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F E D E R A L R ESER VE BANK
OF

Circular No. 3
Series o f 1924

DALLAS

March 20, 1924.

T R A N S IT O P E R A T IO N S
TIME S C H E D U L E S O F A V A I L A B I L I T Y

To the Member Bank Addressed:

For your guidance in forwarding items for credit, under the terms of our
current circular on Transit Operations, there will he found on the following
pages time schedules of availability accorded items received at the Federal
Reserve Bank of Dallas and its El Paso and Houston branches. Credit and
availability are, in each instance, subject to our actual receipt of payment, as
specified in our current circular on Transit Operations, Collection of Cash Items.
These schedules supersede all previous schedules and are subject to change
without notice.
In order to expedite the forwarding of checks and to obtain prompt credit,
member banks are requested to sort and list checks in separate letters in ac­
cordance with the divisions of these schedules. A notation should be placed on
each letter, plainly indicating when the items included are expected to be avail­
able as reserve, such as “ immediate credit” , “ one day” , “ two days” , etc. Busi­
ness days only are to be counted in determining the availability date; for in­
stance, a letter containing two-day items received by us on Saturday within the
hours designated in these schedules would be available the following Tuesday.
Should a cash letter contain checks not sorted according to the time taken
for collection, as shown by these schedules, credit for the total of the letter may
be deferred, at our discretion, for a period sufficient to collect items of longest
availability contained therein.
Checks drawn on banks not located in a Federal reserve city but bearing
upon their face a notation that they are payable at or receivable for immediate
availability in a Federal reserve city will be accepted on the same basis as
checks drawn on banks located in that city.
Yours very truly,

Governor.

This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org)

TIME S C H E D U L E — H E A D O F F IC E
FOR ITEMS DRAWN ON POINTS IN-

AVAILABILITY

11TH DISTRICT

Immediate
Credit

OTHER DISTRICTS

Dallas
Cashier’s Checks and Expense Checks of all Federal Reserve Banks and Branches.
©United States Treasury Warrants.
©Matured Interest Coupons from United States Government Securities.
Drafts on Federal Reserve Bank of Dallas and its Branches; subject to inspection
and verification of signatures at the Head Office or Branch on which they are
drawn.
Drafts on members of Eleventh District Reserve City Clearing House, when stamped
payable through Reserve City Clearing House.
Oklahoma City

Business Days
After Receipt

Business Days
After Receipt

Morgan
Rice
El Paso
Kosse
Temple
Dallas Territory, the following places:
Krum
Mt. Pleasant Richardson Terrell
Mt. Vernon Riesel
(T exas)
Decatur
Grandview Lampassas
Boyd
Texarkana
Mullin
Lancaster
Abbot
*Brady
Granger
Ringgold
Denison
Thornton
’"Murchison Rio Vista
Greenville
*Leesburg
Abilene
Brandon
Denton
Tom Bean
Nevada
Groesbeck
*Travis
Allen
*D’Hanis
Leonard
*Rochelle
*Brashear
*Hamilton
Dodd City
Lometa
Newark
*Rockdale
Trenton
Alma
Brazos
*New
Dorchester Handley
*Longview
Rockwall
Alvarado
Troy
Bremond
Braunfels *Rogers
Alvord
Haslet
*Lorena
Trumbull
Bridgeport Dublin
*Newsome
Anna
Valley View
*Brownwood Duncanville *Hebron
Lott
Rosebud
*Annona
Nocona
Henrietta
Mabank
Rowlett
Van Alstyne
*Bruceville Eastland
*Anson
Malakoff
*Normangee Royse City Venus
Ector
Hillsboro
Burleson
*Manor
St. Jo
Holland
*Vickery
Argyle
Burlington *Eddy
Palmer
Arlington
Honey Grove Mansfield
Paradise
Saltillo
Waco
Caddo Mills *Emhouse
Marlin
*Atlanta
Howe
San Antonio Waxahachie
Calvert
Paris
*Emory
*Marshall
Sanger
"Howland
Aubrey
*Carthage
Park
Weatherford
Ennis
Hubbard
McGregor
San Marcos West
Cedar Hill
Springs
Austin
Eustace
*Avalon
McKinney
Santa Anna Whitesboro
Everman
*Hughes
Pecan Gap
Celeste
Melissa
Santo
Pendleton
Baird
White wright
Celina
Farmersville Springs
Meridian
Petty
Savoy
*Wills Point
*Bangs
Chilton
Hutchins
Ferris
Merit
Scurry
Windom
Pilot
Bardwell
Cisco
Floyd
Irving
Merkel
Point
Seagoville
Wortham
Barry
Italy
Forney
Cleburne
Mertens
Plano
Sherman
Wylie
Itasca
Clifton
Forreston
Bartlett
Mesquite
Ponder
Smithfield
(Louisiana)
*Beckville
Collinsville Fort Worth *Jefferson
Mexia
Strawn
’"Pottsboro
Shreveport
Bellevue
Frisco
Joshua
Comanche
Midlothian
*Streetman
(Oklahoma)
Frost
*Powell
Justin
Bells
Commerce
Milford
Achille
Sulphur
*Proctor
Gainesville Kaufman
Belton
*Como
Milsap
*Bokchito
Garland
Keller
Ranger
Springs
Ben Arnold Copperas
*Durant
*Mineola
Georgetown Kemp
Sunset
Ben Franklin Cove
Reagan
*Gilmer
Mingus
Kenefic
*Kempner
Taylor
Corsicana
Red Oak
Blooming
Moody
*Teague
Godley
Madill
Rhome
Crandall
Grove
Kerens
Crawford
Goldthwaite *Kilgore
Blossom
1 Birmingham
Little Rock
Omaha
Gordon
Killeen
Crowley
Bonham
8 Chicago
Memphis
St. Louis
*Cumby
Grand
*Kleburg
Bowie
B Kansas City
New Orleans
Prairie
Kopperl
*Boyce
Dawson
Dallas Territory, the following places:
Cotulla
*Brookston
Goodnight
Oklaunion
(Texas)
Kingsbury
Maypearl
Coupland
Kirkland
Addison
Goree
Buckholts
McCaulley
Omaha
*Graham
Covington
*Kirven
Alba
Buda
Memphis
Osceola
Albany
Cresson
Granbury
Buffalo
Kyle
Menard
Ovalo
Daingerfield
Aledo
Burnet
Grand Saline La Coste
Alexander
Mercury
De Kalb
Overton
Grapevine
Bynum
Ladonia
Detroit
Gunter
Aquilla
Cameron
*Lamkin
Milano
Penelope
Devine
Gustine
Campbell
Athens
La Rue
*Miles
*Perry
Donie
Hagerman
Canton
Avery
LaVernia
Moore
*Personville
Edgewood
Carlton
Hallsville
Avinger
Leander
Electra
Carrollton
Moran
Hamlin
Pflugerville
Bagwell
Leary
*Elm Mott
Ballinger
Harrold
Cason
Picton
Mt. Calm
Liberty Hill
Bertram
Enloe
Haskell
Chandler
*Muenster
Pittsburg
Lillian
Estelline
*Big Sandy
Hawkins.
Chico
Munday
Point
Llano
Fairfield
Big Springs
Hawley
Childress
Murphy
Polytechnic
Fairlie
Blanket
Hearne
Chillicothe
Lohn
*Bloomburg
Fate
Hedley
Claire tte
Poth
Myra
Lone Oak
Floresville
Blue Ridge
Clarendon
HeidenNaples
Pritchett
Lueders
Flynn
heimer
Bluff Dale
Clarksville
Nash
Prosper
Malone
Blum
Franklin
Hico
Claude
*New Baden
Purdon
Gary
Marble Falls
Boerne
Hooks
*Clyde
Bomarton
Garza
Hutto
Coleman
*Putnam
New Boston
Marquez
Bonita
Gatesville
Iowa Park
Colorado
Newlin
Quanah
Mart
*BreckenGladewater
Irene
Cooledge
Oakwood
Quinlan
*Mason
Golden
ridge
Jacksboro
Cooper
Randolph
Oglesby
Goodlett
Maud
Britton
Copeville
Josephine

See following page for references.

TIME S C H E D U L E — H E A D O F F IC E
FOB ITEMS DRAWN ON POINTS IN-

AVAILABILITY

11TH DISTRICT

Business Days
After Receipt
(Continued)

Dallas Territory, the following places(Texas)
San Saba
Thorndale
Thrall
Redwater
Seymour
Tioga
*Reinhardt South San
Tolar
Renner
Antonio
*Trent
Richland
Stamford
Trinidad
Ridgeway
Stephenville Troup
Roanoke
Sulphur Bluff Tyler
Roscoe
Rotan
Sweetwater Valera
Valley Mills
Round Rock Sylvester
Vernon
Rowena
Talpa
Waskom
Roxton
Weinert
Tatum
Sabinal
Tehuacana Weir
*Sadler
*Weston
Teneha
Sager ton

-Continued:
Whitney
Wichita
Falls
Wilmer
Winnsboro
Winona
Wolfe City
Zephyr

OTHER DISTRICTS

(O k la h o m a )

C aney

Albion
Antlers
Atoka
Bennington
Caddo
Calera

Centrahoma
Clarita
*Clayton
Colbert
Coleman

*Ft. Towson
Grant
Haworth
Hugo
*Idabel
Kemp City

*E1 Reno, Ok.
*Ardmore, Ok.
Atlanta
*Enid, Ok.
Delhi
Baltimore
*Guthrie, Ok.
*Bartlesville, Ok Jacksonville
Minden
Brooklyn
*Lawton, Ok.
Ruston
Buffalo
Louisville
Vivian
*Chickasha, Ok.
*McAlester, Ok.
Cincinnati
Minneapolis
Points of 2-day availability, Houston Territory, Cleveland
*Muskogee, Ok.
Denver
according to schedule of Houston Branch.
Nashville
Detroit
(Louisiana)

Kingston
Mill Creek
Tupelo
*Tushka
Wapanucka
Woodville

New York City
*Okmulgee, Ok.
Philadelphia
Pittsburgh
*Ponca City, Ok.
Richmond
*Sapulpa, Ok.
*Shawnee, Ok
St. Paul, Minn.
*Tulsa, Ok.

Boston
Helena
Los Angeles
Salt Lake
San Francisco
Illinois
Indiana
Iowa

*Kansas
^Louisiana
6th Dist.
Michigan
*Missouri
Oklahoma
10th Dist.

Eleventh District—Unassorted Items.

Business Days
After Receipt

Dallas Territory, except points noted in 2-day and 3-day divisions,
or Dallas Territory Unassorted.
Points of 3-day availability, Houston Territory, according to sched­
ule of Houston Branch.
Points of 2-day availability, El Paso Territory, according to sched­
ule of El Paso Branch.

Ohio
Pennsylvania
Virginia
*Wisconsin

Business Days
After Receipt

Business Days
A fter Receipt

Business Days
A fter Receipt
Business Days
A fter Receipt

Portland
Seattle
Spokane

Arkansas
Delaware
Dist. of Columbia

*Georgia
Maryland
Nebraska
New York
New Jersey

^Alabama
Colorado
Connecticut

^Florida

Kentucky
Maine
Massachusetts
Minnesota

Mississippi
New Hampshire
North Carolina
Rhode Island

South Carolina
Tennessee
Vermont
West Virginia

California
Idaho
Montana

Nevada
New Mexico
10th Dist.

North Dakota
South Dakota

Utah
Wyoming

*Arizona
12th Dist.

Oregon

Washington

REFERENCES

*—Collection time on these points has been changed since issuing our Circular No. 3, Series 1923.
0 —United States Treasury Warrants should be listed in a separate cash letter from other items of immediate availability.
0 —Matured Interest Coupons from United States Government Securities should be listed on Form F. A. 211 addressed to
Federal Reserve Bank—Fiscal Agency Department, Station K, Dallas, Texas, and forwarded by registered insured mail.
CLOSING HOURS

Immediate credit entries and deferred availability calculations will be made the day items are received, provided they
reach us prior to the closing hours designated in the following table for the various classes of items described therein. In
case items are received too late to be handled on date of receipt, those immediately available will be credited on, and all
others will be deferred from, the following business day.
10:00 A. M. (Daily)...... ,

Checks and Drafts drawn on banks in City of Dallas.

10:30 A. M......................
(Saturday 9:30 a. m.)

Drafts drawn on Members Eleventh District Reserve City Clearing House stamped “ payable through
Reserve City Clearing House.”

12:00 M...........................
(Saturday 11:00 a. m.)

Miscellaneous Checks and Drafts of one or more days availability according to this schedule.

3:00 P. M_____________
(Saturday 1:00 p. m.)

( Drafts on Federal Reserve Bank of Dallas—Head Office and Branches.
• United States Treasury Warrants.
<
( Matured Interest coupons from United States Government Securities.

TIME S C H E D U L E — E L P A S O B R A N C H
FOR ITEMS DRAWN ON POINTS IN—
AVAILABILITY

Immediate
Credit

2
Business Days
After Receipt

11TH DISTRICT

OTHER DISTRICTS

El Paso
Cashier’s Checks and Expense Checks of all Federal Reserve Banks and Branches.
©United States Treasury Warrants.
©Matured Interest Coupons from United States Government Securities.
Drafts on Federal Reserve Bank of Dallas and its Branches; subject to inspection
and verification of signatures at the Head Office or Branch on which they are
drawn.
Drafts on members of Eleventh District Reserve City Clearing House, when stamped
Payable through Reserve City Clearing House.
Dallas
Houston
El Paso Territory, the following places:
(Texas)
(New Mexico)
Deming
Fabens
Albuquerque
Las Cruces
Marfa
Anthony
Logan
Sierra Blanca
Carrizozo
Nara Visa
Van Horn
Corona

Santa Rosa
San Marcial
San Jon

Socorro
Tucumcari
Tularosa

♦Denver
Kansas City
Los Angeles
Oklahoma City

El Paso Territory, the following places:

3
Business Days
After Receipt

4
Business Days
After Receipt

5
Business Days
After Receipt

(Texas)

(Arizona)

(New Mexico)

Alpine
Marathon
Sanderson

Benson
Bowie
Douglas
Tucson
Willcox

Belen
Hot Springs
Lordsburg
Magdalena

Chicago
Cincinnati
Detroit
Little Rock
Memphis
Minneapolis

El Paso Territory, except points noted in 2-day and 3-day Divisions,
or El Paso Territory—Unassorted.
Points of 2-day availability, Dallas Territory, as shown by sched­
ule of Head Office.
Points of 2-day availability, Houston Territory, as shown by sched­
ule of Houston Branch.

Eleventh District--Unassorted Items.

6
Business Days
After Receipt

7
Business Days
After Receipt

8
Business Days
After Receipt

See following page for references.

♦Arizona
12th Dist.
Arkansas
California
Connecticut

♦Florida
Idaho
Kentucky
Alabama

Baltimore
Portland
Seattle
Spokane
Delaware
Dist. Columbia
♦Georgia
Indiana
Maine

Maryland
Mississippi
Montana
Oregon

Nashville
New Orleans
Omaha
San Francisco
St. Louis
St. Paul

*Ardmore, Ok.
Atlanta
♦Bartlesville, Ok.
Boston
Birmingham
Brooklyn
Buffalo
♦Chickasha, Ok.
Cleveland
*E1 Reno, Ok.
♦Enid, Ok.
*Gutkrie, Ok.
Helena
Jacksonville
♦Lawton, Ok.

Louisville
♦McAlester, Ok.
♦Muskogee, Ok.
New York City
*Okmulgee, Ok.
Philadelphia
Pittsburgh
*Ponca City, Ok.
Richmond
Salt Lake City
♦Sapulpa, Ok.
*Shawnee, Ok.
*Tulsa, Ok.
♦Kansas

♦Colorado
Illinois
Iowa

Massachusetts
Minnesota
Nebraska
New Hampshire
New Jersey

Nevada
North Carolina
North Dakota
Washington

♦Louisiana
6th Dist.
Michigan
♦Missouri

Oklahoma
10th Dist.
Wisconsin

♦New Mexico
10th Dist.
New York
Ohio
Pennsylvania

Rhode Island
Tennessee
Vermont
Virginia

South Carolina
South Dakota
Utah

West Virginia
♦Wyoming

REFERENCES

*—Collection time on these points has been changed since issuing our Circular No. 3, Series 1923.
® — United States Treasury Warrants should be listed in separate cash letter from other items of immediate availability.
(D— Matured Interest Coupons from United States Government Securities should be listed on Form F. A. 211, and forwarded by
registered insured mail.

CLOSING HOURS
Immediate credit entries and deferred availability calculations will be made the day items are received, provided they
reach us prior to the closing hours designated in the following table for the various classes of items described therein.
case items are received too late to be handled on date of receipt, those immediately available will be credited on,

In

and all

others will be deferred from, the following business day.
9:15 A. M. (Daily)..............

Checks and Drafts drawn on banks in City of El Paso.

12:00 M----------------------------(Saturday 11:00 a. m.)

Miscellaneous Checks and Drafts of one or more days availability according to this schedule.

9:30 A. M— ....................... (Saturday 8:30 A. M.)

Drafts drawn on members of Eleventh District Reserve City Clearing
through Reserve City Clearing House.”

2:00 P. M................................ ( Drafts on Federal Reserve Bank of Dallas— Head Office and Branches.
(Saturday 12:00 m.)
< United States Treasury Warrants.
( Matured Interest coupons from United States Government Securities.

House

stamped

“payable

TIME S C H E D U L E — H O U S T O N B R A N C H
FOR ITEMS DRAWN ON POINTS IN—

AVAILABILITY

11TH DISTRICT

Immediate
Credit

OTHER DISTRICTS

Houston
Cashier’s Checks and Expense Checks of all Federal Reserve Banks and Branches.
©United States Treasury Warrants.
©Matured Interest Coupons from United States Government Securities.
Drafts on Federal Reserve Bank of Dallas and its Branches; subject to inspection
and verification of signatures at the Head Office or Branch on which they are
drawn.
Drafts on members of Eleventh District Reserve City Clearing House, when stamped
______ payable through Reserve City Clearing House.

1
Business Day
After Receipt

2
Business Days
After Receipt

New Orleans
Dallas

El Paso
Houston Territory, the following places:
Burton
Francitas
(Texas)
♦Caldwell
Galveston
Alta Loma
Carmine
Giddings
Alvin
Chappel Hill
Harrisburg
Angleton
Cleveland
♦Bastrop
Hempstead
Corpus Christi
Bay City
Hitchcock
Dayton
Beaumont
Hull
Dickinson
Bellville
Eagle Lake
Humble
Bishop
Bloomington
East Bernard
Karnes City
Brenham
Elgin
Kingsville
Bryan
Fayetteville
Blessing
La Grange
Falls City
Brazoria
Flatonia
La Porte
Brookshire
Houston Territory, the following places:
Dobbin
Jasper
Kenedy
Donna
Alamo
Edna
Kenney
Alto
El Campo
Kirbyville
Amman sville
La Feria
Elkhart
♦Anderson
Lexington
Ellinger
Appleby
Livingston
Freeport
Beasley
Gallatin
Lockhart
Beeville
Louise
Ganado
Bedias
Lovelady
Garwood
*Booth
Madisonville
Glenflora
Brownsville
Mathis
Gonzales
Buna
McAllen
Goose Creek
♦Cat Spring
Grapeland
McDade
Chireno
Hallettsville
Maydelle
Colmesneil
Mercedes
Harlingen
Columbus
Mission
Harwood
Corrigan
Moulton
Huntsville
Crosby
Mt. Selman
Inez
Cuero
Nacogdoches
Iola
♦Deanville
♦Neches
Jacksonville
Dialville
(Texas)

3
Business Days
After Receipt

League City
Leggett
Liberty
Lufkin
Luling
Lyford
Lyons
Magnolia
Mauriceville
Maxwell
Montgomery
Navasota
New Ulm
Orange
Palacios
♦Palestine
New Waverly
Nixon
Nordheim
North Zulch
Odem
Onalaska
Paige
Pearland
Pharr
Port Lavaca
*Port Neches
Ponta
Raymondville
Red Rock
Richards
Riverside
Riviera
Rock Island
*Rosenberg
Round Top
Runge

Points of 2-day availability, Dallas Territory, according to schedule of Head Office.

Houston Territory except points noted in 2-day and 3-day Divisions
—Unassorted.

4
Business Days
After Receipt

Points of 3-day availability, Dallas Territory, according to sched­
ule of Head Office.
Points of 2-day availability, El Paso Territory, according to sched­
ule of El Paso Branch.

See following page for references.

Pasadena
Port Arthur
Refugio
Richmond
Robstown
Schulenberg
Sealy
Shiro
Shepherd
Silsbee

Sinton
Spring
Sugarland
Sweeney
Texas City
Waelder
Wallis
Weimar
Wharton
Winnie

Atlanta
Birmingham
Kansas City
Little Rock
Rusk

San Benito
San Juan
Saratoga
Shiner
Skidmore
Smiley
*Smithville
Somerville
Sour Lake
Sweethome
Taft
*Trinity
Tomball

Louisville
Memphis
Nashville
Oklahoma City
St. Louis
Velasco
Victoria
Waller
West
Columbia
Wells
Weslaco
Westhoff
Willis
Winchester
Woodville
Woodsboro
Yoakum
Yorktown

Baltimore
Buffalo
Chicago
Cincinnati
Cleveland
Denver
Detroit
Jacksonville
♦Los Angeles

Minneapolis
Omaha
Philadelphia
Pittsburgh
Richmond
St. Paul
*Louisiana
6th Dist.

*Ardmore, Ok.
♦Bartlesville, Ok.
Boston
Brooklyn
*Chickasha, Ok.
♦El Reno, Ok.
*Enid, Ok.
♦Guthrie, Ok.
♦Lawton, Ok.
♦McAlester, Ok.
♦Muskogee, Ok.

New York City
♦Okmulgee, Ok.
♦Ponca City, Ok.
Salt Lake City
San Francisco
♦Sapulpa, Ok.
♦Shawnee, Ok.
♦Tulsa, Ok.
♦Georgia
♦Kansas
♦Missouri

TIME S C H E D U L E — H O U S T O N B R A N C H
FOR ITEMS DRAWN ON POINTS IN—

AVAILABILITY

11TH DISTRICT
K
d
Business Days
A fter Receipt

Eleventh District—Unassorted Items.

6
Business Days
A fter Receipt

7
Business Days
A fter Receipt

Helena
Spokane
Arkansas
Delaware

Dist. Columbia
Illinois
Indiana

Iowa
Kentucky
Maryland

Portland
Seattle
Alabama
Colorado

Connecticut
*Florida
Maine
Massachusetts

Minnesota
Nebraska
New Hampshire
New Jersey

Arizona
12th Dist.

California

New Mexico
10th Dist.

Idaho

Montana

|
■
■

Pennsylvania
Tennessee

Michigan
Mississippi
Ohio
Oklahoma
10th Dist.

Virginia
Wisconsin

New York
North Carolina
Rhode Island

South Carolina
Vermont
West Virginia

Wyoming

Oregon

| OTHER DISTRICTS

Washington

Nevada
North Dakota

South Dakota
Utah

8
Business Days
A fter Receipt

9
Business Days
A fter Receipt

REFERENCES

*__Collection time on these points has been changed since issuing our Circular No. 3, Series 1923.
_United States Treasury Warrants should be listed in separate cash letter from other items of immediate availability.
^ __Matured Interest Coupons from United States Government Securities should be listed on Form F. A. 211, and forwarded by
registered insured mail.
q

CLOSING HOURS

Immediate credit entries and deferred availability calculations will be made the day items are received, provided they
reach us prior to the closing hours designated in the following table for the various classes of items described therein. In
case items are received too late to be handled on date of receipt, those immediately available will be credited on, and all
others will be deferred from, the following business day.
10:00 A. M. (Daily)______

Checks and Drafts drawn on banks in City of Houston.

10:30 A. M-----------------(Saturday 9:30 a. m.)

Drafts drawn on members of Eleventh District Reserve City Clearing House
through Reserve City Clearing House.”

12:00 M----------------------(Saturday 11:00 a. m.)

Miscellaneous checks and drafts of one or more days availability according to this schedule.

3:00 P. M_____________
(Saturday 1:00 p. m.)

Drafts on Federal Reserve Bank of Dallas—Head Office and Branches.
United States Treasury Warrants.
Matured Interest coupons from United States Government Securities.

stamped “payable