions of
Loans U.ernment
bonds, (including
guaran­ States
and
(including direct
notes, and
teed
F. R.
political
over­
ob­
deben­
by U.S.
Bank
drafts)
ligations Govern­ subdivi­
tures
sions
stock)
ment

T o ta l

Reserve
with
Federal
Reserve
Banks

Cash in
vault

A ll m em ber b an ks .........

6,814 91,569,159 18,676,062 66,783,630

901,737 2,857,760 2,031,223

318,747 25,860,038 14,260,532 1,270,707

Reserve bank c itie s 1...................

177 45,206,988 10,630,858 31,871,521
563,708 1,502,389
11 2,093,530
43 24,120,745 5,788,598 17,071,407
23 2,226,374 379,862 1,652,336
4 1,525,461 404,122 1,071,932
6 333,219 76,590 236,496
3 361,142 98,354 233,481
51 6,263,489 1,314,037 4,524,770
8 961,238 241,235 651,306
4 678,026 136,346 512,714
10 672,352 154,939 419,445
7 552,214 222,102 321,672
7 5,419,198 1,250,965 3,643,573

443,341 1,119,545

956,641

185,082 10,884,284 7,235,888
6,673 523,217 323,487
113,432 4,953,089 3,787,192
12,887 626,748 384,354
2,400 394,341 243,048
559 114,516 58,581
751 154,733 68,736
17,315 1,665,579 1,033,141
16,913 288,062 162,039
858 194,112 98.499
4,904 312,592 133,372
1,168 242,658 125,202
7,222 1,414,637 818,237

336,007

Reserve branch c itie s 1

135 13,443,606 2,362,256 10,229,359
5 533,369 105,811 414,131
10 681,164 190,858 449,301
12 1,611,201 214,815 1,258,652
10 740,480 132,090 598,143
3 180,126 43,598 132,203
2 223,081 36,527 159,536
4 232,494 59,255 155,347
4 262,668 51,008 175,701
6 473,314 89,501 346,929
6 2,074,679 292,664 1,687,581
4 102,980 16,675 72,1.32
6 386,006 89,054 283,585
3 328,026 116,545 179,340
2,390 31,479
2 34,833
7 337,367 60,898 259,704
5 198,497 37,008 139,407
6 277,279 48,280 197,062
2 74,126 20,772 49,890
11 534,780 81,336 423,452
7 211,084 23,499 171,084
6 2,030,263 349,715 1,562,162
3 756,916 104,399 574,711
6 160,243 24,748 127,153
5 998,630 170,810 780,674

171,597

49,341 4,084,850 2,300,037
3,281 138,751 85,767
1,846 221,750 120,307
26,476 403,400 257,648
1,454 207,431 115,506
234 68,845 32,094
597 72,329 40,961
412 115,991 54,661
2,065 89,784 41,747
681 160,270 93,796
2,491 511,672 310,395
113 42,097 21,543
713 127,521 66,172
559 109,069 63,719
6,385
42 11,720
477 146,805 74,232
358 93,803 49,183
360 111,285 55,850
84 31,908 13,201
911 268,868 127,517
291 85,451 41,468
3,996 518,496 314,845
738 198,449 119,824
258 73,080 37,783
904 276,075 155,433

173,171

1. Boston.........................
2. NewYork2....................
3. Philadelphia..............................
4. Cleveland......................
5. Richmond..................................
7. Chicago2.......................
8. St. Louis.......................
9. Minneapolis . .................
10. Kansas City...................
11. Dallas..........................
12. San Francisco.................

6. Birmingham...................
6. Jacksonville...................
6. Nashville......................
6. NewOrleans..................
7. Detroit.........................
8. Little Rock....................
8. Louisville......................
8. Memphis.......................
9. Helena.........................
10. Denver.........................
10. Oklahoma City...............
10. Omaha.........................
11 El Paso
. .......
11. Houston........................
11. San Antonio...................
12. Los Angeles..............................
12. Portland.......................
12. Salt Lake City................
12. Seattle.........................
O ther reserve c itie s 1.................

4. Columbus......................
4. Toledo.........................
5. Washington....................
6. Savannah......................
7. Cedar Rapids..................
7. Des Moines....................
7. Dubuque............... .......
7. Grand Rapids.................
7. Indianapolis...................
7. Milwaukee.....................
7. Peoria.........................
7. Sioux City.....................
9. St. Paul........................
10. Kansas City, Kansas........
10. Lincoln.........................
10. Pueblo......................
10. St. Joseph.....................
10. Topeka.........................
10. Tulsa...........................
10. Wichita .......... .............
11. Fort Worth....................
11. Galveston......................
11. Waco...........................
12. Ogden..........................
12. Spokane........................

C ountry ban ks, by d is tr ic ts ...
1. Boston.........................

2. New York......................
3. Philadelphia...................
4. Cleveland......................
5. Richmond.....................
6. Atlanta.........................
7. Chicago........................
8. St. Louis.......................
9. Minneapolis...................
10. Kansas City...................
11. Dallas..........................
12. San Francisco.................

94 4,398,340
3 298,983
4 275,071
17 629,403
4 243,420
59,582
1
3 175,604
2 28,407
3 111,781
4 415,232
6 653,208
3 92,605
4 54,764
3 304,636
2 35,571
3 83,920
1 12,654
4 50,245
4 43,888
4 190,155
4 165,800
3 210,177
4 49,812
3 37,499
2 76,948
3 98,975

772,885 3,372,381

67,333
31,653
100,305
56,545
7,472
40,785
1,395
13,613
63,308
84,293
8,402
14,066
67,003
9,251
6,965
384
8,382
6,704
41,966'
25,655
61,220
8,297
7,196
19,747
20,945

383,541

4,842
19,901
23,427
1,508
2,880
17,824
12,012
27,765
27,403
17,420
6,656
4,913
20,547
294
5,427
17,122
23,191
1,798
12,285
5,073
43,278
43,919
6,138
37,918

247,512

5,870
9,569
3,092
44
6,550
2,787
1,048
5,229
20,728
5,018
121
7,039
392
3,115
3,194
3,013
1,582
11,3’61
10,115
59,723
8,201
1,501
2,305
45,445

124,904

74,615

174 21,069
2,035
4,190
799
3,038
5,298
852
*
17,692
1,436
9,4.31
4,162
1,038
412
147
7,111
10,655 20,694
7,146
2,107
2,129
487
911
1,497
1,886
342
1,049
729
832
817
51
30
135
923
2,940
1,315
243
5,541
7,879
1,444
4,330
2,647
990
860
1,018
320
1,151
2,115
5,960
292

241,354 1,229,770
6,408 28,520,225 4,910,063 21,310,369
336 2,854,457 425,192 2,272,953 15,573 47,726
4,218,482
52,187 185,550
768 5,516,570 910,464
624 2,591,409 428,024 1,882,289 19,736 87,274
2,042,243
23,623 155,201
677 2,776,331 430,040
432 2,037,077 421,309 1,486,601 18,020 69,347
293 1,817,521 310,091 1,342,636 12,718 131,553
886 3,912,174 560,131 2,966,620 42,874 225,443
454 1,426,602 255,080i 1,048,619 12,844 76,284
458 1,219,146 201,945 931,126 12,329 45,731
699• 1,276,057 263,598i 914,320i 9,454 69,642
543: 1,418,82(11 391,555 934,775 11,732: 72,346
238I 1,674,061. 312,634: 1,269,7051 10,264 63,673

1 See second paragraph on Table of Contents page.
2 Includes both central reserve city and reserve city banks.




206,047
234,070
507,444
177,177
32,668
117,174
25,089
85,987
310,665
547,482
79,068
37,875
229,571
23,839
74,685
12,078
39,166
32,762
140,496
127,463
140,905
38,407
28,763
52,834
70,666

4,296
6,842
9,622
189,568 474,052 483,688
56,022 40,567 84,700
18,292
4,627 24,088
6,713
8,684
4,177
6,553
3,276 18,727
37,342 186,665 183,360
6,643 24,742 20,399
9,429 12,327
6,352
9,568
18,448 35,048
1,949
4,665
658
98,267 307,468 111,703
5,304
13,388
78,262
4,193
1,167
2,047
2,681
5,081
3,571
53,795
2,386
7,620
3,996
236
7,746
1,408
5,373
5,435
1,022
11,389
24,948
445
6,019
3,612
2,748
16,360
3,178
224
3,806
440
4,752
9,227
11,261
2,327
331
5,249
654
480
28
1,557
90
1,543
3,170
799
1,124
149
1,012
494

752,455

83,798
128,939
163,540
118,017
36,741
17,055
110,880
30,461
25,965
16,479
5,217
15,363

8,110 1,568,139
748 98,077
375 75,460
1,457 227,229
370 .82,959
90 20,114
246 54,531
8,114
33
171 34,469
683 166,650
919 178,469
192 29,572
84 22,637
585 94,118
49 21,592
141 31,611
83 25,487
82 24,751
77 25,986
366 81,259
189 65,068
276 103,015
134 25,872
53 19,935
89 19,784
618 31,380

815,228

54,881
45,435
130,614
47,167
11,751
24,093
4,648
16,788
74,504
102,544
14,465
10,710
44,375
8,570
15,456
5,228
9,561
11,653
43,649
35,542
51,151
11,780
10,158
11,547
18,958

76,214 9,322,765 3,909,379
9,215 718,082 348,822
20,948 1,228,965 645,940
10,546 650,142 323,392
7,207 874,545 390,842
5,059 777,627 287,262
3,468 795,656 285,210
6,226 1,229,723 530,750
3,314 564,779 211,187
2,050 403,423 166,004
2,564 695,589 227,667
3,195 839,263 266,437
2,422 544,971 225,866

36,460
105,237
25,254
19,374
3,560
2,667
61,757
6,092
5,042
5,659
3,605
61,300
7,762
10,984
16,430
10,725
1,796
2,611
4,314
4,544
6,355
29,031
1,157
4,425
4,459
92
4,431
1,468
2,131
1,621
7,069
3,061
18,318
12,591
1,384
16,412
77,317

5,827
6,170
15,505
4,207
815
2,634
544
2,983
9,038
6,904
1,607
1,041
2,170
366
1,431
604
751
855
2,398
2,097
3,446
1,214
888
1,792
2,030

684,212

66,872
102,648
60,108
78,721
62,881
59,958
86,952
34,319
22,623
26,744
48,150
34,236

II
RESERVE A N D RESERVE C IT Y 1 A N D O F C O U N T R Y B A N K S IN EACH FEDERAL RESERVE D IS T R IC T
A SSE TS [In th o u s a n d s o f d o lla rs]
and bank balances
Demand
Bank
balances
premises,
Balances
Cash
Other
with banks balances
furni­
with
items in
in U. S.
with
banks in
process ture, and
(except
foreign of collec­ fixtures
banks
private
tion
in U. S. countries
banks,
etc.)

Assets
in­
directly
repre­
senting
real
estate

Other
real
estate
owned

Custo­
mers*
liability
on
accept­
ances

Income
accrued
but not
collected

T otal
assets

Other
assets

6,315,142

39,288

16,824 3,957,545

816,540

41,073

70,364

62,398

206,043

80,139 118,705,754

989,700

12,917

12,854 2,296,918

312,937

16,531

35,469

57,708

124,049

2,446

5,381
68,805
7,258
4,340
884
1,088
17,577
2,209
1,875
1,029
128
13,475

33,057 56,671,023
1,251 2,653,925
10,360 29,381,385
6,507 2,900,662
650 1,933,478
319 452.371
1,137 522,438
4,799 7,974,992
1,284 1,261,064
232 878,523
1,139 990.431
175 803,855
5,204 6,917,899

2,643

35,813

15,220 17,712,957
1,433 687,359
356 916,577
2,104 2,045,313
749 957,335
216 250,592
1,208 299,810
108 352,074
294 356,234
382 645,774
787 2,597,969
140 145,979
137 516.372
318 441,338
46,942
857 486,716
49 295,416
945 392,947
41 106.431
99 815,553
79 300,728
1,114 2,570,496
3,564 967,721
181 235,264
59 1,282,017

59,256
76,768
66,412
51,194
18,501
34,606
265,655
52,234
47,546
82,677
61,214
173,637

811

16,
44
59,
49,
16,
14,
36,
37,
19,
86
12

23,
22
3,
43
25,
29,
13,
91,
27,
53
22,
18,
45,
433

15,
13,
58,

1,123
3,600
1,702
81
1,952
50
127
1,060
288
2,934

317 102,574 18,600
10,257 970,035 180,930
320 148,706 19,673
105 80,539
8,267
33,874
2,629
48,724
4,338
519 302,555 20,199
65 67,582
4,200
224 42,674
431
30 89,794
2,780
52,343
6
8,660
357,518 42,230
1,011

4,332

312
254

276
86

10,
10,

17,

12,
12,

28,
19,
28

639
18
57
97
21

419

880
20

279
532
6

138
1,457
5,302

10,
2,
20,
1,
10,

58,
29,
10,
7,
27,

1,952

192
5
236
23
346

16
36
77
4

830
899
128
2,250
40
800
200
222

9

4
7.
4,080

214,
340,
227,
349,
350,
402,
553,
285,
194,
426,
490,
245,

35
16,737

905
987
489
2,799
1,384
2,492
1,333
166
594
1,860
914
2,814

1,672
200

28,163
45,581
69,548
31,879
18,207
14,294
20,887
5,868
40,597
84,958
6,855
33,798
18,780
2,002
23,692
17,866
24.196
3,667
42.139
12,985
132,005
43,936
14,977
57.196

236,009

22.140
10,167
22,872
21,182
5,040
6,964
940
4,294
24,677
38,848
1,827
3.321
20,331
2,572
4,323
178
2.321
921
6,353
8,093
19,777
2,969
836
1,716
3,347

630,542

87,094
310 138,708
5 38,924
IS
53,138
75,450
252 45,573
219 56,654
33,348
19,281
12,863
391 33,325
101
36,184

For footnotes see page 10.




794,076

110,172

10,044
10,429
20,405
6,581
891
2,189
2,943
2,552
5,914
4,901
668
1,787
3,509
273
916
876
2,617
275
7,091
3,:
10,601
5,823
735
4,344

51,454

5,484
1,741
13,878
4,044
943
424
12
1,543
2,812
4,645
1,903
374
2,691
515
552
115
178
648
3,369
866
2,202

1,003
150
807
555

341,977

36,229
74,359
45,536
37,224
24,328
23,903
35,315
14,053
10,787
10,007
14,509
15,727

1,253
6,790
3,423
44
55
3,542
169
20
1,235
5,047

1,136
928
1,784
35
150
65
109
236

276
4,942
5,207
250
760
368
2
3,820
370
19,474
15,606

941

10,417
35,724
5,472
169
2,926
527
27

26
37
66

12

25
’2,’348

18
1,933

1,670
512
13
3
49
27

3,025
4j878
976

126

671

4,767

106

2

145
13

740
129
1,550

4

1,646
50
54
500
59
319
133
18,824

1,296
5,358
7,461
1,100
1,099
718
406
353
31
147
380
475

1,659
1,884
4,737
2,047
514
853
448
809
1,377
5,832
94
921
416
116
771
303
821
81
1,052
293
5,116
2,942
2,727
8,120

275
725
641
606
412
3
1,115
1,456
229
105
823
208
97
126
568
455
224
47
5

14,522

3,133
4,270
2,801
1,049
656
777
672
154
28
146
433
403

1,941

715
219
32
22
281
489
12
143
9
1

18

38,061

5,389
12,721
2,205
2,762
1, r ~
2,846
3,624
1,136
2,502
226
443
2,357

6,299

26
1,585
1,055
291
83
18
106
198
2,224
76
14
13
58
1

49
126
35
80
97
4
38
113
9

6,037,896
403.589
354,713
873,901
331,366
80,639
232,700
36,604
147,899
586,007
840,067
124,391
77,915
402,791
57,736
116,306
.38,315
75,409
70,783
275,386
232,269
316,034
76,691
57,755
97,699
130,931

25,563 38,283,
1,635 3,620,
4,564 6.847,
2,577 3,302,
2,744 3,695,
4,422 2.847,
2,265 2,644
2,355 5,184,
870 2,008
487 1,636
583 1,982
1,270 2,275
1,791 2,239

Federal Reserve district
numbers, and reserve cities

All member banks
Reserve bank cities*
1. Boston
2. New York2
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago2
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco
Reserve branch cities*
2. Buffalo
4. Cincinnati
4. Pittsburgh
5. Baltimore
5. Charlotte
6. Birmingham
6. Jacksonville
6. Nashville
6. NewOrleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver
10. Oklahoma City
10. Omaha
11. El Paso
11. Houston
11. San Antonio
12. Los Angeles
12. Portland
12 Salt Lake City
12. Seattle
Other reserve citiesi
4 Columbus
4. Toledo
5. Washington
6. Savannah
7. Cedar Rapids
7. Des Moines
7. Dubuque
7. Grand Rapids
7. Indianapolis
7. Milwaukee
7. Peoria
7. Sioux City
9. St. Paul
10. Kansas City, Kansas
10. Lincoln
10. Pueblo
10. St. Joseph
10. Topeka
10. Tulsa
10. Wichita
11. Fort Worth
11. Galveston
11. Waco
12. Ogden
12. Spokane
Country banks, by districts
1. Boston
2. NewYork
3. Philadelphia
4. Cleveland
5. Richmond
6 Atlanta
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco




12.
]

ALL M EM BER B A N K S -A S S E T S A N D L IA B IL IT IE S O N DECEM BER 30, 19 4 4 , O F B A N K S
L IA B IL IT IE S [In th o u s a n d s o f d o llars]

Time deposits

Demand deposits

T o ta l

Individ­
uals,
partneribips, and
corpora­
tions

States
United
Banks in
and
States political
Govern­ subdivi­ United
States
ment
sions

Banks Certified
in
and offi­
foreign cers’
coun­ checks,
etc.
tries

T o ta l

Individ­
uals,
partner­
ships, and
corpora­
tions

United
States Postal
sav­
Gov­
ern­
ings
ment

91,599,715 56,270,259 18,508,900 3,743,572 10,880,788 944,952 1,251,244 19,316,831 18,806,720 101,121
47,182,
2,300,
25,865,
2,518,
1,350,
378;
449,
6,564,
1,065,
765,
898,
707;
4,316,

56,812,012 11,095,161

1,309,070
14,519,785
1.562.373
927,336
154,506
217,285
3,659,638
554,517
336,730
331,426
300,649
2,938,697

614.062
6,751,030
521,119
254,738
102,594
59,061
1,530,049
190,610
215,371
107,285
114,181
635.071

,010,645 6,703 ,167 916,866

78,384
201,533
38,575
28,253
19,753
46,710
178,531
29.610
24,708
17,419
20,406
326,763

266, 988 16,944
3,180, 680 850,624
377, 152 8,714
125, 904 2,212
88
97, 094
119, 810
18
1,135, 293 16,415
282, 723 1,326
172,082 1,330
431, 406 239
252! 518 200
261 517 18,756

644,850 5,410,
15,171 132,
362,263 1,049,
10,865 154,
11,945 481,
4,276 52,
6,948 45,
44,886 976,
6,858 123,
15,772 70,
10,528 49
20,041 50;
135,297 2,223,

5,247,153 29,362

130,808
152,787
462,909
46,638
44,231
962,395
120.246
70,899
49,744
49,085
2,145,299
1,012,112

1,194
7,431
376
2
4,625
871
57
3,422
33
46
137
11,168

13,599,865 8.390.373 2,318,480 569,236 2,161,199 17,559 143,018 3,127,050 3,057,871 9,651
352,435 54,495 25.498 24,878 1,584 6,436 178,962 176,386
465,326
85
703,624
436,287 140,908 8,738 110,615 233 6,843 152,759 148.247
58
18,768 240,513 453 6,678 205,789 196,388
1,578,905 1,051,430 261.063
808,616
409,822 260,898 31,214 102,507 426 3,749 106,107 101,394 798
231,234
737
8,879
9,291
73,086 47.837 12,102 • 97,472
1,238 37,190 37,185
244,362
144,133 31,339 29,988 37,664
2,148 37,852 37,105 176
297,868
143,139 30,439 23.499 98,566
1,281 46,636 45,720 906
292,711
119,733 65,050 19,549 87,098
529,581
286,372 63,902 32,424 139,567 4,233 3,083 82,204 77,786 1,291
1,852,500 1,231,572
357.071 84,030 155,525 3,091 21,211 652,968 651,618 475
778 14,603 13,779 810
126,303
60,118 12,152 10,469 42,786
447,157
5,182 41.991 41,586 375
215,431 79,749 6,511 140,284
364,538
1,577 54,468 54,468
162,396 44,793 17,396 138,376
5,900 10,620 11,250
3,122
328
41,841
13,743
50
3,072
3,490 82,446 79,171 795
379,166
246,228 40,923 6,412 82,055
5,534 15,054 13,021 585
261.591
100,206 39,808 25,981 90,0(52
346,676
1,556 29,617 29,612
180,393 51,581 8,219 104,927
86,339
52,712 10,806 2,391 17,589 906 1,935 15,513 15,513
716.876
425,365 102,877 35,748 144,404 509 7,973 60.789 60,448
20
246,720
155,005 30.838 5,455 48,939 1,097 5,386 41,270 30,142 2,233
245,949 26,468 93,864 2,694 28,123 739,220 722,241 263
1,711,319 1,314,221
684,150
469,670 107,101 56,784 37,359 423 12.813 244,179 240,077 115
187,399
4 1,185 37,278 37,233
121,051 13,223 12,704 39,232
995,063
625.825 219,778 58,268 75,667 1,771 13,754 237,742 236,800 616
4,842,170 2,717.523
168,459
319,334
270.877
173,998
509.826
667,481
273,956
158,157
65,663
23,226
199,195
61,238
22,693
13,146
80,628
59,420
255.683
484,893
666,111
364,295
91,201
61,730
65,565
29,332
329,614
144,037
46,817
13,345
41.050
103,268
27,968
17,041
59,295
26,844
63,071
30,828
240.591
143,344
211,536
118,937
279,828
121,327
55,327
31,778
48,900
33,915
67,315
39,142
101,043
77,425
25,974
2,529
4.061
1,865
2,258
2,081
2.061
3,334
1,490
1,071
1,655
2,036
1,527

865,279

54,630
70,695
102,581
36,905
7,136
55,384
7,438
11,257
89,482
145,621
12,393
9,685
87,290
6,731
19,676
3,259
5,908
8,269
29,163
28,185
32.549
7,251
7,
14,868
11,525

,350,351 4,229,980

669,138
616,582
393.683
693,326
359,602
363,636
446,700
045,407
757,609
242,212
553,976
208,480

608,692
874,291
334,597
398,023
347,983
273,227
538,240
159,328
148,416
163,059
206,493
177,631

le of Contents page.
city and reserve city banks.

295,380

867,643

2,364

93,981

50 8,812
36,455 50,928
4,876 16,167
5,141
79 44,968 1,661 8,366
2,522
8,462 67,910
405
3,751 31,145
38,452 42,269
1,852
724
106
1,279
845
4,534
4,572
46,637 85,072 139 7,
31,101 113,960 291 10,843
2,564 12,837
1,677
615
4,327 21,606
1,519
24,994 71,565
8,446 18,003
292
1,125
6,970 34,447
573
7,051
44
1,890 23,584
1,069
323
12,586 11,065
14,836 46,650
6,598
15,780 46,306
2,328
10,644 86,578
28,730
1,256 14,432
610
4,696
864
2,027
6,586
455
6,264
4.560
960
6,559

,868,311 1,148 ,779

120,417
428,341
99.611
111,943
158,571
167,641
238,368
102,049
83,668
151,310
110,387
96,005

8,163

882,757
64,437
67,744
152,602
42.992
11,359
21,692
12,390
59,382
70,290
131,079
24,728
8,866
46,486
8.582
7,517
7,691
13,426
4,034
17,504
12.789
23,796
16,833
6,429
25,766
24,343

851.305

52,341
66,079
152,483
42,923
11,359
19,934
12,390
58,996
65,140
130,006
23,174
8,859
46,120
8,517
7,438
7,221
13.416
3,808
15,994
11,772
23,696
15,908
6,429
23,886
23.416

7,994

46

Elks
“te d 1
ites

3,841

,087

289
6

,392

67

’ 55
25
509
131

,941

,614
872
,768
,350
411
510
365
5
30
'448
948
110

5
1

373

5
60
25
11

145
40
325
,650

,960
95
75
15

1,745
185
,533
762

1,462
300
54

65
470
225
i 1002
1,795
927

'405
15
25
15

369,395 9,896,263 9,650,391 54,114 3,048
830,379
824,065 4,430 297
2,305,018 2,280,169 8,595
15
1,128,508 1,089,878 4,338
222
1,181,697 1,133,339
331 600
595,195
576,562 8,913 107
447,447
418,296 17,255 201
1,574,341 1,544,951 1,965
303
405,879
387.898 2,199 354
470,431
465.899
51 181
218,584
215,785 917 212
126,974
114,243 3,302 343
611,810
599.306 1,818 213

81, 382 844 49,455
71, 809 646 70,199
25,985
11, 204
32,980
21, 982
178, 663
36,670
233,090 1,657 22,539
64 33,536
77, 469
168, 423
1
15,741
68! 331 1,157
12,599
19 443
113 19,449
132, 8821 3,323 29.813
24, 1011 358 20,429

350
214
128
5
106

”70
,104

484
513 .
213 .
399 .
750 .
539 .
891 .
333
934 .
391 .
022 .
635

*3
RESERVE A N D RESERVE C IT Y 1 A N D O F C O U N T R Y B A N K S IN EACH FEDERAL RESERVE D IS T R IC T
L IA B ILIT IES AND CAPITAL ACCOUNTS [In th o u s a n d s of d ollars]

T otal
d ep osits

Bills
payable
and other
borrowed
money

Accept­
ances
out­
stand­
ing

Other
liabili­
ties

T otal
lia b ili­
ties

Capital

Surplus

Un­
divided
profits

Reserves
for
contin­
gencies
and
other
capital
accounts

Net
demand
Demand
T o ta l
deposits
c a p ita l deposits adj'usted
subject
to
ac­
reserve (see notel,
c o u n ts
page 1)
(see
page 18)

110,916,546

111,255

72,289

637,888 111,737,978 2,469,041 3,047,594 1.008,503

442,638 6,967,776 63,087,686 57,307,530

52,593,462
2,432,628
26,915,468
2,673,549
1.831.927
430,422
495,050
7,541,514
1,189,317
836,933
948,150
758,533
6,539,971

95.750

66,897

488,176 53,244,285 1,119,921 1,616,478 484,322
21,463 2,465,865 57,063 91,488 24,649
354,098 27,407,148 591,628 1,003,488 293,913
12,020 2,692,036 61,664 105,211 31,203
8,862 1,840,958 48,730 24,980 6,531
7,250
7,250 3,127
1,516 431,938
1,642 496,692
8,900 10,900 3,027
38,889 7,583,402 147,680 160,517 37,692
4,737 1,194,584 30,850 18,950 13,765
3,068 840,032 12,300 17,300 4,578
1,524 949,674 13,550 13,995 10,127
1,728 760,261 18,100 17,711 6,614
38,629 6,581,695 122,206 144,688 49,096

206,017 3,426.738 32,895,103 26,170,589
14,860 188,060 1,527,149 1,300,051
85,208 1,974,237 18,119,912 14,113,546
10,548 208,626 1,782,983 1,463,107
12,279 92,520 965,418 886,995
2,806 20,433 224,063 144,661
2,919 25,746 308,614 222,219
45 701 391,590 4,469,156 3,580,500
2,915 66,480 756,803 523,403
4, 313 38,491 460,583 334,536
3,085 40,757 619,916 269,579
1,169 43,594 483,422 288.753
20,214 336,204 3,177,084 3,043,239

95.750

11,774
41,832
6,467
169
2,999
530
31

3,095
3,308

16,726,915
644,288
856,383
1,784,694
914,723
240,525
281,552
335,720
339,347
611.785
2,505,468
140,906
489,148
419,006
44,963
461,612
276,645
376,293
101,852
777,665
287,990
2,450,539
928,329
224,677
1,232,805

26

66

37
12

18
2,598

126

5.724.927
383,771
338,621
820,083
316,948
77,022
220,887
35,083
140,010
555,183
797,190
115,929
74,431
376,100
55,399
110.785
35,659
72,721
67,105
258,095
224,325
303,624
72,160
55,329
93,081
125,386
35,871
3,360
6,366
2,993
3,439
2,676
2,509
4,908
1,896
1,542
1,874
2,163
2,138

106

4

7
15,505

2,535
10,415
255
650
1,000

450
200

1,978

'




A ll member banks
R eserve bank c itie s 1
1. Boston
2. New York2
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago2
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco

58,903 16,789,126
673 644,987
3,639 860,088
9, 737 1,794,468
3,391 918,126
706 241,231
1,027 282,579
1,425 337,145
1,006 340,371
3,040 617,423
6,842 2,512,310
150 141,056
1,851 490,999
1,279 420,285
101
45,064
1,399 463,011
816 277,679
719 377,012
320 102,172
2,092 779,883
793 288,783
10,032 2,460,599
3,361 931,714
546 225,223
3,958 1,236,918

291,430

436,116

118,401

77,884
2,453
2,274
24,435
2,463
1 , 128
1,330
1,527
1,023
2,086
9,925
560
614
600
87
2,121
389
1,780
497
1,282
930
10,098
3,233
651
6, 398

923,831 9,698,603 8,308,551 R eserve branch c itie s 1
42,372
367,344 356,206 2. Buffalo
.% ,489
473,154 406,287 4. Cincinnati
250,845 1,190,247 1,007,328 4. Pittsburgh
39,209
467,437 412,906 5. Baltimore
9,361
118,619 67,718 5. Charlotte
17,231
184,864 161,065 6. Bir'mingham
14,929
211,092 147,899 6. Jacksonville
15,863
185,175 134,695 6. Nashville
28,351
406,626 281,282 6. New Orleans
85,659 1,325,474 1,251,855 7. Detroit
4,923
94.921 64,510 8. Little Rock
25,373
311,357 193,326 8 Louisville
21,053
279,625 162,589 8. Memphis
1,878
30,780 22,689 9. Helena
23,705
272,277 232,438 10. Denver
17,737
179,263 113,855 10. Oklahoma City
15,935
242,350 165,972 10. Omaha
4,259
59,691 53,371 11. El Paso
35,670
480,727 426,947 11. Houston
11.945
175,768 152,861 11. San Antonio
109,897 1,282,163 1,236,807 12. Los Angeles
36,007
512,870 495,331 12. Portland
10,041
141,082 119,963 12. Salt Lake City
4.5,099
675,797 640,653 12. Seattle

16,706

5,741,739
384,825
339,977
822,738
318,035
77,024
221,395
35,085
140,169
556,496
799,672
116,208
74,616
378,683
55,528
111,086
35,703
72,774
67,285
259,046
224,817
304,073
72,222
55,372
93,382
125,528

112,625

118,735

42,112

22,685

296,157 3,332,039 2,870,875 O ther reserve c itie s 1
18,764
228,532 191,586 4. Columbus
14,736
176,867 173,848 4. Toledo
51,163
489,561 495,399 5. Washington
13,331
207,161 147,959 6. Savannah
3,615
50,992 22,342 7. Cedar Rapids
11,305
118,773 94,578 7. Des Moines
1,519
12,409 13,591 7. Dubuque
7,730
54,685 60,543 7. Grand Rapids
29,511
316,723 285,523 7. Indianapolis
40,395
455,178 367,391 7. Milwaukee
8,183
66,314 64,144 7. Peoria
3,299
45,051 30,953 7. Sioux City
24,108
195,889 150,219 9. St. Paul
2,208
27,472 19,511 10. Kansas City, Kansas
5,220
69,011 44,822 10. Lincoln
2,612
7,462 17,480 10. Pueblo
2,635
39,069 27,482 10. St. Joseph
3,498
42,038 42,816 10. Topeka
16,340
177,415 158,4^5 10. Tulsa
7,452
157,345 128,952 10. Wichita
11,961
199,956 140,924 11. Fort Worth
4,469
35,465 30,675 11. Galveston
2,383
32,717 35,970 11. Waco ‘
4,317
46,531 44,145 12. Ogden
5,403
79,423 81,597 12. Spokane

74,103 35,962,828
3,375,310
6,394,232
2,999,800
3,446,137
2,684,696
2,514,239
4,916,697
1,900,352
1,544,964
1,876,031
2,167,217
2,143,153

945,065

876,265

363,668

1,050
1,356
2,655
1,054
2
508
2
159
1,313
2,471
273
164
2,573
129
287
44
53
180
951
492
449
62
43
301
135

. 740 11,728
217 16,714
31
5,926
6,164
22
281 7,081
505 4,497
12
7,967
143 2,381
9 2,744
1,411
3,169
4,321

For footnotes see page 12.

Federal Reserve district
numbers, and reserve cities

18,900 17,540 3,479
22,575 23,650 7,990
35,420 172,525 18,465
12,750 18,175 5,821
5,100 1,133
2,000
4,752 2,901
8,248
6,440
6,100
862
4,400 2,140
8,300
10,408 11,387 4,470
32,765 34,102 8,867
1,623
2,150
590
9,400 12,300 3,059
9,700 4,453
6,300
570
850
371
6,710
8,360 6,514
7,400
4,575 5,373
5,800
6,225 2,130
2,600
600
562
16,000 14,795 3,593
4,050 1,784
5,181
41,300 42,750 15,749
10,800 13,800 8,174
3,420 1,520
4,450
17,550 12,750 8,401
8,500
6,800
16,750
6,415
500
4,750
550
2,800
9,250
15,900
3,260
1,500
9,000
1,050
2,600
500
1,150
1,700
5,650
2,650
5,000
1,650
850
1,650
2,200

7,565 2,058
6,090 1,124
21,925 10,925
5,550
792
2,600
315
3,450 1,780
550
280
2,900 1,375
13,500 5,306
14,565 4,989
2,950 1,203
1,350
255
10,500 2,877
700
325
1,565
555
1,000
432
895
505
1,075
536
6,600 1,831
3,650
789
4,325 1,222
1,405
920
965
365
1,450
473
1,610
880

93,916 94,893 39,737
194,442 163,810 65,168
115,671 131,685 42,606
100,618 98,951 39,871
66,051 62,929 22,474
51,923 54,040 17,062
111,275 92,003 44,003
46,721 36,789 18,364
38,527 29,984 16,979
42,605 36,651 21,661
45,167 39,413 16,810
38,149 35,117 18,933

641
722
1,563
574
200
1,325
M9
(J55
1,455
4,941
770
194
1,731
133
500
680
85
187
2,259
363
1,414
494
203
744
713

136,052 2,321,050 17,161,941 19,957,515
17,080 245,626 1,629,432 1,751,916
29,374 452,794 2,721,695 2,976,414
12,401 302,363 1,270,810 1,480,355
10,200 249,640 1,464,303 1,785,111
11,190 162,644 1,322,145 1,479,393
6,911 129,936 1,358,284 1,508,243
20,303 267,584 2,197,075 2,661,950
5, 864 107,738 1,019,494 1,129,849
5,959 91,449 713,580 834,595
5,808 106,725 1,066,271 1,400,108
6,511 107,901 1,321,386 1,660,851
4,451 96,650 1,077,466 1,288,730

C ountry b an k s, by d istricts
1. Boston
2 New York
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City

11. Dallas

12. San Francisco

*4
ALL M EM BER B A N K S -A S S E T S A N D LIA B IL IT IE S
A SSE TS [In th o u s a n d s of d o llars]

Loans and investments
State

T o ta l, a ll S t a t e s .................

NewEngland:
Maine..........................
NewHampshire..............
Vermont........................
Massachusetts................
Rhode Island.................
Connecticut...................
Middle Atlantic:
NewYork.....................
NewJersey....................
Pennsylvania................
East North Central:
Ohio............................
Indiana........................
Illinois.........................
Michigan......................
Wisconsin.....................
West North Central:
Minnesota.....................
Iowa.........................
Missouri.......................
North Dakota.................
South Dakota.................
Nebraska......................
Kansas.........................
South Atlantic:
Delaware......................
Maryland......................
District of Columbia.......
Virginia........................
West Virginia.................
North Carolina...............
South Carolina...............
Georgia........................
Florida........... .............
East South Central:
Kentucky......................
Tennessee.....................
Alabama.......................
Mississippi....................
West South Central:
Arkansas......................
Louisiana......................
Oklahoma.. ..................
Texas..........................
Mountain:
Montana.......................
Idaho..........................
Wyoming......................
Colorado.......................
NewMexico...................
Arizona........................
Utah...........................
Nevada........................
Pacific:
Washington....................
Oregon.........................
California......................
M utual Savings B an ks 1...........

Num­
ber of
banks

T o ta l

Loans
(includ­
ingover­
drafts)

Reserves,cash, and

bliga­ Obliga­
U.S. Gov­ Otions
tions of
ernment guaran­ States
and
direct
by political
obliga­ Uteed
.S.
G
ov­
subdivi­
tions ernment sions

6,814 91,569,159 18,676,062 66,783,630

Other Corporate
(in­
bonds stocks
notes, cluding
and de­ F.R.
Bank
bentures stock)

901,737 2,857,760 2,031,223

T o ta l

Reserve
with
Federal Cash in
Reserve vault
Banks

318,747 25,860,038 14,260,532 1,270,707

805 65,499 33,663
2,314
2,214 10,901
6,397
40 259,150 39,033 203,883
385 40,525 19,304
4,039
437
3,576
6,184
53 137,777 26,084 101,111
156
2,577
316 24,182 10,951
2,057
40 90,411 26,061 54,775
6,526
7,675 21,618 52,751 10,101 809,119 470,556 64,105
154 3,313,499 752,397 2,468,957
2,869 104,772 62,778 11,742
6,856
3,873
13 490,777 70,513 400,900
5,766
1,891 249,622 101,853 20,806
4,620 21,678 14,080
64 872,491 109,906 720,316
5,750,286 4,220,602
126,111
6,388,339
19,722,584
210,168
575,082
167,997
27,585,610
563,326
593
293 2,855,071 448,474 2,171,513 34,002 108,189 80,094 12,799 642,314 336,266 54,949
982,953
4,834,683
83,010
151,176
50,083
1,733,651
112,602
1,044,845
353,200
6,516,997
767
8,702 1,310,188 707,510 87,156
417 4,491,848 947,993 3,234,898 40,230 168,115 91,910
2,185 501,840 214,450 35,072
228 1,367,430 200,059 1,047,062 22,980 61,237 33,907
474 7,915,644 1,519,519 5,805,987 59,045 277,183 233,995 19,915 2,239,737 1,273,092 94,062
4,538 829,308 460,580 58,491
228 3,286,135 481,922 2,570,155 28,491 108,323 92,706
7,988 36,722 33,081
2,119 397,696 186,900 20,018
163 1,348,091 181,621 1,086,560
2,342 441,498 203,078 15,639
209 1,486,201 290,342 1,115,853 11,612 35,345 30,707
9,642 54,510 11,679
1,136 247,421 110,989 14,022
161 746,333 142,575 526,791
176 2,193,159 505,457 1,508,028 31,344 83,677 41,030 23,623 812,454 379,257 23,268
998
2,025
2,471
1,450
179 41,539 19,506
42 135,951 21,416 109,437
2,284
7,561
3,040
1,105
256 52,796 21,811
60 156,952 33,405 112,341
5,054 30,298
884 238,936 109,233
6,645
8,687
147 571,376 102,398 424,055
946 298,039 119,854
8,899
214 588,739 109,447 435,715 13,515 21,626
7,490
6,080
7,351
1,163 73,289 28,909
2,904
9,665
17 246,707 35,990 186,458
2,089 273,362 144,898 17,684
3,988
5,589 14,487
80 977,861 173,412 778,296
3,038
799 16,830
1,468 228,771 131,369 15,674
18 636,198 101,935 512,128
8,050 28,971 20,523
2,659 363,944 159,486 26,307
194 1,022,207 239,576 722,428
6,463 12,966
1,164 173,178 63,541 12,721
8,586
106 440,518 73,726 337,613
1,205 257,174 98,110 15,120
6,033 25,509
6,929
54 661,712 150,117 471,919
1,513 11,219
436 119,688 35,554
8,803
2,742
28 255,056 50,426 188,720
4,634 31,667 11,176
1,601 325,457 144,050 14,524
59 799,923 204,672 546,173
6,614 41,895
7,645
1,443 352,894 133,801 22,105
61 789,195 134,849 596,749
1,299 15,182 12,584
1,537 262,242 111,517 13,448
113 674,417 147,402 496,413
9,649 71,747 12,553
3,335 370,337 172,189 21,463
78 977,854 225,138 655,432
1,364 252,403 104,647 16,694
83 640,307 120,260 442,072 11,520 56,207
8,884
770 23,148
340 82,590 28,729
330
26 168,678 32,230 111,860
4,358
7,237 20,828
4,555
580 151,507 57,487
7,343
66 313,852 54,110 226,542
6,979 50,210
4,513
1,682 304,335 141,366 16,311
40 754,236 138,896 551,956
4,570 54,734
4,829
1,421 375,098 150,363 11,747
215 698,079 152,140 480,385
5,227 1,488,408 610,589 61,227
538 2,873,655 768,871 1,955,854 40,301 88,543 14,859
3,339
373 102,004 45,966
4,356
74 250,157 31,747 207,434
2,908
4,542
2,570
26 222,897 39,726 175,432
4,325
598
246 81,768 31,688
4,600
208
2,776
176 54,016 15,540
2,813
37 91,530 17,655 69,388
1,327
4,637 11,050 11,702
880 270,719 112,670
9,460
92 537,565 97,155 412,141
27 106,429 25,660 73,863
659
4,467
1,642
138 59,177 17,626
3,639
2,998
1,678
1,069
213 66,139 27,356
5,766
7 191,191 43,223 142,010
3,060
9,556
1,623
461 113,894 57,284
4,224
347 288,254 62,989 210,565
594
100 23,881
12,718
4,669
1,870
93,599
14,617 73,337
282
3,312 58,865
7,803
1,897 405,925 213,362 24,615
56 1,404,509 246,264 1,086,368
8,321 48,819 25,233
854 230,950 133,547 14,835
32 854,867 115,049 656,591
110 8,188,064 1,736,421 5,759,899 160,880 383,583 134,771 12,510 2,165,466 1,230,984 92,879
3

11,163

2,336

7,456

1,115

224

32

1,979

929

134

STATES LOCATED IN TWO FEDERAL RESERVE DISTRICTS—CONDITION
Connecticut—D ist. No. 2........
New Jersey—D ist. No. 2.........
Kentucky—Dist. No. 4...........
Pennsylvania—Dist. No. 4.......
West Virginia—Dist. No. 4......
Louisiana—Dist. No. 6 ........
Mississippi—Dist. No. 6........
Tennessee—D ist. No. 6
Indiana—Dist. No. 7...................
Illinois—Dist. No. 7 .................
Michigan—Dist. No. 7...........
Wisconsin—D ist. No. 7.........
Missouri—D ist. No. 10...........
New Mexico—Dist. No. 10.......
Oklahoma—D ist. No. 10...............
Arizona—D ist. No. 12...................

17 216,118 35,094 174,600
206 2,368,956 381,440 1,806,836
57 171,080 35,545 125,937
224 2,432,036 339,983 1,851,193
12 73,247 15,300 50,217
29 617,534 111,388 453,725
17 147,397 29,139 95,957
67 619,284 100,973 456,131
170 1,180,099 171,869 900,180
329 7,488,247 1,452,953 5,491,118
187 3,186,902 468,867 2,494,475
122 1,239,944 163,902 1,002,415
46 800,075 174,847 547,019
8 66,189 13,051 47,278
205 688,311 149,477 474,831
5 163,044 38,897 119,286

2,189
968
2,788
29,398 88,394 51,817
683
6,013
2,351
17,936 50,481 142,902
714
3,806
2,952
6,369 41,249
3,887
749 20,943
314
2,574 48,621
8,260
21,214 54,692 30,305
55,694 249,040 220,239
27,748 103,840 87,629
7,549 33,598 30,551
19,745 40,551 12,623
652
3,685
1,443
4,561 53,224
4,824
2,967
652
1,063

1 These banks, two in Wisconsin and one in Indiana, are included in the figures for those States.




479 52,420 26,796
11,071 518,099 271,501
551 82,651 26,869
29,541 654,265 368,881
8,901
258 20,469
916 226,655 120,614
295 69,877 25,017
2,725 244,436 104,149
1,839 424,082 187,967
19,203 2,088,559 1,212,255
4,343 802,390 449,061
1,929 359,078 173,517
5,290 379,574 155,804
80 28,533
8,995
1,394 366,011 147,867
179 54,988 22,910

5,814
41,836
5,251
43,257
1,842
11,669
3,609
16,055
29,050
86,406
56,055
17,773
8,191
1,576
11,351
5,040

*5
O F BA NK S O N DECEM BER 3 0 , 1 9 4 4 , B Y STA TES
ASSETS [In th o u s a n d s o f d o llars]
bank balances
Demand
balances
with
Other Balances
with
banks in balances
U. S. (ex­
banks in
with
foreign
cept pri­ banks
vate
in U .S . countries
banks,
etc.)
6,315,142

18,807
13,096
9,393
136,396
16,337
94,358
263,983
193,301
384,760
316,175
206,060
533,680
205,837
140,974
151,929
99,769
241,773
17,902
24,946
92,148
154,885
31,918
77,564
58,763
120.447
83,529
96,405
63,915
91,598
158,208
99,964
143,675
106,107
45,832
77.053
95.054
184.447
655,592
44,843
36,366
33,575
118,708
36,198
25,647
35,272
6,009
98,348
37,752
335,844

39,288

Cash
items in
process
of col­
lection

16,824 3,957,545

Bank
premises,
furni­
ture,
and
fixtures

816,540

Other
real
estate
owned

41,073

62 r6,502 1,924
76
3
7 14,076 1,802
45
15
1,751 1.115
15
29
1,509
342 136,211 33,720 1,975
95
75 13,745 6,805
302
338
126 32,141 13,900
257
4,305 11,085 1,082,314 230,604 9,803
57,113 39,781 5,446
674
11
2,651
386 250,299 88,297 11,414
2,135
189 197,023 46,600 1,099
690
36 45,532 11,538
85
2,851
520 335,532 34,499
285
476
628 103,296 19,880
150
1,240
25 48,539 11,345
29
70,124 6,903
286
3
22,620 4,218
21
69
166,811 12,027 3,792
1,250
2,090 1,260
4
2,991 1,
8 .
12
3.
30,907 4,527
13
14,043 4,759
12
9,379 1,359
179
67
33,116 9,197
3
203
22,872 13,957
'16
145
56,766 12,665
938
538
13,283 5,494
104
314
15
47,524 5,718
58
11,055 1,909
361
75
249
75,032 10,025
309
38,437 11,579
37,061 5,370
252
13
1,388
3 31,619 11,441
371
589
218 24,148 7,314
224
3,666 2,020
5
38
9,538 2,361
86
109
341
51,242 9,501
328
1,730
26,811 7,020
23
2,230
360 158,410 35,281 1,369
315
6,266 2.115
1
8,150 1.407
964
2
11
2,077
769
5
3,688
26,180 2,676
100
150
1,564
683
60
10
7,118 1,341
242
43
138
16,975 1,842
1
75
3,149
135
829
4
1,598
272 67,730 7,644
33
131
23 44,662 6.408
15
4,373
1,331 500,055 61,503 1,617
68

43

873

Assets
in­
directly
repre­
senting
real
estate

Custom­
ers’
liability
on
accept­
ances

Income
accrued
but not
collected

62,398

206,043

70,364

361
72
1
1,075
1,900
128
8,337
2,060
8,872
1,874
1
736
215
239
4,333
1,718
506
155
683
12
1,550
931
471
2

3
25
20

10,417
715
31
35,806
132
5,563
239
3,083
4
11

46
21
527

203
18
70

71
770

18
445

30
2,518
1,670
3,288

1,933
218
126

7

45
1,024
1

24*66i

162
24
2,492

Other
assets

T otal
a ssets

State

80,139 118,705,754

T o ta l, a ll S ta te s

329
232 327,571
6
86
180,313
159
42 115,939
8,084 2,179 4,180,068
1,319
201
606,791
1,106
194 1,137,729
76,466 15,092 33,712,004
7,493 1,882 3,554,179
13,660 11,121 8,389,575
8,895 4,470 5,865,213
2,252
778 1,883,924
19,038 5,742 10,218,764
6,852 1,506 4,144,050
2,332 2,754 1,762,497
3,855
438 1,943,277
699
244 1,000,723
3,729 2,800 3,028,994
338
61 179,149
384
106 211,858
1,096 1,005 816,967
589
400 892,694
369
69 322,543
2,098 1,141 1,263,886
643 1,110 882,374
1,396 1,729 1,403,470
295
703 620,973
1,442
677 926,986
232 1,485 378,463
1.916 1,580 1,139,062
1,826
670 1,156,448
1,064
343 943,469
1,847
816 1,362,755
1,251 2,206 904,920
17
142 253,492
189
317 468,365
1,125 1,075,874
1,1
896
291 1,083,295
1.917 1,113 4,405,157
70 354,880
527
35
391 306,500
56
10
146,386
801
980 812,841
13
87 166,449
235 259,610
616
47
298 405,434
338
450 119,101
3,249
154 1,821,677
3,002 3,636 1,098,902
19,382 6,978 10,470,163

New England:
Maine
NewHampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Iowa
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
VVyomihg
Colorado
NewMexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California

70

13,252 M utual Savings Banks

OF BANKS LOCATED IN FEDERAL RESERVE DISTRICT SPECIFIED

14,942
154,323
47,852
162,020
7,362
50,428
37,871
110,331
168,276
466,210
194,176
119,609
121,763
16,928
178,598
20,870

594
250
719
30
341
1,355
630
2,851
401
1,207
1,185
150
1,715
10

110
11
61
21
36
520
626
25
30




4,758
49,834
2,429
79,327
2,334
43,582
3,380
12,546
38,123
320,317
102,071
46,947
92,601
884
26,480
6,158

4,437
30,292
2,381
33,936
633
7,648
1,801
7,516
9,187
30,737
18,710
10,219
3,417
441
6,850
1,189

135
3,346
8
2,697
10
327
23
370
65
163
141
23
169
S7
19
43

128

1,688

20

1,919
2,348
. . . ,4
725
215
230
459
1,670
45

31

132
59
1,933
7
18
2,940
4
11

218

233
6,486
85
5,573
170
1,596
9
1,429
2,128
18,554
6,833
2,139
1,155
11
896
616

48
1,217
140
2,771
84
637
114
478
683
5,530
1,493
2,710
1,244
3
280
128

273,550
2,930,216
256,365
3,133,256
94,613
858,678
219,228
873,535
1,616,244
9,635,455
4,016,688
1,614,354
1,186,093
95,234
1,064,255
220,053

Connecticut—Dist. No. 2
New Jersey—Dist. No. 2
Kentucky—Dist. No. 4
Pennsylvania—Dist. No. 4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
Indiana—Dist. No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12

16
ALL M EM BER B A N K S -A S S E T S A N D L IA B IL IT IE S O F B A N K S
LIA B IL IT IE S [In th o u s a n d s of d o lla rs]

Time deposits

Demand deposits

State

T o ta l

Individu­
als, part­
nerships,
and cor­
porations

States
United
and po­
States
litical
Govern­
sub­
ment divisions

Certified
Banks I Banks
and
in
foreign officers*
United
checks,
coun­
States
etc.
tries

T o ta l

States
Indi­
and
United
Banks Banks
viduals, States
in
politi­
artner- Gov­ Postal
foreign
cal
ips, and ern­ savings sub- United coun­
States tries
corpora­ ment
divitions

E

Total, all States...... 91,599,715 56,270,259 18,508,900 3,743,572 10,880,788 944,952 1,251,244 19,316,831 18,806,720 101,121 3,841 347,212 47,087
NewEngland:
16 383
2,605 106,286 105,671 195
7,384
132.891 41,211 11,853
Maine........................ 195,963
55
75
2,732 33,244 32,738 308
6,194
9,159
NewHampshire............ 130,414 83,121 29,208
290
1,218 48,228 47,804 131 1693
1
7,639 2,926
56,222
43,357
Vermont..................... 3,340,680
3
0
8 95
2,612
502,972
506.156
37,929
16,944
300,386
134,121
855,113
1,996,187
Massachusetts..............
50
16 300
677
10,695 825 6,731 147,583 146,540
278,549 106,281 17,049 28,948
Rhode Island............... 420,130
2
5
1
4
3
1,774
188,963
190,905
16,371
31,068
225,081
873,356
571,888
Connecticut.................
Middle Atlantic:
5,382
29,822
13,971
2,417,221
2,476,246
402,747
852,600
3.235,487
518,906
7,216,092
16,214,533
28,440,365
NewYork...................
5,050 114
37,342 254 36,366 1,164,554 1,155,705 3,685
1,416,4"" 502,899 176,997 626,728
NewJersey................. 2,170,338
5,186
46,763
3,198
1,605,106
1,660,806
39,998
9,167
136,034
1,085,951
4,019,635
5,917,513
Pennsylvania...............
East North Central:
3,160
71,759
41
0
3
1
3
1,433,672
1,509,314
57,795
315,818
2,495
149,733
776,094
2,719,846
4,021,781
Ohio......................... 1,404,377 917,378 228,215 120,524 118,891 139 19,230 383.856 378,129 1,545 341
13 3,828
Indiana................... . 8,138,668 4,801,827 1,720,148 262,292 1,278,760 16,415 59,226 1,527,258 1.475.443 1,231 193 50,391
Illinois....................
76 5,013 i , i 34
1,802,344 518,981 159,259 174,621 3,116 31,940 1,274,609 1,267,293 1,093
Michigan.................... 2,690,261
53 1,074 859
Wisconsin................... 1,190,790 740.347 250,687 53,949 128,287 291 17,229 475,828 473,428 414
West North Central:
23,136 350,359 347,194 367 128 1,746 924
736,410 367,601 78,136 275,937 1,742
Minnesota................... 1.482.962
25
40 6,536 179.502 177,601 1,803 14743 1,516
110,392
428,006 140,680 84,103 758,757
769,757
Iowa.......................... 2,515,456
118
23.009 358,033 352,478 3,77“
1,566
93.496
357,734
1,280,894
Missouri..................... 135,053 102,673 17,870 3,528
5
1
33
10
35,534
35,682
1,158
9,824
North Dakota.............. 163.332 116,504 19,153 18,453
9
7
7
2
2
5
35,806
36,612
1,294
6,975
South Dakota.............. 702,344 428,620 96,810 28,199 143,968
2
4
2
8
100
74,540
74,700
4,747
Nebraska.................... 783,382 498,054 88,059 94.449 97,078
39
62
5,742 67,152 65.651 1,258
Kansas......................
South Atlantic:
1
5
19,037
19.054
5,630
3,134
2,523
47,305
213,062
271,654
Delaware.................... 978,893 543,200 283,808 42,725 103,645 426 5,089 221,134 214,600 1.609
18 1,548 3,359
Maryland..................
75
25
19
155,98"
79 44,968 1,661 8,388 156,106 284,629
513,700 103,196
671,992
District of Columbia...... 1.012.963
6,891 874
2:
8,404
300,819
19,624
88
209,166 46,785 153,901
Virginia..................... 453,684 583,399
4
4
4
6
1
2
1
6
212
122,848
123,781
8,545
35,140
32,809
105,413
271,777
West Virginia...............
6
267 832
9,791 93,310 88,734 3,471
67.496 165,949
North Carolina............. 790.780 406,358 141,186
2
3
1
5
5
4
7
6
4
0
42,213
43,645
3,702
20,054
34,303
40,768
219,817
318,644
South Carolina.............
143 126
39
18 10,606 138,691 135,985 2,398
Georgia...........,.......... 941,733 537,677 125,829 64,847 202,756
56 6,032 715
Florida...................... 960,474 595,800 120,595 76,577 155,040 1,452 11.010 140,985 130,456 3,726
East South Central:
194 95
17
7,803 105,395 103,111 1,978
115,339 19,806 148,904
Kentucky................... 781,200 489.348
839 4,132
58
9,941 215,026 204,377 5,620
548.891 168,485 58,423 295,310
Tennessee................... 1,081,050 452,559
22
2
68 330
I,361
147,876
149.857
4,683
76,432
75,210
94,370
703,536
Alabama.....................
31
1,265 39,286 36.660 2,595
Mississippi.................. 202,154 107,496 25,665 20,296 47,132
West South Central:
94
22
2,609 53,173 51,857 1,090
38,436 31,233 64,115
Arkansas.................... 392,722 256,329 94,780
63 3,095
136,858 4,819
63,471 189,520 4,233 8,164 144,835
Louisiana................... 876,588 516,420
2,540
1,053
1
1
3
1,294
65.660
70,660
Oklahoma................... 945,511 572,241 112,577 80.450 158,242 113 2 1,
Texas........................ 3,885,120 2,472,049 487,560 170,338 660,458 5,160 89,555 ‘ 303,783 277,133 5,690 424 19,505 1,031
Mountain:
376
17
52
3,058 53,685 53,235
196,312 26,247 32,323 26,346
Montana..................... 284,286
105
11
2,129 56,552 54,824 1,612
5,177
186,928 21,520 21,978 10,382
Idaho........................ 237,732
605 81
22
5
2
23,576
24,336
1,043
10,877
10,701
80,556
113,562
Wyoming.................... 631,906
2,923
1
6
5
5
7
9
5
134,614
138.502
5,724
93,448
448,461 64,999 19,216
Colorado....................
6
11
1,787 20,593 20,473 102
9,099
99.371 12,802 16,636
NewMexico................ 139,695 158,509
13
5
2,407 944 3,688 44,758 44.652 1,795
24,507 15,278
Arizona...................... 205.333
1
1
3
20
86,144
88,130
2,099
4
46,754
23,995
31,446
193,552
297,850
Utah.........................
1,756 31,788 31.653 108
641
58,261 10,817 10.450
81,925
Nevada......................
Pacific:
722 325
21
373,101
370,470 1,563
17,534
267,104 84,663 86,151 1,.78'
Washington................. 1,377,104 919,865
14 4,630 155
193
38,779 423 13,488 271,117 266,125 II,431
548,503 118,266 63,803 363,050
783,262
Oregon...................... 6,635,218
3
6
1
84,457
7,123
3.183.444
3,287,816
172,906
21,73'
4,750,274 954,503 372,748
California......... .........
12,085
12,090
M utual Savings B anks .........
STATESLOCATEDIN TWO FEDERALRESERVEDISTRICTS-CONDITION
111 .
73
2,960 70,014 69,
127,785 41,779 7,375
6, 319
186,218
Connecticut—Dist. No. 2..
3,565
1,982
33,191 987,273 981,
35, 561
,766,526 1,146,484 421,945 129,091
NewJersey—Dist. No. 2...
188
1
7
47,280
47,
1,310
4, 051
152,944 23,825 8,545
190,675
Kentucky—Dist. No. 4....
264 13,086
202
555,
358,494 48,277 243, 287 45,3 11,953 573,882
,209,101 1,546,637
Pennsylvania—Dist. No. 4,
2
05
5
2
3
,
23,489
1,341
2, 953
31,409 21,644 2,478
59,825
West Virginia—Dist. No. 4.
53 3,095 .
4,819
4,158 120,751 112,
402,415 78,378 54.637 149, 399
693,220
Louisiana—Dist. No. 6....
2
3
.
2,595
3
3
,
36,255
1,145
84,972 22,014 17,806 46, 698
172,635
Mississippi—Dist. No. 6...
56 " "827 ’
5,620
8,157 153,010 142,
359,032 118,727 39,196 153, 338603 139 13,555
678,492
Tennessee—Dist. No. 6....
6
1,545 306
325,
331,031
101
778.241 201,880 108,005 1,169,
,203,183
Indiana—Dist. No. 7......
35 36,926 .
1,359,
1,217
1,397,468
56,168
16,415
9
1
7
239,846
1,677,634
4,557,262
,717,242
Illinois—Dist. No. 7.......
4,796
1,083
21
1,209,
1,216,571
31,332
3,115
507,887 152,258 174, 002
,629,824 1,761,230
Michigan—Dist. No. 7....
950
43
410
416,
419,225
681.241 235,675 49,400 124, 760 229319 16,265
,107,632
Wisconsin—Dist. No. 7. ...
20
2
46
12,612 76,369 76,
431,843 123,310 26.637 464,168
,058,809
Missouri—Dist. No. 10—
1.
100
11
1,056 16,364 16,
8 176
8,708 12,664
44,664
75,268
NewMexico—Dist. No. 10
1,053
1
1
3
1,294
6
4
,
69,668
21,412
1
1
3
,779
559,656 111,257 78,380 157
928,597
Oklahoma—Dist. No. 10.
5
69 3,104 35,704 35
2 334
137,128 21,490 12,178
176,303
Arizona—Dist. No. 12.....




,

x7
D ECEM BER 30, 1 944, BY STA TES
L IA B IL IT IE S A N D C A PIT A L A C C O U N TS [In t h o u s a n d s of d o lla rs ]

T o tal
deposits

110,916,546
302,249
163,658
104,450
3,846,836
567,713
1,064,261
30,916,611
3,334,892
7,578,319

Bills
payable
and
other
bor­
rowed
money

111,255

265
2,270
650
105,425
190
155

290,708
1,200,027
828,098
1,313,782
\ 577,465
884,090
362,289
1,080,424
1,101,459

1,000
450

14

650

12
60
203
18
70

886,595
1,296,076
853,393
241,440

18
461
7

445,895
1,021,423
1,016,171
4,188,903

2,598
218
126

200

Other
liabili­
ties

72,289

11,774
740
31
41,914
130
6,557
239
3,156
4
11
50
21
530

5,531,095
1,788,233
9,665,926
3,964,870
1,666,618
1,833,321
949,259
2,873,489
170,735
199,944
777,044
850,534

Accept­
ances
out­
stand­
ing

337,971
294,284
137,898
770,408
160,288
250,091
385,980
113,713

162
24
3,141

1,750,205
1,054,379
9,923,034

Capital

Surplus

Undi­
vided
profits

637,888 111,737,978 2,469,041 3,047,594 1,008,503

695
231
368
26,165
2,592
3,936
364,162
7,675
27,318
18,169
3,158
41,814
9,987
3,879
6,881
1,059
7,193
331
511
1,157
1,086
1,367
3,805
2,662
4,336
1,174
2,834
926
3 , 140
2,950
2,384
3,023
2,046
348
519
4,524
2,254
7,481
417
504
113
1,716
30
916
892
536
4,675
3,467
50,482
34

1 2 ,0 9 7

T o tal
liabil­
ities

302,944
164,154
104,818
3,887,045
571,045
1,068,878
31,428,112
3,342,887
7,612,349
5,549,503
1,791,391
9,710,896
3,974,861
1,670,508
1,840,252
950,339
2,882,212
171,066
200,455
778,665
851,620
292,075
1,203,844
830,760
1,318,828
578,639
887,127
363,233
1,083,634
1,104,409
888,979
1,299,117
855,900
241,795
446,414
1,028,545
1,018,643
4,196,710
338,388
294,788
138,011
772,124
160,318
251,007
386,872
114,249
1,755,042
1,057,870
9,976,657
1 2 ,1 3 1

9,961
5,800
4,777
97,644
11,995
28,369
724,032
92,441
218,336
142,865
37,313
192,627
70,270
37,828
38,003
18,621
63,215
3,286
4,753
15,705
17,257
8,277
21,190
16,950
34,143
17,243
13,040
6,225
22,262
20,705
21,361
25,493
19,855
5,363
8,353
18,279
24,403
87,009
7,049
4,910
2,801
12,882
2,405
3,700
7,510
1,570
25,828
12,781
182,356

9,184
6,573
3,563
128,642
17,052
26,690
1,115,179
76,194
417,365
112,106
34,723
201,223
61,699
32,448
40,884
19,187
45,076
2,735
3,884
13,236
14,786
17,692
26,234
22,100
31,287
16,800
17,989
5,379
22,732
22,654
24,132
24,856
17,966
5,584
7,927
19,163
21,748
78,885
5,389
3,673
3,115
14,613
2,495
3,458
6,758
1,783
20,545
15,839
204,369

4,481
3,062
1,970
43,169
3,383
9,849
340.772
25,828
95,829
39,292
15,594
58,534
20,308
13,487
15,091
8,341
31,317
1,524
1,934
5,815
7,312
4,308
8,716
10,936
12,733
6,349
4,619
2,225
5,986
5,659
6,959
9,831
8,086
358
4,444
7,076
14,495
30,512
3,393
2,071
1,915
9,461
230
1,114
2,636
1,449
12,615
9,049
74,386

Reserves
for con­
tingen­
T otal
cies
cap ital
and
ac ­
other
counts
capital
ac­
counts

Demand
deposits
adjusted
(see note 1,
page 1)

442,638 6,967,776 63,087,686 57,307,530

1,001
’724
811
23, 568
3,316
3*943
103,909
16,829
45,696
21,447
4,903
55,484
16,912
8,226
9,047
4,235
7,174
538
832
3,546
1,719
191
3,902
1,628
6,479
1,942
4,211
1,401
4,448
3,021
2,038
3,458
3,113
392
1,227
2,811
4,006
12*041
661
1,058
544
3,761
1,001
331
1,658
50
7,647
3,363
32,395

130,362 140,847
85,173 90,936
38,067 45,750
2,218,140 2,032,026
286,646 288,584
523,201 587,186
2,283,892 19,937,591 16,053,872
211,292 1,425,761 1,572,730
777,226 4,202,717 3,945,368
315,710 2,740,116 2,730,351
92,533
932,728 1,011,600
507,868 5,556,294 4,787,813
169,189 1,866,339 1,890,247
91,989
755,697 762,986
103,025
895,356 767,558
50.384
510,486 496,025
146,782 1,754,477 1,230,588
8,083
97,901 105,269
11,403
117,857 133,260
38,302
484.267 430,659
41,074
531,808 584,202
30,468
184,259 211,836
60,042
586,296 557,898
51,614
492,848 499,295
84,642
635,209 593,042
42,334
253,011 299,848
39,859
508,744 436,121
15,230
204,500 246,767
55,428
654,610 538,098
52,039
650,048 644,950
54,490
530,768 479,896
63,638
740,159 585,636
49,020
483,567 508,304
11,697
129,621 125,391
21,951
270,817 280,633
47,329
638,735 536,813
64,652
626,883 647,768
208,447 2,602,536 2,573,532
16,492
207,453 225,427
11,712
172,824 202,885
8,375
68,512 90,399
40,717
424,852 447,221
6,131
90,638 116,230
8,603
149,677 170,357
18,562
215,399 202,671
4,852
63,580 67,318
66,635
948,435 954,332
41,032
584,541 581,132
493,506 4,878,180 4,795,873
24,627
16,159
11.121
293,023
35,746
68,851

91

25

1,121

7,567
5.323 1,528
73,371 64,336 20,260
7,440
7,226 2,753
68,348 210,019 31,896
3,990
4,410 2,098
14,598 15,025 6,153
4,548
4,820
278
18,326, 14,272 5,092
31,168 30,467 13,359
179,929 190,148 53,433
66,524 58,894 18,468
33,988 29,791 12,464
17,420 16,699 11,891
1,425
1,480
39
23,875 21,362 14,345
3,350
2,618 1,020

1,423
11,703
627
28,064
413
2,768
352
2,668
4,105
53,142
16,531
7,595
3,229
642
3,949
331

15,841
169,670
18,046
338,327
10,911
38,544
9,998
40,358
79,099
476,652
160,417
83,838
49,239
3,586
63,531
7,319

1,005

Net de­
mand de­
posits
subject to
reserve
(see
page 18)

State

T o ta l, all S tates
New England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Iowa
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
M utual Savings Banks

OF BANKS LOCATED IN FEDERAL RESERVE DISTRICT SPECIFIED

650
90

31
130
2,598
7
18
3,013
4
11

218




796
6,527
364
11,887
388
3,565
333
1,657
2,931
41,080
9,872
3,648
1,676
16
2,241
727

257 ,709
2,760 ,546
238 ,319
2,794 ,929
83 ,702
820 ,134
209 230
833 ,177
1,537 ,145
9,158 ,803
3,856 ,271
1,530 ,516
1,136 ,854
91 ,648
1,000 ,724
212 ,734

125,008 133,362 Connecticut—D ist. No. 2
1,146,352 1,258,932 New Jersey—Dist. No. 2
117,030 160,370 Kentucky—D ist. No. 4
1,612,592 1,527,540 Pennsylvania—Dist. No. 4
28,783 32,894 West Virginia—Dist. No. 4
523,024 417,628 Louisiana—Dist. No. 6
111,622 100,543 Mississippi—Dist. No. 6
438,945 393,839 Tennessee—Dist. No. 6
802,541 861,678 Indiana—Dist. No. 7
5,259,032 4,532,959 Illinois—Dist. No. 7
1,829,390 1,842,749 Michigan—D ist. No. 7
710,381 699,959 Wisconsin—D ist. No. 7
723,494 378,491 Missouri—Dist. No. 10
49,503 57,500 New Mexico—Dist. No. 10
617,453 632,968 Oklahoma—D ist. No. 10
129,357 146,252 Arizona—Dist. No. 12

i8
ALL M EM BER B A N K S -R E S E R V E P O S IT IO N O N DECEM BER 30, 1944
[In thousands of dollars]

Gross
demand
deposits

All mem ber b a n k s .......................

Deductions allowed
in computing
reserves
War loan
and Series
E bond
accounts

Net
demand
deposits
subject to
Other1
reserve

Time
deposits

91,599,715 18,241,712 10,270,317 63,087,686 19,316,831

Central reserve city banks.....................
Reserve city banks...................................
Country banks...........................................

31,608,633 8,067,891 1,474,06822,066,674 1,632,321
34,016,103 6,070,076 4,086,95623,859,071 7,788,247
25,974,979 4,103,745 4,709,293 17,161,941 9,896,263

All member banks, by districts:
Boston..................................................
New York............................................
Philadelphia........................................
Cleveland.............................................
Richmond............................................
Atlanta.................................................
Chicago................................................
St. Louis ...........................................
Minneapolis .......................................
Kansas C ity........................................
Dallas...................................................
San Francisco ....................................
Central reserve city banks:
New York............................................
Chicago................................................
Reserve city banks, by districts:
Boston................................................
New York ........................... .............
Philadelphia........................................
Cleveland ...........................................
Richmond...........................................
Atlanta...............................................
Chicago..............................................
St. Louis ............................................
Minneapolis.......................................
Kansas C ity......................................
Dallas..................................................
San Francisco.....................................
Country banks, by districts:
Boston...................................................
New York............................................
Philadelphia........................................
Cleveland .........................................
Richmond............................................
Atlanta...............................................
Chicago........................*......................
St. Louis .............................................
Minneapolis.........................................
Kansas C ity ........................................
D allas...................................................
San Francisco.....................................

4,830,547 1,211,110 462,856 3,156,581 962,388
30,393,109 7,614,013 1,570,14521,208,951 3,533,533
1,283,259
4,383,878 848,934 481,151 3,053,793 2,153,965
6,481,382 1,168,339 814,522 4,498,521
4,167,131 839,763 675,543 2,651,825 915,306
4,150,090 536,606 751,668 2,861,816 739,549
13,427,638 2,738,936 1,576,872 9,111,830 3,543,797
3,494,591 476,294 556,097 2,462,200 640,614
2,209,228 451,590 356,806 1,400,832 590,979
4,293,868 484,207 909,772 2,899,889 467,091
4,178,859 491,572 898,155 2,789,132 342,142
9,589,394 1,380,348 1,216,730 6,992,316 4,144,208
25,760,138 6,669,801 1,039,378 18,050,959 1,012,549
5,848,495 1,398,090 434,690 4,015,715 619,772
2,300,619 611,798 161,672 1,527,149 132,009
571,103 83,110 51,696 436,297 215,966
2,518,798 520,697 215,118 1,782,983 154,751
4,223,128 776,553 412,357 3,034,218 972,268
2,085,642 506,519 249,443 1,329,680 320,111
2,088,300 280,844 303,924 1,503,532 292,102
4,244,766 813,246 532,480 2,899,040 1,349,684
2,003,642 323,946 236,990 1,442,706 234,735
1,137,448 307,288 142,908 687,252 120,548
2,638,282 334,205 470,459 1,833,618 248,507
2,141,985 299,455 374,784 1,467,746 215,168
8,062,390 1,212,415 935,125 5,914,850 3,532,398
2,529,928 599,312 301,184 1,629,432 830,379
4,061,868 861,102 479,071 2,721,695 2,305,018
1,865,080 328,237 266,033 1,270,810 1,128,508
2,258,254 391,786 402,165 1,464,303 1,181,697
2,081,489 333,244 426,100 1,322,145 595,195
2,061,790 255,762 447,744 1,358,284 447,447
3.334,377 527,600 609,702 2,197,075 1,574,341
1,490,949 152,348 319,107 1,019,494 405,879
1,071,780 144,302 213,898 713,580 470,431
1,655,586 150,002 439,313 1,066,271 218,584
2,036,874 192,117 523,371 1,321,386 126,974
1,527,004 167,933 281,605 1,077,466 611,810

1 Dftmand balances with banks in United States, except private banks and American branches of foreign banks, plus cash items in process of collection.
The difference between the figures shown in this column and the figures shown against the corresponding captions under ‘ Assets is accounted for by an
excess of allowable deductions over gross demand deposits at a number of banks.
. ,.
,
^
• j *
2 Reserves actually required are based on deposits at opening of business. The figures m this column, therefore, represent the reserves required to be
maintained on the business day following the call date. Pursuant to the provisions of law, the Board of Governors of the Federal Reserve System PJC*
scribed the following requirements as to reserves to be maintained by each member bank effective Oct. 3, 1942. Time deposits 6 per cent for all member
banks; N et demand deposits—20 per cent for Central reserve city banks, 20 per cent for Reserve city banks, and 14 per cent for Country banks.
*
As reported by member banks. These figures differ from those shown by the Federal Reserve Banks’ books because of a lack of synchronization ol
entries on the books of the Federal Reserve Banks and the member banks.
ALL MEMBER ;BA N K S—PLEDGED 1ASSETS A N D SECURED A N D PREFERRED LIABILITIES O N DECEMBER 30, 1944
[In thousands of dollars!
_________
Central reiserve city
membeirbanks
New York
P led g ed a sse ts (and s ec u r ities lo a n e d )—T o t a l...............
United States Government obligations, direct and guar­
anteed pledged to secure lia b ilities.................................
Other assets pledged to secure liabilities ...........................
Assets pledged to qualify for exercise of fiduciary or cor­
porate powers, and for purposes other than to secure

Chicago

All
national
member
banks

All State
member
banks
9,328,138

7,444,976 1,676,048 8,994,545 6,638,391
221,989
226,073
4,541

24,753,960
452,603

15,701,502 9,052,458
69,655
382,948

65,454
195

276,086
33,461

99,097
4,425

23,059,335

13,882,498

22,161,147
83,548
272

13,834,115 8,327,032
35,368
48,180
69
203
814,368

5,245
3,756

Secured a n d preferred lia b ilitie s —T o t a l...................

7,659,870

1,635,480




A ll
m em ber
banks

16,187,972

1,685,049

157,517
29,310

Deposits secured by pledged assets......................................
Borrowings secured by pledged assets.................................
Other liabilities secured by pledged assets........................
Deposits preferred under provisions of law but not secured

Country
member
banks

25,516,110

7,636,344

......................................

Securities loaned .................

Reserve
city
member
banks
9,268,688

47,870
200
8,023,123

6,926,029

5,740,862

1,635,073 7,940,583 5,615,902
15,548
68,000
57
7
192
16
109,355
82,533
215
622,265

6,969,589

814,368

176,989
29,036
9,176,837

ST A TE M EM BER B A N K S -A S S E T S A N D LIA B ILIT IES O N DECEM BER 30, 1944, BY FEDERAL RESERVE D IS T R IC T S
[Amounts in thousands of dollars]

Federal Reserve district
T o ta l
Boston
ASSETS
L oans and in v e s tm e n ts ..............................................................................................................
Loans (including overdrafts)................................................................................................
United States Government direct obligations..................................................................
Obligations guaranteed by United States Government....................................................
Obligations of States and political subdivisions..............................................................
Other bonds, notes, and debentures....................................................................................
Corporate stocks (including Federal Reserve Bank stock)...........................................
Reserves, cash , and bank b a la n c e s.......................................................................................
Reserve with Federal Reserve Banks.................................................................................
Cash in vault..................................................................................................................................
Demand balances with banks in United States (except private banks and American
branches of foreign banks).................................................................................................
Other balances with banks in United States....................................................................
Balances with banks in foreign countries...........................................................................
Cash items in process of collection.....................................................................................
Due from own foreign branches..................................................................................................
Bank premises owned and furniture and fixtures....................................................................
Other real estate owned.................................................................................................................
Investments and other assets indirectly representing bank premises or other real estate.
Customers’ liability on acceptances............................................................................................
Income accrued but not yet collected........................................................................................
Other assets......................................................................................................................................

T o ta l a s s e ts .

T o ta l liabilities .

?land
eT

mond

Atlanta Chicago

St.
Louis

Minne- Kansas
apolis
City
Dallas Frandsco

1,261,159 ,182,196 ,815,910 ,531,538 3,260 ,927 ,378,013 492,424 ,605,515 ,173,434 210,547 520,195 246,704 1,843,756
',196,162 218,240 ,170,215 279,608 656, 994 325,318 106,104 563,670 263,745 41,258 121,256 72,178 377,576
U128,516 916,829 !,892,747 103,826 2,364 732 994,224 329,853 ,670,324 822,707 156,422 338,342 159,609 1,378,901
264,875
6,632 83,402 58,886 24 670 8,812 10,267 34,363 12,134 2,689 16,461 2,552 4,007
805,450
8,186 298,887 23,080 82 627 22,814 39,781 190,565 33,604
35,351 11,402 52,457
688,858
26,151 275,077 52,191 103 251 22,698 4,393 141,597 26,049 6,696
3,129 7,241 354 26,727
177,298
6,158 95,582 13,947 28 653 4,147 2,026 4,996 15,195
3
5
3
1,544 609 4,088
[,290,440 281,020 1,734,612 408,110 869 ,713 441,983 193,182 ,000,274 377/
75,985 240,866 137,601 529,114
.,011,885 155,551 1,665,977 230,193 494 377 215,672 78,559 530,685 185,605 32,884 96,579 50,311 275,492
388,162
23,479 126,117 22,491 59, 547 29,006 10,423 62,327 15,395 4,218 5,349 6,969 22,841
,504,456
9,816
7,257
.,368,864
217
304,963
22,916
22,724
19,683
84,388
31,782

67,306 204,912 82,235 193,266 126,179 83,144 305,275 113,162 35,458 84,990 74,746 133,783
359
2,724 1,648
840
773
257 1,515
125
149 318
59 1,049
67
6,226
5
95
100
249
4
47
1
29
6
428
34,258 728,656 71,538 121,588 70,253 20,795 100,223 63,646 3,275 53,601 5,510 95,521
217
16,834 158,481 22,086 31,915 19,444 5,937 21,247 8,424
3,193 1,594 14,420
1,094
8,022
5,959 3,557
404
325
315 2,469
39 102
604
2,898
7,044 7,093 2,111 2,023
1,173
2
29
139
203
693 17,566
7
161
53
35
95
34
1
1,038
2,734 53,580 3,748 7,926 2,780 1,091 6,474 1,625
99 3,267
225
8
3
9
956
9,906 3,264 4,799 2,263 2,093 2,583 1,475
155 1,169 165 2,954

,681,192 ,049,589
,037,067 720,099
,445,299 233,886
46,068
1,292
942,627
44,004
,325,514
27,128
481,580
956
403,037
22,224
,377,803 323,788
,245,117 322,295
20,869
1,125

,287,832

557,108
728,222
20,798
345,905
931,346
468,529
235,924
,811,366
771,855

567,353

,768,715

,421,773

099,104 957,331 785,516
361,752 556,641 311,045
2,
3,709 3,558
31,773 71,576 86,610
59,730 144,024 221,246
9
670
297
12,697 34,764 13,501
242,395 072,294 315,593
234,851 033,460 308,365
8,668
974
192 3,372
541
78
10
41
182
34
90,972
230 19,441 6,489 36,938 2,975
13,004
60
4,092
40 1,522
847
7,300
7,300
39 058,995 1,373,377 20 ,099,198 1,809,748 3,841,009 1,737,366
8,794
8,794
57,075
55,200
500
23,826
719 21,599
6
161
53
15,938
532 10,630
934 1,244
387
740
12,168
5,298
592 1,513
728
95,295
4,981 52,044 5,002 12,716 3,737
63,025
501 51,509
472 3,480 1,058

,029,755

3,654
91,523
4,184
35
464
161
96,367

026,623
606,914
2,951
145,403
208,880
1,071
37,913
,380,471
365,352
480
79
13,408
1,152

,241,809

665,451

730,684
198,995
2,415
46,793
252,908
995
9,019
232,674
229,415
1,765
18
1,466

339,851
67,556
673
34,978
214,970
342
7,081
61,832
61,409
17
12
117
277

10

657,143 4,410,226 1,474,483 272,387 727,283 367,418 2,289,357

35
421
410
1,134

97
531
1,109
6,312
1,577

1,000

34
390
456
2,560
1,422

18
31
165
5

175
65
62
1,022
31

200

100

24
385
58

1,122
686

1,205
5,237
2,824

39,335,116 1,380,850 20,304,272 1,816,754 3,860,123 1,743,829 659,231 4,419,852 1,480,345 272,606 728,638 368,185 2,300,431

CAPITAL ACCOUNTS

T o tal cap ital a c c o u n ts...........................
T o ta l liab ilities an d ca p ita l ac c o u n ts ..

Net demand deposits subject to reserve (see page 18).
Demand deposits adjusted (see note 1, page 1)........
Number of banks..........................................



/fH ? '
delphia

42,038,272 1,488,425 21,805,338 1,981,805 4,181,109 1,846,963 695,087 4,637,676 1,565,443 288,335 766,441 386,294 2,395,356

LIABILITIES
Dem and d e p o sits.......................................................................................................................
Individuals, partnerships, and corporations................................................................
United States Government: War loan and Series E bond accounts.................
Other.................................................................................
States and political subdivisions......................................................................................
Banks in United States......................................................................................................
Banks in foreign countries.................................................................................................
Certified and officers’ checks, cash letters of credit and travelers’ checks, etc.
T im e d e p o s its ................................................................................. .......................................
Individuals, partnerships, and corporations.................................................................
United States Government................................................................................................
Postal savings................................................... ..................................................................
States and political subdivisions......................................................................................
Banks in United States.....................................................................................................
Banks in foreign countries...............................................................................................
T o ta l d e p o s its ...........................................................................................................................
Due to own foreign branches...................................................................................................
Bills payable, rediscounts, and other liabilities for borrowed money..........................
Acceptances outstanding...........................................................................................................
Dividends declared but not yet payable...............................................................................
Income collected but not yet earned......................................................................................
Expenses accrued and unpaid...................................................................................................
Other liabilities............................................................................................................................

Capital..................
Surplus..................
Undivided profits.......
Other capital accounts.

£ eT
York

37,106 479,908 53,437 92,670 36,995 13,520 79,614
42,678 720,415 81,497 178,608 43,505 15,226 77,292
14,557 217,024 21,706 26,330 14,715 5,162 31,007
13,234 83,719 8,411 23,378 7,919 1,948 29,911
2,703,156

107,575 1,501,066

165,051

320,986

103,134

35,856

217,824

40,272 6,766 13,012 8,438 44,248
26,360 5,036 12,906 6,576 31,535
14,784 3,157 8,401 2,753 17,522
770 3,484 342 1,620
3,682
85,098

15,729

37,803 18,109

94,925

42,038,272 1,488,425 21,805,338 1,981,805 4,181,109 1,846,963 695,087 4,637,676 1,565,443 288,335 766,441 386,294 2,395,356
22,364,488
20,013,867
1,789

714,297 12,626,042 1,051,828 1,897,220
752,069 10,410,281 1,072,036 1,942,083
46
259
84
219

FEDERAL RESERVE SYSTEM
BOUNDARIES OF FEDERAL RESERVE DISTRICTS
AND THEIR BRANCH TERRITORIES

(CJjPVtt*

== =

BOUNDARIES OF FED ERA L R E SE R V E DISTRICTS

—

BOUNDARIES OF FEDERA L R E SE R V E BRANCH TERRITO RIES
L

BOARD OF GOVERNORS OF TH E FEDERAL R E SE R V E SYSTEM
F E D E R A L R E S E R V E BANK C IT IE S

•




FEDERA L R E SE R V E BRANCH CITIES

BOARD OF GOVERNORS OF THE. FEDERAL RESERVE S rS T IM