Federal Reserve Bank of Dallas. "Final Illustrations of Consumer Information for Hybrid Adjustable-Rate Mortgage Products : Press Release, Notice 08-13," District Notices (Federal Reserve Bank of Dallas) (May 23, 2008). https://fraser.stlouisfed.org/title/5569/item/615710/content/pdf/frbdallas_circ_20080523_no2008-13, accessed on May 18, 2026.