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M E M B E R BANK CALL REPORT NUMBER 98 CONDITION OF MEMBER BANES DECEMBER 3©9 1944 <£0 0F gsverno^ BOARD OF GOVERNORS OF THE FEDERAL RESERVE TABLE OF CONTENTS All Member B an k s: Assets and Liabilities: On December 30, 1944, Compared with June 30, 1944, and December 3 1, 1943 ............... 1 On Selected Call Dates, December 30, 1939, to December 30, 1944.......................................... 2. On December 30, 1944, by Classes of Banks............................................................... .................. 3 On December 30, 1944, by Federal Reserve Districts................................................................... 4-5 Classification of Loans and United States Government Direct Obligations: On Selected Call Dates, December 30, 1939, to December 30, 1944...................................... 6 On December 30, 1944, by Classes of Banks............................................................................. 6 On December 30, 1944, by Federal Reserve Districts............................................................... 7 On December 30, 1944, Reserve City Banks by Federal Reserve Districts......................... 8 On December 30, 1944, Country Banks by Federal Reserve Districts.................................. 9 Assets and Liabilities on December 30, 1944, of Banks in Each Central Reserve and Reserve City and of Country Banks in Each Federal Reserve D istrict............................................ 10-13 Assets and Liabilities on December 30, 1944, by States...................................................................... I4~I7 Reserve Position on December 30, 1944. ........................................... ................................................... 18 State Member Banks: Assets and Liabilities on December 30, 1944, by Federal Reserve Districts..................................... 19 The Member Bank Call Report is published following each official call upon member banks of the Fed eral Reserve System for statements of their condition. It contains tables showing assets and liabilities and a classification1 of loans, investments, and deposits for all member banks (national and State) in the coun try as a whole, by Federal Reserve districts and by classes of banks. Tables are also given, by reserve cities and States, showing assets and liabilities of member banks. Member banks are classed according to the reserves which they are required to carry. Some banks classed as “ country banks” are in outlying sections of reserve cities or central reserve cities, and some banks classed as “ reserve city banks” are in the outlying sections of central reserve cities. Figures for each class of banks include assets and liabilities of their domestic branches, whether located within or outside the cities in which the parent banks are located. All figures included in this report relating to the condition of national banks were furnished by the. Comptroller of the Currency. The abstract of condition reports of national banks issued by the Comptrol ler gives detailed statistical data regarding the condition of national banks. 1On some call dates a “ short form” of member bank call report is used; on such dates the loan and investment classifications and some other details are not available. M M E BANK C L R PO T E B R A L E R ASSETS A N D L IA B IL IT IE S O F M EM BER B A N K S O N D ECEM BER 30, 1944, C O M P A R E D W IT H JU N E 30, 1944. D EC EM B ER 31, 1943 [Amounts in thousands of dollars] C o n d itio n o n — C h a n g e since— D 3 1 4 June 30, 1 4 D 3 , 1 4 June 30, 1 4 D 31, 1 4 ec. 0, 9 4 9 4 ec. 1 9 3 9 4 ec. 93 A SSE T S L oans a nd in v e stm e n ts...................................................................................... Loans (including overdrafts)....................................................................... United States Government direct obligations.......................................... Obligations guaranteed by United States Government.......................... Obligations of States and political subdivisions...................................... Other bonds, notes, and debentures............................................................ Corporate stocks (including Federal Reserve Bank stock)................... R eserves, ca sh , and bank b a la n c e s.............................................................. Reserve with Federal Reserve Banks........................................................ Cash in v a u lt.......................................................................................................... Demand balances with banks in United States (except private banks and American branches of foreign banks)...................................................... Other balances with banks in United States............................................. Balances with banks in foreign countries.................................................. Cash items in process of collection............................................................. Due from own foreign branches........................................................................... Bank premises owned and furniture and fixtures........................................... Other real estate owned.......................................................................................... Investments and other assets indirectly representing bank premises or other real estate.................................................................................................................. Customers’ liability on acceptances....................................................................... Income accrued but not yet collected.................................................................... Other assets.................................................................................................................. T o ta l a s s e ts ..... ............................................................................................ LIABILITIES D em and d e p o s its ...................................................................................................... Individuals, partnerships, and corporations................................................. United States Government: War loan and Series E bond accounts........ Other.................................................................. States and political subdivisions..................................................................... Banks in United States...................................................................................... Banks in foreign countries................................................................................. Certified and officers’ checks, cash letters of credit and travelers’ checks etc...................................................................................................................... ^ T im e d e p o sits............................................................................................................. Individuals, partnerships, and corporations................................................. United States Government................................................................................ Postal savings....................................................................................................... States and political subdivisions..................................................................... Banks in United States...................................................................................... Banks in foreign countries................................................................................. T o ta l d e p o s its ........................................................................................................... Due to own foreign branches.................................................................................... Bills payable, rediscounts, and other liabilities for borrowed money............ Acceptances outstanding........................................................................................... Dividends declared but not yet payable............................................................... Income collected but not yet earned.................................................................... Expenses accrued and unpaid................................................................................... Other liabilities............................................................................................................ 91,569,159 83,586,653 74,257,603 +7,982,506 +592,320 +7,331,563 +15,029 +24,166 +11,387 +8,041 +2,063,159 +1,447,933 +128,201 +557,100 -1,511 -813 -67,751 +41 -25,014 -18,166 -3,834 +11,150 +10,278 +17,311,556 +2,100 +2,388,542 +16,180,973 -1,443,401 +129,108 +58,372 -2,038 +2,070,004 +1,425,283 +138,535 +907,683 -3,220 -3,284 -394,993 -9,502 -44,713 -39,581 -6,800 +18,339 +35,880 -1,044 118,705,754 108,683,534 99,371,615 +10,022,220 +19,334,139 91,599,715 84,328,146 76,932,347 18,676,062 66,783,630 901,737 2,857,760 2,031,223 318,747 25,860,038 14,260,532 1,270,707 6,315,142 39,288 16,824 3,957,545 27 1 816,540 41,073 70,364 62,398 206,043 79,922 18,083,742 59,452,067 886,708 2,833,594 2,019,836 310,706 23,796,879 12,812,599 1,142,506 5,758,042 40,799 17,637 4,025,296 16 7 841,554 59,239 74,198 51,248 195,765 77,822 16,287,520 50,602,657 2,345,138 2,728,652 1,972,851 320,785 23,790,034 12,835,249 1,132,172 5,407,459 42,508 20,108 4,352,538 9,719 861,253 80,654 77,164 44,059 170,163 80,966 56,270,259 18,241,712 267,188 3,743,572 10,880,788 944,952 1,251,244 19,316,831 18,806,720 101,121 3,841 347,212 47,087 10,850 110,916,546 183,943 111.255 72,289 45,579 36,728 263,348 108,290 50,756,057 17,343,991 289,668 3,638,179 9,903,521 936,663 1,460,067 16,947,405 16,447,652 99,596 4,102 332,927 51,778 11,350 101,275,551 209,107 74,785 57,802 42,343 35,550 231,651 61,150 51,820,162 9,185,885 257,817 3,601,845 9,602,817 891,070 1,572,751 15,330,013 14,821,737 115,465 4,652 326.554 57,555 4,050 92,262,360 203,508 39,310 54,322 38,713 35,992 185.555 76,621 +5,514,202 +4,450,097 +897,721 +9,055,827 -22,480 +9,371 +105,393 +141,727 +977,267 +1,277,971 +8,289 +53,882 -208,823 -321,507 +2,369,426 +3,986,818 +2,359,068 +3,984,983 +1,525 -14,344 -261 -811 +14,285 +20,658 -4,691 -10,468 -500 +6,800 +9,640,995 +18,654,186 -25,164 -19,565 +36,470 +71,945 +14,487 +17,967 +3,236 +6,866 +1,178 +736 +31,697 +77,793 +47,140 +31,669 +7,271,569 +14,667,368 T o ta l lia b ilitie s .......................................................................................... 111,737,978 101,987,939 92,896,381 +9,750,039 +18,841,597 CAPITAL ACCOUNTS Capital........................................................................................................................... Surplus........................................................................................................................... Undivided profits......................................................................................................... Other capital accounts............................................................................................... 2,469,041 3,047,594 1,008,503 442,638 2,441,643 2,856,333 966,848 430,771 +27,398 +191,261 +41,655 +11,867 +52,667 +277,817 +142,510 +19,548 2,416,374 2,769,777 865,993 423,090 T o ta l c a p ita l a c c o u n ts............................................................................ 6,967,776 6,695,595 6,475,234 +272,181 +492,542 T otal lia b ilitie s and c a p ita l a c co u n ts.............................................. 118,705,754 108,683,534 99,371,615 +10,022,220 +19,334,139 +5,884,370 +5,478,523 +41 +5,097,752 +4,665,310 +76 MEMORANDA Net demand deposits subject to reserve (see page 18)...................................... Demand deposits adjusted1.................................................................................... Number of banks..................................................................................................... . 63,087,686 57,307,530 6,814 57,203,316 51,829,007 6,773 57,989,934 52,642,220 6,738 * Demand deposits other than interbank and United States Government, less cash items reported as in process of collection. AT T M EM BER B A N K S -A S S E T S A N D L IA B IL IT IE S O N SELECTED CALL D A TE S, D ECEM BER 30, 1939, T O D ECEM BER 3 0 ,1 9 4 4 [Amounts in thousands of dollars] 13 99 D 3 ec. 0 14 90 D 3 ec. 1 14 91 Dec. 3 1 33,940,508 37,126,067 43,520,559 14 92 D 31 ec. 14 93 Dec. 3 1 14 94 June 3 0 14 94 D 3 ec. 0 74,257,603 83,586,653 91,569,159 ASSETS Loans and investments....................................... Loans (including overdrafts)............................... United States Governm direct obligations........... ent O bligations guaranteed by United States Government... O bligations of States and political subdivisions..... .... O bligations of G overnm corporations and agencies ent not guaranteed by United States........................ Other bonds, notes, and debentures....................... Corporate stocks, (including Federal Reserve Bank stock)........................................................ Reserves, cash, and bank balances1........................ Reserve with Federal Reserve Banks...................... C in vault......................... ........................ ash D and balances with banks in United States (except em private banks and A erican branches of foreign m banks)1 .......................... ........................... O balances with banks in United States............. ther Balances with banks in foreign countries................. C item in process of collection........................ ash s D fromow foreign branches................................. ue n Bank prem ow and furniture and fixtures............. ises ned Other real estate owned............................... .......... Investm and other assets indirectly representing bank ents prem or other real estate.... ............................. ises Custom liability on acceptances............................ ers’ Incom accrued but not yet collected.......................... e Other assets........................ ............................... 13,961,820 11,184,195 3,143,960 2,691,687 376,697 2,142,672 439,477 19,782,254 11,603,504 841,215 15,320,598 12,337,408 3,485,638 3,012,693 499,355 2,053,842 416,533 23,963,455 13,991,733 991,146 18,020,904 15,706,687 3,832,035 3,089,606 557,231 1,921,852 392,244 23,122,689 12,396,344 1,086,752 59,263,331 16,088,324 35,006,436 2,539,753 2,965,179 >2,286,693 376,946 24,280,295 13,072,358 1,018,612 16,287,520 50,602,657 2,345,138 2,728,652 1,972,851 320,785 23,790,034 12,835,249 1,132,172 18,083,742 59,452,067 886,708 2,833,594 2,019,836 310,706 23,796,879 12,812,599 1,142,506 18,676,062 66,783,630 901,737 2,857,760 2,031,223 318,747 25,860,038 14,260,532 1,270,707 5,370,257 6,084,424 6,147,354 6,084,146 5,407,459 5,758,042 6,315,142 39,288 40,799 42,508 62,371 98,519 100,881 136,112 16,824 20,108 17,637 12,953 11,134 11,311 23,796 1,807,370 2,783,960 3,382,586 4,029,855 4,352,538 4,025,296 3,957,545 27 1 9,719 16 7 36 2 4,215 2,182 7,827 816,540 841,554 861,253 904,130 911,213 914,425 924,273 41,073 59,239 80,654 134,846 179,139 228,243 287,709 70,364 77,164 74,198 92,935 98,449 130,774 111,146 62,398 44,059 51,248 40,507 72,427 83,052 107,543 206,043 170,163 195,765 126,287 110,586 100,159 105,026 79,922 77,822 80,966 73,887 101,579 79,902 124,082 55,360,949 T o ta l assets. LIABILITIES Demand deposits1 ........................... .................. Individuals, partnerships, and corporations.............. U S Governm W loan and Series E bondaccounts. . . ent: ar Other..................................... States and political subdivisions........................... B in U anks nited States1 ..................................... B in foreign countries.............................. . anks C ertified and officers’ checks, cash letters of credit andtravelers’ checks, etc................................. Time deposits.................................................... Individuals, partnerships, and corporations: Savings deposits......................................... Certificates of deposit. • ■............................ : Christm savings and sim accounts.............. as ilar O accounts........................................... pen U nited States G overnm ent.................................. Postal savings..............; ................................. States and political subdivisions..................... . Banks in United States...................................... Banks in foreign countries.................................. Total deposits1 ................................................... D to ow foreign branches.................................... ue n B payable, rediscounts, and other liabilities for borrow ills ed m oney.............................. .............................. A cceptances outstanding......................................... Dividends declared b * not yet payable....................... ut Incom collected but not yet earned........................... e Expenses accrued and unpaid................................... Other liabilities.................................................... T o ta l liab ilities. CAPITAL ACCOUNTS Capital....................... Surplus....... ............... U ndivided profits.......— R eserves for contingencies. O capital accounts..... ther 62,657,678 68,120,856 84,916,580 99,371,615 108,683,534 118,705,754 37,487,815 44,110,412 49,230,638 65,435,697 76,932,347 84,328,146 91,599,715 11,852,337 12,319,198 12,486,751 15,330,013 16,947,405 19,316,831 24,603,982 29,576,064 33,061,264 42,139,236 51,820,162 J 616,118 1,709,333 7,923,429 ‘ 9,185,885 ► 742,566 257,817 2,321,334 2,723,660 3,065,567 3,317,989 ' 3,601,845 8,507,394 9,581,199 9,713,951 10,101,306 9,602,817 811,439 891,070 671,186 700,073 749,251 913,298 1,009,337 1,142,298 1,572,751 563,288 12,840,974 50,756,057 17,343,991 289,668 3,638,179 9,903,521 936,663 1,460,067 56,270,259 18,241,712 267,188 3,743,572 10,880,788 944,952 1,251,244 9,883,113 10,266,149 10,513,338 611,226 12,365,923 14,821,737 16,447,652 18,806,720 654,941 676,529 30,136 27,853 24,434 723,343 737,865 631,033 47,675 115,465 99,596 101,121 34,120 34,425 18,050 8,566 4,652 4,102 3,841 16,353 21,562 33,280 331,933 326.554 347,212 332,927 418,220 435,075 432,173 57,555 51,778 82,066 47,087 132,923 135,226 144,188 10,850 4,050 11,350 4,811 7,092 6,102 9,537 49,340,152 56,429,610 61,717,389 78,276,671 92,262,360 101,275,551 110,916,546 209,107 216,952 183,943 203,508 148,921 182,067 150,938 39,310 4,807 111,255 74,785 4,312 3,282 3.241 46,175 72,289 54,322 57,802 86,358 97,461 123,755 38,713 42,343 37,486 45,579 37,902 38,953 37,968 35,992 35,550 46,514 36,728 76,373 56,310 67,666 116,750 231,651 185.555 263,348 98,807 77,946 68,690 76,621 70,372 108,290 61,150 64,430 63,177 58,136 49,839,190 56,960,162 62,234,492 78,815,727 92,896,381 101,987,939 111,737,978 2.363,229 2,356,258 2,362,185 2.378,674 2,416,374 2,441,643 2,469,041 2,166,392 2,279,621 2,394,336 2,499,071 2,769,777 2,856,333 3,047,594 865,993 966,848 1,008,503 846,793 775,145 721,444 674,734 295,839 312,467 276,613 423,090 430,771 442,638 376,315 42,231 44,354 40,791 6,475,234 6,695,595 6,967,776 T o ta l c a p ita l a c c o u n ts............................ 5,521,759 5,697,516 5,886,364 6,100,853 T o ta l liab ilitie s an d c a p ital accounts. 55,360,949 62,657,678 68,120,856 84,916,580 99,371,615 108,683,534 118,705,754 2,366,514 43,677 265,166 24,029 2,033,642 335,277 29,499 30,325,! 25,681,234 6,362 2,359,291 40,758 247,726 18,243 2,052,564 343,093 23,894 35,261,636 30,429,062 6,486 2,364,456 38,512 220,587 17,716 2,087,641 312,094 23,591 39,707,549 33,753,582 6,619 2,380,309 36,121 196,938 16,831 2,130,419 285,138 22,706 55,325,653 42,569,668 6,679 2,417,531 32,431 179,834 13,311 2,191,955 266,140 19,107 57,989,934 52,642,220 6,738 MEMORANDA Par or face value of capital.......................... Capital notes and debentures................... First preferred stock............................. Second preferred stock.......................... C m stock.................................... om on Retirable value of capital: First preferred stock............. Second preferred stock........... Net dem deposits subject to reserve (see page 18)....... and D and deposits adjusted (see note 1 page 1)............... em , N ber of banks...................... ...........................| um 2,442,563 31,342 165,735 10,536 2,234,950 251,596 16,147 57,203,316 51,829,007 6,773 1 Beginning June 30,1942, assets and liabilities exclude reciprocal bank balances, which on Dec. 31, 1942 aggregated $513,171,000. 2,469,723 29,273 143,240 9,077 2,288,133 227,897 14,425 63,087,686 57,307,530 6,814 ALL MEMBER B A N K S -A S S E T S A N D L IA B ILIT IES O N DECEM BER 30, 1944. BY CLASSES O F BA N K S [A m ounts Ln th o u sa n d s of dollars] C entral reserve c ity m em ber b a n k s 1 N e w York C hicago R eserv e city m em ber b a n k s1 All n a tio n a l m em ber b ank s A ll S ta te m em ber b anks 58,308,000 33,261,159 70,364 62,398 206,043 79,922 11,479,900 42,655,114 636,862 2,052,310 1,342,365 141,449 17,569,598 9,248,647 ' 882,545 4,810,686 29,472 9,567 2,588,681 511,577 18,157 47,640 42,715 121,655 48,140 38,283,878 118,705,754 76,667,482 42,038,272 58,918,523 32,681,192 111,255 72,289 45,579 36,728 263,348 108,290 36,233,192 10,796,413 221,120 2,800,945 7,555,274 463,372 848,207 12,939,028 12,561,603 80,252 3,300 256,240 34,083 3,550 71,857,551 175,149 54,180 48,463 29,641 24,560 168,053 45,265 35,962,828 111,737,978 72,402,862 39,335,116 C ou ntry m em ber b a n k s1 A SSETS Loans and investments........................................ 24,003,083 5,442,561 33,603,290 28,520,225 6,821,805 4,910,063 Loans (including overdrafts)............................... 5,759,951 1.184.243 24,601,493 21,310,369 United States G overnm direct obligations............ 16,989,524 3.882.244 ent 241,354 440,497 30,778 189,108 O bligations guaranteed by United States Government.. 999,516 1,229,770 468,150 160,324 O bligations of States and political subdivisions......... 752,455 626,892 483,306 168,570 O bonds, notes, and debentures....................... ther Corporate stocks (including Federal R eserve B ank 76,214 16,402 113,087 113,044 stock)........................................................ Reserves, cash, and bank balances......................... 4,921,356 1,378,332 10,237,585 9,322,765 898,684 5,686,769 3,909,379 Reserve w Federal R ith eserve Banks...................... 3,765,700 684,212 441,457 42,617 102,421 C in vault................................................. ash D and balances w banks in U em ith nited States (except 175,551 1,986,580 4,080,223 72,788 private banks and A ericanbranches of foreignbanks) m 16,737 17,442 1,509 3,600 O balances w banks in U ther ith nited States............. 1,672 4,386 59 0 10,257 Balances w banks in foreign countries................. ith 630,542 259,462 2,100,951 966,590 C item in process of collection........................ ash s 27 1 D fromow foreign branches................................. ue n 278,247 341,977 16,784 179,532 Bank prem ow and furniture and fixtures............. ises ned 18,824 15,467 6,782 O real estate owned.......................................... ther Investments and other assets indirectly representing bank 14,522 50,676 24 2 4,942 prem or other real estate.................................. ises 22,275 1,941 2,458 35,724 Custom liability on acceptances........................... ers’ 84,056 38,061 15,504 68,422 Incom accrued but not yet collected.......................... e 40,160 25,563 10,073 4,126 O assets....................................................... ther 29,230,131 T otal assets. 6,859,989 44,331,756 LIABILITIES Demand deposits........ ................... .................. 25,760,138 5,848,495 34,016,103 25,974,979 Individuals, partnerships, and corporations.............. 14,448,406 3,100,251 20,371,251 18,350,351 USG . . overnm W loan and Series E bond accounts 6,669,801 1,398,090 6,070,076 4,103,745 ent: ar 86,979 126,235 51,805 2,169 Other................................... 198,755 167,347 1,509,159 1,868,311 States and political subdivisions........................... 3,179,348 1,131,974 5,420,687 1,148,779 Banks in U nited States...................................... 8,163 70,077 16,088 850,624 B in foreign countries.................................. anks C ertified and officers’ checks, cash letters of credit and 369,395 487,874 32,576 361,399 travelers’ checks, etc....................................... 9,896,263 7,788,247 619,772 Time deposits.................................................... 1,012,549 619,122 7,560,516 9,650,391 976,691 Individuals, partnerships, and corporations........... 54,114 39,623 7,384 U nited States Governm ent................................. 3,048 73 9 Postal savings................................................ 174,606 154,477 60 5 17,479 States and political subdivisions........................... 14,104 31,838 1,145 B in U anks nited States...................................... 1,000 9,850 Banks in foreign countries.................................. Total deposits................................................... 26,772,687 6,468,267 41,804,350 35,871,242 4,862 179,081 D to ow foreign branches.................................... ue n Bills paj^able, rediscounts, and other liabilities for borrow ed 15,505 95,750 money.............. ............................................ 1,978 25,967 41,832 2,512 A cceptances outstanding........................................ 1,310 9,784 13,018 21,467 D ividends declared but not yet payable...................... 11,076 1,679 18,097 5,876 Incom collected but not yet earned.......................... e 45,310 25,899 106,051 86,088 Expenses accrued and unpaid.................................. 7,933 32,580 61,180 6,597 O liabilities.................................................. ther T otal lia b ilitie s CAPITAL ACCOUNTS Capital.......................................... Surplus.......................................... U ndivided profits.............................. O capital accounts........................ ther 27,263,961 587,160 1,001,255 293,098 84,657 6,506,264 42,004,925 803,816 133,000 146,650 1,023,424 319,223 32,514 180,368 41,561 T otal ca p ita l a c c o u n ts .............................. 1,966,170 353,725 2,326,831 T otal lia b ilitie s and c a p ita l accou n ts. 29,230,131 6,859,989 44,331,756 MEMORANDA Par or face value of capital.......................... Capital notes and debentures................... First preferred stock............................. Second preferred stock.......................... C m stock.................................... om on Retirable value of capital: First preferred stock...... Second preferred stock. .. . Net dem deposits subject to reserve (see page 18). and D and deposits adjusted (see note 1 page 1)........ em , N ber of banks.......................................... um 1 See second paragraph on Table of Contents page 587,160 32 2 133,000 578,828 20,025 133,000 8,010 18,050,959 4,015,715 14,041,970 3,040,712 3 7 1 3 All member banks 91,569,159 18,676,062 66,783,630 901,737 2,857,760 2,031,223 318,747 25,860,038 14,260,532 1,270,707 6,315,142 39,288 16,824 3,957,545 217 816,540 41,073 91,599,715 56,270,259 18,241,712 267,188 3,743,572 10,880,788 944,952 1,251,244 19,316,831 18,806,720 101,121 3,841 347,212 47,087 10,850 110,916,546 183,943 7,196,162 24,128,516 264,875 805,450 688,858 177,298 8,290,440 5,011,885 388,162 1,504,456 9,816 7,257 1,368,864 27 1 304,963 22,916 22,724 19,683 84,388 31,782 20,037,067 7,445,299 46,068 942,627 3,325,514 481,580 403,037 6,377,803 6,245,117 20,869 51 4 90,972 13,004 7,300 39,058,995 8,794 57,075 23,826 15,938 12,168 95,295 63,025 905,986 1,563,055 1,805,960 1,241,634 377,118 631,385 178,418 264,220 945,065 876,265 363,668 136,052 2,469,041 3,047,594 1,008,503 442,638 2,321,050 6,967,776 4,264,620 2,703,156 38,283,878 118,705,754 76,667,482 42,038,272 945,747 803,816 12,561 16,390 73,114 62,116 50 5 8,527 851,545 724,760 118,476 •89,396 13,875 50 5 23,859,071 17,161,941 20,267,333 19,957,515 6,408 36 5 2.469,723 29,273 143,240 9,077 2,288,133 227,897 14,425 63,087,686 57,307,530 6,814 906,381 29,273 56,854 86,386 3,609 5,468 816,645 1,471,488 102,555 125,342 7,694 6,731 40,723,198 22,364,488 37,293,663 20,013,867 1,789 5,025 4 ALL M EM BER B A N K S ASSETS A N D L IA B ILIT IES O N DECEM BER 30, 1944, BY FEDERAL RESERVE D IS T R IC T S [Amounts in thousands of dollars] Federal Reserve T o ta l, all d istricts Boston d is tr ic t New York Phila delphia Cleveland Richmond Atlanta ASSETS 91,569,159 18,676,062 66,783,630 901,737 2,857,760 2,031,223 4,947,987 988,900 3,775,342 19.869 54,568 93,420 15,888 1,241,299 672,309 1 03,332 273,445 2,028 57 1 189,668 54.829 2,549 3,409 11,132 10,770 6,804,873 807,886 1,338,821 773,892 70 ,2 1 18 21,704,020 3,534,625 5,262,245 2,960,887 .2,590,807 241,755 28,371 59,563 75,758 32,460 664,444 1 27,841 81.247 228,415 240,582 617,931 248,240 240,115 67,145 40,166 137,661 23,433 8,763 3 ,0 2 9 .5 8,344 6,320,805 1,276,890 2,067,573 1,395,648 1,471,722 4,518,899 707,746 1,112,161 624,057 632,278 215,647 85,362 137,506 94,467 84,656 433,248 533,409 293,636 493,261 554,543 4,899 2,191 3,134 1,407 2,843 20 5 11,206 35 2 14 7 27 7 1,136,906 187,630 281,113 182,282 17 2 9 ,1 5 27 1 265.333 65,209 83,550 48,307 45,883 13,284 10,884 3,814 1,323 19 ,2 1 10,153 3,813 8,008 2.966 3,150 35,969 28 9 5,504 23 9 2,473 83,185 9,463 14,723 5,936 8,027 16,140 7,465 9,084 6, 71 6 5,685 30,170,684 4,817,783 7,168,211 3,920,305 3,613,640 118,705,754 6,274,861 36,915,770 6,202,825 9,349,447 5,381,539 5,151,871 91,599,715 56,270,259 18,241,712 267,188 3,743,572 10,880,788 944,952 4,830,547 30,393,109 4,383,878 6,481,382 4,167,131 4,150,090 34,446,367 5,691,836 8 ,666,453 5,098,729 4,906,484 2,469,041 3,047,594 1,008,503 442,638 150,979 804,970 1 6,381 1,184,838 8 64,386 362,560 31,940 117,035 177,335 236,896 73,809 22,949 222,643 333,761 76,039 50,551 104,801 115,379 43,480 19,150 100,294 9 7,469 3 1,254 1 6,370 T otal ca p ita l a c c o u n ts........................ ................ 6,967,776 433,686 2,469,403 510,989 682,994 282,810 245,387 T o ta l lia b ilitie s and ca p ita l a c c o u n ts........... 118,705,754 6,274,861 36,915,770 6,202,825 9,349.447 5,381,539 5,151,871 L o a n s a n d i n v e s t m e n t s ........................................................................ L oan s (in c lu d in g o v e r d r a ft s ) ........................................................ U n ite d S ta te s G overn m en t d ir cc t o b l ig a t io n s .................... O b lig a tio n s g u a r a n te ed b y U n ited S ta te s G o v er n m e n t. . O b lig a tio n s of S ta te s and p o litic a l s u b d iv is io n s ................ O ther b on d s, n o te s, and d e b e n t u r e s ......................................... C orporate sto c k s (in c lu d in g F ed era l R e se r v e B an k s t o c k ) .................................................................................................... R e s e r v e s , c a s h , a n d b a n k b a l a n c e s ............................................. R eserv e w ith F ed era l R eserv e B a n k s ...................................... Cash in v a u l t ......................................................................................... D em an d b a la n ces w ith ban k s in U n ited S ta te s (excep t p r iv a te ban k s and A m erican b ran ch es of foreign b a n k s) O ther b alan ces w ith ban k s in U n ited S t a te s .................... B a la n c e s w ith bank s in foreign c o u n tr ie s ...................... Cash ite m s in p rocess o f c o lle c tio n ....................................... D u e from own foreign b r a n c h e s .................................................. B ank prem ises ow n ed and fu rn itu re and fix tu r e s .................. O ther real e s ta te o w n e d ....................................................................... In v e s tm e n ts and oth er a s s e ts in d ir e c tly rep resen tin g bank p rem ises or o th e r real e s t a t e ..................................................... C u sto m ers’ lia b ility on a c c e p ta n c e s .............................................. In com e accru ed b u t n ot y e t c o lle c tc d .......................................... O ther a s s e t s ................................................................................................ T otal a s s e t s . L IA B IL IT IE S D e m a n d d e p o s i t s ......................................................................................... I n d iv id u a ls , p a r tn e rsh ip s, and c o r p o r a tio n s.......................... U. S. G overn m en t: War loan and Series E bond a c c o u n ts O th e r ................................................................. S ta te s and p o litic a l s u b d iv is io n s ................................................. B an k s jn U n ite d S t a t e s ...................................................................... B an k s in foreign c o u n tr ie s ..................... ...................................... C ertified and o fficers’ ch eck s, cash le tte r s of c red it and tra v e le rs’ ch eck s, e tc ....................................................................... T i m e d e p o s i t s ................................................................................................. In d iv id u a ls, p a rtn ersh ip s, and c o r p o r a tio n s.......................... U n ite d S ta te s G o v e r n m e n t............................................................... P o sta l s a v in g s . ........................................................................................ S ta te s and p o litic a l s u b d iv is io n s .................................................. B an k s in U n ite d S t a t e s ...................................................................... B a n k s in foreign c o u n t r ie s ............................................................... T o t a l d e p o s i t s . .............................................................................................. D u e to ow n foreign b r a n c h e s ................................................................... B ills p a y a b le , r e d isc o u n ts, and o th er lia b ilitie s for borrow ed m o n e y ..........................._ .................................................................................... A c c e p ta n c e s o u t s ta n d in g ............................................................................ D iv id e n d s d eclared b u t n o t y e t p a y a b le .......................................... Incom e c o lle c te d b u t n o t y e t e a r n e d ................................................... E x p en ses accru ed and u n p a id ................................................................. O ther lia b ilit ie s ............................................................................................... T o ta l lia b ilitie s . 318,747 25,860,038 14,260,532 1,270,707 6,315,142 39,288 16,824 3,957,545 217 816,540 41,073 70,364 62,398 206,043 79,922 1,251,244 19,316,831 18,806,720 101,121 3,841 347,212 47,087 10,850 110,916,546 183,943 2,886 2,978,208 1,211,110 11,644 198,801 348,370 17,788 64,626 962,388 954,873 5,624 33 0 1,104 44 8 5,792,935 111,255 72,289 45,579 36,728 263,348 108,290 4,862 2,535 12,514 3,923 2,592 19,166 2,648 111,737,978 5,841,175 17,488,802 2,956,056 4,450,836 2,506.842 2,432,455 7.614,013 848,934 1,168,339 839,763 536,606 65,803 6,782 11.718 22,130 23,307 138,186 655.372 209,033 221,719 328,273 3,277,367 388,356 566,109 520,704 7 83,705 852,854 8.714 2,948 2,175 5,985 36,850 72,399 438,898 53,798 39,759 3,533,533 2,153,965 1,283,259 915,306 739,549 3,468,667 1,242,665 2,059,303 885,956 7 03,246 4.714 16,026 20,519 52 2 14,355 1 5 29 8 60 8 13 3 29 4 33,498 35,164 85,238 9,271 1 0,365 5,477 5,591 47 2 8,222 5,170 9,850 33,926,642 5,667,137 8,635,347 5,082,437 4,889,639 179,081 106,165 25 5 60 5 42,075 6,498 28 9 2.3 9 3.154 22,965 2.515 3.087 1.809 17 ,9 4 1,945 9,351 2,482 2,174 2.112 96.423 21,764 9,119 11,704 8,135 1,210 63,665 4,047 2,247 1,470 CAPITAL ACCOUNTS C a p ita l............................................................................... S u r p lu s............................................................................... U n d iv id e d p r o f it s ........................................................ O ther c a p ita l a c c o u n t s ............................................. MEMORANDA P ar or fa ce v a lu e of c a p it a l............................................................. C a p ita l n o te s and d e b e n tu r e s ................... ............................. F ir st preferred s t o c k ................................................................... Second preferred s t o c k ............................................................... C om m on s t o c k ................................................................................ 2,469,723 29,273 143,240 9,077 2,288,133 R e tir a b le va lu e o f c a p ita l: F ir st preferred s t o c k ................ S econd preferred s t o c k ........... 227,897 14,425 N e t d em and d e p o s its su b je ct to reserv e (see page I S ) . .. D em an d d e p o s its a d ju ste d (see n o te l ,p a g e 1) .................... N u m b er of b a n k s ................................................................................... 63,087,686 57,307,530 6,814 150,979 805.360 177,339 222,643 104.801 1 00.294 9,608 13,293 59 0 45 0 4,020 42,741 10,266 10,008 4,466 1 0,547 98 3 4,986 1,434 15 9 15 2 5 0 146,021 748,025 165,639 199,147 99,701 89,292 5,185 90,466 13,463 18,087 4,665 1 4 1,7 5 1,938 8,721 15 9 2,037 15 2 5 0 3,156,581 21,208,951 3,053,793 4,498,521 2,651,825 2,861,816 3,051,967 17,446,166 2,943,462 4,451,155 2,600,077 2,603,362 37 4 70 1 86 1 67 4 48 6 36 1 5 ALL M EM BER B A N K S -A S S E T S A N D LIA B IL IT IE S O N D ECEM BER 30, 1944, BY FEDERAL RESERVE D IS T R IC T S [Amounts in thousands of dollars] Federal R eserve district C hicago St. L ouis M inne apolis K ansas City Dallas San Francisco ASSETS Loans and investments....................................................... 13,841,525 3,204,852 2,236,641 3,343,785 3,088,512 11,215,234 664,030 718,589 407,684 2 ,2 5 3 ,9 6 3 815,977 Loans (including overdrafts)............................................... 2 ,4 0 0 ,1 6 6 U States G nited overnm direct obligations — ....................... 10,414,979 2,2 3 4 ,9 8 2 1 ,7 0 4 ,8 9 0 2 ,4 1 0 ,4 2 7 2 ,1 0 8 ,9 4 8 8 ,0 8 1 ,4 7 8 ent 48,372 31,665 19,415 40,958 181,704 121,847 O bligations guaranteed by United States Governm ent.................. 57,340 163,210 495,680 133,142 100,822 510,469 O bligations of States and political subdivisions........................ 48 ,0 9 6 64,862 15,695 171,373 43,777 380,403 O bonds, notes, and debentures....................................... ther 9 ,650 3,535 28,450 21,612 6,112 Corporate stocks (including Federal Reserve Bank stock)............. 16,247 703,373 1,635,828 1,616,970 3,076,872 Reserves, cash, and bank balances......................................... 3,921,530 1,131,528 524,660 315,263 669,963 646,914 1 ,7 02,493 Reserve w Federal Reserve Banks..................................... 2 ,1 3 3 ,7 8 9 ith 50,452 29,927 48,935 6 9,054 203,306 148,063 C in vault................. .......# ash ........................ .............. D and balances with banks in United States (except private banks em 395,734 716,605 272,646 730,114 570,461 and A erican branches of foreign banks)............................. 1 ,0 4 8 ,0 4 0 m 7,110 5,110 251 721 2,245 7,349 Other balances with banks in United States............................ 68 528 43 602 1,207 1,627 Balances with banks in foreign countries................................ 160,363 84,288 193,172 168,041 530,078 646,879 C item in process of collection....................................... ash s D fromow foreign branches................................................ ue n 23,439 37,698 24,217 14,182 80,822 73,071 B prem ow and furniture and fixtures............................ ank ises ned 3,895 31 375 1,789 1,377 461 O real estate owned................................................ _ ther ....... Investments and other assets indirectly representing bank prem or ises 156 4,348 2,284 2,888 3,458 25,731 other real estate................................................................ 670 233 2,976 46 126 Custom liability on acceptances........................................... ers’ 2,678 30.353 4 ,776 5,316 4 ,6 0 4 2,221 26,669 Incom accrued but not yet collected......................................... e 10,660 2,749 732 3,922 1,803 12,035 Other assets....................................................................... 17,883,464 4,372,843 2,964,669 5,014,470 4,752,165 14,441,830 T o ta l a ssets. LIABILITIES Demand deposits............................ ................................. 13,427,638 3,494,591 Individuals, partnerships, and corporations............................ 8 ,2 0 5 ,9 8 0 2 ,0 3 7 ,8 6 9 U States G nited overnm W loan and Series E bond accounts ... 2 ,7 3 8 ,9 3 6 ent: ar 476,294 _Other....................................... 24,820 10,338 166,035 States and political subdivisions......................................... 633,612 Banks in United States.................................................... 1,6 8 0 ,4 3 4 772,592 Banks in foreign countries.............................^ 20,000 .................. 1,327 Certified and officers’ checks, cash letters of credit and travelers’ 123,856 30,136 checks, etc................................................................ 640,614 Time deposits.................................................................. 3,543,797 617,977 Individuals, partnerships, and corporations............................ 3,4 8 8 ,8 2 2 6,058 6 ,806 United States Governm ent................................................ 478 365 Postal savings......... . .................................................. 42,703 15,098 States and political subdivisions......................................... 368 * 5,736 Banks in United States.................................................... Banks in foreign countries................................................ Total deposits.................................................................. 16,971,435 4,135,205 D to ow foreign branches........................ ........................ ue n 1,000 B payable, rediscounts, and other liabilities for borrow money.... ills ed 3 ,049 673 A cceptances outstanding....................................................... 1,230 3,455 D ividends declared but not yet payable..................................... 5,231 Incom collected but not yet earned......................................... e 1,238 4 1,240 6,269 Expenses accrued and unpaid.................................................. 8,664 1,661 O liabilities.................................................................. ther T o ta l lia b ilitie s. 17,033,074 4,147,276 Capital.................. Surplus................. U ndivided profits....... O capital accounts. ther 2,209,228 4,293,868 4,178,859 9,589,394 1 ,2 5 2 ,1 1 9 4 51,590 5,387 143,990 323.228 2,696 30.218 590,979 585,990 458 229 3 ,368 934 2 ,4 9 1 ,8 5 4 484,207 19,640 270,422 974,999 410 52,336 467,091 455,499 3,645 234 1,916 5,797 2 ,6 7 4 ,7 2 7 491,572 20,821 188,314 702,038 6,035 6 ,794,511 1,3 8 0 ,3 4 8 44,798 589,815 542,886 24,020 95,352 213,016 315,464 5,692 434 19,505 1,047 4 ,0 2 8 ,2 5 8 16,702 432 89,982 7,834 342,142 4,144,208 1,000 2,800,207 4,760,959 4,521,001 13,733,602 50 226 1,857 6,178 225 450 232 1,012 779 6,091 123 200 126 1,115 551 6 ,268 722 3,327 2,268 6,416 30,991 21,608 2,808,743 4,769,646 4,529,983 13,798,212 CAPITAL ACCOUNTS 330,230 328,487 106,065 85,608 T o ta l c a p ita l a c c o u n ts ............................... T o ta l lia b ilitie s and c a p ita l acco u n ts. 60,677 58,354 24,805 12,090 91,365 85,291 50,778 17,390 92,548 85,264 3 1,870 12,500 238,305 255,585 103,226 46,502 225,567 155,926 244,824 850,390 222,182 643,618 17,883,464 4,372,843 2,964,669 5,014,470 4,752,165 14,441,830 MEMORANDA Par or face value of capital.......................... Capital notes and debentures................... First preferred stock.............................. Second preferred stock........................... C m stock.................................... om on Retirable value of capital: First preferred stock....... Second preferred stock_ Net dem deposits subject to reserve (see page 18). and D and deposits adjusted (see note 1 page 1)....... em , N ber of banks........................................... um 94,894 79,889 40,231 10,553 330,320 3,283 22,186 503 304,348 95,092 ,425 4,277 558 88,832 60,677 209 2,294 22,326 503 4 ,370 568 9 ,1 1 1 ,8 3 0 8 ,4 3 3 ,3 7 0 969 2 ,4 6 2 ,2 0 0 2 ,0 7 3 ,6 7 7 475 1 91,365 116 1,399 164 89,686 92,548 129 4 ,025 238,305 296 27,011 88,394 210,976 2,294 102 1,408 164 4,517 49,371 1,4 0 0 ,8 3 2 1 ,3 4 2 ,0 3 9 467 2 ,8 9 9 ,8 8 9 2 ,6 2 1 ,4 4 0 749 2 .7 8 9 ,1 3 2 2 ,7 9 0 ,3 5 2 580 6 ,9 9 2 ,3 1 6 6 ,9 5 0 ,4 6 3 270 102 58,072 22 22 6 ALL M EM BER B A N K S -C L A S S IF IC A T IO N O F LO A N S A N D U N IT E D STA TES G O V E R N M E N T D IR E C T O B L IG A T IO N S [In thousands of dollars] A m ber banks on selected call dates ll em 13 99 D 3 ec. 0 14 90 D 3 ec. 1 14 91 D 3 ec. 1 14 92 D 3 ec. 1 14 93 D 3 ec. 1 14 94 June 3 0 14 94 D 3 ec. 0 13,961,820 15,320,598 18,020,904 16,088,324 16,287,520 18,083,742 18,676,062 7,022,990 424,693 597,864 2,200,119 2,129,738 257,730 2,373,117 576,624 60,787 121,894 141,377 220,404 983,785 972,620 59,452,067 4,465,940 14,228,404 10,639,918 373,598 5,095,756 17,813,415 5,357,846 1,477,190 7,530,983 629,977 567,698 2,248,714 2,108,273 243,247 2,389,755 575,513 58,751 126,068 159,777 224,694 994,743 817,869 66,783,630 3,747,838 13,981,556 14,126,875 455,407 5,308,973 22,466,622 5,117,870 1,578,489 Com ercial and industrial loans, including open-m m arket paper........................................................ 5,840,746 Loans on agricultural com odities covered by purchase m agreem of C m ents om odity Credit Corporation........ Other agricultural loans..................................... | 729,539 790,316 Loans to brokers and dealers in securities................ 700,351 O loans for purchasing or carrying securities........ ther 288,696 Real-estate loans: O farmland........................... n O residential property............... 1,883,553 n 784,476 O other properties.................... n 56,350 Loans to banks............................................... Consum loans to individuals: er Retail autom instalment paper.................. obile Other retail and repair-m odernization instal. loans.. Personal instalment cash loans........................ • 2,887,793 Single-paym loans to individuals.................. ent A other loans (including overdrafts)..................... ll U nited S ta tes G overnm ent direct o b lig a tio n s .................. 11,184,195 562,737 Treasury bills................................................. Treasury certificates of indebtedness..................... Treasury notes................................................ 2,223,277 United States savings bonds1 ......................... 773,492 O bonds maturing in 5years or less.................. ther Other bonds m aturing in 5 to 1 years.................... 3,017,960 0 Other bonds m aturing in 1 to 2 years................... 3,657,326 0 0 949,403 B m onds aturing after 2 years............................. 0 6,659,572 8,671,114 7,386,885 7,420,746 461,140 85 01 6 9 9 2 3 1 } 562,919 7 2 \ 525,852 561,824 642,448 594,193 934,453 1,398,236 652,121 538,153 839,330 597,684 299,188 265,570 245,598 294,962 2,118,475 2,396,116 2,457,679 2,418,705 810,344 802,831 699,913 609,907 39,023 26,384 57,426 43,106 115,695 211,425 277,685 156,872 3,230,253 3,652,660 284,876 215,534 995,578 1,073,186 843,344 790,929 12,337,408 15,706,687 35,006,436 50,602,657 651,986 970,898 4,363,309 4,360,425 6,285,324 12,071,167 2,594,269 3,007,044 5,409,821 6,906,023 ..................... 151,864 170,761 1,367,488 1,424,556 2,671,558 5,259,443 2,885,694 3,503,734 9,078,768 14,914,737 4,344,955 5,634,165 5,927,930 5,563,960 493,016 1,166,290 1,117,862 1,356,141 B classes of banks, D ber 30, 1 4 y ecem 94 Central reserve city m ber banks2 em hicago N Y ew ork C C m and industrial loans, including open-m om ercial arket paper........................................................ Loans on agricultural com odities covered by purchase m agreem of C m ents om odity Credit Corporation........ Other agricultural loans..................................... Loans to brokers and dealers in securities................ Other loans for purchasing or carrying securities........ Real-estate loans: O farm land........................... n O residential property............... n O other properties.................... n Loans to banks............................................... C onsum loans to individuals: er Retail autom instalm paper.................. obile ent Other retail and repair-m odernization instal. loans.. Personal instalment cash loans........................ Single-paym loans to individuals........ ......... ent A other loans (including overdrafts)..................... ll U nited S ta te s G overnm ent direct o b lig a tio n s .................. Treasury bills..... ......................................... Treasury certificates of indebtedness...................... Treasury notes................................................ United States savings bonds...................... ......... Other bonds maturing in 5years or less.................. O bonds maturing in 5 to 1 years.................... ther 0 Other bonds m aturing in 1 to 2 years................... 0 0 B maturing after 2 years............................. onds 0 1Not reported separately prior to 1942. 2S second paragraph on Table of Contents page. ee 5,759,951 1,184,243 R eserve city m ber em banks2 Country m ber em banks2 All member banks A ll national m ber em banks A State ll m ber em banks 6,821,805 4,910,063 18,676,062 11,479,900 7,196,162 7,530,983 4,763,493 539,613 458,964 984,058 1,166,622 168,473 1,536,117 335,001 21,430 99,228 118,372 153,382 471,670 663,477 42,655,114 2,379,872 8,946,691* 9,239Jj9iL ... 33M 27. 3,499,271 13,673,101 3,400,866 1,179,390 2,767,490 90,364 108,734 1,264,656 941,651 74,774 853,638 240,512 37,321 26,840 41,405 71,312 523,073 154,392 24,128,516 1,367,966 5,034,865 4,887,279 119,080 1,809,702 8,793,521 1,717,004 399,099 2,610,285 737,937 3,033,519 1,149,242 29,968 14,309 233,699 352,001 8 7 2,633 114,632 450,346 1,742,487 163,000 311,331 31,896 858,725 163,220 776,538 309,790 8 61 3 47,124 195,484 46,072 13,659 1,096,005 1,234,019 40,295 9,647 235,960 289,611 40,828 1,500 14,307 2,116 85 1 3,269 66,116 55,868 21,628 11,818 76,068 50,263 22,538 5,347 78,783 118,026 208,144 25,000 438,582 323,017 32,273 299,141 348,384 138,071 16,989,524 3,882,244 24,601,493 21,310,369 912,512 882,008 249,581 1,703,737 3,739,991 1,045,321 5,729,926 3,466,318 3,745,074 778,544 5,180,862 4,422,395 421,758. ....30,466. 2,222 9M 1,457,518 394,148 1,999,989 1,457,318 6,191,635 778,990 7,470,907 8,025,090 886,995 484,285 1,946,781 1,799,809 54,838 149,153 538,825 835,673 629,977 567,698 2,248,714 2,108,273 243,247 2,389,755 575,513 58,751 126,068 159,777 224,694 994,743 817,869 66,783,630 3,747,838 13,981,556 14,126,875 455*4Q7_ 5,308,973 22,466,622 5,117,870 1,578,489 7 ALL M EM BER B A N K S -C L A S S IF IC A T IO N O F LO A N S A N D U N IT E D STATES G O V E R N M E N T D IR E C T O B L IG A T IO N S [In th o u sa n d s of dollars] B Federal R y eserve districts, D ber 30, 1 4 ecem 94 T otal, a ll d istricts L o a n s.................................................................................................. C m om ercial and industrial loans, including open-m arket paper................................................. Loans onagricultural com odities covered by purchase m agreem of C m ents om odity Credit Corporation.... O agricultural loans.................................. ther Loans to brokers and dealers in securities............. Other loans for purchasing or carrying securities..... Real-estate loans: O farm land......................... n O residential property............. n O other properties................. n Loans to banks............................................ C onsum loans to individuals: er Retail autom instalment paper................ obile Other retail and repair-m odernization instal. loans. Personal instalm cash loans..................... ent Single-paym loans to individuals............... ent A other loans (including overdrafts).................. ll U nited S ta tes G overnm ent d irect o b lig a tio n s.................. Treasury bills.............................................. Treasury certificates of indebtedness................... Treasury notes............................................. U nited States savings bonds............................. O bonds m ther aturing in 5 years or less............... O bonds maturing in 5 to 1 years................. ther 0 Other bonds maturing in 1 to 2 years................ 0 0 B m onds aturing after 2 years........................... 0 B oston N Y ew ork Phila ichm delphia Cleveland R ond 807,886 1,338,821 773,892 Atlanta 18,676,062 988,900 6,804,873 701,281 7,530,983 449,055 2,898,815 305,615 451,875 295,420 252,154 629,977 66,840 30,571 1,483 3,664 20,323 67,896 8,830 567,698 20,824 10,894 18,634 15,500 18,659 2,248,714 56,850 1,757,210 38,645 101,733 12,593 17,540 2,108.273 50,256 952,024 37,627 193,698 136,843 89,386 243,247 5,111 12,657 16,151 32,177 9,560 18,980 2,389,755 116,325 367,932 157,347 280,224 38,440 116,007 575,513 54,129 115,502 56,478 56,071 23,696 45,348 58,751 3,136 41,238 26 4,385 1,039 377 126,068 3,964 5,523 4 ,780 8,323 4,405 7,143 159,777 9,838 39,481 10,516 13.403 3,845 5,453 224,694 15,456 54,601 19,902 20,248 15,007 10,825 994,743 96,449 296,061 99,425 78,322 77,543 40,740 817,869 .52,661 212,434 48,997 76,064 49,358 81,093 66,783,630 3,775,342 21,704,020 3,534,625 5,262,245 2,960,887 2,590,807 3,747,838 275,970 1 ,027,102 231,179 296.779 86,929 211,086 13,981,556 886,263 4,4 0 5 ,9 4 1 467.576 1 ,0 0 8 ,7 2 4 533,721 491,913 14,126,875 662,648 4 ,587,218 573,401 990,974 602,395 638,840 455,407 21,758 54,306 43,305 48,884 28,471 19,215 5,308,973 280,427 1,695,278 180,471 417,176 267,944 213,913 22,466,622 1,135,347 8,3 0 6 ,1 9 7 1,4 34,239 1 ,8 70,693 1 ,0 86,578 916,639 5,117,870 357,332 1,301.487 407,179 468,565 133,289 227,947 1,578,489 155,597 326,491 197,275 160,450 56,776 36,038 B y F ed eral R eserve d istr icts, D ecem b er 30, 1944— C on tin u ed C hicago St. L ouis M inne apolis 407,684 K ansas City 664,030 San Francisco 815,977 2,253,963 D allas 718,589 2,400,166 316,571 135,573 236,585 293,980 762,270 C m om ercial and industrial loans, including open-m paper...... 1 ,1 33,070 arket Loans on agricultural com odities covered by purchase m 29,754 26,439 27,372 62,578 202,641 90.41* agreem of Com odity Credit Corporation....................... ents m 30,398 73,290 47,787 140,346 78,882 103,654 Other agricultural loans.................................................... 175,303 9,615 7,256 5,227 6,295 60,447 Loans to brokers and dealers in securities............................... 69,275 291,469 40,454 39,430 123,723 84,088 Other loans for purchasing or carrying securities.. ..................... 15,620 46,931 10,292 18,118 10,603 47,047 Real-estate loans: O farm land.......................................... n 101,435 59,784 338,616 49,951 26,387 737,307 O residential property.............................. n 23,061 7,604 61,456 15,179 100,707 16,282 O other properties................................... n 2,579 1,508 3,371 779 159 154 Loans to banks............................................................... C onsum loans to individuals: er 5,019 16,309 5,152 7,457 9 ,360 48,633 Retail autom instalment paper................................. obile 5,412 33,997 11,737 4,263 4,681 17,151 Other retail and repair-m odernization instalment loans........... 5,920 6,544 22,306 6,817 10,197 36,871 Personal instalm cash loans....................................... ent 66,681 102,792 11,086 39,580 28,426 57,638 Single-paym loans to individuals................................. ent 37,249 75,747 34,605 37,720 44,001 67,940 A other loans (including overdrafts).................................... ll 1,704,890 2,410,427 2,108,948 8,081,478 U n ited S ta tes G overnm ent d irect o b lig a tio n s .......................................... 10,414,979 2,234,982 110,312 506,235 74,502 150,777 121,109 655,858 Treasury bills................................................................ 475,681 333,909 2 ,3 4 1 ,2 6 0 552,156 500,748 1 ,9 83,664 Treasury certificates of indebtedness................................ . 545,307 405,724 604,669 505,158 1 ,751,242 Treasury notes............................................................... 2,2 5 6 ,2 9 9 95,636 31,032 42,063' 38,609 15,476 16,652 U nited States savings bonds............. ................................. 151,208 174,042 954,854 568,169 236,428 169,063 Other bonds maturing in 5 years or less................................. 693,332 571,782 642,068 627,491 2 ,1 6 2 ,4 2 0 Other bonds m aturing in 5 to 1 years................................... 3 ,0 1 9 ,8 3 6 0 183,877 83,980 952,687 719,911 146,571 135,045 Other bonds maturing in 1 to 20 years.................................. 0 44,233 288,172 18,888 39,149 34,858 220,562 Bonds m aturing after 20 years............................................ 8 RESERVE C IT Y B A N K S 1—C L A SSIFIC A TIO N O F LO A N S A N D U N IT E D STATES G O V E R N M E N T D IR E C T O B L IG A T IO N S [In thousands of dollars] T otal, all reserve city banks C m om ercial and industrial loans, including open-m arket paper........................................................ Loans on agricultural com odities covered by purchase m agreem of C m Credit Corporation......... ents om odity Other agricultural loans..................................... Loans to brokers and dealers in securities............... Other loans for purchasing or carrying securities........ Real-estate loans: O farmland........................... n O residential property............... n O other properties.................... n Loans to banks . ............. C onsum loans to individuals: er Retail autom instalment paper.................. obile Other retail and repair-m odernization instal. loans.. Personal instalment cash loans........................ Single-paym loans to individuals.................. ent A other loans (including overdrafts)..................... ll U n ited S ta te s G overnm ent direct o b lig a tio n s ................ Treasury bills................................................. Treasurv certificates of indebtedness..................... Treasury notes................................................ U nited States savings bonds................................ Other bonds maturing in 5 years or less.................. Other bonds m aturing in 5 to 1 years.................... 0 O bonds maturing in 1 to 2 years................... ther 0 0 B m onds aturing after 2 years............................. 0 6,821,805 3,033,519 233,699 114,632 311,331 776,538 47,124 1,096,005 235,960 14,307 66,116 76,068 78,783 438,582 299,141 24,601,493 1,703,737 5,729,926 5,180,862 30,466 1,999,989 7,470,907 1,946,781 538,825 B Federal Reserve districts, D ber 30, 1 4 y ecem 94 B oston 563,708 301,915 63,980 2 2 54,804 22,029 2 13,006 18,622 2,285 84 1 6,723 2,621 56,142 20,743 1,502,389 162,647 482,251 197,744 27 3 137,034 330,692 125,825 65,959 N Y ew ork 134,458 Phila delphia 379,862 72,858 1 7 3 9 3,475 17,394 15 1 15,586 9,557 217,452 13 3 3 0 34,698 12,805 14 5 7,756 11,744 31 6 1,030 1,668 7,718 4,640 496,014 14,179 81,902 127,053 43 6 35,921 199,158 27,043 10,295 1,054 6,299 5,330 74,831 7,576 1,652,336 128,804 287,291 248,180 1,029 64,424 637,770 210,773 74,065 Cleveland R ond ichm 908,781 380,512 1,644 4 0 100,143 159,841 1 ,711 115,275 26,499 4,250 2,709 8,355 8,706 52,566 46,530 3,220,002 200,614 702,583 600,219 1,409 290,820 1,061,552 286,362 76,443 352,583 114,911 55 6 7 8 14,237 102,302 38 5 39,511 21,270 73 5 1,065 2,030 5,365 41,295 8,843 1,474,286 135,019 251,123 290,948 3,256 102,290 590,488 82,082 19,080 Atlanta 391,190 190,196 27,167 3,009 8,091 59,949 1,318 10,160 11,092 18 9 3,258 3,386 4,920 22,876 45,570 1,248,171 53,328 242,944 331,993 1,494 147,486 408,390 48,647 13,889 B Federal Reserve districts, D ber 30, 1 4 — y ecem 9 4 Continued C hicago 655,792 St. Louis 463,509 288,773 259,787 C m om ercial and industrial loans, including open-m paper...... arket Loans on agricultural com odities covered by purchase agreem of m ents 12,800 3,614 Com odity Credit Corporation........................................ m 3,035 3,322 Other agricultural loans. . ................................................ 11,500 8,662 Loans to brokers and dealers in securities............................... 105,893 44,621 O loans for purchasing or carrying securities...................... ther 1,175 3,658 Real-estate loans: O farm land.......................................... n 41,423 133,454 O residential property.............................. n 19,043 13,215 O other properties.................................. n 2,534 Loans to banks ............................................................. C onsum loans to individuals: er 1,989 5,380 Retail autom instalment paper................................. obile 4,091 15,344 O retail and repair-m ther odernization instalm loans.......... ent 8,017 2,202 Personal instalment cash loans....................................... 47,882 41,846 Single-paym loans to individuals ................................ ent 16,235 19,806 A other loans (including overdrafts).................................... ll 1,186,363 U nited S ta tes G overnm ent d irect o b lig a tio n s.......................................... 3,566,115 67,002 170,926 Treasury bills............................................................... 293,913 846,875 Treasury certificates of indebtedness..................................... 794,179 310,146 2,245 9,758 U nited States savings bonds............................................... 313,833 73,351 O bonds m ther aturing in 5years or less................................. 326,024 O bonds m ther aturing in 5 to 1 years................................... 1,136,345 0 242,362 . 100,226 O bonds m ther aturing in 1 to 2 years............ .......... .......... 0 0 51,837 13,456 B m onds aturing after 2 years............................................ 0 1 See second paragraph on Table of Contents page. M inne apolis 205,739 101,895 1,963 1,020 7,142 32,626 3 2 15,152 76 5 3,350 1,608 9,036 2,786 2,677 25,696 773,764 43,018 184,755 170,971 1,160 87,568 237,939 41,856 6,497 K ansas City 400,432 198,983 16,899 35,336 5,087 33,495 4,840 28,135 10,447 60 5 2,960 3,030 3,142 29,809 27,619 1,496,107 90,066 351,420 365,570 4,281 168,830 406,790 93,658 15,492 Dallas 424,422 S an Francisco 1,941,329 679,393 226,844 63,466 41,451 59,713 8,988 59,955 3,537 117,211 68,372 2,544 31,217 12,816 663,731 11,283 82,432 19 5 18 2 3,591 41,327 3,229 13,515 4,124 29,902 12,929 48,011 24,586 51,297 1,174,173 6,811,773 53,312 584,822 281,247 1,723,622 .273,768 1,470,091 2,910 2,224 115,485 462,947 351,849 1,783,910 79,853 608,094 15,749 17 ,0 3 66 9 C O U N T R Y B A N K S1—C LA SSIFIC A TIO N O F LO A N S A N D U N IT E D STA TES G O V E R N M E N T D IR E C T O B L IG A T IO N S [In thousands of dollars] T otal a ll country banks L o a n s................................................................................................. C m om ercial and industrial loans, including open-m arket paper........................................................ Loans on agricultural com odities covered by purchase m agreem of C m Credit Corporation........ ents om odity Other agricultural loans..................................... Loans to brokers and dealers in securities............... O loans for purchasing or carrying securities........ ther Real-estate loans: O farmland........................... n O residential property............... n O other properties.................... n Loans to banks...... ...................................... C onsum loans to individuals: er Retail autom instalm paper.................. obile ent Other retail and repair-m odernization instal. loans.. Personal instalm cash loans........................ ent Single-paym loans to individuals.................. ent A other loans (including overdrafts)..................... ll U n ited S ta tes G overnm ent d irect o b lig a tio n s.................. Treasury bills................................................ Treasury certificates of indebtedness...................... Treasury notes............................................... United States savings bonds................................ Other bonds m aturing in 5years or less.................. O bonds m ther aturing in 5 to 1 years.................... 0 Other bonds maturing in 1 to 2 years................... 0 0 B m onds aturing after 2 years............................. 0 4,910,063 1,149,242 352,001 450,346 31,896 309,790 195,484 1,234,019 289,611 2,116 55,868 50,263 118,026 323,017 348,384 21,310,369 882,008 3,466,318 4,422,395 421,758 1,457,318 8,025,090 1,799,809 835,673 B Federal R y eserve districts, D ber 30, 1 4 ecem 94 Boston 425,192 N Y ew ork Phila delphia Cleveland R ond ichm 910,464 428,024 430,040 421,309 147,140 215,672 2,860 56 8 8,808 20,698 2,046 11,248 28,227 75,905 5,109 12,534 103,319 306,274 35,507 65,650 81 5 40 1 3,150 4,347 3,115 16,823 12,835 30,395 40,307 80,199 31,918 69,723 2,272,953 4,218,482 113,323 100,411 404,012 584,048 464,904 715,091 21,521 52,882 143,393 201,839 804,655 1,915,404 387,449 231,507 89,638 261,358 88,163 1,350 10,864 3,947 24,822 15,997 149,591 44,734 2 6 3,726 4,217 14,572 24,594 41,421 1,882,289 102,375 180,285 325,221 42,276 116,047 796,469 196,406 123,210 71,363 2,020 18,594 1,590 33,857 30,466 164,949 29,572 15 3 5,614 5,048 11,542 25,756 29,534 2,042,243 96,165 306,141 390,755 47,475 126,356 809,141 182,203 84,007 137,243 19,758 15,422 3,303 34,541 18,622 76,496 24,078 26 8 3,340 1,815 9,642 36,248 40,515 1,486,601 76,067 282,598 311,447 25,215 111,623 496,090 145,865 37,696 Atlanta 310,091 105,224 40,729 15,650 4,502 29,437 8,242 28,280 12,604 19 7 3,885 2,067 5,905 17,864 35,523 1,342,636 33,601 248,969 306,847 17,721 120,458 508,249 84,642 22,149 B Federal R y eserve districts, Decem 30, 1 4 — ber 9 4 Continued C hicago L o a n s ......................................................................................................................... St. Louis 560,131 255,080 106,360 C m om ercial and industrial loans, including open-m paper...... arket Loans on agricultural com odities coveredby purchase agreem of m ents 9,449 Com odity Credit Corporation........................................ m O agricultural loans.................................................... ther 67,622 83 0 Loans to brokers and dealers in securities............................... O loans for purchasing or carrying securities....................... ther 22,356 Real-estate loans: O farm land.......................................... n 42,642 191,503 O residential property.............................. n O other properties.................................. n 32,766 Loans to banks.............................................................. 8 C onsum loans to individuals: er 7,660 Retail autom instalm paper................................. obile ent 6,835 O retail and repair-m ther odernization instalm loans.......... ent Personal instalment cash loans....................................... 8,942 Single-paym loans to individuals................................. ent 35,946 A other loans (including overdrafts).................................... ll 27,239 2,966,620 U nited S ta tes G overnm ent direct o b lig a tio n s ....................................... Treasury bills................................................................ 85,728 Treasury certificates of indebtedness..................................... 449,064 Treasury notes.............................................................. 683,576 U nited States Savings bonds.............................................. 83,656 246,873 O bonds m ther aturing in 5years or less........................... Other bonds maturing in 5 to 1 years................................... 1,104,501 0 226,040 O bonds m ther aturing in 1 to 2 years.................................. 0 0 B m onds aturing after 2 years............................................ 0 87,182 1 See second paragraph on Table of Contents page. 56,784 16,954 27,076 93 5 24,654 14,445 60,012 9,846 4 5 3,030 1,321 3,718 18,799 17,443 1,048,619 43,310 181,768 235,161 28,787 77,857 367,308 83,651 30,777 M inne apolis 201,945 33,678 24,476 46,767 14 1 7,828 10,260 44,632 6,848 2 1 3,544 2,701 3,758 8,409 8,909 931,126 31,484 149,154 234,753 40,903 86,474 333,843 42,124 12,391 K ansas City 263,598 37,602 45,679 105,010 10 4 5,935 13,278 21,816 4,732 19 2 4,497 1,233 3,675 9,771 10,101 914,320 60,711 200,736 239,099 34,328 67,598 235,278 52,913 23,657 Dallas 391,555 67,136 161,190 69,894 2,758 15,716 8,059 13,571 4,999 2 6 5,769 1,452 6,073 15,497 19,415 934,775 67,797 219,501 231,390 12,566 53,578 275,642 55,192 19,109 San Francisco 312,634 82,877 26,950 43,941 42 9 6,512 15,830 73,576 18,275 7,306 3,636 6,969 9,627 16,643 1,269,705 71,036 260,042 284,151 14,428 105,222 378,510 111,817 44,499 IO ALL M EM BER B A N K S—ASSETS A N D LIA B IL IT IE S O N D ECEM BER 30, 1944, O F B A N K S IN EA C H C EN TR A L ASSETS [In th o u s a n d s of dollars] Reserves, cash, Loans and investments Federal Reserve district numbers, and reserve cities Number of banks T o ta l Obliga Obliga tions Other Corporate stocks tions of Loans U. S. Gov guaran bonds, ernment States and notes, and (including (including direct teed F. R. political over ob deben by U.S. Bank drafts) ligations Govern subdivi tures sions stock) ment T o ta l Reserve with Federal Reserve Banks Cash in vault A ll m em ber b an ks ......... 6,814 91,569,159 18,676,062 66,783,630 901,737 2,857,760 2,031,223 318,747 25,860,038 14,260,532 1,270,707 Reserve bank c itie s 1................... 177 45,206,988 10,630,858 31,871,521 563,708 1,502,389 11 2,093,530 4 24,120,745 5,788,598 17,071,407 3 2 2,226,374 379,862 1,652,336 3 4 1,525,461 404,122 1,071,932 6 333,219 76,590 236,496 3 361,142 98,354 233,481 5 6,263,489 1,314,037 4,524,770 1 8 961,238 241,235 651,306 4 678,026 136,346 512,714 1 672,352 154,939 419,445 0 7 552,214 222,102 321,672 7 5,419,198 1,250,965 3,643,573 443,341 1,119,545 956,641 185,082 10,884,284 7,235,888 6,673 523,217 323,487 113,432 4,953,089 3,787,192 12,887 626,748 384,354 2,400 394,341 243,048 5 9 114,516 58,581 5 7 1 154,733 68,736 5 17,315 1,665,579 1,033,141 16,913 288,062 162,039 8 8 194,112 98.499 5 4,904 312,592 133,372 1,168 242,658 125,202 7,222 1,414,637 818,237 336,007 Reserve branch c itie s 1 135 13,443,606 2,362,256 10,229,359 5 533,369 105,811 414,131 1 681,164 190,858 449,301 0 1 1,611,201 214,815 1,258,652 2 1 740,480 132,090 598,143 0 3 180,126 43,598 132,203 2 223,081 36,527 159,536 4 232,494 59,255 155,347 4 262,668 51,008 175,701 6 473,314 89,501 346,929 6 2,074,679 292,664 1,687,581 2 .3 4 102,980 16,675 7 ,1 2 6 386,006 89,054 283,585 ,545 179,340 3 328,026 116 2,390 31,479 2 34,833 7 337,367 60,898 259,704 5 198,497 37,008 139,407 6 277,279 48,280 197,062 2 74,126 20,772 49,890 1 534,780 81,336 423,452 1 7 211,084 23,499 171,084 6 2,030,263 349,715 1,562,162 3 756,916 104,399 574,711 6 160,243 24,748 127,153 5 998,630 170,810 780,674 171,597 49,341 4,084,850 2,300,037 3,281 138,751 85,767 1,846 221,750 120,307 26,476 403,400 257,648 1,454 207,431 115,506 2 4 68,845 32,094 3 5 7 72,329 40,961 9 4 2 115,991 54,661 1 2,065 89,784 41,747 6 1 160,270 93,796 8 2,491 511,672 310,395 13 42,097 21,543 1 7 3 127,521 66,172 1 5 9 109,069 63,719 5 6,385 4 2 11,720 4 7 146,805 74,232 7 3 8 93,803 49,183 5 3 0 111,285 55,850 6 8 4 31,908 13,201 9 1 268,868 127,517 1 2 1 85,451 41,468 9 3,996 518,496 314,845 7 8 198,449 119,824 3 2 8 73,080 37,783 5 9 4 276,075 155,433 0 173,171 1 Boston......................... . 2N Y . ew ork2.................... 3 Philadelphia.............................. . 4. Cleveland...................... 5. Richmond.................................. 7C . hicago2....................... 8 St. Louis....................... . 9. M inneapolis . ................. 1. K 0 ansas City................... 1 . Dallas.......................... 1 1 . San Francisco................. 2 6 Birm . ingham ................... 6. Jacksonville................... 6 Nashville...................... . 6. N Orleans.................. ew 7 Detroit......................... . 8. Little Rock.................... 8. Louisville...................... 8 M phis....................... . em 9. Helena......................... 1 . Denver......................... 0 1. O 0 klahom City............... a 1 . Omaha......................... 0 11 El Paso . ....... 1 . Houston........................ 1 1 . San Antonio................... 1 1 . Los Angeles.............................. 2 1 . Portland....................... 2 1 . Salt Lake City................ 2 1 . Seattle......................... 2 O ther reserve c itie s 1................. 4. Columbus...................... 4. Toledo......................... 5W . ashington.................... 6 Savannah...................... . 7 C Rapids.................. . edar 7D M . es oines.................... 7 Dubuque............... ....... . 7 G Rapids................. . rand 7 Indianapolis................... . 7 M aukee..................... . ilw 7 Peoria......................... . 7 Sioux City..................... . 9. St. Paul........................ 1 . Kansas City, Kansas........ 0 1 . Lincoln......................... 0 1 . Pueblo...................... 0 1 . St. Joseph..................... 0 1 . Topeka......................... 0 10 Tulsa........................... . 1. W 0 ichita .......... ............. 1 . Fort W 1 orth.................... 1 . Galveston...................... 1 1. W 1 aco........................... 1 . Ogden.......................... 2 1 . Spokane........................ 2 C ountry ban ks, by d is tr ic ts ... 1. Boston......................... 2 N York...................... . ew 3. Philadelphia................... 4. Cleveland...................... 5 Richmond..................... . 6. Atlanta......................... 7 Chicago........................ . 8 St. Louis....................... . 9. M inneapolis................... 1 . Kansas City................... 0 1 . Dallas.......................... 1 1 . San Francisco................. 2 94 4,398,340 3 298,983 4 275,071 1 629,403 7 4 243,420 59,582 1 3 175,604 2 28,407 3 111,781 4 415,232 6 653,208 3 92,605 4 54,764 3 304,636 2 35,571 3 83,920 1 12,654 4 50,245 4 43,888 4 190,155 4 165,800 3 210,177 4 49,812 3 37,499 2 76,948 3 98,975 772,885 3,372,381 67,333 31,653 100,305 56,545 7,472 40,785 1,395 13,613 63,308 84,293 8,402 14,066 67,003 9,251 6,965 34 8 8,382 6,704 41,966' 25,655 61,220 8,297 7,196 19,747 20,945 383,541 4,842 19,901 23,427 1,508 2,880 17,824 12,012 27,765 27,403 17,420 6,656 4,913 20,547 24 9 5,427 17,122 23,191 1,798 12,285 5,073 43,278 43,919 6,138 37,918 247,512 5,870 9,569 3,092 4 4 6,550 2,787 1,048 5,229 20,728 5,018 11 2 7,039 32 9 3,115 3,194 3,013 1,582 11,36 ’1 10,115 59,723 8,201 1,501 2,305 45,445 124,904 74,615 1 4 21,069 7 2,035 4,190 79 9 3,038 5,298 82 5 * 17,692 1,436 9 .3 ,4 1 4,162 1,038 42 1 17 4 7,111 10,655 20,694 7,146 2,107 2,129 47 8 91 1 1,497 1,886 32 4 1,049 79 2 82 3 87 1 5 1 3 0 15 3 93 2 2,940 1,315 23 4 5,541 7,879 1,444 4,330 2,647 90 9 80 6 1,018 30 2 1,151 2,115 5,960 22 9 241,354 1,229,770 6,408 28,520,225 4,910,063 21,310,369 3 6 2,854,457 425,192 2,272,953 15,573 47,726 3 4,218,482 52,187 185,550 7 8 5,516,570 910,464 6 6 4 2,591,409 428,024 1,882,289 19,736 87,274 2 6 7 2,776,331 430,040 2,042,243 23,623 155,201 7 4 2 2,037,077 421,309 1,486,601 18,020 69,347 3 2 3 1,817,521 310,091 1,342,636 12,718 131,553 9 8 6 3,912,174 560,131 2,966,620 42,874 225,443 8 4 4 1,426,602 255,080i 1,048,619 12,844 76,284 5 4 8 1,219,146 201,945 931,126 12,329 45,731 5 6 9 1,276,057 263,598i 914,320i 9,454 69,642 9• 5 3 1,418,82(11 391,555 934,775 11,732: 72,346 4: ,2 4 63,673 28 1,674,061. 312,634: 1,269,7051 10 6 3I 1 See second paragraph on Table of Contents page. 2 Includes both central reserve city and reserve city banks. 206,047 234,070 507,444 177,177 32,668 117,174 25,089 85,987 310,665 547,482 79,068 37,875 229,571 23,839 74,685 12,078 39,166 32,762 140,496 127,463 140,905 38,407 28,763 52,834 70,666 4,296 6,842 9,622 189,568 474,052 483,688 56,022 40,567 84,700 18,292 4,627 24,088 6,713 8,684 4,177 6,553 3,276 18,727 37,342 186,665 183,360 6,643 24,742 20,399 9,429 12,327 6,352 9,568 18,448 35,048 1,949 4,665 68 5 98,267 307,468 111,703 5,304 13,388 78,262 4,193 1,167 2,047 2,681 5,081 3,571 53,795 2,386 7,620 3,996 26 3 7,746 1,408 5,373 5,435 1,022 11,389 24,948 45 4 6,019 3,612 2,748 16,360 3,178 24 2 3,806 40 4 4,752 9,227 11,261 2,327 31 3 5,249 64 5 48 0 2 8 1,557 9 0 1,543 3,170 79 9 1,124 19 4 1,012 44 9 752,455 83,798 128,939 163,540 118,017 36,741 17,055 110,880 30,461 25,965 16,479 5,217 1 ,363 5 8,110 1,568,139 7 8 98,077 4 3 5 75,460 7 1,457 227,229 3 0 .82,959 7 9 0 20,114 2 6 54,531 4 8,114 3 3 11 34,469 7 6 3 166,650 8 9 9 178,469 1 1 2 29,572 9 8 4 22,637 5 5 94,118 8 4 9 21,592 11 31,611 4 8 3 25,487 8 2 24,751 7 25,986 7 3 6 81,259 6 1 9 65,068 8 2 6 103,015 7 1 4 25,872 3 5 3 19,935 8 9 19,784 6 8 31,380 1 815,228 54,881 45,435 1 30,614 47,167 11,751 24,093 4,648 16,788 74,504 102,544 14,465 10,710 44,375 8,570 15,456 5,228 9,561 11,653 43,649 35,542 51,151 11,780 10,158 11,547 18,958 76,214 9,322,765 3,909,379 9,215 718,082 348,822 20,948 1,228,965 645,940 10,546 650,142 323,392 7,207 874,545 390,842 5,059 777,627 287,262 3,468 795,656 285,210 6,226 1,229,723 530,750 3,314 564,779 211,187 2,050 403,423 166,004 2,564 695,589 227,667 3,195 839,263 266,437 2,422 544,971 225,866 36,460 105,237 25,254 19,374 3,560 2,667 61,757 6,092 5,042 5,659 3,605 61,300 7,762 1 0,984 16,430 1 2 0,7 5 1 ,796 21 ,6 1 4,314 4,544 6,355 29,031 1,157 4,425 4,459 9 2 4,431 1,468 2,131 1 ,621 7,069 3,061 18,318 12,591 1,384 16,412 77,317 5,827 6,170 15,5 5 0 4,207 85 1 2,634 54 4 2,983 9,038 6,904 1,607 1 ,041 2,170 36 6 13 ,4 1 64 0 71 5 85 5 2,398 2,097 3,446 1,214 88 8 1,792 2,030 684,212 66,872 1 02,648 60,108 78,721 62,881 59,958 86,952 34,319 22,623 26,744 48,150 34,236 II RESERVE A N D RESERVE C IT Y 1 A N D O F C O U N T R Y B A N K S IN EACH FEDERAL RESERVE D IS T R IC T A SSE TS [In th o u s a n d s o f d o lla rs] and bank balances Demand Bank balances premises, Cash Other with banks balances Balances items in furni with in U. S. with banks in process ture, and (except foreign of collec fixtures banks private tion in U. S. countries banks, etc.) Assets in directly repre senting real estate Other real estate owned Custo mers* liability on accept ances Income accrued but not collected T otal assets Other assets 6,315,142 39,288 16,824 3,957,545 816,540 41,073 70,364 62,398 206,043 80,139 118,705,754 989,700 12,917 12,854 2,296,918 312,937 16,531 35,469 57,708 124,049 2,446 5,381 68,805 7,258 4,340 84 8 1,088 17,577 2,209 1,875 1,029 18 2 13,475 33,057 56,671,023 1,251 2,653,925 10,360 29,381,385 6,507 2,900,662 6 0 1,933,478 5 3 9 452.371 1 1,137 522,438 4,799 7,974,992 1,284 1,261,064 2 2 878,523 3 1,139 990.431 15 803,855 7 5,204 6,917,899 2,643 35,813 15,220 17,712,957 1,433 687,359 3 6 916,577 5 2,104 2,045,313 7 9 957,335 4 2 6 250,592 1 1,208 299,810 1 8 352,074 0 2 4 356,234 9 3 2 645,774 8 7 7 2,597,969 8 1 0 145,979 4 17 516.372 3 3 8 441,338 1 46,942 8 7 486,716 5 4 9 295,416 9 5 392,947 4 4 1 106.431 9 815,553 9 7 300,728 9 1,114 2,570,496 3,564 967,721 11 235,264 8 5 1,282,017 9 59,256 76,768 66,412 51,194 18,501 34,606 265,655 52,234 47,546 82,677 61,214 173,637 811 1, 6 4 4 5, 9 4, 9 1, 6 1, 4 36, 37, 1, 9 86 12 23 , 22 3 , 4 3 2, 5 2, 9 1, 3 91, 2, 7 5 3 22, 1, 8 45, 433 1, 5 1, 3 5, 8 1,123 3,600 1,702 8 1 1,952 5 0 17 2 1,060 28 8 2,934 3 7 102,574 18,600 1 10,257 970,035 180,930 3 0 148,706 19,673 2 1 5 80,539 0 8,267 33,874 2,629 48,724 4,338 5 9 302,555 20,199 1 6 67,582 5 4,200 2 4 42,674 2 41 3 3 0 89,794 2,780 52,343 6 8,660 357,518 42,230 1,011 4,332 32 1 24 5 26 7 86 10, 10, 1, 7 12, 12, 2, 8 1, 9 2 8 69 3 1 8 5 7 9 7 21 49 1 80 8 20 29 7 52 3 6 18 3 1,457 5,302 10, 2, 20, 1, 10, 5, 8 2, 9 10, 7 , 2, 7 1,952 12 9 5 26 3 2 3 346 1 6 3 6 7 7 4 83 0 89 9 18 2 2,250 4 0 80 0 200 222 9 4 7 . 4,080 24 1, 30 4, 27 2, 39 4, 30 5, 42 0, 53 5, 25 8, 14 9, 426, 490, 24 , 5 3 5 16,737 95 0 97 8 49 8 2,799 1,384 2,492 1,333 16 6 54 9 1,860 94 1 2,814 1,672 200 28,163 45,581 69,548 31,879 18,207 14,294 20,887 5,868 40,597 84,958 6,855 33,798 18,780 2,002 23,692 17,866 24.196 3,667 42.139 12,985 132,005 43,936 14,977 57.196 236,009 22.140 10,167 22,872 21,182 5,040 6,964 90 4 4,294 24,677 38,848 1,827 3.321 20,331 2,572 4,323 18 7 2.321 91 2 6,353 8,093 19,777 2,969 86 3 1,716 3,347 630,542 87,094 3 0 138,708 1 5 38,924 IS 53,138 75,450 2 2 45,573 5 2 9 56,654 1 33,348 19,281 12,863 3 1 33,325 9 101 36,184 For footnotes see page 10. 794,076 110,172 10,044 10,429 20,405 6,581 81 9 2,189 2,943 2,552 5,914 4,901 668 1,787 3,509 23 7 96 1 86 7 2,617 25 7 7,091 3,: 10,601 5,823 75 3 4,344 51,454 5,484 1,741 13,878 4,044 93 4 44 2 12 1,543 2,812 4,645 1,903 34 7 2,691 55 1 52 5 15 1 18 7 68 4 3,369 866 2,202 1,003 10 5 87 0 55 5 341,977 36,229 74,359 45,536 37,224 24,328 23,903 35,315 14,053 10,787 10,007 14,509 15,727 1,253 6,790 3,423 4 4 5 5 3,542 19 6 20 1,235 5,047 1,136 98 2 1,784 3 5 10 5 6 5 19 0 26 3 26 7 4,942 5,207 20 5 70 6 38 6 2 3,820 30 7 19,474 15,606 91 4 10,417 35,724 5,472 19 6 2,926 57 2 2 7 2 6 3 7 66 12 2 5 ’2 4 ,’3 8 1 8 1,933 1,670 52 1 1 3 3 4 9 2 7 3,025 4j8 8 7 96 7 16 2 671 4,767 106 2 15 4 13 70 4 19 2 1,550 4 1,646 5 0 5 4 50 0 5 9 39 1 13 3 18,824 1,296 5,358 7,461 1,100 1,099 78 1 406 33 5 3 1 17 4 30 8 45 7 1,659 1,884 4,737 2,047 54 1 83 5 48 4 89 0 1,377 5,832 9 4 91 2 46 1 16 1 71 7 33 0 81 2 8 1 1,052 23 9 5,116 2,942 2,727 8,120 25 7 75 2 61 4 66 0 42 1 3 1,115 1,456 29 2 15 0 83 2 28 0 9 7 16 2 58 6 45 5 24 2 4 7 5 14,522 3,133 4,270 2,801 1,049 66 5 77 7 62 7 14 5 2 8 16 4 43 3 43 0 1,941 75 1 29 1 3 2 22 21 8 49 8 12 13 4 9 1 1 8 38,061 5,389 12,721 2,205 2,762 1, r ~ 2,846 3,624 1,136 2,502 26 2 43 4 2,357 6,299 2 6 1,585 1,055 21 9 8 3 1 8 16 0 18 9 2,224 7 6 1 4 1 3 5 8 1 4 9 16 2 3 5 8 0 9 7 4 3 8 13 1 9 6,037,896 403.589 354,713 873,901 331,366 80,639 232,700 36,604 147,899 586,007 840,067 124,391 77,915 402,791 57,736 116,306 .38,315 75,409 70,783 275,386 232,269 316,034 76,691 57,755 97,699 130,931 25,563 38,283, 1,635 3,620, 4,564 6.847, 2,577 3,302, 2,744 3,695, 4,422 2.847, 2,265 2,644 2,355 5,184, 8 0 2,008 7 4 7 1,636 8 5 3 1,982 8 1,270 2,275 1,791 2,239 Federal Reserve district numbers, and reserve cities A member banks ll Reserve bank cities* 1B . oston 2. N Y ew ork2 3. Philadelphia 4 Cleveland . 5. Richm ond 6. Atlanta 7. C hicago2 8. St. Louis 9. M inneapolis 1 Kansas City 0. 11 D . allas 12 San Francisco . Reserve branch cities* 2. B uffalo 4. Cincinnati 4. Pittsburgh 5. Baltim ore 5. Charlotte 6. B ingham irm 6. Jacksonville 6. N ashville 6. N O ew rleans 7. Detroit 8. Little R ock 8. Louisville 8. M phis em 9. H elena 1. D 0 enver 1. O 0 klahom City a 1 O aha 0. m 1 . El Paso 1 1. H 1 ouston 1 . San A 1 ntonio 1 . Los A 2 ngeles 1 . Portland 2 1 Salt Lake City 2 1 . Seattle 2 Other reserve citiesi 4 C bus olum 4. Toledo 5W . ashington 6. Savannah 7 C Rapids . edar 7D M . es oines 7D . ubuque 7 Grand Rapids . 7 Indianapolis . 7 M aukee . ilw 7 Peoria . 7 Sioux City . 9. St. Paul 1. K 0 ansas City, K ansas 1 . Lincoln 0 1 . Pueblo 0 1 . St. Joseph 0 1 . Topeka 0 1 . Tulsa 0 10. Wichita 1 . Fort W 1 orth 1. G 1 alveston 1. W 1 aco 1. O 2 gden 1 . Spokane 2 Country banks, by districts 1B . oston 2N Y . ew ork 3. Philadelphia 4. Cleveland 5 R ond . ichm 6 Atlanta 7C . hicago 8. St. Louis 9. M inneapolis 1. K 0 ansas City 11 D . allas 12 San Francisco . 12. ] ALL M EM BER B A N K S -A S S E T S A N D L IA B IL IT IE S O N DECEM BER 30, 19 4 4 , O F B A N K S L IA B IL IT IE S [In th o u s a n d s o f d o llars] Time deposits Demand deposits T o ta l Individ uals, partneribips, and corpora tions States United and States political Banks in Govern subdivi United States ment sions Banks Certified in and offi foreign cers’ coun checks, etc. tries T o ta l Individ uals, partner ships, and corpora tions United States Postal sav Gov ern ings ment 91,599,715 56,270,259 18,508,900 3,743,572 10,880,788 944,952 1,251,244 19,316,831 18,806,720 101,121 47,182, 2,300, 25,865, 2,518, 1,350, 378; 449, 6,564, 1,065, 765, 898, 707; 4,316, 56,812,012 11,095,161 1,309,070 14,519,785 1.562.373 927,336 154,506 217,285 3,659,638 554,517 336,730 331,426 300,649 2,938,697 614.062 6,751,030 521,119 254,738 102,594 59,061 1,530,049 190,610 215,371 107,285 114,181 635.071 ,010,645 6,703 ,167 916,866 78,384 201,533 38,575 28,253 19,753 46,710 178,531 29.610 24,708 17,419 20,406 326,763 2 6 9 8 16,944 6, 8 8 3,180, 6 0 850,624 5 377, 1 2 8,714 12 , 9 4 2,212 50 9 88 97, 0 4 1980 1, 1 1 8 9 1,135, 2 3 16,415 2 2 7 3 1,326 8, 2 1 2 0 2 1,330 7, 8 3 4 1 406 2 9 3, 2 2 5 8 200 5! 1 2 1 5 7 18,756 6 1 644,850 5,410, 15,171 132, 362,263 1,049, 10,865 154, 11,945 481, 4,276 52, 6,948 45, 44,886 976, 6,858 123, 15,772 70, 10,528 49 20,041 50; 135,297 2,223, 5,247,153 29,362 130,808 152,787 462,909 46,638 44,231 962,395 120.246 70,899 49,744 49,085 2,145,299 1,012,112 1,194 7,431 36 7 2 4,625 81 7 5 7 3,422 3 3 46 17 3 11,168 13,599,865 8.390.373 2,318,480 569,236 2,161,199 17,559 143,018 3,127,050 3,057,871 9,651 352,435 54,495 25.498 24,878 1,584 6,436 178,962 176,386 465,326 3 8 5 703,624 436,287 140,908 8,738 110,615 2 3 6,843 152,759 148.247 5 8 5 18,768 240,513 4 3 6,678 205,789 196,388 1,578,905 1,051,430 261.063 808,616 6 3,749 106,107 101,394 7 8 9 409,822 260,898 31,214 102,507 42 231,234 77 3 8,879 9,291 73,086 47.837 12,102 • 97,472 1,238 37,190 37,185 244,362 144,133 31,339 29,988 37,664 2,148 37,852 37,105 1 6 7 297,868 143,139 30,439 23.499 98,566 1,281 46,636 45,720 906 292,711 119,733 65,050 19,549 87,098 529,581 286,372 63,902 32,424 139,567 4,233 3,083 82,204 77,786 1,291 1,852,500 1,231,572 7 357.071 84,030 155,525 3,091 21,211 652,968 651,618 4 5 7 8 14,603 13,779 8 0 7 126,303 1 60,118 12,152 10,469 42,786 447,157 5,182 41.991 41,586 3 5 7 215,431 79,749 6,511 140,284 364,538 1,577 54,468 54,468 162,396 44,793 17,396 138,376 5,900 10,620 11,250 3,122 38 2 41,841 13,743 5 0 3,072 3,490 82,446 79,171 7 5 379,166 246,228 40,923 6,412 82,055 9 5,534 15,054 13,021 5 5 0 (5 261.591 8 100,206 39,808 25,981 9 ,0 2 346,676 1,556 29,617 29,612 180,393 51,581 8,219 104,927 86,339 6 1,935 15,513 15,513 52,712 10,806 2,391 17,589 90 716.876 425,365 102,877 35,748 144,404 5 9 7,973 60.789 60,448 20 0 246,720 155,005 30.838 5,455 48,939 1,097 5,386 41,270 30,142 2,233 245,949 26,468 93,864 2,694 28,123 739,220 722,241 2 3 1,711,319 1,314,221 6 684,150 2 469,670 107,101 56,784 37,359 4 3 12.813 244,179 240,077 1 5 1 187,399 4 1,185 37,278 37,233 121,051 13,223 12,704 39,232 995,063 625.825 219,778 58,268 75,667 1,771 13,754 237,742 236,800 6 6 1 4,842,170 2,717.523 168,459 319,334 270.877 173,998 509.826 667,481 273,956 158,157 65,663 23,226 199,195 61,238 22,693 13,146 80,628 59,420 255.683 484,893 666,111 364,295 91,201 61,730 65,565 29,332 329,614 144,037 46,817 13,345 41.050 103,268 27,968 17,041 59,295 26,844 63,071 30,828 240.591 143,344 211,536 118,937 279,828 121,327 55,327 31,778 48,900 33,915 67,315 39,142 101,043 77,425 25,974 2,529 4.061 1,865 2,258 2,081 2.061 3,334 1,490 1,071 1,655 2,036 1,527 865,279 54,630 70,695 102,581 36,905 7,136 55,384 7,438 11,257 89,482 145,621 12,393 9,685 87,290 6,731 19,676 3,259 5,908 8,269 29,163 28,185 32.549 7,251 7 , 14,868 11,525 ,350,351 4,229,980 669,138 616,582 393.683 693,326 359,602 363,636 446,700 045,407 757,609 242,212 553,976 208,480 608,692 874,291 334,597 398,023 347,983 273,227 538,240 159,328 148,416 163,059 206,493 177,631 le of Contents page. city and reserve city banks. 295,380 867,643 2,364 93,981 5 0 8,812 36,455 50,928 4,876 16,167 5,141 7 44,968 1,661 8,366 9 2,522 8,462 67,910 45 0 3,751 31,145 38,452 42,269 1,852 74 2 16 0 1,279 85 4 4,534 4,572 3 , 46,637 85,072 1 9 7 9 31,101 113,960 2 1 10,843 2,564 12,837 1,677 65 1 4,327 21,606 1,519 24,994 71,565 8,446 18,003 22 9 1,125 6,970 34,447 53 7 7,051 44 1,890 23,584 1,069 33 2 12,586 11,065 14,836 46,650 6,598 15,780 46,306 2,328 10,644 86,578 28,730 1,256 14,432 60 1 4,696 84 6 2,027 6,586 45 5 6,264 4.560 90 6 6,559 ,868,311 1,148 ,779 120,417 428,341 99.611 111,943 158,571 167,641 238,368 102,049 83,668 151,310 110,387 96,005 8,163 882,757 64,437 67,744 152,602 42.992 11,359 21,692 12,390 59,382 70,290 131,079 24,728 8,866 46,486 8.582 7,517 7,691 13,426 4,034 17,504 12.789 23,796 16,833 6,429 25,766 24,343 851.305 52,341 66,079 152,483 42,923 11,359 19,934 12,390 58,996 65,140 130,006 23,174 8,859 46,120 8,517 7,438 7,221 13.416 3,808 15,994 11,772 23,696 15,908 6,429 23,886 23.416 7,994 4 6 Elks “ d1 te ites 3,841 ,087 289 6 ,392 6 7 ’5 5 2 5 59 0 131 ,941 ,6 4 1 82 7 ,7 8 6 ,3 0 5 41 1 50 1 35 6 5 3 0 '448 98 4 110 5 1 373 5 6 0 2 5 11 15 4 4 0 35 2 ,650 ,960 9 5 7 5 1 5 1,745 15 8 ,5 3 3 72 6 1,462 30 0 5 4 6 5 40 7 25 2 i 10 02 1,795 97 2 '405 1 5 2 5 1 5 369,395 9,896,263 9,650,391 54,114 3,048 830,379 824,065 4,430 2 7 9 2,305,018 2,280,169 8,595 1 5 1,128,508 1,089,878 4,338 22 2 1,181,697 1,133,339 3 1 60 3 0 595,195 576,562 8,913 1 7 0 447,447 418,296 17,255 2 1 0 1,574,341 1,544,951 1,965 33 0 405,879 387.898 2,199 3 4 5 470,431 465.899 5 1 11 8 218,584 215,785 9 7 2 2 1 1 126,974 114,243 3,302 3 3 4 611,810 599.306 1,818 2 3 1 8 , 3 2 8 4 49,455 18 4 4 7 , 80 1 9 6 6 70,199 0 25,985 11, 2 4 32,980 21, 9 2 8 18 63 7, 6 36,670 2 3 09 1,657 22,539 3, 0 6 33,536 4 7 , 46 7 9 18 4 3 6, 2 1 15,741 3 68! 3 1 1,157 12,599 19 4 3 1 3 19,449 1 4 1 2 82 3,323 29.813 3 , 81 5 2 , 1011 3 8 20,429 4 30 5 24 1 18 2 5 16 0 ”7 0 ,104 44 8 53 . 1 23 . 1 39 . 9 70 . 5 59 . 3 81 . 9 33 3 94 . 3 31 . 9 022 . 65 3 *3 RESERVE A N D RESERVE C IT Y 1 A N D O F C O U N T R Y B A N K S IN EACH FEDERAL RESERVE D IS T R IC T L IA B ILIT IES AND CAPITAL ACCOUNTS [In th o u s a n d s of d ollars] T otal d ep osits Bills payable and other borrowed money Accept ances out stand ing Other liabili ties T otal lia b ili ties Capital Surplus Un divided profits Reserves for contin gencies and other capital accounts Net demand Demand T o ta l deposits c a p ita l deposits adj'usted subject to ac reserve (see notel, c o u n ts page 1) (see page 1 ) 8 110,916,546 111,255 72,289 637,888 111,737,978 2,469,041 3,047,594 1.008,503 442,638 6,967,776 63,087,686 57,307,530 52,593,462 2,432,628 26,915,468 2,673,549 1.831.927 430,422 495,050 7,541,514 1,189,317 836,933 948,150 758,533 6,539,971 95.750 66,897 488,176 53,244,285 1,119,921 1,616,478 484,322 21,463 2,465,865 57,063 91,488 24,649 354,098 27,407,148 591,628 1,003,488 293,913 12,020 2,692,036 61,664 105,211 31,203 8,862 1,840,958 48,730 24,980 6,531 7,250 7,250 3,127 1,516 431,938 1,642 496,692 8,900 10,900 3,027 38,889 7,583,402 147,680 160,517 37,692 4,737 1,194,584 30,850 18,950 13,765 3,068 840,032 12,300 17,300 4,578 1,524 949,674 13,550 13,995 10,127 1,728 760,261 18,100 17,711 6,614 38,629 6,581,695 122,206 144,688 49,096 206,017 3,426.738 32,895,103 26,170,589 14,860 188,060 1,527,149 1,300,051 85,208 1,974,237 18,119,912 14,113,546 10,548 208,626 1,782,983 1,463,107 12,279 92,520 965,418 886,995 2,806 20,433 224,063 144,661 2,919 25,746 308,614 222,219 4 71 391,590 4,469,156 3,580,500 5 0 2,915 66,480 756,803 523,403 4, 33 38,491 460,583 334,536 1 3,085 40,757 619,916 269,579 1,169 43,594 483,422 288.753 20,214 336,204 3,177,084 3,043,239 95.750 11,774 41,832 6,467 19 6 2,999 50 3 31 3,095 3,308 16,726,915 644,288 856,383 1,784,694 914,723 240,525 281,552 335,720 339,347 611.785 2,505,468 140,906 489,148 419,006 44,963 461,612 276,645 376,293 101,852 777,665 287,990 2,450,539 928,329 224,677 1,232,805 2 6 66 37 12 1 8 2,598 16 2 5.724.927 383,771 338,621 820,083 316,948 77,022 220,887 35,083 140,010 555,183 797,190 115,929 74,431 376,100 55,399 110.785 35,659 72,721 67,105 258,095 224,325 303,624 72,160 55,329 93,081 125,386 35,871 3,360 6,366 2,993 3,439 2,676 2,509 4,908 1,896 1,542 1,874 2,163 2,138 106 4 7 15,505 2,535 10,415 25 5 60 5 1,000 40 5 200 1,978 ' A ll member banks R eserve bank c itie s 1 1. Boston 2. New York2 3. Philadelphia 4. Cleveland 5. Richmond 6. Atlanta 7. Chicago2 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco 58,903 16,789,126 6 3 644,987 7 3,639 860,088 9, 7 7 1,794,468 3 3,391 918,126 7 6 241,231 0 1,027 282,579 1,425 337,145 1,006 340,371 3,040 617,423 6,842 2,512,310 1 0 141,056 5 1,851 490,999 1,279 420,285 11 0 45,064 1,399 463,011 8 6 277,679 1 7 9 377,012 1 3 0 102,172 2 2,092 779,883 7 3 288,783 9 10,032 2,460,599 3,361 931,714 5 6 225,223 4 3,958 1,236,918 291,430 436,116 118,401 77,884 2,453 2,274 24,435 2,463 1 , 18 2 1,330 1,527 1,023 2,086 9,925 50 6 64 1 60 0 8 7 2,121 39 8 1,780 47 9 1,282 90 3 10,098 3,233 61 5 6 38 ,9 923,831 9,698,603 8,308,551 R eserve branch c itie s 1 42,372 367,344 356,206 2. Buffalo .% ,489 473,154 406,287 4. Cincinnati 250,845 1,190,247 1,007,328 4. Pittsburgh 39,209 467,437 412,906 5. Baltimore 9,361 118,619 67,718 5. Charlotte 17,231 184,864 161,065 6. Bir'mingham 14,929 211,092 147,899 6. Jacksonville 15,863 185,175 134,695 6. Nashville 28,351 406,626 281,282 6. New Orleans 85,659 1,325,474 1,251,855 7. Detroit 4,923 94.921 64,510 8. Little Rock 25,373 311,357 193,326 8 Louisville 21,053 279,625 162,589 8. Memphis 1,878 30,780 22,689 9. Helena 23,705 272,277 232,438 10. Denver 17,737 179,263 113,855 10. Oklahoma City 15,935 242,350 165,972 10. Omaha 4,259 59,691 53,371 11. El Paso 35,670 480,727 426,947 11. Houston 11.945 175,768 152,861 11. San Antonio 109,897 1,282,163 1,236,807 12. Los Angeles 36,007 512,870 495,331 12. Portland 10,041 141,082 119,963 12. Salt Lake City 4.5,099 675,797 640,653 12. Seattle 16,706 5,741,739 384,825 339,977 822,738 318,035 77,024 221,395 35,085 140,169 556,496 799,672 116,208 74,616 378,683 55,528 111,086 35,703 72,774 67,285 259,046 224,817 304,073 72,222 55,372 93,382 125,528 112,625 118,735 42,112 22,685 296,157 3,332,039 2,870,875 O ther reserve c itie s 1 18,764 228,532 191,586 4. Columbus 14,736 176,867 173,848 4. Toledo 51,163 489,561 495,399 5. Washington 13,331 207,161 147,959 6. Savannah 3,615 50,992 22,342 7. Cedar Rapids 11,305 118,773 94,578 7. Des Moines 1,519 12,409 13,591 7. Dubuque 7,730 54,685 60,543 7. Grand Rapids 29,511 316,723 285,523 7. Indianapolis 40,395 455,178 367,391 7. Milwaukee 8,183 66,314 64,144 7. Peoria 3,299 45,051 30,953 7. Sioux City 24,108 195,889 150,219 9. St. Paul 2,208 27,472 19,511 10. Kansas City, Kansas 5,220 69,011 44,822 10. Lincoln 2,612 7,462 17,480 10. Pueblo 2,635 39,069 27,482 10. St. Joseph 3,498 42,038 42,816 10. Topeka 16,340 177,415 158,4^5 10. Tulsa 7,452 157,345 128,952 10. Wichita 11,961 199,956 140,924 11. Fort Worth 4,469 35,465 30,675 11. Galveston 2,383 32,717 35,970 11. Waco ‘ 4,317 46,531 44,145 12. Ogden 5,403 79,423 81,597 12. Spokane 74,103 35,962,828 3,375,310 6,394,232 2,999,800 3,446,137 2,684,696 2,514,239 4,916,697 1,900,352 1,544,964 1,876,031 2,167,217 2,143,153 945,065 876,265 363,668 1,050 1,356 2,655 1,054 2 58 0 2 19 5 1,313 2,471 23 7 14 6 2,573 19 2 27 8 4 4 5 3 10 8 91 5 42 9 44 9 6 2 4 3 31 0 15 3 . 7 0 11,728 4 2 7 16,714 1 31 5,926 6,164 22 2 1 7,081 8 5 5 4,497 0 12 7,967 1 3 2,381 4 9 2,744 1,411 3,169 4,321 For footnotes see page 12. Federal Reserve district numbers, and reserve cities 18,900 17,540 3,479 22,575 23,650 7,990 35,420 172,525 18,465 12,750 18,175 5,821 5,100 1,133 2,000 4,752 2,901 8,248 6,440 6,100 82 6 4,400 2,140 8,300 10,408 11,387 4,470 32,765 34,102 8,867 1,623 2,150 50 9 9,400 12,300 3,059 9,700 4,453 6,300 50 7 80 5 31 7 6,710 8,360 6,514 7,400 4,575 5,373 5,800 6,225 2,130 2,600 600 52 6 16,000 14,795 3,593 4,050 1,784 5,181 41,300 42,750 15,749 10,800 13,800 8,174 3,420 1,520 4,450 17,550 12,750 8,401 8,500 6,800 16,750 6,415 50 0 4,750 50 5 2,800 9,250 15,900 3,260 1,500 9,000 1,050 2,600 50 0 1,150 1,700 5,650 2,650 5,000 1,650 80 5 1,650 2,200 7,565 2,058 6,090 1,124 21,925 10,925 5,550 72 9 2,600 35 1 3,450 1,780 50 5 20 8 2,900 1,375 13,500 5,306 14,565 4,989 2,950 1,203 1,350 25 5 10,500 2,877 70 0 35 2 1,565 55 5 1,000 42 3 85 9 55 0 1,075 56 3 6,600 1,831 3,650 79 8 4,325 1,222 1,405 90 2 95 6 35 6 1,450 43 7 1,610 80 8 93,916 94,893 39,737 194,442 163,810 65,168 115,671 131,685 42,606 100,618 98,951 39,871 66,051 62,929 22,474 51,923 54,040 17,062 111,275 92,003 44,003 46,721 36,789 18,364 38,527 29,984 16,979 42,605 36,651 21,661 45,167 39,413 16,810 38,149 35,117 18,933 61 4 72 2 1,563 54 7 20 0 1,325 M 9 (J5 5 1,455 4,941 70 7 14 9 1,731 13 3 50 0 60 8 8 5 17 8 2,259 33 6 1,414 44 9 23 0 74 4 73 1 136,052 2,321,050 17,161,941 19,957,515 17,080 245,626 1,629,432 1,751,916 29,374 452,794 2,721,695 2,976,414 12,401 302,363 1,270,810 1,480,355 10,200 249,640 1,464,303 1,785,111 11,190 162,644 1,322,145 1,479,393 6,911 129,936 1,358,284 1,508,243 20,303 267,584 2,197,075 2,661,950 5 8 4 107,738 1,019,494 1,129,849 ,6 5,959 91,449 713,580 834,595 5,808 106,725 1,066,271 1,400,108 6,511 107,901 1,321,386 1,660,851 4,451 96,650 1,077,466 1,288,730 C ountry b an k s, by d istricts 1. Boston 2 New York 3. Philadelphia 4. Cleveland 5. Richmond 6. Atlanta 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 1. D 1 allas 12. San Francisco *4 ALL M EM BER B A N K S -A S S E T S A N D LIA B IL IT IE S A SSE TS [In th o u s a n d s of d o llars] Loans and investm ents State T o ta l, a ll S t a t e s ................. N England: ew M aine.......................... N Hampshire.............. ew Vermont........................ M assachusetts................ Rhode Island................. Connecticut................... M Atlantic: iddle N York..................... ew N Jersey.................... ew Pennsylvania................ East North Central: Ohio............................ Indiana........................ Illinois......................... M ichigan...................... W isconsin..................... W North Central: est M innesota..................... Iowa......................... M issouri....................... North Dakota................. South Dakota................. Nebraska...................... Kansas......................... South Atlantic: Delaware...................... Maryland...................... District of Colum bia....... Virginia........................ W Virginia................. est North Carolina............... South Carolina............... Georgia........................ Florida........... ............. East South Central: Kentucky...................... Tennessee..................... Alabam a....................... M ississippi.................... W South Central: est Arkansas...................... Louisiana...................... Oklahom .................. a.. Texas.......................... M ountain: M ontana....................... Idaho.......................... W ing...................... yom Colorado....................... N M ew exico................... Arizona........................ Utah........................... Nevada........................ Pacific: W ashington.................... Oregon......................... California...................... M utual Savings B an ks 1 ........... N um ber of banks T o ta l Loans (includ ingover drafts) Reserves,cash, and bliga O bliga U.S. G O ov tions tions of ernm ent guaran States and direct teed by obliga U G political .S. tions ernm ov subdivi ent sions 6,814 91,569,159 18,676,062 66,783,630 O ther Corporate bonds stocks (in notes, cluding and de F.R. Bank bentures stock) 901,737 2,857,760 2,031,223 T o ta l R eserve w ith ash Federal C in Reserve vault B anks 318,747 25,860,038 14,260,532 1,270,707 8 5 65,499 33,663 0 2,314 2,214 10,901 6,397 4 259,150 39,033 203,883 0 3 5 40,525 19,304 8 4,039 47 3 3,576 6,184 5 137,777 26,084 101,111 3 16 5 2,577 3 6 24,182 1 1 0,951 2,057 4 0 90,411 26,061 54,775 6,526 7,675 21,618 52,751 10,101 809,119 470,556 64,105 1 4 3,313,499 752,397 2,468,957 5 2,869 104,772 62,778 1 6,856 3,873 1 490,777 70,513 400,900 3 5,766 1,742 1,891 249,622 101,853 20,806 4,620 21,678 14,080 6 872,491 109,906 720,316 4 67,997 5 3 27,585,610 6,388,339 19,722,584 210,168 575,082 563,326 126,111 5,750,286 4,220,602 1 9 2 3 2,855,071 448,474 2,171,513 34,002 108,189 80,094 12,799 642,314 336,266 54,949 9 83,010 151,176 353,200 50,083 1,733,651 982,953 112,602 6,516,997 1,044,845 4,834,683 77 6 8,702 1,310,188 707,510 87,156 4 7 4,491,848 947,993 3,234,898 40,230 168,115 91,910 1 2,185 501,840 214,450 35,072 2 8 1,367,430 200,059 1,047,062 22,980 61,237 33,907 2 4 4 7,915,644 1,519,519 5,805,987 59,045 277,183 233,995 19,915 2,239,737 1,273,092 94,062 7 4,538 829,308 460,580 58,491 2 8 3,286,135 481,922 2,570,155 28,491 108,323 92,706 2 7,988 36,722 33,081 2,119 397,696 186,900 20,018 1 3 1,348,091 181,621 1,086,560 6 2,342 441,498 203,078 1 5,639 2 9 1,486,201 290,342 1,115,853 11,612 35,345 30,707 0 9,642 54,510 11,679 1,136 247,421 110,989 14,022 11 746,333 142,575 526,791 6 1 6 2,193,159 505,457 1,508,028 31,344 83,677 41,030 23,623 812,454 379,257 23,268 7 98 9 2,025 2,471 1,450 1 9 41,539 19,506 7 4 135,951 21,416 109,437 2 2,284 7,561 3,040 1,105 2 6 52,796 21,811 5 6 156,952 33,405 112,341 0 5,054 30,298 8 4 238,936 109,233 8 6,645 8,687 17 571,376 102,398 424,055 4 9,854 9 6 298,039 11 4 8,899 2 4 588,739 109,447 435,715 13,515 21,626 1 7,490 6,080 7,351 1,163 73,289 28,909 2,904 9,665 1 246,707 35,990 186,458 7 2,089 273,362 144,898 1 ,684 7 78,296 3,988 5,589 14,487 8 977,861 173,412 7 0 3,038 7 9 16,830 9 1,468 228,771 131,369 15,674 1 636,198 101,935 512,128 8 8,050 28,971 20,523 2,659 363,944 159,486 26,307 14 1,022,207 239,576 722,428 9 6,463 12,966 1,164 173,178 63,541 12 2 ,7 1 8,586 1 6 440,518 73,726 337,613 0 1,205 257,174 98,110 15,120 6,033 25,509 6,929 5 661,712 150,117 471,919 4 1,513 11,219 4 6 119,688 35,554 3 8,803 2,742 2 255,056 50,426 188,720 8 4,634 31,667 11,176 1,601 325,457 144,050 14,524 5 799,923 204,672 546,173 9 6,614 41,895 7,645 1,443 352,894 133,801 22,105 6 789,195 134,849 596,749 1 1,299 15,182 12,584 1,537 262,242 111,517 13,448 1 3 674,417 147,402 496,413 1 9,649 71,747 12,553 3,335 370,337 172,189 21,463 7 977,854 225,138 655,432 8 1,364 252,403 104,647 16,694 8 640,307 120,260 442,072 11,520 56,207 3 8,884 7 0 23,148 7 3 0 82,590 28,729 4 30 3 2 168,678 32,230 111,860 6 4,358 7,237 20,828 4,555 5 0 151,507 57,487 8 7,343 6 313,852 54,110 226,542 6 6,979 50,210 4,513 1,682 304,335 1 41,366 16 1 ,3 1 4 754,236 138,896 551,956 0 4,570 54,734 4,829 1 ,421 375,098 150,363 1 ,747 2 5 698,079 152,140 480,385 1 1 5,227 1,488,408 610,589 61,227 5 8 2,873,655 768,871 1,955,854 40,301 88,543 14,859 3 3,339 3 3 102,004 45,966 7 4,356 7 250,157 31,747 207,434 4 2,908 4,542 2,570 2 222,897 39,726 175,432 6 4,325 58 9 2 6 81,768 31,688 4 4,600 28 0 2,776 1 6 54,016 15,540 7 2,813 3 91,530 17,655 69,388 7 1,327 4,637 11,050 11,702 8 0 270,719 112,670 8 9,460 9 537,565 97,155 412,141 2 2 106,429 25,660 73,863 7 69 5 4,467 1,642 1 8 59,177 17,626 3 3,639 2,998 1,678 1,069 2 3 66,139 27,356 1 5,766 7 191,191 43,223 142,010 3,060 9,556 1,623 4 1 113,894 57,284 6 4,224 37 288,254 62,989 210,565 4 54 9 1 0 23,881 0 12,718 4,669 1,870 93,599 14,617 73,337 22 8 3,312 58,865 7,803 1,897 405,925 213,362 24,615 5 1,404,509 246,264 1,086,368 6 8,321 48,819 25,233 8 4 230,950 133,547 14,835 5 3 854,867 115,049 656,591 2 1 0 8,188,064 1,736,421 5,759,899 160,880 383,583 134,771 12,510 2,165,466 1,230,984 92,879 1 3 11,163 2,336 7,456 1,115 224 32 1,979 929 134 STATES LOCATED IN TWO FEDERAL RESERVE DISTRICTS—CONDITION Connecticut—D ist. No. 2........ New Jersey—D ist. No. 2......... Kentucky—Dist. No. 4........... Pennsylvania—Dist. No. 4....... West Virginia—Dist. No. 4...... Louisiana—Dist. No. 6 ........ Mississippi—Dist. No. 6........ Tennessee—D ist. No. 6 Indiana—Dist. No. 7................... Illinois—Dist. No. 7 ................. Michigan—Dist. No. 7........... Wisconsin—D ist. No. 7......... Missouri—D ist. No. 10........... New Mexico—Dist. No. 10....... Oklahoma—D ist. No. 10............... Arizona—D ist. No. 12................... 1 216,118 35,094 174,600 7 2 6 2,368,956 381,440 1,806,836 0 5 171,080 35,545 125,937 7 2 4 2,432,036 339,983 1,851,193 2 1 73,247 15,300 50,217 2 2 617,534 111,388 453,725 9 1 147,397 29,139 95,957 7 6 619,284 100,973 456,131 7 1 0 1,180,099 171,869 900,180 7 3 9 7,488,247 1,452,953 5,491,118 2 1 7 3,186,902 468,867 2,494,475 8 1 2 1,239,944 163,902 1,002,415 2 4 800,075 174,847 547,019 6 8 66,189 13,051 47,278 2 5 688,311 149,477 474,831 0 5 163,044 38,897 119,286 2,189 98 6 2,788 29,398 88,394 51,817 63 8 6,013 2,351 17,936 50,481 142,902 74 1 3,806 2,952 6,369 41,249 3,887 7 9 20,943 4 34 1 2,574 48,621 8,260 21,214 54,692 30,305 55,694 249,040 220,239 27,748 103,840 87,629 7,549 33,598 30,551 19,745 40,551 12,623 62 5 3,685 1,443 4,561 53,224 4,824 2,967 62 5 1,063 1 These banks, two in Wisconsin and one in Indiana, are included in the figures for those States. 4 9 52,420 26,796 7 11,071 518,099 271,501 5 1 82,651 26,869 5 29,541 654,265 368,881 8,901 2 8 20,469 5 9 6 226,655 120,614 1 2 5 69,877 25,017 9 2,725 244,436 104,149 1,839 424,082 187,967 19,203 2,088,559 1,212,255 4,343 802,390 449,061 1,929 359,078 173,517 5,290 379,574 155,804 8 0 28,533 8,995 1,394 366,011 147,867 1 9 54,988 22,910 7 5,814 41,836 5,251 43,257 1,842 11,669 3,609 16,055 29,050 86,406 56,055 17,773 8,191 1,576 1 1,351 5,040 *5 O F BA NK S O N DECEM BER 3 0 , 1 9 4 4 , B Y STA TES ASSETS [In th o u s a n d s o f d o llars] bank balances Demand balances with Other Balances with banks in balances U. S. (ex banks in with foreign cept pri banks vate in U .S . countries banks, etc.) 6,315,142 18,807 13,096 9,393 136,396 16,337 94,358 263,983 193,301 384,760 316,175 206,060 533,680 205,837 140,974 151,929 99,769 241,773 17,902 24,946 92,148 154,885 31,918 77,564 58,763 120.447 83,529 96,405 63,915 91,598 158,208 99,964 143,675 106,107 45,832 77.053 95.054 184.447 655,592 44,843 36,366 33,575 118,708 36,198 25,647 35,272 6,009 98,348 37,752 335,844 39,288 Cash items in process of col lection 16,824 3,957,545 Bank premises, furni ture, and fixtures 816,540 Other real estate owned 41,073 6 r6,502 1,924 2 7 6 3 7 14,076 1,802 4 5 1 5 1,751 1.115 1 5 2 9 1,509 3 2 136,211 33,720 1,975 4 9 5 7 5 13,745 6,805 32 0 38 3 1 6 32,141 13,900 2 27 5 4,305 11,085 1,082,314 230,604 9,803 57,113 39,781 5,446 64 7 11 2,651 3 6 250,299 88,297 11,414 8 2,135 1 9 197,023 46,600 1,099 8 60 9 3 6 45,532 11,538 8 5 2,851 5 0 335,532 34,499 2 25 8 46 7 6 8 103,296 19,880 2 10 5 1,240 2 48,539 11,345 5 2 9 70,124 6,903 26 8 3 22,620 4,218 21 6 9 166,811 12,027 3,792 1,250 2,090 1,260 4 2,991 1, 8 . 12 3. 30,907 4,527 1 3 14,043 4,759 12 9,379 1,359 19 7 6 7 33,116 9,197 3 23 0 22,872 13,957 '16 15 4 56,766 12,665 98 3 58 3 13,283 5,494 14 0 34 1 1 5 47,524 5,718 5 8 11,055 1,909 31 6 7 5 29 4 75,032 10,025 30 9 38,437 11,579 37,061 5,370 22 5 1 3 1,388 3 31,619 11,441 31 7 59 8 2 8 24,148 7,314 1 24 2 3,666 2,020 5 3 8 9,538 2,361 86 19 0 31 4 51,242 9,501 38 2 1,730 26,811 7,020 2 3 2,230 3 0 158,410 35,281 1,369 6 35 1 6,266 2.115 1 8,150 1.407 94 6 2 11 2,077 79 6 5 3,688 26,180 2,676 100 10 5 1,564 63 8 6 0 10 7,118 1,341 22 4 4 3 18 3 16,975 1,842 1 7 5 3,149 15 3 89 2 4 1,598 2 2 67,730 7,644 7 3 3 11 3 2 44,662 6.408 3 1 5 4,373 1,331 500,055 61,503 1,617 68 43 873 Assets in directly repre senting real estate Custom ers’ liability on accept ances Income accrued but not collected 62,398 206,043 70,364 31 6 7 2 1 1,075 1,900 18 2 8,337 2,060 8,872 1,874 1 76 3 25 1 29 3 4,333 1,718 56 0 15 5 63 8 12 1,550 91 3 41 7 2 3 2 5 20 10,417 75 1 3 1 35,806 12 3 5,563 29 3 3,083 4 11 4 6 21 57 2 23 0 1 8 7 0 7 1 70 7 1 8 45 4 3 0 2,518 1,670 3,288 1,933 28 1 16 2 7 4 5 1,024 1 24*66i 12 6 2 4 2,492 O ther assets T otal a ssets State 80,139 118,705,754 T o ta l, a ll S ta te s 32 9 2 2 327,571 3 6 86 180,313 19 5 4 2 115,939 8,084 2,179 4,180,068 1,319 201 606,791 1,106 1 4 1,137,729 9 76,466 15,092 33,712,004 7,493 1,882 3,554,179 13,660 11,121 8,389,575 8,895 4,470 5,865,213 2,252 7 8 1,883,924 7 19,038 5,742 10,218,764 6,852 1,506 4,144,050 2,332 2,754 1,762,497 3,855 43 1,943,277 8 69 9 2 4 1,000,723 4 3,729 2,800 3,028,994 38 3 6 1 179,149 34 8 1 6 211,858 0 1,096 1,005 816,967 59 8 400 892,694 39 6 6 9 322,543 2,098 1,141 1,263,886 6 3 1,110 882,374 4 1,396 1,729 1,403,470 25 9 7 3 620,973 0 1,442 6 7 926,986 7 2 2 1,485 378,463 3 1.916 1,580 1,139,062 1,826 6 0 1,156,448 7 1,064 3 3 943,469 4 1,847 8 6 1,362,755 1 1,251 2,206 904,920 1 7 1 2 253,492 4 19 8 3 7 468,365 1 1,125 1,075,874 1,1 86 9 2 1 1,083,295 9 1.917 1,113 4,405,157 7 354,880 0 57 2 3 5 3 1 306,500 9 5 6 10 146,386 81 0 9 0 812,841 8 1 3 8 7 166,449 2 5 259,610 3 66 1 4 7 2 8 405,434 9 38 3 4 0 119,101 5 3,249 1 4 1,821,677 5 3,002 3,636 1,098,902 19,382 6,978 10,470,163 N England: ew M aine N Ham ew pshire Verm ont M assachusetts Rhode Island Connecticut M Atlantic: iddle N Y ew ork N Jersey ew Pennsylvania East North Central: O hio Indiana Illinois M ichigan W isconsin W North Central: est M innesota Iow a M issouri North Dakota South Dakota Nebraska Kansas South Atlantic: D are elaw M aryland District of Colum bia V irginia W V est irginia North Carolina South Carolina G eorgia Florida East South Central: Kentucky Tennessee A labam a M ississippi W South Central: est A rkansas Louisiana O klahom a Texas M ountain: M ontana Idaho V yom V ihg Colorado N M ew exico A rizona Utah Nevada Pacific: W ashington O regon California 70 13,252 M utual Savings Banks OF BANKS LOCATED IN FEDERAL RESERVE DISTRICT SPECIFIED 14,942 154,323 47,852 162,020 7,362 50,428 37,871 110,331 168,276 466,210 194,176 119,609 121,763 16,928 178,598 20,870 54 9 20 5 79 1 3 0 31 4 1,355 60 3 2,851 41 0 1,207 1,185 10 5 1,715 1 0 10 1 1 1 6 1 2 1 3 6 52 0 62 6 2 5 3 0 4,758 49,834 2,429 79,327 2,334 43,582 3,380 12,546 38,123 320,317 102,071 46,947 92,601 84 8 26,480 6,158 4,437 30,292 2,381 33,936 63 3 7,648 1,801 7,516 9,187 30,737 18,710 10,219 3,417 41 4 6,850 1,189 15 3 3,346 8 2,697 10 37 2 2 3 30 7 6 5 13 6 11 4 2 3 19 6 S 7 1 9 4 3 18 2 1,688 20 1,919 2,348 . . . ,4 75 2 25 1 20 3 45 9 1,670 4 5 31 12 3 5 9 1,933 7 1 8 2,940 4 11 28 1 23 3 6,486 8 5 5,573 10 7 1,596 9 1,429 2,128 18,554 6,833 2,139 1,155 11 86 9 66 1 4 8 1,217 10 4 2,771 8 4 67 3 14 1 48 7 63 8 5,530 1,493 2,710 1,244 3 20 8 18 2 273,550 2,930,216 256,365 3,133,256 94,613 858,678 219,228 873,535 1,616,244 9,635,455 4,016,688 1,614,354 1,186,093 95,234 1,064,255 220,053 Connecticut— N 2 Dist. o. N Jersey— N 2 ew Dist. o. Kentucky— N 4 Dist. o. Pennsylvania— N 4 Dist. o. W V est irginia— No. 4 Dist. Louisiana— N 6 Dist. o. M ississippi— N 6 Dist. o. Tennessee— N 6 Dist. o. Indiana— N 7 Dist. o. Illinois— N 7 Dist. o. M ichigan— N 7 Dist. o. W isconsin— N 7 Dist. o. M issouri— N 1 Dist. o. 0 N M ew exico— N 1 Dist. o. 0 O klahom Dist. N 1 a— o. 0 Arizona— N 1 Dist. o. 2 16 ALL M EM BER B A N K S -A S S E T S A N D L IA B IL IT IE S O F B A N K S LIA B IL IT IE S [In th o u s a n d s of d o lla rs] Tim deposits e Demand deposits State T o ta l Individu als, part nerships, and cor porations States United and po States litical Govern sub ment divisions Certified Banks I Banks and in foreign officers* United coun checks, States etc. tries T o ta l States Indi Banks and United viduals, States in politi Banks artner- Gov Postal foreign cal ips, and ern savings sub- United coun States tries corpora ment divitions E Total, all States...... 91,599,715 56,270,259 18,508,900 3,743,572 10,880,788 944,952 1,251,244 19,316,831 18,806,720 101,121 3,841 347,212 47,087 N England: ew 8 1 6 33 9 2,605 106,286 105,671 1 5 7,384 M aine........................ 195,963 132.891 41,211 11,853 5 5 7 5 0 2,732 33,244 32,738 3 8 6,194 N Hampshire............ 130,414 83,121 29,208 9,159 ew 20 9 3 3 1,218 48,228 47,804 11 1 7,639 2,926 56,222 43,357 Verm ont..................... 3,340,680 1,996,187 855,113 134,121 300,386 16,944 37,929 506.156 502,972 2,612 1 9 5 6 38 9 0 M assachusetts.............. 5 0 1 30 6 0 67 7 6,731 2 106,281 17,049 10,695 Rhode Island............... 420,130 278,549 225,081 31,068 28,948 8 5 16,371 147,583 146,540 1,774 2 5 13 4 188,963 190,905 873,356 571,888 Connecticut................. M Atlantic: iddle 29,822 5,382 N York................... 28,440,365 16,214,533 7,216,092 518,906 3.235,487 852,600 402,747 2,476,246 2,417,221 13,971 ew 1 5,050 1 4 5 37,342 2 4 1,416,4"" 502,899 N Jersey................. 2,170,338 4,019,635 1,085,951 176,997 626,728 9,167 36,366 1,164,554 1,155,705 3,685 ew 46,763 5,186 39,998 1,660,806 1,605,106 3,198 136,034 5,917,513 Pennsylvania............... East North Central: 0 33 1 776,094 Ohio......................... 4,021,781 2,719,846 228,215 149,733 315,818 2,495 57,795 1,509,314 1,433,672 1,545 41 71,759 3,160 1 3 4 1 3 120,524 118,891 1 9 19,230 383.856 378,129 ,231 39 50,391 3,828 1,404,377 917,378 Indiana................... . 8,138,668 4,801,827 1,720,148 262,292 1,278,760 16,415 59,226 1,527,258 1.475.443 1 13 Illinois.................... 2,690,261 1,802,344 518,981 159,259 1 7 5,013 i , i 34 6 1,093 74,621 M ichigan.................... 1,190,790 740.347 250,687 53,949 128,287 3,116 31,940 1,274,609 1,267,293 41 5 5 1,074 8 9 3 4 21 17,229 475,828 473,428 9 W isconsin................... W North Central: est 2 2 37 6 736,410 367,601 78,136 275,937 1,742 23,136 350,359 347,194 1,803 1 8 1,746 9 4 1.482.962 M innesota................... 769,757 428,006 140,680 7 3 2 5 4 0 6,536 179.502 177,601 110,392 Iowa.......................... 2,515,456 1,280,894 357,734 84,103 758,757 1,566 23.009 358,033 352,478 3,77“ 1 4 1,516 18 1 4 93.496 M issouri..................... 5 13 3 10 1,158 35,682 35,534 9,824 3,528 North Dakota.............. 135,053 102,673 17,870 18,453 9 72 7 2 5 1,294 36,612 35,806 6,975 116,504 19,153 163.332 South Dakota.............. 702,344 428,620 96,810 28,199 143,968 2 4 2 8 4,747 74,700 74,540 100 Nebraska.................... 783,382 498,054 88,059 94.449 97,078 3 9 6 2 5,742 67,152 65.651 1,258 Kansas...................... South Atlantic: 1 5 19,037 19.054 3,134 213,062 47,305 2,523 103,645 4 6 5,630 221,134 214,600 1.609 271,654 Delaware.................... 978,893 543,200 283,808 42,725 1 1,548 3,359 8 5,089 2 M aryland.................. 7 5 2 5 1 9 8,388 156,106 155,98" 7 44,968 9 103,196 671,992 District of Colum bia...... 1.012.963 513,700 209,166 46,785 153,901 1,661 19,624 300,819 284,629 8,404 7 6,891 8 4 2: 88 Virginia..................... 453,684 583,399 105,413 32,809 35,140 4 6 1 26 44 1 8,545 123,781 122,848 212 271,777 W Virginia............... est 3 6 27 82 6 9,791 93,310 88,734 3,471 North Carolina............. 790.780 406,358 141,186 67.496 165,949 3 5 7 5 4 21 4 3,702 43,645 42,213 6 0 20,054 40,768 South Carolina............. 318,644 219,817 125,829 34,303 202,756 2 13 16 4 3 9 10,606 138,691 135,985 2,398 1 8 Georgia...........,.......... 941,733 537,677 120,595 64,847 155,040 1,452 11.010 140,985 130,456 3,726 1 5 6,032 75 6 76,577 595,800 960,474 Florida...................... East South Central: 5 14 9 9 1 7 7,803 105,395 103,111 1,978 19,806 148,904 Kentucky................... 781,200 489.348 115,339 58,423 295,310 8 9 4,132 3 5 8 9,941 215,026 204,377 5,620 548.891 Tennessee................... 1,081,050 452,559 168,485 75,210 76,432 3 22 28 30 6 4,683 149.857 147,876 I,361 94,370 703,536 Alabama..................... 3 1 1,265 39,286 36.660 2,595 M ississippi.................. 202,154 107,496 25,665 20,296 47,132 W South Central: est 9 4 22 51,857 1,090 53,173 2,609 38,436 Arkansas.................... 392,722 256,329 94,780 31,233 64,115 6 Louisiana................... 876,588 516,420 112,577 63,471 189,520 4,233 28,164 144,835 136,858 4,819 1 3 3,095 2,540 1 1,053 3 65.660 1,294 70,660 1 80.450 158,242 13 1, Oklahom a................... 945,511 572,241 ,0 1 2 Texas........................ 3,885,120 2,472,049 487,560 170,338 660,458 5,160 89,555 ‘ 303,783 277,133 5,690 4 4 19,505 1 3 M ountain: 36 7 1 7 5 2 3,058 53,685 53,235 196,312 26,247 32,323 26,346 284,286 Montana..................... 237,732 186,928 21,520 21,978 15 0 11 2,129 56,552 54,824 1,612 5,177 Idaho........................ 113,562 80,556 10,701 10,877 10,382 65 8 0 1 22 5 2 1,043 24,336 23,576 W ing.................... 631,906 yom 15 2,923 6 5 9 5,724 138.502 134,614 7 5 448,461 64,999 19,216 93,448 Colorado.................... 6 11 1,787 20,593 20,473 102 9,099 99.371 12,802 16,636 139,695 N M ew exico................ 13 5 4 2,407 24,507 15,278 Arizona...................... 205.333 158,509 31,446 23,995 46,754 9 4 3,688 44,758 44.652 1,795 13 1 20 4 2,099 88,130 86,144 1 8 193,552 297,850 Utah......................... 0 1,756 31,788 31.653 61 4 58,261 10,817 10.450 81,925 Nevada...................... Pacific: 72 35 2 2 21 17,534 373,101 370,470 1,563 84,663 W ashington................. 1,377,104 919,865 267,104 63,803 86,151 1,.78' 13,488 271,117 266,125 13 5 4 4,630 15 9 38,779 4 2 548,503 118,266 783,262 O regon...................... 6,635,218 4,750,274 954,503 372,748 363,050 21,73'3 172,906 3,287,816 3.183.444 II,431 31 84,457 7,123 6 1 California......... ......... 12,085 12,090 M utual Savings B anks ......... STA LO A IN T O FEDERALRESERVEDISTRICTS-CONDITION TES C TED W 111 . 7 3 9 2,960 70,014 6 , 1 127,785 41,779 7,375 6, 3 9 186,218 Connecticut— No. 2.. Dist. 3,565 1,982 81, 33,191 987,273 9 3 , 51 56 ,766,526 1,146,484 421,945 129,091 N Jersey— N 2... ew Dist. o. 18 8 1 7 1,310 47,280 47, 5 4, 0 1 152,944 23,825 8,545 190,675 Kentucky— N 4.... Dist. o. 2 4 13,086 6 202 5 5 5 4, 8 358,494 48,277 2 3 2 7 4,3 11,953 573,882 52 , ,209,101 1,546,637 Pennsylvania— No. 4 Dist. , 25 0 5 3 , 23,489 1,341 5 2, 9 3 31,409 21,644 2,478 59,825 W V est irginia— N 4. Dist. o. 5 3,095 . 3 4,819 4,158 120,751 112, 4, 9 402,415 78,378 54.637 1 9 3 9 693,220 Louisiana— No. 6.... Dist. 2 . 3 2,595 3 1,145 36,255 3 , 9 84,972 22,014 17,806 46, 6 8 172,635 M ississippi— N 6... Dist. o. 5 " "827 ’ 6 5,620 4, 8,157 153,010 1 2 0 5, 8 359,032 118,727 39,196 1 3 36 678,492 Tennessee— N 6.... Dist. o. 6 6 1,545 30 5 1 9 13,555 331,031 32 , 3 778.241 201,880 108,005 1 0 1 3 3 ,203,183 Indiana— N 7...... Dist. o. 3 36,926 . 5 1,217 1 ,717,242 4,557,262 1,677,634 239,846 1,169, 9 7 16,415 56,168 1,397,468 1,359, Illinois— N 7....... Dist. o. 4,796 1,083 21 3,115 31,332 1,216,571 1,209, 7, 507,887 152,258 1 4 002 ,629,824 1,761,230 M ichigan— N 7.... Dist. o. 90 5 4 3 40 1 6 , 9 2, 6 681.241 235,675 49,400 1 4 7 0 2 1 16,265 419,225 416 ,107,632 W isconsin— N 7. ... Dist. o. 20 2 4 6 3 6 431,843 123,310 26.637 4 4,168 2 9 12,612 76,369 7 , ,058,809 M issouri— N 1 — Dist. o. 0 1. 100 11 6 1,056 16,364 1, 7 8 16 8,708 12,664 44,664 75,268 N M ew exico— No. 1 Dist. 0 1 1,294 1 3 1,053 4 1 ,779 13 21,412 69,668 6 , 5 559,656 111,257 78,380 17 928,597 O klahom Dist. N 1 a— o. 0. 5 5 6 9 3,104 35,704 3 3 2 34 137,128 21,490 12,178 176,303 A rizona— No. 12..... Dist. , x7 D ECEM BER 30, 1 944, BY STA TES L IA B IL IT IE S A N D C A PIT A L A C C O U N TS [In t h o u s a n d s of d o lla rs ] T o tal deposits 110,916,546 302,249 163,658 104,450 3,846,836 567,713 1,064,261 30,916,611 3,334,892 7,578,319 Bills payable and other bor rowed money 111,255 25 6 2,270 60 5 105,425 10 9 15 5 290,708 1,200,027 828,098 1,313,782 \ 577,465 884,090 362,289 1,080,424 1,101,459 Other liabili ties 72,289 1,000 11,774 70 4 3 1 41,914 10 3 6,557 29 3 3,156 4 1 1 5 0 2 1 50 3 40 5 1 4 5,531,095 1,788,233 9,665,926 3,964,870 1,666,618 1,833,321 949,259 2,873,489 170,735 199,944 777,044 850,534 Accept ances out stand ing 60 5 1 2 6 0 23 0 1 8 7 0 886,595 1,296,076 853,393 241,440 1 8 41 6 7 445,895 1,021,423 1,016,171 4,188,903 2,598 28 1 16 2 20 0 337,971 294,284 137,898 770,408 160,288 250,091 385,980 113,713 12 6 2 4 3,141 1,750,205 1,054,379 9,923,034 Capital Surplus Undi vided profits 637,888 111,737,978 2,469,041 3,047,594 1,008,503 65 9 21 3 38 6 26,165 2,592 3,936 364,162 7,675 27,318 18,169 3,158 41,814 9,987 3,879 6,881 1,059 7,193 31 3 51 1 1,157 1,086 1,367 3,805 2,662 4,336 1,174 2,834 96 2 3 , 10 4 2,950 2,384 3,023 2,046 38 4 59 1 4,524 2,254 7,481 47 1 54 0 13 1 1,716 3 0 96 1 82 9 56 3 4,675 3,467 50,482 34 1 2 ,0 9 7 T o tal liabil ities 302,944 164,154 104,818 3,887,045 571,045 1,068,878 31,428,112 3,342,887 7,612,349 5,549,503 1,791,391 9,710,896 3,974,861 1,670,508 1,840,252 950,339 2,882,212 171,066 200,455 778,665 851,620 292,075 1,203,844 830,760 1,318,828 578,639 887,127 363,233 1,083,634 1,104,409 888,979 1,299,117 855,900 241,795 446,414 1,028,545 1,018,643 4,196,710 338,388 294,788 138,011 772,124 160,318 251,007 386,872 114,249 1,755,042 1,057,870 9,976,657 1 2 ,1 3 1 9,961 5,800 4,777 97,644 11,995 28,369 724,032 92,441 218,336 142,865 37,313 192,627 70,270 37,828 38,003 18,621 63,215 3,286 4,753 15,705 17,257 8,277 21,190 16,950 34,143 17,243 13,040 6,225 22,262 20,705 21,361 25,493 19,855 5,363 8,353 18,279 24,403 87,009 7,049 4,910 2,801 12,882 2,405 3,700 7,510 1,570 25,828 12,781 182,356 9,184 6,573 3,563 128,642 17,052 26,690 1,115,179 76,194 417,365 112,106 34,723 201,223 61,699 32,448 40,884 19,187 45,076 2,735 3,884 13,236 14,786 17,692 26,234 22,100 31,287 16,800 17,989 5,379 22,732 22,654 24,132 24,856 17,966 5,584 7,927 19,163 21,748 78,885 5,389 3,673 3,115 14,613 2,495 3,458 6,758 1,783 20,545 15,839 204,369 4,481 3,062 1,970 43,169 3,383 9,849 340.772 25,828 95,829 39,292 15,594 58,534 20,308 13,487 15,091 8,341 31,317 1,524 1,934 5,815 7,312 4,308 8,716 10,936 12,733 6,349 4,619 2,225 5,986 5,659 6,959 9,831 8,086 38 5 4,444 7,076 14,495 30,512 3,393 2,071 1,915 9,461 20 3 1,114 2,636 1,449 12,615 9,049 74,386 Reserves for con tingen T otal cies cap ital and ac other counts capital ac counts Demand deposits adjusted (see note 1, page 1) 442,638 6,967,776 63,087,686 57,307,530 1,001 ’7 4 2 81 1 2 , 58 3 6 3,316 3 93 *4 103,909 16,829 45,696 21,447 4,903 55,484 16,912 8,226 9,047 4,235 7,174 58 3 82 3 3,546 1,719 11 9 3,902 1,628 6,479 1,942 4,211 1,401 4,448 3,021 2,038 3,458 3,113 32 9 1,227 2,811 4,006 1*4 201 61 6 1,058 54 4 3,761 1,001 31 3 1,658 5 0 7,647 3,363 32,395 130,362 140,847 85,173 90,936 38,067 45,750 2,218,140 2,032,026 286,646 288,584 523,201 587,186 2,283,892 19,937,591 16,053,872 211,292 1,425,761 1,572,730 777,226 4,202,717 3,945,368 315,710 2,740,116 2,730,351 92,533 932,728 1,011,600 507,868 5,556,294 4,787,813 169,189 1,866,339 1,890,247 91,989 755,697 762,986 103,025 895,356 767,558 50.384 510,486 496,025 146,782 1,754,477 1,230,588 8,083 97,901 105,269 11,403 117,857 133,260 38,302 484.267 430,659 41,074 531,808 584,202 30,468 184,259 211,836 60,042 586,296 557,898 51,614 492,848 499,295 84,642 635,209 593,042 42,334 253,011 299,848 39,859 508,744 436,121 15,230 204,500 246,767 55,428 654,610 538,098 52,039 650,048 644,950 54,490 530,768 479,896 63,638 740,159 585,636 49,020 483,567 508,304 11,697 129,621 125,391 21,951 270,817 280,633 47,329 638,735 536,813 64,652 626,883 647,768 208,447 2,602,536 2,573,532 16,492 207,453 225,427 11,712 172,824 202,885 8,375 68,512 90,399 40,717 424,852 447,221 6,131 90,638 116,230 8,603 149,677 170,357 18,562 215,399 202,671 4,852 63,580 67,318 66,635 948,435 954,332 41,032 584,541 581,132 493,506 4,878,180 4,795,873 24,627 16,159 11.121 293,023 35,746 68,851 91 25 1,121 7,567 5.323 1,528 73,371 64,336 20,260 7,440 7,226 2,753 68,348 210,019 31,896 3,990 4,410 2,098 14,598 15,025 6,153 4,548 4,820 28 7 1 8,326, 14,272 5,092 31,168 30,467 13,359 179,929 190,148 53,433 66,524 58,894 18,468 33,988 29,791 12,464 17,420 16,699 11,891 1,425 1,480 3 9 23,875 21,362 14,345 3,350 2,618 1,020 1,423 11,703 67 2 28,064 43 1 2,768 32 5 2,668 4,105 53,142 16,531 7,595 3,229 62 4 3,949 31 3 15,841 169,670 18,046 338,327 10,911 38,544 9,998 40,358 79,099 476,652 160,417 83,838 49,239 3,586 63,531 7,319 1,005 Net de mand de posits subject to reserve (see page 18) State T o ta l, all S tates New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Iowa Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California M utual Savings Banks OF BANKS LOCATED IN FEDERAL RESERVE DISTRICT SPECIFIED 60 5 9 0 3 1 10 3 2,598 7 1 8 3,013 4 11 28 1 76 9 6,527 34 6 11,887 38 8 3,565 33 3 1,657 2,931 41,080 9,872 3,648 1,676 1 6 2,241 77 2 257 ,709 2,760 ,546 238 ,319 2,794 ,929 83 ,702 820 ,134 209 230 833 ,177 1,537 ,145 9,158 ,803 3,856 ,271 1,530 ,516 1,136 ,854 91 ,648 1,000 ,724 212 ,734 125,008 133,362 Connecticut—D ist. No. 2 1,146,352 1,258,932 New Jersey—Dist. No. 2 117,030 160,370 Kentucky—D ist. No. 4 1,612,592 1,527,540 Pennsylvania—Dist. No. 4 28,783 32,894 West Virginia—Dist. No. 4 523,024 417,628 Louisiana—Dist. No. 6 111,622 100,543 Mississippi—Dist. No. 6 438,945 393,839 Tennessee—Dist. No. 6 802,541 861,678 Indiana—Dist. No. 7 5,259,032 4,532,959 Illinois—Dist. No. 7 1,829,390 1,842,749 Michigan—D ist. No. 7 710,381 699,959 Wisconsin—D ist. No. 7 723,494 378,491 Missouri—Dist. No. 10 49,503 57,500 New Mexico—Dist. No. 10 617,453 632,968 Oklahoma—D ist. No. 10 129,357 146,252 Arizona—Dist. No. 12 i8 ALL M EM BER B A N K S -R E S E R V E P O S IT IO N O N DECEM BER 30, 1944 [In thousands of dollars] Gross demand deposits All mem ber b a n k s ....................... Deductions allowed in computing reserves War loan and Series E bond accounts Net demand deposits subject to Other1 reserve Time deposits 91,599,715 18,241,712 10,270,317 63,087,686 19,316,831 Central reserve city banks..................... Reserve city banks................................... Country banks........................................... 31,608,633 8,067,891 1,474,06822,066,674 1,632,321 34,016,103 6,070,076 4,086,95623,859,071 7,788,247 25,974,979 4,103,745 4,709,293 17,161,941 9,896,263 All member banks, by districts: Boston.................................................. New York............................................ Philadelphia........................................ Cleveland............................................. Richmond............................................ Atlanta................................................. Chicago................................................ St. Louis ........................................... Minneapolis ....................................... Kansas C ity........................................ Dallas................................................... San Francisco .................................... Central reserve city banks: New York............................................ Chicago................................................ Reserve city banks, by districts: Boston................................................ New York ........................... ............. Philadelphia........................................ Cleveland ........................................... Richmond........................................... Atlanta............................................... Chicago.............................................. St. Louis ............................................ Minneapolis....................................... Kansas C ity...................................... Dallas.................................................. San Francisco..................................... Country banks, by districts: Boston................................................... New York............................................ Philadelphia........................................ Cleveland ......................................... Richmond............................................ Atlanta............................................... Chicago........................*...................... St. Louis ............................................. Minneapolis......................................... Kansas C ity ........................................ D allas................................................... San Francisco..................................... 4,830,547 1,211,110 462,856 3,156,581 962,388 30,393,109 7,614,013 1,570,14521,208,951 3,533,533 1,283,259 4,383,878 848,934 481,151 3,053,793 2,153,965 6,481,382 1,168,339 814,522 4,498,521 4,167,131 839,763 675,543 2,651,825 915,306 4,150,090 536,606 751,668 2,861,816 739,549 13,427,638 2,738,936 1,576,872 9,111,830 3,543,797 3,494,591 476,294 556,097 2,462,200 640,614 2,209,228 451,590 356,806 1,400,832 590,979 4,293,868 484,207 909,772 2,899,889 467,091 4,178,859 491,572 898,155 2,789,132 342,142 9,589,394 1,380,348 1,216,730 6,992,316 4,144,208 25,760,138 6,669,801 1,039,378 18,050,959 1,012,549 5,848,495 1,398,090 434,690 4,015,715 619,772 2,300,619 611,798 161,672 1,527,149 132,009 571,103 83,110 51,696 436,297 215,966 2,518,798 520,697 215,118 1,782,983 154,751 4,223,128 776,553 412,357 3,034,218 972,268 2,085,642 506,519 249,443 1,329,680 320,111 2,088,300 280,844 303,924 1,503,532 292,102 4,244,766 813,246 532,480 2,899,040 1,349,684 2,003,642 323,946 236,990 1,442,706 234,735 1,137,448 307,288 142,908 687,252 120,548 2,638,282 334,205 470,459 1,833,618 248,507 2,141,985 299,455 374,784 1,467,746 215,168 8,062,390 1,212,415 935,125 5,914,850 3,532,398 2,529,928 599,312 301,184 1,629,432 830,379 4,061,868 861,102 479,071 2,721,695 2,305,018 1,865,080 328,237 266,033 1,270,810 1,128,508 2,258,254 391,786 402,165 1,464,303 1,181,697 2,081,489 333,244 426,100 1,322,145 595,195 2,061,790 255,762 447,744 1,358,284 447,447 3.334,377 527,600 609,702 2,197,075 1,574,341 1,490,949 152,348 319,107 1,019,494 405,879 1,071,780 144,302 213,898 713,580 470,431 1,655,586 150,002 439,313 1,066,271 218,584 2,036,874 1 92,117 523,371 1,321,386 126,974 1,527,004 167,933 281,605 1,077,466 611,810 1 Dftmand balances with banks in United States, except private banks and American branches of foreign banks, plus cash items in process of collection. The difference between the figures shown in this column and the figures shown against the corresponding captions under ‘ Assets is accounted for by an excess of allowable deductions over gross demand deposits at a number of banks. . ,. , ^ • j * 2 Reserves actually required are based on deposits at opening of business. The figures m this column, therefore, represent the reserves required to be maintained on the business day following the call date. Pursuant to the provisions of law, the Board of Governors of the Federal Reserve System PJC * scribed the following requirements as to reserves to be maintained by each member bank effective Oct. 3, 1942. Time deposits 6 per cent for all member banks; N et demand deposits—20 per cent for Central reserve city banks, 20 per cent for Reserve city banks, and 14 per cent for Country banks. * As reported by member banks. These figures differ from those shown by the Federal Reserve Banks’ books because of a lack of synchronization ol entries on the books of the Federal Reserve Banks and the member banks. ALL MEMBER ;BA N K S—PLEDGED 1ASSETS A N D SECURED A N D PREFERRED LIABILITIES O N DECEMBER 30, 1944 [In thousands of dollars! _________ Central reiserve city membeirbanks New York P led g ed a sse ts (and s ec u r ities lo a n e d )—T o t a l............... United States Government obligations, direct and guar anteed pledged to secure lia b ilities................................. Other assets pledged to secure liabilities ........................... Assets pledged to qualify for exercise of fiduciary or cor porate powers, and for purposes other than to secure Chicago All national member banks All State member banks 9,328,138 7,444,976 1,676,048 8,994,545 6,638,391 221,989 226,073 4,541 24,753,960 452,603 15,701,502 9,052,458 69,655 382,948 65,454 15 9 276,086 33,461 99,097 4,425 23,059,335 13,882,498 22,161,147 83,548 272 13,834,115 8,327,032 35,368 48,180 6 9 23 0 814,368 5,245 3,756 Secured a n d preferred lia b ilitie s —T o t a l................... 7,659,870 1,635,480 A ll m em ber banks 16,187,972 1,685,049 157,517 29,310 Deposits secured by pledged assets...................................... Borrowings secured by pledged assets................................. Other liabilities secured by pledged assets........................ Deposits preferred under provisions of law but not secured Country member banks 25,516,110 7,636,344 ...................................... Securities loaned ................. Reserve city member banks 9,268,688 47,870 20 0 8,023,123 6,926,029 5,740,862 1,635,073 7,940,583 5,615,902 15,548 68,000 5 7 7 12 9 16 109,355 82,533 25 1 622,265 6,969,589 814,368 176,989 29,036 9,176,837 ST A TE M EM BER B A N K S -A S S E T S A N D LIA B ILIT IES O N DECEM BER 30, 1944, BY FEDERAL RESERVE D IS T R IC T S [Amounts in thousands of dollars] Federal Reserve district T o ta l Boston ASSETS L oans and in v e s tm e n ts .............................................................................................................. Loans (including overdrafts)................................................................................................ United States Government direct obligations.................................................................. Obligations guaranteed by United States Government.................................................... Obligations of States and political subdivisions.............................................................. Other bonds, notes, and debentures.................................................................................... Corporate stocks (including Federal Reserve Bank stock)........................................... Reserves, cash , and bank b a la n c e s....................................................................................... Reserve with Federal Reserve Banks................................................................................. Cash in vault.................................................................................................................................. Demand balances with banks in United States (except private banks and American branches of foreign banks)................................................................................................. Other balances with banks in United States.................................................................... Balances with banks in foreign countries........................................................................... Cash items in process of collection..................................................................................... Due from own foreign branches.................................................................................................. Bank premises owned and furniture and fixtures.................................................................... Other real estate owned................................................................................................................. Investments and other assets indirectly representing bank premises or other real estate. Customers’ liability on acceptances............................................................................................ Income accrued but not yet collected........................................................................................ Other assets...................................................................................................................................... T o ta l a s s e ts . T o ta l liabilities . ?land eT mond Atlanta Chicago St. Louis Minne- Kansas apolis City Dallas Frandsco 1,261,159 ,182,196 ,815,910 ,531,538 3,260 ,927 ,378,013 492,424 ,605,515 ,173,434 210,547 520,195 246,704 1,843,756 ',196,162 218,240 ,170,215 279,608 6 6 9 4 325,318 106,104 563,670 263,745 41,258 121,256 72,178 377,576 5, 9 U128,516 916,829 !,892,747 103,826 2,364 7 2 994,224 329,853 ,670,324 822,707 156,422 338,342 159,609 1,378,901 3 264,875 6,632 83,402 58,886 2 6 0 8,812 10,267 34,363 12,134 2,689 16,461 2,552 4,007 47 805,450 8,186 298,887 23,080 8 6 7 22,814 39,781 190,565 33,604 6,696 35,351 11,402 52,457 22 688,858 26,151 275,077 52,191 1 3 2 1 22,698 4,393 141,597 26,049 3,129 7,241 3 4 26,727 0 5 5 177,298 6,158 95,582 13,947 2 6 3 4,147 2,026 4,996 15,195 85 3 3 1,544 6 9 4,088 5 0 [,290,440 281,020 1,734,612 408,110 869 ,713 441 ,983 193,182 ,000,274 377/ 75,985 240,866 137,601 529,114 .,011,885 155,551 1,665,977 230,193 4 4 3 7 215,672 78,559 530,685 185,605 32,884 96,579 50,311 275,492 9 7 388,162 23,479 126,117 22,491 5 , 5 7 29,006 10,423 62,327 15,395 4,218 5,349 6,969 22,841 94 ,504,456 9,816 7,257 .,368,864 217 304,963 22,916 22,724 19,683 84,388 31,782 67,306 204,912 82,235 193,266 126,179 83,144 305,275 113,162 35,458 84,990 74,746 133,783 39 5 2,724 1,648 80 4 73 7 2 7 1,515 5 15 2 19 38 4 5 9 1,049 1 6 7 6,226 5 9 5 100 29 4 4 4 7 1 2 9 6 428 34,258 728,656 71,538 121,588 70,253 20,795 100,223 63,646 3,275 53,601 5,510 95,521 27 1 16,834 158,481 22,086 31,915 19,444 5,937 21,247 8,424 3,193 1,594 14,420 1,094 8,022 5,959 3,557 404 35 2 3 5 2,469 1 3 9 102 604 2,898 7,044 7,093 2,111 2,023 1,173 2 2 9 19 3 20 3 6 3 17,566 9 7 11 6 5 3 3 5 9 5 3 4 1 1,038 2,734 53,580 3,748 7,926 2,780 1,091 6,474 1,625 9 9 3,267 25 2 89 3 96 5 9,906 3,264 4,799 2,263 2,093 2,583 1,475 6 15 1,169 1 5 2,954 5 ,681,192 ,049,589 ,037,067 720,099 ,445,299 233,886 46,068 1,292 942,627 44,004 ,325,514 27,128 481,580 96 5 403,037 22,224 ,377,803 323,788 ,245,117 322,295 20,869 1,125 ,287,832 557,108 728,222 20,798 345,905 931,346 468,529 235,924 ,811,366 771,855 567,353 ,768,715 ,421,773 099,104 957,331 785,516 361,752 556,641 311,045 2, 3,709 3,558 31,773 71,576 86,610 59,730 144,024 221,246 9 60 7 27 9 12,697 34,764 13,501 242,395 072,294 315,593 234,851 033,460 308,365 8,668 94 7 1 2 3,372 9 541 7 8 10 4 1 12 8 3 4 90,972 2 0 19,441 6,489 36,938 2,975 3 13,004 6 0 4,092 4 0 1,522 87 4 7,300 7,300 39 058,995 1,373,377 20 ,099,198 1,809,748 3,841,009 1,737,366 8,794 8,794 57,075 55,200 50 0 23,826 7 9 21,599 1 6 11 6 5 3 15,938 5 2 10,630 3 9 4 1,244 3 37 8 70 4 12,168 5,298 5 2 1,513 9 78 2 95,295 4,981 52,044 5,002 12,716 3,737 63,025 5 1 51,509 0 4 2 3,480 1,058 7 ,029,755 3,654 91,523 4,184 3 5 44 6 11 6 96,367 026,623 606,914 2,951 145,403 208,880 1,071 37,913 ,380,471 365,352 40 8 7 9 13,408 1,152 ,241,809 665,451 730,684 198,995 2,415 46,793 252,908 95 9 9,019 232,674 229,415 1,765 1 8 1,466 339,851 67,556 63 7 34,978 214,970 32 4 7,081 61,832 61,409 1 7 12 17 1 27 7 10 657,143 4,410,226 1,474,483 272,387 727,283 367,418 2,289,357 3 5 41 2 40 1 1,134 9 7 51 3 1,109 6,312 1,577 1,000 3 4 30 9 46 5 2,560 1,422 1 8 3 1 15 6 5 15 7 6 5 6 2 1,022 3 1 200 100 2 4 35 8 5 8 1,122 686 1,205 5,237 2,824 39,335,116 1,380,850 20,304,272 1,816,754 3,860,123 1,743,829 659,231 4,419,852 1,480,345 272,606 728,638 368,185 2,300,431 CAPITAL ACCOUNTS T o tal cap ital a c c o u n ts........................... T o ta l liab ilities an d ca p ita l ac c o u n ts .. Net dem deposits subject to reserve (see page 18). and Dem deposits adjusted (see note 1 page 1)........ and , N ber of banks.......................................... um /fH ? ' delphia 42,038,272 1,488,425 21,805,338 1,981,805 4,181,109 1,846,963 695,087 4,637,676 1,565,443 288,335 766,441 386,294 2,395,356 LIABILITIES Dem and d e p o sits....................................................................................................................... Individuals, partnerships, and corporations................................................................ United States Government: War loan and Series E bond accounts................. Other................................................................................. States and political subdivisions...................................................................................... Banks in United States...................................................................................................... Banks in foreign countries................................................................................................. Certified and officers’ checks, cash letters of credit and travelers’ checks, etc. T im e d e p o s its ................................................................................. ....................................... Individuals, partnerships, and corporations................................................................. United States Government................................................................................................ Postal savings................................................... .................................................................. States and political subdivisions...................................................................................... Banks in United States..................................................................................................... Banks in foreign countries............................................................................................... T o ta l d e p o s its ........................................................................................................................... Due to own foreign branches................................................................................................... Bills payable, rediscounts, and other liabilities for borrowed money.......................... Acceptances outstanding........................................................................................................... Dividends declared but not yet payable............................................................................... Income collected but not yet earned...................................................................................... Expenses accrued and unpaid................................................................................................... Other liabilities............................................................................................................................ Capital.................. Surplus.................. Undivided profits....... Other capital accounts. £ eT York 37,106 479,908 53,437 92,670 36,995 13,520 79,614 42,678 720,415 81,497 178,608 43,505 15,226 77,292 14,557 217,024 21,706 26,330 14,715 5,162 31,007 13,234 83,719 8,411 23,378 7,919 1,948 29,911 2,703,156 107,575 1,501,066 165,051 320,986 103,134 35,856 217,824 40,272 6,766 13,012 8,438 44,248 26,360 5,036 12,906 6,576 31,535 14,784 3,157 8,401 2,753 17,522 7 0 3,484 3 2 1,620 7 3,682 4 85,098 15,729 37,803 18,109 94,925 42,038,272 1,488,425 21,805,338 1,981,805 4,181,109 1,846,963 695,087 4,637,676 1,565,443 288,335 766,441 386,294 2,395,356 22,364,488 20,013,867 1,789 714,297 12,626,042 1,051,828 1,897,220 752,069 10,410,281 1,072,036 1,942,083 46 29 5 8 4 29 1 FEDERAL RESERVE SYSTEM BOUNDARIES OF FEDERAL RESERVE DISTRICTS AND THEIR BRANCH TERRITORIES (CJjPVtt* == = BOUNDARIES OF FED ERA L R E SE R V E DISTRICTS — BOUNDARIES OF FEDERA L R E SE R V E BRANCH TERRITO RIES L BOARD OF GOVERNORS OF TH E FEDERAL R E SE R V E SYSTEM F E D E R A L R E S E R V E BANK C IT IE S • FEDERA L R E SE R V E BRANCH CITIES BOARD OF GOVERNORS OF THE. FEDERAL RESERVE S rS T IM
