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F ederal

reserve

Ba n k

DALLAS, TEXAS

of

D allas

75222
Circular No. 82-155
November 24, 1982

REGULATION Z
TRUTH IN LENDING
(T echnical A m endm ent)

TO ALL MEMBER BANKS
AND OTHERS CONCERNED IN THE
ELEVENTH FEDERAL RESERVE DISTRICT:
The Board o f Governors o f the Federal R ese r v e S ystem has issued
tec h n ic a l am endm ents to its R egulation Z in order to c o r r e c t a typographical error
in the regulation and to rem ove language that m istakenly appeared in the
com m entary update.
Printed on the re v er se is a copy o f the m aterial su b m itted for
publication in the Federal R e g is te r . Q uestions regarding the m aterial contained in
this circular should be d irected to this Bank's Legal D epartm ent, Extension 6171.
Additional cop ies o f this circular will be furnished upon request to the
D ep artm en t o f C om m unications, Financial and C om m unity A ffairs, Extension 6289.
Sincerely yours,

William H. Wallace
First Vice President

Banks and others are encouraged to use the following incoming WATS numbers in contacting this Bank:
1-800-442-7140 (intrastate) and 1-800-527-9200 (interstate). For calls placed locally, please use 651 plus the
extension referred to above.

This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org)

FEDERAL RESERVE SYSTEM
12 CFR Part 226
[Reg. Z; Docket No. R-0288]
TRUTH IN LENDING
Revised Regulation Z and O f f i c i a l S t a f f
Commentary Update; Technical Amendments
AGENCY:Board of Governors of the Federal Reserve System
ACTION:

Final r u l e and o f f i c i a l s t a f f i n t e r p r e t a t i o n ; tech n ical amendments.

SUMMARY:
The Board i s making a tech nical amendment t o i t s f in a l r u le on
Regulation Z (Truth in Lending) published a t 46 FR 20848, April 7, 1981; th e
s t a f f is making a tech nical amendment t o an update t o i t s o f f i c i a l s t a f f com­
mentary
Regulation Z published a t 47 FR 41338, September 20, 1982. These
a c t i o n s /dre necessary t o c o r r e c t a typographical e r r o r in the r e g u la tio n and
t o remove language t h a t mistakenly appeared in the commentary update.

tp

FOR FURTHER INFORMATION CONTACT: Richard S. Garabedian, S t a f f Attorney,
Division of Consumer and Community A f f a i r s , Board of Governors of the Federal
Reserve System, Washington, D.C. 20551, (202)452-3667.
SUPPLEMENTARY INFORMATION: The f in a l r u le in 12 CFR Part 226 (46 FR 20905,
April 7, 1981) i s amended as follow s: § 2 2 6 .2 3 (f)(2 ) i s amended by changing
t h e phrase "unearned unpaid finance charge" t o "earned unpaid finance charge."
The f i n a l o f f i c i a l s t a f f i n t e r p r e t a t i o n contained in FR Doc. 82-25677
i s amended as follow s: On page 41349, column 3, the l a s t sentence of Comment
19(a)-2 i s amended by removing f e i t h e r on a se p arate document or on the same
document (but se p arate from the required d i s c l o s u r e s ) . ] "
Board of Governors of th e Federal Reserve System, November 10, 1982.
(signed) William W. Wiles
William W. Wiles
S ecretary of th e Board
[SEAL]