Federal Reserve Bank of Dallas. "Federal Reserve Proposes Rule Under Regulation Z Pertaining to a Consumer's Ability to Repay a Mortgage and Minimum Mortgage Underwriting Standards : Federal Register Notice, Notice 11-29," District Notices (Federal Reserve Bank of Dallas) (April 19, 2011). https://fraser.stlouisfed.org/title/5569/item/615962/content/pdf/frbdallas_circ_20110419_no2011-29_frnotice, accessed on October 9, 2026.