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MEMBER BANK

CALL REPORT




NUMBER 115

CONDITION OF MEMBER BANKS
APR IT, 24, 1950
V

BOARD OF GOVERNORS
OF THE FEDERAL RESERVE SYSTEM
WASHINGTON

CONTENTS
Assets and Liabilities:

PAGE

Of All Member Banks April 24, 1950, December 31, 1949, and April 11, 1949

1

Of All Member Banks on Selected Call Dates, 1945-1950

2

By Class of Bank

3

By Federal Reserve Districts

4-5

Assets and Liabilities of Member Banks in Each Central Reserve and Reserve City and of Country
Banks in Each Federal Reserve District
Assets and Liabilities of Member Banks, by States

6-9
10-13

Deposits and Reserves by Class of Bank and Federal Reserve Districts

14

Assets and Liabilities of State Member Banks, by Federal Reserve Districts

15

These statistics are tabulated from condition reports submitted by member banks following each official
call, a minimum of three of which are required by law each year. The Comptroller of the Currency tabulates
the national bank reports and publishes the results in the Abstract of Reports of Condition of National Banks.
The Board of Governors of the Federal Reserve System tabulates the reports of State member banks and publishes the combined statistics of national and State member banks in the Member Bank Call Report.
Member banks are classified according to their reserve requirements as central reserve city banks, reserve
city banks, or nonreserve city ("country") banks. A member bank that has an office in a central reserve city
is classified as a central reserve city bank; a member bank that has an office in a reserve city, but not in a central reserve city, is classified as a reserve city bank; a member bank that does not have an office in a reserve
or central reserve city is classified as a country bank. However, some banks in outlying sections of central reserve cities have permission to maintain the reserves required of reserve city banks or country banks; and
some banks in outlying sections of reserve cities have permission to maintain the reserves required of country
banks. Condition reports of member banks are tabulated in accordance with the reserve classifications of the
banks. Since a member bank that has two or more offices, whether in the same city or in different cities, submits a consolidated condition report, the report is tabulated according to a single location (that of the bank's
head office, unless it has a branch in a city where banks are subject to higher reserve requirements).
The comparability of figures for succeeding call dates is affected somewhat by changes in Federal Reserve
membership, mergers, etc., and by changes in the reserve classification of cities or individual banks. On October 6, 1949, nine central reserve city banks in New York City were reclassified as reserve city banks, and on
February 16, 1950, three reserve city banks in New York City were reclassified as country banks.




MEMBER BANK CALL REPORT
ASSETS AND LIABILITIES OF MEMBER BANKS ON APRIL 24, 1950
COMPARED WITH DECEMBER 31, 1949, AND APRIL 11, 1949
[Amounts in thousands of dollars]
Condition on—
Apr. 24,
1950

Change since—

Dec. 31,
1949

ASSETS
Loans and investments
101,521,024
101,527,652
Loans (including overdrafts)
36,784,591
36,230,459
United States Government direct obligations
( 56,879,051
Obligations guaranteed by United States Government. . . } 55,575,473 (
4,200
Obligations of States and political subdivisions
5,954,395
5,273,685
Other bonds, notes, and debentures
2,913,797
2,851,249
Corporate stocks (including Federal Reserve Bank stock) .
292,768
" 289,008

Dec. 31,
1949
93,834,682
34,905,095
} 51,361,882
4,636,598
2,649,015
282,092

Apr. 11,
1949

—6,628
+7,686,342
+ 554,132
+ 1,879,496
} - 1 , 3 0 7 , 7 7 8 { +4,213,591
+ 680,710
+ 1,317,797
+ 62,548
+ 264,782
+ 3,760
+ 10,676

Reserves, cash, and bank balances
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States (except
private banks and American branches of foreign banks)
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection

27,932,502
15,642,560
1,652,695

31,317,298
16,428,505
1,521,177

30,978,407
19,186,013
1,609,386

-3,384,796
-785,945
+ 131,518

-3,045,905
-3,543,453
+43,309

5,260,916
26,940
36,110
5,313,281

6,167,313
26,420
41,307
7,132,576

5,028,933
27,588
21,185
5,105,302

-906,397
+ 520
-5,197
-1,819,295

+ 231,983
-648
+ 14,925
+ 207,979

Due from own foreign branches
Bank premises owned and furniture and fixtures
Other real estate owned
Investments and other assets indirectly representing bank
premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected

35,519
922,994
16,847

48,124
907,387
14,932

40,758
887,672
14,427

-12,605
+ 15,607
+ 1,915

-5,239
+ 35,322
+ 2,420

68,770
147,420
258,785
128,133

68,681
169,724
260,497
116,633

59,737
149,491
223,092
162,200

+ 89
-22,304
— 1,712
+ 11,500

+ 9,033
-2,071
+ 35,693
-34,067

131,031,994

134,430,928

126,350,466

-3,398,934

+4,681,528

90,361,101

94,560,897

86,906,468

-4,199,796

+3,454,633

Total assets
Demand deposits

LIABILITIES

Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of credit, and
travelers' checks, etc

69,364,512
2,686,514
6,099,572
9,150,132
1,342,534

71,588,593
2,837,587
6,017,370
10,623,190
1,309,597

66,766,174
2,563,280
5,848,945
8,855,023
1,410,930

-2,224,081
-151,073
+ 82,202
-1,473,058
+ 32,937

+ 2,598,338
+ 123,234
+ 250,627
+ 295,109
-68,396

Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for borrowed
money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts

1,717,837

2,184,560

1,462,116

-466,723

+ 255,721

29,605,473
28,212,782
164,641
4,916
1,073,538
26,509
123,087

29,323,701
27,934,245
170,923
4,255
1,050,523
24,361
139,394

29,104,984
27,885,483
118,340
4,416
1,029,969
27,315
39,461

+ 281,772
+ 278,537
-6,282
+ 661
+ 23,015
+ 2,148
-16,307

+ 500,489
+ 327,299
+46,301
+ 500
+43,569
-806
+ 83,626

119,966,574

Time deposits
Individuals, partnerships, and corporations
United States Government
Postal Savings
States and political subdivisions
Banks in United States
Banks in foreign countries

123,884,598

116,011,452

-3,918,024

+3,955,122

498,555

391,123

315,187

+ 107,432

+ 183,368

252,143
160,668
23,871
228,750
404,318
149,893

11,030
198,763
59,558
203,350
350,381
158,223

199,084
163,584
14,233
162,894
355,438
179,986

+ 241,113
-38,095
-35,687
+ 25,400
+53,937
-8,330

+ 53,059
-2,916
+9,638
+ 65,856
+48,880
-30,093

121,684,772

125,257,026

117,401,858

-3,572,254

+4,282,914

2,917,728
4,261,297
1,742,036
426,161

2,886,969
4,215,117
1,647,547
424,269

2,868,904
3,945,344
1,688,444
445,916

+ 30,759
+46,180
+ 94,489
+ 1,892

+48,824
+315,953
+ 53,592
-19,755

9,347,222

9,173,902

8,948,608

+ 173,320

+398,614

Total liabilities and capital accounts

131,031,994

134,430,928

126,350,466

-3,398,934

+4,681,528

MEMORANDA
Net demand deposits subject to reserve (see page 14)
Demand deposits adjusted 1
Pledged assets (and securities loaned)
Number of banks

79,789,023
71,868,640
13,552,424
6,891

81,262,608
72,657,947
12,820,538
6,892

76,773,757
68,971,933
12,390,765
6,913

-1,473,585
-789,307
+ 731,886

+ 3,015,266
+ 2,896,707
+ 1,161,659
-22

1

Demand deposits other than interbank and United States Government, less cash items reported as in process of collection.




1

2
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON SELECTED CALL DATES
MARCH 20, 1945 TO APRIL 24, 1950
[Amounts in thousands of dollars]
1945
Mar. 20

1945
Dec. 31

ASSETS
Loans a n d i n v e s t m e n t s
90,523,939 107,183,445
Loans (including overdrafts)
17,219,067 22,775,207
United States Government direct obligations
78,322,769
Obligations guaranteed by United States 67,915,385
Government
15,705
Obligations of States and political sub2,989,135
3,254,356
divisions
Other bonds, notes, and d e b e n t u r e s . . . .
2,520,773
2,096,970
Corporate stocks (including Federal
Reserve Bank stock)
303,382
294,635

LIABILITIES
D e m a n d deposits
Individuals, partnerships, and corporations
U. S. Government: War loan and Series
E bond accounts.
Other............
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of credit, and travelers' checks, etc.
T i m e deposits
Individuals, partnerships, and corporations
United States Government
Postal Savings.
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits.
Due to own foreign branches
. ... .
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances outstanding
Dividends declared but not yet payable. . . .
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
T o t a l liabilities.
CAPITAL A C C O U N T S

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts
T o t a l liabilities a n d capital a c counts
MEMORANDA
Par or face value of capital
Capital notes and debentures
First preferred stock
Second preferred stock
Common stock
Retirable value of capital: First preferred
stock
Second preferred
Net demand deposits subject to reserve (see
page 14)
Demand deposits adjusted (see footnote on
page 1)
 assets (and securities loaned)
Pledged
http://fraser.stlouisfed.org/ banks
Number of

Federal Reserve Bank of St. Louis

1948
Apr. 12

96,361,989
26,695,670

95,895,763
33,061,636

63,030,370

55,363,506

1949
Apr. 11

1950
Apr. 24

93,834,682 101,527,652
34,905,095
36,230,459

101,521,024
36,784,591

56,879,051

55,575,473

51,361,882

11,445
3,547,509
2,803,256

1949
Dec. 31

4,200
4,452,284
2,738,540

4,636,598
2,649,015

5,273,685
2,851,249

5,954,395
2,913,797

273,739

279,797

282,092

289,008

292,768

29,845,331
15,811,292
1,437,801

29,586,897
16,014,569
1,575,556

29,343,289
16,749,500
1,562,802

30,978,407
19,186,013
1,609,386

31,317,298
16,428,505
1,521,177

27,932,502
15,642,560
1,652,695

7,077,345

5,900,492

5,342,333

5,028,933

6,167,313

5,260,916

39,242
23,372
5,456,279
7,321

35,202
56,143
6,004,935
6,353

32,145
19,489
5,637,020
11,829

27,588
21,185
5,105,302
40,758

26,420
41,307
7,132,576
48,124

26,940
36,110
5,313,281
35,519

787,692
19,311

789,239
14,235

836,586
13,056

887,672
14,427

907,387
14,932

922,994
16,847

64,738
65,608
239,478
90,952

60,573
116,995
218,481
85,964

58,705
155,961
218,579
141,002

59,737
149,491
223,092
162,200

68,681
169,724
260,497
116,633

68,770
147,420
258,785
128,133

117,081,225 138,303,876 127,240,726 126,674,770 126,350,466 134,430,928

131,031,994

Reserves, cash, a n d bank balances
25,328,215
Reserve with Federal Reserve Banks.
14,604,842
1,364,659
Cash in vault
.
Demand balances with banks in United
States (except private banks and
American branches of foreign banks)
5,734,031
Other balances with banks in United
38,240
States
Balances with banks in foreign countries
16,816
Cash items in process of collection
3,569,627
Due from own foreign branches.
1,633
Bank premises owned and furniture and
813,413
fixtures
Other real estate owned
.
36,639
Investments and other assets indirectly representing bank premises or other real
69,015
estate
47,063
Customers' liability on acceptances
168,729
Income accrued but not yet collected
92,579
Other assets
Total assets.

1946
Dec. 31

88,419,025 105,395,466

90,917,359

88,040,639

86,906,468

94,560,897

90,361,101

59,409,352

62,950,086

69,126,705

68,093,185

66,766,174

71,588,593

69,364,512

12,149,569
258,986
4,029,652
10,250,299
1,015,799

21,945,123
233,971
4,240,421
12,333,313
1,242,626

2,473,253
198,748
4,914,500
10,644,127
1,353,444

| 2,115,433
5,569,956
9,133,001
1,374,534

2,563,280
5,848,945
8,855,023
1,410,930

2,837,587
6,017,370
10,623,190
1,309,597

2,686,514
6,099,572
9,150,132
1,342,534

1,305,368

2,449,926

2,206,582

1,754,530

1,462,116

2,184,560

1,717,837

20,547,527

24,274,368

27,252,542

28,631,741

29,104,984

29,323,701

29,605,473

20,003,833
97,421
3,728
377,871
53,549
11,125

23,712,364
95,742
3,487
398,892
46,283
17,600

26,525,446
110,499
3,481
550,970
43,346
18,800

27,615,909
98,270
3,328
872,364
32,749
9,121

27,885,483
118,340
4,416
1,029,969
27,315
39,461

27,934,245
170,923
4,255
1,050,523
24,361
139,394

28,212,782
164,641
4,916
1,073,538
26,509
123,087

108,966,552 129,669,834 118,169,901 116,672,380 116,011,452 123,884,598

119,966,574

182,432

211,181

194,878

280,726

315,187

391,123

498,555

285,124
56,354
26,738
39,710
288,164
97,959

208,094
75,965
53,023
46,244
346,321
104,290

30,129
132,104
53,132
81,354
356,375
128,062

234,747
172,431
10,694
140,536
328,854
224,066

199,084
163,584
14,233
162,894
355,438
179,986

11,030
198,763
59,558
203,350
350,381
158,223

252,143
160,668
23,871
228,750
404,318
149,893

109,943,033 130,714,952 119,145,935 118,064,434 117,401,858 125,257,026

121,684,772

2,484,156
3,084,315
1,112,062
457,659

2,592,364
3,383,332
1,115,849
497,379

2,691,775
3,595,445
1,287,268
520,303

2,751,651
3,848,392
1,512,005
498,288

2,868,904
3,945,344
1,688,444
445,916

2,886,969
4,215,117
1,647,547
424,269

2,917,728
4,261,297
1,742,036
426,161

7,138,192

7,588,924

8,094,791

8,610,336

8,948,608

9,173,902

9,347,222

117,081,225 138,303,876 127,240,726 126,674,770 126,350,466 134,430,928

131,031,994

2,484,765
29,142
135,035
8,484
2,312,104

2,592,773
27,438
107,205
7,035
2,451,095

2,691,986
21,642
77,382
6,045
2,586,917

2,751,727
15,585
56,950
4,215
2,674,977

2,868,904
9,993
53,165
3,081
2,802,665

2,886,969
9,498
46,674
2,962
2,827,835

2,917,728
9,298
45,759
2,894
2,859,777

218,825

176,310

133,945

107,542

101,697

92,177

89,406

13,825

11,948

10,558

8,085

6,250

5,911

5,781

66,968,747

70,918,241

76,540,041

77,062,588

76,773,757

81,262,608

79,789,023

61,174,745
21,894,389
6,823

64,184,154
29,872,453
6,884

70,242,852
11,764,847
6,900

69,780,651
11,174,295
6,932

68,971,933
12,390,765
6,913

72,657,947
12,820,538
6,892

71,868,640
13,552,424
6,891

3
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 24, 1950
BY CLASS OF BANK
[Amounts in thousands of dollars]
Central reserve city
member banks 1
New York
ASSETS
Loans and investments
19,215,622
Loans (including overdrafts)
7,616,252
United States Government direct and guaranteed obligations
^
9,986,779
Obligations of States and political subdivisions.
1,030,316
Other bonds, notes, and debentures
488,951
Corporate stocks (including Federal Reserve
Bank stock)
93,324
Reserves, cash, and bank balances
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States
(except private banks and American branches
of foreign banks)
Other balances with banks in United States. . .
Balances with banks in foreign countries
Cash items in process of collection

6,022,050
4,296,703
130,777
30,462
2,537
21,052
1,540,519

Due from own foreign branches
Bank premises owned and furniture and fixtures. . .
Other real estate owned
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
Total assets
LIABILITIES
Demand deposits
Individuals, partnerships, and corporations...
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of
credit, and travelers' checks, etc
Time deposits
Individuals, partnerships, and corporations
United States Government
Postal Savings
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
Capital

CAPITAL ACCOUNTS

Undivided profits
Other capital accounts
Total capital accounts
Total liabilities and capital accounts —
MEMORANDA
Par or face value of capital
Capital notes and debentures
First preferred stock
Second preferred stock
Common stock

Chicago

Reserve
city
member
banks 1

All
member
banks

All
national
member
banks

All State
member
banks

5,091,345 38,287,379 38,926,678 101,521,024 67,968,836 33,552,188
1,526,703 14,493,465 13,148,171 36,784,591 24,056,479 12,728,112
3,012,122 20,612,275 21,964,297 55,575,473
339,624 1,918,318 2,666,137 5,954,395
201,389 1,167,042 1,056,415 2,913,797
11,507

96,279

91,658

37,507,621 18,067,852
4,184,414 1,769,981
2,050,683
863,114
169,639

123,129

27,932,502 18,829,950
15,642,560 10,208,531
1,133,008
1,652,695

9,102,552
5,434,029
519,687

292,768

1,556,865 10,803,976
1,091,962 5,988,234
29,004
519,876

9,549,611
4,265,661
973,038

119,223
1,777
986
313,913

1,672,830
13,231
12,377
2,597,428

3,438,401
9,395
1,695
861,421

5,260,916
26,940
36,110
5,313,281

3,993,418
18,702
19,672
3,456,619

1,267,498
8,238
16,438
1,856,662

28,986
151,620
508

16,108

6,533
342,829
8,882

412,437
7,457

35,519
922,994
16,847

35,028
608,903
14,299

491
314,091
2,548

2,744
95,828
64,940
25,142

279
4,564
18,478
3,986

52,057
43,400
122,550
52,581

13,690
3,628
52,817
46,424

68,770
147,420
258,785
128,133

51,856
79,159
169,815
77,032

16,914
68,261
88,970
51,101

25,607,440

6,691,625 49,720,187 49,012,742 131,031,994 87,834,878 43,197,116

20,703,916
15,559,416
517,649
269,649
2,620,658
1,111,743

5,091,576 34,268,680 30,296,929 90,361,101 60,529,411 29,831,690
3,626,468 25,229,563 24,949,065 69,364,512 46,081,287 23,283,225
915,953
1,770,561
178,354 1,124,123
866,388 2,686,514
4,528,352 1,571,220
250,297 2,443,776 3,135,850 6,099,572
6,370,128 2,780,004
955,639 4,729,553
844,282 9,150,132
642,639
1,342,534
699,895
42,231
180,367
8,193

624,801
1,688,814
1,534,833
35,320
20,374
700
97,587
22,392,730

1,079,188

638,649

1,086,479 11,770,379 15,059,801 29,605,473 20,125,608
1,071,729 11,061,833 14,544,387 28,212,782 19,045,804
137,096
164,641
69,615
4,150
5 5
-$
4,916
4,218
4,324
814,346
1,073,538
614,102
428,812
10,250
20,919
26,509
12,796
12,663
350
103,225
123,087
25,500

9,479,865
9,166,978
27,545
698
259,192
5,590
19,862

38,587

561,298

493,151

65,211
48,272
13,792
112,445
192,225
43,430

498,555

75,053

151,650
103,516
6,313
22,548
92,830
84,531
23,277,620

1,717,837

6,178,055 46,039,059 45,356,730 119,966,574 80,655,019 39,311,555

423,502
4,982
1,587
5,394
24,930
6,334

35,282
3,898
2,179
88,363
94,333
15,598

485,921

12,634

252,143
160,668
23,871
228,750
404,318
149,893

76,171
86,440
21,156
156,763
264,780
47,060

175,972
74,228
2,715
71,987
139,538
102,833

6,221,282 46,589,487 45,596,383 121,684,772 81,793,310 39,891,462

653,788
1,236,612
415,069
24,351

161,750
220,025
37,132
51,436

1,005,132
1,374,252
576,702
174,614

1,097,058
1,430,408
713,133
175,760

2,917,728
4,261,297
1,742,036
426,161

1,938,433
2,675,847
1,119,111
308,177

979,295
1,585,450
622,925
117,984

2,329,820

470,343

3,130,700

3,416,359

9,347,222

6,041,568

3,305,654

25,607,440

6,691,625 49,720,187 49,012,742 131,031,994 87,834,878 43,197,116

653,788
1,500

161,750

652,288

160,250

Retirable value of capital: First preferred stock. . .
Second preferred stock..
Net demand deposits subject to reserve (see page 14) 19,132,935
Demand deposits adjusted (see footnote on page 1) . 14,913,347
Pledged assets (and securities loaned)
1,376,034
25
Number of banks

1,500

1,005,132
550
15,296
150
989,136

1,500

i

s

«

1,097,058
7,248
28,963
2,744
1,058,103

2,917,728
9,298
45,759
2,894
2,859,777

1,938,433
15,695
879
1,921,859

979,295
9,298
30,064
2,015
937,918

71,932
5,631

89,406
5,781

20,973
1,154

68,433
4,627

4,658,440 29,999,375 25,998,273 79,789,023 53,079,374 26,709,649
3,601,439 25,637,209 27,716,645 71,868,640 48,232,208 23,636,432
641,129 6,390,472 5,144,789 13,552,424 10,184,717 3,367,707
1,915
4,976
6,891
6,515
338
13

i See contents page for basis of and changes in classification of member banks.




Country
member
banks 1

4
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 24, 1950
BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district
Total, all
districts

Boston

New York

ASSETS
Loans and investments
101,521,024 5,009,112 27,221,596
Loans (including overdrafts) . .
36,784,591 1,781,389 10,388,110
United States Government direct and guaranteed obligations
55,575,473 2,823,907 14,436,600
Obligations of States and political subdivisions.
5,954,395
244,842 1,546,919
Other bonds, notes, and debentures
2,913,797
144,418
730,127
Corporate stocks (including Federal Reserve
Bank stock)
292,768
14,556
119,840
Reserves, cash, and bank balances
27,932,502 1,301,055
Reserve with Federal Reserve Banks
15,642,560
671,995
Cash in vault
1,652,695
118,533
Demand balances with banks in United States
(except private banks and American branches
of foreign banks)
5,260,916
204,361
Other balances with banks in United States. . .
26,940
1,069
Balances with banks in foreign countries
36,110
3,100
Cash items in process of collection
5,313,281
301,997
Due from own foreign branches
Bank premises owned and furniture and fixtures. . .
Other real estate owned
Investments and other assets indirectly representing
bank premises or other real estate
Customers' liability on acceptances
Income accrued but not yet collected
Other assets
Total assets

Total liabilities
CAPITAL ACCOUNTS

Capital
Surplus
Undivided profits
Other capital accounts

Total capital accounts
Total liabilities and capital accounts
MEMORANDA
Par or face value of capital
Capital notes and debentures
First preferred stock
Second preferred stock
Common stock

Cleveland

Richmond

Atlanta

5,737,282
1,860,499

8,558,837
2,768,472

4,507,075
1,667,218

4,587,729
1,630,435

3,159,076
383,366
312,991

4,965,521
422,478
372,809

2,549,753
160,480
119,177

2,520,068
353,847
73,303

21,350

29,557

10,447

10,076

7,630,199
5,117,900
310,173

1,402,164
733,020
118,657

2,020,278
1,090,451
174,611

1,345,641
649,701
128,891

1,505,296
714,903
107,793

362,252
3,958
22,347
1,813,569

298,027
2,061
1,415
248,984

434,779
1,196
452
318,789

324,819
796
64
241,370

447,030
1,380
161
234,029

35,519
922,994
16,847

6,533
55,613
719

28,986
249,783
1,969.

60,957
1,207

86,334
182

55,726
923

57,893
1,448

68,770
147,420
258,785
128,133

1,717
15,098
13,428
8,220

6,488
97,006
85,023
38,240

6,851
6,369
10,504
11,507

4,732
414
21,956
6,724

3,298
444
7,766
8,861

760
5,408
10,429
8,119

7,236,841 10,699,457

5,929,734

6,177,082

4.585.565
3,718,051
176,724
254,686
358,252
10,754

4,129,689
3,237,351
125,208
324,583
371,223
4,792

4,628,870
3,287,947
91,168
603,214
596,670
9,546

131,031,994 6,411,495 35,359,290

LIABILITIES
Demand deposits
90,361,101 4,536,133 25,982,996
Individuals, partnerships, and corporations. . . 69,364,512 3,611,757 19,822,637
United States Government
2,686,514
139,167
702,001
States and political subdivisions
6,099,572
322,103
873,050
Banks in United States
9,150,132
327,936 2,727,083
Banks in foreign countries
1,342,534
31,046 1,118,096
Certified and officers' checks, cash letters of
credit, and travelers' checks, etc
1,717,837
740,129
104,124
Time deposits
29,605,473 1,264,009 5,372,887
Individuals, partnerships, and corporations... . 28,212,782 1,250,121 5,136,522
United States Government
164,641
8,878
47,412
Postal Savings
4,916
223
15
States and political subdivisions
1,073,538
4,6 66
87,057
Banks in United States
26,509
121
4,294
Banks in foreign countries
123,087
97,587
Total deposits
119,966,574 5,800,142 31,355,883
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for
borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities

Philadelphia

6,532,826
5,334,722
241,026
379,164
470,083
7,384

67,098

100,447

66,532

40,325

1.953.566
1,870,027
4,527
373
78,072
567

3,238,429
3,074,260
3,742
52 7
157,868
2,032

1,342,297
1,259,118
29,361
1,291
51,421
1,106

1,132,895
1,102,414
11,808
740
13,568
4,365

6,539,131

9,771,255

5,471,986

5,761,765

168,580
104,744
6,953
51,305
117,658
91,043

2,466
6,740
690
12,587
16,616
3,557

14,230
422
923
16,871
36,740
5,363

10,881
475
393
9,414
14,692
8,198

350
6,862
644
13,435
14,937
2,212

121,684,772 5,872,016 32,319,668

6,581,787

9,845,804

5,516,039

5,800,205

185,405
325,935
121,483
22,231

270,786
393,628
144,828
44,411

122,212
193,758
76,016
21,709

120,700
167,810
65,589
22,778

655,054

853,653

413,695

376,877

7,236,841 10,699,457

5,929,734

6,177,082

122,212
175
620
15
121,402

120,700

498,555
252,143
160,668
23,871
228,750
404,318
149,893

423,502
10,725
16,245
234
12,684
19,096
12,890

2,917,728
4,261,297
1,742,036
426,161

164,387
238,884
92,591
43,617

896,308
1,541,834
543,539
57,941

9,347,222

539,479

3,039,622

131,031,994 6,411,495 35,359,290
2,917,728
9,298
45,759
2,894
2,859,777

164,387

896,308
7,000
19,246
1,584
868,478

185,405

316
625
163,446

89,406
5,781

321
1,250

58,326
3,846

7,085
195

3,400

629
15

723

Net demand deposits subject to reserve (see page 14) 79,789,023 4,030,264 23,807,175
Demand deposits adjusted (see footnote on page 1). 71,868,640 3,735,987 19,622,247
Pledged assets (and securities loaned)
13,552,424
395,429 2,170,742
Number of banks
6,891
331
766

4,038,554
3,790,851
955,892
640

5,779,258
5,495,544
1,289,637
699

3,563,500
3,387,096
810,213
478

3,947,811
3,697,457
1,049,802
351

Retirable value of capital: First preferred stock. . .
Second preferred stock..




3,410
195
181,800

270,786
173
3,400
267,213

723
119,977

5
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 24, 1950
BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district
Chicago
ASSETS
Loans and investments
Loans (including overdrafts)
United States Government direct and guaranteed
obligations
Obligations of States and political subdivisions
Other bonds, notes, and debentures
Corporate stocks (including Federal Reserve Bank
stock)

Minneapolis

Kansas
City

Dallas

16,091,682
4,619,777

3,874,769
1,487,173

2,843,373
953,899

4,517,013
1,674,449

4,618,481
2,039,175

13,954,075
5,913,995

9,903,799
1,022,091
517,528

2,020,401
246,958
109,567

1,627,085
148,327
109,174

2,412,013
321,739
100,872

2,261,143
260,394
47,956

6,896,107
842,954
275,875

San
Francisco

Due from own foreign branches
Bank premises owned and furniture and fixtures
Other real estate owned
Investments and other assets indirectly representing bank
premises or other real estate
Customers' liability on acceptances
Other assets
Total assets
LIABILITIES

Demand deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of credit,
and travelers' checks, etc
Time deposits
Individuals, partnerships, and corporations
United States Government
Postal Savings
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits

\

Due to own foreign branches
Bills payable, rediscounts, and other liabilities for borrowed money
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
CAPITAL ACCOUNTS

Undivided profits
Other capital accounts
Total capital accounts
Total liabilities and capital accounts
MEMORANDA
Par or face value of capital
Capital notes and debentures
First preferred stock
Second preferred stock
Common stock
Retirable value of capital: First preferred stock
Second preferred stock
Net demand deposits subject to reserve (see page 14)
Demand deposits adjusted (see footnote on page 1)
Pledged assets (and securities loaned)
Number of banks




28,487

10,670

4,888

7,940

9,813

25,144

4,239,256
2,420,338
250,739

1,164,353
558,780
69,606

748,528
368,885
43,442

1,609,859
725,149
71,814

1,899,300
773,033
92,961

3,066,573
1,818,405
165,475

876,439
2,490
1,514
687,736

320,394
161
57
215,355

207,131
2,292
498
126,280

573,552
2,111
40
237,193

771,672
3,421
788
257,425

440,460
6,005
5,674
630,554

89,449
342

29,766
308

15,982
681

28,038
449

61,101
6,277

132,352
2,342

4,880
4,807
41,881
15,106

129
1,352
7,178
5,047

3,942
475
8,867
1,551

1,422
103
7,830
5,092

7,155
4,513
5,279
3,825

27,396
11,431
38,644
15,841

20,487,403

Reserves, cash, and bank balances
Reserve with Federal Reserve Banks
Cash in vault
Demand balances with banks in United States (except
private banks and American branches of foreign
banks)
Other balances with banks in United States
Balances with banks in foreign countries
Cash items in process of collection

Capital

St. Louis

5,082,902

3,623,399

6,169,806

6,605,931

17,248,654

13,418,866
10,162,557
568,303
1,013,755
1,459,931
47,928

3,735,091
2,767,304
85,434
252,638
595,011
3,583

2,419,457
1,743,188
79,333
260,298
289,833
2,937

5,081,111
3,604,027
106,511
532,186
790,678
1,557

5,533,656
4,185,205
79,575
483,545
711,518
9,909

9,776,841
7,889,766
292,064
800,350
451,914
95,002

166,392

31,121

43,868

46,152

63,904

247,745

5,737,165
5,609,227
19,139
539
106,431
1,829

991,956
943,890
2,733
186
44,915
232

941,477
930,832
2,270
130
4,529
3,716

691,579
679,946
6,833
206
3,419
1,175

657,229
543,182
7,488
376
103,129
3,054

6,281,984
5,813,243
20,450
310
418,463
4,018
25,500

19,156,031

4,727,047

3,360,934

5,772,690

6,190,885

16,058,825

2,225
5,231
2,528
34,975
57,305
10,701

5,850
8,023
11,138
3,580

21,075
475
59
10,379
10,265
1,831

5,170
103
489
4,949
10,308
493

2,091
4,618
510
3,807
14,222
251

8,500
13,388
9,927
50,321
81,341
9,774

19,268,996

4,757,524

3,405,018

5,794,202

6,216,384

16,307,129

389,281
522,394
201,702
105,030

106,414
132,332
75,313
11,319

65,642
97,204
38,074
17,461

116,846
139,279
98,066
21,413

143,545
153,181
74,895
17,926

336,202
355,058
209,940
40,325

75,053

St?

1,218,407

325,378

218,381

375,604

389,547

941,525

20,487,403

5,082,902

3,623,399

6,169,806

6,605,931

17,248,654

389,281
1,312
7,324
300
380,345

106,414
543
385
150
105,336

65,642
25
1,165
25
64,427

116,846

143,545
70
200

336,202

58
116,788

143,275

327,290

7,349
300

385
150

1,165
25

58

400

9,565

11,855,662
10,654,968
1,607,518
1,004

3,199,342
2,835,708
443,744
496

2,086,046
1,921,074
583,248
478

4,270,366
3,945,172
859,055
755

4,504,559
4,475,229
924,327
626

8,706,486
8,307,307
2,462,817
267

8,912

6
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 24, 1950, OF BANKS IN EACH CENTRAL.
ASSETS [In thousands of dollars]
Reserves, cash,

Loans and investments

Federal Reserve district
numbers, and reserve cities

All m e m b e r banks
Reserve bank cities 1
1. Boston
2. New York 2
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta 32
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco
Reserve branch cities
2. Buffalo
4. Cincinnati
4. Pittsburgh
5. Baltimore
5. Charlotte 3
6. Birmingham
6. Jacksonville
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver
10. Oklahoma City
10. Omaha
11. El Paso
11. Houston
11. San Antonio
12. Los Angeles
12. Portland
12. Salt Lake City 3
12. Seattle

Number
of
banks

Total

Corporate
ObligaU. S.
stocks
Other
Govt,
tions of
Loans (in(including
cluding
direct and States and bonds,
F. R.
guaranteed political notes, and
subdiviobligaBank
drafts)
stock)
tions

6,891 101,521,024 36,784,591 55,575,473 5,954,395 2,913,797
165 42,748,524 17 119,507 21,778,494 2,388, 656 1,312,630
70 797
36,979
1,851,254
710,516 1,027,727
10
384 502,163
766,583 10,199,623
34 19,608,100
573 128,465
13 2,104,637
765,295 1,037,011
960,634
203
96,351
586,299
1,692,300
4
7,564
113,194
189,345
319,763
1 : 956
6
17,472
5
604,862
302,778
244,840
38: 513
57 6,370,451
819,711 3,898,633 403 i 183 235,928
31,749
428,961
589
7
987,381
462,412
36,261
275,206
329; 174
601,482
4
256,596
319,543
21,600
713,960
306,758
64, 790
10
3,526
727,737
473,516
228,870
19, 903
7,166,597
555,849 2,968,101 434, 591 194,572

'•!S:

1

Other reserve cities 1
4. Columbus
4. Toledo
5. Washington.
7. Cedar Rapids
7. Des Moines
7. Dubuque
7. Indianapolis
7. Milwaukee
7. Peoria
7. Sioux City
8. National Stock Yards
9. St. Paul
10. Kansas City, Kansas
10. Lincoln
10. Pueblo
10. St. Joseph
10. Topeka
10. Tulsa
10. Wichita
11. Fort Worth
11. Galveston
11. Waco
Country banks, by districts
1. Boston
2. New York
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta.
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas C i t y . . . . . . . . . . . . .
11. Dallas
12. San Francisco
1

701,690
19,897
25,769
51,318
7,748
17,578
20,999
15,152
19,335
30,756
71,099
8,745
6,244

6
6
3
6
5

15,235,047 5,093,330 8,995,381
238,707
319,427
594,937
427,933
713,020
239,779
1,824,307
621,962 1,021,707
141,479
429,604
592,474
143,600
353,954
180,351
262,333
92,502
141,228
236,866
83,402
132,767
125,140
299,760
143,429
567,296
377,425
153,323
607,103 1,504,826
2,271,616
113,101
66,692
33,422
363,536
222,754
123,617
150,104
380,328
193,720
40,817
30,466
8,831
457,766
288,348
147,217
253,400
105,759
117,777
285,756
100,619
144,564
68,150
36,969
108,660
779,042
415,549
328,980
185,774
275,509
#,214
2,367,900
623,820 1,647,495
850,163
310,866
442,470
286,163
153,065
118,107
469.697
956,343
358,971

80
3
4
13
1
3
2
5
6
3
4
1
3
2
3
1
4
4
4
4
3
4
3

4,610,775 1,423,583 2,837,301
360,437
227,703
89,735
223.539
294,843
61,510
758,977
463,412
253,355
28,867
62,218
12,059
193,799
107,462
63,968
36,375
28,119
6,602
528,720
380.698
108,462
654,470
176,232
429,262
107,053
34,674
66,996
37,334
72,705
30,669
40,549
66,036
22,940
335,414
115,401
191,854
45,701
18,422
22,780
89,398
28,910
56,174
23,522
20,155
2,459
59,467
18,844
36,464
32,140
63,483
24,554
178,309
293,569
99,753
176,440
70,012
88,856
115.540
266,162
135,359
64,338
17,322
39,584
57,648
25,862
27,983

197,912
25,026
5,681
6,754
20,485
14,180
1,144
27,052
25,201
3,725
2,407
2,379
13,056
3,468
2,959
684
2,066

131
5
10
8

9
4
3
3
4
6
7
4
6
3
2
7
4
6
3

11

6,515 38,926,678 13,148.
3,157,858 1,070,
321
7,018,559 2,382,
727
3,632,645 1,095,
627
670
3,673,930 1,169,
2,481,907
446
978,
2,616,612
330
5,794,275
916
1,964,387
475
§!;
1,865,660
469
2,054,551
706
746,
2,339,385
918,
588
2,326,909
946,
240

,,s

41?

12,135
22,971
26,928
3,269
25,802
11,801
77,739
86,297
11,307
100,772

727
9,146
9,022
4,479
3,703

143,661
17,415
3,636
33,754
666
7,904
472
11,606
22,751
1,430
2,182
18

14,376
954
1,182

163
1,992
1,107
5,307
8,144
5,753
2,849

964,297 2,666, 137 ,056,415
796,180
107,439
174. 045
917,550 481 i 638 214,160
122,065 2 1 8 , 793 184,526
104,005 268, 481
123,787
323,792
119, 444
54,148
498,668 229, 092
28,675
421,602 453, 615 149,562
111,341 142, 689
55,368
129,559
102, 380
57,786
111,261
31,550
161, 297
212,995
182, 415
20,294
215,279
132, 248
29,120

See contents page for basis of and changes in classification of member banks.
* Includes both central reserve city and reserve city banks.
For other footnote, see opposite page.




27

401,091
13,804
17,775
113,845
12,073
11,638
7,115
5,012
10,104
4,925
85,027
4,050
10,002
8,380
751
9,374
6,314
13,185
50
7,164
8,320
14,190
9,302
3,235
25,456

Total

Reserve
with
Federal
Reserve
Banks

292,768 27,932,502 15,642,560 1,652,695
149,237
5,235
94,347
9,293
2,813
704
1,259
12,996
4,670
1,245
1,269
1,922
13,484

12,461,097 8,197,156
332,239
548,268
6,138,854 4,372,958
368,167
645,908
231,521
395,052
55,266
107,969
111,782
216,096
1,865,229 1,266,612
171,227
311,391
100,751
206,746
142,379
297,069
139,624
304,732
904,630
1,423,783

43,555 4,407,137 2,411,638
86,532
171,213
3,102
106,000
200,428
279,681
441,230
102,518
187,339
61,827
136,143
787
50,491
76,291
489
48,581
101,775
533
51,967
1,752 . 96,430
115,661
201,354
867
285,643
534,149
3,561
22,446
192
42,617
61,114
123,812
919
63,338
812
125,224
7,718
13,606
52
79,106
149,109
692
48,454
97,014
579
50,778
117,220
460
19,875
49,487
222
151,735
329,883
1,547
47,751
96,149
. 400
336,799
545,896
4,656
130,360
209,832
1,228
51,989
83,217
449
151,274
277,719
1,447

-if!

8,318 1,514,657
111,951
558
79,642
477
234,760
1,702
21,235
141
75,334
285
8,097
38
172,473
902
202,966
1,024
28,693
228
22,988
113
25,459
150
103,461
7
19,031
I7
31,781
173
12,126
61
101
20,265
26,303
114
103,202
473
53,778
282
108,001
488
26,564
104
26,547
100

768,105
50,466
45,520
139,255
10,368
28,939
3,897
94,194
104,901
14,189
11,010
9,527
55,213

ililfr

3,791
9,722
12,597
42,744
31,345
51,448
13,104
12,392

91,658 9,549,611 4,265,661
339,756
752,787
9,321
658,410
22,391 1,320,132
756,256
364,853
12,057
377,263
791,975
8,470
290,835
5,684
679,430
336,421
813,350
5,176
600,585
9,199 1,308,092
231,128
535,850
3,927
205,203
424,715
2,864
280,750
682,961
3,659
957,937
337,104
5,030
243,353
3,880
526,126

7
RESERVE AND RESERVE CITY1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
ASSETS [In thousands of dollars]
and bank balances
Demand
balances
with
banks
in U. S.
(except
private
banks,
etc.)

Cash
items in
process
of collection

Balances
with
banks in
foreign
countries

Other
balances
with
banks in
U. S.

Bank
premises,
furniture, and
fixtures

Assets
indirectly
representing
real
estate

Other
real
estate
owned

16,847

Customers'
liability-

Income
accrued
but not
collected

acceptances

68,770

147,420

258,785

34,936
450
2,934
5,725
972
690

136,275
13,898
96,456
6,328
74

138,529
7,456
66,291
7,338
6,402

18
4,606
1,241
399
27
2,627
10,601

22,192
3,294
2,256
1,305
277
18,755

5,260,916

26,940

36,110 5,313,281

922,994

739,880
30,561
39,353
73,138
42,868
11,415
35,128
184,395
31,826
31,802
54,095
77,654
127,645

"IS?
2,537

31,558 3,104,809
158,352
2,587
21,217 1,562,450
174,833
1,410
93,882
228
36,475
61,018
988 359,351
99.777
51
68,140
239
94,819
29
79,984
66
315,728
4,743

324,783
15,920
153,192
16,114
7,158
3,265
8,630
22,901

,060,257
45,167
52,153
92,780
48,304
52,674
7,223
26,014
20,664
53,369
125,265
7,517
37,383

139,527
8,514
10,050
22,876
6,369
3,297
1,943
2,578
4,457
5,818
8,152
707
1,818
3,442
226
1,004
1,399
3,137
1,332
14,890
3,646
10,430
13,054
2,101
8,287

3,450
24
105
4

16,445
468

114

25

96
214
74

740

286,794
28,137
4,545
32,026
6,450
11,792
1,695
32,636
60,780
2,762
4,373
13,386
26,248
2,819
9,420
445
2,460
3,380
11,213
4,474
22,651
3,160
1,942

46,247
6,689
1,351

643

3,699

3
173

121
1,300

861,421
143,645
205,952
74,151
47,292
71,891
65,741
82,632
26.778
28,313
20,413
46,937
47,676

412,437
39,693
88,077
44,843
38,210
29,240
34,467
45,210
17,046
12,883
12,127
23,815
26,826

711, 885
418
940

1,793
194

65
1,777
25
154
89
382
3,761
4,978
268
275

In

736
968
919
196
338
404
205
19 979
438
1 ' 043
089
910
11:
25, 649
17, 469
ior, 184
010
068
219
775
136

i

1

t

750
878
800
542

&75
752
074
002
612
169
065
1 8 , 728
443
4, 758
900
889
967
503
758
409
090
10, 434

f

3,438,401
173,800
296,481
224,889
271,078
232,549
331,481
491,054
229,881
154,558
337,591
508,422
186,617

474
251

2,613
882
76
64
39

4
449

67

5

100

11

270
1,205
360
16
650
54
988

216
197
26
269
139
236

1,097

244
82

1

24
8
20

97
50

110
250
40
200
100
349
10
'•>'?
1,153
268
727
795
841
315
69
2,138
1,062

'•SS

1,695
513
248
157
49
149
283
287

31,605
19.103
37,042
10,520
66,435
25,796
123,555
45,934
17.104
80,557

6

' ^
5,553
13,308
71,654

5

'^

729
24
10
317
14
69
500

2,344
1,245

443
3,013
285
20,424

3,116
500

7,319
13
90
304
2
286
3,837
2
95

75
160
2,444

140

Other

475
5,255
2
5,023
841

644
15
3,084
5,447
2,592
593
2,538
345
624
231
535
,172
823
,401
,374
335

338
357
135
198

54,962
2,283
2,738
8,232
2,491
1,234
827
470
814
1,975
8,680
142
1,357
549
202
1,857
800

'•Si

2,064
790
9,342
2,691
38
4,236
12

'i%

1,203
1,014
653

1,730
50

280

1,860

i;m

91

104

1,977

28

176
255
1,475
2
299

62

"

131
238
818
717
863

"i

433

1

23
7,457
674
1,216
1,183
70
740
707
254
239
181
340
896
957

13,690
1,267
3,086
1,126
523
808
735
1,913
129
649
471
1,875
1,108

3,628
41
237
138
1,267
94
16
48
14
23

52,817
5,972
16,449
3,166
2,924
1,838
4,569
6,005
1.581
4,934
648
1,149
3.582

Total
assets

163,652 131,031,994

Federal Reserve district
numbers, and reserve cities

All m e m b e r banks

92,358 55,941,799 Reserve b a n k cities'
10,705 2,447,996
1. Boston
26,121,155 2. New York *
S
i-M9r 2,792,811 3. Philadelphia
2,103,193 4. Cleveland
433,201 5. Richmond
*•%
833.275 6. Atlanta *
1,578
4,807 8,290,643 7. Chicago 2
1,311,719 8. St. Louis
814,994 9. Minneapolis
410 1,018,609 10. Kansas City
541 1,051,566 11. Dallas U;
9,578 8,722,637 12. San Francisco
19,124 19,883,011
779,259
1,820
927,008
654
1,215 2,301,070
791,517
2,040
495,831
1,201
342,123
590
342,200
511
402,308
465
782,138
1,644
2,162 2,825,575
156,669
102
490,951
428
509,874
236
54,861
10
611,245
1,434
353,156
68
407,668
540
159,845
71
597 1,136,035
376,133
37
1,279 2,940,208
768 1,076,865
373.276
916
336 1,247,196
5,746
88
176
1,364
92
34
421
1,716
169
19
319
63
56
142
762
140
122
8
47

Reserve b r a n c h cities 1
2. Buffalo
4. Cincinnati
4. Pittsburgh
5. Baltimore 8
5. Charlotte
6. Birmingham
6. Jacksonville
6. Nashville
6. New Orleans
7. Detroit
8. Little Rock
8. Louisville
8. Memphis
9. Helena
10. Denver
10. Oklahoma City
10. Omaha
11. El Paso
11. Houston
11. San Antonio
12. Los Angeles
12. Portland
12. Salt Lake City *
12. Seattle

6,194,442 Other reserve cities 1
479,622 4. Columbus
377,339 4. Toledo
1,011,143 5. Washington
84,264 7. Cedar Rapids
272,252 7. Des Moines
44,572 7. Dubuque
706,675 7. Indianapolis
866,547 7. Milwaukee
138,864 7. Peoria
96,482 7. Sioux City
91,750 8. National Stock Yards
443,515 9. St. Paul
65,150 10. Kansas City, Kansas
122,108 10. Lincoln
35,738 ' 10. Pueblo
80,241 10. St. Joseph
90,726 10. Topeka
400,686 10. Tulsa
231,898 10. Wichita
377,982 11. Fort Worth
92,288 11. Galveston
84,600 11. Waco

46,424 49,012,742
4,048 3,963,499
10,807 8,458,876
4,770 4,444,030
3,356 4,511,225
3,941 3,198,042
3,331 3,475,038
5,686 7,161,529
2,521,939
2,310,029
1,469 2,752,581
2,402 3,327,482
2,964 2,888,472

Country banks, by districts
1. Boston
2. New York
3. Philadelphia
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago
8. St. Louis
9. Minneapolis
10. Kansas City
11. Dallas
12. San Francisco

i Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents page.
For other footnotes, see opposite page.




8
ALL MEMBER BANKS—ASSETS AND LIABILITIES ON APRIL 24, 1950, OF BANKS IN EACH CENTRAL
LIABILITIES [In thousands of dollars]
Demand deposits
Federal Reserve
district numbers,
and reserve cities

All m e m b e r
banks
Reserve bank
cities 1
1. Boston
2. New York 2 . . .
3. Philadelphia..
4. Cleveland.. . .
5. Richmond
6. Atlanta 32
7. Chicago . . . .
8. St. Louis
9. Minneapolis.. .
10. Kansas C i t y . . .
11. Dallas
12. San Francisco .

Total

Individuals,
partnerships, and
corpora-

States
and
political
subdivi-

Banks in
United
States

Banks
in
foreign
tries

Certified
and officers'
checks,
etc.

Total

Individuals,
partnerships,
and
corpora-

United
States
Gov-

States
and
political
subdi-

Postal
Savings

Banks
in
U. S.

90,361,101 69,364,512 2,686,514 6,099,572 9,150,132 1,342,534 1,717,837 29,605,473 28,212,782 164,641 4,916 1,073,538 26,509 123,087
41,491 583
1,991 ,403
21,122 141
2,309 ,661
1,275 838
328 ,670
662 ,561
5,918 ,583
1,046 ,413
627 ,713
878 683
866 ,797
4,463 ,120

871,575 1,196,
519,009
48,
948,007 530,
748,009
80,
037,043
56,
201,284
7,
459,293
18,
382,257 219,
716,887
34,
393,071
24,
487,623
15,
541,191
14,
437,901 146,

Reserve branch
cities 1
13,844 ,425 10 ,316,738
2. Buffalo
492 ,256
382,777
4. C i n c i n n a t i . . . .
630 ,500
485,141
4. P i t t s b u r g h . . . . 1,602 ,754
,307,867
5. Baltimore 3
602 ,998
445,215
5. Charlotte . . . .
390 ,305
247,387
6. Birmingham...
258 ,479
197,028
6. Jacksonville. . .
266 ,261
143,698
6. Nashville
280 380
153,818
6. New Orleans . .
613 500
377,521
7. Detroit
1,755 ,826
,310,061
8. Little Rock. . .
126 ,152
80,009
8. Louisville
388 ,297
261,083
8. Memphis
391 ,038
252,393
9. Helena
46 ,738
17,642
10. Denver
452 ,829
339,706
10. Oklahoma City
300 ,810
173,869
10. O m a h a . . . .
340 ,856
217,229
11. El P a s o . . . .
121
85,383
11. Houston
934
662,618
11. San Antonio...
286 ,886
210,026
12. Los Angeles. . . 1,740 ,008
519,624
12. Portland
689 ,470
562,604
12. Salt Lake City8
272 ,851
203,156
12. Seattle
859 ,097
680,883
Other reserve
cities 1
4,728,164 3,227,134
4. Columbus
359,934
236,212
4. Toledo
245,235
199,640
5. Washington...
769,681
678,998
7. Cedar Rapids .
61,370
30,849
7. Des Moines. . .
227,079
108,372
7. Dubuque
22,924
18,671
7. Indianapolis...
547,620
340,414
7. Milwaukee. . . .
618,354
425,720
7. Peoria
91,367
71,103
7. Sioux C i t y . . . .
75,367
43,899
8. National Stock
Yards
72,903
15,775
9. St. Paul
340,298
191,593
10. Kansas City,
Kansas.....
48,327
18,344
10. Lincoln
99,624
59,975
10. Pueblo
24,422
17,705
10. St. Joseph
54,236
35,182
10. Topeka
76,913
41,293
10. Tulsa
348,520
265,916
10. Wichita
203,723
130,033
11. Fort Worth
312,913
205,081
11. Galveston
61,075
40,964
11. Waco
66,279
51,395
Country banks,
by d i s t r i c t s . . .
1. Boston
2. New York
3. Philadelphia...
4. Cleveland
5. Richmond
6. Atlanta
7. Chicago
8. St. Louis
9. Minneapolis.. .
10. Kansas C i t y . . .
11. Dallas
12. San Francisco .

United
States
Govern-

Time deposits

30,296,929
2,544,730
4,368,599
2,275,904
2,418,565
2,038,035
2,547,689
4,100,376
1,710,288
1,404,708
2,252,168
2,883,572
1,752,295

1
2

24,949,065
2,092,748
3,491,853
1,970,042
2,068,819
1,664,467
1,956,589
3,431,211
1,441,157
1,140,882
1,817,152
2,388,547
1,485,598

471,371
15,229
22,942
49,261
23,057
13,198
7,820
3,748
4,840
8,398
149,909
1,816

10,481
5,509
828
13,893
5,559
10,439
2,223
14,339
3,324
61,235
15,830
3,809
23,684

,499,578 5,696 141 ,292,286
137,375
236 324
29,444
277,660 2,621 472 ,114,509
108,985
343 241
10,743
58,650
107 759
4,241
45,656
70 301
462
49,288
132 680
62
259,972
958 384
42,582
26,620
260 209
3,424
43,680
157 159
2,144
32,111
336 686
1,069
48,038
251 456
1,873
411,543
220 ',470
81,733
989,189 1,859,320
58,198
24,995
19,677
94,435
36,100
195,770
54,370
71,649
26,769
97,037
21,627
30,849
37,019
80,274
52,835
67,301
91,753
121,121
107,332
158,057
10,458
33,385
8,874
101,204
33,871
95,726
18,492
9,279
27.055
67,019
39,024
78,933
17,878
93,367
9,816
20,930
88,988
155,162
13.056
55,697
34,327
86,299
67,753
28,840
29,948
34,149
83,969
57,842

152,447
9,620
12,425
21,721
1,41'
9,827
1,360
13,797
26,458
3,680
1,873

474,955
51,553
131
6,579
64,053
1,954
113,592
40,674
2,590
6,197

750,389
36,485
14,683
47,423
22,452
42,921
748
71,454
106,929
10,661
22,956

464
19,278

954
47,069

55,648
64,188

873
3,045
229
1,189
3,715
8,949
3,735
5,770
1,305
1,723

11,316
9,341
2,158
2,949
21,138
20,800
33,614
16,800
2,589
7,083

17,249
25,734
4,240
13,892
10,336
50,282
33,469
79,184
15,013
4,442

866,388 3,135,850
91,116
184,728
156,152 537,192
96,341
145,701
89,970 201,363
60,014
197,657
47,979 350,692
140,966 410,812
32,514
171,861
34,622
151,057
39,678 314,802
36,405 297,175
40,631
172,810

37,021
2,594
428
2,691
832
85

844,282
91,612
80,616
15,011
20,951
84,813
164,445
65,369
48,839
59,207
59,471
129,634
24,314

11,821

See contents page for basis of and changes in classification of member banks.
Includes both central reserve city and reserve city banks.
For other footnotes, see opposite page.




109
6,667
4,695
25
134
54
3
1,496
3,411
2,008
7,574
1,224
2,987
5,034
24
3,413
108
493

8,907,225 8,305 756 59,990
197,924
658 4,260
1,749,132
531 35,320
218,933
216
20
688,634
683, 274
74,893
69 007 3,550
111,864
110, 585
1,105
1,785,225
865 4,150
164,039
483
550
110,878
372
79,481
% 428
101,854
320
3,624,368 3,275: 017 11,035

303
6

170,786 4,572,291 4,336,815 17,511
227,880
8,463
225,007
215,298
7,877
194,480
401,079
11,065
376,067 '' ^02
128,772
7,875
126,247 2,500
63,103
5,829
40,709 2,282
58,902
1,155
58,902
50,051
1,413
50,051
94,762
1,586
92,855
516
122,798
8,040
118,035
915,086
25,772
905,045 4,325
21,472
484
21,1161
350
64,204
6,630
63,164
1,020
86,097
3,405
83,697
5,949
497
5,844
100
119,495
5,102
119,271
180
24,355
3,425
22,693
100
1,940
41,628
41,620
3
28,065
1,569
27,033
525
127,297
10,199
88,493
70,630
2,775
47,298
998
30,949 1,015,677
948,615
415
306,976
13,219
302,418
45
77,455
1,785
76,715
520
305,260
9,732
301,440 3,430

140

935,695
21,200
629,873
18,300
11,337
3,749
2,855
56,366
4,623
7,054
5,987
9,753
164,598

11,655
64,917

1,654
64,632

431

545
1,529
90
1,024
431
2,142
2,872
6,078
1,204
1,636

13,039
12,314
7,686
21,749
8,625
25,766
15,188
43,350
25,554
13,920

13,024
12,184
7,686
21,744
8,204
25,119
14,273
42.375
23,729
13,000

493,151
82,924
101,793
48,798
37,462
31,084
25,276
51,968
15,917
18,712
21,065
30,690
27,462

15,059,801
1,066,085
3,395,875
1,734,633
1,732,838
900,852
694,518
2,609,718
644,489
759,733
322,253
246,559
952,248

544,387
056,463
318,984
664,811
628,222
853,503
671,986
557,986
610,776
752,984
314,700
204,934
909,038

8,193
1,602
993
11

2,708
50
228
1,121

1,480

14
5
6
3

34

.

214,558 3,267
2,093
780
20,515
298
23,902
878
20
19,813
297
1,391
4,729
5,561
2,400
32
1,375

20

700
529
47
6
132
360

3,500
50
5,529
5
309,253 3,365

198

l

62
17,605

22,994
13,097
5,313
2,330
28
50,850

71

118,205 1,066 156 1,025,824 17,525 149
92, 758
26,040
85,824 2 , 1 2 0
5
107, 822
6,666
106,393
55
677
17,995
169,652 "5 ^ 000 25
79
633
17,633
1,906
934
26.374 2,545
15
357
191
19,357
270
8,255
115,495
1,535
190, 975
18,080
186,012
4,500
838
3,333
35,338
S: 129
442
16,122

565

409,395 8,694 123,087

507
38,743
22,332
66,547
4,463
150

155
20
5

12

187
25
100
50
50
390

20,773 1,885
4,193
616
1,374

6
1,500

235
457

10,000

285

15

125
420
95
900
25

975
1,800
920

69,615 324
4,618 217
12,092
15
4,507 302
1,420 432
16,029 1,264
10,187 692
2,084 512
813
174
1,885
124
5,010
187
5,965 313
5,005
92

428,812
4,666
61,970
64,975
102,571
29,273
7,420
48,514
32,514
4,529
2,007
32,323
38,050

547
15

12,663
121

2,814
38
193
783
4,233
622
212
211

349
3,024
63

9
RESERVE AND RESERVE CITY1 AND OF COUNTRY BANKS IN EACH FEDERAL RESERVE DISTRICT
LIABILITIES A N D CAPITAL ACCOUNTS [In thousands of dollars]

Bills
payable
and other
borrowed
money-

Acceptances
standing

Other
liabilities

Total
liabilities

Capital

Surplus

Undivided
profits

252,143

160,668 1,305,387 121,684,772 2,917,728 4,261,297 1,742,036

191,811
5,000
152,590

147,835
15,035
104,194
6,699
82

Other
capital
accounts

2,500
17,050
100
450
500
4,000
200

18,576,876
724,443
852,358
2,020,718
739.217
463,534
319,683
318.218
379,306
744,469
2,691,305
148,448
458,897
480,073
52,938
576,530
326,299
383,693
150,332
1,071,288
359,168
2,781,837
1,009,027
352,559
1,172,536

397,114
19,065
23,900
85,600
13,831
7,300
8,200
6,000
8,400
10,408
35,750
2,800
10,050
7,400
850
8,860
9,750
7,700
2,850
26,750
5,550
53,000
15,200
6,800
21,100

574,777
31,815
34,900
129,250
27.149
19,900
8,100
11,500

%
53,017
25,730
7,200
27.150

256,222
3,407
13,898
41,306
7,893
3,973
4,791
3,029
3,387
9,176
25,215
1,643
4,225
5,048
205
8,512
7,138
5,234
1,579
12,545
2,798
43,344
26,908
5,447
15,521

31,234
2,427
2,603
4,202
989
29
1,975
3,960
1,267
263

5,833,752
455,119
358,160
948,560
79,004
257,002
42,310
666,865
813,393
129,472
91,760

113,535
9,000
7,700
18,450
500
4,750
550
10,025
16,600
3,260
1,600

154,927
9,600
8,200
31,050
4,200
4,750
700
20,000
17,545
4,240
2,150

70,261
5,108
2,416
10,327
560
3,295
805
8,775
14,375
1,318
685

2,455
207
1,010
4,634
574
287

28

443
6,046

85,001
413,789

1,000
9,000

4,000
15,250

1,749
3,573

1,903

382
324
4
100
413
2,190
1,307
330

1,700
3,000
17,000

134,373
4,207
6,097
16,295
3,143
9,893
2,302
1,906
3,878
3,140
20,391
824
3,596
2,843
251
3,206
1,134
1,209
850
5,339
1,652
25,739
7,712
2,253
6,513

' "i

21

10,000

51,677,761
2,231,153
23,761,193
2,555,758
1,989,350
406,706
782,108
7,758,593
1,222,956
763,852
960,577
975,266
8,270,249

61.748
115,262
32,112
76,085
85,951
376,538
220,218
358,125
86.749
80,529

1,350
2,700
1,000
1,450
2,200
6,850
4,500
8,000
1,850
1,200

1,200
2,560
1,000
1,500
1,580
8,950
4,900
7,850
1,572
2,130

820
1,043
1,065
963
851
6,471
1,754
2,143
1,495
670

200,473
23,113
53,118
13,006
17,679
12,316
12,337
28,579
7,306
8,375
3,584
4,682
16,378

45,596,383
3,640,863
7,834,032
4,026,029
4,170,099
2,958,022
3,256,421
6,739,292
2,362,149
2,174,439
2,579,189
3,134,927
2,720,921

,097,058
104,950
211,905
125,700
106,072
74,963
71,992
132,246
50,939
43,292
51,486
67,195
56,318

,430,408
130,971
260,207
202,711
156,432
103,581
97,280
162,509
60,057
52,100
65,004
71,829
67,727

713,133
62,964
120,446
77,198
68,776
48,647
38,246
98,234
39,571
30,889
48,111
41,642
38,409

18
5,030
1,254
399
27
2,657
12,440
8,737
13
90
304
33
286
5,031

2,800

95

1,000
2,000

1,935

4,500

413
369

'1,500

166

8,000

198

2,500

104

2,500
3,000

1

35,282
5,725
15,890
2,445
780
6,681
350
525
50
1,575
1,170
91

3,898
1,210

550
41
237
138
1,527
94
16
48
14
23

'fl7

11,200

17,672
63,000
3,600
17,650
16,600
854
14,190
9,500
7,650
4,550

702,420
29,627
419,686
44,285
13,324
5,176
6,960
48,440
23,077
3,407
16,104
12,023
80,311

Net
demand
deposits
subject to
reserve
(see
page 14)

038
150,412
2
19,866 S ^ 843
25,126 2,359, 962
237, 053
9,839
113 843
6,759
1,573
495
6,449
167
*
050
56,310
763
1,036
6,235
142
032
1,683
300
1,477
14,059
388

!

647,383
802,979
520,338
061,690
139,088
280,780
566,415
374,837
914,810
527,771
729,769
709,159
019,747

Federal Reserve
district numbers,
and reserve cities

All m e m b e r
banks

Reserve bank
,202,039
cities 1
,519,232
1. Boston
,293,090 2. New York 2
,700,461 3. Philadelphia
,013,148 4. Cleveland
214,214 5. Richmond
450,418 6. Atlanta 3
,339,244 7. Chicago 2
648,353 8. St. Louis
375,665 9. Minneapolis
430,902 10. Kansas City
518,998 11. Dallas
,698,314 12. San Francisco

Reserve branch
cities 1
78,022 1,306, 135 12, 072,617 10, 416,456
404,271 2. Buffalo
420,671
816
529
460,542 4. Cincinnati
1,952
548,407
650
2
262,252 4. Pittsburgh
466,759
24,196
!°2' 352
459,156 5. Baltimore 8
532,117
300
3,427
321,895
227,311 5. Charlotte
1,124
32 297
212,587 6. Birmingham
238,288
440
1,349
156,116 6. Jacksonville
216,328
982
3,453
187,575 6. Nashville
240,520
002
15
423,945 6. New Orleans
535,793
669
413
317,900 7. Detroit
543,157
134, 270
10,305
83,434 8. Little Rock
178
107,430
221
239,204 8. Louisville
129
330,935
054
259,155 8. Memphis
801
753
335,086
33,052 9. Helena
41,116
923
14
340,258 10. Denver
715
389,135
3,153
197,215 10. Oklahoma City
254,797
857
469
200,005 10. Omaha
975
278,165
3,391
86,248 11. El Paso
513
534
93,428
695,370 11. Houston
767,098
747
627
200,061 11. San Antonio
243,080
965
842
461,345 12. Los Angeles
551,498
371
9,010
597,642 12. Portland
621,317
67 838
20 717 245,193 217,785 12. Salt Lake City'
1,270
694,027 12. Seattle
750,404
74, 660
10,889

ft;

1

1

863
2,756

32
543
561
243
144

'•s

1,864
622
71

360,690 4,070,750 3,533,500
285,668
24,503
305,919
213,582
19,179
218,890
665,098
62,583
695,113
31,057
5,260
51,818
162,539
15,250
184,412
19,121
2,262
19,477
429,625
39,810
480,910
423,694
53,154
529,702
74,264
9,392
78,993
46,165
4,722
64,825
6,749
29,726

57,452
295,322

3,405
230,019

3,402
6,846
3,626
4,156
4,775
24,148
11,680
19,857
5,539
4,071

37,065
85,446
17,077
44,887
64,566
291,804
183,491
260,853
48,825
53,903

27,386
61,425
19,508
36,695
59,482
277,645
162,045
205,308
41,597
58,172

175,760 3,416,359 25,998,273
23,751
322,636 2,227,285
32,286
624,844 3,866,166
418,001 1,976,864
12,392
341,126 2,100,195
9,846
12,829
240,020 1,733,595
11,099
218,617 2,150,467
422,237 3,527,531
#,248
159,790 1,453,629
9,223
135,590 1,221,837
9,309
173,392 1,894,164
8,791
192,555 2,328,213
11,1
5,097
167,551 1,518,327

• Includes figures for a bank with its head office in a nonreserve city, which has a branch in this reserve city; see contents page.
For other footnotes, see opposite page.




Demand
deposits
adjusted
(see footnote on
page 1)

426,161 9,347,222 79,789,023 71,868,640

939,307
21,791
633,136
20,444
14,796
3,143
7,665
48,055
8,250
7,862
2,386
3,958
167,821

,310,021 ,101,185
59,437
107,913
665,338 ,249,812
59,705
123,224
38,514
55,246
7,668
12,078
15,700
22,058
184,000 243,300
34,225
30,425
12,500
29,000
19,000
21,245
30,150
32,650
183,784 174,234

Total
capital
accounts

Other reserve
cities 1
4. Columbus
4. Toledo
5. Washington
7. Cedar Rapids
7. Des Moines
7. Dubuque
7. Indianapolis
7. Milwaukee
7. Peoria
7. Sioux City
8. National Stock
Yards
9. St. Paul
10. Kansas City,
Kansas
10. Lincoln
10. Pueblo
10. St. Joseph
10. Topeka
10. Tulsa
10. Wichita
11. Fort Worth
11. Galveston
11. Waco

Country banks,
27,716,645
by districts
2,216,755
1. Boston
3,924,886 2. New York
2,090,390 3. Philadelphia
2,260,352 4. Cleveland
1,821,317 5. Richmond
2,266,816 6. Atlanta
3,811,359 7. Chicago
1,602,157 8. St. Louis
1,282,338 9. Minneapolis
2,132,606 10. Kansas City
2,669,475 11. Dallas
1,638,194 12. San Francisco

10
ALL MEMBER BANKS —ASSETS A N D LIABILITIES
ASSETS [In thousands of dollars]
Reserves, cash.

Loans and investments

State

Total, all States
New England:
Maine
New Hampshire. . ..
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Iowa...
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon.
California

Number of
banks

Total

Loans
(including
overdrafts)

Obligations of
States and
direct and
political
guaranteed subdiviobligations
sions
U. S.
Govern-

Other
bonds,
notes,
and debentures

6,891 101,521,024 36,784,591 55,575,473 5,954,395 2,913,797

Corporate
stock
(including
F. R.
Bank
stock)

Reserve
with
Federal
Reserve
Banks

Total

292,768 27,932,502 15,642,560 1,652,695
62,317
45,246
25,624
859,804
97,959
261,569

26,531
18,846
11,302
474,954
55,880
109,148

38
52
40
143
10
64

271,487
104,551
144,442
150,602
68,886
68,293
113,566
55,919
46,040
3,179,419 1,130,013 1,817,921
544,294
180,587
346,848
986,568
324,893
535,992

7,063
123,373
10,379
96,124

4,213
99,551
4,541
26,562

556
281

741

24,049,007 9,455,735 12,560,122
3,571,972 1,017,970 2,136,852
7,638,402 2,508,601 4,205,283

1,308,064
270,965
436,652

617,159
132,889
451,252

424
237
505
231
166

5,405,670 1,739,912 3,164,040
1,832,411
499,659 1,186,963
8,828,568 2,423,811 5,483,887
3,925,822 1,219,339 2,347,608
1,640,951
460,110 1,040,111

299,076
98,464
600,331
225,489
81,873

192,526
44,167
303,982
126,900
56,222

10,116 1,262,650
3.158
504,940
16,557 2,451,533
6,486
864,115
2,635
414,028

671.508
241,346
1,546,751
436.509
193,122

207
180
43
62
141
215

1,685,830
952,395
2,562,508
215,146
272,978
724,137
809,362

611,935
897.128
339,524
494,718
1,084,789 1,227,069
140,543
59,966
95,812
154,839
251,679
400,077
298,091
414,661

93,726
94,484
167,644
8,685
14,173
51,177
72,771

79,854
22,133
75,018

471,686
277,945
l-Mi 833,861
7,988

20,045
22,484

285
377
1.159
1,355

44,461
63,868
247,480
265,459

231,984
121,648
414,298
24,796
33,412
112,914
124,485

17
77
15
204
108
54
32
66
74

280,397
939,355
782,191
1,238,898
592,463
695,596
346,286
893,955
1,173,649

93,586
264,254
264,147
539,383
196,487
323,956
110,928
446,878
285,780

168,109
625,651
475,176
622,971
358,160
310,609
205,293
369,061
798,111

10,366
21,990
6,806
48,564
25,716
43,635

7,081
25,167
34,318
24,932
10,589
15,862
10,587
20,316
12,964

1,255
2,293
1,744
3,048
1,511
1,534
616
1,976
2,198

62,776
264,938
240,251
344,980
169,214
243,113
103,591
301,083
393,855

29,139
139,902
142,045
155,455
72,032
103,359
45,924
145,772
171,310

112

774,705
1,169,683
787,949
222,294

266,483
497,506
310,765
74,705

460,751
560,736
377,760
105,707

25,425
84,402
38,844

20,102
23,512
17,727
2,514

1,944
3,527
1,586
524

246,735
374,850
232,958
77,368

111,144
181,655
114,835
27,802

398,248
222,423
125,226
1,016,219
296,718
630,107
1,050,500
390,431
558,439
4,276,363 1,930,030 2,061,967

41,521
79,760
85,261
229,531

8,302
7,479
14,374
46,140

776
144,175
351,369
?:&s
403,458
8,695 1,775,736

61,021
176,209
164,861
725,658

259,850
171,197
90,501
477,670
99,964
143,779
188,050
78,053

15,151
6,723
7,695
27,759
7,632
15,211
13,556
7,295

8,274
844
1,754
15,199
873
9,933
3,435
1,241

508
451
265
1,308
321
401
649
136

106,774
64,881
53,427
260,157
71,283
67,102
110,478
22,523

51,832
33,425
21,406
124,150
26,075
36,441
61,565
12,969

1,417,864
706,030
546,568
974,985
348,866
517.129
10,470,533 4,537,994 5,118,782

135,134
97,953
570,861

27,956
9,613
222,951

390,247
2,176
1,424
240,511
19,945 2,179,211

199,902
145,225
1,333,775

906

128

161

82
92
31

68
46
224
574
84
25
39
92
35
5
31
6
53
29
119

Mutual Savings Banks 1.

382,308
307,108
160,075
786,244
194,886
317,031
376,097
134,047

15,974

98,525
127,893
59,860
264,308
86,096
147,707
170,407
47,322

4,143

10,748

•?:iy

•is

18,862

55,724
74,596

80,111

864
439
331

{.•IS

2,997

107,927 7,074,689 4,833,870
633,087
13,296
324,040
36,614 1,873,137 1,020,328

49

2,180

1,035

STATES LOCATED I N TWO F E D E R A L R E S E R V E D I S T R I C T S — C O N D I T I O N
Connecticut—Dist. No. 2.
New Jersey—Dist. No. 2. .
Kentucky—Dist. No. 4 . .
Pennsylvania—Dist. No. 4.
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6. .
Mississippi—Dist. No. 6. .
Tennessee—Dist. No. 6. .
Indiana—Dist. No. 7 ,
Illinois—Dist. No. 7
Michigan—Dist. No. 7 . . . .
Wisconsin—Dist. No. 7
Missouri—Dist. No. 1 0 . . . .
New Mexico—Dist. No. 10.
Oklahoma—Dist. No. 10..
Arizona—Dist. No. 1 2 . . . .
1

16
194
58
205
12

32
19
68
175
353
190
125
46
11

211

4

236,824
83,460
135,629
2,935,765
848,915 1,740,849
247,729
85,880
143,055
2,817,724
910,743 1,610,319
87,714
31,937
48,107
806,272
238,293
503,084
184,503
85,156
62,989
741,401
285,730
386,896
1,602,767
421,861 1,052,221
8,256,858 2,266,604 5,143,866
3,790,681 1,177,095 2,268,250
1,488,981
414,693
944,744
880,390
361,942
415,941
124,088
56,151
61,813
1,032,717
382,418
551,350
273,441
134,945
116,866

9,895
228,960
12,652
105,657
5,093
57,686
33,647
52,083
87,867
548,970
215,313
75,457
74,454
5,065
82,818

11,432

7,265
105,703
5,477
172,528
2,278
5,962
2,283
14,051
38,078
281,797
123,806
51,714
26,344
865
14,181
9,835

These
 banks, two in Wisconsin and one in Indiana, are included in the figures for those States.


575
51,464
24,666
11,338
504,046
259,364
665
74,392
28,804
18,477
662,790
381,123
299
20,446
9,016
1,247
278,931
148,123
428
63,431
22,539
2,641
235,038
112,324
2,740
436,782
213,788
15,621 2,308,125 1,482,132
6,217
837,728
424,385
2,373
378,676
178,385
1,709
351,341
165,650
194
37,879
14,238
1,950
394,116
162,306
363
58,722
31,544

11
OF BANKS O N APRIL 24, 1950, BY STATES
ASSETS [In thousands of dollars]
and bank balances
Demand
balances
with
banks in
U. S. (except private
banks,
etc.)

Other
balances
with
banks
in U. S.

Balances
with
banks in
foreign
countries

Cash
items in
process
of collection

5,260,916

26,940

36,110

5,313,281

Bank
premises,
furniture,
and
fixtures

Other
real
estate

indirectly
representing
real
estate

Customers'
liability
on
acceptances

Income
accrued
but not
collected

922,994

16,847

68,770

147,420

258,785

Total
assets

163,652 131,031,994

14,036
1,047
115

345
3
133
10,781
1,320
1,146

579
136
114
12,405
912
758

337,005
197,811
140,983
4,110,559
653,039
1,265,747

4,833
1,960
9,075

96,518
388
6,519

76,470
9,300
17,469

63,533
5,449
11,345

31,577,452
4,265,901
9,641,372

139
40
176
219

1,528
91
754
1,204
305

248
13
4,606

13,100
3,760
24,517
10,266
3,326

4,560
1,591
8,062
3,467
2,724

6,736,699
2,356,416
11,357,854
4,833,105
2,073,703

7,768
4,753
19,249
1,376
1,719
5,228
4,549

657
38
128

3,942
2,526
446

475
6
1,284

9
51

56
134

935
560
3,030
65
270
758
858

2,177,143
1,239,302
3,426,207
261,832
339,684
979,116
1,081,394

13,966
50,037
32,682
64,699
16,704
64,550
14,436
66,133
51,403

1,858
9,952
13,806
16,287
6,080
7,308
2,688
11,895
15,438

114
150
199
225
235
94

656
500

304

178
2,844

710
5
48

107
16
4
29
52

1,598
285
2,034
1,658

346,534
1,220,664
1,040,179
1,604,746
770,149
949,419
453,484
1,211,591
1,587,847

5
139

40,104
64,136
18,160
7,006

5,965
15,216
7,389
3,190

193
175
94

676
1,093
1,311
378

1,029,648
1,563,394
1,033,066
303,527

4

12,609
67,803
33,569
246,756

2,937
11,213
6,765
57,394

48
424
59
6,172

30
97
833
7,058

258
3,024
1,662
4,599

361
2,527
1,337
3,326

546,057
1,388,712
1,464,690
6,135,161

2,781
2,971
1,202
3,241
1,922
3,778
2,949
1,369

33
31

46

146

10,892
6,853
2,995
36,008
2,388
10,439

993
15
131
1,908
215
883
38
572

127
306
59
1,527
82
766
927
168

492,983
375,360
214,925
1,053,199
268,651
389,771
491,490
158,713

269
139
5,120

94,140
46,536
452,053

12,868
14,445
94,357

4,678
2,907
29,551

819
936
11,954

1,827,476
1,234,152
12,824,082

10

54

117

17,924
13,590
7,456
92,634
13,347
69,451

5
3
15
728
99
219

88
4
14
2,605
373
25

9,848
8,072
4,286
222,174
15,051
52,701

1,840
1,684
1,504
32,551
7,507
15,300

247,140
139,314
370,877

566
448
179

22,322
16
1,481

1,724,444
90,500
326,790

210,933
43,231
84,338

1,469
514
1,087

268,546
163,507
400,614
197,490
117,924

895
212
,851
377
114

386
8
989
498
20

212,046
52,785
398,235

48,804
13,570
39,638
27,990
12,198

108,984
101,858
177,752
13,230
22,293
73,365
113,286

258

412

214
6

81
11

106,194
33,832
208,935
2,885
3,657
50,652
14,280

320
52
23
1,322

288

15,336
50,835
43,774
89,616
60,549
55,951
31,265
70,319
142,938

Other

270
248
102

1

464
100
241
128
225

78,392
103,341
76,177
35,708

15
207
413

61,086
86,896
185,336
715,910

474
840
3,396
28
60

36,523
19,208
25,150
85,598
37,066
12,753
24,504
3,847

439
150

68,210
34,725
279,321

1,008
688
4,120

54
75

39
24
1
3
15

788
74
11

961

19
241

11

21

478
116

1

106
16
52
654

22

160

381
1,039
184
3,839
76
4,513

122

263
211

123
34

878

360

505

1,570

'25j967

11

135
357
10,939

s

«
849
1,448
981
555

2,621

1,016

'•58
2,094
3,017

s

if

17

18,225

State

Total, all States
New England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Mutual Savings Banks

1

OF BANKS LOCATED I N F E D E R A L RESERVE D I S T R I C T S P E C I F I E D
10,041
105,071
36,633
122,429
7,171
57,365
28,709
71,522
134,459
350,809
187,454
101,859
77,874
18,686
179,593
10,645

392
15
276
10
474
140
172
114
189
150
815

66

"i'
989
497
20
29
146

For footnote, see opposite page.



10,135
78,990
1,723
103,282
1,738
58,641
6,641
33,051
47,807
381,021
151,993
73,083
98,212
1,702
33,344
9,843

4,773
3

2',742
34,393
395
8,965
2,860
11,346
11,041
35,805
26,857
10,993
6,205

6',577
3,393

34
466
42

1

3
1,652
16
3,188

91
754
1,204
305
399

150
16
3,839
184
286
13
4,606
22
160
27

833

76

405
81

193
29
69
196
10
177
59

211

100
388

300
8,253
84
8,567
205
2,344
12

1,371
3,630
23,971
10,248
2,953

'•ill

1,662

883

151
3,542
111

1,923
130
2,108
317
691

i:m
3,423
2,614
516
51
1,323
731

293,649
3,488,189
325,074
3,528,777
108,907
1,102,864
251,388
990,326
2,055,750
10,637,300
4,670,359
1,884,692
1,240,363
163,446
1,437,363
337,381

Connecticut—Dist. No. 2
New Jersey—Dist. No. 2
Kentucky—Dist. No. 4
Pennsylvania—Dist. No. 4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—-Dist. No. 6
Tennessee—Dist. No. 6
Indiana—Dist. No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12

12
ALL MEMBER BANKS —ASSETS A N D LIABILITIES
LIABILITIES [In thousands of dollars]
Demand deposits
State
Total

Total, all S t a t e s . .

Individuals, partnerships,
and corporations

States
and political
divisions

Banks
, in
foreign
countries

Banks
United
States

Certified
and
officers'
checks,
etc.

Total

Individuals,
United PostpartnerStates
al
ships, and Govern- Savcorporaings

States
and
political
subdivi-

Banks
n

u! s.

Banks
in
eign
tries

90,361,101 69,364,512 2,686,514 6,099,572 9,150,132 1,342,534 1,717,837 29,605,473 28,212,782 164,641 4,916 1,073,538 26,509 123,087

New England:
174,866
Maine
145,917
132,308
New Hampshire
105,829
59,278
Vermont
52,422
Massachusetts
3,044,290 2,381,321
400,357
Rhode Island
323,905
Connecticut
903,460
751,522
Middle Atlantic:
24,084,093 18,239,877
New York
New Jersey . . . . . . . . . 2,170,713 1,794,315
Pennsylvania
6,084,121 5,000,230
East North Central:
4,018,320 3,214,436
Ohio
1,593,127 1,183,677
Indiana
7,855,054 6,041,605
Illinois
2,683,585 2,046,000
Michigan
Wisconsin
1,198,292
900,051
West North Central:
1,449,619
Minnesota
969,629
899,421
619,182
Missouri
2,652,741 1,811,311
175,590
North Dakota
152,894
253,519
South Dakota
205,549
Nebraska
807,956
605,679
Kansas
916,359
649,412
South Atlantic:
272,837
Delaware
225,947
830,262
Maryland
628,218
786,038
District of Columbia.
694,810
995,944
Virginia
755,777
507,579
West Virginia
405,126
North Carolina
709,851
515,938
360,874
South Carolina
283,752
Georgia
926,621
678,133
Florida
1,246,137
938,869
East South Central:
798,886
Kentucky
622,956
Tennessee
1,116,484
736,028
736,409
Alabama
565,604
Mississippi
224,822
150,479
West South Central:
428,983
Arkansas
329,093
1,088,006
713,344
Louisiana
Oklahoma
1,254,249
912,551
Texas
5,152,292 3,890,270
Mountain:
383,328
292,193
Montana
268,709
210,918
Wyoming
165,577
127,770
Colorado
789,523
628,179
New Mexico
215,297
156,088
Arizona
279,860
230,369
336,272
251,867
Utah
Nevada
92,603
73,174
Pacific:
985,749
Washington
1,225,574
800,734
657,164
Oregon
California
6,810,281 5,509,383
Mutual Savings Banks

United
States
Govern-

Time deposits

5,809
4,734
1,442
87,984
14,583
32,042

13,330
11,060
2,903
207,578
42,182
55,185

7,783
5,749

13

2%,030
10,265
33,430

29.444
1,552
37

1,012

631.399
79,792
199.400

723,099 2,680,697 1,117,567
204,441
42,292
529
13.445
254,666 550,201

166,907
46,686
273,140
183,004
53,044

284,257 266,560
239,751
99,594
373,231 1,045,818
237.218 172,428
119,383
99,354

2,014
4,936
1,499
61,933
7,870
31,244

127,729
44,101
66,024
662,997
198.525
257,531

691,454 3,776,069
49,344 1,770,370
66,179 2,549,303

126,956
42,855
65,335
653,875
197,913
255,915

552
893
207
5,285
548
1,403

3,565,637 45,837
1,733,461
5,754
2,438,279
349

6
20
3
134
50
25

215
333
479
3,585
14
185

118

3

583

62,977 4,031 97,587
271
30,884
108,655 1,437

81,467 2,240,221 2 , 1 1 6 , 0 2 2
23,311
618,256
614,018
78,678 2,731,469 2,603,974
40,188 1,853,348 1,830,889
740,323
25,967
732,822

3,151
2,615
4,570
4,986
4,568

311
357
94
64
90

119,764
546
122,471
17,102
2,361

32,248
7,530
17,572
1,719
2,665
6,077
8,128

548,757
261,284
544,851
71,200
66,094
108,800
99,792

542,150
258,478
538,521
70,578
63,776

341
2,560
624
525
1,155
147
1,666

58
74
80
6
4
23
38

11,682

14,222
6,692
14,323
4,712
4,433
13,390

36,004
297,781
185,374
476,061
191,245
161,020
64 ,.972
194,585
241,928

35,747
205
291,099 4,742
10
178,349 6,000 U025
439,787 12,675 216
188,880
1,552
30
131,449 4,112
8
62,919
650
7
190,036 3,454 448
237,187 2,408
66

8,851
11,051
4,472
1,393

149,385
343,895
218,659
58,935

146,919
329,433
215,735
58,233^

1,731

6,667
431
9,909

2,820

13,550
12,467
58,005

79,107
219,651
104,958
594,980

78,139
213,517
100,250
481,585

357
647
1,808
7,393

54

5,270
2,668
1,547
8,530
2,567
5,169
2,610
1,597

86,598
86,518
36,250
194.526
37,928
86,166
123,621
55,433

85,994
85,778
35,699
193,977
35,318
85,361
122,694
52,209

125
655
490
287
2,437
250
530
895

4,693
108
42,582
4,747
493

58,593
29,760
65,273
3,799
5,619
20,719
19,056

137,144
144,122
128.219
9,375
32,158
51,873
165,307

249,070
98,827
625,873
7,803
7,528
123,605
74,456

28,066
27,707
22,034
33,664
13,564
22,284
8,916
24,417
21,021

3,274
91,128
131
86,929
52,873
53,358
48,407
74,852
145,270

3,868
73,248
47,449
104,890
29,324
103,863
15,087
144,724
125,086

16,365
18,508
17,581
4,377

43,162
138,646
92,417
40,286

107,527
212,117
56,019
28,287

5,859
17,014
23,427
73,546

42,470
185,591
160,429
433,408

48,741
151,840
144,944
687,154

6,623
4,321
2,795
18,108
4,993
6,061
4,368
1,982

57,016
45,919
23,947
60,479
41,985
34,463
41,698
14,711

22,226
4,883
9,664
2,705
35,725
1,139

1,093
4

36,895
17,982
221,251

119,290
79,966
471,014

66,711
30,366
310,450

3,027
1,224
89,654

2,935
4,493
3
832
3,413
462
85
62
2,501
25
134
316

9,129

18,201

108,612

96,868

702

13,902
483,176
477,041 5,723
14,032
343,331
337,984
47
208,529 5,116,342 4,664,529 12,350

1

16,445

973
720
360
307
482

2,502 3,706
172
5,576
50
91
1,159
16

1,187

52
1,910

20

23,094
374
25,120
1,196
509
1,922

289
409
331
200
138
345

151
17

16

661
58
9,022 2,364
232
920

25
70
95
366

466
120
4,767
650
1,722 1,083
102,587 3,049

2

1

18

18

15
241

467
34
43
250
157
550
307
2,329

10
40

4
390
5,235
50
410,254 3,468 25,500

16,451

STATES LOCATED IN TWO FEDERAL RESERVE DISTRICTS—CONDITION
Connecticut—Dist. No. 2.
New Jersey—Dist. No. 2 .
Kentucky—Dist. No. 4 . . .
Pennsylvania—Dist. No. 4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6 . .
Mississippi—Dist. No. 6.
Tennessee—Dist. No. 6.
Indiana—Dist. No. 7 . . .
Illinois—Dist. No. 7
Michigan—Dist. No. 7. .
Wisconsin—Dist. No. 7 . .
Missouri—Dist. No. 10..
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10.
Arizona—Dist. No. 12...
1

178,426
1,720,477
232,018
2,221,629
60,859
857,815
183,370
678,518
1,388,106
7,406,863
2,620,929
1,103,547
1,046,131
123,527
1,232,038
242,668

149,159
1,433,601
205,176
1,868,840
46,270
541,314
117,670
446,357
1,024,249
5,695,998
1,997,911
825,217
618,395
78,508
896,084
201,511

7,427
63,175
3,799
67,359
2,961
12,606
3,363
12,180
42,392
264,802
181,131
50,218
18,238
4,371
23,224
5,265

10,135
139,816
18,785
67,879
8,243
159,052
33,400
98,223
216,976
340,690
225,918
86,049
45,053
29,906
155,621
27,752

6,333
40,053
529
2,829
198,056 " " l ',691
2,638
128,782 ""6. ',667
27,681
114,378
85,198
108
987,301
42,,582
171,909
4,,745
116,696
493
355,559
1,,069
8,800
144,567
43 i
2,640
1,,093

5,372
92,898
92,728
43,303 1,503,920 1,478,157
1,429
65,861
65,570
16,804
898,191
859,303
747
34,156
33,365
9,394
180,233
174,214
1,256
51,727
51,028
7,380
245,763
234,214
19,183
543,279
539,352
75,490 2,507,759 2,416,020
39,315 1,766,071 1,743,954
24,874
658,772
651,423
7,817
119,553
119,163
1,942
30,449
28.007
12,111
102,209
97,620
4,407
73,563
73.008

These banks, two in Wisconsin and one in Indiana, are included in the figures for those States.




10
1,565

15

216
370
567
699
2,925
2,595
4,554
4,862
4,568
13
2,425
1,805
250

210
5
60

37

149
332
39
9
85
16
16
95
5

6,163 2,312
320
680
360
86,786
16,939
307
2,214
482
311
50

1

145
23,935
247

'273

4,742

1

1,611

300

263
38
878
143
650

1,078

13
OF BANKS ON APRIL 24, 1950, BY STATES
L I A B I L I T I E S A N D CAPITAL ACCOUNTS [In thousands of dollars]
Bills
payable
and
other
b°r~d
money

Accept-

Other
liabilities

Total
liabilities

121,684,772 2,917,728 4,261,297

15,173
1,057
115

1,671
310
986
31,1
5,248
6,338

305,466
176,919
126,288
3,762,848
605,187
1,168,269

159,230 104,256
10,125
388
2,541 6,890

667,788
24,617
48,320

31,539
147,094
151,413
20,892
110,646
113,753
14,695
47,536
52,538
347,711 2,729,971 2,428,658
47,852
371,959
358,906
97.478
781,308
785,250

38,115
8,595
56,322
35,282
7,210

6,310,192
2,220,041
10,649,575
4,572,237
1,946,085

142,426
40,782
235,452
81,623
39,190

193,258
58,022
309,604
110,149
48,217

75,913
31,924
89,759
51,(
31,897

14,910
5,647
73,464
18,008
8,314

426,507 3,537,728 3,368,114
136,375 1,377,039 1,393,954
708,279 7,056,205 6,095,279
260,868 2,332,944 2,170,255
127,618 1,006,558
950,795

17,687
1,864
14,740
1,192
1,368
1,851
2,555

2,036,638
1,163,000
3,216,629
248,232
321,631
922,107
1,018,906

39,839
20,173
74,239
4,080
5,043
18,910

20,517
18.922
56,467
3,127
4,289
13,389
15,537

13,694
6,194
4,228

21,200

66,455
31,013
74,644
5,511
7,566
19,302
23,819

1,155
5,408
1,932

140,505 1,234,441 1,032,827
763,731
76,302
737,002
209,578 2,266,054 1,748,167
13,600
159,475
161,103
18,053
227,569
236,715
57,009
683,939
612,977
62,488
788,793
808,567

2,214
4,390
4,311
8,099
2,474
12,029
1,935
9,377
6,631

311,055
1,136,887
975,923
1,480,886
706,670
883,435
427,810
1,130,965
1,494,704

8,972
23,247
19,150
39,328
19,715
16,375
8,187
25,438
31,975

20,618
40,938
31,750
51,833
28,956
35,707
10,754
33,978
41,072

5,752
14,343
10,560
25,829
11,297
10,870
5,396
12,695
13,445

137
5,249
2,796
6,870
3,511
3,032
1,337
8,515
6,651

35.479
83,777
64,256
123,860
63,479
65,984
25,674
80,626
93,143

381
1,299
184

4,419
7,985
5,281
707

955,590
1,468,745
961,668
284,648

23,050
28,896
22,330
6,043

36,869
45,995
30,385
11,254

12,386
16,343
14,517
1,251

1,753
3,415
4.166
331

74,058
94,649
71,398
18,879

5,033
76
4,618

1,766
5,010
4,101
17,524

509,856
1,317,700
1,363,384
5,771,505

11,460
20,676
30,273
135,198

13,674
32,499
36,184
141,894

9,329
16,670
29,808
69,917

1,738
1.167
5,041
16,647

1,444
1,374
632
3,615
686
4,470
2,500
1,373

471,445
356,601
202,459
988,734
254,311
370,496
462,393
149,409

8,515
7,655
2,963
17,590
5,740
6,325
9,540
2,163

8,158
7,503
5,895
25,909
5,110

4,324
2,964
2,901

16,118

8,182

11,054
2,377

1.199
3,689
7,082
4,749

541
637
707
4,848
2,291
1,079
1,421
15

9,409
8,285
199,399

1,719,825
1,157,219
12,141,375

31,230
17,440
262,099

41,186
30,018
255,738

22,972
29,238
140,097

12,263
237
24,773

7,446

26/

15

2,936
44,023
5,031
61,605
2,279
13,773
959
10,200
27,102
78,510
48,054
29,114
20,344
578
29,199
2,838

778
12,356
910
27,505
1,086

160

20,100
425
3,000
250
650
3,500
200

475
6
1,297

22

4,150

304

675
5,356
500

107

2,091

1,742,036 426,161 9,347,222 79,789,023 71,868,640

496,580
53,839
167,520

100

20

Demand
deposits
adjusted
(see footnote on
page 1)

812,248 1,432,381
123,482
96,233
272,621
464,235

256
13
5,030

2,900

subject to
reserve
(see
page 14)

28,791,436
3,976,213
8,691,175

13,280
50
1,700

330

Net demand de-

7,157
5.198
3,396
55,731
6,124
17.921

200

200

Total
capital
accounts

12,095
8,509
5,121
159,894
22,175
40,355

1,200

'825

Surplus

Other
capital

ing

252,143 160,668 1,305,387

,500

Capital

Undivided
profits

16

35
29
52

75
1,070
400

1,500
166
4,500
369
2,500 12,853

11,165
5,860
4,857
100,454
14,820
34,940

16 ,503

1,122

1,325
1,321
31,632
4,733
4,262

44,807 2,786,016 22,112,509 17,929,986
289,688 1,940,899 1,957,600
16,134
950,197 5,386,454 4,994,285
45,821

882

243,535
226,937
729,390
678,438
709,582
680,460
841,629
792,229
430,326
447,987
589,350
519,069
315,173
322,435
790,169
691,285
1,051,796 1,046,126
680,390
949,007
642,072
182,108

634,865
821,589
644,333
185,152

36,201
355,288
361,774
71,012
933,307
844,682
101,306 1.035.344 1,051,878
363,656 4,189,626 4,134,927
21,538
18,759
12,466
64,465
14,340
19,275
29,097
9,304

335,913
242,648
137,432
667,917
175,843
256,668
293,234
86,382

343,587
252,652
150,269
661,180
198,252
259,562
277,420
87,108

107,651 1,063,224 1,024,801
76,933
719,473
704,626
682,707 6.079.345 5,736,873
1,722

State

Total, all States
New England:
Maine
New Hampshire
Vermont
Massachusetts
Rhode Island
Connecticut
Middle Atlantic:
New York
New Jersey
Pennsylvania
East North Central:
Ohio
Indiana
Illinois
Michigan
Wisconsin
West North Central:
Minnesota
Missouri
North Dakota
South Dakota
Nebraska
Kansas
South Atlantic:
Delaware
Maryland
District of Columbia
Virginia
West Virginia
North Carolina
South Carolina
Georgia
Florida
East South Central:
Kentucky
Tennessee
Alabama
Mississippi
West South Central:
Arkansas
Louisiana
Oklahoma
Texas
Mountain:
Montana
Idaho^
Wyoming
Colorado
New Mexico
Arizona
Utah
Nevada
Pacific:
Washington
Oregon
California
Mutual Savings Banks

1

OF BANKS LOCATED I N FEDERAL RESERVE DISTRICT SPECIFIED

9,350
100
850

1,700

"166
""400

100
388
150
16
5,033
184
286
13
5,030
22
160
27
76

1,537
21,136
676
20,565
541
4,209
663
5,067
7,417
54,579
35,063
6,586
2,870
646
4,070
4,076

For footnote, see opposite page.




272,961
3,255,271
298,655
3,141,385
95,572
1,047,290
235,944
929,634
1,938,815
9,975,931
4,422,085
1,769,165
1,168,581
155,022
1,338,393
320,307

7,709
76,351
8,500
116,070
3,790
15,629
4,863
20,465
34,785
221,675
77,533
35,115
23,220
3,400
29,563
6,075

9,265
100,188
11,978
182,212

6,180
25,046
9,364
27,965
50,296
292,233
105,221
43,631
25,894
3,045
35,415
7,182

1,126

258
2,062
4,752
68,951
17,466
7,667
2,324
1,401
4,793
979

20,688
232,918
26,419
387,392
13,335
55,574
15,444
60,692
116,935
661,369
248,274
115,527
71,782
8,424
98,970
17,074

158,250
1,536,416
193,662
1,995,918
51,950
741,809
148,020
573,945
1,206,044
6,675,033
2,281,482
929,372
870,045
103,139
1,019,101
222,180

154,531
1,537,730
223,667
1,850,241
53,522
651,119
145,685
518,909

1,212,601

5,731,157
2,111,151
863,057
573,053
108,654
1,030,472
223,827

Connecticut—Dist. No. 2
New Jersey—Dist. No. 2
Kentucky—Dist. No. 4
Pennsylvania—Dist. No. 4
West Virginia—Dist. No. 4
Louisiana—Dist. No. 6
Mississippi—Dist. No. 6
Tennessee—Dist. No. 6
Indiana—Dist. No. 7
Illinois—Dist. No. 7
Michigan—Dist. No. 7
Wisconsin—Dist. No. 7
Missouri—Dist. No. 10
New Mexico—Dist. No. 10
Oklahoma—Dist. No. 10
Arizona—Dist. No. 12

14
ALL MEMBER BANKS—DEPOSITS A N D RESERVES, APRIL 24, 1950
[In thousands of dollars]

Gross
demand
deposits

Net
Deductions demand
allowed in deposits
computing subject to
reserves

Reserves with Federal
Reserve Banks *
Time
deposits

Total

Required

Excess

Ratio of
total
reserves
to net
demand
plus time
deposits
(per cent)

90,361,101 10,572,078 79,789,023 29,605,473 15,642,560 15,234,056

408,504

14.3

Central reserve city banks

25,795,492 2,004,117 23,791,375 2,775,293 5,388,665 5,372,867

15,798

20.3

Reserve city banks

34,268,680 4,269,305 29,999,375 11,770,379 5,988,234 5,988,406

-172

14.3

Country banks

30,296,929 4,298,656 25,998,273 15,059,801 4,265,661 3,872,783

392,878

10.4

All member banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

4,536,133
505 869
25,982,996
821
4,585,565
011
6,532,826
753, 568
4,129,689
566 189
4,628,870
681 059
13,418,866
204
3,735,091 '•ifl: 749
333j
2,419,457
5,081,111
810: %
5,533,656 1,029, 097
9,776,841 1,070. 355

Central reserve city banks:
New York
Chicago

20,703,916 1,570,981 19,132,935
5,091,576
433,136 4,658,440

All m e m b e r b a n k s . . . .

Hit,

030,264
807,175
038,554
779,258
563,500
947,811
855,662
199,342
086,046
270,366
504,559
706,486

655,010
5,087,283
706,006
1,076,176
604,529
638,223
2,395,564
538,262
349,252
689,594
703,990
1,790,167

16,985
30,617
27,014
14,275
45,172
76,680
24,774
20,518
19,633
35,555
69,043
28,238

1,688,814 4,296,703 4,293,686
1,086,479 1,091,962 1,079,181

3,017
12,781

20.6
19.0
16.6
14.8
16.1
13.8

1,264,009
5,372,887
1,953,566
3,238,429
1,342,297
1,132,895
5,737,165
991,956
941,477
691,579
657,229
6,281,984

671,995
5,117,900
733,020
1,090,451
649,701
714,903
2,420,338
558,780
368,885
725,149
773,033
1,818,405

Reserve city banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas
San Francisco

1,991,403
910,481
2,309,661
4,114,261
2,091,654
2,081,181
4,226,914
2,024,803
1,014,749
2,828,943
2,650,084
8,024,546

188,424
102,407
247,971
435,198
261,749
283,837
557,223
279,090
150,540
452,741
473,738
836,387

334,432
1,802,979
197,924
332,239
159,863
808,074
288,198
162,787
382,051
2.061.690
218,933
368,167
737,511
3,679,063 1,505,591
713,188
1,829,905
351,455
441,445
358,866
345,441
1,797,344
438,377
378,482
762,593
3.669.691 2,040,968
727,791
331,602
1,745,713
347,467
327,652
164,645
864,209
181,744
163,682
2,376,202
369,326
446,182
444,399
412,276
410,670
2,176,346
435,929
7,188,159 5,329,736 1,575,052 1,560,355

-2,193
2,924
-13,884
-24,323
7,411
33,041
-34,802
-3,950
-963
-1,783
23,653
.14,697

Country banks, by districts:
Boston
New York
Philadelphia
Cleveland
Richmond
Atlanta
Chicago
St. Louis
Minneapolis
Kansas City
Dallas..
San Francisco

2,544,730
4,368,599
2,275,904
2,418,565
2,038,035
2,547,689
4,100,376
1,710,288
1,404,708
2,252,168
2,883,572
1,752,295

317,445
502,433
299,040
318,370
304,440
397,222
572,845
256,659
182,871
358,004
555,359
233,968

2,227,285 1,066,085
3,866,166 3,395,875
1,976,864 1,734,633
2,100,195
732,838
1,733,595
900,852
2,150,467
694,518
3,527,531
,609,718
644,489
1,453,629
1,221,837
759,733
1,894,164
322,253
2,328,213
246,559
1,518,327
952,248

320,578
633,734
323,955
338,665
253,074
292,782
553,790
206,660
184,607
243,412
291,714
229,812

19,178
24,676
40,898
38,598
37,761
43,639
46,795
24,468
20,596
37,338
45,390
13,541

339,756
658,410
364,853
377,263
290,835
336,421
600,585
231,128
205,203
280,750
337,104
243,353

12.2
12.1
13.2
14.1
13.8
13.3
12.2

14.6
15.0
12.1

il:l

!!:'
15.6
16.2

\n

10.3
9.1
9.8

11.0
10.4
12.7

"d

1
Demand balances with banks in United States, except private banks and American branches of foreign banks, plus cash items in process of
collection. War loan and series E bond accounts were also exempt from reserve requirements during the period April 13, 1943 to June 30, 1947,
and were, therefore, deducted in computing net demand deposits subject to reserve for the March 1945-December 1946 call dates shown on page 2.
The difference between the figures shown in this column and the figures shown against the corresponding captions under "Assets" is accounted for
by an excess of allowable deductions over gross demand deposits at a number of banks.
2
The figures shown in the "Total" column represent the reserve balances as reported by member banks from their own books. They differ
from those shown by the Federal Reserve Banks' books because of a lack of synchronization of entries on the books of Federal Reserve Banks and
member banks. In determining whether member banks' reserves meet requirements, the reserve balances shown by the books of the Federal
Reserve Banks are used.
Reserves actually required on a given date are based on deposits at the opening of business on that day, which is the same as the close of
business the preceding day. Therefore, the figures in the "Required" column represent the reserves required to be maintained on the business
day following the call date. Pursuant to the provisions of law, the Board of Governors of the Federal Reserve System prescribed the following
requirements for reserves to be maintained by each member bank which were in effect on that date: Time deposits—5% for all member banks;
net demand deposits—22% for central reserve city banks, 18% for reserve city banks, and 12% for country banks.
The figures shown in the "Excess" column are the differences between reserve balances reported by member banks on the call date and the
reserves required to be maintained on the first business day following the call date. They are, therefore, merely approximations of the reserve
position of member banks.




STATE MEMBER BANKS—ASSETS AND LIABILITIES O N APRIL 24, 1950, BY FEDERAL RESERVE DISTRICTS
[Amounts in thousands of dollars]
Federal Reserve district
Total
Boston

New
York

Philadelphia

Cleveland

Rich-

Atlanta

Chicago

LSt'-

Minneapolis

Kansas
City

Dallas

San
Francisco

ASSETS

33,552,188 1,477,415 15,426,823 1,838,017 3,042,765 1,458,680 562,236 4,530,327 1,375,111 357,775 688,692 487,654 2,306,693
12,728,112 530,898 6,233,894 635,363 1,032,290 622,803 251,880 1,358,927 554,648 121,451 303,729 210,186 872,043
United States Government direct and guaranteed obligations... 18,067,852 820,624 8,206,723 978,484 1,718,643 733,581 255,918 2,631,405 693,942 210,775 303,375 235,221 1,279,161
1,769,981
Obligations of States and political subdivisions
67,579
56,065 46,774 388,174
81,368 16,869 67,964 38,079 119,385
619,826 122,130 145,768
Other bonds, notes, and debentures
863,114
30,947
42,005
5,597 144,843
52,899
91,475 139,722
39,678
292,332
8
6,342
Corporate stocks (including Federal Reserve Bank stock)
'525
5,415
5,157
10,565
5,475
123,129
74,048
4,226
2,067
6,978
9,102,552 346,983 4,458,285 437,325 677,901 454,023 181,941 1,049,920 417,418 90,029
Reserves, cash, and bank balances
194,774 544,205
Reserve with Federal Reserve Banks
5,434,029 178,059 2,997,181 248,865 374,218 222,322 81,332 596,005 205,633 43,734
74,184 298,725
Cash in vault
65,119
6,503
519,687
38,064
175,012
30,053
40,654 14,289
9,165 13,420
27,019
21,966
78,423
Demand balances with banks in United States (except private
banks and American branches of foreign banks)
165,978
94,015 65,405 251,708 100,719 33,080 72,375 97,427 119,827
1,267,498
54,422
70,169 142,373
456
8,238
313
155
46
3,362
209
65
896
50
1,663
1,023
Balances with banks in foreign countries
128
16,438
27
426
14,076
27
30
22
1,438
3
255
Cash items in process of collection
1,856,662
6,711 54,260 9,670
75,699 1,102,676
86,570
95,607
89,005
96,300
96,796 20,862 122,506
Due from own foreign branches
491
491
Bank premises owned and furniture and fixtures
19)701
25,126
3,534 8,231
314,091
21,918
21,158
20,237
1,589
145,547
10,678
8,190
28,182
Other real estate owned
169
79
93
2,548
357
199
105
1,024
219
113
182
Investments and other assets indirectly representing bank premises
16,914
2,019
8
1,028
1,980
138
111
3,590
6,475
1
1,564
43
68,261
1,742
54
60
31
500
2,050
448
349
62,984
Income accrued but not yet collected
7,427
286
88,970
3,473
3,184
427
1,002
52,427
4,628
2,832
4,102
928
8,254
Other assets
452
1,982
5,282
2,744
5,085
2,722
1,374
51,101
19,631
259
5,403
2,160
4,007

Loans and investments

htil

Total assets

43,197,116 1,852,429 20,170,802 2,314,056 3,758,211 1,944,340 756,085 5,622,716 1,809,266 450,083 944,554 691,527 2,883,047
LIABILITIES

Demand deposits
Individuals, partnerships, and corporations
United States Government
States and political subdivisions
Banks in United States
Banks in foreign countries
Certified and officers' checks, cash letters of credit, and travelers'
checks, etc
Time deposits
Individuals, partnerships, and corporations
United States Government
Postal Savings
States and political subdivisions
Banks in United States
Banks in foreign countries
Total deposits
Due to own foreign branches
Bills payable, rediscounts, and other liabilities for borrowed money.
Acceptances outstanding
Dividends declared but not yet payable
Income collected but not yet earned
Expenses accrued and unpaid
Other liabilities
Total liabilities
Capital

CAPITAL ACCOUNTS

Undivided profits
Other capital accounts
Total capital accounts
Total liabilities and capital accounts
Net demand deposits subject to reserve (see page 14)
Demand deposits adjusted (see footnote on page 1)
Pledged assets (and securities loaned)




29,831,690 1,227,459 15,204,924 1,650 ,972 2,071,248 1,325,173 550,102 3,167,976 1,337,570 291,302 778,192 578,633 1,648,139
23,283,225 993,379 11,620,271 1,397,296 1,731,003 1,017,075 409,279 2,569,472 990,327 225,330 514.027 479,505 1,336,261
915,953
38,954
84,874
36,763
431,107
87,436
5,219 12,780 6,036
49,843
36,701 10,811 115,429
1,571,220 120,508
504,935
64,644 122,263
95,356
98,215 75,556 233,221
69,826 43,677 78,505 64,514
2,780,004
36,652 1,614,086
76,153 102,546 152,944 49,860 195,045 227,024 12,859 166,388 23,322 123,125
642,639
617,707
87
2,041
447
216
1,468
1,313
2,760
2
14,706
136
1,756
638,649
25,356
36,498
416,818
6,045 5,040
28,521
18,925
4,460
53,053
10,870
28,848
4,215
9,479,865 458,773 2,744,352 441,849 1,402,392 450,464 150,107 2,111,140 343,421 132,160 105,548 71,275 1,068,384
9,166,978 455,149 2,666,239 422,088 1,338,876 416,004 144,782 2,082,291 338,796 130,820 105.028 67,103 999,802
27,545
1,195
10,687
217
376
20
27
2,043
7,941
695
102
2,274
1,968
698
65
10
35
147
12
36
18
30
218
110
11
259,192
2,314
45,635
19,489
65,443
62,649
25,986
3,781
26,301
1,203
388
2,639
5,590
50
1,919
20
344
100
315
813
1,085
164
19,862
19,862
39,311,555 1,686,232 17,949,276 2,092,821 3,473,640 1,775,637 700,209 5,279,116 1,680,991 423,462 883,740 649,908 2,716,523
12,634
12,634
175,972 " " l , 800
31
148,790
571
13,580
8,500
350
50
700
100
500
74,228
54
43
1,752
500
68,842
62
355
2,104
68
448
2,715
205
1,170
406
15
42
3
145
237
8
385
10
89
71,987
4,374
25,236
5,184
4,737
2,837
280
701
7,266
1,949
8,013
382
11,028
139,538
7,383
8,309
836
65,059
15,672
6,741
1,892
4,651
14,299
12,479
399
102,833
77,033
2,798
2,103
29
6,855
2,058
1,677
2,394
45
4,338
3,256

'4

'•SI

39,891,462 1,705,544 18,348,040 2,109,448 3,512,326 1,802,917 706,528 5,309,725 1,691,568 424,998 886,614 651,142 2,742,612
979,295
1,585,450
622,925
117,984
3,305,654

45,788
59,266
24,835
16,996

513,540
948,280
328,847
32,095

56,227
104,717
36,456
7,208

77,300
113,328
45,909
9,348

40,277
70,596
23,096
7,454

15,331
23,974
7,925
2,327

89,171
122,150
67,320
34,350

43,498
43,128
29,030
2,042

8,600
8,641
6,440
1,404

18,953 15,502
21,063 13,785
15,331 9,661
2,593 1,437

55,108
56,522
28,075
730

146,885 1,822,762

204,608

245,885

141,423

49,557

312,991

117,698

25,085

57,940 40,385

140,435

43,197,116 1,852,429 20,170,802 2,314,056 3,758,211 1,944,340 756,085 5,622,716 1,809,266 450,083 944,554 691,527 2,883,047
26,709,649 1,097,827 13,936,270 1,494,233 1,833,268 1,134,362 463,835 2,794,733 1,147,846 251,511 651,557 471,536 1,432,671
23,636,432 1,074,686 11,439,348 1,400,726 1,786,180 1,037,419 468,433 2,733,240 982,018 266,511 544,317 539,389 1,364,165
3,367,707 105,349 1,108,197 380,405 405,519 256,023 118,204 296,635 139,359 64,240 112,848 86,473 294,455
1,915
45
243
233
83
86
138
171
131
129
148
68
440

FEDERAL RESERVE SYSTEM
BOUNDARIES OF FEDERAL RESERVE DISTRICTS
AND THEIR BRANCH TERRITORIES

Omaha

CHICAGO \

loLEVELAND

Denver
KANSAS CITY

ST. LOUIS

Louisville
WCHt*OM

Nashville

Oklahoma City

Charlotte

Memphis
L i t t l e Rock

iwis

'

ATLANTA

DALLAS®
El P a t o

Jacksonville.
SB

BOUNDARIES OF FEDERAL RESERVE DISTRICTS
BOUNDARIES OF FEDERAL RESERVE BRANCH TERRITORIES

•

New O m a n *
San Antonio

BOARD OF GOVERNORS OF T H E FEDERAL RESERVE SYSTEM

©

F E D E R A L RESERVE BANK CITIES

•

F E D E R A L RESERVE BRANCH CITIES




OCTOBER
BOARD OF GOVERNORS

OF THE FEDERAL RESERVE

/, !*4S
SYSTEM