Federal Reserve Bank of Dallas. "Federal Reserve Implements Legislation Regarding Effective Dates for Gift Card Rules : Press Release, Notice 10-46," District Notices (Federal Reserve Bank of Dallas) (August 11, 2010). https://fraser.stlouisfed.org/title/5569/item/615895/content/pdf/frbdallas_circ_20100811_no2010-46, accessed on March 15, 2026.