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Federal Reserve Board of Governors Report to the Congress on College Credit Card Agreements July 2011 BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM Federal Reserve Board of Governors Report to the Congress on College Credit Card Agreements July 2011 BOARD OF GOVERNORS OF THE FEDERAL RESERVE SYSTEM To order additional copies of this or other Federal Reserve Board publications, contact: Publications Fulfillment Mail Stop N-127 Board of Governors of the Federal Reserve System Washington, DC 20551 (ph) 202-452-3245 (fax) 202-728-5886 (e-mail) Publications-BOG@frb.gov This and other Federal Reserve Board reports are also available online at www.federalreserve.gov/boarddocs/rptcongress/default.htm. i Contents Purpose ........................................................................................................................................ 1 Introduction ............................................................................................................................... 1 Overview of College Credit Card Agreements ............................................................... 2 Credit Card Issuers ..................................................................................................................... 2 College Credit Card Agreements .................................................................................................. 3 Institutions of Higher Education, Affiliated Organizations, and Other Organizations ......................... 4 Open College Credit Card Accounts ............................................................................................ 4 Payments by Credit Card Issuers ................................................................................................. 5 New College Credit Card Accounts .............................................................................................. 7 Detailed Information about College Credit Card Agreements ................................ 8 Appendix A: College Credit Card Agreements in Effect in 2010 ........................... 10 Appendix B: College Credit Card Agreements Terminated in 2009 ..................... 36 Appendix C: Corrected Information Regarding College Credit Card Agreements in Effect in 2009 .............................................................................................. 38 1 Report on College Credit Card Agreements Purpose The Board of Governors of the Federal Reserve System (the “Board”) submits this report in accordance with Section 305(a) of the Credit Card Accountability Responsibility and Disclosure Act of 2009 (the “Credit CARD Act”), Pub. L. No. 111–24, 123 Stat. 1734 (2009), Section 127(r) of the Truth in Lending Act, 15 U.S.C. § 1637(r). Section 305 of the Credit CARD Act requires the Board to submit to the Congress, and to make available to the public, an annual report that lists certain information submitted to the Board concerning agreements between credit card issuers and institutions of higher education (“institutions”) or certain affiliated organizations, such as alumni associations or foundations, that provide for the issuance of credit cards to college students (“college credit card agreements” or “agreements”). This is the second annual report by the Board pursuant to Section 305 of the Credit CARD Act. Introduction Section 305 of the Credit CARD Act and the Board’s implementing regulations, 12 C.F.R. § 226.57(d), require credit card issuers to submit to the Board each year a copy of any college credit card agreement between the issuer and an institution of higher education or an alumni organization or foundation affiliated with an institution of higher education (an “affiliated organization”)1 that was in effect at any time during the preceding calendar year. Issuers also are required to submit the following information with respect to each agreement: (1) the number of credit card accounts opened pursuant to the agreement (“college credit card accounts”) that were 1 In some cases, issuers submitted to the Board agreements with other types of organizations, such as fraternities, sororities, and professional or trade organizations, that relate to the issuance of credit cards to college students. Such agreements are included in this report and categorized as agreements with “other organizations.” open at year-end (regardless of when the account was opened); (2) the amount of payments made by the issuer to the institution or organization during the year;2 and (3) the number of new college credit card accounts that were opened during the year. Issuers were required to make their second annual submission to the Board by March 31, 2011. This submission comprised college credit card agreements to which the issuer was a party during 2010 and information regarding payments and accounts as of December 31, 2010.3 This report is based on the information and agreements submitted to the Board by credit card issuers. Because some agreements address the provision of other financial products (such as deposit accounts) as well as credit cards, payments made by issuers under these agreements may not relate solely to credit card accounts. In addition, some or all of the accounts opened pursuant to these agreements may have been opened by individuals who are not students (such as alumni, faculty, and staff of an institution of higher education). Furthermore, card issuers’ submissions do not include information regarding credit card accounts opened by students independent of a college credit card agreement (such as when a student responds to an offer made to the general public). 2 3 All payment amounts presented in this report, including those in Appendixes A and C, are rounded to the nearest dollar. Issuers were required to make their initial submission to the Board by February 22, 2010. That initial submission comprised college credit card agreements to which the issuer was a party during 2009 and information regarding payments and accounts as of December 31, 2009. The Board’s report regarding those initial submissions was released in October 2010 and is available on the Board’s public website at www.federalreserve.gov/pubs/ reports_other.htm. In 2011, the Board received corrected information for 2009 from Banco Popular de Puerto Rico, Pennsylvania State Employees Credit Union, and PNC Bank, N.A. In addition, information for 2009 regarding Purdue Federal Credit Union’s college credit card agreement was inadvertently omitted from the Board’s initial report. Corrected information for 2009 is included in Appendix C to this report. All comparisons to 2009 information in this report reflect these corrections. 2 Report on College Credit Card Agreements | July 2011 The Board also notes that, because issuers were required to submit all college credit card agreements to which they were a party at any time during 2010, issuers’ submissions may include agreements that terminated in 2010 or 2011 and therefore are no longer in effect. Information included in this report also is available on the Board’s public website at www.federalreserve .gov/collegecreditcardagreements. In addition, under Section 304 of the Credit CARD Act and the Board’s implementing regulations, 12 C.F.R. § 226.57(b), the public can obtain college credit card agreements between a card issuer and an institution of higher education directly from the institution. Table 1. Comparison of college credit card agreements and related information received by the Board for 2009 and 2010 Item 2009 2010 Net change from 2009 to 2010 Number of issuers 18 21 3 Agreements in effect 1,045 1,004 -41 Total open accounts as of 12/31 2,045,194 1,704,785 -340,409 Payments by issuers $84,462,765 $73,261,906 -$11,200,859 New accounts opened 55,747 46,360 -9,387 Percent change from 2009 to 2010 16% -4% -17% -13% -17% Pursuant to Title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, responsibility for collecting and submitting to the Congress annual reports regarding college credit card agreements will transfer to the newly established Consumer Financial Protection Bureau on the designated transfer date, July 21, 2011. Overview of College Credit Card Agreements As presented in table 1, the Board received 1,004 college credit card agreements from 21 credit card issuers for 2010. Although the number of issuers increased from 2009 to 2010, the number of agreements, total number of college credit card accounts open at year-end, amount of payments by issuers, and number of new college credit card accounts opened during the year all declined. Credit Card Issuers As presented in table 2, 21 credit card issuers submitted agreements to the Board for 2010. Four new issuers submitted agreements for 2010, and one issuer from 2009 submitted no agreements for 2010, resulting in a net increase of three issuers. Table 2. Credit card issuers with college credit card agreements in effect in 2010 Credit card issuer Agreements in effect in 2010 Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 FIA Card Services, N.A. U.S. Bank National Association ND Chase Bank USA, N.A. UMB Bank, N.A. Pennsylvania State Employees Credit Union Capital One, N.A. INTRUST Bank, N.A. Compass Bank First National Bank of Omaha GE Money Bank Michigan State University Federal Credit Union PNC Bank, N.A. USAA Savings Bank Banco Popular de Puerto Rico Barclays Bank Delaware Capital One Bank (USA), N.A. Elevations Credit Union Pen Air Federal Credit Union Purdue Federal Credit Union University of Illinois Employees Credit Union USC Credit Union Total 848 54 28 23 13 9 9 2 2 2 2 2 2 1 1 1 1 1 1 1 1 1,004 1,445,088 48,644 120,295 418 9,121 44 27,364 0 729 978 210 2,444 1,289 22,131 6,740 4 2,053 0 16,358 771 104 1,704,785 $55,597,362 $ 1,875,992 $ 9,175,574 $ 14,976 $ 405 $ 219 $ 1,977,581 $ 0 $ 12,433 $ 1,525,678 $ 150,000 $ 200,000 $ 111,487 $ 78,016 $ 1,000,000 $ 233 $ 3,950 $ 0 $ 1,000,000 $ 500,000 $ 38,000 $73,261,906 30,193 6,990 236 186 81 44 1,027 0 0 66 48 23 1,541 626 1,625 4 145 0 2,642 779 104 46,360 Board of Governors of the Federal Reserve System New Issuers Of the four new issuers that submitted agreements for 2010, three were credit unions, each of which submitted a single agreement with an affiliate of a local university: (1) Pen Air Federal Credit Union’s agreement with the University of West Florida Foundation; (2) University of Illinois Employees Credit Union’s agreement with the University of Illinois Alumni Association; and (3) USC Credit Union’s agreement with the University of Southern California Alumni Association. The University of West Florida Foundation and the University of Illinois Alumni Association each previously had agreements with FIA Card Services, N.A. (“FIA”), a subsidiary of Bank of America Corporation. These agreements terminated in 2010 and 2009, respectively. The fourth new issuer, Capital One, N.A., is an affiliate of Capital One Bank USA, N.A., which submitted an agreement for 2009. Withdrawing Issuer Commerce Bank terminated its sole agreement in 2009 and was not a party to any college credit card agreements in 2010. Commerce Bank’s agreement was with Southwest Baptist University. Issuers Submitting the Largest Number of Agreements As in 2009, FIA submitted the largest number of agreements for 2010. FIA submitted 848 agreements, more than 15 times as many as any other issuer. Also as in 2009, the issuers submitting the second and third largest number of agreements were U.S. Bank National Association ND (“U.S. Bank”)4 and Chase Bank USA, N.A. (“Chase”), with 54 and 28 agreements, respectively. UMB Bank, N.A. (“UMB”), which for 2009 submitted only 6 agreements, submitted 23 agreements for 2010, the fourth largest number. 4 For 2009, U.S. Bank submitted agreements and related information regarding the following four affinity relationships: the American Association of University Women; the American Military Society; Heritage Affinity Enterprises, LLC; and the Ohio State Bar Association. Because these organizations are not institutions of higher education or affiliated organizations under Section 305 of the Credit CARD Act and the Board’s rules, U.S. Bank was not required to include these agreements in its 2009 submission to the Board and did not include them in its 2010 submission. All references to 2009 information in this report include these relationships. All references to 2010 information in this report do not. 3 College Credit Card Agreements As presented in table 3, issuers submitted 1,004 college credit card agreements for 2010, a net decrease of 41 agreements, or approximately 4 percent, from 2009. Agreements Terminated in 2009 As table 3 also shows, 71, or approximately 7 percent, of the 1,045 agreements in effect in 2009 were terminated at or before year-end 2009. A complete list of these agreements is provided as Appendix B to this report. The issuer with the largest number of agreements terminated in 2009 was FIA, with 59 agreements terminated. Most of the agreements terminated in 2009 were associated with college credit card programs with a few hundred or a few thousand open accounts. A notable exception, however, is the University of Illinois Alumni Association’s agreement with FIA, which terminated in 2009. For 2009, this agreement was one of the top 10 based on both total number of open accounts (25,528 open accounts as of December 31, 2009) and payments by the issuer ($3,272,457). The University of Illinois Alumni Association entered into a new college credit card agreement with University of Illinois Employees Credit Union in 2010. New Agreements in 2010 As table 3 also shows, issuers entered into 34 new agreements in 2010.5 While the overall number of agreements submitted to the Board decreased, some issuers had a net increase in the number of agreements to which they were a party. The issuer with the largest number of new agreements in 2010 was UMB, with 17 new agreements. Agreements Terminated in 2010 As presented in table 4, 231 agreements, or approximately 23 percent of the 1,004 agreements that were in effect in 2010, were terminated by year-end 2010. These agreements are included in Appendix A to this report. The issuers with the largest numbers of agreements terminated in 2010 were FIA (214 agreements, or approximately 25 percent of its agreements) and 5 Several new agreements result from an institution or organization entering into a new agreement after termination of a previous agreement with a different issuer, not a new institution or organization entering the affinity credit card market. For example, as described above, the University of Illinois Alumni Association’s agreement with FIA was terminated in 2009, and the association entered into a new agreement with University of Illinois Employees Credit Union in 2010. 4 Report on College Credit Card Agreements | July 2011 Table 3. Change in number of college credit card agreements from 2009 to 2010 Issuer Agreements in effect in 2009 Agreements terminated in 2009 New agreements in 2010 Agreements in effect in 2010 Net change from 2009 to 2010 FIA Card Services, N.A. U.S. Bank National Association ND Chase Bank USA, N.A. UMB Bank, N.A. Pennsylvania State Employees Credit Union Capital One National Association INTRUST Bank, N.A. Compass Bank First National Bank of Omaha GE Money Bank Michigan State University Federal Credit Union PNC Bank, N.A. USAA Savings Bank Banco Popular de Puerto Rico Barclays Bank Delaware Capital One Bank (USA), N.A. Elevations Credit Union Pen Air Federal Credit Union Purdue Federal Credit Union University of Illinois Employees Credit Union USC Credit Union Commerce Bank Total 906 60 36 6 13 0 8 1 2 3 1 2 1 1 1 1 1 0 1 0 0 1 1,045 59 2 8 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 71 1 0 0 17 0 9 1 1 0 0 1 0 1 0 0 0 0 1 0 1 1 0 34 848 54 28 23 13 9 9 2 2 2 2 2 2 1 1 1 1 1 1 1 1 0 1,004 -58 -6 -8 17 — 9 1 1 — -1 1 — 1 — — — — 1 — 1 1 -1 -41 Table 4. College credit card agreements terminated in 2010 Credit card issuer1 Agreements terminated in 2010 FIA Card Services, N.A. Chase Bank USA, N.A. First National Bank of Omaha U.S. Bank National Association ND PNC Bank, N.A. USC Credit Union Total 214 11 2 2 1 1 231 1 Credit card issuers not listed reported no agreements terminated in 2010. Chase (11 agreements, or approximately 39 percent of its agreements). Institutions of Higher Education, Affiliated Organizations, and Other Organizations As presented in table 5, approximately 37 percent of agreements in effect in 2010 were between a credit card issuer and an institution of higher education. An additional 36 percent were between a credit card issuer and an alumni association affiliated with an institution of higher education. Approximately 7 percent were with foundations affiliated with an institu- tion of higher education, 17 percent with other organizations, and 2 percent with more than one institution or organization.6 Open College Credit Card Accounts As presented in table 1 and in table 6, the total number of open college credit card accounts at year-end declined from 2009 to 2010 by approximately 17 percent. While some issuers had increased numbers of open accounts at year-end 2010, these increases were offset by larger declines experienced by other issuers. Largest Numbers of Open Accounts at Year-End Table 7 presents the 10 college credit card agreements with the largest numbers of open accounts as of December 31, 2010. These 10 agreements represent approximately 19 percent of all open college credit card accounts as of December 31, 2010. As table 7 shows, the seven agreements with the largest number of open accounts at year-end 2010 also were the top seven for 2009. Of the three agreements that were among the top ten in 2009 but not in 2010, 6 For example, an agreement to which both a university and that university’s affiliated alumni association were parties. Board of Governors of the Federal Reserve System Table 5. Type of institution or organization in order of number of agreements in effect in 2010 Type of institution or organization Agreements in effect in 2010 Payments by issuer in 2010 New accounts opened in 2010 Total open accounts as of 12/31/2010 Institutions of higher education Alumni associations Foundations Other organizations Multiple institutions and organizations Total 374 364 74 173 19 1,004 $18,123,524 $40,100,591 $ 4,680,381 $ 4,213,969 $ 6,143,441 $73,261,906 10,555 25,246 2,996 5,079 2,484 46,360 379,187 857,191 113,469 241,147 113,791 1,704,785 Table 6. Change in total open accounts, as of December 31, from 2009 to 2010 Credit card issuer Total open accounts as of 12/31/2009 Total open accounts as of 12/31/2010 Net change from 2009 to 2010 Percent change from 2009 to 2010 FIA Card Services, N.A. Chase Bank USA, N.A. U.S. Bank National Association ND INTRUST Bank, N.A. Banco Popular de Puerto Rico Purdue Federal Credit Union Pennsylvania State Employees Credit Union Barclays Bank Delaware PNC Bank, N.A. Elevations Credit Union USAA Savings Bank GE Money Bank University of Illinois Employees Credit Union First National Bank of Omaha UMB Bank, N.A. Michigan State University Federal Credit Union USC Credit Union Capital One, N.A. Capital One Bank (USA), N.A. Compass Bank Pen Air Federal Credit Union Commerce Bank Total 1,605,969 217,917 122,163 37,596 22,659 14,176 9,349 5,771 3,218 2,408 539 1,484 — 1,062 232 275 — — 0 0 — 376 2,045,194 1,445,088 120,295 48,644 27,364 22,131 16,358 9,121 6,740 2,444 2,053 1,289 978 771 729 418 210 104 44 4 0 0 — 1,704,785 -160,881 -97,622 -73,519 -10,232 -528 2,182 -228 969 -774 -355 750 -506 — -333 186 -65 — — 4 0 — — -340,409 -10% -45% -60% -27% -2% 15% -2% 17% -24% -15% 139% -34% — -31% 80% -24% — — — — — — -17% one was terminated in 2009 (the University of Illinois Alumni Association’s agreement with FIA), one was terminated in 2010 (the University of Notre Dame du Lac’s agreement with Chase), and one was not reported for 2010 (Heritage Affinity Enterprises, LLC’s agreement with U.S. Bank7). The agreements 7 As noted above, Heritage Affinity Enterprises, LLC, is not an institution of higher education or affiliated organization. U.S. Bank therefore is not required to report this agreement under Section 305 of the Credit CARD Act and the Board’s implementing regulations, 12 C.F.R. § 226.57. U.S. Bank reported this agreement for 2009, but did not report it for 2010. ranked 11th, 12th, and 13th at year-end 2009 replaced these agreements in the top 10 for 2010. Payments by Credit Card Issuers As presented in table 1 and in table 8, the total amount of payments made by issuers to institutions and organizations under college credit card agreements declined from 2009 to 2010 by approximately 13 percent. Six issuers made increased payments under their college credit card agreements in 2010, and six made decreased payments. However, the 5 6 Report on College Credit Card Agreements | July 2011 Table 7. Ten agreements with the largest total number of open accounts as of December 31, 2010 Agreement Institution or organization Penn State Alumni Association Golden Key International Honour Society1 Alumni Association of the University of Michigan and the Regents of the University of Michigan Association of Former Students of Texas A&M University Ex-Students Association of the University of Texas Indiana University Alumni Association UCLA Alumni Association University of Puerto Rico* Wisconsin Alumni Association* Michigan State University* Total Credit card issuer Payments by issuer in 2010 Total open accounts as of 12/31/2010 1 2 70,060 36,024 744 236 $ 4,292,488 $ 45,264 3 4 5 6 7 13 11 12 — 35,840 34,507 31,748 26,887 26,505 22,131 21,462 21,058 326,222 508 313 444 208 440 626 318 302 4,139 $ 1,600,000 $ 1,176,016 $ 2,364,754 $ 0 $ 733,318 $ 78,016 $ 950,900 $ 357,001 $11,597,757 FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Banco Popular de Puerto Rico FIA Card Services, N.A. FIA Card Services, N.A. — New accounts opened in 2010 Rank as of 12/31/2009 1 Golden Key International Honour Society (“Golden Key”) describes itself as “an academic honor society which recognizes and encourages scholastic achievement and excellence among college and university students from all academic disciplines” (see www.goldenkey.org/GKIHS/GoldenKeyInDepth/WhatisGoldenKey). Golden Key’s agreement with FIA provides for the issuance of credit cards to college students. * These agreements were not among the top 10 agreements based on number of open accounts as of December 31, 2009. Table 8. Change in payments made by the credit card issuer from 2009 to 2010 Credit card issuer FIA Card Services, N.A. Chase Bank USA, N.A. INTRUST Bank, N.A. U.S. Bank National Association ND GE Money Bank Barclays Bank Delaware Purdue Federal Credit Union University of Illinois Employees Credit Union PNC Bank, N.A. Michigan State University Federal Credit Union USAA Savings Bank Banco Popular de Puerto Rico USC Credit Union First National Bank of Omaha UMB Bank, N.A. Elevations Credit Union Pennsylvania State Employees Credit Union Capital One Bank (USA), N.A. Capital One, N.A. Compass Bank Pen Air Federal Credit Union Commerce Bank Total Payments by issuer in 2009 Payments by issuer in 2010 Net change from 2009 to 2010 Percent change from 2009 to 2010 $61,968,307 $13,892,862 $ 1,781,180 $ 2,502,744 $ 1,725,816 $ 1,000,000 $ 1,000,000 — $ 200,000 $ 60,000 $ 84,530 $ 58,729 — $ 17,788 $ 3,734 $ 3,372 $ 7,375 $ 0 — $ 150,000 — $ 6,329 $84,462,766 $55,597,362 $ 9,175,574 $ 1,977,581 $ 1,875,992 $ 1,525,678 $ 1,000,000 $ 1,000,000 $ 500,000 $ 200,000 $ 150,000 $ 111,487 $ 78,016 $ 38,000 $ 12,433 $ 14,976 $ 3,950 $ 405 $ 233 $ 219 $ 0 $ 0 — $73,261,906 -$ 6,370,945 -$ 4,717,288 $ 196,401 -$ 626,752 -$ 200,138 $ 0 $ 0 — $ 0 $ 90,000 $ 26,957 $ 19,287 — -$ 5,355 $ 11,242 $ 578 -$ 6,970 $ 233 — -$ 150,000 — — -$11,200,860 -10% -34% 11% -25% -12% — — — — 150% 32% 33% — -30% 301% 17% -94% — — — — — -13% decreases in payments were larger than the increases, resulting in an overall decline. approximately 24 percent of all payments by issuers pursuant to college credit card agreements in 2010. Largest Payments by Issuers Table 9 presents the 10 college credit card agreements with the largest payments made by the credit card issuer in 2010. These 10 agreements represent As table 9 shows, five of these agreements also were among the agreements with the ten largest payments in 2009. Of the five agreements among the top ten for 2009 but not for 2010, one was terminated in 2009 Board of Governors of the Federal Reserve System 7 Table 9. Ten agreements with the largest payments made by the credit card issuer in 2010 Agreement Total open accounts as of 12/31/2010 Issuers’ payments in 2010 FIA Card Services, N.A. FIA Card Services, N.A. 2 96 $ 4,292,488 $ 2,364,754 744 444 70,060 31,748 FIA Card Services, N.A. FIA Card Services, N.A. Chase Bank USA, N.A. Chase Bank USA, N.A. 7 6 8 10 $ $ $ $ 1,600,000 1,508,625 1,428,571 1,375,000 508 536 0 1 35,840 20,580 8,702 7,222 FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. 11 12 14 $ 1,353,225 $ 1,349,084 $ 1,307,086 531 286 329 19,412 9,433 20,580 FIA Card Services, N.A. — 15 — $ 1,250,000 $17,828,833 166 3,545 19,147 242,724 Institution or organization Penn State Alumni Association Ex-Students Association of the University of Texas* Alumni Association of the University of Michigan and the Regents of the University of Michigan University of Southern California University of Tennessee Duke Alumni Association, Inc. California Alumni Association and the Regents of the University of California* Arizona State University Alumni Association* Arch Foundation for the University of Georgia, Inc.* General Alumni Association of the University of North Carolina at Chapel Hill* Total New accounts opened in 2010 Rank in 2009 Credit card issuer * These agreements were not among the top 10 agreements based on payments by the issuer in 2009. (the University of Illinois Alumni Association’s agreement with FIA), two were terminated in 2010 (Chase’s agreements with the University of Notre Dame du Lac and the Greater University of South Carolina Alumni Association), and two remained in effect but involved smaller payments by the issuer in 2010 (FIA’s agreements with the Wisconsin Alumni Association and the Golden Key International Honour Society). Of the five agreements among the top ten for 2010 but not for 2009, four were in the top fifteen for 2009. The Ex-Students Association of the University of Texas’s agreement with FIA, which was ranked 96th for 2009, with payments of $182,029, was ranked second for 2010, with payments of almost $2.4 million. New College Credit Card Accounts As presented in table 1 and in table 10, the total number of new college credit card accounts opened by all issuers declined by approximately 17 percent from 2009 to 2010. While some issuers opened a greater number of new accounts in 2010 than in 2009, more issuers experienced declines. Largest Numbers of New Accounts Opened Table 11 presents the 10 college credit card agreements with the largest numbers of new college credit card accounts opened in 2010. These 10 agreements represent approximately 23 percent of all new college credit card accounts opened during 2010. As table 11 shows, six of the ten agreements listed also were among the top ten based on number of new accounts opened in 2009. Of the four agreements among the top ten for 2009 but not for 2010 (FIA’s agreements with the Alumni Association of the University of Michigan and the Regents of the University of Michigan, the California Alumni Association and the Regents of the University of California, the UCLA Alumni Association, and the Ex-Students Association of the University of Texas), all remained among the top fifteen for 2010. Of the four agreements among the top ten based on new accounts opened for 2010 but not for 2009, two are new agreements that first took effect in 2010—the University of Notre Dame du Lac’s agreement with FIA and the University of Illinois Alumni Association’s agreement with University of Illinois Employees Credit Union. The University of Notre Dame du Lac previously had an agreement with Chase that terminated in 2010. The University of Illinois Alumni Association previously had an agreement with FIA that terminated in 2009. The Alumni Association of the University of Virginia’s agreement with FIA first took effect in October 2009 and had only limited new account activity in 2009. The Association of Graduates of the United States Air Force Academy’s agree- 8 Report on College Credit Card Agreements | July 2011 Table 10. Change in number of new credit card accounts opened from 2009 to 2010 Credit card issuer New accounts opened in 2009 New accounts opened in 2010 Net change from 2009 to 2010 Percent change from 2009 to 2010 38,610 7,911 2,374 1,326 539 1,313 — 627 529 31 534 — 1,475 77 76 — 323 0 0 1 — 1 55,747 30,193 6,990 2,642 1,625 1,541 1,027 779 626 236 186 145 104 81 66 48 44 23 4 0 0 0 — 46,360 -8,417 -921 268 299 1,002 -286 — -1 -293 155 -389 — -1,394 -11 -28 — -300 4 0 -1 — — -9,387 -22% -12% 11% 22% 186% -22% — 0% -55% 500% -73% — -94% -14% -37% — -93% — — — — — -17% FIA Card Services, N.A. U.S. Bank National Association ND Purdue Federal Credit Union Barclays Bank Delaware USAA Savings Bank INTRUST Bank, N.A. University of Illinois Employees Credit Union Banco Popular de Puerto Rico Chase Bank USA, N.A. UMB Bank, N.A. Elevations Credit Union USC Credit Union Pennsylvania State Employees Credit Union GE Money Bank Michigan State University Federal Credit Union Capital One, N.A. PNC Bank, N.A. Capital One Bank (USA), N.A. Compass Bank First National Bank of Omaha Pen Air Federal Credit Union Commerce Bank Total Table 11. Ten agreements with the largest number of new accounts opened in 2010 Agreement Institution or organization Purdue Alumni Association Harvard Alumni Association Association of Graduates of the United States Air Force Academy* University of Notre Dame du Lac* University of Illinois Alumni Association* Rutgers University Alumni Federation and Rutgers, the State University of New Jersey Penn State Alumni Association University of Puerto Rico Alumni Association of the University of Virginia* University of Southern California Total New accounts opened in 2010 Total open accounts as of 12/31/2010 Payments by issuer in 2010 1 3 2,642 1,625 16,358 6,740 $1,000,000 $1,000,000 USAA Savings Bank FIA Card Services, N.A. University of Illinois Employees Credit Union 13 — — 1,396 1,005 779 1,151 1,005 771 $ 110,000 $ 600,381 $ 500,000 U.S. Bank National Association ND FIA Card Services, N.A. Banco Popular de Puerto Rico FIA Card Services, N.A. FIA Card Services, N.A. — 5 2 8 238 6 — 759 744 626 551 536 10,663 5,342 70,060 22,131 601 20,580 144,739 $ 562,637 $4,292,488 $ 78,016 $ 33,831 $1,508,625 $9,685,978 Rank in 2009 Credit card issuer Purdue Federal Credit Union Barclays Bank Delaware * These agreements were not among the top 10 agreements based on new accounts opened in 2009. Detailed Information about College Credit Card Agreements mitted to the Board regarding the payments made and accounts opened under college credit card agreements. The complete text of each agreement submitted to the Board is available on the Board’s public website at www.federalreserve.gov/ collegecreditcardagreements. Pursuant to Section 305 of the Credit CARD Act, Appendix A to this report lists the information sub- Appendix A lists the following information about each college credit card agreement: (1) the name of ment with USAA Savings Bank was ranked 13th in 2009. Board of Governors of the Federal Reserve System the institution or organization; (2) the type of institution or organization;8 (3) the city and state where the institution or organization is located; (4) the name of the issuer; (5) whether the agreement has been amended or is new;9 (6) whether the agreement was still in effect on January 1, 2011; (7) the total number of open accounts under the agreement as of December 31, 2010; (8) the amount of payments made by the issuer to the institution or organization 8 9 This report presents information regarding four categories of institutions or organizations. “University” refers to an institution of higher education, as defined in sections 101 and 102 of the Higher Education Act of 1965 (20 U.S.C. § 1001 and 1002). “Alumni association” refers to an alumni organization affiliated with an institution of higher education. “Foundation” refers to a foundation affiliated with an institution of higher education. In some cases, issuers submitted to the Board agreements with other types of organizations, such as fraternities, sororities, and professional or trade associations, that relate to the issuance of credit cards to college students. “Other” refers to such agreements with other types of organizations. This report categorizes each agreement as “same,” “amended,” or “new.” “Same” refers to an agreement that was in effect during 2009, the terms of which were not amended or modified during 2010. “Amended” refers to an agreement that was in effect during 2009, the terms of which were amended or modified during 2010. “New” refers to an agreement that was not in effect prior to 2010. 9 pursuant to the agreement during 2010; and (9) the number of new accounts opened pursuant to the agreement during 2010. Appendix B to this report lists college credit card agreements that were in effect at some time during 2009 but were terminated by year-end 2009. This table also is organized alphabetically by the name of the institution or organization. (Agreements terminated in 2010 are included in Appendix A. These agreements are marked as no longer in effect on January 1, 2011.) In 2011, the Board received corrected information for 2009 from Banco Popular de Puerto Rico, Pennsylvania State Employees Credit Union, and PNC Bank, N.A. In addition, information for 2009 regarding Purdue Federal Credit Union’s college credit card agreement was inadvertently omitted from the Board’s initial report. Corrected information for 2009 is included in Appendix C to this report. All comparisons to 2009 in this report reflect these corrections. 10 Report on College Credit Card Agreements | July 2011 Appendix A: College Credit Card Agreements in Effect in 2010 The table below lists the information submitted to the Board regarding college credit card agreements in effect during 2010. The complete text of each agreement submitted to the Board is available on the Board’s public website at www.federalreserve.gov/collegecreditcardagreements. Institution or organization Abilene Christian University Academy of Art College Alabama A&M University Alumni Association Alabama Pharmacy Association Alabama State University Albany College of Pharmacy Albany Law School Alcorn State University Alfred State Alumni Association, Inc. Alpha Chi National College Honor Scholarship Society Alpha Chi Omega Alpha Chi Rho Fraternity Alpha Delta Pi Sorority Alpha Epsilon Delta Alpha Epsilon Phi Foundation Alpha Gamma Delta Alpha Gamma Rho Fraternity Alpha Kappa Psi Fraternity, Inc. Alpha Omega International Dental Fraternity Alpha Omicron Pi Fraternity, Inc. Alpha Phi Alpha Fraternity, Inc. Alpha Phi Delta Foundation, Inc. Alpha Phi International Fraternity Alpha Sigma Alpha Sorority Alpha Sigma Tau Alpha Tau Omega Alpha Xi Delta Fraternity Alumnae Association of Mount Holyoke College and the Trustees of Mount Holyoke College Alumnae Association of Smith College Alumnae Association of the College of Saint Elizabeth Alumnae Association of Trinity College Alumnae Association of Wilson College Alumni Association of Fashion Institute of Technology Alumni Association of George Mason University Alumni Association of Philadelphia College of Osteopathic Medicine Alumni Association of Purchase College, State University of New York Alumni Association of the City College of New York Type of institution or organization* City State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 $ 75,000 $ 1,167 $ 4,232 4 0 0 University University Alumni Association Abilene San Francisco Normal TX CA AL FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Yes Yes Yes 1,566 121 228 Other University University University University Alumni Association Montgomery Montgomery Albany Albany Lorman Alfred AL AL NY NY MS NY FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Same Same Same Same No Yes Yes Yes Yes Yes 93 261 35 121 246 347 Other Searcy AR FIA Card Services, N.A. Same Yes Other Other Other Other Foundation Other Other Other Indianapolis Neptune Atlanta Harrisonburg Stamford Indianapolis Kansas City Indianapolis IN NJ GA VA CT IN MO IN Same Amended Same Same Amended Same Same Same Other Baltimore MD FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. Other Other Foundation Other Other Other Other Other Alumni Association and University Brentwood Baltimore Monroeville Evanston Indianapolis Birmingham Indianapolis Indianapolis South Hadley TN MD PA IL IN AL IN IN MA Alumni Association Northampton Alumni Association $ $ $ $ $ $ 1,722 2,830 503 4,025 1,825 4,111 0 0 0 1 0 20 1,413 $ 20,247 72 Yes No Yes Yes No Yes Yes Yes 1,795 99 2,762 11 115 1,268 698 295 $ $ $ $ $ $ $ $ 30,254 1,418 91,400 68 2,285 22,062 20,000 3,112 60 0 46 2 0 43 16 68 Same Yes 74 $ 1,003 0 FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Same Same Same Same Same Same Same Yes Yes Yes Yes Yes Yes Yes Yes Yes 2,306 440 161 1,632 594 252 251 968 383 $ $ $ $ $ $ $ $ $ 37,829 8,147 2,502 40,000 25,000 2,768 0 13,773 7,062 50 0 4 57 25 7 27 21 17 MA FIA Card Services, N.A. Same Yes 3,046 $105,000 27 Morristown NJ FIA Card Services, N.A. Amended No 240 $ 2,023 0 Alumni Association Washington DC FIA Card Services, N.A. Amended No 16 $ 176 0 Alumni Association Chambersburg PA FIA Card Services, N.A. Same Yes 230 $ 2,946 0 Alumni Association New York NY FIA Card Services, N.A. Same Yes 60 $ 883 2 Alumni Association Fairfax VA FIA Card Services, N.A. Same Yes 1,711 $ 71,902 75 Alumni Association Philadelphia PA FIA Card Services, N.A. Same Yes 53 Alumni Association Purchase NY FIA Card Services, N.A. Amended No Alumni Association New York NY FIA Card Services, N.A. Same Yes $ 814 3 320 $ 2,060 0 655 $ 14,257 34 (continued on next page) Board of Governors of the Federal Reserve System 11 Table—continued Institution or organization Alumni Association of the State University of New York Agricultural and Technical College at Farmingdale, Inc. Alumni Association of the University of Michigan and the Regents of the University of Michigan Alumni Association of the University of South Dakota Alumni Association of the University of Virginia Alumni Association of the University of West Alabama Alumni Association of Winthrop University Alumni Association School of Medicine of Loma Linda University Alumni Association, Cal State Bakersfield Foundation Alumni Society of the School of Visual Arts, Inc. Alverno College American Academy of Optometry American Academy of Osteopathy American Association for Justice American Association of University Professors American Chemical Society American College American College of Osteopathic Family Physicians American College of Sports Medicine American College Student Association American Counseling Association American Design Drafting Association American Health Information Management Association American Institute of Aeronautics and Astronautics, Inc. American Institute of Architecture Students American Institute of Biological Sciences American Institute of Chemists, Inc. American Library Association American Nuclear Society American Occupational Therapy Association American Society for Microbiology American Society of Interior Designers, Inc. American Society of Landscape Architects American Society of Naval Engineers American Society of Safety Engineers American Society of Women Accountants American University Type of institution or organization* City State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 $ New accounts opened in 2010 Alumni Association Farmingdale NY FIA Card Services, N.A. Same Yes 367 3,439 0 Alumni Association and University Ann Arbor MI FIA Card Services, N.A. Same Yes 35,840 $1,600,000 508 Alumni Association Vermillion SD FIA Card Services, N.A. Amended Yes 1,094 $ 18,198 15 Alumni Association Charlottesville VA FIA Card Services, N.A. Same Yes 601 $ 33,831 551 Alumni Association Livingston AL FIA Card Services, N.A. Same Yes 150 $ 4,131 1 Alumni Association Rock Hill SC FIA Card Services, N.A. Same Yes 326 $ 3,380 12 Alumni Association Loma Linda CA FIA Card Services, N.A. Same Yes 172 $ 2,945 0 Foundation Bakersfield CA FIA Card Services, N.A. Amended No 287 $ 5,939 0 Alumni Association New York NY FIA Card Services, N.A. Same Yes 594 $ 8,702 22 University Other Other Other University Milwaukee Rockville Indianapolis Washington Washington WI MD IN DC DC FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Amended Same Same Yes No No Yes Yes 334 203 42 7,621 1,884 $ 4,201 $ 1,431 $ 407 $ 270,283 $ 0 6 0 0 20 25 Other University Other DC PA IL FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Same Yes No Yes 6,796 225 984 $ 268,094 $ 2,807 $ 26,640 90 0 19 Other Washington Bryn Mawr Arlington Heights Indianapolis IN FIA Card Services, N.A. Same Yes 485 $ 5,301 4 Other Columbia SC FIA Card Services, N.A. Same Yes 23 $ 42 0 Other Other Alexandria Rockville VA MD FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Yes Yes 2,715 38 $ $ 57,593 495 115 0 Other Chicago IL FIA Card Services, N.A. Same Yes 1,605 $ 15,954 57 Other Reston VA FIA Card Services, N.A. Amended Yes 1,144 $ 22,197 7 Other Washington DC FIA Card Services, N.A. Same Yes 81 $ 1,106 1 Other Washington DC FIA Card Services, N.A. Amended No 76 $ 423 0 Other Other Other Other Bethesda Chicago La Grange Bethesda MD IL IL MD FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Same Same No Yes Yes Yes 127 1,104 478 4,196 $ $ $ $ 1,532 15,368 6,844 71,210 0 23 0 70 Other Other Washington Washington DC DC FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes Yes 448 2,163 $ $ 4,783 39,909 6 48 Other Washington DC FIA Card Services, N.A. Same Yes 935 $ 18,428 6 Other Alexandria VA FIA Card Services, N.A. Same Yes 176 $ 1,626 0 Other Des Plaines IL FIA Card Services, N.A. Same Yes 1,520 $ 27,988 24 Other Memphis TN FIA Card Services, N.A. Same Yes 269 $ 2,881 0 University Washington DC FIA Card Services, N.A. Amended Yes 1,269 $ 18,286 30 (continued on next page) 12 Report on College Credit Card Agreements | July 2011 Table—continued Institution or organization American Veterinary Medical Association Angelo State University Ex-Students Association Appalachian State University Foundation Inc Aquinas College Arcadia University Arch Foundation for the University of Georgia, Inc. Arizona State University Alumni Association Arkansas Alumni Association, Inc. Arkansas Tech University Alumni Association Armstrong Atlantic State University Foundation, Inc. ASM International Asociacion Alumni CAAM Asociacion de Exalumnos de la Universidad de Puerto Rico Recinto de Rio Piedras Associated Alumnae and Alumni of the Sacred Heart Associated Alumni of Adams State College Associated Alumni of the Central High School of Philadelphia Associated Students Incorporated, California State University-Long Beach Association for Childhood Education International Association for Computing Machinery Association of Alumni, Former Students, and Friends of SIU Association of Energy Engineers Association of Former Students of Texas A&M University Association of Graduates of the United States Air Force Academy Association of Information Technology Professionals Association of Surgical Technologists Assumption College Auburn Spirit Foundation for Scholarships Auburn University at Montgomery Alumni Association Augusta State University Foundation, Inc. Augustana College Aurora University Austin College Austin Peay State University National Alumni Association Averett University Babson College Alumni Association and Babson College Baker College Ball State University Alumni Association Type of institution or organization* City State Credit card issuer Status** New accounts opened in 2010 In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 $ 172,180 92 Other Schaumburg IL FIA Card Services, N.A. Same Yes 4,497 Alumni Association San Angelo TX FIA Card Services, N.A. Same Yes 662 $ 12,557 10 Foundation Boone NC FIA Card Services, N.A. Same Yes 1,408 $ 55,000 87 University University Foundation Grand Rapids Glenside Athens MI PA GA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Amended No Yes Yes 57 399 20,580 $ 505 $ 4,026 $1,307,086 0 5 329 Alumni Association Tempe AZ FIA Card Services, N.A. Same Yes 9,433 $1,349,084 286 Alumni Association Alumni Association Fayetteville Russellville AR AR FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 4,341 337 $ 280,459 $ 4,334 227 0 Foundation Savannah GA FIA Card Services, N.A. Amended No 127 $ 1,199 1 Other Alumni Association Alumni Association Materials Park Mayaguez San Juan OH PR PR FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Same Yes Yes Yes 798 5,643 4,255 $ $ $ 18,227 73,825 48,033 2 5 1 Alumni Association St. Louis MO FIA Card Services, N.A. Same Yes 741 $ 10,317 4 Alumni Association Alamosa CO FIA Card Services, N.A. Same Yes 280 $ 2,490 0 Alumni Association Rydal PA FIA Card Services, N.A. Amended No 209 $ 1,013 1 Other Long Beach CA FIA Card Services, N.A. Same Yes 138 $ 1,563 15 Other Wheaton MD FIA Card Services, N.A. Amended No 174 $ 1,792 0 Other New York NY FIA Card Services, N.A. Same Yes 2,199 $ 125,000 17 Alumni Association Carbondale IL Chase Bank USA, N.A. Same Yes 3,882 $ 575,065 0 Other Alumni Association Atlanta College Station GA TX FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended Yes Yes 326 34,507 $ 6,081 $1,176,016 1 313 Alumni Association Same Yes 1,151 $ 110,000 1,396 Other Colorado Springs Park Ridge Other Colorado USAA Savings Bank IL FIA Card Services, N.A. Same Yes 615 $ 4,808 0 Englewood CO FIA Card Services, N.A. Amended No 876 $ 6,765 0 University Foundation Worcester Auburn MA AL FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 135 14,755 $ 2,229 $1,007,725 9 377 Alumni Association Montgomery AL FIA Card Services, N.A. Same Yes 352 $ 5,717 12 Foundation Augusta GA FIA Card Services, N.A. Same Yes 243 $ 1,699 6 University University University Alumni Association Sioux Falls Aurora Sherman Clarksville SD IL TX TN FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Amended Same Yes Yes No Yes 496 48 334 123 $ $ $ $ 8,833 1,076 4,524 1,763 18 0 0 14 University Alumni Association and University University Alumni Association Danville Wellesley VA MA FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 174 632 $ $ 2,190 17,338 6 18 Flint Muncie MI IN FIA Card Services, N.A. Chase Bank USA, N.A. Same Same No Yes 35 2,194 $ 220 $ 100,000 0 0 (continued on next page) Board of Governors of the Federal Reserve System 13 Table—continued Institution or organization Bank Street College Barnard College Barry University Alumni Association Barton College Baruch College Alumni Association Baylor University Alumni Association Becker College Bellarmine College Belmont Abbey College Belmont University Bemidji State University Alumni Association Benedictine University Bennett College National Alumnae Association Berklee College of Music Beta Alpha Psi Beta Gamma Sigma, Inc. Beta Theta Pi Bethany College Bethel College Alumni Association Biola University Biomedical Engineering Society Birla Institute of Technology and Science Alumni Association Blackburn College Bloomsburg University Foundation, Inc. Bloomsburg University of Pennsylvania Board of Regents of the University of Oklahoma Board of Trustees of Northern Michigan University Boise State University Alumni Association, Inc. Boston College Bowie State University National Alumni Association, Inc. Bowling Green State University Alumni Association Bradley University Brandeis University Bridgewater College Bridgewater State College Alumni Association Brookdate Community College Alumni Association Brooklyn College Alumni Association Brown Alumni Association Bryant College Bryn Mawr College Alumnae Association Bucknell University Alumni Association Buffalo State Alumni Association Butler Community College Foundation Butler University Type of institution or organization* City State New accounts opened in 2010 Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Amended Same Amended Same Amended Same No Yes No Yes No Yes 8 128 818 130 688 2,381 $ $ $ $ $ $ 178 1,530 7,382 843 7,366 34,207 0 10 0 4 19 265 Same Same Same Same Same No Yes Yes Yes Yes 123 153 162 129 301 $ $ $ $ $ 429 3,078 2,038 1,940 3,082 0 15 0 4 59 Amended Same Yes Yes 321 68 $ $ 5,004 504 8 0 Payments by issuer in 2010 University University Alumni Association University Alumni Association Alumni Association New York New York Miami Shores Wilson New York Waco NY NY FL NC NY TX University University University University Alumni Association Worcester Louisville Belmont Nashville Bemidji MA KY NC TN MN University Alumni Association Lisle Greensboro IL NC FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. University Other Other Other University Alumni Association University Other Alumni Association Boston New York St. Louis Oxford Bethany North Newton La Mirada Culver City Sunnyvale MA NY MO OH WV KS CA CA CA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. INTRUST Bank, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Capital One, N.A. Same Amended Same Same Amended Same Same Same New Yes Yes Yes Yes No Yes Yes Yes Yes 711 704 2,131 303 97 467 190 68 32 $ $ $ $ $ $ $ $ $ 10,475 14,389 39,295 0 1,630 11,183 2,716 731 164 24 0 75 18 0 11 1 1 32 University Foundation Carlinville Bloomsburg IL PA FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 263 2,487 $ $ 3,245 26,726 1 40 University Bloomsburg PA Yes 1,132 $ 50 10 University Norman OK Pennsylvania State Same Employees Credit Union FIA Card Services, N.A. Same Yes 1,563 $1,000,000 164 University Marquette MI FIA Card Services, N.A. Same Yes 1,009 $ 30,000 44 Alumni Association Boise ID FIA Card Services, N.A. Same Yes 1,085 $ 70,300 72 University Alumni Association Chestnut Hill St. Leonard MA MD GE Money Bank FIA Card Services, N.A. Same Same Yes Yes 597 170 $1,097,106 $ 1,822 41 2 Alumni Association Bowling Green OH FIA Card Services, N.A. Same Yes 2,119 $ 80,000 78 University University University Alumni Association Peoria Waltham Bridgewater Bridgewater IL MA VA MA Same Same Amended Same Yes Yes No Yes 1,723 1,772 173 621 $ $ $ $ 30,611 40,000 2,221 5,625 15 40 1 153 Alumni Association Lincroft NJ FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. U.S. Bank National Association ND UMB Bank, N.A. New Yes 0 $ 0 0 Alumni Association Brooklyn NY FIA Card Services, N.A. Amended Yes 1,280 $ 6,199 59 Alumni Association University Alumni Association Providence Smithfield Bryn Mawr RI RI PA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Same Yes Yes Yes 6,260 582 456 $ 363,533 $ 9,638 $ 4,823 86 9 19 Alumni Association Lewisburg PA FIA Card Services, N.A. Same Yes 1,467 $ 80,000 47 Alumni Association Foundation Buffalo El Dorado NY KS FIA Card Services, N.A. INTRUST Bank, N.A. Same Same Yes Yes 543 390 $ $ 4,998 17,900 43 33 University Indianapolis IN FIA Card Services, N.A. Same Yes 335 $ 5,482 38 (continued on next page) 14 Report on College Credit Card Agreements | July 2011 Table—continued Institution or organization Type of institution or organization* City State Butte College Foundation Foundation Oroville CA Cabrini College Cal Poly Pomona Alumni Association California Aggie Alumni Association California Alumni Association and the Regents of the University of California California Lutheran University California Polytechnic State University Alumni Association, San Luis Obispo California Psychological Association California School of Podiatric Medicine at Samuel Merritt College California School of Professional Psychology California State University Dominguez Hills Foundation, Inc. California State University Stanislaus California State University, Chico, Alumni Association and the University Foundation California State University Chico California State University, Fresno, Alumni Association California State University, Fullerton, Alumni Association California State University, Hayward, Alumni Association California State University, Long Beach, Alumni Association California State University, Los Angeles, Alumni Association California State University, Northridge, Alumni Association California State University, San Marcos, Alumni Association California University of Pennsylvania California University of Pennsylvania Alumni Association, Inc. California Veterinary Medical Association Calvert Hall College Alumni Association Campbellsville University Canisius College Cardinal Stritch University Carlow College Carroll College Carthage College Case Western Reserve University Catawba College Catholic University of America Cazenovia College Cedar Crest College Alumnae Association Centenary College of Louisiana Central Bible College University Alumni Association Radnor Pomona Alumni Association Alumni Association and University Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 Same Yes 546 $ 2,838 157 PA CA U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes No 212 177 $ $ 1,340 50,000 3 10 Davis Berkeley CA CA FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 287 19,412 $ 150,000 $1,353,225 134 531 University Alumni Association Thousand Oaks San Luis Obispo CA CA FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes No 83 3,658 $ $ 1,374 53,098 0 24 Other University Sacramento Oakland CA CA FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes No 238 14 $ $ 2,369 260 0 0 University Alhambra CA FIA Card Services, N.A. Same No 6 $ 54 0 Foundation Carson CA FIA Card Services, N.A. Amended No 1,175 $ 0 1 University Turlock CA FIA Card Services, N.A. Same Yes 42 $ 178 20 Alumni Association Chico CA FIA Card Services, N.A. Same Yes 191 $ 0 54 Alumni Association Fresno CA FIA Card Services, N.A. Amended No 430 $ 180,000 59 Alumni Association Fullerton CA FIA Card Services, N.A. Amended No 1,167 $ 0 5 Alumni Association Hayward CA FIA Card Services, N.A. Amended No 266 $ 0 0 Alumni Association Long Beach CA FIA Card Services, N.A. Same Yes 7,122 $ 200,000 45 Alumni Association Los Angeles CA FIA Card Services, N.A. Amended No 310 $ 100,000 28 Alumni Association Northridge CA Chase Bank USA, N.A. Same No 0 $ 0 1 Alumni Association San Marcos CA FIA Card Services, N.A. Amended No 214 $ 8,033 1 University California PA Yes 806 $ 35 7 Alumni Association California PA Pennsylvania State Same Employees Credit Union FIA Card Services, N.A. Amended No 430 $ 6,542 0 Other Sacramento CA FIA Card Services, N.A. Same Yes 403 $ 6,736 0 Alumni Association Towson MD FIA Card Services, N.A. Amended No 408 $ 7,927 1 University University University University University University University University University University Alumni Association Campbellsville Buffalo Milwaukee Pittsburgh Helena Kenosha Cleveland Salisbury Washington Cazenovia Allentown KY NY WI PA MT WI OH NC DC NY PA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Amended Amended Amended Same Same Amended Amended Amended Yes Yes No No No Yes Yes Yes Yes Yes No 234 600 91 114 308 233 2,518 308 1,316 19 286 $ 4,081 $ 27,500 $ 683 $ 866 $ 2,296 $ 3,129 $ 175,000 $ 3,005 $ 26,088 $ 325 $ 4,666 0 17 0 0 3 8 38 5 31 0 5 University University Shreveport Springfield LA MO FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes No 228 158 $ $ 2,179 2,607 1 0 (continued on next page) Board of Governors of the Federal Reserve System 15 Table—continued Institution or organization Type of institution or organization* City State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Alumni Association New Britain CT FIA Card Services, N.A. Amended Yes 1,266 University Alumni Association Alumni Association Mount Pleasant Midlothian Ellensburg MI VA WA FIA Card Services, N.A. Capital One, N.A. FIA Card Services, N.A. Same New Amended Yes Yes Yes Foundation University Foundation University Chadron Orange Cheyney Cheyney NE CA PA PA Same Same Amended Same Other Other Other Foundation Memphis Suwanee Chapel Hill Chicago TN GA NC IL FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Pennsylvania State Employees Credit Union FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. University Foundation Memphis Newport News TN VA Alumni Association Charleston SC Claflin College Claremont McKenna College Alumni Association, Inc. Clarion University Foundation, Inc. Clarion University Foundation, Inc. University Alumni Association Orangeburg Claremont SC CA Foundation Foundation Clarion Clarion PA PA Clark University Alumni Association Clarkson University Clayton State Alumni Association Clemson University Foundation, Inc., d/b/a Clemson Alumni Association Cleveland State University Alumni Association Cleveland-Marshall Law Alumni Association Coe College Colby-Sawyer College Colegio de Farmaceuticos de Puerto Rico College Misericordia College of Charleston Alumni Association College of Mount Saint Vincent College of New Jersey Alumni Association College of Notre Dame of Maryland College of St. Rose College of St. Scholastica College of Staten Island Alumni Association, Inc. College of the Holy Cross General Alumni Association College of West Africa Alumni Association Colleges of the Seneca, Inc. Colorado College Alumni Association University Alumni Association Foundation and Alumni Association Worcester Potsdam Morrow Clemson Alumni Association Colorado School of Mines Alumni Association Alumni Association Central Connecticut State University Alumni Association, Inc. Central Michigan University Central Virginia LSU Alumni Chapter Central Washington University Alumni Association Chadron State Foundation Chapman University Cheyney Foundation Cheyney University of Pennsylvania Chi O Creations Chi Phi Fraternity, Inc. Chi Psi Fraternity Chicago State University Foundation Christian Brothers University Christopher Newport University Educational Foundation Citadel Alumni Association Payments by issuer in 2010 $ New accounts opened in 2010 0 55 376 1 906 $200,000 $ 55 $ 10,738 209 1 46 Yes Yes No Yes 382 1,314 39 96 $ 3,706 $ 62,000 $ 0 $ 5 5 48 0 1 Same Amended Amended Amended Yes Yes No No 2,498 219 39 50 $ 42,086 $ 2,862 $ 620 $ 279 144 2 0 1 FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes Yes 114 215 $ 1,116 $ 1,559 0 1 U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. Same Yes 368 $ 9,885 74 Same Amended Yes No 18 245 $ 157 $ 2,592 0 4 Same Same Yes Yes 141 61 $ 5,000 $ 10 36 2 MA NY GA SC FIA Card Services, N.A. Pennsylvania State Employees Credit Union FIA Card Services, N.A. FIA Card Services, N.A. UMB Bank, N.A. FIA Card Services, N.A. Same Same Same Amended Yes Yes Yes Yes 561 581 5 13,154 $ 9,956 $ 10,865 $ 196 $651,500 9 0 3 130 Cleveland OH FIA Card Services, N.A. Amended No 1,287 $ 12,892 1 Alumni Association Cleveland OH FIA Card Services, N.A. Amended No 45 $ 768 0 University University University Cedar Rapids New London San Juan IA NH PR FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Amended Yes Yes Yes 123 165 320 $ 1,355 $ 1,220 $ 3,411 1 7 4 University Alumni Association Dallas Charleston PA SC FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended No Yes 278 1,258 $ 3,435 $ 20,938 2 30 University Alumni Association Riverdale Ewing NY NJ Amended Same No Yes 149 804 $ 1,187 $ 5,908 0 155 University University University Alumni Association Baltimore Albany Duluth Staten Island MD NY MN NY FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Same Amended Yes Yes Yes Yes 423 356 388 530 $ $ $ $ Alumni Association Worcester MA FIA Card Services, N.A. Same Yes 2,178 Alumni Association Bowie MD UMB Bank, N.A. Same Yes 1 University University Geneva Colorado Springs Golden NY CO FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes Yes CO FIA Card Services, N.A. Same Yes 7,899 2,775 4,102 6,808 0 3 10 40 $117,210 38 $ 83 1 52 417 $ 0 $ 8,669 0 1 585 $ 13,960 15 (continued on next page) 16 Report on College Credit Card Agreements | July 2011 Table—continued Institution or organization Type of institution or organization* City State Colorado State University Alumni Association Converse College Cooper Union for the Advancement of Science and Art Coppin State College Development Foundation, Inc. Cornell Alumni Federation Creighton University Alumni Association and Creighton University Crimson Tide Sports Marketing, LLC Culver Stockton College Dakota State University Alumni Association Davenport University Delaware State University Alumni Association Delaware Valley College Delta Chi Fraternity, Inc. Delta Delta Delta Fraternity Alumni Association Fort Collins CO University University Spartanburg New York City Foundation Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 Same Yes 2,196 $ 34,344 257 SC NY U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended No Yes 97 618 $ $ 673 7,703 0 10 Baltimore MD FIA Card Services, N.A. Same Yes 63 $ 499 2 Alumni Association Alumni Association and University Ithaca Omaha NY NE Chase Bank USA, N.A. First National Bank of Omaha Same Same Yes No 9,007 446 $ 904,575 $ 11,909 1 0 University Tuscaloosa AL Compass Bank Same Yes 0 $ 0 0 University Alumni Association Canton Madison MO SD FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended No No 123 72 $ $ 818 469 0 0 University Alumni Association Grand Rapids Dover MI DE FIA Card Services, N.A. FIA Card Services, N.A. Amended Same No Yes 204 224 $ $ 1,357 2,622 8 1 University Other Other Doylestown Iowa City Arlington PA IA TX Same Same Same Yes Yes Yes 199 868 933 $ $ $ 1,817 8,578 12,482 0 50 55 Delta Gamma Fraternity Delta Kappa Epsilon Fraternity Delta Kappa Gamma Society, International Delta Mu Delta Honor Society Delta Phi Epsilon Sorority Other Other Other Columbus Washington Austin OH DC TX FIA Card Services, N.A. FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended Same Yes No Yes 896 153 199 $ $ $ 9,397 2,364 2,680 44 0 38 Other Other IL MO FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 803 365 $ $ 15,000 3,507 63 27 Delta Sigma Delta Delta Sigma Phi Fraternity Delta Sigma Pi Other Other Other Brookfield Maryland Heights Dousman Indianapolis Oxford WI IN OH Amended Same Same Yes Yes Yes 147 627 1,903 $ $ $ 3,038 15,000 71,828 0 19 106 Delta State University Alumni Association Delta Tau Delta Fraternity Delta Theta Phi Law Fraternity Delta Upsilon International Fraternity Delta Zeta Sorority DePaul University Des Moines University Osteopathic Medical Center Development Foundation of Western Carolina University, Inc. Dickinson College Dominican College of San Rafael Dominican University Dowling College Drake University Drexel University Alumni Association Cleveland MS FIA Card Services, N.A. FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. Same Yes 715 $ 30,000 11 Other Other Other Fishers Rocky River Indianapolis IN OH IN FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Same No Yes Yes 124 169 414 $ $ $ 0 2,511 3,780 11 18 23 Other University University Oxford Chicago Des Moines OH IL IA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Yes Yes Yes 1,834 403 59 $ 28,584 $ 100,000 $ 1,099 112 51 0 Foundation Cullowhee NC FIA Card Services, N.A. Same Yes 849 University University University University University University Carlisle San Rafael River Forest Oakdale Des Moines Philadelphia PA CA IL NY IA PA Same Same Same Same Amended Same Yes Yes Yes Yes No Yes Alumni Association Alumni Association Durham Pittsburgh NC PA Same Same University Alumni Association Buffalo Greenville NY NC FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. U.S. Bank National Association ND Chase Bank USA, N.A. U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. Alumni Association Ada OK Foundation East Stroudsburg PA Duke Alumni Association, Inc. Duquesne University Alumni Association D’Youville College East Carolina University Alumni Association, Inc. East Central University Alumni Association East Stroudsburg University Foundation, Inc. $ 10,577 18 514 53 277 491 1,239 1,703 $ 11,691 $ 424 $ 3,469 $ 6,882 $ 29,696 $ 271,223 0 0 4 0 16 207 Yes Yes 7,222 1,279 $1,375,000 $ 10,851 1 178 Amended Same No Yes 131 2,743 $ 1,737 $ 100,000 1 91 FIA Card Services, N.A. Amended No 94 $ 753 1 FIA Card Services, N.A. Same Yes 1,239 $ 47,000 21 (continued on next page) Board of Governors of the Federal Reserve System 17 Table—continued Institution or organization Type of institution or organization* East Stroudsburg University of Pennsylvania Eastern Connecticut State University Alumni Association Eastern Illinois University Alumni Association, Inc. Eastern New Mexico University Alumni Association, Inc. Eastern Oregon University Eastern Washington University Alumni Association Eckerd College Alumni Association Edinboro University of Pennsylvania Alumni Association Educational Communications, Inc. Elizabethtown College Elizabethtown College University Elmhurst College Alumni Association Elon University Embry Riddle Aeronautical University Emerson College Emmanuel College Emory University Emporia State University Alumni Association Erskine College Erskine College Alumni Association Ex-Students Association of the University of Texas Fairfield University Fairleigh Dickinson University Fairmont State College Alumni Association, Inc. Faulkner University Ferris State University FFA Alumni Association Fitchburg State College Florida Atlantic University Foundation, Inc. Florida Institute of Technology Alumni Association Florida International University Foundation, Inc. Florida Southern College Fordham University Fort Hays State University Alumni Association Fort Lewis College Alumni Association Foundation at New Jersey Institute of Technology Foundation Chapter of Theta Chi Fraternity, Inc. Foundation of the University of North Carolina at Charlotte, Inc. Franklin and Marshall College Franklin Pierce College Fraternity of Alpha Zeta Fraternity of Phi Gamma Delta, Inc. City State PA Credit card issuer Status** New accounts opened in 2010 In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Yes 1,090 $ 30 6 Yes 178 $ 2,482 29 $ 110,000 55 Payments by issuer in 2010 Alumni Association East Stroudsburg Willimantic CT Pennsylvania State Same Employees Credit Union FIA Card Services, N.A. Same Alumni Association Charleston IL FIA Card Services, N.A. Same Yes 3,949 Alumni Association Portales NM FIA Card Services, N.A. Same Yes 695 $ 5,486 16 University Alumni Association La Grande Cheney OR WA FIA Card Services, N.A. FIA Card Services, N.A. Amended Same No Yes 226 933 $ $ 2,939 13,068 0 22 Alumni Association Alumni Association St. Petersburg Edinboro FL PA FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 121 1,430 $ $ 2,193 32,000 0 31 Other University University Lake Forest Elizabethtown Elizabethtown IL PA PA Same Amended Amended Yes Yes Yes 9,818 514 382 $ $ $ 0 5,966 25 0 15 5 Alumni Association Elmhurst IL Same Yes 266 $ 3,628 45 University University Elon Daytona Beach NC FL FIA Card Services, N.A. FIA Card Services, N.A. Pennsylvania State Employees Credit Union U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes Yes 317 1,442 $ $ 2,888 23,901 7 2 University University University Alumni Association Boston Boston Atlanta Emporia MA MA GA KS FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. INTRUST Bank, N.A. Same Same Same Same Yes Yes Yes Yes 387 80 2,860 786 $ $ $ $ 2,838 992 50,676 16,193 0 0 79 36 University Alumni Association Alumni Association Due West Due West Austin SC SC TX FIA Card Services, N.A. Capital One, N.A. FIA Card Services, N.A. Amended New Same No Yes Yes 112 4 31,748 $ 1,033 $ 0 $2,364,754 0 4 444 University University Alumni Association Fairfield Teaneck Fairmont CT NJ WV FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Amended Yes Yes No 1,005 1,487 180 $ $ $ 20,283 66,842 2,562 32 72 0 University University Alumni Association University Foundation Montgomery Big Rapids Alexandria Fitchburg Boca Raton AL MI VA MA FL FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Same Same Yes Yes Yes Yes Yes 110 117 437 204 3,634 $ 1,256 $ 974 $ 6,506 $ 2,447 $ 120,000 0 73 25 15 63 Alumni Association Melbourne FL Same Yes 361 $ 4,789 34 Foundation Miami FL U.S. Bank National Association ND FIA Card Services, N.A. Amended Yes 7,621 $ 315,000 99 University University Alumni Association Lakeland Bronx Hays FL NY KS FIA Card Services, N.A. FIA Card Services, N.A. INTRUST Bank, N.A. Same Same Same Yes Yes Yes 223 7,730 605 $ 3,176 $ 285,000 $ 10,000 6 110 59 Alumni Association Durango CO FIA Card Services, N.A. Amended No 479 $ 4,231 3 Foundation Newark NJ FIA Card Services, N.A. Same Yes 69 $ 677 35 Foundation Indianapolis IN FIA Card Services, N.A. Same Yes 573 $ 9,226 23 Foundation Charlotte NC FIA Card Services, N.A. Same Yes 2,910 $ 124,354 58 University University Other Other Lancaster Rindge St. Louis Lexington PA NH MO KY FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Same Same Yes Yes Yes Yes 454 272 23 312 $ $ $ $ 15 3 0 29 0 3,370 315 15,000 (continued on next page) 18 Report on College Credit Card Agreements | July 2011 Table—continued Institution or organization Freed Hardeman University Furman University Gamma Phi Beta International Sorority, Inc. Gemological Institute of America Alumni Association General Alumni Association of the University of North Carolina at Chapel Hill Geneseo Alumni Association Geneva College George Washington Alumni Association Georgetown University Alumni Association Georgia Pharmacy Foundation Georgia Southern University Foundation, Inc. Georgia Southwestern Foundation, Inc. Georgia State University Alumni Association, Inc. Georgia Tech Alumni Association Gettysburg College Golden Gate University Golden Key International Honour Society Goldey Beacom College Goshen College Graceland University Grambling University National Alumni Association Grand Chapter of Phi Sigma Kappa Grand Valley State University Grand View College Alumni Association Greater University of South Carolina Alumni Association Green Mountain College Guilford College Gustavus Adolphus College Gwynedd Mercy College Hamline University Hampden Sydney College Hampton University Harding University, Inc. Harrisburg Area Community College Hartwick College Harvard Alumni Association Haverford College Hawaii Pacific University Henderson State University Herbert H. Lehman College Foundation, Inc. Honor Society of Phi Kappa Phi Hood College Houghton College Houston Alumni Organization Houston Baptist University Type of institution or organization* City State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 University University Other Henderson Greenville Englewood TN SC CO FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Yes Yes Yes 541 1,046 999 $ $ $ 9,583 23,367 40,000 10 10 51 Alumni Association Santa Monica CA FIA Card Services, N.A. Same Yes 1,405 $ 9,860 44 Alumni Association Chapel Hill NC FIA Card Services, N.A. Same Yes 19,147 $1,250,000 166 Alumni Association University Alumni Association Geneseo Beaver Falls Washington NY PA DC FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Yes Yes Yes 769 719 3,364 $ 0 $ 10,043 $ 155,238 29 15 100 Alumni Association Washington DC FIA Card Services, N.A. Amended Yes 8,503 $ 833,065 96 Foundation Foundation Atlanta Statesboro GA GA FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 94 3,073 $ 1,230 $ 100,000 0 45 Foundation Americus GA FIA Card Services, N.A. Amended Yes 89 $ 1,147 0 Alumni Association Atlanta GA FIA Card Services, N.A. Amended Yes 2,563 $ 94,167 134 Alumni Association University University Other Atlanta Gettysburg San Francisco Atlanta GA PA CA GA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Amended Amended No Yes No Yes 10,207 363 278 36,024 $ $ $ $ 0 5,866 2,039 45,264 151 25 0 236 University University University Alumni Association Wilmington Goshen Lamoni Grambling DE IN IA LA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Amended Same Yes No No Yes 240 280 187 53 $ $ $ $ 3,352 4,804 2,290 638 0 0 0 0 Other University University Indianapolis Allendale Des Moines IN MI IA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Amended No Yes No 360 988 55 $ $ $ 6,152 10,388 515 0 63 0 Alumni Association Columbia SC Chase Bank USA, N.A. Same No 0 $ 0 0 University University University University University University VT NC MN PA MN VA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Same Same Amended Yes Yes Yes Yes Yes Yes 114 68 593 87 367 318 $ $ $ $ $ $ 929 850 10,067 930 3,104 6,982 0 0 22 2 1 0 University University University Poultney Greensboro Saint Peter Gwynedd Valley Saint Paul Hampden Sydney Hampton Searcy Harrisburg VA AR PA Amended Same Amended No Yes Yes 282 1,427 872 $ $ $ 4,649 27,543 65 8 0 13 University Alumni Association University University University Foundation Oneonta Cambridge Haverford Honolulu Arkadelphia Bronx NY MA PA HI AR NY FIA Card Services, N.A. FIA Card Services, N.A. Pennsylvania State Employees Credit Union FIA Card Services, N.A. Barclays Bank Delaware FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Same Same Same Yes Yes Yes Yes Yes Yes 172 6,740 272 263 416 289 $ 1,437 $1,000,000 $ 7,615 $ 3,032 $ 5,768 $ 3,343 0 1,625 1 0 11 24 Other University University Alumni Association University Baton Rouge Frederick Houghton Houston Houston LA MD NY TX TX FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Chase Bank USA, N.A. FIA Card Services, N.A. Amended Same Same Same Amended Yes Yes No No Yes 7,471 259 223 0 310 $ 120,507 $ 3,406 $ 2,827 $ 0 $ 2,979 184 5 0 0 1 (continued on next page) Board of Governors of the Federal Reserve System 19 Table—continued Institution or organization Howard Payne University Alumni Association Howard University Department of Alumni Relations Humboldt State University Alumni Association Husson College Alumni Association Idaho State University Illinois College of Optometry Illinois State University Foundation Immaculata College Independent University Alumni Association at Lowell Indiana State University Indiana University Alumni Association Indiana University of Pennsylvania Alumni Association Indiana Wesleyan University Institute of Industrial Engineers Institute of Management Accountants International Chiropractors Association International Legal Fraternity of Phi Delta Phi Iona College Iowa State University Alumni Association Jackson State University Jacksonville State University Foundation, Inc. James Madison University Alumni Association Javelina Alumni Association John Carroll University John F. Kennedy University Alumni Association Johns Hopkins University Johnson & Wales University Juilliard School Kansas State University Alumni Association Kansas University Alumni Association Kappa Alpha Order Kappa Alpha Psi Kappa Alpha Theta Fraternity, Inc. Kappa Delta Pi An International Honor Society in Education Kappa Delta Rho Fraternity Kappa Delta Sorority, Inc. Kappa Epsilon Fraternity Kappa Psi Pharmaceutical Fraternity Kappa Sigma Fraternity Kean University Alumni Association Keene State College Alumni Association Kennesaw State University Alumni Association Type of institution or organization* City State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 Alumni Association Brownwood TX FIA Card Services, N.A. Same Yes 288 $ 2,929 0 Alumni Association Washington DC FIA Card Services, N.A. Same Yes 1,293 $ 27,193 19 Alumni Association Arcata CA FIA Card Services, N.A. Amended No 420 $ 20,000 4 Alumni Association University University Foundation University Alumni Association Bangor Pocatello Chicago Normal Immaculata Lowell ME ID IL IL PA MA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Amended Same Same Amended Yes Yes No Yes Yes Yes 279 1,295 5 6,465 184 205 $ 1,492 $ 20,650 $ 93 $193,075 $ 2,316 $ 3,931 1 33 0 118 3 0 University Alumni Association Terre Haute Bloomington IN IN FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended Yes Yes 2,561 26,887 $ 37,255 $ 0 6 208 Alumni Association Indiana PA FIA Card Services, N.A. Amended Yes 3,825 $135,930 52 University Other Other Marion Norcross Montvale IN GA NJ FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same No Yes Yes 273 1,727 4,668 $ 2,597 $ 33,230 $175,000 1 10 38 Other Arlington VA FIA Card Services, N.A. Same Yes 950 $ 13,762 9 Other Greenbelt MD FIA Card Services, N.A. Same Yes 365 $ 12,217 10 University Alumni Association New Rochelle Ames NY IA FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes Yes 1,214 14,579 $ 19,166 $537,000 2 219 University Foundation Jackson Jacksonville MS AL Same Same Yes Yes 199 629 $ 1,257 $ 6,112 0 94 Alumni Association Harrisonburg VA FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. Amended Yes 553 $125,000 77 Alumni Association University TX OH FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 311 1,051 $ 4,798 $ 17,407 11 40 Alumni Association Kingsville University Heights Orinda CA FIA Card Services, N.A. Amended No 81 $ 1,013 2 University University Other Alumni Association Baltimore Providence New York Manhattan MD RI NY KS FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. INTRUST Bank, N.A. Amended Amended Same Same Yes No Yes Yes 6,661 483 131 11,029 $285,672 $ 0 $ 1,334 $701,976 122 0 3 292 Alumni Association Lawrence KS INTRUST Bank, N.A. Same Yes 10,451 $826,387 248 Other Other Other Other Lexington Philadelphia Indianapolis Indianapolis VA PA IN IN FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Same Yes Yes Yes Yes 760 734 2,114 1,438 Other Other Other Other Greensburg Memphis Stone Mountain Oklahoma City PA TN GA OK FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Same Same Yes No Yes Yes Other Alumni Association Alumni Association Charlottesville Union Keene VA NJ NH FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended Amended Alumni Association Marietta GA FIA Card Services, N.A. Amended $ $ $ $ 30,000 10,697 31,588 17,686 3 23 56 48 186 375 38 57 $ 2,893 $ 750 $ 362 $ 333 7 55 0 4 No No No 359 682 564 $ 0 $ 0 $ 20,000 1 21 0 No 1,344 $ 21,426 25 (continued on next page) 20 Report on College Credit Card Agreements | July 2011 Table—continued Institution or organization Type of institution or organization* City State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 Same Amended Amended Amended Yes No No Yes 5,128 65 139 4 $ 135,000 $ 529 $ 908 $ 233 94 0 0 4 New Yes 4 $ 0 4 Amended Amended No Yes 936 986 $ $ 0 12,747 4 50 Kent State University Kentucky Wesleyan College Keuka College Keystone College Alumni Association Keystone College Alumni Association Kings College Kutztown University Alumni Association Kutztown University of Pennsylvania La Salle University Alumni Association La Sierra University, La Sierra Alumni Association Lafayette College Alumni Association Lake County Schools Alumni Lake Sumter Community College Foundation, Inc. Lakewood Public School Alumni Foundation Lamar University Lamar University Alumni Association Lambda Chi Alpha Fraternity, Inc. Langston University National Alumni Association Le Moyne College Lebanon Valley College Lee University Leland Stanford Junior University by Stanford Alumni Association and Stanford Department of Athletics, Physical Education and Recreation Lenoir Rhyne College Alumni Association Lesley College Letourneau University Lewis and Clark College Lewis University Liberty University University University University Alumni Association Kent Owensboro Keuka Park La Plume OH KY NY PA Alumni Association La Plume PA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Capital One Bank (USA), N.A. Capital One, N.A. University Alumni Association Wilkes Barre Kutztown PA PA FIA Card Services, N.A. FIA Card Services, N.A. University Kutztown PA Yes 1,563 $ 45 9 Alumni Association Philadelphia PA Pennsylvania State Same Employees Credit Union FIA Card Services, N.A. Same Yes 1,785 $ 28,124 37 Alumni Association Riverside CA FIA Card Services, N.A. Same Yes 18 $ 234 5 Alumni Association Easton PA FIA Card Services, N.A. Same Yes 611 $ 10,000 10 Alumni Association Foundation Memphis Leesburg TN FL UMB Bank, N.A. Capital One, N.A. New New Yes Yes 0 0 $ $ 0 0 0 0 Foundation Lakewood OH FIA Card Services, N.A. Amended No 98 $ 1,490 0 University Alumni Association Beaumont Beaumont TX TX Compass Bank FIA Card Services, N.A. New Amended Yes No 0 414 $ $ 0 4,714 0 0 Other Alumni Association Indianapolis Langston IN OK FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 716 57 $ $ 25,000 220 16 0 University University University Alumni Association and University Syracuse Annville Cleveland Stanford NY PA TN CA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Same Same Yes No No Yes 543 349 422 16,079 $ 7,139 $ 3,168 $ 6,597 $1,000,000 12 1 0 178 Alumni Association Hickory NC FIA Card Services, N.A. Amended Yes 173 $ 2,089 1 University University University University University Cambridge Longview Portland Romeoville Lynchburg MA TX OR IL VA Same Same Same Same Same No Yes Yes Yes Yes 187 285 951 362 1,265 $ $ $ $ $ 1,649 4,962 10,735 5,429 11,951 0 1 2 0 197 Life College Limestone College Lock Haven University Alumni Association Lock Haven University Foundation Lock Haven University of Pennsylvania Long Island University Longwood University Alumni Association Louisiana State University Medical Center Foundation Louisiana State University Shreveport Alumni Association Louisiana Tech University Foundation Loyola Blakefield Alumni Association University University Alumni Association Marietta Gaffney Lock Haven GA SC PA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. Capital One, N.A. Same Same New No Yes Yes 102 125 1 $ $ $ 1,529 1,134 0 0 0 1 Foundation University Lock Haven Lock Haven PA PA Amended Same No Yes 243 927 $ $ 0 20 0 4 University Alumni Association Brookville Farmville NY VA FIA Card Services, N.A. Pennsylvania State Employees Credit Union FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 852 440 $ $ 0 6,467 41 25 Foundation New Orleans LA FIA Card Services, N.A. Same Yes 196 $ 6,791 0 Alumni Association Shreveport LA FIA Card Services, N.A. Same Yes 271 $ 3,933 1 Foundation Ruston LA FIA Card Services, N.A. Same Yes 2,106 $ 83,333 65 Alumni Association Baltimore MD FIA Card Services, N.A. Same Yes 166 $ 5,377 0 (continued on next page) Board of Governors of the Federal Reserve System 21 Table—continued Institution or organization Loyola Marymount University Loyola University Chicago Loyola University Maryland Loyola University New Orleans LSU Alumni Association Lubbock Christian University Luther College Lutheran University Association, Inc., d/b/a Valparaiso University Lycoming College Manhattan College Manhattanville College Mansfield University Foundation, Inc. Mansfield University of Pennsylvania Marquette University Marshall University Alumni Association Martin Luther College Alumni Association Mary Baldwin College Marymount University Maryville College Massachusetts College of Pharmacy and Allied Health Sciences Massachusetts Institute of Technology Massachusetts Medical Society McNeese State University Alumni Association Medical College of Virginia Alumni Association of Virginia Commonwealth University Meharry National Alumni Association MENC: The National Association for Music Education Mercyhurst College Meredith College Merrimack College Methodist College Incorporated Michigan State University Michigan State University Michigan Technological University Middle Tennessee State University National Alumni Association and Middle Tennessee State University Foundation, Inc. Midwestern State University Ex-Students Association Millersville University Alumni Association Millersville University of Pennsylvania Milligan College Alumni Association Minerals, Metals and Materials Society, Inc. Minnesota State University Moorhead Alumni Association Minnesota State University, Mankato Foundation, Inc. Type of institution or organization* City State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 University University University University Alumni Association University University University Los Angeles Chicago Baltimore New Orleans Baton Rouge Lubbock Decorah Valparaiso CA IL MD LA LA TX IA IN FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Same Same Amended Same Same Yes Yes Yes Yes Yes No Yes Yes 1,498 3,276 2,083 1,527 8,258 179 491 997 $ $ $ $ $ $ $ $ 50,000 51,585 75,300 62,500 5,000 2,070 7,722 17,911 45 91 48 29 119 0 16 37 University University University Foundation Williamsport Riverdale Purchase Mansfield PA NY NY PA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Same Same No Yes Yes Yes 127 1,129 192 629 $ $ $ $ 2,191 19,927 4,324 8,976 2 22 0 10 University Mansfield PA Yes 418 $ 25 5 University Alumni Association Milwaukee Huntington WI WV Pennsylvania State Same Employees Credit Union FIA Card Services, N.A. Same FIA Card Services, N.A. Same Yes Yes 3,607 2,713 $165,000 $ 78,334 118 51 Alumni Association New Ulm MN UMB Bank, N.A. New Yes 10 $ 520 10 University University University University Staunton Arlington Maryville Boston VA VA TN MA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Amended Amended Yes Yes No Yes 260 100 170 188 $ $ $ $ 2,837 1,038 4,561 1,612 7 10 0 0 University Cambridge MA FIA Card Services, N.A. Same Yes 1,800 $357,142 120 Other Alumni Association Waltham Lake Charles MA LA FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 1,083 831 $ 49,950 $ 12,133 18 32 Alumni Association Richmond VA FIA Card Services, N.A. Same Yes 0 $ 0 0 Alumni Association Nashville TN FIA Card Services, N.A. Amended No 11 $ 109 0 Other Reston VA FIA Card Services, N.A. Same Yes 3,518 $ 41,932 68 University University University University University University Erie Raleigh North Andover Fayetteville East Lansing East Lansing PA NC MA NC MI MI Same Amended Amended Same Amended New Yes No No No No Yes 367 207 76 194 21,058 0 $ 3,246 $ 1,827 $ 515 $ 909 $357,001 $100,000 7 0 2 1 302 0 University Alumni Association and Foundation Houghton Murfreesboro MI TN FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Michigan State University Federal Credit Union FIA Card Services, N.A. Chase Bank USA, N.A. Same Same Yes No 2,287 0 $ 50,000 $ 0 80 0 Alumni Association Wichita Falls TX FIA Card Services, N.A. Amended No 312 $ 3,938 0 Alumni Association Millersville PA Same Yes 1,220 $ 10,652 137 University Millersville PA Same Yes 1,177 $ Alumni Association Other Milligan College Warrendale TN PA U.S. Bank National Association ND Pennsylvania State Employees Credit Union FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes No Alumni Association Moorhead MN Same Foundation Mankato MN U.S. Bank National Association ND FIA Card Services, N.A. Amended 25 5 284 140 $ 5,244 $ 1,258 2 0 Yes 357 $ 2,575 45 Yes 2,629 $ 75,112 53 (continued on next page) 22 Report on College Credit Card Agreements | July 2011 Table—continued Institution or organization Mississippi State University Alumni Association Mississippi Valley State University Monmouth College Monmouth University Montana State University Alumni Association Montana State University at Billings Alumni Association Montana State University-Northern Foundation and Northern Alumni Association Montclair State University Alumni Association Moravian College Morehead State University Alumni Association Inc. Morehouse College Alumni Association Morgan State University National Alumni Association Morris Brown College National Alumni Association Morrisville College Foundation Mortar Board Foundation Fund Mount Saint Mary’s College Mount Sinai Alumni, Inc. Mount St. Mary’s University Mountain State University Alumni Association MSM-UMR Alumni Association Mu Phi Epsilon Fraternity Murray State University Alumni Association NACE International National Alumnae Association of Spelman College, Inc. National Alumni Association of the Tennessee State University National Alumni Association of the University of Alabama National Association of School Psychologists National Athletic Trainers Association, Inc. National Dental Association National Lawyers Guild National Science Teachers Association National Society of Black Engineers National Society of Collegiate Scholars National Student Speech Language Hearing Association National University National-Louis University NCPA Foundation New England College Alumni Association New England School of Law New Jersey City University Foundation Type of institution or organization* Alumni Association City State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 MS FIA Card Services, N.A. Same Yes 7,042 $350,000 115 MS IL NJ FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended Amended No Yes Yes 44 302 692 $ 650 $ 3,567 $ 8,500 0 0 33 Alumni Association Mississippi State Itta Bena Monmouth West Long Branch Bozeman MT FIA Card Services, N.A. Same Yes 4,597 $125,300 89 Alumni Association Billings MT FIA Card Services, N.A. Same No 286 $ 0 0 Foundation and Havre Alumni Association MT FIA Card Services, N.A. Amended No 136 $ 1,422 0 Alumni Association Upper Montclair NJ FIA Card Services, N.A. Amended Yes 3,241 $ 80,000 69 University Alumni Association Bethlehem Morehead PA KY FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes Yes 551 948 $ 10,558 $ 12,083 1 14 Alumni Association Atlanta GA FIA Card Services, N.A. Amended No 217 $ 2,368 2 Alumni Association Baltimore MD FIA Card Services, N.A. Same Yes 403 $ 13,037 5 Alumni Association Atlanta GA FIA Card Services, N.A. Amended No 19 $ 122 0 Foundation Foundation University Alumni Association University Alumni Association Morrisville Columbus Los Angeles New York Emmitsburg Beckley NY OH CA NY MD WV FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. UMB Bank, N.A. Amended Same Same Same Same Same Yes Yes No Yes Yes Yes 286 564 340 64 616 5 $ $ $ $ $ $ 3,322 8,625 2,811 1,593 13,496 296 1 6 2 0 14 5 Alumni Association Rolla MO Same Yes 432 $ 30,299 34 Other Alumni Association Long Beach Murray CA KY Amended Same No Yes 49 887 $ 369 $ 9,080 0 98 Other Alumni Association Houston Atlanta TX GA U.S. Bank National Association ND FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Yes Yes 398 396 $ 4,239 $ 14,293 0 2 Alumni Association Nashville TN FIA Card Services, N.A. Same Yes 386 $ 5,809 3 Alumni Association Tuscaloosa AL FIA Card Services, N.A. Same Yes 14,126 $960,000 205 Other Bethesda MD FIA Card Services, N.A. Same Yes 1,213 $ 17,709 49 Other Dallas TX FIA Card Services, N.A. Same Yes 1,371 $ 17,652 47 Other Other Other Washington New York Arlington DC NY VA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended Same No Yes Yes 125 489 1,317 $ 1,605 $ 11,864 $ 50,000 0 1 39 Other Other Alexandria Washington VA DC FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes Yes 491 4,501 $ 6,249 $ 99,914 0 154 Other Rockville MD FIA Card Services, N.A. Same Yes 0 University University Foundation Alumni Association La Jolla Evanston Alexandria Henniker CA IL VA NH FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Amended Yes Yes Yes No University Foundation Boston Jersey City MA NJ FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended No No University University University $ 0 0 1,082 781 646 84 $ 17,703 $ 8,618 $ 20,869 $ 778 22 31 0 0 94 712 $ 2,947 $ 3,268 0 2 (continued on next page) Board of Governors of the Federal Reserve System 23 Table—continued Institution or organization New Mexico Highlands University Alumni Association New Mexico Military Institute Alumni Association, Inc. New Mexico State University Alumni Association New York City College of Technology Alumni Association New York Law School Alumni Association New York Medical College Alumni Association New York University Newberry College Newman University Alumni Association Niagara University Nicholls State University Alumni Federation NLN Foundation for Nursing Education North Carolina Agricultural and Technical State University North Carolina Central University Alumni Association North Carolina State University Alumni Association North Dakota State University Alumni Association North Georgia College & State University Alumni Association North Greenville University North Park University North Texas Exes Northeastern Illinois University Northeastern State University Foundation, Inc. Northeastern University Northern Arizona University Alumni Association Northern Illinois University Alumni Association Northern Kentucky University Foundation Northern Virginia Community College Educational Foundation Northwest Missouri State University Alumni Association Northwest University Northwestern State University Alumni Association Northwestern University Norwich University Alumni Association Oakland University Oglethorpe University Alumni Association Ohio College of Podiatric Medicine Ohio Northern University Alumni Association Ohio State University Alumni Association, Inc. Ohio University Alumni Association Payments by issuer in 2010 New accounts opened in 2010 City Alumni Association Las Vegas NM FIA Card Services, N.A. Same Yes 213 $ 2,282 0 Alumni Association Roswell NM FIA Card Services, N.A. Amended Yes 288 $ 3,458 1 Alumni Association Las Cruces NM FIA Card Services, N.A. Same Yes 3,010 $ 49,895 81 Alumni Association Brooklyn NY FIA Card Services, N.A. Amended No 570 $ 4,896 0 Alumni Association New York NY FIA Card Services, N.A. Same Yes 153 $ 2,466 0 Alumni Association Valhalla NY FIA Card Services, N.A. Same Yes 93 $ 3,284 20 University University Alumni Association New York Newberry Wichita NY SC KS FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Amended Yes Yes No 10,341 130 105 $300,000 $ 1,253 $ 1,016 391 0 0 University Alumni Association Niagara Thibodaux NY LA FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 553 84 $ 7,506 $ 0 22 0 Foundation New York NY FIA Card Services, N.A. Same Yes 196 $ 3,244 1 University Greensboro NC FIA Card Services, N.A. Same Yes 670 $ 6,595 12 Alumni Association Durham NC FIA Card Services, N.A. Same Yes 250 $ 2,705 10 Alumni Association Raleigh NC Chase Bank USA, N.A. Same Yes 8,142 Alumni Association Fargo ND FIA Card Services, N.A. Same Yes Alumni Association Dahlonega GA FIA Card Services, N.A. Same University University Alumni Association University Foundation Tigerville Chicago Denton Chicago Tahlequah SC IL TX IL OK FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. University Alumni Association Boston Flagstaff MA AZ Alumni Association DeKalb Foundation State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Type of institution or organization* 0 0 321 $ 3,000 52 Yes 552 $ 5,395 14 Same Amended Amended Same Same Yes No Yes Yes Yes 148 122 6,304 97 543 $ 948 $ 1,541 $161,311 $ 0 $ 7,947 0 0 127 0 17 FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended Yes No 3,265 1,755 $ 65,000 $156,984 191 67 IL FIA Card Services, N.A. Amended Yes 1,161 $202,823 115 KY U.S. Bank National Association ND FIA Card Services, N.A. Same Yes 358 $ 3,697 63 University Highland Heights Annandale Same No 87 $ 1,157 0 Alumni Association Maryville MO Same Yes 357 $ 31,213 49 University Alumni Association Kirkland Natchitoches WA LA U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. Amended Same No Yes 104 523 $ 856 $ 18,000 2 11 University Alumni Association Evanston Northfield IL VT GE Money Bank FIA Card Services, N.A. Same Same Yes Yes 381 694 $428,572 $ 13,292 25 26 University Rochester MI Yes 210 $ 50,000 48 Alumni Association Atlanta GA Michigan State University Same Federal Credit Union FIA Card Services, N.A. Same Yes 59 $ 1,398 0 University Alumni Association Cleveland Ada OH OH Same Same Yes Yes 25 383 $ 333 $ 5,151 0 34 Alumni Association Columbus OH FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. Amended Yes 16,803 $219,725 264 Alumni Association Athens OH FIA Card Services, N.A. Same Yes 463 $ 29,166 104 VA $ (continued on next page) 24 Report on College Credit Card Agreements | July 2011 Table—continued Institution or organization Ohio Wesleyan University Oklahoma State University Alumni Association Old Dominion University Alumni Association, Inc. Omega Psi Phi Fraternity, Inc. Omicron Delta Kappa Society, Inc. Oral Roberts University Alumni Foundation Oregon Health Sciences University Alumni Associations Oregon Institute of Technology Oregon State University Alumni Association, Inc. Osteopathic Physicians and Surgeons of California Oswego Alumni Association Otterbein College Oxford Limited Pace University PanIIT, Inc. Parker School for Professional Success Peirce College Penn State Alumni Association Pennsylvania College of Optometry Pennsylvania Pharmacists Association Pepperdine University Alumni Association Phi Alpha Delta Law Fraternity International Phi Chi Medical Fraternity Phi Delta Chi Phi Delta Epsilon Medical Fraternity, Inc. Phi Delta Kappa International, Inc. Phi Delta Theta Fraternity Phi Eta Sigma Phi Kappa Psi Phi Kappa Sigma International Fraternity Phi Kappa Tau Fraternity Phi Kappa Theta National Fraternity Phi Mu Phi Mu Alpha Sinfonia Fraternity of America, Inc. Phi Rho Sigma Medical Society Phi Sigma Pi Phi Sigma Sigma Foundation Phi Theta Kappa International Honor Society Pi Beta Phi Fraternity, Inc. Pi Kappa Alpha Corporation Pi Kappa Phi Foundation Pi Lambda Phi Fraternity, Inc. Pi Sigma Epsilon, Inc. Pittsburg State University Alumni Association New accounts opened in 2010 In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 Same Same Yes Yes 614 6,952 $ 11,048 $ 600,000 FIA Card Services, N.A. Amended No 1,008 $ 12,285 53 Same No 692 $ 0 0 VA OK PNC Bank, National Association FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 1,465 534 $ $ 40,000 10,206 81 1 Portland OR FIA Card Services, N.A. Amended No 130 $ 2,353 0 University Alumni Association Klamath Falls Corvallis OR OR FIA Card Services, N.A. Chase Bank USA, N.A. Amended Same No Yes 342 3,805 $ 5,379 $ 453,571 0 0 Other Sacramento CA FIA Card Services, N.A. Amended No 57 $ 479 0 Alumni Association University University University Other University Oswego Westerville Oxford New York Cupertino Dallas NY OH UK NY CA TX FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Same Amended Same Yes Yes No Yes No No 1,575 527 40 1,659 237 448 $ $ $ $ $ $ 50,000 9,960 734 24,444 3,560 2,746 55 5 0 2 5 0 University Alumni Association University Other Philadelphia University Park Philadelphia Harrisburg PA PA PA PA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Amended Same No Yes No Yes 5 70,060 103 236 $ 171 $4,292,488 $ 4,805 $ 2,939 0 744 0 12 Alumni Association Malibu CA Same Yes 694 $ 89,388 80 Other Baltimore MD U.S. Bank National Association ND FIA Card Services, N.A. Same Yes 1,375 $ 50,000 53 Other Other Other New Albany South Lyon Hollywood IN MI FL FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same No Yes Yes 12 146 13 $ $ $ 153 2,067 221 0 5 1 Other Other Other Other Other IN OH KY IN PA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Same Same Amended Yes Yes Yes Yes No 904 868 2,722 447 124 $ $ $ $ $ 8,759 45,000 49,227 8,666 2,316 22 42 1 16 1 Other Other Other Other Bloomington Oxford Bowling Green Indianapolis Chester Springs Oxford Carmel Tucker Evansville OH IN GA IN FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Same Yes Yes Yes Yes 464 6 1,747 444 $ $ $ $ 17,500 15,000 45,000 5,502 5 5 71 18 Other Other Foundation Other Indianapolis Lancaster Elkridge Jackson IN PA MD MS FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Amended No Yes Yes Yes 1 340 626 15,841 $ 5 $ 4,820 $ 6,772 $ 200,626 0 14 4 280 Other Town and Country Memphis Charlotte Danbury Hartland Pittsburg MO FIA Card Services, N.A. Same Yes 1,483 $ 100,000 54 TN NC CT WI KS FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Chase Bank USA, N.A. Same Same Same Same Same Yes Yes Yes Yes No 1,180 895 141 184 0 $ $ $ $ $ 49 26 12 6 0 Type of institution or organization* City University Alumni Association Delaware Stillwater OH OK FIA Card Services, N.A. Chase Bank USA, N.A. Alumni Association Norfolk VA Other Decatur GA Other Foundation Lexington Tulsa Alumni Association Other Other Other Other Alumni Association State Credit card issuer Status** 42,500 20,301 2,101 2,840 0 6 1 (continued on next page) Board of Governors of the Federal Reserve System 25 Table—continued Institution or organization Plymouth State University Alumni Association Polytechnic Institute Alumni Association, Inc. Portland State University Alumni Association Potsdam College Foundation, Inc. Payments by issuer in 2010 New accounts opened in 2010 City Alumni Association Plymouth NH FIA Card Services, N.A. Same Yes 403 $ 2,740 0 Alumni Association Brooklyn NY UMB Bank, N.A. Same Yes 0 $ 0 0 Alumni Association Portland OR FIA Card Services, N.A. Amended Yes 1,239 $ 150,000 43 Foundation Potsdam NY Same Yes 427 $ 34,075 71 Same Yes 172 $ 2,229 0 State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Type of institution or organization* Prairie View A&M University/National Alumni Association Pratt Institute Presbyterian College President and Trustees of the Spring Hill College of the County of Mobile Princeton University Store Principia Providence College Alumni Association Psi Omega Dental Fraternity Psi Upsilon Fraternity Purdue Alumni Association University and Alumni Prairie View Association TX U.S. Bank National Association ND FIA Card Services, N.A. University University University Brooklyn Clinton Mobile NY SC AL FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Amended No Yes No 57 224 239 $ $ $ 1,329 4,982 4,556 0 1 1 Other University Alumni Association Princeton St. Louis Providence NJ MO RI FIA Card Services, N.A. UMB Bank, N.A. FIA Card Services, N.A. Same Same Same Yes Yes Yes 1,941 194 2,049 $ $ $ 10,000 11,009 80,000 1 165 24 Other Other Alumni Association Charleston Indianapolis West Lafayette SC IN IN Same Same Same Yes Yes Yes 76 9 16,358 $ 1,384 $ 10,000 $1,000,000 0 2 2,642 Queens College Foundation Queen’s University at Kingston Quincy University Quinnipiac University Quinnipiac University School of Law Radford University Alumni Association Ramapo College Foundation Randolph Macon Woman’s College Alumnae Association Regents of the University of Colorado Regents of the University of Colorado Regents of the University of Colorado, a Body Corporate Regis College Rensselaer Polytechnic Institute Alumni Association Rhode Island College Alumni Association Rhode Island School of Design Richard Stockton College of New Jersey Rider University Robert Morris College Alumni Association Rockhurst University Roger Williams University Rollins College Alumni Association, Inc. Rose-Hulman Institute of Technology Rosemont College Rowan University Alumni Association and Rowan University Foundation Russell Sage College Alumnae Association Foundation University University University University Alumni Association Flushing Kingston Quincy Hamden Hamden Radford NY ON IL CT CT VA FIA Card Services, N.A. FIA Card Services, N.A. Purdue Federal Credit Union FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended Same Amended Amended Amended No No Yes No No Yes 556 36 160 302 49 383 $ $ $ $ $ $ 6,944 0 2,884 0 1,044 0 0 0 0 7 0 0 Foundation Alumni Association Mahwah Lynchburg NJ VA FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended No No 76 124 $ $ 879 1,240 0 0 University Denver CO FIA Card Services, N.A. Same Yes 1,766 $ 89,439 30 University CO U.S. Bank National Association ND Elevations Credit Union Same Yes 215 $ 1,969 27 University Colorado Springs Boulder Same Yes 2,053 $ 3,950 145 University Alumni Association Weston Troy MA NY Same Same Yes Yes 299 833 $ $ 3,203 9,414 1 136 Alumni Association Providence RI Same Yes 724 $ 24,908 158 University University Providence Pomona RI NJ FIA Card Services, N.A. U.S. Bank National Association ND U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes No 1,028 473 $ $ 21,082 4,930 29 7 University Alumni Association Lawrenceville Coraopolis NJ PA FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Yes Yes 683 461 $ $ 8,568 5,874 1 25 University University Alumni Association Kansas City Bristol Winter Park MO RI FL FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Same Yes No Yes 498 413 649 $ $ $ 8,850 5,932 15,195 4 0 21 University Terre Haute IN FIA Card Services, N.A. Same Yes 221 $ 2,308 5 University Alumni Association and Foundation Rosemont Glassboro PA NJ FIA Card Services, N.A. FIA Card Services, N.A. Same Same No Yes 3 1,708 $ $ 0 19,562 0 58 Alumni Association Troy NY FIA Card Services, N.A. Same Yes 379 $ 6,198 2 CO (continued on next page) 26 Report on College Credit Card Agreements | July 2011 Table—continued Institution or organization Type of institution or organization* City State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 $562,637 759 Rutgers University Alumni Federation and Rutgers, the State University of New Jersey Rutgers University Student and Alumni Federal Credit Union Sacramento State Alumni Association SAE International Saginaw Valley State University Alumni Association and University New Brunswick NJ U.S. Bank National Association ND Same Yes 5,342 Other New Brunswick NJ FIA Card Services, N.A. Same Yes 14,226 Alumni Association Sacramento CA FIA Card Services, N.A. Amended No Other University PA MI FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Saint Anselm College Saint Francis University Saint Joseph’s College Saint Joseph’s College of Maine Saint Joseph’s University Saint Leo University Saint Louis University Saint Mary’s College of California Saint Peter’s College Alumni Association Saint Vincent College Alumni Association Saint Xavier University Salem State College Alumni Association Salisbury University Foundation, Inc. Sam Houston State University San Jose State University Alumni Association Santa Clara University Seattle Pacific University Seattle University Seminole Boosters, Inc. Seton Hall University Shenandoah University Shepherd College Alumni Association Shippensburg University Foundation, Inc. Shippensburg University Student Services, Inc. Shorter College Alumni Association Siena College Sigma Alpha Epsilon Fraternity Sigma Alpha Iota International Music Fraternity Sigma Alpha Mu Fraternity Sigma Beta Delta Sigma Chi Foundation University University University University University University University University Alumni Association Warrendale University Center Manchester Loretto Rensselaer Standish Philadelphia Saint Leo St. Louis Moraga Jersey City NH PA IN ME PA FL MO CA NJ Alumni Association Latrobe PA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. University Alumni Association Chicago Salem IL MA Foundation Salisbury University Alumni Association Sigma Kappa Sorority Sigma Nu Fraternity, Inc. Sigma Phi Epsilon Fraternity, Inc. Sigma Pi Fraternity International, Inc. Sigma Sigma Sigma Sigma Tau Gamma Fraternity, Inc. Sigma Theta Tau International Honor Society of Nursing, Inc. Sigma Xi, The Scientific Research Society $ 0 17 386 $ 90,000 79 Yes Yes 1,995 708 $ 37,570 $ 50,000 3 15 Same Same Amended Amended Same Same Same Amended Same Yes No Yes No Yes Yes Yes No Yes 554 336 368 69 1,338 841 3,386 304 319 $ $ $ $ $ $ $ $ $ 10,195 2,813 3,218 1,265 24,626 10,689 78,247 5,197 32,410 9 0 4 0 53 1 50 0 62 Amended No 168 $ 1,901 0 FIA Card Services, N.A. FIA Card Services, N.A. Same Amended No No 256 1,455 $ 1,679 $ 0 0 1 MD FIA Card Services, N.A. Same Yes 858 $ 16,657 37 Huntsville San Jose TX CA Chase Bank USA, N.A. FIA Card Services, N.A. Same Amended No No 0 2,969 $ 0 $175,000 0 96 University University University Other University University Alumni Association Santa Clara Seattle Seattle Tallahassee South Orange Winchester Shepherdstown CA WA WA FL NJ VA WV FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Amended Same Same Same Same Yes Yes No Yes Yes No Yes 3,250 584 616 8,271 2,714 41 481 $ 69,310 $ 9,735 $ 8,474 $121,956 $ 0 $ 629 $ 7,545 53 10 1 90 42 0 0 Foundation Shippensburg PA FIA Card Services, N.A. Same Yes 1,731 $ 0 39 Other Shippensburg PA Amended Yes 595 $ 70 14 Alumni Association University Other Other Rome Loudonville Evanston Asheville GA NY IL NC Pennsylvania State Employees Credit Union FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Amended Yes Yes Yes Yes 247 559 1,477 711 $ $ $ $ 4,580 22,143 50,000 10,113 3 14 61 34 Other Other Other Indianapolis St. Louis Evanston IN MO IL Amended Amended Same No Yes Yes 200 384 1,131 $ 2,692 $ 4,413 $ 16,231 0 17 208 Other Other Other Other Indianapolis Lexington Richmond Vincennes IN VA VA IA FIA Card Services, N.A. FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Amended Same Yes Yes No Yes 961 251 491 842 $ 35,000 $ 4,128 $ 0 $ 25,000 82 0 0 27 Other Other Other Woodstock Warrensburg Indianapolis VA MO IN FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Same Yes Yes Yes 753 397 4,485 $ 50,000 $ 5,112 $100,518 8 2 409 Other Research Triangle Park NC FIA Card Services, N.A. Amended Yes 869 $ 24,016 26 (continued on next page) Board of Governors of the Federal Reserve System 27 Table—continued Institution or organization Simmons College SIUE Alumni Association Slippery Rock University Foundation, Inc. Society for Mining, Metallurgy and Exploration, Inc. Society of Nuclear Medicine Society of Plastics Engineers Society of Women Engineers Soil and Water Conservation Society Sonoma State University Alumni Association, Inc. South Dakota School of Mines & Technology Foundation South Dakota State University Alumni Association Southeast Missouri State University Southeastern College Southeastern Louisiana Alumni Association Southern Adventist University Southern Connecticut State University Alumni Association Southern Methodist University Southern New Hampshire University Southern Polytechnic State University Alumni Association, Inc. Southern University System Alumni Federation Southern Utah University Alumni Association Southern Wesleyan University Southwest Missouri State University Foundation Southwestern Oklahoma State University Alumni Association, Inc. Spring Arbor University Springfield College St. Ambrose University St. Bonaventure University St. Catherine’s College, Cambridge St. Cloud State University Alumni Association St. Edward’s University St. Francis College St. George’s University School of Medicine Alumni Association St. John’s University St. John’s University St. Lawrence University St. Louis College of Pharmacy Alumni Association St. Mary’s University of San Antonio, Texas St. Norbert College St. Petersburg College Alumni Association St. Thomas Aquinas College Type of institution or organization* City State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 Same Amended Same Yes Yes Yes 166 1,024 836 $ 2,207 $15,113 $ 4,923 8 33 114 Same Yes 336 $11,276 1 University Alumni Association Foundation Boston Edwardsville Slippery Rock MA IL PA Other Littleton CO FIA Card Services, N.A. FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. Other Other Other Other New York Brookfield New York Ankeny NY CT NY IA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Same Yes Yes Yes Yes 785 858 1,042 174 $10,135 $10,512 $10,892 $ 1,806 9 1 7 0 Alumni Association Rohnert Park CA FIA Card Services, N.A. Same Yes 1,091 $58,750 22 Foundation Rapid City SD FIA Card Services, N.A. Amended Yes 273 $ 5,201 0 Alumni Association Brookings SD Same Yes 611 $59,621 102 University University Alumni Association Cape Girardeau Lakeland Hammond MO FL LA Same Amended Same Yes No Yes 1,419 16 494 $19,110 $ 46 $ 5,942 39 0 82 University Alumni Association Collegedale New Haven TN CT Amended Same No No 245 732 $ 2,471 $ 5,501 0 87 University Alumni Association Dallas Manchester TX NH Same Same Yes No 838 426 $17,420 $ 1,332 52 38 Alumni Association Marietta GA U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. Amended No 207 $ 2,078 8 Alumni Association Baton Rouge LA FIA Card Services, N.A. Same Yes 60 $ 1,039 0 Alumni Association Cedar City UT FIA Card Services, N.A. Same Yes 815 $11,246 9 University Foundation Central Springfield SC MO FIA Card Services, N.A. FIA Card Services, N.A. Amended Same No Yes 59 2,965 $ 412 $37,341 0 61 Alumni Association Weatherford OK FIA Card Services, N.A. Same Yes 809 $30,000 7 University University University University University Alumni Association Spring Arbor Springfield Davenport St. Bonaventure Cambridge Saint Cloud MI MA IA NY UK MN FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Chase Bank USA, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Same Same Amended Amended Yes No Yes No No Yes 228 367 234 0 1 2,145 $ 4,425 $ 2,856 $ 3,289 $ 0 $ 0 $ 0 8 0 7 0 0 39 University University Alumni Association Austin Brooklyn Islip Terrace TX NY NY FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Amended No No No 192 263 72 $ 1,140 $ 1,858 $ 2,077 0 0 0 University University University Alumni Association Jamaica Collegeville Canton St. Louis NY MN NY MO FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. UMB Bank, N.A. Amended Same Amended New Yes Yes Yes Yes 9,320 720 705 0 $69,565 $14,930 $12,384 $ 0 79 13 9 0 University San Antonio TX FIA Card Services, N.A. Same Yes 51 University Alumni Association De Pere Pinellas Park WI FL FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended Yes No University Sparkill NY FIA Card Services, N.A. Amended No $ 809 0 470 241 $ 4,517 $ 1,451 0 0 229 $ 1,977 0 (continued on next page) 28 Report on College Credit Card Agreements | July 2011 Table—continued Institution or organization St. Thomas University State University of Iowa Alumni Association State University of New York at Binghamton Alumni Association State University of New York-Brockport Alumni Association State University of New York-State College of Optometry Alumni Association Stephen F. Austin Alumni Association Stephens College Stetson College of Law Stetson University Stevens Institute of Technology Stonehill College, Inc. Student National Medical Association Suffolk University and Suffolk University School of Law SUNY College at Oneonta Alumni Association, Inc. SUNY Cortland Alumni Association SUNY-Canton College Foundation, Inc. SUNY-Fredonia Alumni Association Swarthmore College Syracuse Football Club Syracuse University Talmudic University TAPPI Foundation, Inc. Tarleton Alumni Association Tau Epsilon Phi Fraternity Tau Kappa Epsilon Fraternity Teachers College, Columbia University Temple University-Of the Commonwealth System of Higher Education Tennessee Technological University Alumni Association Texas A&M University-Commerce Alumni Association Texas A&M University-Corpus Christi Alumni Association Texas Aggie Corps of Cadets Association Texas Christian University Texas Society of Professional Engineers Texas State University-San Marcos Alumni Association Texas Tech Alumni Association Texas Wesleyan University Texas Woman’s University Former Students Association Theta Tau Theta Xi Fraternity Thiel College Thomas M. Cooley Law School Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 FL IA FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended No Yes 165 17,518 $ 0 $1,023,343 1 231 Binghamton NY FIA Card Services, N.A. Same Yes 4,264 $ 182,500 87 Alumni Association Brockport NY FIA Card Services, N.A. Same Yes 706 $ 0 43 Alumni Association New York NY FIA Card Services, N.A. Amended No 16 $ 327 0 Alumni Association Nacogdoches TX FIA Card Services, N.A. Same Yes 80 $ 55,975 25 University University University University Alumni Association Other Columbia St. Petersburg Deland Hoboken Easton Washington MO FL FL NJ MA DC FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Same Amended Same Amended Yes No Yes No Yes No 452 53 932 0 402 157 $ $ $ $ $ $ 8,863 658 18,026 0 8,472 2,023 6 0 23 0 0 0 University Boston MA FIA Card Services, N.A. Amended No 864 $ 16,719 15 Alumni Association Oneonta NY Same Yes 623 $ 6,268 123 Alumni Association Cortland NY Same Yes 775 $ 6,415 113 Foundation Canton NY U.S. Bank National Association ND U.S. Bank National Association ND FIA Card Services, N.A. Amended No 0 $ 0 0 Alumni Association University Other University University Foundation Alumni Association Other Other University Fredonia Swarthmore Syracuse Syracuse Miami Beach Atlanta Stephenville Voorhees Indianapolis New York NY PA NY NY FL GA TX NJ IN NY FIA Card Services, N.A. FIA Card Services, N.A. Capital One, N.A. FIA Card Services, N.A. Capital One, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same New Amended New Same Same Same Same Same Yes Yes Yes Yes Yes Yes Yes Yes Yes Yes 782 245 0 7,604 1 389 347 17 296 846 $ $ $ $ $ $ $ $ $ $ 9,646 6,197 0 31,470 0 5,655 0 246 65,000 32,831 11 0 0 82 1 2 26 0 42 15 University Philadelphia PA FIA Card Services, N.A. Same Yes 1,680 $ 201,874 222 Alumni Association Cookeville TN FIA Card Services, N.A. Same Yes 1,821 $ 102,215 38 Alumni Association Commerce TX FIA Card Services, N.A. Same Yes 645 $ 0 12 Alumni Association Corpus Christi TX FIA Card Services, N.A. Same Yes 642 $ 3,742 3 Alumni Association College Station New Yes 138 $ 1,487 145 University Other Fort Worth Austin TX TX FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Yes Yes 3,995 89 $ $ 0 2,009 28 0 Alumni Association San Marcos TX FIA Card Services, N.A. Amended Yes 2,670 $ 46,948 114 Alumni Association University Alumni Association Lubbock Fort Worth Denton TX TX TX Chase Bank USA, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Amended Yes Yes Yes 7,314 286 1,325 $ 470,000 $ 5,387 $ 17,503 22 0 31 Other Other University University Austin St. Louis Greenville Lansing TX MO PA MI FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Amended Same Yes Yes No Yes 227 330 63 118 $ $ $ $ 10 13 1 5 Type of institution or organization* City University Alumni Association Miami Iowa City Alumni Association State Texas USAA Savings Bank 4,547 5,162 676 1,967 (continued on next page) Board of Governors of the Federal Reserve System 29 Table—continued Institution or organization Thunderbird School of Global Management Towson University Foundation, Inc. Triangle Trinity University Troy State University Trustees of Boston University Trustees of Columbia University in the City of New York Trustees of Dartmouth College Trustees of Princeton University Trustees of the University of Pennsylvania Tuskegee University UB Alumni Association, Inc. UCLA Alumni Association UMKC Alumni Association UMKC Bloch School of Business UMKC College of Arts and Sciences UMKC Conservatory of Music and Dance UMKC School of Biological Sciences UMKC School of Computing and Engineering UMKC School of Dentistry UMKC School of Education UMKC School of Graduate Studies UMKC School of Law UMKC School of Medicine UMKC School of Nursing UMKC School of Pharmacy Union College Union College United States Air Force Academy Athletic Association United States Coast Guard Academy Alumni Association, Inc. United States Naval Academy Alumni Association, Inc. Universidad Interamericana de Puerto Rico University Corporation, San Francisco State University of Alabama at Birmingham National Alumni Society University of Alabama Huntsville Alumni Association University of Alaska Fairbanks Alumni Association University of Arizona Alumni Association University of Arkansas Pine Bluff Alumni Association University of Baltimore Alumni Association University of Bridgeport University of California at Los Angeles-Medical Alumni Association Type of institution or organization* City State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 $ 7,636 New accounts opened in 2010 University Glendale AZ FIA Card Services, N.A. Same Yes 355 Foundation Other University University University Towson Indianapolis San Antonio Troy Boston MD IN TX AL MA Same Amended Same Same Same Yes No Yes Yes Yes 2,865 40 437 1,678 3,596 $ $ $ $ $ 90,000 438 8,493 22,023 44,362 78 0 10 28 509 University New York NY FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. Same Yes 9,383 $540,974 434 University University University Hanover Princeton Philadelphia NH NJ PA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Same Yes Yes Yes 2,835 1,733 11,319 $ 55,193 $425,000 $525,000 29 97 248 University Alumni Association Alumni Association Alumni Association Alumni Association Alumni Association Alumni Association Tuskegee Buffalo Los Angeles Kansas City Kansas City Kansas City Kansas City AL NY CA MO MO MO MO FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. UMB Bank, N.A. UMB Bank, N.A. UMB Bank, N.A. UMB Bank, N.A. Amended Amended Same New New New New No Yes Yes Yes Yes Yes Yes 14 1,874 26,505 0 1 0 0 $ 138 $ 51,757 $733,318 $ 0 $ 75 $ 0 $ 0 0 150 440 0 1 0 0 Alumni Association Kansas City MO UMB Bank, N.A. New Yes 1 $ 76 1 Alumni Association Kansas City MO UMB Bank, N.A. New Yes 0 $ 0 0 Alumni Association Alumni Association Alumni Association Alumni Association Alumni Association Alumni Association Alumni Association University University Other Kansas City Kansas City Kansas City Kansas City Kansas City Kansas City Kansas City Schenectady Barbourville USAFA MO MO MO MO MO MO MO NY KY CO UMB Bank, N.A. UMB Bank, N.A. UMB Bank, N.A. UMB Bank, N.A. UMB Bank, N.A. UMB Bank, N.A. UMB Bank, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Chase Bank USA, N.A. New New New New New New New Same Same Same Yes Yes Yes Yes Yes Yes Yes Yes Yes No 0 0 0 0 0 0 0 326 127 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 0 $ 6,955 $ 1,727 $ 0 0 0 0 0 0 0 0 11 1 0 Alumni Association New London CT FIA Card Services, N.A. Same Yes 408 $ 2,500 2 Alumni Association Annapolis MD Chase Bank USA, N.A. Same Yes 8,420 $510,000 14 University San Juan PR FIA Card Services, N.A. Same Yes 5,059 $ 85,607 22 University San Francisco CA FIA Card Services, N.A. Same No 1,681 $ 31,535 56 Alumni Association Birmingham AL U.S. Bank National Association ND Same Yes 829 $ 5,497 92 Alumni Association Huntsville AL Same Yes 140 $ 1,540 44 Alumni Association Fairbanks AK U.S. Bank National Association ND FIA Card Services, N.A. Amended No 104 $ 1,876 0 Alumni Association Tucson AZ FIA Card Services, N.A. Same Yes 12,787 $709,984 169 Alumni Association Pine Bluff AR FIA Card Services, N.A. Amended No 55 Alumni Association Baltimore MD FIA Card Services, N.A. Amended Yes 504 University Alumni Association Bridgeport Los Angeles CT CA FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended No No 40 16 $ 0 690 0 $ 9,791 9 $ $ 0 0 352 361 (continued on next page) 30 Report on College Credit Card Agreements | July 2011 Table—continued Institution or organization University of California, San Diego, Alumni Association University of California, San Francisco, Alumni Association University of California-Irvine Alumni Association University of California-Riverside Alumni Association University of California-Santa Cruz Alumni Association University of Central Arkansas Alumni Association University of Central Florida Alumni Association University of Central Oklahoma Alumni Association University of Chicago University of Cincinnati University of Colorado Foundation University of Connecticut Alumni Association Inc. University of Dayton University of Delaware Alumni Association University of Denver Alumni Association University of Evansville University of Florida Alumni Association, Inc., and the University Athletic Association, Inc. University of Hartford Alumni Association University of Hawaii at Manoa University of Illinois Alumni Association University of Kentucky Alumni Association University of La Verne University of Louisiana at Lafayette Alumni Association University of Louisiana at Monroe Alumni Association University of Louisville University of Maine General Alumni Association University of Mary Washington Alumni Association and University of Mary Washington Foundation University of Maryland Alumni Association, Inc., and M Club Foundation, University of Maryland, Inc. University of Maryland Eastern Shore National Alumni Association, Inc. University of Maryland School of Law University of Massachusetts Amherst Alumni Association, Inc. University of Massachusetts Lowell University of Massachusetts-Boston University of Massachusetts-Dartmouth Alumni Association Type of institution or organization* City State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 Alumni Association La Jolla CA FIA Card Services, N.A. Same Yes 256 $100,225 108 Alumni Association San Francisco CA FIA Card Services, N.A. Same Yes 617 $ 15,259 2 Alumni Association Irvine CA FIA Card Services, N.A. Amended Yes 5,158 $ 88,724 81 Alumni Association Riverside CA FIA Card Services, N.A. Amended Yes 4,601 $164,241 50 Alumni Association Santa Cruz CA FIA Card Services, N.A. Same Yes 3,509 $ 54,750 79 Alumni Association Conway AR FIA Card Services, N.A. Same Yes 830 $ 12,436 19 Alumni Association Orlando FL FIA Card Services, N.A. Amended Yes 10,231 $300,000 138 Alumni Association Edmond OK FIA Card Services, N.A. Same Yes 991 $ 20,639 44 University University Foundation Alumni Association Chicago Cincinnati Boulder Storrs IL OH CO CT Chase Bank USA, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Same Same Yes Yes Yes Yes 2,796 297 9,128 8,147 $300,000 $302,850 $550,000 $ 0 1 89 123 144 University Alumni Association Dayton Newark OH DE FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes Yes 1,416 9,649 $110,075 $421,332 91 100 Alumni Association Denver CO FIA Card Services, N.A. Same Yes 1,030 $ 60,000 65 University Alumni Association and Other Evansville Gainesville IN FL FIA Card Services, N.A. Chase Bank USA, N.A. Same Same Yes Yes 674 11,592 $ 9,576 $400,000 16 148 Alumni Association West Hartford CT Same Yes 680 $ 5,784 154 University Alumni Association Honolulu Urbana HI IL Same New Yes Yes 5,541 771 $150,000 $500,000 51 779 Alumni Association Lexington KY U.S. Bank National Association ND FIA Card Services, N.A. U of I Employees Credit Union Chase Bank USA, N.A. Same Yes 7,806 $ 0 16 University Alumni Association La Verne Lafayette CA LA Amended Same No Yes 549 1,639 $ 9,204 $ 22,189 0 195 Alumni Association Monroe LA FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. Same Yes 1,091 $ 45,000 40 University Alumni Association Louisville Orono KY ME FIA Card Services, N.A. FIA Card Services, N.A. Amended Same No Yes 777 4,339 $ $ 0 0 26 52 Alumni Association and Foundation Fredericksburg VA FIA Card Services, N.A. Amended Yes 759 $ 11,906 20 Alumni Association and Foundation College Park MD Chase Bank USA, N.A. Same Yes 7,717 $500,000 0 Alumni Association Princess Anne MD FIA Card Services, N.A. Amended No 39 $ 156 1 University Baltimore MD FIA Card Services, N.A. Same Yes 17 $ 149 0 Alumni Association Amherst MA FIA Card Services, N.A. Same Yes 2,548 $350,000 174 University Lowell MA Same Yes 809 $ 8,668 125 University Alumni Association Boston North Dartmouth MA MA U.S. Bank National Association ND FIA Card Services, N.A. U.S. Bank National Association ND Same Same Yes Yes 608 526 $ 17,000 $ 4,264 33 95 (continued on next page) Board of Governors of the Federal Reserve System 31 Table—continued Institution or organization Type of institution or organization* City State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 University of Medicine and Dentistry of New Jersey and Robert Wood Johnson Medical School Alumni Association University of Memphis University of Miami University of Minnesota Alumni Association University of Mississippi Foundation University of Missouri Alumni Association University of Missouri-St. Louis Alumni Association University of Montana Alumni Association University of Montevallo Alumni Association University of Nebraska at Kearney Alumni Association University of Nevada Reno Foundation University of New England University of New England Osteopathic Medicine University of New Hampshire Alumni Association University of New Haven University of New Mexico University of New Mexico Alumni Association University of New Orleans International Alumni Association University of North Alabama National Alumni Association University of North Carolina Greensboro Alumni Association University of North Carolina-Pembroke University of North Dakota Alumni Association University of North Florida Foundation, Inc. University of Northern Colorado Alumni Association University of Northern Iowa Alumni Association University of Notre Dam du Lac and Play by Play Sports, LLC d/b/a Notre Dame Sports Properties University of Notre Dame du Lac University of Oregon Alumni Association, Inc. University of Phoenix Alumni Network University of Pittsburgh of the Commonwealth System of Higher Education University of Portland University of Puerto Rico University and Alumni Piscataway Association NJ FIA Card Services, N.A. Amended No 34 $ 1,303 0 University University Alumni Association Memphis Coral Gables Minneapolis TN FL MN FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Yes Yes Yes 121 5,459 578 $100,000 $309,390 $475,750 66 174 233 Foundation Alumni Association University Columbia MS MO FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes Yes 3,734 11,040 $150,000 $398,225 204 171 Alumni Association St. Louis MO FIA Card Services, N.A. Same Yes 1,288 $ 51,250 15 Alumni Association Missoula MT FIA Card Services, N.A. Same Yes 4,057 $ 27,598 42 Alumni Association Montevallo AL FIA Card Services, N.A. Same Yes 230 $ 5,467 1 Alumni Association Kearney NE FIA Card Services, N.A. Same Yes 298 $ 3,427 25 Foundation Reno NV FIA Card Services, N.A. Same Yes 1,773 $ 70,000 28 University University Biddeford Biddeford ME ME FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended No No 61 14 Alumni Association Durham NH FIA Card Services, N.A. Amended Yes University University Alumni Association West Haven Albuquerque Albuquerque CT NM NM FIA Card Services, N.A. Chase Bank USA, N.A. FIA Card Services, N.A. Amended Same Amended Alumni Association New Orleans LA FIA Card Services, N.A. Alumni Association Florence AL Alumni Association Greensboro University University of Redlands University of Rhode Island Alumni Association University of Richmond $ $ 357 246 0 0 5,092 $235,610 98 No No Yes 212 0 2,575 $ 1,198 $ 935 $285,716 1 0 62 Same No 1,407 $ 21,820 32 Same Yes 325 $ 4,322 64 NC U.S. Bank National Association ND FIA Card Services, N.A. Same Yes 2,695 $ 37,251 48 Pembroke NC FIA Card Services, N.A. Amended No 156 $ 2,362 2 Alumni Association Grand Forks ND Same Yes 1,623 $ 32,163 312 Foundation Jacksonville FL Same Yes 603 $ 4,797 92 Alumni Association Greeley CO U.S. Bank National Association ND U.S. Bank National Association ND FIA Card Services, N.A. Same Yes 2,709 $100,000 49 Alumni Association Cedar Falls IA FIA Card Services, N.A. Amended Yes 4,432 $135,000 96 University and Other Notre Dame IN Chase Bank USA, N.A. Same No 0 $ 0 31 University Alumni Association Notre Dame Eugene IN OR FIA Card Services, N.A. Chase Bank USA, N.A. New Same Yes Yes 1,005 3,790 $600,381 $417,857 1,005 0 Alumni Association Phoenix AZ FIA Card Services, N.A. Amended No 150 $ 1,678 0 University Pittsburgh PA FIA Card Services, N.A. Same Yes 6,273 $722,222 235 University University Portland San Juan OR PR Amended Same No Yes 126 22,131 $ 2,347 $ 78,016 1 626 University Alumni Association Redlands Kingston CA RI FIA Card Services, N.A. Banco Popular de Puerto Rico FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 864 4,334 $ 9,899 $220,000 3 71 University Richmond VA FIA Card Services, N.A. Amended No 917 $ 26,289 13 (continued on next page) 32 Report on College Credit Card Agreements | July 2011 Table—continued Institution or organization University of San Diego Alumni Association University of San Francisco University of Scranton Alumni Society University of South Alabama National Alumni Association University of South Florida Alumni Association, Inc. University of Southern California University of Southern California Alumni Association University of Southern Indiana Alumni Association University of Southern Maine University of Southern Mississippi Alumni Association University of St. Francis University of St. Thomas University of Tampa National Alumni Association University of Tennessee University of Texas at Arlington Alumni Association University of Texas at Dallas Alumni Association University of Texas at El Paso Alumni Association University of Texas at Tyler Alumni Association University of Texas Dental Branch Alumni Association University of Texas Pan American Alumni Association, Inc. University of Texas San Antonio Alumni Association University of the Arts University of the Incarnate Word University of the Pacific University of the Sciences in Philadelphia University of Toledo Alumni Association, Inc. University of Tulsa University of Utah Alumni Association University of Utah Athletics Department and University of Utah Alumni Association University of Vermont and State Agricultural College University of Washington Alumni Association University of West Florida Foundation University of West Florida Foundation, Inc. University of West Georgia Foundation, Inc. University of Western Ontario University of Wisconsin Eau Claire Foundation University of Wisconsin Eau Claire Foundation New accounts opened in 2010 In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Same Yes 1,018 $ 31,250 20 FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 1,274 2,449 $ $ 14,453 95,000 33 49 Same Yes 734 $ 6,898 77 FL U.S. Bank National Association ND FIA Card Services, N.A. Same Yes 3,077 $ 588,992 218 Los Angeles Los Angeles CA CA FIA Card Services, N.A. USC Credit Union Same New Yes No 20,580 104 $1,508,625 $ 38,000 536 104 Alumni Association Evansville IN FIA Card Services, N.A. Same Yes 482 $ 7,178 28 University Alumni Association Portland Hattiesburg ME MS FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 209 2,295 $ $ 1,387 85,000 10 99 University University Alumni Association Joliet Houston Tampa IL TX FL FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Same No Yes Yes 196 412 528 $ $ $ 2,171 3,666 7,861 0 1 9 University Alumni Association Knoxville Arlington TN TX Chase Bank USA, N.A. FIA Card Services, N.A. Same Same Yes Yes 8,702 4,049 $1,428,571 $ 100,000 0 67 Alumni Association Richardson TX FIA Card Services, N.A. Same Yes 1,306 $ 15,561 32 Alumni Association El Paso TX FIA Card Services, N.A. Same Yes 3,271 $ 0 54 Alumni Association Tyler TX FIA Card Services, N.A. Same Yes 313 $ 5,398 1 Alumni Association Houston TX FIA Card Services, N.A. Amended No 13 $ 385 0 Alumni Association Edinburg TX FIA Card Services, N.A. Same Yes 1,671 $ 22,958 27 Alumni Association San Antonio TX FIA Card Services, N.A. Same Yes 458 $ 0 33 University University University University Philadelphia San Antonio Stockton Philadelphia PA TX CA PA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Same Same Yes Yes Yes Yes 264 331 289 452 $ $ $ $ 3,436 2,880 4,827 6,943 1 3 6 0 Alumni Association Toledo OH FIA Card Services, N.A. Same Yes 2,079 $ 45,000 52 University Alumni Association Tulsa Salt Lake City OK UT FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes Yes 650 7,143 $ 12,646 $ 265,000 7 70 University and Alumni Salt Lake City Association UT FIA Card Services, N.A. Amended No 9 $ 0 0 University Burlington VT FIA Card Services, N.A. Same Yes 3,120 $ 62,135 66 Alumni Association Seattle WA FIA Card Services, N.A. Amended Yes 6,196 $ 78,503 243 Foundation Pensacola FL FIA Card Services, N.A. Amended No 957 $ 7,249 0 Foundation Pensacola FL New Yes 0 $ 0 0 Foundation Carrollton GA Pen Air Federal Credit Union FIA Card Services, N.A. Same Yes 567 $ 8,146 28 University Foundation London Eau Claire ON WI FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes No 18 67 $ $ 237 0 1 0 Foundation Eau Claire WI U.S. Bank National Association ND Same Yes 637 $ 11,331 101 Type of institution or organization* City Alumni Association San Diego CA FIA Card Services, N.A. University Alumni Association San Francisco Scranton CA PA Alumni Association Mobile AL Alumni Association Tampa University Alumni Association State Credit card issuer Status** Payments by issuer in 2010 (continued on next page) Board of Governors of the Federal Reserve System 33 Table—continued Institution or organization University of Wisconsin Oshkosh Foundation, Inc. University of Wisconsin-Green Bay Alumni Association University of Wisconsin-La Crosse Alumni Association University of Wisconsin-Milwaukee Alumni Association University of Wisconsin-Parkside Alumni Association University of Wisconsin-Platteville Alumni Association University of Wisconsin-Stevens Point Alumni Association and Foundation University of Wisconsin-Superior Alumni Association University of Wisconsin-Whitewater Foundation University of Wyoming Alumni Association University System of Maryland Foundation Upper Iowa University Ursinus College Utica College Valdosta State University Alumni Association Vassar College Vaughn College of Aeronautics and Technology Villanova University Virginia Commonwealth University Alumni Association Virginia State University Alumni Association Virginia Tech Alumni Association VMI Alumni Association, Inc. Wagner College Wake Forest University Walla Walla College Wartburg College Washburn University Washington and Lee University Washington College Washington State University Alumni Association Washington University Water Environment Federation Wayland Baptist University Wayne State Foundation Wayne State University Alumni Association Waynesburg University Weber State University Alumni Association Webster University Alumni Association Wesley College Wesleyan College West Chester University Alumni Association Type of institution or organization* City State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 Foundation Oshkosh WI FIA Card Services, N.A. Same Yes 544 $ 1,926 47 Alumni Association Green Bay WI FIA Card Services, N.A. Same Yes 672 $ 0 14 Alumni Association La Crosse WI FIA Card Services, N.A. Same Yes 1,440 $ 66,750 33 Alumni Association Milwaukee WI Same Yes 1,168 $ 118,288 169 Alumni Association Kenosha WI U.S. Bank National Association ND FIA Card Services, N.A. Same Yes 210 $ 2,516 5 Alumni Association Platteville WI FIA Card Services, N.A. Same Yes 775 $ 0 14 Alumni Association and Foundation Stevens Point WI U.S. Bank National Association ND Same Yes 376 $ 3,348 86 Alumni Association Superior WI FIA Card Services, N.A. Amended Yes 343 $ 12,000 1 Foundation Whitewater WI FIA Card Services, N.A. Amended Yes 1,800 $ 40,000 33 Alumni Association Laramie WY FIA Card Services, N.A. Same Yes 4,437 $ 99,588 73 Foundation Adelphi MD FIA Card Services, N.A. Same Yes 422 $ 5,000 8 University University University Alumni Association Fayette Collegeville Utica Valdosta IA PA NY GA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Amended Same No Yes No Yes 83 340 205 1,673 $ $ $ $ 487 7,146 3,205 52,500 0 5 8 22 University University Poughkeepsie Flushing NY NY FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Yes No 332 40 $ $ 0 369 0 0 University Alumni Association Villanova Richmond PA VA FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Yes Yes 5,538 1,778 $1,155,000 $ 90,375 115 62 Alumni Association VA FIA Card Services, N.A. Amended No 148 Alumni Association Alumni Association University University University University University Other University Alumni Association St. Stephens Church Blacksburg Lexington Staten Island Winston-Salem College Place Waverly Topeka Lexington Chestertown Pullman VA VA NY NC WA IA KS VA MD WA Chase Bank USA, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. INTRUST Bank, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Amended Same Amended Same Same Same Amended Same Yes Yes Yes Yes No Yes Yes Yes No Yes 11,748 291 370 3,230 137 280 408 109 91 8,304 University Other University Foundation St. Louis Alexandria Plainview Wayne MO VA TX NE Same Same Same Same Yes Yes Yes No 3,257 716 453 283 $ $ $ $ 64,618 7,749 6,398 524 62 4 10 0 Alumni Association Detroit MI FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. First National Bank of Omaha Capital One, N.A. New Yes 1 $ 0 1 University Alumni Association Waynesburg Ogden PA UT Same Same Yes Yes 260 603 $ 2,631 $ 154,174 5 127 Alumni Association St. Louis MO FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. Amended Yes 871 $ 386 19 University University Alumni Association Dover Macon West Chester DE GA PA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Amended Amended No No Yes 100 130 1,679 $ $ $ 1,246 1,449 42,166 3 0 60 $ 2,020 0 $ 0 $ 0 $ 14,785 $ 165,781 $ 2,271 $ 6,000 $ 8,000 $ 35,000 $ 2,446 $ 300,000 0 8 6 75 0 7 22 28 0 175 (continued on next page) 34 Report on College Credit Card Agreements | July 2011 Table—continued Institution or organization West Liberty State College Alumni Association West Point Association of Graduates West Texas A&M University Alumni Association West Virginia State University West Virginia University Alumni Association West Virginia Wesleyan College Western Connecticut State University Western Illinois University Alumni Association Western Illinois University Alumni Association Western Michigan University Alumni Association Western New England College Western New England College School of Law Western Oregon University Development Foundation Western State College Alumni Association Western State University Alumni Association Western Washington University Alumni Association Westfield State College Foundation, Inc. Westminster College Westminster College New Wilmington Whittier College Who’s Who Among Students in American Universities and Colleges Wichita State University Alumni Association, Inc. Widener University Widener University School of Law Wildlife Society Willamette University William and Mary Alumni Association William Jewell College William Marsh Rice University William Paterson University Alumni Association Wilmington College Wilmington University, Inc. Wilson College Wingate University Winona State University Alumni Association Wisconsin Alumni Association Wofford College Worcester Polytechnic Institute Alumni Association Worcester State College Wright State University Alumni Association Type of institution or organization* City State Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 Alumni Association West Liberty WV FIA Card Services, N.A. Same Yes 451 $ 6,307 5 Alumni Association West Point NY FIA Card Services, N.A. Amended Yes 5,724 $500,000 121 Alumni Association Canyon TX FIA Card Services, N.A. Amended No 256 University Alumni Association Institute Morgantown WV WV FIA Card Services, N.A. FIA Card Services, N.A. Amended Same No Yes University University Buckhannon Danbury WV CT FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Alumni Association Macomb IL Chase Bank USA, N.A. Alumni Association Macomb IL Alumni Association Kalamazoo MI University University Springfield Springfield Foundation $ 0 0 117 3,871 $ 1,102 $170,000 0 216 No Yes 129 271 $ 2,042 $ 0 0 10 Same No 0 INTRUST Bank, N.A. New Yes Same MA MA PNC Bank, National Association FIA Card Services, N.A. FIA Card Services, N.A. Monmouth OR Alumni Association Gunnison Alumni Association $ 0 0 180 $ 38,442 180 Yes 1,752 $200,000 23 Amended Amended No No 425 35 $ 5,484 $ 552 0 0 FIA Card Services, N.A. Same Yes 446 $ 6,105 1 CO FIA Card Services, N.A. Same Yes 333 $ 5,550 5 Fullerton CA FIA Card Services, N.A. Same Yes 29 $ 321 0 Alumni Association Bellingham WA FIA Card Services, N.A. Amended Yes 1,430 $ 19,468 56 Foundation Westfield MA FIA Card Services, N.A. Same Yes 407 $ 6,283 26 University University MO PA FIA Card Services, N.A. FIA Card Services, N.A. Amended Same No Yes 178 736 $ 3,311 $ 12,416 0 2 University Other Fulton New Wilmington Whittier Tuscaloosa CA AL FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 500 3,169 $ 7,484 $ 45,389 5 18 Alumni Association Wichita KS INTRUST Bank, N.A. Same Yes 3,048 $347,500 146 University University Other University Alumni Association Chester Chester Bethesda Salem Williamsburg PA DE MD OR VA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Amended Amended Same Yes Yes No No Yes 772 164 92 311 5,340 $ 13,576 $ 4,673 $ 639 $ 3,536 $340,000 26 0 0 1 61 University University Alumni Association Liberty Houston Wayne MO TX NJ UMB Bank, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Amended Same Yes Yes Yes 201 2,394 796 $ 2,721 $ 17,183 $ 9,717 0 27 4 University University University Wilmington New Castle Chambersburg OH DE PA Amended Same Same Yes Yes Yes 243 161 2 $ 4,378 $ 949 $ 0 2 0 0 University Alumni Association Wingate Winona NC MN Amended Same No No 60 329 $ 901 $ 2,801 3 24 Alumni Association University Alumni Association Madison Spartanburg Worcester WI SC MA FIA Card Services, N.A. FIA Card Services, N.A. Pennsylvania State Employees Credit Union FIA Card Services, N.A. U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Same Same Same Yes Yes Yes 21,462 493 824 $950,900 $ 9,389 $ 22,352 318 3 10 University Alumni Association Worcester Dayton MA OH FIA Card Services, N.A. FIA Card Services, N.A. Same Same Yes Yes 362 1,883 $ 4,875 $ 26,897 0 24 (continued on next page) Board of Governors of the Federal Reserve System 35 Table—continued Institution or organization Xi Psi Phi Yale University York College of Pennsylvania Youngstown State University Zeta Beta Tau Fraternity, Inc. Zeta Tau Alpha Fraternity Type of institution or organization* Other University University Alumni Association Other Other City Alton New Haven York Youngstown Indianapolis Indianapolis State IL CT PA OH IN IN Credit card issuer Status** In effect as of 1/1/2011? Total open accounts as of 12/31/2010 Payments by issuer in 2010 New accounts opened in 2010 FIA Card Services, N.A. Chase Bank USA, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Amended Same Same Same Amended Same No Yes Yes Yes Yes Yes 18 9,206 334 3,115 284 2,158 $ 221 $1,140,000 $ 2,959 $ 34,054 $ 4,718 $ 130,000 1 0 0 1 0 89 * This report groups institutions and organizations into four categories: “university,” “alumni association,” “foundation,” or “other.” “University” refers to an institution of higher education, as defined in sections 101 and 102 of the Higher Education Act of 1965 (20 U.S.C. § 1001 and 1002). “Alumni association” refers to an alumni organization affiliated with an institution of higher education. “Foundation” refers to a foundation affiliated with an institution of higher education. In some cases, issuers submitted to the Board agreements with other types of organizations, such as fraternities, sororities, and professional or trade associations, that relate to the issuance of credit cards to college students. “Other” refers to these other types of organizations. ** This report categorizes each agreement as “same,” “amended,” or “new.” “Same” refers to an agreement that was in effect during 2009 the terms of which were not amended or modified during 2010. “Amended” refers to an agreement that was in effect during 2009, the terms of which were amended or modified during 2010. “New” refers to an agreement that was not in effect prior to 2010. 36 Report on College Credit Card Agreements | July 2011 Appendix B: College Credit Card Agreements Terminated in 2009 The table below lists college credit card agreements that were in effect at some time during 2009 but were terminated by year-end 2009. The table is organized alphabetically by the name of the institution or organization. Institution or organization Administrators of the Tulane Educational Fund Adrian College Alumni Association of New Jersey Institute of Technology Alumni Association of the State University of New York at Albany Alumni Association of the University of Nebraska-Lincoln Alumni Association of the University of Virginia Antioch University-New England Arkansas State University Alumni Association Association of Graduates, United States Air Force Academy Brazos Higher Education Service Corporation, Inc. Cavalier Sports Marketing Clark Atlanta University Coastal Carolina University Alumni Association Colorado Christian University Dominican College East Tennessee State University Foundation Fayetteville State University Felician College Fitzwilliam College Florida Pharmacy Association Foothill De Anza College Framingham State College Harvard Cooperative Society International Society for Optical Engineering Ithaca College Alumni Association Lake Erie College Lake Superior State University Lawrence Technological University Lawrence University Lincoln Memorial University Marian College McGeorge School of Law Menlo College Mercy College Alumni Association Metropolitan State Universtiy Foundation Montana Tech Foundation Mountain State University, Inc. Northwood University Ohio Dominican College Palmer College of Chiropractic Alumni Association Phi Chi Theta Phi Epsilon Kappa Phi Gamma Nu Polytechnic University Alumni Association President and Fellows of New Hall in The University of Cambridge Regents of the University of Minnesota Sacred Heart University Samford University San Diego State University Campanile Foundation Southern Oregon University Foundation Southwest Baptist University Southwestern University School of Law Type of institution or organization* Foundation University Alumni Association Alumni Association Alumni Association Alumni Association University Alumni Association Alumni Association Other Other University Alumni Association University University Foundation University University University Other University University Other Other Alumni Association University University University University University University University University Alumni Association Foundation Foundation University University University Alumni Association Other Other Other Alumni Association University University University University Foundation Foundation University University City New Orleans Adrian Newark Albany Lincoln Charlottesville Keene State University USAF Academy Waco Charlottesville Atlanta Conway Lakewood Orangeburg Johnson City Fayetteville Lodi Cambridge Tallahassee Los Altos Hills Framingham Cambridge Bellingham Ithaca Painesville Sault Ste. Marie Southfield Appleton Harrogate Indianapolis Sacramento Atherton Dobbs Ferry St. Paul Butte Beckley Midland Columbus Davenport Lufkin Indianapolis Seven Hills Brooklyn Cambridge Minneapolis Fairfield Birmingham San Diego Ashland Bolivar Los Angeles State Credit card issuer LA MI NJ NY NE VA NH AR CO TX VA GA SC CO NY TN NC NJ UK FL CA MA MA WA NY OH MI MI WI TN IN CA CA NY MN MT WV MI OH IA TX IN OH NY UK MN CT AL CA OR MO CA FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Chase Bank USA, N.A. Chase Bank USA, N.A. FIA Card Services, N.A. Chase Bank USA, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Chase Bank USA, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Chase Bank USA, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. U.S. Bank National Association ND U.S. Bank National Association ND FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Chase Bank USA, N.A. FIA Card Services, N.A. FIA Card Services, N.A. GE Money Bank FIA Card Services, N.A. Commerce Bank, N.A. FIA Card Services, N.A. (continued on next page) Board of Governors of the Federal Reserve System 37 Table—continued Institution or organization St. John Fisher College St. John’s College SUNY-Institute of Technology Foundation at Utica/Rome Inc. TCI Education, Inc. Trinity College Tufts University United States Merchant Marine Academy University of Arkansas at Little Rock School of Law University of California at Santa Barbara Alumni Association University of Dallas University of Houston-Clear Lake University of Illinois Alumni Association University of Maryland University College Alumni Association University of Nebraska College of Medicine Alumni Association University of Nevada Las Vegas Alumni Association University of North Carolina at Asheville Foundation, Inc. Utah Valley State College Wheeling Jesuit University York College Alumni, Inc. Type of institution or organization* University University Foundation University University University University University Alumni Association University University Alumni Association Alumni Association Alumni Association Alumni Association Foundation University University Alumni Association City Rochester Cambridge Utica Phoenix Hartford Medford Kings Point Little Rock Santa Barbara Irving Houston Urbana College Park Omaha Las Vegas Asheville Orem Wheeling Jamaica State NY UK NY AZ CT MA NY AR CA TX TX IL MD NE NV NC UT WV NY Credit card issuer FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Chase Bank USA, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. Chase Bank USA, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. FIA Card Services, N.A. * This report groups institutions and organizations into four categories: “university,” “alumni association,” “foundation,” or “other.” “University” refers to an institution of higher education, as defined in sections 101 and 102 of the Higher Education Act of 1965 (20 U.S.C. § 1001 and 1002). “Alumni association” refers to an alumni organization affiliated with an institution of higher education. “Foundation” refers to a foundation affiliated with an institution of higher education. In some cases, issuers submitted to the Board agreements with other types of organizations, such as fraternities, sororities, and professional or trade associations, that relate to the issuance of credit cards to college students. “Other” refers to these other types of organizations. 38 Report on College Credit Card Agreements | July 2011 Appendix C: Corrected Information Regarding College Credit Card Agreements in Effect in 2009 In 2011, the Board received corrected information for 2009 from Banco Popular de Puerto Rico, Pennsylvania State Employees Credit Union, and PNC Bank, N.A. In addition, information for 2009 regarding Purdue Federal Credit Union’s college credit card agreement was inadvertently omitted from the Board’s initial report. The table below is organized alphabetically by the name of the institution or organization. Corrected information is shown in bold. Institution or organization Bloomsburg University of Pennsylvania California University of Pennsylvania Cheyney University of Pennsylvania Clarion University Foundation, Inc. East Stroudsburg University of Pennsylvania Elizabethtown College Harrisburg Area Community College Kutztown University of Pennsylvania Lock Haven University of Pennsylvania Mansfield University of Pennsylvania Millersville University of Pennsylvania Omega Psi Phi Fraternity, Inc. Purdue Alumni Association Shippensburg University Student Services, Inc. University of Puerto Rico Wilson College Type of institution or organization* Payments by issuer in 2009 New accounts opened in 2009 Total open accounts as of 12/31/2009 City State Credit card issuer PA PA PA PA Pennsylvania State Employees Credit Union Pennsylvania State Employees Credit Union Pennsylvania State Employees Credit Union Pennsylvania State Employees Credit Union $ $ $ $ 1,460 470 120 340 292 94 24 68 1,185 836 89 68 University University University University University University University Other Alumni Association Bloomsburg California Cheyney Clarion East Stroudsburg Elizabethtown Harrisburg Kutztown Lock Haven Mansfield Millersville Decatur West Lafayette PA PA PA PA PA PA PA GA IN Pennsylvania State Employees Credit Union Pennsylvania State Employees Credit Union Pennsylvania State Employees Credit Union Pennsylvania State Employees Credit Union Pennsylvania State Employees Credit Union Pennsylvania State Employees Credit Union Pennsylvania State Employees Credit Union PNC Bank, N.A. Purdue Federal Credit Union $ 690 $ 515 $ 385 $ 1,165 $ 760 $ 245 $ 470 $ 0 $1,000,000 138 103 77 233 152 49 94 2 2,374 1,119 383 848 1,645 946 418 1,198 898 14,176 Other University University Shippensburg San Juan Chambersburg PA PR PA Pennsylvania State Employees Credit Union $ Banco Popular de Puerto Rico $ Pennsylvania State Employees Credit Union $ 149 627 2 612 22,659 2 University University University Foundation 745 58,729 10 * This report groups institutions and organizations into four categories: “university,” “alumni association,” “foundation,” or “other.” “University” refers to an institution of higher education, as defined in sections 101 and 102 of the Higher Education Act of 1965 (20 U.S.C. § 1001 and 1002). “Alumni association” refers to an alumni organization affiliated with an institution of higher education. “Foundation” refers to a foundation affiliated with an institution of higher education. In some cases, issuers submitted to the Board agreements with other types of organizations, such as fraternities, sororities, and professional or trade associations, that relate to the issuance of credit cards to college students. “Other” refers to these other types of organizations.