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FACTS

WHAT DOES
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.

What?

The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
„
„
„

How?

Social Security number and
and
and

All financial companies need to share
personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
personal information; the reasons
chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does
share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
For our marketing purposes—
to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes—
information about your transactions and experiences
For our affiliates’ everyday business purposes—
information about your creditworthiness
For our affiliates to market to you
For nonaffiliates to market to you

To limit
our sharing

„

Call

„

Visit us online:

—our menu will prompt you through your choice(s) or

Please note:
If you are a new customer, we can begin sharing your information
days from the date we
sent this notice. When you are no longer our customer, we continue to share your information as
described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call

or go to

Page 2

Who we are
Who is providing this notice?

What we do
How does
protect my personal information?

To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings.

How does
collect my personal information?

We collect your personal information, for example, when you

Why can’t I limit all sharing?





or
or

Federal law gives you the right to limit only




sharing for affiliates’ everyday business purposes—information
about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to
limit sharing.
What happens when I limit sharing
for an account I hold jointly with
someone else?

Definitions
Affiliates

Companies related by common ownership or control. They can be
financial and nonfinancial companies.


Nonaffiliates

Companies not related by common ownership or control. They can be
financial and nonfinancial companies.


Joint marketing

A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.


Other important information

Rev.

FACTS

WHAT DOES
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully to
understand what we do.

What?

The types of personal information we collect and share depend on the product or service you
have with us. This information can include:
„
„
„

How?

Social Security number and
and
and

All financial companies need to share
personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
personal information; the reasons
chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does
share?

Can you limit this sharing?

For our everyday business purposes—
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
For our marketing purposes—
to offer our products and services to you
For joint marketing with other financial companies
For our affiliates’ everyday business purposes—
information about your transactions and experiences
For our affiliates’ everyday business purposes—
information about your creditworthiness
For nonaffiliates to market to you

To limit
our sharing

„

Call

„

Visit us online:

—our menu will prompt you through your choice(s) or

Please note:
If you are a new customer, we can begin sharing your information
days from the date we
sent this notice. When you are no longer our customer, we continue to share your information as
described in this notice.
However, you can contact us at any time to limit our sharing.

Questions?

Call

or go to

Page 2

Who we are
Who is providing this notice?

What we do
How does
protect my personal information?

To protect your personal information from unauthorized access
and use, we use security measures that comply with federal law.
These measures include computer safeguards and secured files
and buildings.

How does
collect my personal information?

We collect your personal information, for example, when you

Why can’t I limit all sharing?





or
or

Federal law gives you the right to limit only




sharing for affiliates’ everyday business purposes—information
about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to
limit sharing.
What happens when I limit sharing
for an account I hold jointly with
someone else?

Definitions
Affiliates

Companies related by common ownership or control. They can be
financial and nonfinancial companies.


Nonaffiliates

Companies not related by common ownership or control. They can be
financial and nonfinancial companies.


Joint marketing

A formal agreement between nonaffiliated financial companies that
together market financial products or services to you.


Other important information