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Board of Governors of the Federal Reserve System
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Press Release
May 12, 2011

Federal Reserve proposes rule under Regulation
E to create new consumer protections for
remittance transfers
For immediate release
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The Federal Reserve Board on Thursday requested public comment on
a proposed rule that would create new protections for consumers who
send remittance transfers to recipients located in a foreign country.
The proposed rule would require that remittance transfer providers make
certain disclosures to senders of remittance transfers, including
information about fees and the exchange rate, as applicable, and the
amount of currency to be received by the recipient. In addition, the
proposed rule would provide error resolution and cancellation rights for
senders of remittance transfers.
The proposal is being made under Regulation E (Electronic Fund
Transfers) pursuant to the Dodd-Frank Wall Street Reform and
Consumer Protection Act.
The Federal Register notice is attached. Comments on the proposal
must be submitted within 60 days after publication in the Federal
Register, which is expected shortly.
Federal Register notice: HTML | 1 MB PDF
Summary of Findings: Design and Testing of Remittance Disclosures (1
MB PDF)
Model forms

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1. A-30 (8 KB PDF PDF) Model form for pre-payment disclosures for
remittance transfers exchanged into local currency (§ 205.31(b)(1))
2. A-31 (10 KB PDF) Model form for receipts for remittance transfers
exchanged into local currency (§ 205.31(b)(2))
3. A-32 (9 KB PDF) Model form for combined disclosures for
remittance transfers exchanged into local currency (§ 205.31(b)(3))
4. A-33 (19 KB PDF) Model form for pre-payment disclosures for
dollar-to-dollar remittance transfers (§ 205.31(b)(1))
5. A-34 (9 KB PDF) Model form for receipts for dollar-to-dollar
remittance transfers (§ 205.31(b)(2))
6. A-35 (9 KB PDF) Model form for combined disclosures for dollarto-dollar remittance transfers (§ 205.31(b)(3))
7. A-36 (16 KB PDF) Model form for error resolution and cancellation
disclosures (long) (§ 205.31(b)(4))
8. A-37 (8 KB PDF) Model form for error resolution and cancellation
disclosures (short) (§ 205.31(b)(2)(vi))
9. A-38 (8 KB PDF) Model form for pre-payment disclosures-Spanish (§ 205.31(b)(1))
10. A-39 (9 KB PDF) Model form for receipts--Spanish (§ 205.31(b)
(2))
11. A-40 (9 KB PDF) Model form for combined disclosures--Spanish
(§ 205.31(b)(3))
12. A-41 (17 KB PDF) Model form for error resolution and
cancellation disclosures (long)--Spanish (§ 205.31(b)(4))

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Last Update: May 12, 2011

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