Federal Reserve Bank of Dallas. "Banking Agencies Issue Host State Loan-to-Deposit Ratios : Joint Press Release, Notice 13-18," District Notices (Federal Reserve Bank of Dallas) (July 2, 2013). https://fraser.stlouisfed.org/title/5569/item/616090/content/pdf/frbdallas_circ_20130702_no2013-18, accessed on March 4, 2026.