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Advanced Search What's New · What's Next · Site Map · A-Z Index · FAQs · Careers · RSS About the Fed News & Events Monetary Policy Community Affairs Conferences Community Development Investments Community Reinvestment Act Consumer & Economic Development Research & Information Center Federal Reserve Community Development Web Sites Fiscal Impact Tool A Guide to Business Credit for Women, Minorities and Small Businesses Hearings under the Home Ownership and Equity Protection Act (HOEPA) Banking Information & Regulation Payment Systems Economic Research & Data Consumer Information Reporting Forms Publications Home > Community Development > The Home Mortgage Disclosure Act > Hearings The Home Mortgage Disclosure Act Print Public Hearing, September 24, 2010 Federal Reserve Board of Governors, Washington, D.C. Presiding Elizabeth Duke, Member, Board of Governors of the Federal Reserve System Sandra Braunstein, Director, Division of Consumer and Community Affairs, Federal Reserve Board Leonard Chanin, Deputy Director, Division of Consumer and Community Affairs, Federal Reserve Board Paula Bryant-Ellis, Senior Vice President, BOK Financial Corporation Member, Consumer Advisory Council of the Federal Reserve Board Michael Calhoun, President, Center for Responsible Lending Member, Consumer Advisory Council of the Federal Reserve Board Full transcript (364 KB PDF) Home Mortgage Disclosure Act Mortgage Calculator Community Development Agenda 8:30 a.m. - 9:00 a.m. Breakfast Registration for Open-Mike Period 9:00 a.m. - 9:15 a.m. Welcome and Opening Remarks Elizabeth Duke, Member, Board of Governors of the Federal Reserve System Audio | 9:15 a.m. - 10:45 a.m. Transcript (28 KB PDF) Panel One Jay Brinkmann, Chief Economist and SVP of Research and Economics, Mortgage Bankers Association Audio | Transcript (26 KB PDF) Thomas Noto, Associate General Counsel, Bank of America Audio | Transcript (20 KB PDF) Lisa Rice, Vice President, National Fair Housing Alliance Audio | Transcript (24 KB PDF) Cy Richardson, Vice President, Housing and Community Development, National Urban League Audio | Transcript (26 KB PDF) Faith Schwartz, Senior Advisor, HOPE NOW Alliance Audio | Transcript (27 KB PDF) Josh Silver, Vice President of Research and Policy, National Community Reinvestment Coalition Audio | Transcript (27 KB PDF) Question and Answer Audio | Transcript (107 KB PDF) 10:45 a.m. - 11:00 a.m. Break 11:00 a.m. - 12:30 p.m. Panel Two Tom Deutsch, Executive Director, American Securitization Forum Audio | Transcript (27 KB PDF) Lance George, Research Associate, Housing Assistance Council Audio | Transcript (26 KB PDF) Paul Hancock, Partner, K & L Gates, LLP Audio | Transcript (28 KB PDF) Patricia McCoy, Director, Insurance Law Center and Connecticut Mutual Professor of Law University of Connecticut School of Law Audio | Transcript (25 KB PDF) Mark Pearce, Deputy Commissioner of Banks, North Carolina Banking Commission Audio | Transcript (26 KB PDF) Janneke Ratcliffe, Associate Director, Center for Community Capital, University of North Carolina Audio | Transcript (26 KB PDF) Question and Answer Audio | Transcript (89 KB PDF) 12:30 p.m. - 1:10 p.m. Lunch 1:10 p.m. - 2:50 p.m. Panel Three Raphael Bostic, Assistant Secretary, Policy Development and Research (PD&R), Housing and Urban Development (HUD) Audio | Transcript (27 KB PDF) Allison Brown, Acting Assistant Director, Division of Financial Practices, Federal Trade Commission (FTC) Audio | Transcript (26 KB PDF) Michael Bylsma, Director for Community and Consumer Law, Office of the Comptroller of the Currency (OCC) Audio | Transcript (25 KB PDF) Tonya Green, Director of Consumer Compliance and Outreach, Office of Consumer Protection, National Credit Union Administration (NCUA) Audio | Transcript (25 KB PDF) Eric Halperin, Special Counsel for Fair Lending, Civil Rights Division, U.S. Department of Justice (DOJ) Audio | Transcript (26 KB PDF) Patrick Lawler, Associate Director and Chief Economist, Office of Policy Analysis and Research, Federal Housing Finance Agency (FHFA) Audio | Transcript (26 KB PDF) Robert Mooney, Deputy Director, Consumer Protection and Community Affairs, Federal Deposit Insurance Corporation (FDIC) Audio | Transcript (19 KB PDF) Question and Answer Audio | Transcript (84 KB PDF) 2:50 p.m. - 3:00 p.m. Break 3:00 p.m. - 4:00 p.m. Open-Mike 4:00 p.m. Hearing Adjourns Last update: October 28, 2010 Home | Community Development Accessibility Contact us Disclaimer Linking Policy FOIA PDF Reader