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MEMBER BANK CALL REPORT NUMBER 115 CONDITION OF MEMBER BANKS APR IT, 24, 1950 V BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM WASHINGTON CONTENTS Assets and Liabilities: PAGE Of All Member Banks April 24, 1950, December 31, 1949, and April 11, 1949 1 Of All Member Banks on Selected Call Dates, 1945-1950 2 By Class of Bank 3 By Federal Reserve Districts 4-5 Assets and Liabilities of Member Banks in Each Central Reserve and Reserve City and of Country Banks in Each Federal Reserve District Assets and Liabilities of Member Banks, by States 6-9 10-13 Deposits and Reserves by Class of Bank and Federal Reserve Districts 14 Assets and Liabilities of State Member Banks, by Federal Reserve Districts 15 These statistics are tabulated from condition reports submitted by member banks following each official call, a minimum of three of which are required by law each year. The Comptroller of the Currency tabulates the national bank reports and publishes the results in the Abstract of Reports of Condition of National Banks. The Board of Governors of the Federal Reserve System tabulates the reports of State member banks and publishes the combined statistics of national and State member banks in the Member Bank Call Report. Member banks are classified according to their reserve requirements as central reserve city banks, reserve city banks, or nonreserve city ("country") banks. A member bank that has an office in a central reserve city is classified as a central reserve city bank; a member bank that has an office in a reserve city, but not in a central reserve city, is classified as a reserve city bank; a member bank that does not have an office in a reserve or central reserve city is classified as a country bank. However, some banks in outlying sections of central reserve cities have permission to maintain the reserves required of reserve city banks or country banks; and some banks in outlying sections of reserve cities have permission to maintain the reserves required of country banks. Condition reports of member banks are tabulated in accordance with the reserve classifications of the banks. Since a member bank that has two or more offices, whether in the same city or in different cities, submits a consolidated condition report, the report is tabulated according to a single location (that of the bank's head office, unless it has a branch in a city where banks are subject to higher reserve requirements). The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve membership, mergers, etc., and by changes in the reserve classification of cities or individual banks. On October 6, 1949, nine central reserve city banks in New York City were reclassified as reserve city banks, and on February 16, 1950, three reserve city banks in New York City were reclassified as country banks. MEMBER BANK CALL REPORT ASSETS AND LIABILITIES OF MEMBER BANKS ON APRIL 24, 1950 COMPARED WITH DECEMBER 31, 1949, AND APRIL 11, 1949 [Amounts in thousands of dollars] Condition on— Apr. 24, 1950 Change since— Dec. 31, 1949 ASSETS Loans and investments 101,521,024 101,527,652 Loans (including overdrafts) 36,784,591 36,230,459 United States Government direct obligations ( 56,879,051 Obligations guaranteed by United States Government. . . } 55,575,473 ( 4,200 Obligations of States and political subdivisions 5,954,395 5,273,685 Other bonds, notes, and debentures 2,913,797 2,851,249 Corporate stocks (including Federal Reserve Bank stock) . 292,768 " 289,008 Dec. 31, 1949 93,834,682 34,905,095 } 51,361,882 4,636,598 2,649,015 282,092 Apr. 11, 1949 —6,628 +7,686,342 + 554,132 + 1,879,496 } - 1 , 3 0 7 , 7 7 8 { +4,213,591 + 680,710 + 1,317,797 + 62,548 + 264,782 + 3,760 + 10,676 Reserves, cash, and bank balances Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States Balances with banks in foreign countries Cash items in process of collection 27,932,502 15,642,560 1,652,695 31,317,298 16,428,505 1,521,177 30,978,407 19,186,013 1,609,386 -3,384,796 -785,945 + 131,518 -3,045,905 -3,543,453 +43,309 5,260,916 26,940 36,110 5,313,281 6,167,313 26,420 41,307 7,132,576 5,028,933 27,588 21,185 5,105,302 -906,397 + 520 -5,197 -1,819,295 + 231,983 -648 + 14,925 + 207,979 Due from own foreign branches Bank premises owned and furniture and fixtures Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected 35,519 922,994 16,847 48,124 907,387 14,932 40,758 887,672 14,427 -12,605 + 15,607 + 1,915 -5,239 + 35,322 + 2,420 68,770 147,420 258,785 128,133 68,681 169,724 260,497 116,633 59,737 149,491 223,092 162,200 + 89 -22,304 — 1,712 + 11,500 + 9,033 -2,071 + 35,693 -34,067 131,031,994 134,430,928 126,350,466 -3,398,934 +4,681,528 90,361,101 94,560,897 86,906,468 -4,199,796 +3,454,633 Total assets Demand deposits LIABILITIES Individuals, partnerships, and corporations United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc 69,364,512 2,686,514 6,099,572 9,150,132 1,342,534 71,588,593 2,837,587 6,017,370 10,623,190 1,309,597 66,766,174 2,563,280 5,848,945 8,855,023 1,410,930 -2,224,081 -151,073 + 82,202 -1,473,058 + 32,937 + 2,598,338 + 123,234 + 250,627 + 295,109 -68,396 Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital accounts 1,717,837 2,184,560 1,462,116 -466,723 + 255,721 29,605,473 28,212,782 164,641 4,916 1,073,538 26,509 123,087 29,323,701 27,934,245 170,923 4,255 1,050,523 24,361 139,394 29,104,984 27,885,483 118,340 4,416 1,029,969 27,315 39,461 + 281,772 + 278,537 -6,282 + 661 + 23,015 + 2,148 -16,307 + 500,489 + 327,299 +46,301 + 500 +43,569 -806 + 83,626 119,966,574 Time deposits Individuals, partnerships, and corporations United States Government Postal Savings States and political subdivisions Banks in United States Banks in foreign countries 123,884,598 116,011,452 -3,918,024 +3,955,122 498,555 391,123 315,187 + 107,432 + 183,368 252,143 160,668 23,871 228,750 404,318 149,893 11,030 198,763 59,558 203,350 350,381 158,223 199,084 163,584 14,233 162,894 355,438 179,986 + 241,113 -38,095 -35,687 + 25,400 +53,937 -8,330 + 53,059 -2,916 +9,638 + 65,856 +48,880 -30,093 121,684,772 125,257,026 117,401,858 -3,572,254 +4,282,914 2,917,728 4,261,297 1,742,036 426,161 2,886,969 4,215,117 1,647,547 424,269 2,868,904 3,945,344 1,688,444 445,916 + 30,759 +46,180 + 94,489 + 1,892 +48,824 +315,953 + 53,592 -19,755 9,347,222 9,173,902 8,948,608 + 173,320 +398,614 Total liabilities and capital accounts 131,031,994 134,430,928 126,350,466 -3,398,934 +4,681,528 MEMORANDA Net demand deposits subject to reserve (see page 14) Demand deposits adjusted 1 Pledged assets (and securities loaned) Number of banks 79,789,023 71,868,640 13,552,424 6,891 81,262,608 72,657,947 12,820,538 6,892 76,773,757 68,971,933 12,390,765 6,913 -1,473,585 -789,307 + 731,886 + 3,015,266 + 2,896,707 + 1,161,659 -22 1 Demand deposits other than interbank and United States Government, less cash items reported as in process of collection. 1 2 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON SELECTED CALL DATES MARCH 20, 1945 TO APRIL 24, 1950 [Amounts in thousands of dollars] 1945 Mar. 20 1945 Dec. 31 ASSETS Loans a n d i n v e s t m e n t s 90,523,939 107,183,445 Loans (including overdrafts) 17,219,067 22,775,207 United States Government direct obligations 78,322,769 Obligations guaranteed by United States 67,915,385 Government 15,705 Obligations of States and political sub2,989,135 3,254,356 divisions Other bonds, notes, and d e b e n t u r e s . . . . 2,520,773 2,096,970 Corporate stocks (including Federal Reserve Bank stock) 303,382 294,635 LIABILITIES D e m a n d deposits Individuals, partnerships, and corporations U. S. Government: War loan and Series E bond accounts. Other............ States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc. T i m e deposits Individuals, partnerships, and corporations United States Government Postal Savings. States and political subdivisions Banks in United States Banks in foreign countries Total deposits. Due to own foreign branches . ... . Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable. . . . Income collected but not yet earned Expenses accrued and unpaid Other liabilities T o t a l liabilities. CAPITAL A C C O U N T S Capital Surplus Undivided profits Other capital accounts Total capital accounts T o t a l liabilities a n d capital a c counts MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock Retirable value of capital: First preferred stock Second preferred Net demand deposits subject to reserve (see page 14) Demand deposits adjusted (see footnote on page 1) assets (and securities loaned) Pledged http://fraser.stlouisfed.org/ banks Number of Federal Reserve Bank of St. Louis 1948 Apr. 12 96,361,989 26,695,670 95,895,763 33,061,636 63,030,370 55,363,506 1949 Apr. 11 1950 Apr. 24 93,834,682 101,527,652 34,905,095 36,230,459 101,521,024 36,784,591 56,879,051 55,575,473 51,361,882 11,445 3,547,509 2,803,256 1949 Dec. 31 4,200 4,452,284 2,738,540 4,636,598 2,649,015 5,273,685 2,851,249 5,954,395 2,913,797 273,739 279,797 282,092 289,008 292,768 29,845,331 15,811,292 1,437,801 29,586,897 16,014,569 1,575,556 29,343,289 16,749,500 1,562,802 30,978,407 19,186,013 1,609,386 31,317,298 16,428,505 1,521,177 27,932,502 15,642,560 1,652,695 7,077,345 5,900,492 5,342,333 5,028,933 6,167,313 5,260,916 39,242 23,372 5,456,279 7,321 35,202 56,143 6,004,935 6,353 32,145 19,489 5,637,020 11,829 27,588 21,185 5,105,302 40,758 26,420 41,307 7,132,576 48,124 26,940 36,110 5,313,281 35,519 787,692 19,311 789,239 14,235 836,586 13,056 887,672 14,427 907,387 14,932 922,994 16,847 64,738 65,608 239,478 90,952 60,573 116,995 218,481 85,964 58,705 155,961 218,579 141,002 59,737 149,491 223,092 162,200 68,681 169,724 260,497 116,633 68,770 147,420 258,785 128,133 117,081,225 138,303,876 127,240,726 126,674,770 126,350,466 134,430,928 131,031,994 Reserves, cash, a n d bank balances 25,328,215 Reserve with Federal Reserve Banks. 14,604,842 1,364,659 Cash in vault . Demand balances with banks in United States (except private banks and American branches of foreign banks) 5,734,031 Other balances with banks in United 38,240 States Balances with banks in foreign countries 16,816 Cash items in process of collection 3,569,627 Due from own foreign branches. 1,633 Bank premises owned and furniture and 813,413 fixtures Other real estate owned . 36,639 Investments and other assets indirectly representing bank premises or other real 69,015 estate 47,063 Customers' liability on acceptances 168,729 Income accrued but not yet collected 92,579 Other assets Total assets. 1946 Dec. 31 88,419,025 105,395,466 90,917,359 88,040,639 86,906,468 94,560,897 90,361,101 59,409,352 62,950,086 69,126,705 68,093,185 66,766,174 71,588,593 69,364,512 12,149,569 258,986 4,029,652 10,250,299 1,015,799 21,945,123 233,971 4,240,421 12,333,313 1,242,626 2,473,253 198,748 4,914,500 10,644,127 1,353,444 | 2,115,433 5,569,956 9,133,001 1,374,534 2,563,280 5,848,945 8,855,023 1,410,930 2,837,587 6,017,370 10,623,190 1,309,597 2,686,514 6,099,572 9,150,132 1,342,534 1,305,368 2,449,926 2,206,582 1,754,530 1,462,116 2,184,560 1,717,837 20,547,527 24,274,368 27,252,542 28,631,741 29,104,984 29,323,701 29,605,473 20,003,833 97,421 3,728 377,871 53,549 11,125 23,712,364 95,742 3,487 398,892 46,283 17,600 26,525,446 110,499 3,481 550,970 43,346 18,800 27,615,909 98,270 3,328 872,364 32,749 9,121 27,885,483 118,340 4,416 1,029,969 27,315 39,461 27,934,245 170,923 4,255 1,050,523 24,361 139,394 28,212,782 164,641 4,916 1,073,538 26,509 123,087 108,966,552 129,669,834 118,169,901 116,672,380 116,011,452 123,884,598 119,966,574 182,432 211,181 194,878 280,726 315,187 391,123 498,555 285,124 56,354 26,738 39,710 288,164 97,959 208,094 75,965 53,023 46,244 346,321 104,290 30,129 132,104 53,132 81,354 356,375 128,062 234,747 172,431 10,694 140,536 328,854 224,066 199,084 163,584 14,233 162,894 355,438 179,986 11,030 198,763 59,558 203,350 350,381 158,223 252,143 160,668 23,871 228,750 404,318 149,893 109,943,033 130,714,952 119,145,935 118,064,434 117,401,858 125,257,026 121,684,772 2,484,156 3,084,315 1,112,062 457,659 2,592,364 3,383,332 1,115,849 497,379 2,691,775 3,595,445 1,287,268 520,303 2,751,651 3,848,392 1,512,005 498,288 2,868,904 3,945,344 1,688,444 445,916 2,886,969 4,215,117 1,647,547 424,269 2,917,728 4,261,297 1,742,036 426,161 7,138,192 7,588,924 8,094,791 8,610,336 8,948,608 9,173,902 9,347,222 117,081,225 138,303,876 127,240,726 126,674,770 126,350,466 134,430,928 131,031,994 2,484,765 29,142 135,035 8,484 2,312,104 2,592,773 27,438 107,205 7,035 2,451,095 2,691,986 21,642 77,382 6,045 2,586,917 2,751,727 15,585 56,950 4,215 2,674,977 2,868,904 9,993 53,165 3,081 2,802,665 2,886,969 9,498 46,674 2,962 2,827,835 2,917,728 9,298 45,759 2,894 2,859,777 218,825 176,310 133,945 107,542 101,697 92,177 89,406 13,825 11,948 10,558 8,085 6,250 5,911 5,781 66,968,747 70,918,241 76,540,041 77,062,588 76,773,757 81,262,608 79,789,023 61,174,745 21,894,389 6,823 64,184,154 29,872,453 6,884 70,242,852 11,764,847 6,900 69,780,651 11,174,295 6,932 68,971,933 12,390,765 6,913 72,657,947 12,820,538 6,892 71,868,640 13,552,424 6,891 3 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 24, 1950 BY CLASS OF BANK [Amounts in thousands of dollars] Central reserve city member banks 1 New York ASSETS Loans and investments 19,215,622 Loans (including overdrafts) 7,616,252 United States Government direct and guaranteed obligations ^ 9,986,779 Obligations of States and political subdivisions. 1,030,316 Other bonds, notes, and debentures 488,951 Corporate stocks (including Federal Reserve Bank stock) 93,324 Reserves, cash, and bank balances Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States. . . Balances with banks in foreign countries Cash items in process of collection 6,022,050 4,296,703 130,777 30,462 2,537 21,052 1,540,519 Due from own foreign branches Bank premises owned and furniture and fixtures. . . Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets LIABILITIES Demand deposits Individuals, partnerships, and corporations... United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc Time deposits Individuals, partnerships, and corporations United States Government Postal Savings States and political subdivisions Banks in United States Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities Capital CAPITAL ACCOUNTS Undivided profits Other capital accounts Total capital accounts Total liabilities and capital accounts — MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock Chicago Reserve city member banks 1 All member banks All national member banks All State member banks 5,091,345 38,287,379 38,926,678 101,521,024 67,968,836 33,552,188 1,526,703 14,493,465 13,148,171 36,784,591 24,056,479 12,728,112 3,012,122 20,612,275 21,964,297 55,575,473 339,624 1,918,318 2,666,137 5,954,395 201,389 1,167,042 1,056,415 2,913,797 11,507 96,279 91,658 37,507,621 18,067,852 4,184,414 1,769,981 2,050,683 863,114 169,639 123,129 27,932,502 18,829,950 15,642,560 10,208,531 1,133,008 1,652,695 9,102,552 5,434,029 519,687 292,768 1,556,865 10,803,976 1,091,962 5,988,234 29,004 519,876 9,549,611 4,265,661 973,038 119,223 1,777 986 313,913 1,672,830 13,231 12,377 2,597,428 3,438,401 9,395 1,695 861,421 5,260,916 26,940 36,110 5,313,281 3,993,418 18,702 19,672 3,456,619 1,267,498 8,238 16,438 1,856,662 28,986 151,620 508 16,108 6,533 342,829 8,882 412,437 7,457 35,519 922,994 16,847 35,028 608,903 14,299 491 314,091 2,548 2,744 95,828 64,940 25,142 279 4,564 18,478 3,986 52,057 43,400 122,550 52,581 13,690 3,628 52,817 46,424 68,770 147,420 258,785 128,133 51,856 79,159 169,815 77,032 16,914 68,261 88,970 51,101 25,607,440 6,691,625 49,720,187 49,012,742 131,031,994 87,834,878 43,197,116 20,703,916 15,559,416 517,649 269,649 2,620,658 1,111,743 5,091,576 34,268,680 30,296,929 90,361,101 60,529,411 29,831,690 3,626,468 25,229,563 24,949,065 69,364,512 46,081,287 23,283,225 915,953 1,770,561 178,354 1,124,123 866,388 2,686,514 4,528,352 1,571,220 250,297 2,443,776 3,135,850 6,099,572 6,370,128 2,780,004 955,639 4,729,553 844,282 9,150,132 642,639 1,342,534 699,895 42,231 180,367 8,193 624,801 1,688,814 1,534,833 35,320 20,374 700 97,587 22,392,730 1,079,188 638,649 1,086,479 11,770,379 15,059,801 29,605,473 20,125,608 1,071,729 11,061,833 14,544,387 28,212,782 19,045,804 137,096 164,641 69,615 4,150 5 5 -$ 4,916 4,218 4,324 814,346 1,073,538 614,102 428,812 10,250 20,919 26,509 12,796 12,663 350 103,225 123,087 25,500 9,479,865 9,166,978 27,545 698 259,192 5,590 19,862 38,587 561,298 493,151 65,211 48,272 13,792 112,445 192,225 43,430 498,555 75,053 151,650 103,516 6,313 22,548 92,830 84,531 23,277,620 1,717,837 6,178,055 46,039,059 45,356,730 119,966,574 80,655,019 39,311,555 423,502 4,982 1,587 5,394 24,930 6,334 35,282 3,898 2,179 88,363 94,333 15,598 485,921 12,634 252,143 160,668 23,871 228,750 404,318 149,893 76,171 86,440 21,156 156,763 264,780 47,060 175,972 74,228 2,715 71,987 139,538 102,833 6,221,282 46,589,487 45,596,383 121,684,772 81,793,310 39,891,462 653,788 1,236,612 415,069 24,351 161,750 220,025 37,132 51,436 1,005,132 1,374,252 576,702 174,614 1,097,058 1,430,408 713,133 175,760 2,917,728 4,261,297 1,742,036 426,161 1,938,433 2,675,847 1,119,111 308,177 979,295 1,585,450 622,925 117,984 2,329,820 470,343 3,130,700 3,416,359 9,347,222 6,041,568 3,305,654 25,607,440 6,691,625 49,720,187 49,012,742 131,031,994 87,834,878 43,197,116 653,788 1,500 161,750 652,288 160,250 Retirable value of capital: First preferred stock. . . Second preferred stock.. Net demand deposits subject to reserve (see page 14) 19,132,935 Demand deposits adjusted (see footnote on page 1) . 14,913,347 Pledged assets (and securities loaned) 1,376,034 25 Number of banks 1,500 1,005,132 550 15,296 150 989,136 1,500 i s « 1,097,058 7,248 28,963 2,744 1,058,103 2,917,728 9,298 45,759 2,894 2,859,777 1,938,433 15,695 879 1,921,859 979,295 9,298 30,064 2,015 937,918 71,932 5,631 89,406 5,781 20,973 1,154 68,433 4,627 4,658,440 29,999,375 25,998,273 79,789,023 53,079,374 26,709,649 3,601,439 25,637,209 27,716,645 71,868,640 48,232,208 23,636,432 641,129 6,390,472 5,144,789 13,552,424 10,184,717 3,367,707 1,915 4,976 6,891 6,515 338 13 i See contents page for basis of and changes in classification of member banks. Country member banks 1 4 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 24, 1950 BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district Total, all districts Boston New York ASSETS Loans and investments 101,521,024 5,009,112 27,221,596 Loans (including overdrafts) . . 36,784,591 1,781,389 10,388,110 United States Government direct and guaranteed obligations 55,575,473 2,823,907 14,436,600 Obligations of States and political subdivisions. 5,954,395 244,842 1,546,919 Other bonds, notes, and debentures 2,913,797 144,418 730,127 Corporate stocks (including Federal Reserve Bank stock) 292,768 14,556 119,840 Reserves, cash, and bank balances 27,932,502 1,301,055 Reserve with Federal Reserve Banks 15,642,560 671,995 Cash in vault 1,652,695 118,533 Demand balances with banks in United States (except private banks and American branches of foreign banks) 5,260,916 204,361 Other balances with banks in United States. . . 26,940 1,069 Balances with banks in foreign countries 36,110 3,100 Cash items in process of collection 5,313,281 301,997 Due from own foreign branches Bank premises owned and furniture and fixtures. . . Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Income accrued but not yet collected Other assets Total assets Total liabilities CAPITAL ACCOUNTS Capital Surplus Undivided profits Other capital accounts Total capital accounts Total liabilities and capital accounts MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock Cleveland Richmond Atlanta 5,737,282 1,860,499 8,558,837 2,768,472 4,507,075 1,667,218 4,587,729 1,630,435 3,159,076 383,366 312,991 4,965,521 422,478 372,809 2,549,753 160,480 119,177 2,520,068 353,847 73,303 21,350 29,557 10,447 10,076 7,630,199 5,117,900 310,173 1,402,164 733,020 118,657 2,020,278 1,090,451 174,611 1,345,641 649,701 128,891 1,505,296 714,903 107,793 362,252 3,958 22,347 1,813,569 298,027 2,061 1,415 248,984 434,779 1,196 452 318,789 324,819 796 64 241,370 447,030 1,380 161 234,029 35,519 922,994 16,847 6,533 55,613 719 28,986 249,783 1,969. 60,957 1,207 86,334 182 55,726 923 57,893 1,448 68,770 147,420 258,785 128,133 1,717 15,098 13,428 8,220 6,488 97,006 85,023 38,240 6,851 6,369 10,504 11,507 4,732 414 21,956 6,724 3,298 444 7,766 8,861 760 5,408 10,429 8,119 7,236,841 10,699,457 5,929,734 6,177,082 4.585.565 3,718,051 176,724 254,686 358,252 10,754 4,129,689 3,237,351 125,208 324,583 371,223 4,792 4,628,870 3,287,947 91,168 603,214 596,670 9,546 131,031,994 6,411,495 35,359,290 LIABILITIES Demand deposits 90,361,101 4,536,133 25,982,996 Individuals, partnerships, and corporations. . . 69,364,512 3,611,757 19,822,637 United States Government 2,686,514 139,167 702,001 States and political subdivisions 6,099,572 322,103 873,050 Banks in United States 9,150,132 327,936 2,727,083 Banks in foreign countries 1,342,534 31,046 1,118,096 Certified and officers' checks, cash letters of credit, and travelers' checks, etc 1,717,837 740,129 104,124 Time deposits 29,605,473 1,264,009 5,372,887 Individuals, partnerships, and corporations... . 28,212,782 1,250,121 5,136,522 United States Government 164,641 8,878 47,412 Postal Savings 4,916 223 15 States and political subdivisions 1,073,538 4,6 66 87,057 Banks in United States 26,509 121 4,294 Banks in foreign countries 123,087 97,587 Total deposits 119,966,574 5,800,142 31,355,883 Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Philadelphia 6,532,826 5,334,722 241,026 379,164 470,083 7,384 67,098 100,447 66,532 40,325 1.953.566 1,870,027 4,527 373 78,072 567 3,238,429 3,074,260 3,742 52 7 157,868 2,032 1,342,297 1,259,118 29,361 1,291 51,421 1,106 1,132,895 1,102,414 11,808 740 13,568 4,365 6,539,131 9,771,255 5,471,986 5,761,765 168,580 104,744 6,953 51,305 117,658 91,043 2,466 6,740 690 12,587 16,616 3,557 14,230 422 923 16,871 36,740 5,363 10,881 475 393 9,414 14,692 8,198 350 6,862 644 13,435 14,937 2,212 121,684,772 5,872,016 32,319,668 6,581,787 9,845,804 5,516,039 5,800,205 185,405 325,935 121,483 22,231 270,786 393,628 144,828 44,411 122,212 193,758 76,016 21,709 120,700 167,810 65,589 22,778 655,054 853,653 413,695 376,877 7,236,841 10,699,457 5,929,734 6,177,082 122,212 175 620 15 121,402 120,700 498,555 252,143 160,668 23,871 228,750 404,318 149,893 423,502 10,725 16,245 234 12,684 19,096 12,890 2,917,728 4,261,297 1,742,036 426,161 164,387 238,884 92,591 43,617 896,308 1,541,834 543,539 57,941 9,347,222 539,479 3,039,622 131,031,994 6,411,495 35,359,290 2,917,728 9,298 45,759 2,894 2,859,777 164,387 896,308 7,000 19,246 1,584 868,478 185,405 316 625 163,446 89,406 5,781 321 1,250 58,326 3,846 7,085 195 3,400 629 15 723 Net demand deposits subject to reserve (see page 14) 79,789,023 4,030,264 23,807,175 Demand deposits adjusted (see footnote on page 1). 71,868,640 3,735,987 19,622,247 Pledged assets (and securities loaned) 13,552,424 395,429 2,170,742 Number of banks 6,891 331 766 4,038,554 3,790,851 955,892 640 5,779,258 5,495,544 1,289,637 699 3,563,500 3,387,096 810,213 478 3,947,811 3,697,457 1,049,802 351 Retirable value of capital: First preferred stock. . . Second preferred stock.. 3,410 195 181,800 270,786 173 3,400 267,213 723 119,977 5 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 24, 1950 BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district Chicago ASSETS Loans and investments Loans (including overdrafts) United States Government direct and guaranteed obligations Obligations of States and political subdivisions Other bonds, notes, and debentures Corporate stocks (including Federal Reserve Bank stock) Minneapolis Kansas City Dallas 16,091,682 4,619,777 3,874,769 1,487,173 2,843,373 953,899 4,517,013 1,674,449 4,618,481 2,039,175 13,954,075 5,913,995 9,903,799 1,022,091 517,528 2,020,401 246,958 109,567 1,627,085 148,327 109,174 2,412,013 321,739 100,872 2,261,143 260,394 47,956 6,896,107 842,954 275,875 San Francisco Due from own foreign branches Bank premises owned and furniture and fixtures Other real estate owned Investments and other assets indirectly representing bank premises or other real estate Customers' liability on acceptances Other assets Total assets LIABILITIES Demand deposits Individuals, partnerships, and corporations United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc Time deposits Individuals, partnerships, and corporations United States Government Postal Savings States and political subdivisions Banks in United States Banks in foreign countries Total deposits \ Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities CAPITAL ACCOUNTS Undivided profits Other capital accounts Total capital accounts Total liabilities and capital accounts MEMORANDA Par or face value of capital Capital notes and debentures First preferred stock Second preferred stock Common stock Retirable value of capital: First preferred stock Second preferred stock Net demand deposits subject to reserve (see page 14) Demand deposits adjusted (see footnote on page 1) Pledged assets (and securities loaned) Number of banks 28,487 10,670 4,888 7,940 9,813 25,144 4,239,256 2,420,338 250,739 1,164,353 558,780 69,606 748,528 368,885 43,442 1,609,859 725,149 71,814 1,899,300 773,033 92,961 3,066,573 1,818,405 165,475 876,439 2,490 1,514 687,736 320,394 161 57 215,355 207,131 2,292 498 126,280 573,552 2,111 40 237,193 771,672 3,421 788 257,425 440,460 6,005 5,674 630,554 89,449 342 29,766 308 15,982 681 28,038 449 61,101 6,277 132,352 2,342 4,880 4,807 41,881 15,106 129 1,352 7,178 5,047 3,942 475 8,867 1,551 1,422 103 7,830 5,092 7,155 4,513 5,279 3,825 27,396 11,431 38,644 15,841 20,487,403 Reserves, cash, and bank balances Reserve with Federal Reserve Banks Cash in vault Demand balances with banks in United States (except private banks and American branches of foreign banks) Other balances with banks in United States Balances with banks in foreign countries Cash items in process of collection Capital St. Louis 5,082,902 3,623,399 6,169,806 6,605,931 17,248,654 13,418,866 10,162,557 568,303 1,013,755 1,459,931 47,928 3,735,091 2,767,304 85,434 252,638 595,011 3,583 2,419,457 1,743,188 79,333 260,298 289,833 2,937 5,081,111 3,604,027 106,511 532,186 790,678 1,557 5,533,656 4,185,205 79,575 483,545 711,518 9,909 9,776,841 7,889,766 292,064 800,350 451,914 95,002 166,392 31,121 43,868 46,152 63,904 247,745 5,737,165 5,609,227 19,139 539 106,431 1,829 991,956 943,890 2,733 186 44,915 232 941,477 930,832 2,270 130 4,529 3,716 691,579 679,946 6,833 206 3,419 1,175 657,229 543,182 7,488 376 103,129 3,054 6,281,984 5,813,243 20,450 310 418,463 4,018 25,500 19,156,031 4,727,047 3,360,934 5,772,690 6,190,885 16,058,825 2,225 5,231 2,528 34,975 57,305 10,701 5,850 8,023 11,138 3,580 21,075 475 59 10,379 10,265 1,831 5,170 103 489 4,949 10,308 493 2,091 4,618 510 3,807 14,222 251 8,500 13,388 9,927 50,321 81,341 9,774 19,268,996 4,757,524 3,405,018 5,794,202 6,216,384 16,307,129 389,281 522,394 201,702 105,030 106,414 132,332 75,313 11,319 65,642 97,204 38,074 17,461 116,846 139,279 98,066 21,413 143,545 153,181 74,895 17,926 336,202 355,058 209,940 40,325 75,053 St? 1,218,407 325,378 218,381 375,604 389,547 941,525 20,487,403 5,082,902 3,623,399 6,169,806 6,605,931 17,248,654 389,281 1,312 7,324 300 380,345 106,414 543 385 150 105,336 65,642 25 1,165 25 64,427 116,846 143,545 70 200 336,202 58 116,788 143,275 327,290 7,349 300 385 150 1,165 25 58 400 9,565 11,855,662 10,654,968 1,607,518 1,004 3,199,342 2,835,708 443,744 496 2,086,046 1,921,074 583,248 478 4,270,366 3,945,172 859,055 755 4,504,559 4,475,229 924,327 626 8,706,486 8,307,307 2,462,817 267 8,912 6 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 24, 1950, OF BANKS IN EACH CENTRAL. ASSETS [In thousands of dollars] Reserves, cash, Loans and investments Federal Reserve district numbers, and reserve cities All m e m b e r banks Reserve bank cities 1 1. Boston 2. New York 2 3. Philadelphia 4. Cleveland 5. Richmond 6. Atlanta 32 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco Reserve branch cities 2. Buffalo 4. Cincinnati 4. Pittsburgh 5. Baltimore 5. Charlotte 3 6. Birmingham 6. Jacksonville 6. Nashville 6. New Orleans 7. Detroit 8. Little Rock 8. Louisville 8. Memphis 9. Helena 10. Denver 10. Oklahoma City 10. Omaha 11. El Paso 11. Houston 11. San Antonio 12. Los Angeles 12. Portland 12. Salt Lake City 3 12. Seattle Number of banks Total Corporate ObligaU. S. stocks Other Govt, tions of Loans (in(including cluding direct and States and bonds, F. R. guaranteed political notes, and subdiviobligaBank drafts) stock) tions 6,891 101,521,024 36,784,591 55,575,473 5,954,395 2,913,797 165 42,748,524 17 119,507 21,778,494 2,388, 656 1,312,630 70 797 36,979 1,851,254 710,516 1,027,727 10 384 502,163 766,583 10,199,623 34 19,608,100 573 128,465 13 2,104,637 765,295 1,037,011 960,634 203 96,351 586,299 1,692,300 4 7,564 113,194 189,345 319,763 1 : 956 6 17,472 5 604,862 302,778 244,840 38: 513 57 6,370,451 819,711 3,898,633 403 i 183 235,928 31,749 428,961 589 7 987,381 462,412 36,261 275,206 329; 174 601,482 4 256,596 319,543 21,600 713,960 306,758 64, 790 10 3,526 727,737 473,516 228,870 19, 903 7,166,597 555,849 2,968,101 434, 591 194,572 '•!S: 1 Other reserve cities 1 4. Columbus 4. Toledo 5. Washington. 7. Cedar Rapids 7. Des Moines 7. Dubuque 7. Indianapolis 7. Milwaukee 7. Peoria 7. Sioux City 8. National Stock Yards 9. St. Paul 10. Kansas City, Kansas 10. Lincoln 10. Pueblo 10. St. Joseph 10. Topeka 10. Tulsa 10. Wichita 11. Fort Worth 11. Galveston 11. Waco Country banks, by districts 1. Boston 2. New York 3. Philadelphia 4. Cleveland 5. Richmond 6. Atlanta. 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas C i t y . . . . . . . . . . . . . 11. Dallas 12. San Francisco 1 701,690 19,897 25,769 51,318 7,748 17,578 20,999 15,152 19,335 30,756 71,099 8,745 6,244 6 6 3 6 5 15,235,047 5,093,330 8,995,381 238,707 319,427 594,937 427,933 713,020 239,779 1,824,307 621,962 1,021,707 141,479 429,604 592,474 143,600 353,954 180,351 262,333 92,502 141,228 236,866 83,402 132,767 125,140 299,760 143,429 567,296 377,425 153,323 607,103 1,504,826 2,271,616 113,101 66,692 33,422 363,536 222,754 123,617 150,104 380,328 193,720 40,817 30,466 8,831 457,766 288,348 147,217 253,400 105,759 117,777 285,756 100,619 144,564 68,150 36,969 108,660 779,042 415,549 328,980 185,774 275,509 #,214 2,367,900 623,820 1,647,495 850,163 310,866 442,470 286,163 153,065 118,107 469.697 956,343 358,971 80 3 4 13 1 3 2 5 6 3 4 1 3 2 3 1 4 4 4 4 3 4 3 4,610,775 1,423,583 2,837,301 360,437 227,703 89,735 223.539 294,843 61,510 758,977 463,412 253,355 28,867 62,218 12,059 193,799 107,462 63,968 36,375 28,119 6,602 528,720 380.698 108,462 654,470 176,232 429,262 107,053 34,674 66,996 37,334 72,705 30,669 40,549 66,036 22,940 335,414 115,401 191,854 45,701 18,422 22,780 89,398 28,910 56,174 23,522 20,155 2,459 59,467 18,844 36,464 32,140 63,483 24,554 178,309 293,569 99,753 176,440 70,012 88,856 115.540 266,162 135,359 64,338 17,322 39,584 57,648 25,862 27,983 197,912 25,026 5,681 6,754 20,485 14,180 1,144 27,052 25,201 3,725 2,407 2,379 13,056 3,468 2,959 684 2,066 131 5 10 8 9 4 3 3 4 6 7 4 6 3 2 7 4 6 3 11 6,515 38,926,678 13,148. 3,157,858 1,070, 321 7,018,559 2,382, 727 3,632,645 1,095, 627 670 3,673,930 1,169, 2,481,907 446 978, 2,616,612 330 5,794,275 916 1,964,387 475 §!; 1,865,660 469 2,054,551 706 746, 2,339,385 918, 588 2,326,909 946, 240 ,,s 41? 12,135 22,971 26,928 3,269 25,802 11,801 77,739 86,297 11,307 100,772 727 9,146 9,022 4,479 3,703 143,661 17,415 3,636 33,754 666 7,904 472 11,606 22,751 1,430 2,182 18 14,376 954 1,182 163 1,992 1,107 5,307 8,144 5,753 2,849 964,297 2,666, 137 ,056,415 796,180 107,439 174. 045 917,550 481 i 638 214,160 122,065 2 1 8 , 793 184,526 104,005 268, 481 123,787 323,792 119, 444 54,148 498,668 229, 092 28,675 421,602 453, 615 149,562 111,341 142, 689 55,368 129,559 102, 380 57,786 111,261 31,550 161, 297 212,995 182, 415 20,294 215,279 132, 248 29,120 See contents page for basis of and changes in classification of member banks. * Includes both central reserve city and reserve city banks. For other footnote, see opposite page. 27 401,091 13,804 17,775 113,845 12,073 11,638 7,115 5,012 10,104 4,925 85,027 4,050 10,002 8,380 751 9,374 6,314 13,185 50 7,164 8,320 14,190 9,302 3,235 25,456 Total Reserve with Federal Reserve Banks 292,768 27,932,502 15,642,560 1,652,695 149,237 5,235 94,347 9,293 2,813 704 1,259 12,996 4,670 1,245 1,269 1,922 13,484 12,461,097 8,197,156 332,239 548,268 6,138,854 4,372,958 368,167 645,908 231,521 395,052 55,266 107,969 111,782 216,096 1,865,229 1,266,612 171,227 311,391 100,751 206,746 142,379 297,069 139,624 304,732 904,630 1,423,783 43,555 4,407,137 2,411,638 86,532 171,213 3,102 106,000 200,428 279,681 441,230 102,518 187,339 61,827 136,143 787 50,491 76,291 489 48,581 101,775 533 51,967 1,752 . 96,430 115,661 201,354 867 285,643 534,149 3,561 22,446 192 42,617 61,114 123,812 919 63,338 812 125,224 7,718 13,606 52 79,106 149,109 692 48,454 97,014 579 50,778 117,220 460 19,875 49,487 222 151,735 329,883 1,547 47,751 96,149 . 400 336,799 545,896 4,656 130,360 209,832 1,228 51,989 83,217 449 151,274 277,719 1,447 -if! 8,318 1,514,657 111,951 558 79,642 477 234,760 1,702 21,235 141 75,334 285 8,097 38 172,473 902 202,966 1,024 28,693 228 22,988 113 25,459 150 103,461 7 19,031 I7 31,781 173 12,126 61 101 20,265 26,303 114 103,202 473 53,778 282 108,001 488 26,564 104 26,547 100 768,105 50,466 45,520 139,255 10,368 28,939 3,897 94,194 104,901 14,189 11,010 9,527 55,213 ililfr 3,791 9,722 12,597 42,744 31,345 51,448 13,104 12,392 91,658 9,549,611 4,265,661 339,756 752,787 9,321 658,410 22,391 1,320,132 756,256 364,853 12,057 377,263 791,975 8,470 290,835 5,684 679,430 336,421 813,350 5,176 600,585 9,199 1,308,092 231,128 535,850 3,927 205,203 424,715 2,864 280,750 682,961 3,659 957,937 337,104 5,030 243,353 3,880 526,126 7 RESERVE AND RESERVE CITY1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT ASSETS [In thousands of dollars] and bank balances Demand balances with banks in U. S. (except private banks, etc.) Cash items in process of collection Balances with banks in foreign countries Other balances with banks in U. S. Bank premises, furniture, and fixtures Assets indirectly representing real estate Other real estate owned 16,847 Customers' liability- Income accrued but not collected acceptances 68,770 147,420 258,785 34,936 450 2,934 5,725 972 690 136,275 13,898 96,456 6,328 74 138,529 7,456 66,291 7,338 6,402 18 4,606 1,241 399 27 2,627 10,601 22,192 3,294 2,256 1,305 277 18,755 5,260,916 26,940 36,110 5,313,281 922,994 739,880 30,561 39,353 73,138 42,868 11,415 35,128 184,395 31,826 31,802 54,095 77,654 127,645 "IS? 2,537 31,558 3,104,809 158,352 2,587 21,217 1,562,450 174,833 1,410 93,882 228 36,475 61,018 988 359,351 99.777 51 68,140 239 94,819 29 79,984 66 315,728 4,743 324,783 15,920 153,192 16,114 7,158 3,265 8,630 22,901 ,060,257 45,167 52,153 92,780 48,304 52,674 7,223 26,014 20,664 53,369 125,265 7,517 37,383 139,527 8,514 10,050 22,876 6,369 3,297 1,943 2,578 4,457 5,818 8,152 707 1,818 3,442 226 1,004 1,399 3,137 1,332 14,890 3,646 10,430 13,054 2,101 8,287 3,450 24 105 4 16,445 468 114 25 96 214 74 740 286,794 28,137 4,545 32,026 6,450 11,792 1,695 32,636 60,780 2,762 4,373 13,386 26,248 2,819 9,420 445 2,460 3,380 11,213 4,474 22,651 3,160 1,942 46,247 6,689 1,351 643 3,699 3 173 121 1,300 861,421 143,645 205,952 74,151 47,292 71,891 65,741 82,632 26.778 28,313 20,413 46,937 47,676 412,437 39,693 88,077 44,843 38,210 29,240 34,467 45,210 17,046 12,883 12,127 23,815 26,826 711, 885 418 940 1,793 194 65 1,777 25 154 89 382 3,761 4,978 268 275 In 736 968 919 196 338 404 205 19 979 438 1 ' 043 089 910 11: 25, 649 17, 469 ior, 184 010 068 219 775 136 i 1 t 750 878 800 542 &75 752 074 002 612 169 065 1 8 , 728 443 4, 758 900 889 967 503 758 409 090 10, 434 f 3,438,401 173,800 296,481 224,889 271,078 232,549 331,481 491,054 229,881 154,558 337,591 508,422 186,617 474 251 2,613 882 76 64 39 4 449 67 5 100 11 270 1,205 360 16 650 54 988 216 197 26 269 139 236 1,097 244 82 1 24 8 20 97 50 110 250 40 200 100 349 10 '•>'? 1,153 268 727 795 841 315 69 2,138 1,062 '•SS 1,695 513 248 157 49 149 283 287 31,605 19.103 37,042 10,520 66,435 25,796 123,555 45,934 17.104 80,557 6 ' ^ 5,553 13,308 71,654 5 '^ 729 24 10 317 14 69 500 2,344 1,245 443 3,013 285 20,424 3,116 500 7,319 13 90 304 2 286 3,837 2 95 75 160 2,444 140 Other 475 5,255 2 5,023 841 644 15 3,084 5,447 2,592 593 2,538 345 624 231 535 ,172 823 ,401 ,374 335 338 357 135 198 54,962 2,283 2,738 8,232 2,491 1,234 827 470 814 1,975 8,680 142 1,357 549 202 1,857 800 '•Si 2,064 790 9,342 2,691 38 4,236 12 'i% 1,203 1,014 653 1,730 50 280 1,860 i;m 91 104 1,977 28 176 255 1,475 2 299 62 " 131 238 818 717 863 "i 433 1 23 7,457 674 1,216 1,183 70 740 707 254 239 181 340 896 957 13,690 1,267 3,086 1,126 523 808 735 1,913 129 649 471 1,875 1,108 3,628 41 237 138 1,267 94 16 48 14 23 52,817 5,972 16,449 3,166 2,924 1,838 4,569 6,005 1.581 4,934 648 1,149 3.582 Total assets 163,652 131,031,994 Federal Reserve district numbers, and reserve cities All m e m b e r banks 92,358 55,941,799 Reserve b a n k cities' 10,705 2,447,996 1. Boston 26,121,155 2. New York * S i-M9r 2,792,811 3. Philadelphia 2,103,193 4. Cleveland 433,201 5. Richmond *•% 833.275 6. Atlanta * 1,578 4,807 8,290,643 7. Chicago 2 1,311,719 8. St. Louis 814,994 9. Minneapolis 410 1,018,609 10. Kansas City 541 1,051,566 11. Dallas U; 9,578 8,722,637 12. San Francisco 19,124 19,883,011 779,259 1,820 927,008 654 1,215 2,301,070 791,517 2,040 495,831 1,201 342,123 590 342,200 511 402,308 465 782,138 1,644 2,162 2,825,575 156,669 102 490,951 428 509,874 236 54,861 10 611,245 1,434 353,156 68 407,668 540 159,845 71 597 1,136,035 376,133 37 1,279 2,940,208 768 1,076,865 373.276 916 336 1,247,196 5,746 88 176 1,364 92 34 421 1,716 169 19 319 63 56 142 762 140 122 8 47 Reserve b r a n c h cities 1 2. Buffalo 4. Cincinnati 4. Pittsburgh 5. Baltimore 8 5. Charlotte 6. Birmingham 6. Jacksonville 6. Nashville 6. New Orleans 7. Detroit 8. Little Rock 8. Louisville 8. Memphis 9. Helena 10. Denver 10. Oklahoma City 10. Omaha 11. El Paso 11. Houston 11. San Antonio 12. Los Angeles 12. Portland 12. Salt Lake City * 12. Seattle 6,194,442 Other reserve cities 1 479,622 4. Columbus 377,339 4. Toledo 1,011,143 5. Washington 84,264 7. Cedar Rapids 272,252 7. Des Moines 44,572 7. Dubuque 706,675 7. Indianapolis 866,547 7. Milwaukee 138,864 7. Peoria 96,482 7. Sioux City 91,750 8. National Stock Yards 443,515 9. St. Paul 65,150 10. Kansas City, Kansas 122,108 10. Lincoln 35,738 ' 10. Pueblo 80,241 10. St. Joseph 90,726 10. Topeka 400,686 10. Tulsa 231,898 10. Wichita 377,982 11. Fort Worth 92,288 11. Galveston 84,600 11. Waco 46,424 49,012,742 4,048 3,963,499 10,807 8,458,876 4,770 4,444,030 3,356 4,511,225 3,941 3,198,042 3,331 3,475,038 5,686 7,161,529 2,521,939 2,310,029 1,469 2,752,581 2,402 3,327,482 2,964 2,888,472 Country banks, by districts 1. Boston 2. New York 3. Philadelphia 4. Cleveland 5. Richmond 6. Atlanta 7. Chicago 8. St. Louis 9. Minneapolis 10. Kansas City 11. Dallas 12. San Francisco i Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents page. For other footnotes, see opposite page. 8 ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 24, 1950, OF BANKS IN EACH CENTRAL LIABILITIES [In thousands of dollars] Demand deposits Federal Reserve district numbers, and reserve cities All m e m b e r banks Reserve bank cities 1 1. Boston 2. New York 2 . . . 3. Philadelphia.. 4. Cleveland.. . . 5. Richmond 6. Atlanta 32 7. Chicago . . . . 8. St. Louis 9. Minneapolis.. . 10. Kansas C i t y . . . 11. Dallas 12. San Francisco . Total Individuals, partnerships, and corpora- States and political subdivi- Banks in United States Banks in foreign tries Certified and officers' checks, etc. Total Individuals, partnerships, and corpora- United States Gov- States and political subdi- Postal Savings Banks in U. S. 90,361,101 69,364,512 2,686,514 6,099,572 9,150,132 1,342,534 1,717,837 29,605,473 28,212,782 164,641 4,916 1,073,538 26,509 123,087 41,491 583 1,991 ,403 21,122 141 2,309 ,661 1,275 838 328 ,670 662 ,561 5,918 ,583 1,046 ,413 627 ,713 878 683 866 ,797 4,463 ,120 871,575 1,196, 519,009 48, 948,007 530, 748,009 80, 037,043 56, 201,284 7, 459,293 18, 382,257 219, 716,887 34, 393,071 24, 487,623 15, 541,191 14, 437,901 146, Reserve branch cities 1 13,844 ,425 10 ,316,738 2. Buffalo 492 ,256 382,777 4. C i n c i n n a t i . . . . 630 ,500 485,141 4. P i t t s b u r g h . . . . 1,602 ,754 ,307,867 5. Baltimore 3 602 ,998 445,215 5. Charlotte . . . . 390 ,305 247,387 6. Birmingham... 258 ,479 197,028 6. Jacksonville. . . 266 ,261 143,698 6. Nashville 280 380 153,818 6. New Orleans . . 613 500 377,521 7. Detroit 1,755 ,826 ,310,061 8. Little Rock. . . 126 ,152 80,009 8. Louisville 388 ,297 261,083 8. Memphis 391 ,038 252,393 9. Helena 46 ,738 17,642 10. Denver 452 ,829 339,706 10. Oklahoma City 300 ,810 173,869 10. O m a h a . . . . 340 ,856 217,229 11. El P a s o . . . . 121 85,383 11. Houston 934 662,618 11. San Antonio... 286 ,886 210,026 12. Los Angeles. . . 1,740 ,008 519,624 12. Portland 689 ,470 562,604 12. Salt Lake City8 272 ,851 203,156 12. Seattle 859 ,097 680,883 Other reserve cities 1 4,728,164 3,227,134 4. Columbus 359,934 236,212 4. Toledo 245,235 199,640 5. Washington... 769,681 678,998 7. Cedar Rapids . 61,370 30,849 7. Des Moines. . . 227,079 108,372 7. Dubuque 22,924 18,671 7. Indianapolis... 547,620 340,414 7. Milwaukee. . . . 618,354 425,720 7. Peoria 91,367 71,103 7. Sioux C i t y . . . . 75,367 43,899 8. National Stock Yards 72,903 15,775 9. St. Paul 340,298 191,593 10. Kansas City, Kansas..... 48,327 18,344 10. Lincoln 99,624 59,975 10. Pueblo 24,422 17,705 10. St. Joseph 54,236 35,182 10. Topeka 76,913 41,293 10. Tulsa 348,520 265,916 10. Wichita 203,723 130,033 11. Fort Worth 312,913 205,081 11. Galveston 61,075 40,964 11. Waco 66,279 51,395 Country banks, by d i s t r i c t s . . . 1. Boston 2. New York 3. Philadelphia... 4. Cleveland 5. Richmond 6. Atlanta 7. Chicago 8. St. Louis 9. Minneapolis.. . 10. Kansas C i t y . . . 11. Dallas 12. San Francisco . United States Govern- Time deposits 30,296,929 2,544,730 4,368,599 2,275,904 2,418,565 2,038,035 2,547,689 4,100,376 1,710,288 1,404,708 2,252,168 2,883,572 1,752,295 1 2 24,949,065 2,092,748 3,491,853 1,970,042 2,068,819 1,664,467 1,956,589 3,431,211 1,441,157 1,140,882 1,817,152 2,388,547 1,485,598 471,371 15,229 22,942 49,261 23,057 13,198 7,820 3,748 4,840 8,398 149,909 1,816 10,481 5,509 828 13,893 5,559 10,439 2,223 14,339 3,324 61,235 15,830 3,809 23,684 ,499,578 5,696 141 ,292,286 137,375 236 324 29,444 277,660 2,621 472 ,114,509 108,985 343 241 10,743 58,650 107 759 4,241 45,656 70 301 462 49,288 132 680 62 259,972 958 384 42,582 26,620 260 209 3,424 43,680 157 159 2,144 32,111 336 686 1,069 48,038 251 456 1,873 411,543 220 ',470 81,733 989,189 1,859,320 58,198 24,995 19,677 94,435 36,100 195,770 54,370 71,649 26,769 97,037 21,627 30,849 37,019 80,274 52,835 67,301 91,753 121,121 107,332 158,057 10,458 33,385 8,874 101,204 33,871 95,726 18,492 9,279 27.055 67,019 39,024 78,933 17,878 93,367 9,816 20,930 88,988 155,162 13.056 55,697 34,327 86,299 67,753 28,840 29,948 34,149 83,969 57,842 152,447 9,620 12,425 21,721 1,41' 9,827 1,360 13,797 26,458 3,680 1,873 474,955 51,553 131 6,579 64,053 1,954 113,592 40,674 2,590 6,197 750,389 36,485 14,683 47,423 22,452 42,921 748 71,454 106,929 10,661 22,956 464 19,278 954 47,069 55,648 64,188 873 3,045 229 1,189 3,715 8,949 3,735 5,770 1,305 1,723 11,316 9,341 2,158 2,949 21,138 20,800 33,614 16,800 2,589 7,083 17,249 25,734 4,240 13,892 10,336 50,282 33,469 79,184 15,013 4,442 866,388 3,135,850 91,116 184,728 156,152 537,192 96,341 145,701 89,970 201,363 60,014 197,657 47,979 350,692 140,966 410,812 32,514 171,861 34,622 151,057 39,678 314,802 36,405 297,175 40,631 172,810 37,021 2,594 428 2,691 832 85 844,282 91,612 80,616 15,011 20,951 84,813 164,445 65,369 48,839 59,207 59,471 129,634 24,314 11,821 See contents page for basis of and changes in classification of member banks. Includes both central reserve city and reserve city banks. For other footnotes, see opposite page. 109 6,667 4,695 25 134 54 3 1,496 3,411 2,008 7,574 1,224 2,987 5,034 24 3,413 108 493 8,907,225 8,305 756 59,990 197,924 658 4,260 1,749,132 531 35,320 218,933 216 20 688,634 683, 274 74,893 69 007 3,550 111,864 110, 585 1,105 1,785,225 865 4,150 164,039 483 550 110,878 372 79,481 % 428 101,854 320 3,624,368 3,275: 017 11,035 303 6 170,786 4,572,291 4,336,815 17,511 227,880 8,463 225,007 215,298 7,877 194,480 401,079 11,065 376,067 '' ^02 128,772 7,875 126,247 2,500 63,103 5,829 40,709 2,282 58,902 1,155 58,902 50,051 1,413 50,051 94,762 1,586 92,855 516 122,798 8,040 118,035 915,086 25,772 905,045 4,325 21,472 484 21,1161 350 64,204 6,630 63,164 1,020 86,097 3,405 83,697 5,949 497 5,844 100 119,495 5,102 119,271 180 24,355 3,425 22,693 100 1,940 41,628 41,620 3 28,065 1,569 27,033 525 127,297 10,199 88,493 70,630 2,775 47,298 998 30,949 1,015,677 948,615 415 306,976 13,219 302,418 45 77,455 1,785 76,715 520 305,260 9,732 301,440 3,430 140 935,695 21,200 629,873 18,300 11,337 3,749 2,855 56,366 4,623 7,054 5,987 9,753 164,598 11,655 64,917 1,654 64,632 431 545 1,529 90 1,024 431 2,142 2,872 6,078 1,204 1,636 13,039 12,314 7,686 21,749 8,625 25,766 15,188 43,350 25,554 13,920 13,024 12,184 7,686 21,744 8,204 25,119 14,273 42.375 23,729 13,000 493,151 82,924 101,793 48,798 37,462 31,084 25,276 51,968 15,917 18,712 21,065 30,690 27,462 15,059,801 1,066,085 3,395,875 1,734,633 1,732,838 900,852 694,518 2,609,718 644,489 759,733 322,253 246,559 952,248 544,387 056,463 318,984 664,811 628,222 853,503 671,986 557,986 610,776 752,984 314,700 204,934 909,038 8,193 1,602 993 11 2,708 50 228 1,121 1,480 14 5 6 3 34 . 214,558 3,267 2,093 780 20,515 298 23,902 878 20 19,813 297 1,391 4,729 5,561 2,400 32 1,375 20 700 529 47 6 132 360 3,500 50 5,529 5 309,253 3,365 198 l 62 17,605 22,994 13,097 5,313 2,330 28 50,850 71 118,205 1,066 156 1,025,824 17,525 149 92, 758 26,040 85,824 2 , 1 2 0 5 107, 822 6,666 106,393 55 677 17,995 169,652 "5 ^ 000 25 79 633 17,633 1,906 934 26.374 2,545 15 357 191 19,357 270 8,255 115,495 1,535 190, 975 18,080 186,012 4,500 838 3,333 35,338 S: 129 442 16,122 565 409,395 8,694 123,087 507 38,743 22,332 66,547 4,463 150 155 20 5 12 187 25 100 50 50 390 20,773 1,885 4,193 616 1,374 6 1,500 235 457 10,000 285 15 125 420 95 900 25 975 1,800 920 69,615 324 4,618 217 12,092 15 4,507 302 1,420 432 16,029 1,264 10,187 692 2,084 512 813 174 1,885 124 5,010 187 5,965 313 5,005 92 428,812 4,666 61,970 64,975 102,571 29,273 7,420 48,514 32,514 4,529 2,007 32,323 38,050 547 15 12,663 121 2,814 38 193 783 4,233 622 212 211 349 3,024 63 9 RESERVE AND RESERVE CITY1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT LIABILITIES A N D CAPITAL ACCOUNTS [In thousands of dollars] Bills payable and other borrowed money- Acceptances standing Other liabilities Total liabilities Capital Surplus Undivided profits 252,143 160,668 1,305,387 121,684,772 2,917,728 4,261,297 1,742,036 191,811 5,000 152,590 147,835 15,035 104,194 6,699 82 Other capital accounts 2,500 17,050 100 450 500 4,000 200 18,576,876 724,443 852,358 2,020,718 739.217 463,534 319,683 318.218 379,306 744,469 2,691,305 148,448 458,897 480,073 52,938 576,530 326,299 383,693 150,332 1,071,288 359,168 2,781,837 1,009,027 352,559 1,172,536 397,114 19,065 23,900 85,600 13,831 7,300 8,200 6,000 8,400 10,408 35,750 2,800 10,050 7,400 850 8,860 9,750 7,700 2,850 26,750 5,550 53,000 15,200 6,800 21,100 574,777 31,815 34,900 129,250 27.149 19,900 8,100 11,500 % 53,017 25,730 7,200 27.150 256,222 3,407 13,898 41,306 7,893 3,973 4,791 3,029 3,387 9,176 25,215 1,643 4,225 5,048 205 8,512 7,138 5,234 1,579 12,545 2,798 43,344 26,908 5,447 15,521 31,234 2,427 2,603 4,202 989 29 1,975 3,960 1,267 263 5,833,752 455,119 358,160 948,560 79,004 257,002 42,310 666,865 813,393 129,472 91,760 113,535 9,000 7,700 18,450 500 4,750 550 10,025 16,600 3,260 1,600 154,927 9,600 8,200 31,050 4,200 4,750 700 20,000 17,545 4,240 2,150 70,261 5,108 2,416 10,327 560 3,295 805 8,775 14,375 1,318 685 2,455 207 1,010 4,634 574 287 28 443 6,046 85,001 413,789 1,000 9,000 4,000 15,250 1,749 3,573 1,903 382 324 4 100 413 2,190 1,307 330 1,700 3,000 17,000 134,373 4,207 6,097 16,295 3,143 9,893 2,302 1,906 3,878 3,140 20,391 824 3,596 2,843 251 3,206 1,134 1,209 850 5,339 1,652 25,739 7,712 2,253 6,513 ' "i 21 10,000 51,677,761 2,231,153 23,761,193 2,555,758 1,989,350 406,706 782,108 7,758,593 1,222,956 763,852 960,577 975,266 8,270,249 61.748 115,262 32,112 76,085 85,951 376,538 220,218 358,125 86.749 80,529 1,350 2,700 1,000 1,450 2,200 6,850 4,500 8,000 1,850 1,200 1,200 2,560 1,000 1,500 1,580 8,950 4,900 7,850 1,572 2,130 820 1,043 1,065 963 851 6,471 1,754 2,143 1,495 670 200,473 23,113 53,118 13,006 17,679 12,316 12,337 28,579 7,306 8,375 3,584 4,682 16,378 45,596,383 3,640,863 7,834,032 4,026,029 4,170,099 2,958,022 3,256,421 6,739,292 2,362,149 2,174,439 2,579,189 3,134,927 2,720,921 ,097,058 104,950 211,905 125,700 106,072 74,963 71,992 132,246 50,939 43,292 51,486 67,195 56,318 ,430,408 130,971 260,207 202,711 156,432 103,581 97,280 162,509 60,057 52,100 65,004 71,829 67,727 713,133 62,964 120,446 77,198 68,776 48,647 38,246 98,234 39,571 30,889 48,111 41,642 38,409 18 5,030 1,254 399 27 2,657 12,440 8,737 13 90 304 33 286 5,031 2,800 95 1,000 2,000 1,935 4,500 413 369 '1,500 166 8,000 198 2,500 104 2,500 3,000 1 35,282 5,725 15,890 2,445 780 6,681 350 525 50 1,575 1,170 91 3,898 1,210 550 41 237 138 1,527 94 16 48 14 23 'fl7 11,200 17,672 63,000 3,600 17,650 16,600 854 14,190 9,500 7,650 4,550 702,420 29,627 419,686 44,285 13,324 5,176 6,960 48,440 23,077 3,407 16,104 12,023 80,311 Net demand deposits subject to reserve (see page 14) 038 150,412 2 19,866 S ^ 843 25,126 2,359, 962 237, 053 9,839 113 843 6,759 1,573 495 6,449 167 * 050 56,310 763 1,036 6,235 142 032 1,683 300 1,477 14,059 388 ! 647,383 802,979 520,338 061,690 139,088 280,780 566,415 374,837 914,810 527,771 729,769 709,159 019,747 Federal Reserve district numbers, and reserve cities All m e m b e r banks Reserve bank ,202,039 cities 1 ,519,232 1. Boston ,293,090 2. New York 2 ,700,461 3. Philadelphia ,013,148 4. Cleveland 214,214 5. Richmond 450,418 6. Atlanta 3 ,339,244 7. Chicago 2 648,353 8. St. Louis 375,665 9. Minneapolis 430,902 10. Kansas City 518,998 11. Dallas ,698,314 12. San Francisco Reserve branch cities 1 78,022 1,306, 135 12, 072,617 10, 416,456 404,271 2. Buffalo 420,671 816 529 460,542 4. Cincinnati 1,952 548,407 650 2 262,252 4. Pittsburgh 466,759 24,196 !°2' 352 459,156 5. Baltimore 8 532,117 300 3,427 321,895 227,311 5. Charlotte 1,124 32 297 212,587 6. Birmingham 238,288 440 1,349 156,116 6. Jacksonville 216,328 982 3,453 187,575 6. Nashville 240,520 002 15 423,945 6. New Orleans 535,793 669 413 317,900 7. Detroit 543,157 134, 270 10,305 83,434 8. Little Rock 178 107,430 221 239,204 8. Louisville 129 330,935 054 259,155 8. Memphis 801 753 335,086 33,052 9. Helena 41,116 923 14 340,258 10. Denver 715 389,135 3,153 197,215 10. Oklahoma City 254,797 857 469 200,005 10. Omaha 975 278,165 3,391 86,248 11. El Paso 513 534 93,428 695,370 11. Houston 767,098 747 627 200,061 11. San Antonio 243,080 965 842 461,345 12. Los Angeles 551,498 371 9,010 597,642 12. Portland 621,317 67 838 20 717 245,193 217,785 12. Salt Lake City' 1,270 694,027 12. Seattle 750,404 74, 660 10,889 ft; 1 1 863 2,756 32 543 561 243 144 '•s 1,864 622 71 360,690 4,070,750 3,533,500 285,668 24,503 305,919 213,582 19,179 218,890 665,098 62,583 695,113 31,057 5,260 51,818 162,539 15,250 184,412 19,121 2,262 19,477 429,625 39,810 480,910 423,694 53,154 529,702 74,264 9,392 78,993 46,165 4,722 64,825 6,749 29,726 57,452 295,322 3,405 230,019 3,402 6,846 3,626 4,156 4,775 24,148 11,680 19,857 5,539 4,071 37,065 85,446 17,077 44,887 64,566 291,804 183,491 260,853 48,825 53,903 27,386 61,425 19,508 36,695 59,482 277,645 162,045 205,308 41,597 58,172 175,760 3,416,359 25,998,273 23,751 322,636 2,227,285 32,286 624,844 3,866,166 418,001 1,976,864 12,392 341,126 2,100,195 9,846 12,829 240,020 1,733,595 11,099 218,617 2,150,467 422,237 3,527,531 #,248 159,790 1,453,629 9,223 135,590 1,221,837 9,309 173,392 1,894,164 8,791 192,555 2,328,213 11,1 5,097 167,551 1,518,327 • Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents page. For other footnotes, see opposite page. Demand deposits adjusted (see footnote on page 1) 426,161 9,347,222 79,789,023 71,868,640 939,307 21,791 633,136 20,444 14,796 3,143 7,665 48,055 8,250 7,862 2,386 3,958 167,821 ,310,021 ,101,185 59,437 107,913 665,338 ,249,812 59,705 123,224 38,514 55,246 7,668 12,078 15,700 22,058 184,000 243,300 34,225 30,425 12,500 29,000 19,000 21,245 30,150 32,650 183,784 174,234 Total capital accounts Other reserve cities 1 4. Columbus 4. Toledo 5. Washington 7. Cedar Rapids 7. Des Moines 7. Dubuque 7. Indianapolis 7. Milwaukee 7. Peoria 7. Sioux City 8. National Stock Yards 9. St. Paul 10. Kansas City, Kansas 10. Lincoln 10. Pueblo 10. St. Joseph 10. Topeka 10. Tulsa 10. Wichita 11. Fort Worth 11. Galveston 11. Waco Country banks, 27,716,645 by districts 2,216,755 1. Boston 3,924,886 2. New York 2,090,390 3. Philadelphia 2,260,352 4. Cleveland 1,821,317 5. Richmond 2,266,816 6. Atlanta 3,811,359 7. Chicago 1,602,157 8. St. Louis 1,282,338 9. Minneapolis 2,132,606 10. Kansas City 2,669,475 11. Dallas 1,638,194 12. San Francisco 10 ALL MEMBER BANKS —ASSETS A N D LIABILITIES ASSETS [In thousands of dollars] Reserves, cash. Loans and investments State Total, all States New England: Maine New Hampshire. . .. Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Iowa... Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon. California Number of banks Total Loans (including overdrafts) Obligations of States and direct and political guaranteed subdiviobligations sions U. S. Govern- Other bonds, notes, and debentures 6,891 101,521,024 36,784,591 55,575,473 5,954,395 2,913,797 Corporate stock (including F. R. Bank stock) Reserve with Federal Reserve Banks Total 292,768 27,932,502 15,642,560 1,652,695 62,317 45,246 25,624 859,804 97,959 261,569 26,531 18,846 11,302 474,954 55,880 109,148 38 52 40 143 10 64 271,487 104,551 144,442 150,602 68,886 68,293 113,566 55,919 46,040 3,179,419 1,130,013 1,817,921 544,294 180,587 346,848 986,568 324,893 535,992 7,063 123,373 10,379 96,124 4,213 99,551 4,541 26,562 556 281 741 24,049,007 9,455,735 12,560,122 3,571,972 1,017,970 2,136,852 7,638,402 2,508,601 4,205,283 1,308,064 270,965 436,652 617,159 132,889 451,252 424 237 505 231 166 5,405,670 1,739,912 3,164,040 1,832,411 499,659 1,186,963 8,828,568 2,423,811 5,483,887 3,925,822 1,219,339 2,347,608 1,640,951 460,110 1,040,111 299,076 98,464 600,331 225,489 81,873 192,526 44,167 303,982 126,900 56,222 10,116 1,262,650 3.158 504,940 16,557 2,451,533 6,486 864,115 2,635 414,028 671.508 241,346 1,546,751 436.509 193,122 207 180 43 62 141 215 1,685,830 952,395 2,562,508 215,146 272,978 724,137 809,362 611,935 897.128 339,524 494,718 1,084,789 1,227,069 140,543 59,966 95,812 154,839 251,679 400,077 298,091 414,661 93,726 94,484 167,644 8,685 14,173 51,177 72,771 79,854 22,133 75,018 471,686 277,945 l-Mi 833,861 7,988 20,045 22,484 285 377 1.159 1,355 44,461 63,868 247,480 265,459 231,984 121,648 414,298 24,796 33,412 112,914 124,485 17 77 15 204 108 54 32 66 74 280,397 939,355 782,191 1,238,898 592,463 695,596 346,286 893,955 1,173,649 93,586 264,254 264,147 539,383 196,487 323,956 110,928 446,878 285,780 168,109 625,651 475,176 622,971 358,160 310,609 205,293 369,061 798,111 10,366 21,990 6,806 48,564 25,716 43,635 7,081 25,167 34,318 24,932 10,589 15,862 10,587 20,316 12,964 1,255 2,293 1,744 3,048 1,511 1,534 616 1,976 2,198 62,776 264,938 240,251 344,980 169,214 243,113 103,591 301,083 393,855 29,139 139,902 142,045 155,455 72,032 103,359 45,924 145,772 171,310 112 774,705 1,169,683 787,949 222,294 266,483 497,506 310,765 74,705 460,751 560,736 377,760 105,707 25,425 84,402 38,844 20,102 23,512 17,727 2,514 1,944 3,527 1,586 524 246,735 374,850 232,958 77,368 111,144 181,655 114,835 27,802 398,248 222,423 125,226 1,016,219 296,718 630,107 1,050,500 390,431 558,439 4,276,363 1,930,030 2,061,967 41,521 79,760 85,261 229,531 8,302 7,479 14,374 46,140 776 144,175 351,369 ?:&s 403,458 8,695 1,775,736 61,021 176,209 164,861 725,658 259,850 171,197 90,501 477,670 99,964 143,779 188,050 78,053 15,151 6,723 7,695 27,759 7,632 15,211 13,556 7,295 8,274 844 1,754 15,199 873 9,933 3,435 1,241 508 451 265 1,308 321 401 649 136 106,774 64,881 53,427 260,157 71,283 67,102 110,478 22,523 51,832 33,425 21,406 124,150 26,075 36,441 61,565 12,969 1,417,864 706,030 546,568 974,985 348,866 517.129 10,470,533 4,537,994 5,118,782 135,134 97,953 570,861 27,956 9,613 222,951 390,247 2,176 1,424 240,511 19,945 2,179,211 199,902 145,225 1,333,775 906 128 161 82 92 31 68 46 224 574 84 25 39 92 35 5 31 6 53 29 119 Mutual Savings Banks 1. 382,308 307,108 160,075 786,244 194,886 317,031 376,097 134,047 15,974 98,525 127,893 59,860 264,308 86,096 147,707 170,407 47,322 4,143 10,748 •?:iy •is 18,862 55,724 74,596 80,111 864 439 331 {.•IS 2,997 107,927 7,074,689 4,833,870 633,087 13,296 324,040 36,614 1,873,137 1,020,328 49 2,180 1,035 STATES LOCATED I N TWO F E D E R A L R E S E R V E D I S T R I C T S — C O N D I T I O N Connecticut—Dist. No. 2. New Jersey—Dist. No. 2. . Kentucky—Dist. No. 4 . . Pennsylvania—Dist. No. 4. West Virginia—Dist. No. 4 Louisiana—Dist. No. 6. . Mississippi—Dist. No. 6. . Tennessee—Dist. No. 6. . Indiana—Dist. No. 7 , Illinois—Dist. No. 7 Michigan—Dist. No. 7 . . . . Wisconsin—Dist. No. 7 Missouri—Dist. No. 1 0 . . . . New Mexico—Dist. No. 10. Oklahoma—Dist. No. 10.. Arizona—Dist. No. 1 2 . . . . 1 16 194 58 205 12 32 19 68 175 353 190 125 46 11 211 4 236,824 83,460 135,629 2,935,765 848,915 1,740,849 247,729 85,880 143,055 2,817,724 910,743 1,610,319 87,714 31,937 48,107 806,272 238,293 503,084 184,503 85,156 62,989 741,401 285,730 386,896 1,602,767 421,861 1,052,221 8,256,858 2,266,604 5,143,866 3,790,681 1,177,095 2,268,250 1,488,981 414,693 944,744 880,390 361,942 415,941 124,088 56,151 61,813 1,032,717 382,418 551,350 273,441 134,945 116,866 9,895 228,960 12,652 105,657 5,093 57,686 33,647 52,083 87,867 548,970 215,313 75,457 74,454 5,065 82,818 11,432 7,265 105,703 5,477 172,528 2,278 5,962 2,283 14,051 38,078 281,797 123,806 51,714 26,344 865 14,181 9,835 These banks, two in Wisconsin and one in Indiana, are included in the figures for those States. 575 51,464 24,666 11,338 504,046 259,364 665 74,392 28,804 18,477 662,790 381,123 299 20,446 9,016 1,247 278,931 148,123 428 63,431 22,539 2,641 235,038 112,324 2,740 436,782 213,788 15,621 2,308,125 1,482,132 6,217 837,728 424,385 2,373 378,676 178,385 1,709 351,341 165,650 194 37,879 14,238 1,950 394,116 162,306 363 58,722 31,544 11 OF BANKS O N APRIL 24, 1950, BY STATES ASSETS [In thousands of dollars] and bank balances Demand balances with banks in U. S. (except private banks, etc.) Other balances with banks in U. S. Balances with banks in foreign countries Cash items in process of collection 5,260,916 26,940 36,110 5,313,281 Bank premises, furniture, and fixtures Other real estate indirectly representing real estate Customers' liability on acceptances Income accrued but not collected 922,994 16,847 68,770 147,420 258,785 Total assets 163,652 131,031,994 14,036 1,047 115 345 3 133 10,781 1,320 1,146 579 136 114 12,405 912 758 337,005 197,811 140,983 4,110,559 653,039 1,265,747 4,833 1,960 9,075 96,518 388 6,519 76,470 9,300 17,469 63,533 5,449 11,345 31,577,452 4,265,901 9,641,372 139 40 176 219 1,528 91 754 1,204 305 248 13 4,606 13,100 3,760 24,517 10,266 3,326 4,560 1,591 8,062 3,467 2,724 6,736,699 2,356,416 11,357,854 4,833,105 2,073,703 7,768 4,753 19,249 1,376 1,719 5,228 4,549 657 38 128 3,942 2,526 446 475 6 1,284 9 51 56 134 935 560 3,030 65 270 758 858 2,177,143 1,239,302 3,426,207 261,832 339,684 979,116 1,081,394 13,966 50,037 32,682 64,699 16,704 64,550 14,436 66,133 51,403 1,858 9,952 13,806 16,287 6,080 7,308 2,688 11,895 15,438 114 150 199 225 235 94 656 500 304 178 2,844 710 5 48 107 16 4 29 52 1,598 285 2,034 1,658 346,534 1,220,664 1,040,179 1,604,746 770,149 949,419 453,484 1,211,591 1,587,847 5 139 40,104 64,136 18,160 7,006 5,965 15,216 7,389 3,190 193 175 94 676 1,093 1,311 378 1,029,648 1,563,394 1,033,066 303,527 4 12,609 67,803 33,569 246,756 2,937 11,213 6,765 57,394 48 424 59 6,172 30 97 833 7,058 258 3,024 1,662 4,599 361 2,527 1,337 3,326 546,057 1,388,712 1,464,690 6,135,161 2,781 2,971 1,202 3,241 1,922 3,778 2,949 1,369 33 31 46 146 10,892 6,853 2,995 36,008 2,388 10,439 993 15 131 1,908 215 883 38 572 127 306 59 1,527 82 766 927 168 492,983 375,360 214,925 1,053,199 268,651 389,771 491,490 158,713 269 139 5,120 94,140 46,536 452,053 12,868 14,445 94,357 4,678 2,907 29,551 819 936 11,954 1,827,476 1,234,152 12,824,082 10 54 117 17,924 13,590 7,456 92,634 13,347 69,451 5 3 15 728 99 219 88 4 14 2,605 373 25 9,848 8,072 4,286 222,174 15,051 52,701 1,840 1,684 1,504 32,551 7,507 15,300 247,140 139,314 370,877 566 448 179 22,322 16 1,481 1,724,444 90,500 326,790 210,933 43,231 84,338 1,469 514 1,087 268,546 163,507 400,614 197,490 117,924 895 212 ,851 377 114 386 8 989 498 20 212,046 52,785 398,235 48,804 13,570 39,638 27,990 12,198 108,984 101,858 177,752 13,230 22,293 73,365 113,286 258 412 214 6 81 11 106,194 33,832 208,935 2,885 3,657 50,652 14,280 320 52 23 1,322 288 15,336 50,835 43,774 89,616 60,549 55,951 31,265 70,319 142,938 Other 270 248 102 1 464 100 241 128 225 78,392 103,341 76,177 35,708 15 207 413 61,086 86,896 185,336 715,910 474 840 3,396 28 60 36,523 19,208 25,150 85,598 37,066 12,753 24,504 3,847 439 150 68,210 34,725 279,321 1,008 688 4,120 54 75 39 24 1 3 15 788 74 11 961 19 241 11 21 478 116 1 106 16 52 654 22 160 381 1,039 184 3,839 76 4,513 122 263 211 123 34 878 360 505 1,570 '25j967 11 135 357 10,939 s « 849 1,448 981 555 2,621 1,016 '•58 2,094 3,017 s if 17 18,225 State Total, all States New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Mutual Savings Banks 1 OF BANKS LOCATED I N F E D E R A L RESERVE D I S T R I C T S P E C I F I E D 10,041 105,071 36,633 122,429 7,171 57,365 28,709 71,522 134,459 350,809 187,454 101,859 77,874 18,686 179,593 10,645 392 15 276 10 474 140 172 114 189 150 815 66 "i' 989 497 20 29 146 For footnote, see opposite page. 10,135 78,990 1,723 103,282 1,738 58,641 6,641 33,051 47,807 381,021 151,993 73,083 98,212 1,702 33,344 9,843 4,773 3 2',742 34,393 395 8,965 2,860 11,346 11,041 35,805 26,857 10,993 6,205 6',577 3,393 34 466 42 1 3 1,652 16 3,188 91 754 1,204 305 399 150 16 3,839 184 286 13 4,606 22 160 27 833 76 405 81 193 29 69 196 10 177 59 211 100 388 300 8,253 84 8,567 205 2,344 12 1,371 3,630 23,971 10,248 2,953 '•ill 1,662 883 151 3,542 111 1,923 130 2,108 317 691 i:m 3,423 2,614 516 51 1,323 731 293,649 3,488,189 325,074 3,528,777 108,907 1,102,864 251,388 990,326 2,055,750 10,637,300 4,670,359 1,884,692 1,240,363 163,446 1,437,363 337,381 Connecticut—Dist. No. 2 New Jersey—Dist. No. 2 Kentucky—Dist. No. 4 Pennsylvania—Dist. No. 4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6 Mississippi—-Dist. No. 6 Tennessee—Dist. No. 6 Indiana—Dist. No. 7 Illinois—Dist. No. 7 Michigan—Dist. No. 7 Wisconsin—Dist. No. 7 Missouri—Dist. No. 10 New Mexico—Dist. No. 10 Oklahoma—Dist. No. 10 Arizona—Dist. No. 12 12 ALL MEMBER BANKS —ASSETS A N D LIABILITIES LIABILITIES [In thousands of dollars] Demand deposits State Total Total, all S t a t e s . . Individuals, partnerships, and corporations States and political divisions Banks , in foreign countries Banks United States Certified and officers' checks, etc. Total Individuals, United PostpartnerStates al ships, and Govern- Savcorporaings States and political subdivi- Banks n u! s. Banks in eign tries 90,361,101 69,364,512 2,686,514 6,099,572 9,150,132 1,342,534 1,717,837 29,605,473 28,212,782 164,641 4,916 1,073,538 26,509 123,087 New England: 174,866 Maine 145,917 132,308 New Hampshire 105,829 59,278 Vermont 52,422 Massachusetts 3,044,290 2,381,321 400,357 Rhode Island 323,905 Connecticut 903,460 751,522 Middle Atlantic: 24,084,093 18,239,877 New York New Jersey . . . . . . . . . 2,170,713 1,794,315 Pennsylvania 6,084,121 5,000,230 East North Central: 4,018,320 3,214,436 Ohio 1,593,127 1,183,677 Indiana 7,855,054 6,041,605 Illinois 2,683,585 2,046,000 Michigan Wisconsin 1,198,292 900,051 West North Central: 1,449,619 Minnesota 969,629 899,421 619,182 Missouri 2,652,741 1,811,311 175,590 North Dakota 152,894 253,519 South Dakota 205,549 Nebraska 807,956 605,679 Kansas 916,359 649,412 South Atlantic: 272,837 Delaware 225,947 830,262 Maryland 628,218 786,038 District of Columbia. 694,810 995,944 Virginia 755,777 507,579 West Virginia 405,126 North Carolina 709,851 515,938 360,874 South Carolina 283,752 Georgia 926,621 678,133 Florida 1,246,137 938,869 East South Central: 798,886 Kentucky 622,956 Tennessee 1,116,484 736,028 736,409 Alabama 565,604 Mississippi 224,822 150,479 West South Central: 428,983 Arkansas 329,093 1,088,006 713,344 Louisiana Oklahoma 1,254,249 912,551 Texas 5,152,292 3,890,270 Mountain: 383,328 292,193 Montana 268,709 210,918 Wyoming 165,577 127,770 Colorado 789,523 628,179 New Mexico 215,297 156,088 Arizona 279,860 230,369 336,272 251,867 Utah Nevada 92,603 73,174 Pacific: 985,749 Washington 1,225,574 800,734 657,164 Oregon California 6,810,281 5,509,383 Mutual Savings Banks United States Govern- Time deposits 5,809 4,734 1,442 87,984 14,583 32,042 13,330 11,060 2,903 207,578 42,182 55,185 7,783 5,749 13 2%,030 10,265 33,430 29.444 1,552 37 1,012 631.399 79,792 199.400 723,099 2,680,697 1,117,567 204,441 42,292 529 13.445 254,666 550,201 166,907 46,686 273,140 183,004 53,044 284,257 266,560 239,751 99,594 373,231 1,045,818 237.218 172,428 119,383 99,354 2,014 4,936 1,499 61,933 7,870 31,244 127,729 44,101 66,024 662,997 198.525 257,531 691,454 3,776,069 49,344 1,770,370 66,179 2,549,303 126,956 42,855 65,335 653,875 197,913 255,915 552 893 207 5,285 548 1,403 3,565,637 45,837 1,733,461 5,754 2,438,279 349 6 20 3 134 50 25 215 333 479 3,585 14 185 118 3 583 62,977 4,031 97,587 271 30,884 108,655 1,437 81,467 2,240,221 2 , 1 1 6 , 0 2 2 23,311 618,256 614,018 78,678 2,731,469 2,603,974 40,188 1,853,348 1,830,889 740,323 25,967 732,822 3,151 2,615 4,570 4,986 4,568 311 357 94 64 90 119,764 546 122,471 17,102 2,361 32,248 7,530 17,572 1,719 2,665 6,077 8,128 548,757 261,284 544,851 71,200 66,094 108,800 99,792 542,150 258,478 538,521 70,578 63,776 341 2,560 624 525 1,155 147 1,666 58 74 80 6 4 23 38 11,682 14,222 6,692 14,323 4,712 4,433 13,390 36,004 297,781 185,374 476,061 191,245 161,020 64 ,.972 194,585 241,928 35,747 205 291,099 4,742 10 178,349 6,000 U025 439,787 12,675 216 188,880 1,552 30 131,449 4,112 8 62,919 650 7 190,036 3,454 448 237,187 2,408 66 8,851 11,051 4,472 1,393 149,385 343,895 218,659 58,935 146,919 329,433 215,735 58,233^ 1,731 6,667 431 9,909 2,820 13,550 12,467 58,005 79,107 219,651 104,958 594,980 78,139 213,517 100,250 481,585 357 647 1,808 7,393 54 5,270 2,668 1,547 8,530 2,567 5,169 2,610 1,597 86,598 86,518 36,250 194.526 37,928 86,166 123,621 55,433 85,994 85,778 35,699 193,977 35,318 85,361 122,694 52,209 125 655 490 287 2,437 250 530 895 4,693 108 42,582 4,747 493 58,593 29,760 65,273 3,799 5,619 20,719 19,056 137,144 144,122 128.219 9,375 32,158 51,873 165,307 249,070 98,827 625,873 7,803 7,528 123,605 74,456 28,066 27,707 22,034 33,664 13,564 22,284 8,916 24,417 21,021 3,274 91,128 131 86,929 52,873 53,358 48,407 74,852 145,270 3,868 73,248 47,449 104,890 29,324 103,863 15,087 144,724 125,086 16,365 18,508 17,581 4,377 43,162 138,646 92,417 40,286 107,527 212,117 56,019 28,287 5,859 17,014 23,427 73,546 42,470 185,591 160,429 433,408 48,741 151,840 144,944 687,154 6,623 4,321 2,795 18,108 4,993 6,061 4,368 1,982 57,016 45,919 23,947 60,479 41,985 34,463 41,698 14,711 22,226 4,883 9,664 2,705 35,725 1,139 1,093 4 36,895 17,982 221,251 119,290 79,966 471,014 66,711 30,366 310,450 3,027 1,224 89,654 2,935 4,493 3 832 3,413 462 85 62 2,501 25 134 316 9,129 18,201 108,612 96,868 702 13,902 483,176 477,041 5,723 14,032 343,331 337,984 47 208,529 5,116,342 4,664,529 12,350 1 16,445 973 720 360 307 482 2,502 3,706 172 5,576 50 91 1,159 16 1,187 52 1,910 20 23,094 374 25,120 1,196 509 1,922 289 409 331 200 138 345 151 17 16 661 58 9,022 2,364 232 920 25 70 95 366 466 120 4,767 650 1,722 1,083 102,587 3,049 2 1 18 18 15 241 467 34 43 250 157 550 307 2,329 10 40 4 390 5,235 50 410,254 3,468 25,500 16,451 STATES LOCATED IN TWO FEDERAL RESERVE DISTRICTS—CONDITION Connecticut—Dist. No. 2. New Jersey—Dist. No. 2 . Kentucky—Dist. No. 4 . . . Pennsylvania—Dist. No. 4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6 . . Mississippi—Dist. No. 6. Tennessee—Dist. No. 6. Indiana—Dist. No. 7 . . . Illinois—Dist. No. 7 Michigan—Dist. No. 7. . Wisconsin—Dist. No. 7 . . Missouri—Dist. No. 10.. New Mexico—Dist. No. 10 Oklahoma—Dist. No. 10. Arizona—Dist. No. 12... 1 178,426 1,720,477 232,018 2,221,629 60,859 857,815 183,370 678,518 1,388,106 7,406,863 2,620,929 1,103,547 1,046,131 123,527 1,232,038 242,668 149,159 1,433,601 205,176 1,868,840 46,270 541,314 117,670 446,357 1,024,249 5,695,998 1,997,911 825,217 618,395 78,508 896,084 201,511 7,427 63,175 3,799 67,359 2,961 12,606 3,363 12,180 42,392 264,802 181,131 50,218 18,238 4,371 23,224 5,265 10,135 139,816 18,785 67,879 8,243 159,052 33,400 98,223 216,976 340,690 225,918 86,049 45,053 29,906 155,621 27,752 6,333 40,053 529 2,829 198,056 " " l ',691 2,638 128,782 ""6. ',667 27,681 114,378 85,198 108 987,301 42,,582 171,909 4,,745 116,696 493 355,559 1,,069 8,800 144,567 43 i 2,640 1,,093 5,372 92,898 92,728 43,303 1,503,920 1,478,157 1,429 65,861 65,570 16,804 898,191 859,303 747 34,156 33,365 9,394 180,233 174,214 1,256 51,727 51,028 7,380 245,763 234,214 19,183 543,279 539,352 75,490 2,507,759 2,416,020 39,315 1,766,071 1,743,954 24,874 658,772 651,423 7,817 119,553 119,163 1,942 30,449 28.007 12,111 102,209 97,620 4,407 73,563 73.008 These banks, two in Wisconsin and one in Indiana, are included in the figures for those States. 10 1,565 15 216 370 567 699 2,925 2,595 4,554 4,862 4,568 13 2,425 1,805 250 210 5 60 37 149 332 39 9 85 16 16 95 5 6,163 2,312 320 680 360 86,786 16,939 307 2,214 482 311 50 1 145 23,935 247 '273 4,742 1 1,611 300 263 38 878 143 650 1,078 13 OF BANKS ON APRIL 24, 1950, BY STATES L I A B I L I T I E S A N D CAPITAL ACCOUNTS [In thousands of dollars] Bills payable and other b°r~d money Accept- Other liabilities Total liabilities 121,684,772 2,917,728 4,261,297 15,173 1,057 115 1,671 310 986 31,1 5,248 6,338 305,466 176,919 126,288 3,762,848 605,187 1,168,269 159,230 104,256 10,125 388 2,541 6,890 667,788 24,617 48,320 31,539 147,094 151,413 20,892 110,646 113,753 14,695 47,536 52,538 347,711 2,729,971 2,428,658 47,852 371,959 358,906 97.478 781,308 785,250 38,115 8,595 56,322 35,282 7,210 6,310,192 2,220,041 10,649,575 4,572,237 1,946,085 142,426 40,782 235,452 81,623 39,190 193,258 58,022 309,604 110,149 48,217 75,913 31,924 89,759 51,( 31,897 14,910 5,647 73,464 18,008 8,314 426,507 3,537,728 3,368,114 136,375 1,377,039 1,393,954 708,279 7,056,205 6,095,279 260,868 2,332,944 2,170,255 127,618 1,006,558 950,795 17,687 1,864 14,740 1,192 1,368 1,851 2,555 2,036,638 1,163,000 3,216,629 248,232 321,631 922,107 1,018,906 39,839 20,173 74,239 4,080 5,043 18,910 20,517 18.922 56,467 3,127 4,289 13,389 15,537 13,694 6,194 4,228 21,200 66,455 31,013 74,644 5,511 7,566 19,302 23,819 1,155 5,408 1,932 140,505 1,234,441 1,032,827 763,731 76,302 737,002 209,578 2,266,054 1,748,167 13,600 159,475 161,103 18,053 227,569 236,715 57,009 683,939 612,977 62,488 788,793 808,567 2,214 4,390 4,311 8,099 2,474 12,029 1,935 9,377 6,631 311,055 1,136,887 975,923 1,480,886 706,670 883,435 427,810 1,130,965 1,494,704 8,972 23,247 19,150 39,328 19,715 16,375 8,187 25,438 31,975 20,618 40,938 31,750 51,833 28,956 35,707 10,754 33,978 41,072 5,752 14,343 10,560 25,829 11,297 10,870 5,396 12,695 13,445 137 5,249 2,796 6,870 3,511 3,032 1,337 8,515 6,651 35.479 83,777 64,256 123,860 63,479 65,984 25,674 80,626 93,143 381 1,299 184 4,419 7,985 5,281 707 955,590 1,468,745 961,668 284,648 23,050 28,896 22,330 6,043 36,869 45,995 30,385 11,254 12,386 16,343 14,517 1,251 1,753 3,415 4.166 331 74,058 94,649 71,398 18,879 5,033 76 4,618 1,766 5,010 4,101 17,524 509,856 1,317,700 1,363,384 5,771,505 11,460 20,676 30,273 135,198 13,674 32,499 36,184 141,894 9,329 16,670 29,808 69,917 1,738 1.167 5,041 16,647 1,444 1,374 632 3,615 686 4,470 2,500 1,373 471,445 356,601 202,459 988,734 254,311 370,496 462,393 149,409 8,515 7,655 2,963 17,590 5,740 6,325 9,540 2,163 8,158 7,503 5,895 25,909 5,110 4,324 2,964 2,901 16,118 8,182 11,054 2,377 1.199 3,689 7,082 4,749 541 637 707 4,848 2,291 1,079 1,421 15 9,409 8,285 199,399 1,719,825 1,157,219 12,141,375 31,230 17,440 262,099 41,186 30,018 255,738 22,972 29,238 140,097 12,263 237 24,773 7,446 26/ 15 2,936 44,023 5,031 61,605 2,279 13,773 959 10,200 27,102 78,510 48,054 29,114 20,344 578 29,199 2,838 778 12,356 910 27,505 1,086 160 20,100 425 3,000 250 650 3,500 200 475 6 1,297 22 4,150 304 675 5,356 500 107 2,091 1,742,036 426,161 9,347,222 79,789,023 71,868,640 496,580 53,839 167,520 100 20 Demand deposits adjusted (see footnote on page 1) 812,248 1,432,381 123,482 96,233 272,621 464,235 256 13 5,030 2,900 subject to reserve (see page 14) 28,791,436 3,976,213 8,691,175 13,280 50 1,700 330 Net demand de- 7,157 5.198 3,396 55,731 6,124 17.921 200 200 Total capital accounts 12,095 8,509 5,121 159,894 22,175 40,355 1,200 '825 Surplus Other capital ing 252,143 160,668 1,305,387 ,500 Capital Undivided profits 16 35 29 52 75 1,070 400 1,500 166 4,500 369 2,500 12,853 11,165 5,860 4,857 100,454 14,820 34,940 16 ,503 1,122 1,325 1,321 31,632 4,733 4,262 44,807 2,786,016 22,112,509 17,929,986 289,688 1,940,899 1,957,600 16,134 950,197 5,386,454 4,994,285 45,821 882 243,535 226,937 729,390 678,438 709,582 680,460 841,629 792,229 430,326 447,987 589,350 519,069 315,173 322,435 790,169 691,285 1,051,796 1,046,126 680,390 949,007 642,072 182,108 634,865 821,589 644,333 185,152 36,201 355,288 361,774 71,012 933,307 844,682 101,306 1.035.344 1,051,878 363,656 4,189,626 4,134,927 21,538 18,759 12,466 64,465 14,340 19,275 29,097 9,304 335,913 242,648 137,432 667,917 175,843 256,668 293,234 86,382 343,587 252,652 150,269 661,180 198,252 259,562 277,420 87,108 107,651 1,063,224 1,024,801 76,933 719,473 704,626 682,707 6.079.345 5,736,873 1,722 State Total, all States New England: Maine New Hampshire Vermont Massachusetts Rhode Island Connecticut Middle Atlantic: New York New Jersey Pennsylvania East North Central: Ohio Indiana Illinois Michigan Wisconsin West North Central: Minnesota Missouri North Dakota South Dakota Nebraska Kansas South Atlantic: Delaware Maryland District of Columbia Virginia West Virginia North Carolina South Carolina Georgia Florida East South Central: Kentucky Tennessee Alabama Mississippi West South Central: Arkansas Louisiana Oklahoma Texas Mountain: Montana Idaho^ Wyoming Colorado New Mexico Arizona Utah Nevada Pacific: Washington Oregon California Mutual Savings Banks 1 OF BANKS LOCATED I N FEDERAL RESERVE DISTRICT SPECIFIED 9,350 100 850 1,700 "166 ""400 100 388 150 16 5,033 184 286 13 5,030 22 160 27 76 1,537 21,136 676 20,565 541 4,209 663 5,067 7,417 54,579 35,063 6,586 2,870 646 4,070 4,076 For footnote, see opposite page. 272,961 3,255,271 298,655 3,141,385 95,572 1,047,290 235,944 929,634 1,938,815 9,975,931 4,422,085 1,769,165 1,168,581 155,022 1,338,393 320,307 7,709 76,351 8,500 116,070 3,790 15,629 4,863 20,465 34,785 221,675 77,533 35,115 23,220 3,400 29,563 6,075 9,265 100,188 11,978 182,212 6,180 25,046 9,364 27,965 50,296 292,233 105,221 43,631 25,894 3,045 35,415 7,182 1,126 258 2,062 4,752 68,951 17,466 7,667 2,324 1,401 4,793 979 20,688 232,918 26,419 387,392 13,335 55,574 15,444 60,692 116,935 661,369 248,274 115,527 71,782 8,424 98,970 17,074 158,250 1,536,416 193,662 1,995,918 51,950 741,809 148,020 573,945 1,206,044 6,675,033 2,281,482 929,372 870,045 103,139 1,019,101 222,180 154,531 1,537,730 223,667 1,850,241 53,522 651,119 145,685 518,909 1,212,601 5,731,157 2,111,151 863,057 573,053 108,654 1,030,472 223,827 Connecticut—Dist. No. 2 New Jersey—Dist. No. 2 Kentucky—Dist. No. 4 Pennsylvania—Dist. No. 4 West Virginia—Dist. No. 4 Louisiana—Dist. No. 6 Mississippi—Dist. No. 6 Tennessee—Dist. No. 6 Indiana—Dist. No. 7 Illinois—Dist. No. 7 Michigan—Dist. No. 7 Wisconsin—Dist. No. 7 Missouri—Dist. No. 10 New Mexico—Dist. No. 10 Oklahoma—Dist. No. 10 Arizona—Dist. No. 12 14 ALL MEMBER BANKS—DEPOSITS A N D RESERVES, APRIL 24, 1950 [In thousands of dollars] Gross demand deposits Net Deductions demand allowed in deposits computing subject to reserves Reserves with Federal Reserve Banks * Time deposits Total Required Excess Ratio of total reserves to net demand plus time deposits (per cent) 90,361,101 10,572,078 79,789,023 29,605,473 15,642,560 15,234,056 408,504 14.3 Central reserve city banks 25,795,492 2,004,117 23,791,375 2,775,293 5,388,665 5,372,867 15,798 20.3 Reserve city banks 34,268,680 4,269,305 29,999,375 11,770,379 5,988,234 5,988,406 -172 14.3 Country banks 30,296,929 4,298,656 25,998,273 15,059,801 4,265,661 3,872,783 392,878 10.4 All member banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 4,536,133 505 869 25,982,996 821 4,585,565 011 6,532,826 753, 568 4,129,689 566 189 4,628,870 681 059 13,418,866 204 3,735,091 '•ifl: 749 333j 2,419,457 5,081,111 810: % 5,533,656 1,029, 097 9,776,841 1,070. 355 Central reserve city banks: New York Chicago 20,703,916 1,570,981 19,132,935 5,091,576 433,136 4,658,440 All m e m b e r b a n k s . . . . Hit, 030,264 807,175 038,554 779,258 563,500 947,811 855,662 199,342 086,046 270,366 504,559 706,486 655,010 5,087,283 706,006 1,076,176 604,529 638,223 2,395,564 538,262 349,252 689,594 703,990 1,790,167 16,985 30,617 27,014 14,275 45,172 76,680 24,774 20,518 19,633 35,555 69,043 28,238 1,688,814 4,296,703 4,293,686 1,086,479 1,091,962 1,079,181 3,017 12,781 20.6 19.0 16.6 14.8 16.1 13.8 1,264,009 5,372,887 1,953,566 3,238,429 1,342,297 1,132,895 5,737,165 991,956 941,477 691,579 657,229 6,281,984 671,995 5,117,900 733,020 1,090,451 649,701 714,903 2,420,338 558,780 368,885 725,149 773,033 1,818,405 Reserve city banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas San Francisco 1,991,403 910,481 2,309,661 4,114,261 2,091,654 2,081,181 4,226,914 2,024,803 1,014,749 2,828,943 2,650,084 8,024,546 188,424 102,407 247,971 435,198 261,749 283,837 557,223 279,090 150,540 452,741 473,738 836,387 334,432 1,802,979 197,924 332,239 159,863 808,074 288,198 162,787 382,051 2.061.690 218,933 368,167 737,511 3,679,063 1,505,591 713,188 1,829,905 351,455 441,445 358,866 345,441 1,797,344 438,377 378,482 762,593 3.669.691 2,040,968 727,791 331,602 1,745,713 347,467 327,652 164,645 864,209 181,744 163,682 2,376,202 369,326 446,182 444,399 412,276 410,670 2,176,346 435,929 7,188,159 5,329,736 1,575,052 1,560,355 -2,193 2,924 -13,884 -24,323 7,411 33,041 -34,802 -3,950 -963 -1,783 23,653 .14,697 Country banks, by districts: Boston New York Philadelphia Cleveland Richmond Atlanta Chicago St. Louis Minneapolis Kansas City Dallas.. San Francisco 2,544,730 4,368,599 2,275,904 2,418,565 2,038,035 2,547,689 4,100,376 1,710,288 1,404,708 2,252,168 2,883,572 1,752,295 317,445 502,433 299,040 318,370 304,440 397,222 572,845 256,659 182,871 358,004 555,359 233,968 2,227,285 1,066,085 3,866,166 3,395,875 1,976,864 1,734,633 2,100,195 732,838 1,733,595 900,852 2,150,467 694,518 3,527,531 ,609,718 644,489 1,453,629 1,221,837 759,733 1,894,164 322,253 2,328,213 246,559 1,518,327 952,248 320,578 633,734 323,955 338,665 253,074 292,782 553,790 206,660 184,607 243,412 291,714 229,812 19,178 24,676 40,898 38,598 37,761 43,639 46,795 24,468 20,596 37,338 45,390 13,541 339,756 658,410 364,853 377,263 290,835 336,421 600,585 231,128 205,203 280,750 337,104 243,353 12.2 12.1 13.2 14.1 13.8 13.3 12.2 14.6 15.0 12.1 il:l !!:' 15.6 16.2 \n 10.3 9.1 9.8 11.0 10.4 12.7 "d 1 Demand balances with banks in United States, except private banks and American branches of foreign banks, plus cash items in process of collection. War loan and series E bond accounts were also exempt from reserve requirements during the period April 13, 1943 to June 30, 1947, and were, therefore, deducted in computing net demand deposits subject to reserve for the March 1945-December 1946 call dates shown on page 2. The difference between the figures shown in this column and the figures shown against the corresponding captions under "Assets" is accounted for by an excess of allowable deductions over gross demand deposits at a number of banks. 2 The figures shown in the "Total" column represent the reserve balances as reported by member banks from their own books. They differ from those shown by the Federal Reserve Banks' books because of a lack of synchronization of entries on the books of Federal Reserve Banks and member banks. In determining whether member banks' reserves meet requirements, the reserve balances shown by the books of the Federal Reserve Banks are used. Reserves actually required on a given date are based on deposits at the opening of business on that day, which is the same as the close of business the preceding day. Therefore, the figures in the "Required" column represent the reserves required to be maintained on the business day following the call date. Pursuant to the provisions of law, the Board of Governors of the Federal Reserve System prescribed the following requirements for reserves to be maintained by each member bank which were in effect on that date: Time deposits—5% for all member banks; net demand deposits—22% for central reserve city banks, 18% for reserve city banks, and 12% for country banks. The figures shown in the "Excess" column are the differences between reserve balances reported by member banks on the call date and the reserves required to be maintained on the first business day following the call date. They are, therefore, merely approximations of the reserve position of member banks. STATE MEMBER BANKS—ASSETS AND LIABILITIES O N APRIL 24, 1950, BY FEDERAL RESERVE DISTRICTS [Amounts in thousands of dollars] Federal Reserve district Total Boston New York Philadelphia Cleveland Rich- Atlanta Chicago LSt'- Minneapolis Kansas City Dallas San Francisco ASSETS 33,552,188 1,477,415 15,426,823 1,838,017 3,042,765 1,458,680 562,236 4,530,327 1,375,111 357,775 688,692 487,654 2,306,693 12,728,112 530,898 6,233,894 635,363 1,032,290 622,803 251,880 1,358,927 554,648 121,451 303,729 210,186 872,043 United States Government direct and guaranteed obligations... 18,067,852 820,624 8,206,723 978,484 1,718,643 733,581 255,918 2,631,405 693,942 210,775 303,375 235,221 1,279,161 1,769,981 Obligations of States and political subdivisions 67,579 56,065 46,774 388,174 81,368 16,869 67,964 38,079 119,385 619,826 122,130 145,768 Other bonds, notes, and debentures 863,114 30,947 42,005 5,597 144,843 52,899 91,475 139,722 39,678 292,332 8 6,342 Corporate stocks (including Federal Reserve Bank stock) '525 5,415 5,157 10,565 5,475 123,129 74,048 4,226 2,067 6,978 9,102,552 346,983 4,458,285 437,325 677,901 454,023 181,941 1,049,920 417,418 90,029 Reserves, cash, and bank balances 194,774 544,205 Reserve with Federal Reserve Banks 5,434,029 178,059 2,997,181 248,865 374,218 222,322 81,332 596,005 205,633 43,734 74,184 298,725 Cash in vault 65,119 6,503 519,687 38,064 175,012 30,053 40,654 14,289 9,165 13,420 27,019 21,966 78,423 Demand balances with banks in United States (except private banks and American branches of foreign banks) 165,978 94,015 65,405 251,708 100,719 33,080 72,375 97,427 119,827 1,267,498 54,422 70,169 142,373 456 8,238 313 155 46 3,362 209 65 896 50 1,663 1,023 Balances with banks in foreign countries 128 16,438 27 426 14,076 27 30 22 1,438 3 255 Cash items in process of collection 1,856,662 6,711 54,260 9,670 75,699 1,102,676 86,570 95,607 89,005 96,300 96,796 20,862 122,506 Due from own foreign branches 491 491 Bank premises owned and furniture and fixtures 19)701 25,126 3,534 8,231 314,091 21,918 21,158 20,237 1,589 145,547 10,678 8,190 28,182 Other real estate owned 169 79 93 2,548 357 199 105 1,024 219 113 182 Investments and other assets indirectly representing bank premises 16,914 2,019 8 1,028 1,980 138 111 3,590 6,475 1 1,564 43 68,261 1,742 54 60 31 500 2,050 448 349 62,984 Income accrued but not yet collected 7,427 286 88,970 3,473 3,184 427 1,002 52,427 4,628 2,832 4,102 928 8,254 Other assets 452 1,982 5,282 2,744 5,085 2,722 1,374 51,101 19,631 259 5,403 2,160 4,007 Loans and investments htil Total assets 43,197,116 1,852,429 20,170,802 2,314,056 3,758,211 1,944,340 756,085 5,622,716 1,809,266 450,083 944,554 691,527 2,883,047 LIABILITIES Demand deposits Individuals, partnerships, and corporations United States Government States and political subdivisions Banks in United States Banks in foreign countries Certified and officers' checks, cash letters of credit, and travelers' checks, etc Time deposits Individuals, partnerships, and corporations United States Government Postal Savings States and political subdivisions Banks in United States Banks in foreign countries Total deposits Due to own foreign branches Bills payable, rediscounts, and other liabilities for borrowed money. Acceptances outstanding Dividends declared but not yet payable Income collected but not yet earned Expenses accrued and unpaid Other liabilities Total liabilities Capital CAPITAL ACCOUNTS Undivided profits Other capital accounts Total capital accounts Total liabilities and capital accounts Net demand deposits subject to reserve (see page 14) Demand deposits adjusted (see footnote on page 1) Pledged assets (and securities loaned) 29,831,690 1,227,459 15,204,924 1,650 ,972 2,071,248 1,325,173 550,102 3,167,976 1,337,570 291,302 778,192 578,633 1,648,139 23,283,225 993,379 11,620,271 1,397,296 1,731,003 1,017,075 409,279 2,569,472 990,327 225,330 514.027 479,505 1,336,261 915,953 38,954 84,874 36,763 431,107 87,436 5,219 12,780 6,036 49,843 36,701 10,811 115,429 1,571,220 120,508 504,935 64,644 122,263 95,356 98,215 75,556 233,221 69,826 43,677 78,505 64,514 2,780,004 36,652 1,614,086 76,153 102,546 152,944 49,860 195,045 227,024 12,859 166,388 23,322 123,125 642,639 617,707 87 2,041 447 216 1,468 1,313 2,760 2 14,706 136 1,756 638,649 25,356 36,498 416,818 6,045 5,040 28,521 18,925 4,460 53,053 10,870 28,848 4,215 9,479,865 458,773 2,744,352 441,849 1,402,392 450,464 150,107 2,111,140 343,421 132,160 105,548 71,275 1,068,384 9,166,978 455,149 2,666,239 422,088 1,338,876 416,004 144,782 2,082,291 338,796 130,820 105.028 67,103 999,802 27,545 1,195 10,687 217 376 20 27 2,043 7,941 695 102 2,274 1,968 698 65 10 35 147 12 36 18 30 218 110 11 259,192 2,314 45,635 19,489 65,443 62,649 25,986 3,781 26,301 1,203 388 2,639 5,590 50 1,919 20 344 100 315 813 1,085 164 19,862 19,862 39,311,555 1,686,232 17,949,276 2,092,821 3,473,640 1,775,637 700,209 5,279,116 1,680,991 423,462 883,740 649,908 2,716,523 12,634 12,634 175,972 " " l , 800 31 148,790 571 13,580 8,500 350 50 700 100 500 74,228 54 43 1,752 500 68,842 62 355 2,104 68 448 2,715 205 1,170 406 15 42 3 145 237 8 385 10 89 71,987 4,374 25,236 5,184 4,737 2,837 280 701 7,266 1,949 8,013 382 11,028 139,538 7,383 8,309 836 65,059 15,672 6,741 1,892 4,651 14,299 12,479 399 102,833 77,033 2,798 2,103 29 6,855 2,058 1,677 2,394 45 4,338 3,256 '4 '•SI 39,891,462 1,705,544 18,348,040 2,109,448 3,512,326 1,802,917 706,528 5,309,725 1,691,568 424,998 886,614 651,142 2,742,612 979,295 1,585,450 622,925 117,984 3,305,654 45,788 59,266 24,835 16,996 513,540 948,280 328,847 32,095 56,227 104,717 36,456 7,208 77,300 113,328 45,909 9,348 40,277 70,596 23,096 7,454 15,331 23,974 7,925 2,327 89,171 122,150 67,320 34,350 43,498 43,128 29,030 2,042 8,600 8,641 6,440 1,404 18,953 15,502 21,063 13,785 15,331 9,661 2,593 1,437 55,108 56,522 28,075 730 146,885 1,822,762 204,608 245,885 141,423 49,557 312,991 117,698 25,085 57,940 40,385 140,435 43,197,116 1,852,429 20,170,802 2,314,056 3,758,211 1,944,340 756,085 5,622,716 1,809,266 450,083 944,554 691,527 2,883,047 26,709,649 1,097,827 13,936,270 1,494,233 1,833,268 1,134,362 463,835 2,794,733 1,147,846 251,511 651,557 471,536 1,432,671 23,636,432 1,074,686 11,439,348 1,400,726 1,786,180 1,037,419 468,433 2,733,240 982,018 266,511 544,317 539,389 1,364,165 3,367,707 105,349 1,108,197 380,405 405,519 256,023 118,204 296,635 139,359 64,240 112,848 86,473 294,455 1,915 45 243 233 83 86 138 171 131 129 148 68 440 FEDERAL RESERVE SYSTEM BOUNDARIES OF FEDERAL RESERVE DISTRICTS AND THEIR BRANCH TERRITORIES Omaha CHICAGO \ loLEVELAND Denver KANSAS CITY ST. LOUIS Louisville WCHt*OM Nashville Oklahoma City Charlotte Memphis L i t t l e Rock iwis ' ATLANTA DALLAS® El P a t o Jacksonville. SB BOUNDARIES OF FEDERAL RESERVE DISTRICTS BOUNDARIES OF FEDERAL RESERVE BRANCH TERRITORIES • New O m a n * San Antonio BOARD OF GOVERNORS OF T H E FEDERAL RESERVE SYSTEM © F E D E R A L RESERVE BANK CITIES • F E D E R A L RESERVE BRANCH CITIES OCTOBER BOARD OF GOVERNORS OF THE FEDERAL RESERVE /, !*4S SYSTEM