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1. Small loans to businesses and farms, 2002-2010 Year Item 2002 2003 2004 2005 2006 2007 2008 2009 2010 Total business loans number dollar (thousands of dollars) ............... 7,556,999 8,004,463 8,111,492 7,951,110 12,603,453 13,492,771 10,750,031 6,203,520 4,265,409 253,225,288 278,612,596 293,745,569 271,615,447 305,586,939 329,221,721 295,561,457 206,209,547 179,638,754 Percent to small firms1 by number............... by dollars................ 31.0 44.2 37.8 45.8 37.6 44.2 47.4 45.3 36.8 43.8 38.4 41.8 31.9 37.4 25.9 35.4 35.1 36.7 256,117 288,739 292,451 218,891 208,554 218,869 211,113 150,035 147,056 16,222,070 17,297,590 18,141,412 12,698,385 12,541,030 13,092,698 14,185,407 11,738,340 11,796,152 88.5 83.0 88.8 83.0 84.4 77.6 82.6 77.5 79.9 76.6 80.7 75.7 75.8 73.1 77.0 73.1 77.1 73.2 88.0 76.9 90.5 77.1 78.4 74.1 73.2 65.1 58.3 64.5 58.3 64.5 86.3 69.3 84.5 70.6 82.3 62.0 32.2 38.1 33.3 38.5 36.0 39.0 25.0 27.1 26.5 27.8 26.5 27.8 27.9 29.7 33.3 32.9 20.1 22.3 less than 100................. 0.1 0 .1 0.1 0.1 0.0 0.0 0.0 0.0 0.1 100 to 249...................... 0.5 0 .4 0.5 0.3 0.2 0.2 0.1 0.0 0.0 250 to 1,097..................... 25.1 12.5 9.9 2.6 1.3 1.0 1.2 1.7 1.9 1,098 or more ............... 74.3 86.9 89.6 97.0 98.5 98.8 98.7 98.3 98.0 100 100 100 100 100 100 100 100 100 less than 100................. 0.4 0 .4 0.3 0.1 0.0 0.1 0.0 0.0 0.3 100 to 249...................... 1.6 1.5 1.0 0.4 .3 .3 0.1 0.1 0.1 250 to 1,097...................... 23.6 22.6 20.6 9.3 6.7 5.5 6.0 6.9 6.2 1,098 or more .............. 74.4 75.6 78.1 90.2 93.0 94.1 93.8 93.0 93.4 Total ...................... 100 100 100 100 100 100 100 100 100 Total farm loans number.................... dollar (thousands of dollars) ............... Percent to small farms1 by number............... by dollars................ Activity of CRA reporters as a percentage of2 All small loans to businesses by number of loans... by amount of loans.... All small loans to farms by number of loans... by amount of loans.... Distribution of business loans by asset size of lender (asset categories apply to 2010 only)3 by number of loans (percent) Total ...................... by amount of loans (percent) 1. Continued Year 2002 2003 2004 less than 100 ............................................ 100 to 249................................................ 1.0 1.5 0.7 2.5 2.5 3.5 0.9 0.4 0.5 0.4 0.7 0.5 250 to 1,097................................................ 49.1 44.2 44.6 20.7 16.5 14.6 14.8 17.1 15.3 1,098 or more........................................... Total.... ...................................................... 47.4 100 51.8 100 51.1 100 78.0 100 83.0 100 84.9 100 84.8 100 82.2 100 83.7 100 by amount of loans (percent) less than 100 ............................................ 100 to 249................................................ 0.7 1.2 0.7 0.4 0.1 0.0 0.0 0.0 0.5 2.3 2.4 3.0 1.0 0.3 0.5 0.3 0.4 0.3 250 to 1,097................................................ 1,098 or more........................................... Total.... ...................................................... 43.2 53.8 100 44.6 51.8 100 44.0 52.3 100 23.5 75.1 100 18.9 80.7 100 17.6 81.9 100 18.3 81.4 100 17.7 81.9 100 16.2 82.9 100 low........................................................... moderate .................................................. 3.7 15.2 3.6 17.0 3.5 16.7 3.2 16.4 3.1 15.7 3.0 15.4 3.0 15.1 3.1 15.6 3.1 14.8 middle...................................................... 50.5 47.6 47.7 47.3 45.0 45.3 45.0 46.7 44.1 upper........................................................ 30.3 31.6 32.0 33.0 36.0 36.1 36.7 34.4 37.8 income not reported ................................. Total.......................................................... 0.4 100 0.2 100 0.2 100 0.2 100 0.2 100 0.2 100 0.2 100 0.2 100 0.3 100 by amount of loans low........................................................... moderate .................................................. 4.7 15.2 4.4 17.9 4.3 17.8 4.3 17.5 4.2 17.2 3.9 16.9 4.0 16.7 4.2 17.2 4.3 17.2 middle...................................................... 47.9 45.4 45.1 44.2 43.6 43.7 44.1 44.6 44.3 upper........................................................ 31.7 31.9 32.4 33.5 34.7 35.1 34.9 33.7 33.8 income not reported ................................. Total.......................................................... 0.6 100 0.4 100 0.4 100 0.4 100 0.3 100 0.3 100 0.4 100 0.4 100 0.4 100 1495 491 1635 468 1658 341 891 212 837 191 771 227 746 219 712 229 662 218 1986 2103 1999 1103 1028 998 965 941 880 Item 2005 2006 2007 2008 2009 2010 Distribution of farm loans by asset size of Lender (asset categories apply to 2010 only)3 by number of loans (percent) 0.4 0.0 0.0 0.0 0.0 0.5 Distribution of business loans by income of census tract4 by number of loans Memo: Number of reporters commercial banks.................................... savings institutions .................................. Total.......................................................... Endnotes 1. Business and farms with revenues of $1 million or less. 2. Percentages reflect the ratio of activity by CRA reporters to activity by all lenders. Calculations are based on information reported in the June Call Reports except that calculations for savings associations are based on information reported in the June Thrift Financial Reports. 3. For the years 2001 through 2007, the following lender asset-size categories were used in Tables 1, 3, and 5 (in millions): less than 100; 100249; 250-999; and 1,000 or more. Ti improve users’ ability to differentiate between large bank reporters and voluntary reporters, in Tables 1, 3, and 5, the lender asset-size categories for the 2008 CRA data were adjusted as follows (in millions): less than 100, 100-249; 250-1,060; and 1,061 or more. For 2009, the lender asset-size categories have been adjusted as follows in Tables 1, 3, and 5 (in millions): less than 100; 100-249; 2501,108; and 1,109 or more. For 2010, the lender asset-size categories have been adjusted as follows in Tables 1, 3, and 5 (in millions): less than 100; 100-249; 250-1,097; and 1,098 or more. Table 1 data reflect the former asset categories for 2001 through 2007 and the adjusted asset categories 2008, 2009, and 2010. 4. Low income: census tract median family income less than 50 percent of MSA/MD median family income or nonmetropolitan portion of state median family income; moderate income: 50-79 percent; middle income: 80-120 percent; upper income: 120 percent or more. Excludes loans where census tract was not reported. 6ource: FFIEC 2. Originations and purchases of small loans to businesses and farms, by size of loan, 2010 Type of borrower and loan Size of loan (dollars) 100,000 or less Total 100,001 to 250,000 Percent Total Percent MEMO Loans to firms with revenues of $1 million or less All loans More than 250,000 Total Percent Total Percent Total Percent Number of Loans Business Originations Purchases Total Farm 3,884,656 41,245 3,925,901 92.2 82.1 92.0 162,220 3,695 165,915 3.8 7.4 3.9 168,325 5,268 173,593 4.0 10.5 4.1 4,215,201 50,208 4,265,409 100 100 100 1,489,952 6,618 1,496,570 35.3 13.2 35.1 Originations Purchases Total All 111,528 792 112,320 76.5 65.5 76.4 22,533 238 22,771 15.4 19.7 15.5 11,786 179 11,965 8.1 14.8 8.1 145,847 1,209 147,056 100 100 100 112,628 804 113,432 77.2 66.5 77.1 Originations Purchases Total 3,996,184 42,037 4,038,221 91.6 81.8 91.5 184,753 4.2 180,111 4.1 3,933 7.6 5,447 10.6 188,686 4.3 185,558 4.2 Amount of loans (thousands of dollars) 4,361,048 51,417 4,412,465 100 100 100 1,602,580 7,422 1,610,002 36.7 14.4 36.5 Originations Purchases Total Farm 55,626,585 1,320,600 56,947,185 31.8 27.4 31.7 28,578,781 646,887 29,225,668 16.3 13.4 16.3 90,612,473 2,853,428 93,465,901 51.8 59.2 52.0 174,817,839 4,820,915 179,638,754 100 100 100 64,579,050 1,320,977 65,900,027 36.9 27.4 36.7 Originations Purchases Total All 3,425,838 31,054 3,456,892 29.4 22.5 29.3 3,872,591 40,893 3,913,484 33.2 29.6 33.2 4,359,738 66,038 4,425,776 37.4 47.9 37.5 11,658,167 137,985 11,796,152 100 100 100 8,570,698 66,806 8,637,504 73.5 48.4 73.2 Originations Purchases Total 59,052,423 1,351,654 60,404,077 31.7 27.3 31.6 32,451,372 687,780 33,139,152 17.4 13.9 17.3 94,972,211 2,919,466 97,891,677 50.9 58.9 51.1 186,476,006 4,958,900 191,434,906 100 100 100 73,149,748 1,387,783 74,537,531 39.2 28.0 38.9 Business 3. Originations and purchases of small loans to businesses and farms, grouped by type of borrower and loan and distributed by size of lending institution, 2010 Institutions, by asset size (millions of dollars) Type of borrower and loan Less than 100 Total 100 to 249 Percent Total All institutions 250 to 1,097 Percent Total 1,098 or more Percent Total Percent Total Percent Number of Loans Business Originations Purchases Total 388 2,302 2,690 0.0 4.6 0.1 887 7 894 0.0 0.0 0.0 81,784 196 81,980 1.9 0.4 1.9 4,132,142 47,703 4,179,845 98.0 95.0 98.0 4,215,201 50,208 4,265,409 100 100 100 Farm Originations Purchases Total 57 614 671 0.0 50.8 0.5 687 0 687 0.5 0.0 0.5 22,384 186 22,570 15.3 15.4 15.3 122,719 409 123,128 84.1 33.8 83.7 145,847 1,209 147,056 100 100 100 All Originations Purchases Total 445 2,916 3,361 0.0 5.7 0.1 1,574 7 1,581 0.0 0.0 0.0 104,168 382 104,550 2.4 0.7 2.4 4,254,861 48,112 4,302,973 97.6 93.6 97.5 4,361,048 51,417 4,412,465 100 100 100 Amount of loans (thousands of dollars) Business Originations Purchases Total 103,777 436,161 539,938 0.1 9.0 0.3 110,813 2,124 112,937 0.1 0.0 0.1 11,090,937 51,280 11,142,217 6.3 1.1 6.2 163,512,312 4,331,350 167,843,662 93.5 89.8 93.4 174,817,839 4,820,915 179,638,754 100 100 100 Farm Originations Purchases Total 6,026 55,422 61,448 0.1 40.2 0.5 38,354 0 38,354 0.3 0.0 0.3 1,901,614 12,834 1,914,448 16.3 9.3 16.2 9,712,173 69,729 9,781,902 83.3 50.5 82.9 11,658,167 137,985 11,796,152 100 100 100 All Originations Purchases Total 109,803 491,583 601,386 0.1 9.9 0.3 149,167 2,124 151,291 0.1 0.0 0.1 12,992,551 64,114 13,056,665 7.0 1.3 6.8 173,224,485 4,401,079 177,625,564 92.9 88.8 92.8 186,476,006 4,958,900 191,434,906 100 100 100 MEMO Number of institutions reporting 6 9 320 545 880 Number of institutions extending loans 6 9 310 498 823 4.1. Number of small loans to businesses, grouped by neighborhood characteristics and distributed by amount of lending, 2010 Characteristics of neighborhood MEMO Distribution of U.S. businesess and population (percent) Number of loans, by size category (dollars) 100,000 or less Businesses Population MEMO Number of loans to firms with revenues of $1 million or less 100,001 to 250,000 More than 250,000 to 1 million MEMO MEMO MEMO Percent of Percent of Percent of small small small business business business Percent loans Percent loans Percent loans All Total MEMO Percent of small business Percent loans Total MEMO Percent of small business loans Location Principal City Suburban Rural Subtotal 40.1 43.3 16.7 100.0 39.4 43.5 17.1 100.0 91.3 92.5 91.1 91.8 43.5 44.7 11.7 100.0 4.1 3.6 4.9 4.0 44.9 40.6 14.4 100.0 4.6 3.9 4.1 4.2 47.6 41.0 11.4 100.0 1,800,750 1,827,481 486,356 4,114,587 100 100 100 100 43.8 44.4 11.8 100.0 606,425 620,716 213,142 1,440,283 33.7 34.0 43.8 35.0 Tract not known Total 0.0 100.0 0.0 100.0 98.2 92.0 3.8 --- 1.5 3.9 1.3 --- 0.3 4.1 0.3 --- 150,822 4,265,409 100 100 3.5 --- 56,287 1,496,570 37.3 35.1 Area Income Low (less than 50) Principal City Suburban Rural Total 3.2 0.4 0.1 3.7 3.9 0.5 0.1 4.5 88.1 89.3 87.1 88.2 2.6 0.3 0.0 3.0 5.5 4.7 8.0 5.4 3.8 0.4 0.1 4.2 6.4 5.9 4.8 6.3 4.2 0.5 0.0 4.7 112,702 13,449 1,466 127,617 100 100 100 100 2.7 0.3 0.0 3.1 34,280 4,068 585 38,933 30.4 30.2 39.9 30.5 Moderate (50 to 79) Principal City Suburban Rural Total 9.7 5.6 1.8 17.1 11.5 7.0 2.1 20.6 89.7 91.1 90.6 90.2 9.0 4.5 1.0 14.5 4.8 4.3 5.1 4.6 11.1 4.9 1.4 17.3 5.5 4.6 4.3 5.2 12.0 5.0 1.1 18.1 378,227 187,113 43,739 609,079 100 100 100 100 9.2 4.5 1.1 14.8 124,939 65,015 18,977 208,931 33.0 34.7 43.4 34.3 Middle (80 to 119) Principal City Suburban Rural Total 14.4 22.2 12.1 48.6 14.5 23.4 12.5 50.4 91.3 92.1 91.3 91.7 14.8 20.8 8.3 44.0 4.1 3.9 4.8 4.1 15.3 20.2 10.1 45.6 4.6 4.1 3.9 4.2 16.2 20.0 7.9 44.1 613,228 854,764 345,139 1,813,131 100 100 100 100 14.9 20.8 8.4 44.1 217,655 304,096 153,141 674,892 35.5 35.6 44.4 37.2 Upper (120 or more) Principal City Suburban Rural Total 12.5 15.1 2.7 30.3 9.4 12.6 2.4 24.4 92.8 93.3 90.6 92.9 16.9 19.0 2.3 38.2 3.4 3.2 5.0 3.4 14.5 15.1 2.9 32.5 3.7 3.5 4.4 3.6 14.7 15.4 2.4 32.6 688,196 769,814 95,994 1,554,004 100 100 100 100 16.7 18.7 2.3 37.8 227,907 247,037 40,433 515,377 33.1 32.1 42.1 33.2 Income not reported Principal City Suburban Rural Total 0.2 0.1 0.0 0.3 0.1 0.0 0.0 0.1 85.6 89.7 44.4 86.5 0.2 0.1 0.0 0.2 6.2 4.1 22.2 5.8 0.3 0.1 0.0 0.4 8.1 6.2 33.3 7.8 0.4 0.1 0.0 0.5 8,397 2,341 18 10,756 100 100 100 100 0.2 0.1 0.0 0.3 1,644 500 6 2,150 19.6 21.4 33.3 20.0 Subtotal 100.0 100.0 91.8 100.0 4.0 100.0 4.2 100.0 4,114,587 100 100.0 1,440,283 35.0 Tract not known Total 0.0 100.0 0.0 100.0 98.2 92.0 3.8 --- 1.5 3.9 1.3 --- 0.3 4.1 0.3 --- 150,822 4,265,409 100 100 3.5 --- 56,287 1,496,570 37.3 35.1 Memo: Number of loans Subtotal Tracts not known Total Number of businesses (millions) Population (millions) 3,777,792 148,109 3,925,901 14.3 285.6 163,676 2,239 165,915 173,119 474 173,593 4.2. Amount of small loans to businesses, grouped by neighborhood characteristics and distributed by amount of lending, 2010 MEMO Amount of loans to firms with revenues of $1 million or less Amount of loans (thousands of dollars) Characteristics of neighborhood 100,000 or less 100,001 to 250,000 More than 250,000 to 1 million MEMO MEMO MEMO Percent of Percent of Percent of small small small business business business Percent loans Percent loans Percent loans All Total MEMO Percent of small business Percent loans Total MEMO Percent of small business loans Location Principal City Suburban Rural Subtotal 29.4 31.8 33.1 30.9 44.3 42.8 13.0 100.0 15.9 16.1 19.0 16.4 45.1 40.8 14.1 100.0 54.6 52.1 47.9 52.8 48.0 41.0 11.0 100.0 81,938,990 73,325,654 21,363,611 176,628,255 100 100 100 100 46.4 41.5 12.1 100.0 27,989,404 26,616,555 9,952,155 64,558,114 34.2 36.3 46.6 36.6 Tract not known Total 81.3 31.7 4.3 --- 9.8 16.3 0.5 --- 8.9 52.0 0.3 --- 3,010,499 179,638,754 100 100 1.7 --- 1,341,913 65,900,027 44.6 36.7 Area Income Low (less than 50) Principal City Suburban Rural Total 23.8 25.5 29.6 24.0 2.9 0.3 0.0 3.3 16.5 15.3 23.9 16.5 3.8 0.4 0.1 4.3 59.7 59.2 46.4 59.5 4.3 0.5 0.0 4.8 6,693,834 737,193 82,838 7,513,865 100 100 100 100 3.8 0.4 0.0 4.3 1,891,280 206,966 33,424 2,131,670 28.3 28.1 40.3 28.4 Moderate (50 to 79) Principal City Suburban Rural Total 26.4 29.2 32.2 27.5 9.6 4.6 1.2 15.3 16.3 16.5 19.0 16.5 11.1 4.9 1.3 17.3 57.4 54.3 48.8 55.9 12.2 5.0 1.1 18.2 19,784,606 8,576,020 2,009,056 30,369,682 100 100 100 100 11.2 4.9 1.1 17.2 6,032,155 2,833,116 880,494 9,745,765 30.5 33.0 43.8 32.1 Middle (80 to 119) Principal City Suburban Rural Total 29.3 31.1 33.8 31.0 15.0 20.2 9.2 44.4 15.9 16.5 19.1 16.8 15.3 20.3 9.8 45.4 54.8 52.3 47.2 52.2 16.4 19.9 7.5 43.8 27,871,555 35,464,258 14,885,484 78,221,297 100 100 100 100 15.8 20.1 8.4 44.3 9,754,046 12,980,338 6,874,043 29,608,427 35.0 36.6 46.2 37.9 Upper (120 or more) Principal City Suburban Rural Total 33.5 33.6 31.1 33.4 16.6 17.5 2.5 36.6 15.6 15.5 19.0 15.8 14.5 15.2 2.9 32.6 51.0 50.9 49.9 50.9 14.7 15.5 2.3 32.6 26,972,252 28,415,982 4,381,810 59,770,044 100 100 100 100 15.3 16.1 2.5 33.8 10,187,344 10,574,033 2,162,282 22,923,659 37.8 37.2 49.3 38.4 Income not reported Principal City Suburban Rural Total 20.6 25.9 6.6 21.4 0.2 0.1 0.0 0.3 15.5 12.5 17.5 15.0 0.3 0.1 0.0 0.4 63.9 61.6 76.0 63.6 0.4 0.1 0.0 0.5 616,743 132,201 4,423 753,367 100 100 100 100 0.3 0.1 0.0 0.4 124,579 22,102 1,912 148,593 20.2 16.7 43.2 19.7 Subtotal 30.9 100.0 16.4 100.0 52.8 100.0 176,628,255 100 100.0 64,558,114 36.6 Tract not known Total 81.3 31.7 4.3 --- 9.8 16.3 0.5 --- 8.9 52.0 0.3 --- 3,010,499 179,638,754 100 100 1.7 --- 1,341,913 65,900,027 44.6 36.7 Memo: Amount of loans Subtotal Tracts not known Total 54,498,972 2,448,213 56,947,185 28,930,963 294,705 29,225,668 93,198,320 267,581 93,465,901 4.3. Number of small loans to farms, grouped by neighborhood characteristics and distributed by amount of lending, 2010 Characteristics of neighborhood MEMO Share of U.S. population (percent) Number of loans, by size category (dollars) 100,000 or less Population MEMO Number of loans to farms with revenues of $1 million or less 100,001 to 250,000 More than 250,000 to 1 million MEMO MEMO MEMO Percent of Percent of Percent of small small small farm farm farm Percent loans Percent loans Percent loans All MEMO Percent of small farm Percent loans Total MEMO Percent of small farm loans Total Location Principal City Suburban Rural Subtotal 39.4 43.5 17.1 100.0 78.3 75.9 75.3 75.7 8.9 28.7 62.4 100.0 13.4 15.3 16.5 15.9 7.2 27.6 65.1 100.0 8.3 8.8 8.2 8.4 8.5 30.2 61.3 100.0 12,229 40,815 89,325 142,369 100 100 100 100 8.6 28.7 62.7 100.0 8,518 30,585 72,049 111,152 69.7 74.9 80.7 78.1 Tract not known Total 0.0 100.0 96.3 76.4 4.0 --- 2.5 15.5 0.5 --- 1.2 8.1 0.5 --- 4,687 147,056 100 100 3.2 --- 2,280 113,432 48.6 77.1 Area Income Low (less than 50) Principal City Suburban Rural Total 3.9 0.5 0.1 4.5 81.4 76.0 77.0 79.2 0.2 0.0 0.1 0.4 11.4 12.0 17.4 13.6 0.1 0.0 0.1 0.3 7.2 12.0 5.6 7.1 0.2 0.1 0.1 0.3 263 50 178 491 100 100 100 100 0.2 0.0 0.1 0.3 170 35 147 352 64.6 70.0 82.6 71.7 Moderate (50 to 79) Principal City Suburban Rural Total 11.5 7.0 2.1 20.6 83.9 78.6 77.2 78.4 1.0 3.3 4.3 8.6 9.2 12.8 14.6 13.3 0.5 2.5 3.9 7.0 7.0 8.6 8.2 8.2 0.8 3.2 4.2 8.2 1,320 4,463 6,043 11,826 100 100 100 100 0.9 3.1 4.2 8.3 851 3,358 4,901 9,110 64.5 75.2 81.1 77.0 Middle (80 to 119) Principal City Suburban Rural Total 14.5 23.4 12.5 50.4 77.8 74.6 75.2 75.1 4.4 21.4 52.3 78.1 13.9 16.3 16.7 16.4 3.8 22.2 55.3 81.3 8.3 9.1 8.1 8.4 4.3 23.6 51.3 79.2 6,159 30,876 75,036 112,071 100 100 100 100 4.3 21.7 52.7 78.7 4,471 23,677 60,619 88,767 72.6 76.7 80.8 79.2 Upper (120 or more) Principal City Suburban Rural Total 9.4 12.6 2.4 24.4 77.2 80.8 75.3 77.4 3.2 4.1 5.6 12.9 13.9 11.9 16.3 14.4 2.8 2.9 5.8 11.4 8.8 7.3 8.4 8.2 3.3 3.3 5.7 12.3 4,478 5,424 8,068 17,970 100 100 100 100 3.1 3.8 5.7 12.6 3,021 3,514 6,382 12,917 67.5 64.8 79.1 71.9 Income not reported Principal City Suburban Rural Total 0.1 0.0 0.0 0.1 66.7 100.0 0.0 72.7 0.0 0.0 0.0 0.0 33.3 0.0 0.0 27.3 0.0 0.0 0.0 0.0 0.0 0.0 NaN 0.0 0.0 0.0 0.0 0.0 9 2 0 11 100 100 100 100 0.0 0.0 0.0 0.0 5 1 0 6 55.6 50.0 0.0 54.5 Subtotal 100.0 75.7 100.0 15.9 100.0 8.4 100.0 142,369 100 100.0 111,152 78.1 Tract not known Total 0.0 100.0 96.3 76.4 4.0 --- 2.5 15.5 0.5 --- 1.2 8.1 0.5 --- 4,687 147,056 100 100 3.2 --- 2,280 113,432 48.6 77.1 Memo: Number of loans Subtotal Tracts not known Total Number of businesses (millions) Population (millions) 107,805 4,515 112,320 285.6 22,653 118 22,771 11,911 54 11,965 4.4. Amount of small loans to farms, grouped by neighborhood characteristics and distributed by amount of lending, 2010 MEMO Amount of loans to farms with revenues of $1 million or less Amount of loans (thousands of dollars) Characteristics of neighborhood 100,000 or less 100,001 to 250,000 More than 250,000 to 1 million MEMO MEMO MEMO Percent of Percent of Percent of small small small business business business Percent loans Percent loans Percent loans All MEMO Percent of small business Percent loans Total MEMO Percent of small business loans Total Location Principal City Suburban Rural Subtotal 27.2 27.9 29.6 28.9 7.5 27.6 64.9 100.0 30.9 32.3 34.2 33.4 7.3 27.7 65.0 100.0 41.9 39.8 36.3 37.7 8.8 30.2 61.0 100.0 925,159 3,343,805 7,405,981 11,674,945 100 100 100 100 7.9 28.6 63.4 100.0 598,873 2,366,843 5,599,716 8,565,432 64.7 70.8 75.6 73.4 Tract not known Total 67.6 29.3 2.4 --- 15.2 33.2 0.5 --- 17.2 37.5 0.5 --- 121,207 11,796,152 100 100 1.0 --- 72,072 8,637,504 59.5 73.2 Area Income Low (less than 50) Principal City Suburban Rural Total 24.7 10.1 33.9 26.5 0.1 0.0 0.1 0.3 32.4 21.1 39.8 33.9 0.1 0.0 0.1 0.3 42.9 68.8 26.3 39.6 0.2 0.1 0.1 0.3 17,418 4,047 13,225 34,690 100 100 100 100 0.1 0.0 0.1 0.3 8,756 3,282 10,795 22,833 50.3 81.1 81.6 65.8 Moderate (50 to 79) Principal City Suburban Rural Total 26.5 28.5 29.4 28.8 0.6 2.9 4.1 7.6 27.4 29.1 31.9 30.4 0.6 2.5 3.9 7.0 46.0 42.4 38.6 40.8 0.8 3.3 4.1 8.2 79,398 340,934 470,231 890,563 100 100 100 100 0.7 2.9 4.0 7.6 40,749 219,771 362,931 623,451 51.3 64.5 77.2 70.0 Middle (80 to 119) Principal City Suburban Rural Total 28.1 27.8 29.6 29.0 3.9 21.7 54.7 80.4 31.5 32.9 34.4 33.8 3.8 22.2 55.1 81.2 40.5 39.3 36.0 37.2 4.4 23.5 51.1 79.0 475,091 2,634,318 6,247,012 9,356,421 100 100 100 100 4.1 22.6 53.5 80.1 318,207 1,909,931 4,721,543 6,949,681 67.0 72.5 75.6 74.3 Upper (120 or more) Principal City Suburban Rural Total 26.5 28.1 29.6 28.4 2.8 3.0 5.9 11.7 30.7 31.0 33.6 32.2 2.8 2.9 5.8 11.5 42.8 40.9 36.8 39.4 3.4 3.4 5.6 12.5 352,461 364,431 675,513 1,392,405 100 100 100 100 3.0 3.1 5.8 11.9 230,632 233,859 504,447 968,938 65.4 64.2 74.7 69.6 Income not reported Principal City Suburban Rural Total 8.3 100.0 0.0 16.3 0.0 0.0 0.0 0.0 91.7 0.0 0.0 83.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 791 75 0 866 100 100 100 100 0.0 0.0 0.0 0.0 529 0 0 529 66.9 0.0 0.0 61.1 Subtotal 28.9 100.0 33.4 100.0 37.7 100.0 11,674,945 100 100.0 8,565,432 73.4 Tract not known Total 67.6 29.3 2.4 --- 15.2 33.2 0.5 --- 17.2 37.5 0.5 --- 121,207 11,796,152 100 100 1.0 --- 72,072 8,637,504 59.5 73.2 Memo: Amount of loans Subtotal Tracts not known Total 3,374,917 81,975 3,456,892 3,895,113 18,371 3,913,484 4,404,915 20,861 4,425,776 5. Community development lending, 2010 Asset size of lender (millions of dollars) Number of loans Total Amount of loans (thousands of dollars) Percent Total Percent MEMO: CRA reporters Number Percent Community development loans Number extending Percent extending Institution assets Less than 100 264 1.5 91,022 0.2 6 0.7 4 0.6 19 0.1 5,688 0.0 9 1.0 3 0.5 1,614 9.0 1,163,458 2.9 320 36.4 202 31.2 1,098 or more 16,086 89.5 39,061,519 96.9 545 61.9 439 67.7 All 17,983 100.0 40,321,687 100.0 880 100.0 648 100.0 1,270 7.1 447,061 1.1 --- --- 20 3.1 100 to 249 250 to 1,097 MEMO: Lending by all affiliates