Federal Reserve Bank of Dallas. "Final Rule and Request for Comment on Proposed Revisions to Escrow Account Requirements for Home Mortgage Loans : Federal Register Notice, Proposed Rule: Regulation Z, Notice 11-12," District Notices (Federal Reserve Bank of Dallas) (February 24, 2011). https://fraser.stlouisfed.org/title/5569/item/615945/content/pdf/frbdallas_circ_20110224_no2011-12_frnoticeProposed, accessed on July 12, 2026.