Federal Reserve Bank of Dallas. "Board Issues Proposed Amendments to Regulation Z (Truth in Lending) : Design and Testing of Effective Truth in Lending Disclosures, Notice 07-17,"
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https://fraser.stlouisfed.org/title/5569/item/616189/content/pdf/frbdallas_circ_20070525_no2007-17_execsummary, accessed on October 10, 2026.