Federal Reserve Bank of Dallas. "Request for Comment on Changes to Regulation Z : Statement by Chairman Ben S. Bernanke, Notice 07-58," District Notices (Federal Reserve Bank of Dallas) (December 20, 2007). https://fraser.stlouisfed.org/title/5569/item/615695/content/pdf/frbdallas_circ_20071220_no2007-58_bernanke, accessed on March 22, 2025.