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Home > Community Development > The Home Mortgage Disclosure Act > Hearings

The Home Mortgage Disclosure Act

Print

Public Hearing, September 24, 2010
Federal Reserve Board of Governors, Washington, D.C.
Presiding
Elizabeth Duke, Member, Board of Governors of the Federal Reserve System
Sandra Braunstein, Director, Division of Consumer and Community Affairs, Federal Reserve Board
Leonard Chanin, Deputy Director, Division of Consumer and Community Affairs, Federal Reserve Board
Paula Bryant-Ellis, Senior Vice President, BOK Financial Corporation
                                Member, Consumer Advisory Council of the Federal Reserve Board
Michael Calhoun, President, Center for Responsible Lending
                               Member, Consumer Advisory Council of the Federal Reserve Board
Full transcript (364 KB PDF)

Home Mortgage Disclosure
Act
Mortgage Calculator

Community
Development

Agenda
8:30 a.m. - 9:00 a.m.

Breakfast
Registration for Open-Mike Period

9:00 a.m. - 9:15 a.m.

Welcome and Opening Remarks
Elizabeth Duke, Member, Board of Governors of the Federal Reserve System
Audio |

9:15 a.m. - 10:45 a.m.

Transcript (28 KB PDF)

Panel One
Jay Brinkmann, Chief Economist and SVP of Research and Economics, Mortgage Bankers Association
Audio |

Transcript (26 KB PDF)

Thomas Noto, Associate General Counsel, Bank of America
Audio |

Transcript (20 KB PDF)

Lisa Rice, Vice President, National Fair Housing Alliance
Audio |

Transcript (24 KB PDF)

Cy Richardson, Vice President, Housing and Community Development, National Urban League
Audio |

Transcript (26 KB PDF)

Faith Schwartz, Senior Advisor, HOPE NOW Alliance
Audio |

Transcript (27 KB PDF)

Josh Silver, Vice President of Research and Policy, National Community Reinvestment Coalition
Audio |

Transcript (27 KB PDF)

Question and Answer
Audio |
Transcript (107 KB PDF)

10:45 a.m. - 11:00 a.m.

Break

11:00 a.m. - 12:30 p.m.

Panel Two
Tom Deutsch, Executive Director, American Securitization Forum
Audio |

Transcript (27 KB PDF)

Lance George, Research Associate, Housing Assistance Council

Audio |

Transcript (26 KB PDF)

Paul Hancock, Partner, K & L Gates, LLP
Audio |

Transcript (28 KB PDF)

Patricia McCoy, Director, Insurance Law Center and Connecticut Mutual Professor of Law University of
Connecticut School of Law
Audio |

Transcript (25 KB PDF)

Mark Pearce, Deputy Commissioner of Banks, North Carolina Banking Commission
Audio |

Transcript (26 KB PDF)

Janneke Ratcliffe, Associate Director, Center for Community Capital, University of North Carolina
Audio |

Transcript (26 KB PDF)

Question and Answer
Audio |
Transcript (89 KB PDF)

12:30 p.m. - 1:10 p.m.

Lunch

1:10 p.m. - 2:50 p.m.

Panel Three
Raphael Bostic, Assistant Secretary, Policy Development and Research (PD&R), Housing and Urban
Development (HUD)
Audio |

Transcript (27 KB PDF)

Allison Brown, Acting Assistant Director, Division of Financial Practices, Federal Trade Commission
(FTC)
Audio |

Transcript (26 KB PDF)

Michael Bylsma, Director for Community and Consumer Law, Office of the Comptroller of the Currency
(OCC)
Audio |

Transcript (25 KB PDF)

Tonya Green, Director of Consumer Compliance and Outreach, Office of Consumer Protection, National
Credit Union Administration (NCUA)
Audio |

Transcript (25 KB PDF)

Eric Halperin, Special Counsel for Fair Lending, Civil Rights Division, U.S. Department of Justice (DOJ)
Audio |

Transcript (26 KB PDF)

Patrick Lawler, Associate Director and Chief Economist, Office of Policy Analysis and Research, Federal
Housing Finance Agency (FHFA)
Audio |

Transcript (26 KB PDF)

Robert Mooney, Deputy Director, Consumer Protection and Community Affairs, Federal Deposit
Insurance Corporation (FDIC)
Audio |

Transcript (19 KB PDF)

Question and Answer
Audio |
Transcript (84 KB PDF)

2:50 p.m. - 3:00 p.m.

Break

3:00 p.m. - 4:00 p.m.

Open-Mike

4:00 p.m.

Hearing Adjourns

Last update: October 28, 2010

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