Full text of E.2 Survey of Terms of Business Lending : March 1972
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o0^ow. F E D E R A L R E S E R V E s t a t i s t i c a l r e l e a s e • • ?*4l ' March 29, 1972 BANK RATES ON SHORT-TERM BUSINESS LOANS V/FEBRUARY 1972 AND NOVEMBER 1971 Interest rate (per cent per annum) - Less 4.75, A.76 5.00 5.01 5.50 5.51 6.00 6.01 6.50 6.51 than 4.75 7.7 29.9 7.4 7.3 11.4 3.6 - 4.99 - 5.49 - 5.99 Feb. 1972 1971 0.1 0.2 Percentage distribution of dollar amount -by s $1.000-$9.999 $10,000-$99.999 $100.000-3499,999 Feb. Feb. 1972 1972 1972 1971 0.6 0.2 1.1 3.3 5.9, 5,0 /.0 8.9 59.6 33.8 2.6 4.8 2.3 10.5 100.0 0.2 0.3 0.5 100.0 100.0 100.0 lOO.O 100.a 100.0 564,715 589,350 380,552 425,419 1,610,572 0.3. 0.2 62.1 100.0 100.0 100.0 2,84*1,812 - 6.49 3,263,161 26,869 27,504 262,104 273,700 19.049 19.946 6.546 6.753 8.315 and.over Total per cent Total - Dollar amount* Total - Number,of loans. 2.7 15.6 v 7.2 7.3 18.3 , 4.7 11.1 4.6 7.3 3.2 18.0 8.691 4.8 1.9 15.6 6.0 $1,000.000 and over 0.5 3.8 1.5 3.8 11.3 6.7 12.2 7.8 9.5 3.9 38.8 21.0 35.0 7.4 11.6 , " 3.4. . 20.6 . $500.000-$999.999 Feb. 1972 6.8 4.7 76.4 1 1.9 7.2 7.7 15.9 6.6 4;5 28.4 9.4 8.5 14.9 5.2 0.2 0.3 8.1 8.8 24.4 9.0 18.4 6.0 .002 612- 0.5 13.7 37.8 6.8 * 11.7 6.1 23.0, 11.6 39.9 8.0 7.7 „ 8.3 2.3 5.2 1.2 3.1 1.0 11.6 62L. 0.1 0.2 29.5 42.1 7.0 % 10.0 1,947,1# 803 ffl-1 WEIGHTED AVERAGE RATES (per cent per annum) 35 centers • 5.52 June 1971 Bulletin. Dollar amounts in thousands. 6.18 5.35 5.72 5.37 5.87 5.79 5.39 New York City 7 Other Northeast 8 North Central 7 Southeast 8 Southwest .4 West Coast 5.86 6.40 6.13 6.47 6.43 6.21 . 7.08 6.47 7.20 6.72 7.39 7.05 , 7.41 7. 51 ,33 7. 7. 75 7. 13 , 7. ,72 ,38 7. , . 7. 93 • 6. ,44 7.05 5.76 6.51 5, ,92 .58 6. 6, ,21 6. ,73 ,43 *6. 6. .69 6.79 7.31 6.89 7.16 6.83 7.29 5.27 5.91 5.60 6.11 —5.81 6.08 6.17 6.73 6.45 6.65 6.44 6.64 - 5.44 4.97 . 5.54 5.46 5.76 5.60... 5.46 . 6.26 5.99 6.46 6.13 6.39 6.27 6.65 : 100.0 5. •31 . 5. 5. .45 5, .17 5, .29 , • 5: :'58 5, i 468-477 of the 5.93 5.95 6.01 6.31 5.92 TAiiLH 2 March 29, 1972 RATES O N REVOLVING CREDIT IM'S I NESS LOANS 1/ FEHRl'ARY 1 ()72 AND NOVEMBER ] 97 1 Interest rate , (per cent per annum) ^ Less than 4 . 75 4.76 5.00 5.01 5.50 5.51 6.00 6.01 6. 50 ^ %. 51 ' .. ' . ! 1.9 4.7 0.2 8.1 - 6.4Q and over 197.2 . 1971 it age ilisti $10,000--$99(999 Feb. Nov. ' 19.7 2 1971 .0.8 7.7 ' 21.1 33.4 18.9 12.7 4.5 9.2 | ' 3. 1 2.9 10.6 ' 3.0 36. 1 2. 1 3.4 37.7 13.8 6.7 11.3 11.6 8.3 5.3 27.3 3.6 12.2 • -9.1 12.9 19.4 4 2.6 '100.0 1.00.0 100.0' * 0. 5 2 2.Q 3.5 35.3 54.9. '100.0 100.0 Total - Dollar amount* 11.364,878 1,080,426 985 994 Total - Number of loans 1 1,522 212 225 1.401 100.0 100.0 , ' dollar amc)unt by si ze of loan i $100,000-$>4 99,-999 $500,000- $999,999 Fvb. 1972 0. 5 22.7 . 0.8 8.7 24.4 7.7 9.0 8.0 4.6 1.7 v 12.0 o. y 4.0 , Total per 'cent $9,999 Nov. 1971 u .2 3b. 8 " -0.2 - 4 •QQ - 5.49 . - 5.9Q \\ Teh. 16,862 ." 17; 644 480 0.4 0.7 15.5 30.4 14.. 2 12.9 5.6 20.2 ' 2.3 32.9 0.6 14.6 22.9 3.5 6.7 5.0 3.1 24.6 .35.1 ' "12.5 9.0 6.7 „ 12.2 $1,000.000 Feb. ' 10.3 38.3 0.2 11.3 18.7 3.8 3.9 1.1 4.7 ' ,andover 86,308 8.4 100.0 79,146 7.6 100.0 100.0 100.0 101,575 1,193,151 873,905 248 %4,734 100.0 21.7 33.9 20.3 13.1 3.8 7.2 273 495 WEIGHTED AVERAGE RATES (per cent per annum) 35 centers • 5.98 New York City 7 Other Northeast 8 North Central 7 Southeast 8 Southwest 4 West Coast —' 5.07 5.41 5.67 5.76 5.91 5.13 ' Beginning February June 1971 Bulletin. * " Dollar amounts in 6. 60 5,94 6. 16 6. 10 6.04 6.70 5.88 6. 06 7.37 7,14 6.03 6.65 6^67 7.24 ' 6.78 8.17 7 j 21 6.52 7.54 7.65 6.16 6.74 5.51 6.52 6.56 7.20 5.95 6.79 6.13 6.56 5.94 6. 72 6.36 . 6.69 19-71 the Quarterly Survey of Interest Rates on Business Loans was revised. 5.60 6.16 5.31 6.01 5.18 5.34 6.02 5.22 5.85 5.05 5.44 6.15 5.28 6.30 ,5.38 „ 5.55 • 6.22 5.32 5.93 5.73 5.56 6.30 5.86 6.25 5.74 5 . 69 6.57 6.44 6.63 5.73 5.72 6.10 5.10 . ' r 5.94 5.04 For descrii'tA°n of i revised serj Les see pp. 468-477 of the 5". 94 5.94 6.11 6.09 5.81 6.77 thousands. f • • March 29, .1972 BANK RATES ON LONG-TERM BUSINESS LOANS _ / 1 FEBRUARY 1972 AND NOVEMBER 1971 Interest rate (per cent per annum) Less 4.75 4.76 5.00 5.01 5.50 5.51 6.00 than 4.75 8.4 23.3 2.i 8.5 14.8 9.1 10.8 1.4 3:7 0.9 16.9 -'4.99 - 5.49 - 5.99 6.01 - 6.49 6.50 6.51 and over • Total per...cent Total - Dollar amount* Total - Numb.er of loans Percentage distribution of dollar amount by size of loan $ 1,000-$9.999 $10.000-$99,999 $100,000-! 499,999 $500,000-$999.999 Feb. 1972 0.2 0.7 2.5 5.8 9.9 . 0.1 5.4 17.7 8.9 32.2 7.1 27.1 11.4 4.6 4.1 56.9 5.3 3.0 11.7 66.7 100.0 100.0 100.0 100.0 363,838 678 307,718 760, 0, 7 1.2 0.5 3.7 10.1 4.8 8.7 - 604 140 7.* . 566 120 5.2> 47.5 1.5 0.2 0.4 1.6 4.8 3.8 11.4 10.2 .13. 6 52.5 100.0 9,802 240 12,395 324 1.3 7.0 0.3 6.2 16/5 10.1 8.6 3.8 6.5 3.9 35.9 . 100.0 0.6 8.8 4.3 10.6 18.7 11.1 45.5 2.9 17.1 6.3 1T.0 ' 2.8 4.2 5.3 „ 100.0 39,136 $1.000,000 and over 10.s3 27.4 ' 2.6 9.4 14.6 6.4 13.2 15.8 23.8 8.5 31.1 11.j2 0.7 3.L 100.0 41,600 178 40,619 61 293,006 77 WEIGHTED AVERAGE RATES (per cent per annnm) 6.44 New York City 7 Other Northeast 8 North Central 7 Southeast 8 Southwest— 4 West Coast U 5.35 5.99 5.42 7.07 6.16 5.80 6.98 • 7.55 6.85 6.95 6.19 6.79 6.13 6.57 5.44 6.36 . 6. 64 6.58 7.28 6.44 6.20 5/75 7.59 6.39 7.81 6.57 7.55 6.39 8.36 7.69 6.97 6.85 8.16 5.77 7.07 6.75 9.03 6.67 6.24 -6.24 7.00 7.38 6.29 6.93 . 7.19 5.83 6.51 6.08 6.78 6.42 6.02 6.40 7.08 6.79 7-78 6.63 6.64 5.62 6.88 6.04 9.53 6.68 5.04 6.50 7.50 6.32 7.78 6.11 6.16 5.29 5.52 5.17 5.50 5.87 5.87 Beginning February 1971 the Quarterly Survey of Interest Rates on Business Loans was revised. June 1971 Bulletin. * - Dollar amounts iA thousands. For description of revised series see pp. 468-477 of the
