Federal Reserve Bank of Dallas. "Proposed Rules on Risk-based Pricing Notices : Press Release, Notice 08-12," District Notices (Federal Reserve Bank of Dallas) (May 8, 2008). https://fraser.stlouisfed.org/title/5569/item/615709/content/pdf/frbdallas_circ_20080508_no2008-12, accessed on March 23, 2025.