Federal Reserve Bank of Dallas. "Finalized Standards for Fed-Regulated Banks Engaged in Certain Types of Foreign Exchange Transactions with Retail Customers : Press Release, Notice 13-12," District Notices (Federal Reserve Bank of Dallas) (April 9, 2013). https://fraser.stlouisfed.org/title/5569/item/616084/content/pdf/frbdallas_circ_20130409_no2013-12, accessed on March 11, 2026.