Federal Reserve Bank of Dallas. "Banking Agencies Issue Host State Loan-to-Deposit Ratios : Joint Press Release, Notice 14-28," District Notices (Federal Reserve Bank of Dallas) (July 7, 2014). https://fraser.stlouisfed.org/title/5569/item/616158/content/pdf/frbdallas_circ_20140707_no2014-28, accessed on July 10, 2026.