View original document

The full text on this page is automatically extracted from the file linked above and may contain errors and inconsistencies.

Advanced

Search
About
the Fed

News
& Events

Monetary
Policy

Supervision
& Regulation

Payment
Systems

Economic
Research

Data

Consumers
& Communities

Board of Governors of the Federal Reserve System
The Federal Reserve, the central bank of the United States, provides the nation with a
safe, flexible, and stable monetary and financial system.

Home > News & Events > Press Releases

Joint Press Release
September 24, 2007

Agencies Adopt Final Rules to Implement the
Bank “Broker” Provisions of the Gramm-LeachBliley Act
Securities and Exchange Commission
Board of Governors of the Federal Reserve System
For immediate release
Share

The Securities and Exchange Commission (SEC) and Board of
Governors of the Federal Reserve System (Board) on Monday
announced the adoption of final joint rules to implement the “broker”
exceptions for banks under Section 3(a)(4) of the Securities Exchange
Act of 1934. These exceptions were adopted as part of the GrammLeach-Bliley Act of 1999 (GLB Act). The SEC and the Board approved
the final rules at separate open meetings held on September 19, 2007,
and September 24, 2007, respectively.
The Board and SEC issued proposed rules for comment in December
2006. The final rules are similar to the proposed rules in overall scope
and approach. In response to comments, the agencies also have
modified the rules in several important respects to make the rules more
workable and less burdensome. These changes are discussed in detail
in the attached notice, which will be published in the Federal Register
shortly.
The rules define the scope of securities activities that banks may
conduct without registering with the SEC as a securities broker and
implement the most important “broker” exceptions for banks adopted by

the GLB Act. Specifically, the rules implement the statutory exceptions
that allow a bank, subject to certain conditions, to continue to conduct
securities transactions for its customers as part of the bank’s trust and
fiduciary, custodial and deposit “sweep” functions, and to refer
customers to a securities broker-dealer pursuant to a networking
arrangement with the broker-dealer.
The rules are designed to accommodate the business practices of banks
and to protect investors. In developing these rules, the agencies
consulted extensively with the Office of the Comptroller of the Currency,
the Federal Deposit Insurance Corporation and the Office of Thrift
Supervision. Banks do not have to start complying with the rules until
the first day of their fiscal year commencing after September 30, 2008.
The Federal Register notice is attached.
Statement by Governor Randall S. Kroszner
Federal Register Notice 353 KB PDF | TEXT

Media Contacts:
SEC

Kevin Callahan

Federal Reserve
Board

Deborah
Lagomarsino

202-5514120
202-4522955

Last Update: September 24, 2007

BOARD OF GOVERNORS
of the FEDERAL
RESERVE SYSTEM
About the Fed
News & Events
Monetary Policy
Supervision & Regulation
Payment Systems
Economic Research
Data
Consumers & Communities

TOOLS AND
INFORMATION

STAY CONNECTED

Contact
Publications
Freedom of Information (FOIA)
Office of Inspector General
Budget & Performance | Audit
No FEAR Act
Español
Website Policies | Privacy
Program
Accessibility

BOARD OF GOVERNORS of the FEDERAL RESERVE SYSTEM
20th Street and Constitution Avenue N.W., Washington, DC 20551