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F ederal R eserve Bank OF DALLAS W IL L IA M H. W ALLACE FIRST V IC E PR E S ID E N T AND C H IE F O PER A TIN G O FFIC ER January 23, 1990 DALLAS, TEXAS 7 5 2 2 2 Circular 90-07 TO: The Chief Executive Officer of all member banks and others concerned in the Eleventh Federal Reserve District SUBJECT September 1989 Uniform Bank Performance Report (UBPR) DETAILS The Federal Financial Institutions Examination Council (FFIEC) has announced that the March 1989 UBPR is ready for distribution and sale to the public. The FFIEC is again making available computer tapes of UBPR data for the September 1989 edition. The quarterly UBPR permits both summary and in-depth analysis of a commercial bank’s performance and trends. ATTACHMENTS Ordering instructions for the UBPR and ancillary reports are attached. MORE INFORMATION For more information about the UBPR, please contact Dorsey Davis at (214) 744-7420. For additional copies of this circular, please contact the Public Affairs Department at (214) 651-6289. Sincerely yours For additional copies of any circular please contact the Public A ffairs D ep artm en t at (214) 651 -6 2 8 9 . Banks and others are encouraged to use the follow ing in coming W A TS numbers in c o ntacting this Bank (800) 4 4 2 -7 1 4 0 (intrastate) and (800) 5 2 7 -9 2 0 0 (interstate). This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org) THE UNIFORM BANK PERFORMANCE REPORT ORDER FORM Complete the appropriate columns indicating the UBPR products desired. Send order form and check (made payable to the: Federal Financial Institutions Examination Counci I) to: UBPR, Department 4320, Chicago, IL 60673. For additional information / on your UBPR publications order status please call the FDIC Disclosure Group at (800) 843-1669 (in the Washington, DC area (202) 898-7108). For questions regarding content of the UBPR products, please call Jon Uisnieski at (202) 357-0111. FOR FDIC USE ONLY! Completed order should be Mailed to: Log N u mb e r . .. _________________________________________ Date Received NAME (Bank or Company): _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ Dollar Amount STREET ADDRESS: Date Entered. CONTACT PERSON: P.O. BOX: CITY: _______________________________________________ ___________________________ TELEPHONE NUMBER: Order Number _________________________________________ FDIC CERT.# STATE: _ _ _ _ _ _ _ _ _ ____________________ Date Mai led.. Processed By. ZIP: Requestors ID DATE ORDERED: ___ Bank Report For Bank Name City Z State ip Code Call Report # of Copies Requested Date Unit Cost Total Cost 1. $ 2. $30.00 $ 3. $30.00 $ 4. $30.00 $ 5. $30.00 $ 6. $30.00 $ 7. $30.00 $ 8. $30.00 $ 9. $30.00 $ 10. I I $30.00 $30.00 $ ..... I ---------------------Peer Group Report $50.00 | $ Peer Group Report | 1- $50.00 i 21. liiili State Average Report 2. ; "/'is;?: State Average Report $30.00 ' ' ' - | $ $30.00 $ -------r ...! User's Guide for the Unifor* Bank Performance Report Total Cost of Your Order (amxnt enclosed): i $15.00 THE SEPTEMBER 1989 UNIFORM BANK PERFORMANCE REPORT IS NOW AVAILABLE! General Information The Uniform Bank Performance Report (UBPR) is an analytical tool created for bank supervisory, examination, and management purposes. In a concise format, it shows the impact of management decisions and economic conditions on a bank's performance and balance-sheet composition and is produced for each insured bank in the United States. The UBPR is computer-generated from the FDIC data base, contains several year's worth of data, and the data is presented in ratio,percentage, and dollar formats. Currently, there are five unique UBPR products available to the general public: o Bank Report - (approximately 12 pages) prepared for each insured bank in the U.S. Page Description - Table of Content 1 Summary Ratios 2 Income Statement ($000) 3 Noninterest Income & Expenses ($000) 4 Balance Sheet ($000) 5 Commitments and Contingencies 6 Composition of Assets & Liabilities 7 Loan Allowance & Loan Mix 8 Past Due, Nonaccrual & Restructured Loans 9 Maturity & Repricing Distribution 10 Liquidity & Investment Portfolio 11 Capital Analysis o Peer Gr ot p Report - (approximately 210 pages) contains eight pages of ratio averages for each of the 25 Peer Groups as well as the nation. Page Description - Table of Content 1 Summary Ratios 2 Overhead, Yield & Cost Ratios 3 Composition of Assets & Liabilities 4 Loan Allowance & Loan Mix 5 Past Due, Nonaccrual & Restructured Loans 6 Maturity & Repricing Distribution 7 Investment Portfolio & Capital Analysis 8 Commitments and Contingencies o State A v erage Report - (approximately 55 pages) contains one page of Summary Ratio averages (in the same format as page 1 of the Bank Report) for each state in the U.S. and the nation, o U s e r ’s Guide for the UBPR - (approximately 100 pages) documents the Bank Report. The User's Guide includes: o General and technical UBPR information o A sample of each UBPR page and a description of each line item o A worksheet for calculating tax-equivalency adju s t m en t . o Public Disclosure Tapes - makes the data printed on the Bank Report hard copies available on tape in bulk format for all banks, peer groups and state averages. These tapes are of use to requestors who wish to select or analyze data for large numbers of banks or groups. A typical UBPR edition would include a maximum of: eight unique tapes for bank data, eight unique tapes for bank rank data, and one tape for peer group and state average data. Data Formats The typical UBPR format consists of the following: o Year-End - Five consecutive year-end periods (i.e., December 1988 through December 1984). o Mon-Year-End - Current period, one-year ago from the current period, and three year-end periods (i.e., September 1989, September 1988, December 1988, December 1987 and December 1986). Data Types The typical UBPR Publication presents three types of data for each of five periods: o Bank-Level Ratio and Dollar Values: The source of all bank financial data in all of the UBPR publications is the FFIEC Call Reports, which are filed on a calendar quarter basis. o Peer Group Averages: The UBPR system classifies insured commercial banks into 25 unique Peer Groups to show how a group of banks with similar characteristics has performed. This information can be used as a benchmark to assess an individual bank's asset and liability structure, earnings level and off-balance sheet exposure, o Bank Percentile Ranks: Based on the 25 UBPR Peer Groups, the UBPR system ranks each bank ratio within each Peer Group in an ascending order. The resulting numerical value of the bank percentile rank will range from 99 to 0 and should provide the user with a sense or relative position within the UBPR peer group. UBPR Data Availability Each quarter, approximately 90 days after the Call Report date, every insured commercial bank will automatically receive a copy of its own UBPR Bank Report free of charge. If you have misplaced your bank's UBPR Bank Report an additional copy may be purchased (through the FDIC Disclosure Group). In addition, you may also purchase your competitors Bank Report or any other UBPR product by using the order form on the back side of this page. UBPR EDITION AVAILABILITY YEAR 1989 1988 1987 1986 1985 1984 1983 1982 1981 MARCH Yes Yes Yes Yes - JUNE Yes SEPTEMBER DECEMBER Yes Apr iI 9 0 1 Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes UBPR PRICING SCHEDULE DESCRIPTION PRICE PER COPY Bank Report $30.00 Peer Group Report $50.00 State Average Report $30.00 A User's Guide for the UBPR $15.00 Public Disclosure Tapes $400.00* *For each data tape How To Order UBPR Pti>lications Anyone can purchase the UBPR publications through the FDIC Public Disclosure Unit. Currently, all requests must be in writing and must include full payment with the order. Orders should be sent to: UBPR, Department 4320, Chicago, IL 60673. Please make certain to remit the exact dollar amount as nominal overpayments are nonrefundable and underpayments will delay shipment of your request. Refunds will only be made in the event of cancellation of an order or product unavailability. For additional information on your UBPR publications order status please call the FDIC Disclosure Group at (800) 843-1669 (in the Washington, DC area (202) 898-7108). For questions regarding content of products, please call Jon Wisnieski at (202) 357-0111. the UBPR Non-Related UBPR Products For information concerning the Bank Holding Company Performance Reports, call the Federal Reserve Board at (202) 452-3244. Currently, the federal regulatory agencies do not produce a performance report for the Savings and Loan Institutions.
