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• • • • • • • • •.... • . . FEDERAL· RESERVE statistical release E.10 (120) FOR IMMEDIATE RELEASE May 17, 1982 FINANCE RATES AND OTHER TERMS ON SELECTED TYPES OF CONSUMER INSTALLMENT CREDIT EXTENDED BY MAJOR FINANCE COMPANIES (NOT SEASONALLY ADJUSTED) -------------------------------------------------------------------------------------------------------------------II II II II II II II PERSONAL LOANS liOBILE HOME CREDIT I I "OTHER CONSUMER GOODS" 1/ CREDIT II ll--------------------------------lt--------------------------------ll-------------------------------AVERAGE I AVERAGE I II AVERAGE AVERAGE I II AVERAGE I AVERAGE I 11 PERIOD 1980 !!AY AUGUST NOVEMBER 1981 PEBBUP.RY MAT AUGUST NOVEI!.BER 1982 FEBRUARY II FINANCE I AMOUNT I AVERAGE II FINANCE II RATE I FINANCED I MATURITY II RATE II (PER CENT) I (DOLLARS) I (l'IONTHS) II (PER CENT) J I I I I I I I I 1 I I I I I I I AMOUNT I AVEP.AGE II FINANCE I AMOUNT I AVERAGE FINANCED I MATURITY II RATE I FINANCED I MATURITY (DOLLARS) I (MONTHS) II (PER CENT) I (DOLLARS) I (KO'NTHS) I I I 21.16 21.32 21.48 2,040 1,.912 2,130 66.1 63.1 67.6 15.94 15.91 15.98 12,811 12,398 13,540 135.7 129.6 150.0 21.1J2 20.75 21.60 22.94 2.370 2,634 2,614 2,.677 70.3 76.1J 77.2 60.3 17.38 17.54 18.28 19.22 , 3,.675 13,.961 15,.274 15,591 148.5 152.1 156.1 159.7 22.90 2,.735 72.3 19.11J 12,.912 155.4 1 I I I I I 1 I I I I I I I 20.90 20.91J 20.94 660 568 683 24.5 24.6 24.9 20.96 21.00 21.56 22.95 758 798 898 878 27.0 28.9 31. 1 27.7 23.31 965 31.0 ---~---------------------------------------------L·------------------------------------------------------------------ 1/ EXCLUDES AUTOMOBILES, RECREATIONAL VEHICLES, AND MOBILE HOMES. lOT!: THE DATA SHOWN II THIS TABLE ARE COMPILED PRO! A QUARTERLY SURVEY CONDUCTED BY THE BOARD OF GOVERIORS OF THE FEDERAL RESERVE SYSTEM. FOR MOBIL! HOMES AND "OTHER CONSUMER GOODS," THE DATA COVER CONTRACTS PURCHASED BY FINANCE COMPANIES, P.RI!AiiLY FROM RETAIL OUTLETS; FOR PERSONAL LOANS, THEY COVER SECURED AND UNSECURED LOANS !lDE DIRECTLY BY FINANCE COMPANIES FOR HOUSEHOLD, FAI'IILY, OR OTHER PERSONAL EXPENDITURES. RATES ARE AVERAGE CUSTOMER FINANCE FATES REPORTED ON AN ANNUAL PERCENTAGE RATE BASIS AS SPECIFIED IN THE FEDERAL RESERVE BOARD'S REGULATION Z (TROTH-IN-LENDING). AVERAGE AMOUNT FINANCED STATISTICS DO NOT INCLUDE PRECOI'JPOTED FINANCE CHARGES. AVERAGE RATE lND !lTURITY DATA ARE PER DOLLAR FINANCED. OTHER ~BDERAL RESERVE STATISTICAL RELEASES WHICH REPORT FINANCE RATES ON CONSO!ER LOANS ARE: !.12 (122) (CO!MERCilL BANKS) AND E.ll (114) (AUTOMOBILE FINANCE COMPANIES). •
