Federal Reserve Bank of Dallas. "Exemption for Small Debit Card Issuers from Interchange Fee Standards Working as Intended : Impact of Regulation II on Small Debit Card Issuers, May 2013, Notice 13-15," District Notices (Federal Reserve Bank of Dallas) (May 23, 2013). https://fraser.stlouisfed.org/title/5569/item/616087/content/pdf/frbdallas_circ_20130523_no2013-15_impact, accessed on October 9, 2026.