Federal Reserve Bank of Dallas. "Statement on Fair Lending Compliance and the Ability-to-Repay and Qualified Mortgage Standards Rule : Interagency Statement on Fair Lending Compliance, Notice 13-35," District Notices (Federal Reserve Bank of Dallas) (October 25, 2013). https://fraser.stlouisfed.org/title/5569/item/616107/content/pdf/frbdallas_circ_20131024_no2013-34_statement, accessed on September 7, 2026.