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Circular No. 10

FEDERAL RESERVE BANK

Series of 1928

August 16, 1928
Effective August 21, 1928

TRANSIT OPERATIONS
TIME S C H E D U L E S O F A V A IL A B IL IT Y

To the Member Bank Addressed:
For your guidance in forwarding items for credit, under the terms of our cur­
rent circular on Transit Operations, there will be found on the following pages time
schedules of availability accorded items received at the Federal Reserve Bank of
Dallas and its El Paso, Houston and San Antonio branches. Credit and availability
are, in each instance, subject to the receipt of actual payment, as specified in our
current circular on Transit Operations, Collection of Cash Items. These schedules
supersede all previous schedules and are subject to change without notice.
In order to expedite the forwarding of checks and to obtain prompt credit,
member banks are requested to sort and list checks in separate letters in accord­
ance with the divisions of these schedules. A notation should be placed on each
letter, plainly indicating when the items included are expected to be available as
reserve, such as “ immediate credit,” “ one day,” “ two days,” etc. Business days
only are to be counted in determining the availability date; for instance, a letter
containing two-day items received by us on Saturday within the hours designated
in these schedules would be available the following Tuesday.
Should a cash letter contain checks not sorted according to the time taken for
collection, as shown by these schedules, credit for the total of the letter may be de­
ferred, at our discretion, for a period sufficient to collect items of longest availabil­
ity contained therein.
Checks drawn on banks not located in a Federal reserve city, but bearing upon
their face a notation that they are payable at or receivable for immediate availa­
bility in a Federal reserve city, will be accepted on the same basis as checks drawn
on banks located in that city.
Yours very truly,

Governor.

This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org)

TIME S C H E D U L E -----H E A D O FF IC E
FOR ITEMS DRAWN ON POINTS IN—
AVAILABILITY
11TH DISTRICT

Immediate
Credit

1
Business Day
After Receipt

O T H E R D IS T R IC T S

Dallas
Cashier’s Checks and Expense Checks of all Federal Reserve Banks and Branches.
fUnited States Treasury Warrants.
fMatured Interest Coupons from United States Government Securities.
Drafts on Federal Reserve Bank of Dallas and its Branches; subject to inspection
and verification of signatures at the Head Office or Branch on which they are
drawn.
Little Rock
Oklahoma City

Houston
San Antonio

New Boston Round Rock Trenton
Lometa
Troup
Rowlett
Longview
Nocona
Royse City Troy
Oklaunion
Loraine
Tyler
Sadler
Eastland
Hamilton
Overton
Lorena
Valley Mills
Hamlin
'Ector
Palmer
St. Jo
Mabank
Valley View
Edgewood
Handley
Saltillo
Paradise
Malakoff
Van Alstyne
Sanger
Perry
Harrold
Electra
Mansfield
Santa Anna Venus
Emory
Pickton
Haskell
Marlin
Vernon
Pilot Point Santo
Ennis
Haslet
Marshall
Waco
Pittsburg
Savoy
Hawkins
Estelline
McGregor
Waxahachie
Seagoville
Plano
Eustace
Hedley
McKinney
Weatherford
Seymour
Point
Farmersville Henrietta
Melissa
West
Sherman
Post
Fate
Hillsboro
Memphis
Whitesboro
Pottsboro
Slaton
Ferris
Holland
Menard
Proctor
Smithfield
Whitewright
Forney
Honey Grove Meridian
Whitney
Purdon
Snyder
Howe
Forreston
Merit
Wichita
Stamford
Putnam
Ft. Worth Howland
Merkel
Falls
Stephenville
Quanah
Hubbard
Frisco
Mertens
Wills Point
Strawn
Quinlan
Hutto
Frost
Mesquite
Wilmer
Ranger
Gainesville Iowa Park
Mexia
Sulphur
Windom
Reagan
Irving
Garland
Midlothian
Springs
Red Oak
Italy
Gary
Milford
Sweetwater Winfield
Wolfe City
Redwater
Mineola
Georgetown Itasca
Tatum
Wortham
Rice
Gilmer
Jefferson
Mingus
Wylie
Richardson Taylor
Moody
Gladewater Josephine
Teague
Riesel
(Louisiana)
Moran
Goldthwaite Joshua
Temple
Shreveport
Ringgold
Mt. Calm
Justin
Gordon
Terrell
(Oklahoma)
Kaufman
Mt. Pleasant Rio Vista
Granbury
Texarkana
Atoka
Keller
Mt. Vernon Rochelle
Grand
Thorndale
Durant
Kemp
Rockdale
Mullin
Prairie
Thornton
Madill
Kerens
Rockwall
Munday
Tioga
Grand
Mill Creek
Rogers
Kilgore
Naples
Tolar
Saline
Killeen
Roscoe
Nevada
Trent
Rosebud
Newark
Grandview Kirkland
Kopperl
Granger
New Orleans
Denver
Atlanta
Kosse
Grapevine
Louisville
Kansas City
Birmingham
Greenville
Lampasas
Omaha
Memphis
Chicago
Groesbeck
Lancaster
St. Louis
Minneapolis
Cincinnati
Gunter
Leonard
Nashville
Cleveland
Hallsville
Lewisville

El Paso
Dallas Territory, the following places:

Business Days
After Receipt

Business Days
After Receipt

(Texas)
Brownwood
Abilene
Burkburnett
Albany
Caddo Mills
Cameron
Allen
Alvarado
Carlton
Alvord
Carrollton
Carthage
Anna
Cedar Hill
Anson
Celeste
Aquilla
Celina
Arlington
Arp
Chico
Childress
Athens
Chillicothe
Atlanta
Aubrey
Cisco
Clarendon
Baird
Cleburne
Barry
Clifton
Bartlett
Clyde
Beckville
Collinsville
Bellevue
Colorado
Bells
Comanche
Belton
Big Sandy Commerce
Big Spring Copperas
Cove
Blanket
Bloomburg Corsicana
Crandall
Blooming
Crawford
Grove
Crowley
Blum
Cumby
Bonham
Dawson
Bowie
Decatur
Brady
Brandon
DeKalb
Brashear
Denison
BreckenridgeDenton
Bremond
Dodd City
Bridgeport Dorchester
Bronte
Dublin

Dallas Territory, except points noted in 2-day
division.
Points of 2-day availability, Houston Territory,
according to schedule of Houston Branch.
Points of 2-day availability, San Antonio Territory,
according to schedule of San Antonio Branch.

Baltimore
Brooklyn
Buffalo
Charlotte
Detroit

Jacksonville _
New York City
Philadelphia
Pittsburgh
Richmond

St. Paul
Oklahoma
10th Dist.

Boston
Illinois
Michigan
Helena
Indiana
Minnesota
Los Angeles Iowa
Missouri
Salt Lake
Kansas
Nebraska
San Francisco Louisiana Ohio
Arkansas
6th Dist. Wisconsin
Georgia

Business Days
After Receipt

See following page for references:

Portland
Seattle
Spokane
Alabama
Colorado

Delaware
Dist. of Columbia
Kentucky
Maryland
Mississippi

New Jersey
New Mexico
10th Dist.
New York
North Carolina

Pennsylvania
South Carolina
Tennessee
Virginia
Wyoming

TIME S C H E D U L E — H E A D O FF IC E
AVAILABILITY

FOR ITEMS DRAWN ON POINTS IN—
11TH DISTRICT

6
Business Days
After Receipt

7
Business Days
After Receipt

8
Business Days
After Receipt

O T H E R D IST RIC T S

Connecticut
Florida
Maine

Massachusetts
Montana
New Hampshire

North Dakota
Rhode Island
South Dakota

Vermont
West Virginia

California

Idaho

Nevada

Utah

Arizona
12th Dist.

Oregon

Washington

REFERENCES
f__United States Treasury Warrants should be listed in a separate cash letter from other items of immediate availability.
t—Matured Interest Coupons from United States Government Securities should be listed on Form F. A. 211, addressed to
Federal Reserve Bank—Fiscal Agency Department, Station K, Dallas, Texas, and forwarded by registered insured mail.
CLOSING HOURS
Immediate credit entries and deferred availability calculations will be made the day items are received, provided they
reach us prior to the closing hours designated in the following table for the various classes of items described therein. In
case items are received too late to be handled on date of receipt, those immediately available will be credited on, and all
others will be deferred from, the following business day.
Central Time.
10:00 A. M. (Daily)...........Checks and Drafts drawn on banks in City of Dallas.
12:00 M_______________
(Saturday 11:00 a. m.)

3:00 P. M..........................
(Saturday 1:00 p. m.)

Miscellaneous checks and drafts of one or more days deferred availability according to this schedule.
(Except that items of $1,000.00 or more will be received up to 12:00 noon on Saturday and 2:30 p. m.
on other days when listed in special letters containing only such items.)
Drafts on Federal Reserve Bank of Dallas—Head Office and Branches.
United States Treasury Warrants.
Matured Interest coupons from United States Government Securities.

TIME SCHEDULE*— EL P A S O B R A N C H
FOR ITEMS DRAWN ON POINTS IN—

AVAILABILITY

11TH DISTRICT

Immediate
Credit

o
it
Business Days
After Receipt

Business Days
After Receipt

o t h e r d is t r ic t s

El Paso
Cashier’s Checks and Expense Checks of all Federal Reserve Banks and Branches.
fUnited States Treasury Warrants.
JMatured Interest Coupons from United States Government Securities.
Drafts on Federal Reserve Bank of Dallas and its Branches; subject to inspection
and verification of signatures at the Head Office or Branch on which they are
drawn.
Dallas
Houston
San Antonio
El Paso Territory, the following places:
(Texas)
Sierra Blanca
Anthony
Carrizozo
Stanton
Barstow
Deming
Tovah
Clint
Fabens
Van Horn
Hatch
(New
Hot Springs
Midland
Mexico)
Las Cruces
Odessa
Logan
Pecos
Alamogordo

Lordsburg
Nara Visa
Roswell
San Marcial
Santa Rosa
Tucumcari
Tularosa

Atlanta
Birmingham
Chicago
Cincinnati
Cleveland
Detroit
Jacksonville

Eleventh District unassorted items.

Business Days
After Receipt

Business Days
After Receipt

Business Days
After Receipt
See following page for references

Arizona
12th Dist.
Arkansas
California
Connecticut
Delaware

Spokane
Alabama
Colorado
Georgia

Dist. of Columbia
Florida
Maine
Maryland
Massachusetts
Minnesota

Illinois
Indiana
Iowa
Kentucky

Oregon

Portland
Richmond
Salt Lake City
Seattle
Kansas
Oklahoma
10th Dist.

Louisiana
6th Dist.
Michigan
Mississippi

New York
Montana
North Carolina
Nebraska
New Hampshire North Dakota
Pennsylvania
New Jersey
Rhode Island
New Mexico
South Carolina
10th Dist.

Nevada

Idaho

Louisville
Minneapolis
Nashville
Omaha
Pittsburgh
San Francisco
St. Paul

Baltimore
Boston
Brooklyn
Buffalo
Charlotte
Helena
New York City
Philadelphia

El Paso Territory, except points noted in 2-day Division.

Business Days
After Receipt

Business Days
After Receipt

(Arizona)
Benson
Bowie
Douglas
Nogales
Tucson
Wilcox

Denver
Kansas City
Little Rock
Los Angeles
Memphis
New Orleans
Oklahoma City
St. Louis

Utah

Washington

Missouri
Ohio
Wisconsin
South Dakota
Tennessee
Vermont
Virginia
West Virginia
Wyoming

REFERENCES
t— United States Treasury Warrants should be listed in a separate cash letter from other items of immediate availability.
{— Matured Interest Coupons from United States Government Securities should he listed on Form F. A. 211, and forwarded by
registered insured mail.

CLOSING HOURS
Immediate credit entries and deferred availability calculations will be made the day items are received, provided they
reach us prior to the closing hours designated in the following table for the various classes of items described therein.

In

case items are received too late to be handled on date of receipt, those immediately available will, be credited on, and aH
others will be deferred from, the following business day.
Mountain Time__________
10:30 A. M. (Daily)--------

Checks and Drafts drawn on banks in City of El Paso.

12:00 M------------------ -------Miscellaneous checks and drafts of one or more days deferred availability according to this schedule.
(Saturday 11:00 a. m.)
.
,
(Except that items of $1,000.00 or more will be received up to 12:00 noon on Saturday and 1:30 p. m.
on other days when listed in special letters containing only such items.)

2:00 P. M........................
(Saturday 12:00 m.)

Drafts on Federal Reserve Bank of Dallas— Head Office and Branches.
United States Treasury Warrants.
Matured Interest coupons from United States Government Securities.

TIME S C H E D U L E — H O U S T O N B R A N C H
FOR ITEMS DRAWN ON POINTS IN—

AVAILABILITY

11TH DISTRICT

Immediate
Credit

1
Business Day
After Receipt

2
Business Days
After Receipt

OTHER DISTRICTS

Houston
Cashier’s Checks and Expense Checks of all Federal Reserve Banks and Branches.
fUnited States Treasury Warrants.
fMatured Interest Coupons from United States Government Securities.
Drafts on Federal Reserve Bank of Dallas and its Branches; subject to inspection
and verification of signatures at the Head Office or Branch on which they are
drawn.
Dallas
San Antonio

New Orleans

El Paso
Houston Territory, the following places:
Columbus
(Texas)
Giddings
Conroe
Alvin
Hitchcock
Crockett
Bay City
Hull
Dayton
Beaumont
Humble
Dickinson
Bellville
Eagle Lake
Huntsville
Blessing
Joaquin
East Bernard
Bloomington
La Grange
Edna
Brenham
La Porte
El Campo
Brookshire
Leggett
Elgin
Bryan
Liberty
Caldwell
Fayetteville
Livingston
Flatonia
Chappel Hill
Lufkin
Galveston
Cleveland

Mauriceville
Nacogdoches
Navasota
New Ulm
Orange
Palacios
Palestine
Pasadena
Port Arthur
Richmond
Round Top
Rusk
Schulenberg

Business Days
After Receipt

4
Business Days
After Receipt

Points of 2-day availability, Dallas Territory, according to sched­
ule of Head Office.
Points of 2-day availability, San Antonio Territory, according to
schedule of San Antonio Branch.

Eleventh District unassorted items.

5
Business Days
After Receipt

6
Business Days
After Receipt

7
Business Days
After Receipt

8
Business Days
After Receipt
See following page for references.

Atlanta
Birmingham
Chicago
Kansas City
Little Rock

Teneha
Texas City
Timpson
Trinity
Victoria
Weimar
Winnie
Louisville
Memphis
Nashville
Oklahoma City
St. Louis

Baltimore
Brooklyn
Buffalo
Charlotte _
Cincinnati
Cleveland
Denver
Detroit
Jacksonville
Los Angeles

Minneapolis
New York City
Omaha
Philadelphia
Pittsburgh
Richmond
St. Paul
Louisiana
6th Dist.

Boston
Salt Lake City
San Francisco
Georgia
Illinois
Indiana
Iowa

Houston Territory, except points noted in 2-day Division.

3

Sealy
Shepherd
Shiro
Silsbee
Sour Lake
Spring
Sugarland

Kansas
Michigan
Mississippi
Missouri
Oklahoma
10th Dist.
Wisconsin

New York
North Carolina
Ohio
Pennsylvania

South Carolina
Tennessee
Virginia

Helena
Portland
Spokane
Alabama

Arkansas
Maryland
Delaware
Minnesota
Dist. of Columbia Nebraska
Kentucky
New Jersey

Seattle
California
Colorado

Connecticut
Florida
Maine

Massachusetts
Rhode Island
New Hampshire Vermont

West Virginia
Wyoming

Arizona
12th Dist.
Idaho

Montana
Nevada

New Mexico
10th Dist.

Utah

Oregon

Washington

North Dakota
South Dakota

REFERENCES
t—United States Treasury Warrants should be listed in a separate cash letter from other items of immediate availability,
t—Matured Interest Coupons from United States Government Securities should be listed on Form F. A. 211, and forwarded by
registered insured mail.
CLOSING HOURS
Immediate credit entries and deferred availability calculations will be made the day items are received, provided they
reach us prior to the closing hours designated in the following table for the various classes of items described therein.

In

case items are received too late to be handled on date of receipt, those immediately available will be credited on, and all
others will be deferred from, the following business day.
Central Time____________
10:00 A. M. (Daily)...........

Checks and Drafts drawn on banks in City of Houston.

12:00 M.________________'Miscellaneous checks and drafts of one or more days deferred availability according to this schedule.
(Saturday 11:00 a. m.)
(Except that items of $1,000.00 or more will be received up to 12:00 noon on Saturday and 2:30 p. m.
on other days when listed in special letters containing only such items.)
3:00 P. M.............................f Drafts on Federal Reserve Bank of Dallas—Head Office and Branches.
(Saturday 1:00 p. m.) < United States Treasury Warrants.
{ Matured Interest coupons from United States Government Securities.

TIME S C H E D U L E -----S A N A N T O N IO B R A N C H
FOR ITEMS DRAWN ON POINTS IN-

AVAILABILITY

11TH DISTRICT

Immediate
Credit

2
Business Days
After Receipt

OTHER DISTRICTS

San Antonio
Cashier’s Checks and Expense Checks of all Federal Reserve Banks and Branches.
fUnited States Treasury Warrants.
tMatured Interest Coupons from United States Government Securities.
Drafts on Federal Reserve Bank of Dallas and its Branches; subject to inspection
and verification of signatures at the Head Office or Branch on which they are
drawn.

El Paso
San Antonio Territory, the following places:
Alamo
Edcouch
Kingsbury
Alice
Edinburg
Kingsville
Austin
Falfurrias
Kyle
Beeville
Falls City
La Coste
Bishop
Floresville
La Feria
Brownsville
Fredericksburg La Prvor
Corpus Christi George West
Laredo
Cotulla
Goliad
Lockhart
Cuero
Gonzales
Luling
Del Rio
Gregory
Lyford
Devine
Harlingen
Marion
Dilley
Hondo
Martindale
Donna
Karnes City
Mathis
Eagle Pass
Kenedy
Maxwell

McAllen
Mercedes
Mission
Moore
New Braunfels
Nordheim
Odem
Orange Grove
Pearsall
Pflugerville
Pharr
Premont
Raymondville
Rio Hondo
Robstown
Runge

San Antonio Territory except points noted in 2-day Division.
Business Days
After Receipt

Points of 2-day availability, Dallas Territory, according to schedule
of Head Office.
Points of 2-day availability, Houston Territory, according to sched­
ule of Houston Branch.

Eleventh District unassorted items.
Business Days
After Receipt

Business Days
After Receipt

Business Days
After Receipt

Business Days
After Receipt

See following page for references,

Sabinal
San Benito
San Juan
San Marcos
Seguin
Sinton
Skidmore
So. San Antonio

Taft
Three Rivers
Tynan
Uvalde
Waelder
Weslaco
Yoakum
Yorktown

Birmingham
Chicago
Kansas City
Little Rock
Louisville

Memphis
Nashville
New Orleans
Oklahoma City
St. Louis

Atlanta
Baltimore
Brooklyn
Buffalo
Charlotte
Cincinnati
Cleveland
Denver
Detroit

Jacksonville
Los Angeles
Minneapolis
New York City
Omaha
Philadelphia
Pittsburgh
Richmond
St. Paul

Boston
Helena
Portland
Salt Lake City
San Francisco
Illinois
Indiana
Iowa
Kansas

Louisiana
6th Dist.
Michigan
Mississippi
Missouri
Oklahoma
10th Dist.
Wisconsin

Seattle
Nebraska
Spokane
New Jersey
Alabama
New York
Arkansas
North Carolina
Ohio
Delaware
Dist. of Columbia Pennsylvania
Georgia
South Carolina
Kentucky
Tennessee
Maryland
Virginia
Minnesota
California
Colorado
Connecticut
Florida
Maine
Massachusetts

New Hampshire
Rhode Island
Vermont
West Virginia
Wyoming

Arizona
12th Dist.
Idaho
Montana
Nevada
New Mexico
10th Dist.

North Dakota
Oregon
South Dakota
Utah
Washington

REFERENCES
t— United States Treasury Warrants should be listed in a separate cash letter from other items of immediate availabilit>
±— Matured Interest Coupons from United States Government Securities should be listed on Form F. A. 211, and forwarded by
registered insured mail.

CLOSING HOURS
Immediate credit entries and deferred availability calculations will be made the day items are received, provided they
reach us prior to the closing hours designated in the following table for the various classes of items described therein.

In

case items are received too late to be handled on date of receipt, those immediately available will be credited on, and all
others will be deferred from, the following business day.
Central Time____________
10:30 A. M.........................

Checks and Drafts drawn on banks in City of San Antonio.

12:00 M.________________ Miscellaneous checks and drafts of one or more days deferred availability according to this schedule.
(Saturday 11:00 a. m.)
(Except that items of $1,000.00 or more will be received up to 12:00 noon on Saturday and 2:30 p. m.
on other days when listed in special letters containing only such items.)

{

Drafts on Federal Reserve Bank of Dallas— Head Office and Branches.
United States Treasury Warrants.
Matured Interest coupons from United States Government Securities.