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F ederal reserve Bank DALLAS, TEXAS of Dallas 75222 C i r c u l a r No. 78-12 J a n u a r y 31, 1978 REGULATION C— LIST OF COUNTIES INCLUDED IN STANDARD METROPOLITAN STATISTICAL AREAS TO ALL BANKS IN THE ELEVENTH FEDERAL RESERVE DISTRICT: T h e D epartm ent of Commerce h a s informed u s th a t Williamson County h a s b e e n in c o rp o ra te d into the A u s t in , T e x a s , S ta n d a r d Metropolitan Statistical A rea (SMSA) . T h e e x p a n s io n of the A ustin SMSA may s u b je c t a dditional m ember b a n k s in this d i s t r i c t to the re q u ir e m e n ts of the Home M ortgage D is c lo s u re Act implemented b y Regulation C. T h e compliance r e q u i r e m e n t s for a b a n k in a newly e n l a r g e d SMSA a r e set forth in the sec o n d B oard in te rp r e ta tio n c ontained in C i r c u la r No. 77-47. D is c lo s u re of loans on p r o p e r t y located in Williamson County may be made b y ZIP code s in ce th e county w as not t r a c te d for the 1970 c e n s u s . As we stated in C i r c u l a r No. 76-88 d a te d J u n e 30, 1976, Regulation C a p p lie s to b a n k s only if they (1) h a v e a s s e t s of $10 million o r m ore, (2) make f i r s t lien m ortg age loans on o n e - to - f o u r family r e s i d e n c e s , (3) a r e F e d e ra lly i n s u r e d o r r e g u l a t e d , a n d (4) h a v e a home o r b r a n c h office in an SMSA. T h e following list is u p to d a te th r o u g h J a n u a r y 23, 1978. A b a n k th a t does not h a v e a home o r b r a n c h office in one of th e following co unties is not s u b je c t to Regulation C a n d d oes not h a v e to compile the information r e q u e s t e d . C ounty/Parish A rea T itle of SMSA (In Eleventh F ederal R e s e r v e District) PHC(1) Report N um bers LOUISIANA B o ss ie r Caddo G ra n t O uachita W ebster Shreveport Shreveport A le x a n d r ia Monroe Shreveport 197 197 None 135 197 Banks and others are encouraged to use the following incoming W A T S numbers in contacting this Bank: 1-800 -492 -440 3 (intrastate) and 1 -8 00 -527 -497 0 (interstate). For calls placed locally, please use 651 plus the extension referred to above. This publication was digitized and made available by the Federal Reserve Bank of Dallas' Historical Library (FedHistory@dal.frb.org) C ounty/Parish A re a Title of SMSA (In Eleventh F e de ra l R e s e r v e District) PHC(1) R eport N um b ers NEW MEXICO None OKLAHOMA None TEXAS Bell Bexar Bowie B ra zo ria B razos C allahan Cam eron Clay Collin Comal Coryell Dallas Denton Ector Ellis El Paso Fort Bend Galveston G ra y so n G regg G uadalu pe H ard in H a rris H a r r is o n Hays Hidalgo Hood J e f fe r s o n Johnson Jones Kaufman L iberty Lubbock Killeen - T em p le San Antonio Texarkana Houston B ry a n - College Station A bilene B ro w n sv ille - H a rlin g e n - San Benito Wichita Falls Dallas - Fort Worth S a n Antonio Killeen - T e m ple Dallas - Fort Worth Dallas - Fort Worth O d e ss a Dallas - Fort Worth El Paso Houston Galveston - T e x a s City S h e rm a n - Denison Longview San Antonio Beaumont - P o r t A r t h u r - O r a n g e Houston Longview A u stin McAllen - E d i n b u r g - P h a r r Dallas - F o rt Worth Beaumont - Port A r t h u r - O ra n g e Dallas - Fort Worth A bile ne Dallas - Fort Worth Houston Lubbock None 186 214 89 34 1 33 232 52 a nd 74 186 None 52 and 74 52 and 74 152 52 and 74 62 89 78 196 , None 186 22 89 None 17 126 52 an d 74 22 52 a n d 74 1 52 a nd 74 89 120 - 3 - C ounty/Parish Area T itle of SMSA (In Eleventh F e de ra l R e s e r v e District) PHC(1) R eport N um bers TEXAS (Cont'd) McLennan Midland Montgomery Nueces O ra n g e Parker P otter Randall Rockwall San P a tricio Smith T arrant T a y lo r Tom G re en Travis Waller Webb Wichita Williamson Wise Waco Midland Houston C o rp u s C h ris ti Beaumont - Po rt A r t h u r - O r a n g e Dallas - Fort Worth Amarillo Amarillo Dallas - Fo rt Worth C o rp u s C h ris ti Tyler Dallas - Fort Worth A bilene San Angelo A u stin Houston Laredo Wichita Falls A ustin Dallas - Fort Worth 225 130 89 51 22 52 a n d 8 8 52 a n d 51 221 52 a n d 1 185 17 89 107 232 None 52 a n d If you h a v e a n y q u e s ti o n s c o n c e r n in g R egulation C, p le a s e c ontact o u r C o n su m e r Affairs Section a t Ext. 6171. Additional copies of th is c i r c u l a r a n d of Regulation C will be f u r n i s h e d upon r e q u e s t to th e S e c r e t a r y ' s Office of th is B a n k , Ext. 6267. S in c e r e ly y o u r s , R o b ert H . Boykin F i r s t Vice P r e s i d e n t 74 74 74 74
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