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FEDERAL RESERVE statistical release
E.10 (120)
FOR IMMEDIATE RELEASE
JULY 28 , 1980
FINANCE
RA~ES
AND OTHER TERMS ON SEL~CTED TYPES OF CONSUMER INSTALlMENT
EXTENDED BY MAJOR FINANCE COMPANIES
(NOT SEASONALLY ADJUSTED)
CREDI~
PERIOD
1978
AUGUST
NOVEMBER
1979
FEBRUAEY
MAY
AUGUST
NOVEKB!R
1980
II
II
II
II
PERSONAL LCANS
II
MOBILE HOKE CREDIT
II"OTHER CONSUMER GOODS" 1/ CREDIT
II
II
II
ll~-------------------------------tl--------------------------------ll-------------------------------11
AVERAGE I AVBBAGE I
II
AVERAGE I AVERAGE l
II AVERAGE I AVERAGE I
II FINANCE I AMOUNT I AVERAGE II FINANCE I AMOUNT I AVERAGE II FINANCE I A!OONT I AVERAGE
II
RATE
1 FINANCED I MATURITY Jl
BATE
I FINANCED I MATURITY II
RATE
I FINANCED I MATURI~Y
II (PER CENT) I (DOLLARS) I (MONTHS) II (PER CENT) I (DOLLARS) I {MONTHS) II (PER CENT) I (DOLLARS) I (MONTHS)
II
II
II
II
II
II
II
II
II
II
II
II
II
20.53
20.86
1,534
1,487
46.3
44.8
13.40
13.37
10,574
9,896
132.6
132.5
19.43
18.62
682
590
27.5
25.3
20.71
20.27
20.41
20.58
1,598
1, 726
1,711
1,701
45.2
50.4
50.9
55.4
13.46
13.61
13.64
13.83
10,924
10,977
12,039
12,527
132.3
131.9
133.8
135.4
19.80
1 e. 91
18.96
18.63
561
646
635
559
24.9
26.6
25.2
24.7
20.55
21.16
1,816
2,040
58.4
66. 1
14.03
15.91J
12,479
12,811
133.4
135.7
19.65
20.90
589
660
24.1
21J.5
II
FEBRIJAliY
MAY
II
II
II
1/ EXCLUDES AUTOMOBILES, RECREATIONAl VEHICLES, AND MOBILE HOKES.
NOTE:
THE tATA SHOWN IN THIS TABLE ARE COMPILED FROM A QUARTEBLY SURVEY CONDUCTED BY THE BOARD OF GOVERNORS
OF 1'HE FEDERAL RESERVE SYSTEM.
FOR MOBILE HCMES AND 11 0THER CONSUMER GOODS, 11 THE DATA COVER CONTRACTS PURCHASED
BY FINANCE COMPANIES, PRIMARILY FROM RETAIL CUTLETS; FOR PERSONAL LOANS, THEY COVER SECURED AND UNSECURED LOANS
MADE DIRECTLY BY FINANCE COMPANIES FOR HOUSEHOLD, FAMILY, OR OTHER PERSONAL EXPENDITURES. RATES ARE AVERAGE
CUSTOMER FINANCE RATES REPORTED ON AN ANNUAL PERCENTAGE RATE BASIS AS SPECIFIED IN THE FEDERAL RESERVE BOARD'S
AVERAGE AMOUN~ FINANCED STATISTICS DO NOT INCLUDE PRECCMPUTED FINANCE CHARGES.
REGULATICN Z (TRUTH-IN-LENDING).
AVERAGE FAT! AND MATURITY DATA ARE PEB DOLLAR FINANCEt.
OTHER FEDERAL RESERVE STATISTICAl RELEAS!S WHICH REPORT FINANCE RATES ON CONSUMER LCANS ARE:
E.1~ (122)
(COMMERCIAL BANKS) AND E.4 (111J) (AUTOMOBILE FINANCE COMPANIES).
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@FedFRASER