Federal Reserve Bank of Dallas. "Board Seeks Public Comment on Proposed Changes to Regulation Z Regarding Private Education Loans : Model Forms and Samples, Notice 09-16," District Notices (Federal Reserve Bank of Dallas) (March 13, 2009). https://fraser.stlouisfed.org/title/5569/item/615776/content/pdf/frbdallas_circ_20090313_no2009-16_forms, accessed on February 28, 2026.