Federal Reserve Bank of Dallas. "Board Releases Online Publication on New Overdraft Rules for Debit and ATM Cards : Press Release, Notice 10-12," District Notices (Federal Reserve Bank of Dallas) (February 22, 2010). https://fraser.stlouisfed.org/title/5569/item/615864/content/pdf/frbdallas_circ_20100222_no2010-12, accessed on March 16, 2026.