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FEDERAL RESERVE statistical release
E.10 Cl201

c

..\.

~\\

\) ~~,t\ ' ",'{ "

~~\'\'f-.
FINANCE RATES AND OTHER TERMS ON SELECTED TYPES OF CONSUMER INSTALLMENT
CREDIT ~XTENDED BY MAJOR FINANCE CO~PANIES
CNDT SEASONALLY ADJUSTEDI

---------~-----------------------------------~-------------------------------------~~----------------------

II
II
It

II
II
II

PERSONAL LOANS

MOBILE HOME CREDIT

II
tt•OTHER CONSUMER GOODS• 1/ CREDIT
II

II-------------------------------IJ--------------------------------11-------------------------------II AVERAGE I AVERAGE I
II AVERAGE I AVERAGE I
II AVERAGE I AVERAGE I

PERIOD

II FINANCE I AMOUNT I AVERAGE II FINANCE I AMOUNT I AVERAGE II FINANCE I AHOUNT I AVERAGE
II
RATE
I FINANCED I MATURITY II
RATE
I FINANCED I MATURITY II
RATE
I FI~A~CED I MATURITY
IICPER CENTII (DOLLARSII CMONTHS) IICPER CENTII IDOLLARSII (MONTHSI IICPER CENTII (DOLLARSII CHONTtiS)

--~~-~~~---------------~--------------------------------------------------------------------------------------

1978

FEBRUARY
HAY
AUGUST
NOVEMBER

20.38
20.29
20.53
20.86

1.6~5

~4.8
47.~

1,534
1t487

46.3

13.~0

~4.8

20.71
20.27
20.41
20.58

1,598
1,726
1, 711
1,701

45.2
50.4
50.9
55.4

1t621

13.46
13.50
13.37

9,519
10,006
10,574
9,896

128.8
129.1
.132.6
132.5

19.19
18.90
19.43
18.62

585
682
590

24.8
25.4
27.5
25.3

13.46
13.61
13.64
13.83

10,921t
10,977
12,039
12,527

132.3
131.9
133.8
135.4

19.80
18.91
18.96
18.63

561
646
635
559

24.9
26.6
25.2
24.7

56~

1979

FEBRUARY
NAY
AUGUST
NOVE14BER

---------------------------------------------------------------------------·---------------------------------------1/ EXCLUDES AUTOMOBILES, RECREATIONAL VEHICLES, AND MOBILE HOMES.

NOTE: THE DATA SHOWN IN THIS TABLE ARE COMPILED FROM A QUARTERLY SURVEY CONDUCTED BY THE BOARD OF GOVERNORS
OF THE FEDERAL RESERVE SYSTEM. FOR MOBILE HOMES AND "OTHER CONSUMER GOODS," THE DATA COVER CONTRACTS PURCHASED
BY FINANCE COMPANIES, .PRIMARILY FROM RETAIL OUTLETS; FOR PERSONAL LOANS, THEY COVER SECURED AND UNSECURED LOANS
HADE DIRECTLY BY FINANCE COMPANIES FOR HOUSEHOLD, FAMILY, OR OTHER PERSONAL EXPENDITURES. RATES ARE AVERAGE
CUSTOMER FINANCE RATES REPORTED ON AN A~NUAL PERCENTAGE RATE BASIS AS SPECIFIED IN THE FEDERAL RESERVE BOARD'S
REGULATION Z ITRUTH-IN-LENOINGI. AVERAGE A140UNT FINANCED STATISTICS 00 NOT INCLUDE PRECOMPUTED FINANCE CHARGES.
AVERAGE RATE AND MATURITY DATA ARE PER DOLLAR FINANCED.
OTHER FEDERAL RESERVE STATISTICAL RELEASES WHICH REPORT FINANCE RATES ON CONSUMER LOANS AREa
E.l2 11221 ICOHMERCIAL BANKSI AND E,~ C11~1 CAUTOMOBILE FINANCE COMPANIESJ.