Federal Reserve Bank of Dallas. "Federal Reserve and FTC Issue Final Rules to Implement the Credit Score Disclosure Requirements of the Dodd-Frank Act : Regulation V, Notice 11-46," District Notices (Federal Reserve Bank of Dallas) (July 6, 2011). https://fraser.stlouisfed.org/title/5569/item/615979/content/pdf/frbdallas_circ_20110706_no2011-46_regV, accessed on March 8, 2026.