Federal Reserve Bank of Dallas. "Federal Reserve Announces Online Publication on Rules About Credit Decisions and Notices : What You Need to Know: New Rules about Credit Decisions and Notices, Notice 11-03," District Notices (Federal Reserve Bank of Dallas) (January 13, 2011). https://fraser.stlouisfed.org/title/5569/item/615936/content/pdf/frbdallas_circ_20110113_no2011-03_wyntk_credit_decisions, accessed on March 14, 2026.