Full text of E.2 Survey of Terms of Business Lending : April 1957

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E.S.-* *

BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
BANK RATES ON SHORT-TERM BUSINESS LOANS, 1948 \ [
Diterest rate
(Per cent)

All
sizes

P e r c e n t a g e d i s t r i b u t i o n of d o l l a r amount b y s i z e of 1l o a n
II
»-ii ' * H";u «—
I ji.. •
All
$1,000- $10,000sizes
$10,000 $100,000

n r\ nr>n_ "<trnn
r\r\n._
$10,0001100,000-1^200,000
$10,000 $100,000 $200,000 and o v e r

#1,000-

MARCH 1 - 1 5 , I9I+8

1 - 1 / 2 and u n d e r . . , .
Over 1 - 1 / 2 , u n d e r 2
2
Over 2 , u n d e r 3 « . •
3«................
Over 3 , u n d e r 1+...

2.5
38.7
11.0
1.3.8
10.5
6.0:

8.8

DATA NOT AVAILABLE

Over 4 , u n d e r 5 . .
5................
Over 5» u n d e r 6 . .

3.1
- 3.7

0.2

1.6

Over 6 . . e . . . . . . . .
Total Per cent
Dollar amount*....
Number of l o a n s . .
Undor . 2 . . . . . • . . . . .
o • •• '•• ••• • • '• • t # :• 1 •
Over 2 , u n d e r 3 « . •
3......
Over 3# u n d e r 4« • •

4»

......

A p r i l 5 0 , 1957

0.1
100.0
988,109
17.073

,

7.2
10.8
16.5
7.4
7.2

8.8

SEPTEMBER 1 - 1 5 , 1948
1.8
0.3
4.5
1.0
5.6
22.4
15.2
2.9
25.3
6.3
14.8
14.5
8.0
17 . u
14.1
24.4

21.5
8.3

9.5
59.6
15.8
4.2
3.1

4.0
43.9

21,8
7-3

6,8

$100,000$200,000

JUKE 1 - 1 5 , 1948
0.5
1.9
2.7

oa

1.4

ii

22,1

18.5

17.2
8,0

14.2
20,5

13.2
•

t

14.2

- .26,6
21.7
8.4
5.8
10.6
27.6
0.8
0.5
16.4
3*1
**
0.8
100.0"
100.0
28,805 205,412
7,813
6,971
DECEMBER 1 - 1 5
2.6
0.7
6.0
0.7
14.4
14.4
17.0
9.3

tl

8,2 ,

2.6

•

2.5
0.5
1,5

100.0
136,315
1,166
1948
3.6
22.3
23.7
15.5
13.7

"•'7.2
• 24.0
20.9
10.9
4.1
10.3
4.6
9.0
. 26.5
10.8
26.2
11.1
3.1
3.0
Over 51 u n d e r 6 . .
0.1
0.2
1.4
0,4
0.4
1.1
0.7
0.4
1.7
2.2
17.5
4.1
0.3
1.4
17.5
1.9
3.5
Over 6 , . . . . . . . . .
0.1
0.1
0:2
0,7
0.1
1.2
0.4
0,4
Total Per cent
100.0
100,0
100,0
100.0
100,0
, 100.0
100.0
100.0
100.0
Dollar amount*...
If099,666
29,060 198,069 134,999
28,872
1,151,594
134,965
737,538
Number of l o a n s . .
17,025
1
6
,
6
9
8
n
s
1,221
7
,
8
7
8
1,136
7.915
6,753
1,133
B a s e d on r e p o r t s b y a sample of m a i n l y l a r g e b a n k s i n 19 l e a d i n g c i t i e s . For
d e s c r i p t i o n of t h e s u r v e y , s e e F e d e r a l
R e s e r v e B u l l e t i n , March 1 9 4 9 , PP 228-237* * D o l l a r amounts i n t h o u s a n d s , ;
** L e s s t h a n 0.0*5 p e r c e n t .
Over 4 , u n d e r 5 . . .

¥




3.9
3.3

11.0

?.9
4.0
2.7

s
0.5

;

4o.r -204
7.7
9.5

8.1+
4.
4.5
4.4
5..
0.2
6.
1.8
0.1'
Total Per c e n t . . . . „ 100.0
D o l l a r a m o u n t * . . . . . . . . . 9:55,
15,583
5.8
43.9
-14.9
7-7
7.9

,
'

§

0

\ .,

MARCH 1 - 1 5 , 1949
1.6
1.2
0.4
6.0
0.8.
26.3
2.6
13.0
24.7
15.8 . . • 15.0
5.3
17.0
15.6
8.9

22.2
20.7
10.9
9.1
27.1
12.3
0o8
1.3
19.4
3.8
1.1
0.3.
100.0
100.0
26,932 185,045
7,187 1 6,239

9.5
2.8
3-0

1 I

Over 5, u n d e r 4

3.2

1

Under 2 . • . . • • •

!

All
sizes

April 30,.1^57
' BOARD Olf GOVERNORS OF THE FEDERAL RESERVE SYSTEM
B ^ K RATES Oil SHORT-TERM BUSINESS LPAUS, 1949 l /
Percentage d i s t r i b u t i o n o f d<pTTar amounts "by s i z e 1 o f l o a n
All
| 1 # 1 , 0 0 0 - # 1 0 , 0 0 0 - $ 1 0 0 , 0 0 0 - .$200,000-.
I ¥1,000- #10,000- #100,000-!
sizes
| 1$10,000 i l 0 0 , 0 0 0 8 2 6 6 , 0 6 0 ' and o v e r
|
# 0 0 , 0 0 0 $200,000 |

4.1
54.8
22.0

4.o
6.1

100.0
619,506
1,106

9.7
5.7
4.7
0.3
2.3
o.l
100.0
860,114
16,1+26

8.0
62.3
13.9
4.0
' 4.0

4,3
46.0
. 14.3
7.6
8.6

,

3.9
3.2
1.3
~ — «•

1.3
0.2
100.0
124,065
1,051

SEPTEMBER 1 - 1 5 ,r 1949
1.6
0.4
3.^21.1
"0.9
4.9
2.0
14.0
25.0
6.0
15.2.
15.4
16.6
6.8
'•
14.4

o;6
**

JUNE I - I 5 , 1949
1,1?
0.3
1.4
1.0
I8.5
5.^7
2.8
13.0
25.9
6.216.4
14.4
16.6
6.9
17.4

1.8
41.5
l6.6
8.3
9.0

•

20.8
11.3
27.0
1.7
20.8
1.2
100.0
31,427
• 8,472
•
V
-

20.6
8.5
12.8
0.7
5.3
0.5
100.0
183,632
6,123

DECEMBER'1-15
2.1
0.7
1.8
.
5.0
2.7
14.0
1
6
.0
6.7
6.7
15.7

2.1 .
61.4
l6.6
4.6

4.5

11.1
4-9
4.7
4.3 '
0.8
3.8
0.5
.
1.4
0.4
0.1
100.0
100.0
1 1 5 , 8 0 3 529,252 .
887
9^4
1949
2.5
24.5
22.3
15.3
15.5

5.5
63,6

V3.5
*3.8
5-3

11.0
21.3
21.3
20.7
21.2
4.7
5.6
10.5
9.5
9.3
11.8
11.1
l.l
1.3
3.6
. 9o4
' ' 3.2
3.8
. 4.5
9.1
1.0
26.2
11.4
11.6
0.8
27.7 *
4.0
4.3
3.9
- 3.5
1.6
0.2
0.2
0.6
0.7
0.3
1.3
0.4
2.2
20.0
0.8
2.2
1.2
4.6
0.8
20.9
1.5
4.4
**
Over 6i, .
...
———
0.1
0.2
0.2
1.2
0.2
1.5
. 0.3
0.3
100.0
100.0
Total Per c e n t . . . . 100.0
100.0
100.0
100.0
•
100.0
100.0
100.0
100.0
D o l l a r amount*
. . 910,014
114,628 587,160
2 9 , 8 1 8 .177,311
117,482 629,766
29,723 178,503
954,377
Uumber of l o a n s .
16,507
15,886
1.052
7,968
971
8,320
6,157
978
952
5,995
B a s e d on r e p o r t s b y a sample of m a i n l y l a r g e b a n k s i n 19 l e a d i n g c i t i e s * For a d e s c r i p t i o n of t h e s u r v e y , s e e F e d e r a l
R e s e r v e B u l l e t i n , March 1 9 4 9 , PP 2 2 8 - 2 3 7 .
* D o l l a r amounts i n t h o u s a n d s ,
** L e s s t h a n 0 . 05 p e r c e n t .
Over 1}., u n d e r 5*




E.2.

BOARD OP GOVERNORS OF THE FEDERAL RESERVE SYSTEM
BANK RATES ON SHORT-TERM BUSINESS LOANS, I 9 5 0 l /
Interest rate
(Per cent)

tinder

All
sizes

2.

$10,000

4.0

43.7
15.4
8.4
8.7

Over 2 , under 3«

3..

31,000-

*

Over 3, under 4.
Over 4 , u n d e r 5 .
5,,,eeeeee»«»»e»
Over. 5# u n d e r 6 .
6.^....... ...
Over 6
Total Per c e n t .
Dollar amount*......

Number of l o a n s . . . . .

tfader 2 . . . . . . . . . . . . .
2 . . . . . . . . . . ....' e . , . ,
Over 2 , u n d e r 3 . . . . .
3•
••...... . . . . a
Over 3# u n d e r ! + . . . . .

9.8
W

0.2

2.3
0.2
100.0
898,11+7
%7J29
2.3

50.2
16.4
7.0
, 7.2 '

Over 4 , u n d e r 5»
3.3
5*
...
3.5
Over 5 , u n d e r o . . . .
0.2
• • • •« . . . . . . .
1.9'
Over 6 , • • • • • • . . i i . . ,
0.1 ~
Total Per cent
100.0
D o l l a r amount*
1,368,685
Number of l o a n s .
19,628
..... .
±/ s B a s e d on r e p o r t s b y a sample of
R e s e r v e B u l l e t i n , March 1949, p p
*
D o l l a r amounts i n t h o u s a n d s .
** L 6 s s t h a n 0 . 0 5 p e r c e n t .




#100,000 $200,000, I and o v e r

MARCH 1 - 1 5 , 1950
0.7
2.1
2.8
0.8
7.0
27.8
12.9
20.415.7
14.3
1:1
17.3
14.7
21.5
11.2

26.4
1.1
20.3
1.5

-20-.8--

8.5

10.9
0,5

3.9

-

10.2

4.7

3.0
0.4
1.6

0.1

100.0

0.4
100.0

100.0

8,869

6,806

1,022

31,399 191,747 120,973.
SEPTEMBER 1 - 1 5

1.6

1.8

5.1
62.3
16.0
4.8

I$1,000- 9 1 0 , 0 0 0 - #100,000I # 2 0 0 , 0 0 0 "
I #0,000 $ 1 0 0 , 0 0 0 y 2 0 0 , 0 0 0 | and o v e r

3.6
40.6

2.4
4.9
12.6
15.4

17.7

3.1
24.5
24.6
15.0
14.7

21.6

10.0

4.4

10.1

l:I

5.2
0.6
0.6

10.5
3-7
4.0
0.2

20.1
11.7
27.1

0.9
0.1
100.0
554,02b
1,032
2.6
67.3
16.3

l

1.3
19.3

2.2

0.2

100.0

940,611
16,704

1.1

x

1950

1.4

0.7
2.3
7.0
8.3

1950

1.4

All
sizes

A p r i l 3 0 , 1957

0.8

ioo.o

28,756
7,757

8.8

11.0
0.5

4.8
0.3

100.0
198,177

3.2
3.2
0.4
1.2
0.1
100.0

132,294
6,777
1,108

DECETSER 1 - 1 5 .I95O

0.7

4.1
58.4
14.8
6.6
6.5
6.4 1.6
0.7 :
**

0.8

0.1

1QO.O
581,382
1,062

1.1
1.3
16.6
13.3
18.6

l.Ot
2.7
45.5
13.3
15.7

1.1
3.4
77.5
4.7
5.5

21.7
- i t
1.4
11,9
9.3
3.1
0.9
26.8
11.8
0..6
0.4.
0.2
1.5
0.8
19.1+
4.7
2.0
0,4
1.9 h
20.8
4.8
0.7
0.4
0.2
0.2
I.5
0.7
100.0
100.0
100.0
100.0
100*0
100.0
100.0
33,237 242,000" 1 6 0 ; 7 8 8
932,6601
1,592,521
31,779 2 4 1 . 9 3 6
b,740
8,7W
8,277
1,379
1,432
19,920
8,621
8,075
mainly x
c
i
t
i
e
s
.
F
^
a
d
e
c e p t i o n of 2
.
e
r
g
e
bEWks
i
»
1
9
l
a
d
i
n
g
228-23?

10.8
4.3
3.7
0.5,

5.0
1.3

0.8

2.1
6.4
7.7
20.1
13.0
$6.9
1-3

6.1
13.5
16.3
3.6.5
20.5
9.0
10.6

27.6
24.6
13.1
13.2

3.6
. 3.7
-3^8-

^3.0
63.2
7.0

8.6

8.4
3.1
3.3

0.6

2-3
4.9

7.5
-21.5

2.3
0.2

100.0
177,597

.0.8
**

0.6
0.1
100.0
1,141,209

1,502
1.722
survey, s e e F e Z "

E . 2."

BOARD OF GOVERNORS OF THE FEDERAL .RESERVE SYSTEM
RATES CK SHORT-TERM BUS IN ESS LOANS, 1 9 5 1 l /
.

„ -)

Interest rate
(For c e n t )

All
sizes
..

0.8
2.2
58.6
9.4
11.0

7.8
3-7
U.o
0.3
2.0
0.2
• iVer 6«eeeee • • • • • • • • • • • '
100.0
T o t a l Per c e n t . . .
" o l l a r amount*
1,684,274
\timber of l o a n s
21\493
">.ider 2 - 1 / 2

.1.9

•>er 2 - 1 / 2 , under 2 . . . .

10.5
8.8
2.8
7.9
2.1

vver 3» under ? - l / 2 . . . .
•ver 3 - 1 / 2 , under 4 . . . •

48.4

a i , o o o - $10,000- ^100,000- ^200,000
&10,000 $100,000 $200,000 and over
'MARCH 1 - 1 5 , 1951
0.2
0,7
0.9
0.5
0.6
2.7 •
0.7
1.3
2.2
11.3
37.6
74.3
18.8
7.2
13.0
4.1
18.6
7.6
20.5
6.9

April
.

-

20, 1957
'

j l l a r air.ounit by s i z e of l o a n
All
| | 131,000- # 0 , 0 0 0 - 1 #100,000-1 ^ 0 0 , 0 0 0
s i z e s | 1010,000 8100,000[#200,000 1and over
JUNE 1 - 1 5 , 1951
0.1
0.3
0.3
0.4
0.3
0.6
0.8
1.0
1.1
0.4
1
.
8
1
1
.
0
3
6
.
1
7
2.1
55.5
16.0
. 12.4
.7.6 ,
9-4
1
3.^
21.4
21.3
10.4
13.7
7.9

20.6
12.8
9.1
3.8
1.2
12.4
4.4
5.3
4.1
4.1
1.4
13.0
0.2.
, 1.2
o.5
?a
0.8
1.8
21.6
1.5
5.4
0.2
0.2
0.1
0.8
2.3
100.0
100.0
100.0
100.0
100.0
193,963 1 ^ 7 7 8 6 / 1 , 5 0 8 , 4 7 1
3 3 , 5 # 266,982
1,868
20,442
1,643
8,897
9.065
SEPTEMBER 1 - 1 5 . 1 9 5 1
2.1
1.0
1.0
1.5
1.3
62.3
23.8
a.9
5.8
1
2
.
0
4
6.6
1
0
.
8
o.U
4.2
16.6
16.4
7.2
10.7
.4.0
2.1
0.6
5.6
3.8
5.4
6.1
11.&
14.0
- 4.8
. 7.3
1
.
6
2
.7
1.3
3.5
3.9
18.7
13.4
26 .u

"
,

18.8
20.0
13.3
6.2
15.0
13.1
2b„l
13.2
3.8
1.8 ' . ^0.4
3.5
20.5
5.4
.
^5
2.2
0.8
\0.5
.. 1 0 0 . 0
100.0
100.0
31,890 261,667
m.93^
l.bll
8,142
. 8,544
DECEMBER 1 - 1 5 1951
0.8
"0.7
1.3
O.b
0.8
0.3
6
.
6
2
3.8
0.5
16.9
11.3
3-9
0.9
8.9
4.7'
12.8
13.0
4.4
1.1
5.0
3.9

5.2
1.5
1.2
0.1
0.4

(
;
,
:

100.0,
1,024,982
2,145
1.7
2-3
56.3
17.3
5.2
5.8
2.3

21.1
18.3
.20.2
7.8
14.7
11.7
4.2
4.7
17.1
7.6
8.2
2.1
1.0
15.1
14.5
4.3
1U.9
7.5
3.8
13.3
b
1.8
1.0
5.6
25.6
26.6
4.0
14.3
IU.U
. U.9
3.9
0.1
0.1
2.0
0..4
1.7
0.5
0.5
0.4
3.9
3.3
6.1
0.2
22.4
1.8
1.3
0.3 22.8" * 5o6
1.4
1.6
0.1
• ~rer
1.2
0.4
0.1
0.2
2.9
1.1
0.3
2.3
0.3
100.0
100.0
100.0
100.0
100.0
100.0
100.0
T o t a l Per c e n t . . . .
100.0
100.0
100.0
•>11 a r amount*
2 6 , 3 0 5 211,019
172,295 1 , 3 8 2 , 5 5 8
181,003 1 , 1 0 7 , 5 7 9 1 , 7 9 2 , 1 7 7
| l , 5 U 2 , 6 S 9 • 28,1+80 225.597
2,014
1,432
mber of l o a n s . . . . . . . . 1
6,895
1,796
17,407 1 7 , 0 6 6
18,W ,
7,675
1,537
7.433
' Based oil r e p o r t s by a sample of m a i n l y l a r g e banks i n 19 l e a d i n g c i t i e s . For a d e s c r i p t i o n of t h e s u r v e y , s e e F e d e r a l
Reserve B u l l e t i n , March 1949, PP 2 2 8 - 2 3 7 .
D o l l a r amounts in thousands
** Less t h a n 0 . 0 5 p e r c e n t .




->•

E.g.

BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
BANK RATES ON SHORT-TERM BUSINESS. LOANS, 1952 1 /
Interest rate
(Per cent)

Under 3 . . =
3
Over 3 , u n d e r 3 - 1 / 2
3-1/2•••••••o.ee.ee
Over 3 - 1 / 2 , u n d e r 4
4* . . . . . . . . • . . • • • • « •
Over 4 , u n d e r " 5 . e T »
£*•> * * . . • « • . . . . • • • . • •
Over 5 , u n d e r 6
.6
Over 6
Total Per cent
D o l l a r amount*
Number of l o a n s
Under 3 . . . • • • . . . . . .
3 . . . . . . . e • • • • tee • • « .
Over 3 , u n d e r 3 - 1 / 2
. 3 - 1 / 2 * • • » # » e . e e C• * •
. f O v e r 3 - 1 / 2 , under 4
4. ••••••* ••••••
Over It, u n d e r 5

All
sizes
3.6
50,2

10.6
9.3
2=9

;1CU

s

4.6

/ . 0.6

1.8
0.2

100.0

1,668,378

18,181;
3.3

m
9.9
3.4

8.4
7.5
4.9

April 30, I957

P e r c e n t a g e d i s t r i b u t i o n of d o l l a r amount b y s i z e of l o a n
V±,C00- ; w . o , o o o - W-00,000- ,,>200,000
All
la,ooo- I$io,ooo-|oico,ooo?ao,ooo | $ i o o 5 q q q 4)200,000 and o v e r
flil0,000 I $ 1 0 0 , 0 0 0 I & 2 Q O , 0 0 0
MARCH 1 - 1 5 , 1952
0.9
1.8
2.6
2.3
10.0
24.6
0.9
12.7
5.5
11.7
18.8
a
6.4
•5.7
20.9
18.6

16.0

9.0
7,5

2Un2

6.3
0.7

1.8
0.5

100.0

28,291
7,57k

2.1

100.0
221,135
7,330

0.2

100.0
167,820
1,407

SEPTEMBER 1 - 1 5 , 1952
0.7
1.3
1.9
t
2 .it
8.5
26.4
0.6
10.6
5.4
4.0
13.0
17.1
1.9
6.7
V .
14.7
. 18 J .

20.2

11.5
7.7

2,0

16.6

15.8
17.7
25.5
U.9
2.4

4.1 .

. 61.8

15.4
11.4

7.6
— 2.8
-

1.8
0.2
0.5

100.0
1,251,132
1,873
IwO
59.2
12.9
8.5

3.5
47.5
9.6
- 8.8

11.6

~ 6.9
6.1
0.6

1.7
0.3
... 1 0 0 . 0
1^529,616
17,438

2.6

3.0
45.9
14.1
9.1
3.5

5.3

8,9

*200,000
and o v e r

JUNE 1 - 1 5 , 1952
1.8
0.7
2.1
2.4
8.9
25,3
0.9
5.0
11.8
3.7
11.9
17.5
1.8
6.2
5.4
"l5.U
17.0
25.65.1
24.5
, 2.9

100.0

28,183
7,490

21.1

45.lt

18.1
,

17.1
2.3
6.4

1.2

100.0
209,133
6,957

10.7

•

a
2 el

0.5

100.0
151,517
1,272

DECEMBER L-LG, 1952
1.1

2.2
0.9
3.7

2.6
16.1

a

5.1

12.2
6.4

21.1

1.8
%

H

14.9

16.7
12.9
10.6
0.5

,19.0
8.0
U.7
18.4
/ 15,9
5.•...•, • • • • • e * «
26.2
16.1
8.8
1.9
5.Q
16.1
25.4
Over 5 , u n d e r 6
1.0
5.5
2.2
1.2
0
.
7
0.6
2.8
4
.
6
6* • • • • « . . . . . .
1.6
23.3
6.1*
2.0
0.2
1.7
24,9
6.4
2.0
Over 6*
0.3
2.6
1.2
0.3
**
0.2
2.6
1.0
0.3
!
Total Per cent
100.0
100.0
100.0 100.0
100.0
100.0
100.0
100*0
100c0
D o l l a r amount*
1*836,986
30,677 245,556 180,907
1,379,846 1,982,736
249,486 191,509
Number o f l o a n s
19a716
8,023
8,166
1,512
2,015
19,471
8,044
1,561
Based on r e p o r t s b y a s a m p l e of m a i n l y , .arge banks- i n 19 l e a d i n g c i t : , e s . F o r a
d e s c r i p t i o n of t h e , s u r v e y , s e e F e d e r a l
R e s e r v e B u l l e t i n ; March 1 9 1 9 , p p 2 2 8 - 2 3 7
*
D o l l a r amounts i n t h o u s a n d s
** Less than 0.05 per c e n t .

V




1 -

I .2
I n t o rust, r a i o
(For o n n t )

Viw\ot 3
O v i r 3» u n d e r ' 3 - l / 2 .
3* V
0\ a r 3 - 1 / 2 , - u n d e r j) .
O m 4 , undor ' 3 . . . . .
vT :..v 5 , undor 6 . . . . .
o
OX .».l' 6 .
Total Per cent
D<~ . :ir amount*
IHv.iter of l o a n s

All
sizes

B OARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
BANK RATES W SHORT-TERM BUSINESS LOAMS, I 9 5 3 {/..
PercentagedistrToution
^ 1 , 0 0 0 - # 1 0 , 0 0 0 - i i 0 0 , 0 0 0 - £200,000
All
I$1,000- .*10,000$ 1 0 , 0 0 0 $ l p Q , 0 0 0 3200,coo and o v e r
sizes
I #0,000 3100,000

1.4
'4#-. 5

12.2
9.0
3.7

9.3
8.3
5-7
0.6
2.0
0.3
100.0
1,709,729
18,992

'

MARCH 1 ^ 1 5 , 1953
0.9
l.U
1.8
2.0
26.5
'8.3
0.8
6.4
4.5
3:8
12.4
15.9
1.4
5.8
5.4-

16.1

21.5

17.2 .

18.1

5.3

17.0
.2.9
6.9

24.6

1:1

17.6
10.6
10.7

0.4
2-5

1.2
0.4
100.0
100.0
100.0
30,188 2 3 2 , 3 3 2 1 6 4 , 6 3 9
8,000
7,701
1,358

1.3
58.4'
14.4

-li

1:2
2.6
0.1
0.5
** •
100.0

0.8
1.4
48.9
11.8
7.7
9.2

10.2
6.7
0.9

2.1
0.3

100.0
1,282,570 1 , 8 1 1 , 8 5 c
1,923

A p r i l 3 0 , 1957

*100,000...200,000

l;2oo,ooo
and over

JUKE 1 - 1 5 , 1953
0.5
0.7
,
1.8 „ 1
0.5
2.0
1.3
1.0
7.7
25.7
. 2.2
1212
. 8-3
2.6
8.6
ll.\8 ' \
11.9
,17.7
20..5
25.U
18.2 .
25.3 '
7.1
3-4
25.2
7.4
3.2
1.3 :
1 0 0 . 0 - ... 1 0 0 . 0
30,667 245,373
8,067
8,070

14.4
18.1

IO.4

1.6
1.8
0.2
100.0
177,459
1,473

0.7
1.3
60.5

12.6

,v .v•

. v^/(V..vfr

7.0

6.2
3.8

0.2

0.6
**

100.0

1,358,360 i
2,023. 1

19,633
SEPTEMBER 1 - 1 5 , 1953
DECEIVER 1 - 1 5 , 1953
1.1
0.2
1.1 .
0.4
, 1.2
1.1
0.2
0.5
1.4
1.0
1.1
0.4
0.8
1.2
1.4
0.8
0.3
1.2
1.6
1.0
45-9
* s
25.3
58.4
1.2
43.2
6.5
24.2
52.8
13.4
8.0
2.3
14.6
14.3
15.1
2.58.9
16.7
13.3
Ox 9! 3 - 1 / 2 , u n d e r 4
2.2
12.0
7.5
7.8,
6.9
'
2.4 .
11.0
7.3
6.8
8.3
4.
8.8
11.0
I8.5
15.3
11.6
. 5.7
19.6
6.8
14.9
0v< 4 , u n d e r 5 „ .
10.5
•20.2
27.O
16.U
11.6
5.9
19.7
24.8
16.8
8.5
8.1
17.6,
27.7
10.3
7.0
18.2
5.3
27.5
12.6
4.0
Ox vt' 5 , u n d e r 6 . .
1.0
3.8'
1.4
6.6
0,3
0
.
9
1
.
2
3
.
1
0.4
6. .
2.3
25.8
2.8
7.7
2.8
•- 0 . 5
"25.9
8.3
2.7
1.3
Ovt..r
2.6
0-3
1.4
0-3
2.1
0.3
i:0
0.7
0.1
Total Per cent
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
100.0
D o l l a r ar.ount*
1,625,286
30,637 243.315 179,262
1 , 1 7 2 , 0 7 2 1,819,733 3 0 , 0 2 3 2 3 5 , 5 3 1
173,680
1,380,499
Uur- o r of l o a n s
8,041
19,465
8,095
1,487
4,662
19,115
7,911
7,770
1,436
1,998
5 7 *ased on r e p o r t s b y a sample of m a i n l y. 1l a r g e b a n k s i n 19 l e a d i n g c i t i e s . For a d e s c r i p t i o n of t h e s u r v e y , s e e F e d e r a l
leserve
B u l l e t i n , March 1 9 4 9 , pp 2 2 8 - 2 3 7 .
o l l a r amounts i n t h o u s a n d s .
oss than 0 . 0 5 per cefit.
U f e r 3..» . . . . . . . . .
5.
O r 3 # under 3~l/2




6.6

XJnd
Ove;

2.1
0.6
51.U
12.1
6.6

3
*

v

. .

), under 3 - 1 / 2 . .

Ove; . 3 - 1 / 2 , under U. .
If.
Ovoi a , under 5 • • •
5 » . • • • • • • • • • • • • ••• a••%
•
OVfiT 5 , under 6
» » • • • • • • • • • • • •

Ovel 6 e » * e e . e e . e » . e .
T o t a l Per cent*
Do!U **r amount*
Nuafc
.Undhsr 3• • • • • • • • • • • • •
"3. i « » •'» • • « • • • • • • • • • •
Ovei? 3, under 3 - 1 / 2 .
l?^ Ovev 3 - 1 / 2 , under U.

-

7.5
10.0
6.5
0.8
2.2
0.2
100.0
2,103,625
21,UU9I

,

,
,

bh.h

1

10.9
7.7
U.6

10oU
9.1
7.2
1.0
2.7
;
o:3
;
loo.o <
. 1,618,152
D o l l i r , amount*.
Numb Br of l o a n s . . . . . . . .
20,75k
l , r based on r e p o r t s by a sample of
f e d e r a l Reserve B u l l e t i n , March
* D o l l a r amounts i n t h o u s a n d s .

, U e.» e
.
Over U, under 5 .
D •-a » • > t i *»*» • • • «
Over 5 , under 6 .
6«v» * . . . . . . . . . * * *
Over 6 . . . . . . . . . .

.
.

1.7




i

1

All
sizes

6

Interest rate
(Per c e n t )

A p r i l 30, 1957
BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM
BANK RATES ON SHORT-TERM BUSINESS LOANS, 195U 1 /
Percentage d i s t r i b u t i o n of d o l l a r amount by s i z e of l o a n
$1,000- $10,000-I$100,000All
I | $ 1 , 0 0 0 - 4110,000- !$100,000- i$200,000
$10,000 $100,000[$200,000
sizes
and over
1 $10,000 !
1

E.2.

MARCH 1 - 1 5 , 195U
1.0
0o8
o.U
0.8
0.6
o.U26.2
6.6
1.1
8.1
2.8
13.5
10.0
12.U
1.9

11.8
20.1
26.3
6.9
26.2
2ll
100.0
3U,258
.9,188

18.8
25.8
18.U
3.1
6.9
0.9
100.0
255,575
8,537

iU.5
16.0
10.U
1.5
3.1
0.6
100.0
186,710
1,536

SEPTEMBER 1 - 1 5 , 195U
1.2
0.8
0.5
23.1
5.8
1.0
10.6
1.0
U.2
12.0
3.0
9.2
8.U
1.8
6.7

1.8
UU.o
12.0 8.3
1.5

2.U
. 0.7
62.3
12.8 •
5.U
. U.8
6.7
3.8
0.2
0.9
**

100.0
1,627,082
2,188
2.0
57.8
. 12.7
6.8
3.6

""

9.U
8.8
7.7
1.0
2.2
0.3
100.0
1,981,926
22,093
1.9
a.6
12.0
7.8
3.9

JUNE 1 - 1 5 , 195U
0.8
0.9
0.3
20.5
0.9
5.5
10.1
U.l
0.7
3.0
"*8.9
9*.u
2.1
7.6

12.8
19.2
27.3

6.U

1:5
100.0
3U,8W
9,300

19.0
2U.1
18.6
0*9

16.3
I6.lt

10.1
1-8

2.6

o.5"

100.0
273,77k 180,786
100.0

9,119

1,1496

DECEMBER 1 - 1 5 , 195U
0.3
0.7
1.5
1.2
6.3
23.0
1.0
5.0
9.1
3.8
10.2
13.2

2.2

7.2

8.0

13.1
20.U
llt.3
- io.5
15.1
7.3
20.5
11.7
19.1
22.U
15.U
9.6
U.6
18.6
23.6
lU.9
26.5
17.59.8
6.0
3.8
18.0
9.6
28.9
6.0
2.2
^
1.8
0.9
0.3,
6.1.
1.7
2.9
2
5
.
1
7
.
3
3.3
1.0
2.5,
2.5
25.U
7.7
, 1.7
0.8
0.6
0.1
0.3
0.6
... 2 . 0
0.9
100.0
100.0
100.0
100.0
100. 0
100.0
100„0 ; 1 0 0 . 0
33,179
276,169 178,029
258,968I 180,87lt 1,115,353 l , 7 U 3 , 8 l 5
32,957
...
. 8,892 L 9,0981
1.U52
21,358
1,795
1,U83
8,763t
' 8,713
mainly l a r g e banks i n 19 leading" c i t i e s . For a d e s c r i p t i o n of t h e s u r v e y , si
19h9, pp 226-237.
'
* * Less t h a n 0.0$ p e r c e n t .