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Circular No. 8.
Series of 1929.

FE D E R A L R E SE R V E B A N K
OF DALLAS

August 22, 1929
Effective August 26, 1929.

T R A N S IT O P E R A T IO N S
TIM E S C H E D U L E S O F A V A IL A B IL IT Y

To the Member Bank Addressed:
For your guidance in forwarding items for credit, under the terms of our cur­
rent circular on Transit Operations, there will be found on the following pages time
schedules of availability accorded items received at the Federal Reserve Bank of
Dallas and its El Paso, Houston and San Antonio branches. Credit and availability
are, in each instance, subject to the receipt of actual payment, as specified in our
current circular on Transit Operations, Collection of Cash Items. These schedules
supersede all previous schedules and are subject to change without notice.
In order to expedite the forwarding of checks and to obtain prompt credit,
member banks are requested to sort and list checks in separate letters in accord­
ance with the divisions of these schedules. A notation should be placed on each
letter, plainly indicating when the items included are expected to be available as
reserve, such as “ immediate credit,” “ one day,” “ two days,” etc. Business days
only are to be counted in determining the availability date; for instance, a letter
containing two-day items received by us on Saturday within the hours designated
in these schedules would be available the following Tuesday.
Should a cash letter contain checks not sorted according to the time taken for
collection, as shown by these schedules, credit for the total of the letter may be de­
ferred, at our discretion, for a period sufficient to collect items of longest availabil­
ity contained therein.
Checks drawn on banks not located in a Federal reserve city, but bearing upon
their face a notation that they are payable at or receivable for immediate availa­
bility in a Federal reserve city, will be accepted on the same basis as checks drawn
on banks located in that city.
Yours very truly,

Governor.

This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org)

TIME SC H E D U L E -----H E A D O F F IC E
FOR ITEMS DRAWN ON POINTS IN—

AVAILABILITY

11TH DISTRICT

Immediate
Credit

1
Business Day
A fter Receipt

O T H E R D IS T R IC T S

Dallas
Cashier’s Checks and Expense Checks of all Federal Reserve Banks and Branches.
{United States Treasury Warrants.
{Matured Interest Coupons from United States Government Securities.
Drafts on Federal Reserve Bank of Dallas and its Branches; subject to inspection
and verification of signatures at the Head Office or Branch on which they are
drawn.
Houston
San Antonio

Little Rock
Oklahoma City

El Paso
Dallas Territory, the following places:

2
Business Days
A fter Receipt

3
Business Days
A fter Receipt

(Texas)
Burkburnett Eastland
Handley
Abernathy Caddo Mills Ector
Happy
Abilene
Cameron
Edgewood
Haskell
Albany
Canyon
Electra
Hawkins
Allen
Carbon
Ennis
Hedley
Alvarado
Carlton
Henrietta
Estelline
Alvord
Carthage
Eustace
Hico
Amarillo
Cason
Farmersville Hillsboro
Amherst
Cedar Hill Fate
Holland
Anna
Howe
Celeste
Ferris
Anson
Celina
Hubbard
Floydada
Arlington
Chico
Hughes
Forney
Arp
Childress
Forreston
Springs
Athens
Chillicothe Ft. Worth Hutto
Atlanta
Iowa Park
Cisco
Franklin
Aubrey
Clarendon
Iredell
Frost
Baird
Claude
Gainesville Ireland
Irving
Barry
Cleburne
Garland
Bartlett
Clifton
Italy
Gary
Itasca
Beckville
Clyde
Gatesville
Bellevue
Coahoma
Georgetown Jefferson
Josephine
Collinsville Gilmer
Bells
Belton
Colorado
Gladewater Joshua
Big Sandy Comanche
Goldthwaite Justin
Kaufman
Big Spring Commerce Gordon
Copperas
Blackwell
Keller
Gorman
Kemp
Cove
Granbury
Blanket
Bloomburg Corsicana
Kerens
Grand
Blooming
Crandall
Prairie
Kilgore
Grove
Crawford
Killeen
Grand
Kopperl
Blum
Saline
Cross
Plains
Grandview Kosse
iBomarton/
Cumby
Bowie
Granger
Kress
Brady
Daingerfield Grapevine Lamesa
Dawson
Brandon
Greenville Lampasas
Brashear
Decatur
T^aucaster
Groesbeck
BreckenridgeDe Leon
Leonard
Gunter
Bremond
Denison
Hale Center Lewisville
Bridgeport Denton
Hallsville
Littlefield
Bronte
Lockney
Dorchester Hamilton
Brownwood Dublin
Hamlin
Lometa
Dallas _Territory, except points noted in 2-day
division.
Points of 2-day availability, Houston Territory,
according to schedule of Houston Branch.
Points of 2-day availability, San Antonio Territory,
according to schedule of San Antonio Branch.

4
Business Days
A fter Receipt

Eleventh District unassorted items.

See following page for references:

Longview
Loraine
Lorena
Lubbock
Mabank
Malakoff
Mansfield
Marlin
Marshall
McGregor
McKinney
Melissa
Memphis
Menard
Meridian
Merit
Merkel
Mertens
Mesquite
Mexia
Midlothian
Milford
Millsap
Mineola
Mingus
Moody
Moran
Mt. Calm
Mt. Pleasant
Mt. Vernon
Mull in
Munday
Naples
Nevada
Newark

Nocona
Overton
Palmer
Paradise
Paris
Perry
Pickton
Pilot Point
Pittsburg
Plainview
Plano
Post
Pottsboro
Proctor
Purdon
Putnam
Quanah
Quinlan
Quitaque
Ranger
Reagan
Red Oak
Redwater
Rice
Richardson
Riesel
Ringgold
Rio Vista
Roby
Rochelle
Rockdale
Rockwall
Rogers
Roscoe
Rosebud

Rotan
Round Rock
Rowlett
Royse City
Sadler
St. Jo
Saltillo
Sanger
Santa Anna
Santo
Seagoville
Seymour
Sherman
Slaton
Snyder
Stamford
Stephenville
Strawn
Sudan
Sulphur
Springs
Sweetwater
Tatum
Taylor
Teague
Temple
Terrell
Texarkana
Thorndale
Thornton
Tioga
Tolar
Trent
Trenton
Troup

Troy
Tulia
Turkey
Tyler
Valley Mills
Valley View
Van Alstyne
Venus
Vernon
Waco
Walnut
Springs
Waxahachie
Weatherford
Wellington
West
Whitesboro
Whitewright
Whitney
Wichita
Falls
Wills Point
Wilmer
Winfield
Wortham
Wylie
(Louisiana)
Minden
Shreveport
(Oklahoma)
Atoka
Coalgate
Durant
Madill
Mill Creek

Atlanta
Birmingham
Chicago
Cincinnati
Cleveland

Denver
Kansas City
Memphis
Minneapolis
Nashville

Baltimore
Brooklyn
Buffalo
Charlotte
Detroit

Jacksonville
Richmond
Los Angeles
Oklahoma
New York City
10th Dist.
Philadelphia
Pittsburgh

New Orleans
Louisville
Omaha
St. Louis
St. Paul

Boston
Illinois
Michigan
Helena
Indiana
Minnesota
Salt Lake
Iowa
Missouri
San Francisco Kansas
Nebraska
Arkansas
Louisiana
Ohio
6th Dist. Wisconsin
Georgia

TIME S C H E D U L E --H E A D O F F IC E
AVAILABILITY

FOR ITEMS DRAWN ON POINTS IN—
11TH DISTRICT

5
Business Days
After Receipt

6
Business Days
After Receipt

7
Business Days
After Receipt

Portland
Seattle
Spokane
Alabama
Colorado

Delaware
Dist. of Columbia
Kentucky
Maryland
Mississippi

New Jersey
New Mexico
10th Dist.
New York
North Carolina

Pennsylvania
South Carolina
Tennessee
Virginia
Wyoming

Connecticut
Florida
Maine

Massachusetts
Montana
New Hampshire

North Dakota
Rhode Island
South Dakota

Vermont
West Virginia

Arizona
12th Dist.

California
Idaho

Nevada

Utah

Oregon

Washington

8
Business Days
After Receipt

O T H E R DISTRIC TS

REFERENCES
•— United States Treasury Warrants should be listed in a separate cash letter from other items of immediate availability,
}
■
t— Matured Interest Coupons from United States Government Securities should be listed on Form F. A. 211, addressed to
Federal Reserve Bank—Fiscal Agency Department, Station K, Dallas, Texas, and forwarded by registered insured mail.
CLOSING HOURS
Immediate credit entries and deferred availability calculations will be made the day items are received, provided they
reach us prior to the closing hours designated in the following table for the various classes of items described therein. In
case items are received too late to be handled on date of receipt, those immediately available will be credited on, and all
others will be deferred from, the following business day.
Central Time____________
10:00 A. M. (Daily)...........Checks and Drafts drawn on banks in City of Dallas.
12:00 M.____ ____________ Miscellaneous checks and drafts of one or more days deferred availability according to this schedule.
(S' urday 11.00 a. m.)

3:00 P. M..........................
(Saturday 1:00 p. m.)

^ xcept that items of $1,000.00 or more will be received up to 12:00 noon on Saturday and 2:30 p. m.
on other days when listed in special letters containing only such items.)
Drafts on Federal Reserve Bank of Dallas—Head Office and Branches.
United States Treasury Warrants.
Matured Interest coupons from United States Government Securities.

TIME SC H E D U L E -----EL P A S O B R A N C H
FOR ITEMS DRAWN ON POINTS IN—

AVAILABILITY

11TH DISTRICT

Immediate
Credit

2
Business Days
After Receipt

3

O T H E R D IS T R IC T S

El Paso
Cashier’s Checks and Expense Checks of all Federal Reserve Banks and Branches.
{United States Treasury Warrants.
{Matured Interest Coupons from United States Government Securities.
Drafts on Federal Reserve Bank of Dallas and its Branches; subject to inspection
and verification of signatures at the Head Office or Branch on which they are
drawn.
Dallas
Houston
San Antonio
El Paso Territory, the following places:
(Texas)
Sierra Blanca
Carrizozo
Barstow
Stanton
Deming
Clint
(New
Hatch
Midland
Mexico)
Hot Springs
Odessa
Alamogordo
Las Cruces
Pecos
Anthony
Logan

Lordsburg
Nara Visa
Roswell
Santa Rosa
Tucumcari
Tularosa

Atlanta
Birmingham
Charlotte
Chicago
Cincinnati
Cleveland
Detroit
Jacksonville
Louisville

Business Days
After Receipt

4
Business Days
After Receipt

Alabama
Colorado
Delaware
Georgia

Business Days
After Receipt

7
Business Days
After Receipt
See following page for rateroocea

Idaho
Arizona
12th Dist.
Maine
Maryland
Arkansas
Massachusetts
California
Minnesota
Connecticut
Dist. of Columbia Montana
Florida
Nebraska
Oregon

Illinois
Indiana
Iowa
Kentucky

Minneapolis
Nashville
Omaha
Philadelphia
Pittsburgh
Portland
Salt Lake City
San Francisco
St. Paul

Baltimore
Boston
Brooklyn
Buffalo
Helena
New York City

El Paso Territory, except points noted in 2-day Division.

Business Days
After Receipt

(Arizona)
Benson
Bowie
Douglas
Nogales
Tucson
Wilcox

Denver
Kansas City
Little Rock
Los Angeles
Memphis
New Orleans
Oklahoma City
St. Louis

Richmond
Seattle
Spokane
Kansas
Oklahoma
10th Dist.

Louisiana
6th Dist.
Michigan
Mississippi

North Dakota
Nevada
New Hampshire Pennsylvania
Rhode Island
New Jersey
South Carolina
New Mexico
South Dakota
10th Dist.
Tennessee
New York
North Carolina Utah
Washington

Missouri
Ohio
Wisconsin
Vermont
Virginia
West Virginia
Wyoming

REFERENCES
f — United States Treasury Warrants should be listed in a separate cash letter from other items of immediate availability,
t— Matured Interest Coupons from United States Government Securities should be listed on Form F. A. 211, and forwarded by
registered insured mail.

CLOSING HOURS
Immediate credit entries and deferred availability calculations will be made the day items are received, provided they
reach us prior to the closing hours designated in the following table for the various classes of items described therein.

In

case items are received too late to be handled on date of receipt, those immediately available will be credited on, and aH
others will be deferred from, the following business day.
Mountain Time__________
10:30 A. M. (Daily)_____

Checks and Drafts drawn on banks in City of El Paso.

...Miscellaneous checks and drafts of one or more days deferred availability according to this schedule.
12:00 M_____ ______
(Saturday 11:00 a. m.)
(Except that items of $1,000.00 or more will be received up to 12:00 noon on Saturday and 1:30 p. m.
on other days when listed in special letters containing only such items.)

i Drafts on Federal Reserve Bank of Dallas—Head Office and Branches.
2:00 P. M.............................< United States Treasury Warrants.
(Saturday 12:00 m.)
I Matured Interest coupons from United States Government Securities.

TIME SC H E D U L E -----H O U S T O N B R A N C H
FOR ITEMS DRAWN ON POINTS IN—

AVAILABILITY

11TH DISTRICT

Immediate
Credit

1
Business Day
After Receipt

2
Business Days
After Receipt

O T H E R D ISTRIC TS

Houston
Cashier’s Checks and Expense Checks of all Federal Reserve Banks and Branches.
fUnited States Treasury Warrants.
fMatured Interest Coupons from United States Government Securities.
Drafts on Federal Reserve Bank of Dallas and its Branches; subject to inspection
and verification of signatures at the Head Office or Branch on which they are
drawn.
Dallas
San Antonio

New Orleans

El Paso
Houston Territory, the following places:
Conroe
(Texas)
Hull
Alvin
Crockett
Humble
Dayton
Huntsville
Anderson
Dickinson
Bay City
Inez
Eagle Lake
Beaumont
Jacksonville
Joaquin
East Bernard
Bellville
La Grange
Edna
Blessing
El Campo
La Porte
Bloomington
Elgin
Leggett
Brenham
Liberty
Fayetteville
Brookshire
Livingston
Flatonia
Bryan
Caldwell
Galveston
Louise
Lufkin
Giddings
Chappel Hill
Mauriceville
Cleveland
Hallettsville
Hitchcock
McDade
Columbus

Moulton
Nacogdoches
Navasota
New Ulm
Orange
Palacios
Palestine
Pasadena
Port Arthur
Port Neches
Richmond
Round Top
Rusk
Schulenberg
Sealy
Shepherd
Shiner

3

Points of 2-day availability, Dallas Territory, according to sched­
ule of Head Office.
Points of 2-day availability, San Antonio Territory, according to
schedule of San Antonio Branch.

4
Business Days
After Receipt

Eleventh District unassorted items.

5
Business Days
After Receipt

6
Business Days
After Receipt

7
Business Days
After Receipt

See following page for references.

Atlanta
Birmingham
Chicago
Kansas City
Little Rock

Louisville
Memphis
Nashville
Oklahoma City
St. Louis

Baltimore
Brooklyn
Buffalo
Charlotte
C ncinnati
Cleveland
Denver
Detroit
Jacksonville
Los Angeles

Minneapolis
New York City
Omaha
Philadelphia
Pittsburgh
Richmond
St. Paul
Louisiana
6th Dist.

Kansas
Michigan
Mississippi
Missouri
Oklahoma
10th Dist.
Wisconsin

New York
North Carolina
Ohio
Pennsylvania

South Carolina
Tennessee
Virginia

Helena
Portland
Spokane
Alabama

Arkansas
Maryland
Delaware
Minnesota
Dist. of Columbia Nebraska
Kentucky
New Jersey

Seattle
California
Colorado

Connecticut
Florida
Maine

Massachusetts
Rhode Island
New Hampshire Vermont

West Virginia
Wyoming

Arizona
12th Dist.
Idaho

Montana
Nevada

New Mexico
10th Dist.

Utah

Oregon

Washington

8
Business Days
After Receipt

Timpson
Trinity
Victoria
Weimar
Wharton
Winnie

Boston
Salt Lake City
San Francisco
Georgia
Illinois
Indiana
Iowa

Houston Territory, except points noted in 2-day Division.
Business Days
After Receipt

Shiro
Silsbee
Sour Lake
Spring
Sugarland
Teneha
Texas City

North Dakota
South Dakota

REFERENCES
t— United States Treasury Warrants should be listed in a separate cash letter from other items of immediate availability.

t Matured
—

Interest Coupons from United States Government Securities should be listed on Form F. A. 211, and forwarded by

registered insured mail.
CLOSING HOURS
Immediate credit entries and deferred availability calculations will be made the day items are received, provided they
reach us prior to the closing hours designated in the following table for the various classes of items described therein.

In

case items are received t<?o late to be handled on date of receipt, those immediately available will be credited on, and all
others will be deferred from, the following business day.
Central Time____________
10:00 A. M. (Daily)...........
12:00 M_______________
(Saturday 11:00 a. m.)

3:00 P. M..........................
(Saturday 1:00 p. m.)

Checks and Drafts drawn on banks in City of Houston.

Miscellaneous checks and drafts of one or more days deferred availability according to this schedule.
(Except that items of $1,000.00 or more will be received up to 12:00 noon on Saturday and 2:30 p. m.
on other days when listed in special letters containing only such items.)
Drafts on Federal Reserve Bank of Dallas— Head Office and Branches.
United States Treasury Warrants.
Matured Interest coupons from United States Government Securities.

TIME SC H E D U L E -----S A N A N T O N IO B R A N C H
FOR ITEMS DRAWN ON POINTS IN—

AVAILABILITY

11TH DISTRICT

Immediate

Credit

1
Business Day
After Receipt

2
Business Days
After Receipt

O T H E R D IS T R IC T S

San Antonio
Cashier’s Checks and Expense Checks of all Federal Reserve Banks and Branches.
fUnited States Treasury Warrants.
JMatured Interest Coupons from United States Government Securities.
Drafts on Federal Reserve Bank of Dallas and its Branches; subject to inspection
and verification of signatures at the Head Office or Branch on which they are
drawn.
Dallas
Houston
El Paso
San Antonio Territory, the following places:
Alamo
Eagle Pass
Karnes City
Alice
Kenedy
Edcouch
Kingsville
Austin
Edinburg
Kyle
Beeville
Falfurrias
La Coste
Bishop
Falls City
La Feria
Brownsville
Floresville
Comfort
Fredericksburg La Pryor
Laredo
Corpus Christi George West
Lockhart
Cotulla
Goliad
Los Fresnos
Cuero
Gonzales
Luling
Gregory
Del Rio
Lyford
Harlingen
Devine
Marion
Dilley
Hebbronville
Martindale
Donna
Hondo

Mathis
Maxwell
McAllen
Mercedes
Mission
Moore
New Braunfels
Nordheim
Odem
Pearsall
Pflugerville
Pharr
Premont
Raymondville
Rio Hondo
Robstown

San Antonio Territory except points noted in 2-day Division.

3
Business Days
After Receipt

4

Points of 2-day availability, Dallas Territory, according to schedule
of Head Office.
Points of 2-day availability, Houston Territory, according to sched­
ule of Houston Branch.

Eleventh District unassorted items.

Business Days
After Receipt

5
Business Days
After Receipt

6
Business Days
After Receipt

7
Business Days
After Receipt

See following page for references.

Runge
Sabinal
San Benito
San Juan
San Marcos
Seguin
Sinton
Skidmore
Chicago
Kansas City
Little Rock
Louisville
Memphis

So. San Antonio
Taft
Tynan
Uvalde
Waelder
Weslaco
Yoakum
Yorktown
New Orleans
Oklahoma City
Omaha
St. Louis

Atlanta
Baltimore
Birmingham
Brooklyn
Buffalo
Charlotte
Cincinnati
Cleveland
Denver
Detroit

Jacksonville
Los Angeles
Minneapolis
Nashville
New York City
Philadelphia
Pittsburgh
Richmond
San Francisco
St. Paul

Boston
Helena
Portland
Salt Lake City
Illinois
Indiana
Iowa
Kansas
Louisiana

6th Dist.
Michigan
Mississippi
Missouri
Nebraska
Oklahoma
10th Dist.
Wisconsin

Seattle
New Jersey
Spokane
New York
Alabama
North Carolina
Arkansas
Ohio
Delaware
Pennsylvania
Dist. of Columbia South Carolina
Georgia
Tennessee
Kentucky
Virginia
Maryland
Wyoming
Minnesota
California
Colorado
Connecticut
Florida
Maine
Massachusetts

New Hampshire
Rhode Island
Vermont
West Virginia

Arizona
12th Dist.
Idaho
Montana
Nevada
New Mexico
10th Dist.

North Dakota
Oregon
South Dakota
Utah
Washington

REFERENCES
t — United States Treasury Warrants should be listed in a separate cash letter from other items of immediate availability
t— Matured Interest Coupons from United States Government Securities should be listed on Form F. A. 211, and forwarded by
registered insured mail.
CLOSING HOURS
Immediate credit entries and deferred availability calculations will be made the day items are received, provided they
reach us prior to the closing hours designated in the following table for the various classes of items described therein.

In

case items are received too late to be handled on date of receipt, those immediately available will be credited on, and all
others will be deferred from, the following business day.
Central Time____________
10:30 A. M.........................

Checks and Drafts drawn on banks in City of San Antonio.

12:00 M_______________ .Miscellaneous checks and drafts of one or more days deferred availability according to this schedule.
(Saturday 11:00 a. m.)
(Except that items of ?1,000.00 or more will be received up to 12:00 noon on Saturday and 2:30 p. m.
on other days when listed in special letters containing only such items.)

I Drafts on Federal Reserve Bank of Dallas— Head Office and Branches.
3:00 P. M................ ..........< United States Treasury Warrants.
(Saturday 1:00 p. m.) ( Matured Interest coupons from United States Government Securities.