Federal Reserve Bank of Dallas. "Board Announces Final Rules Prohibiting Institutions from Charging Fees for Overdrafts on ATM and One-Time Debit Card Transactions : Press Release, Notice 09-84," District Notices (Federal Reserve Bank of Dallas) (November 16, 2009). https://fraser.stlouisfed.org/title/5569/item/615839/content/pdf/frbdallas_circ_20091116_no2009-84, accessed on March 7, 2026.