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1. Small loans to businesses and farms, 2000-2008 Year Item 4 2000 2002 2001 2003 2004 2005 2006 2007 2008 Total business loans number dollar (thousands of dollars) ............... 5,110,001 6,094,606 7,556,999 8,004,463 8,111,492 7,951,110 12,603,453 13,492,771 10,750,031 179,056,204 224,914,485 253,225,288 278,612,596 293,745,569 271,615,447 305,586,939 329,221,721 295,561,457 Percent to small firms1 by number............... by dollars................ 41.7 45.9 40.0 44.8 31.0 44.2 37.8 45.8 37.6 44.2 47.4 45.3 36.8 43.8 38.4 41.8 31.9 37.4 204,318 235,417 256,117 288,739 292,451 218,891 208,554 218,869 211,113 11,634,880 14,330,467 16,222,070 17,297,590 18,141,412 12,698,385 12,541,030 13,092,698 14,185,407 90.2 83.8 90.0 83.6 88.5 83.0 88.8 83.0 84.4 77.6 82.6 77.5 79.9 76.6 80.7 75.7 75.8 73.1 83.7 75.6 84.0 75.0 88.0 76.9 90.5 77.1 78.4 74.1 73.2 65.1 58.3 64.5 77.6 66.3 86.3 69.3 30.6 37.5 32.3 38.2 32.2 38.1 33.3 38.5 36.0 39.0 25.0 27.1 26.5 27.8 22.5 26.5 27.9 29.7 less than 100................. .5 .4 .1 .1 .1 .1 0.0 0.0 0.0 100 to 249 ..................... .8 13.8 .5 .4 .5 .3 .2 .2 .1 250 to 1,060 ................. 18.8 13.2 25.1 12.5 9.9 2.6 1.3 1.0 1.2 1,061 or more ............... 79.8 72.6 74.3 86.9 89.6 97.0 98.5 98.8 98.7 Total ...................... 100 100 100 100 100 100 100 100 100 less than 100................. .6 1.0 .4 .4 .3 .1 0.0 0.1 0.0 100 to 249...................... 2.0 2.7 1.6 1.5 1.0 .4 .3 .3 .1 250 to 1,060................... 23.0 21.8 23.6 22.6 20.6 9.3 6.7 5.5 6.0 1,061 or more .............. 74.4 74.5 74.4 75.6 78.1 90.2 93.0 94.1 93.8 Total ...................... 100 100 100 100 100 100 100 100 100 Total farm loans number.................... dollar (thousands of dollars) ............... 1 Percent to small firms by number............... by dollars................ Activity of CRA reporters as a 2 percentage of All small loans to businesses by number of loans ... by amount of loans.... All small loans to farms by number of loans ... by amount of loans.... Distribution of business loans by asset size of lender (asset categories 3 apply to 2008 only) by number of loans (percent) by amount of loans (percent) 1. Continued Year Item 4 2000 2001 2002 2003 2004 2.2 1.2 1.0 1.5 .7 2005 2006 2007 2008 Distribution of farm loans by asset size of Lender (asset categories apply to 2008 only)3 by number of loans (percent) .4 0.0 0.0 0.0 less than 100 ............................................ 100 to 249................................................ 4.8 3.4 2.5 2.5 3.5 .9 .4 .5 .4 250 to 1,060................................................ 46.7 42.7 49.1 44.2 44.6 20.7 16.5 14.6 14.8 1,061 or more........................................... Total.......................................................... 46.3 100 52.6 100 47.4 100 51.8 100 51.1 100 78.0 100 83.0 100 84.9 100 84.8 100 0.0 by amount of loans (percent) less than 100 ............................................ 1.7 .9 .7 1.2 .7 .4 .1 0.0 100 to 249................................................ 4.0 2.8 2.3 2.4 3.0 1.0 .3 .5 .3 250 to 1,060................................................ 42.7 38.8 43.2 44.6 44.0 23.5 18.9 17.6 18.3 1,061 or more........................................... Total.......................................................... 51.5 100 57.5 100 53.8 100 51.8 100 52.3 100 75.1 100 80.7 100 81.9 100 81.4 100 Distribution of business loans by income of census tract5 by number of loans low........................................................... 3.6 4.0 3.7 3.6 3.5 3.2 3.1 3.0 3.0 moderate .................................................. 14.6 15.2 15.2 17.0 16.7 16.4 15.7 15.4 15.1 middle...................................................... 50.2 50.1 50.5 47.6 47.7 47.3 45.0 45.3 45.0 upper........................................................ 31.2 .4 30.3 30.3 31.6 32.0 33.0 36.0 36.1 36.7 .4 100 .4 100 .2 100 .2 100 .2 100 .2 100 .2 100 .2 100 income not reported ................................. Total.......................................................... 100 by amount of loans low........................................................... 4.9 4.9 4.7 4.4 4.3 4.3 4.2 3.9 4.0 moderate .................................................. 15.4 15.2 15.2 17.9 17.8 17.5 17.2 16.9 16.7 middle...................................................... 47.6 47.6 47.9 45.4 45.1 44.2 43.6 43.7 44.1 upper........................................................ 31.5 .5 31.7 31.7 31.9 32.4 33.5 34.7 35.1 34.9 .6 100 .6 100 .4 100 .4 100 .4 100 .3 100 .3 100 .4 100 1443 469 1495 491 1635 468 1658 341 891 212 837 191 771 227 746 219 1912 1986 2103 1999 1103 1028 998 965 income not reported ................................. Total.......................................................... 100 Memo: Number of reporters commercial banks.................................... 1471 savings institutions .................................. Total.......................................................... 470 1941 1. Business and farms with revenues of $1 million or less. 2. Percentages reflect the ratio of activity by CRA reporters to activity by all lenders. Calculations are based on information reported in the June Call Reports except that calculations for savings associations are based on information reported in the June Thrift Financial Reports. 3. For the years 2000 through 2007, the following lender asset size categories were used in Tables 1, 3 and 5 (in millions): less than 100; 100-249; 250-999; and 1000 or more. To improve users’ ability to differentiate between large bank reporters and voluntary reporters, in Table 1 the lender asset size categories for the 2008 CRA data have been adjusted to be as follows (in millions): less than 100; 100 to 249; 250 to 1,060; and 1,061 or more. Table 1 data reflect the former asset categories for 2000 through 2007 and the adjusted asset categories for 2008. 4. Revised to reflect correction of reported data. 5. Low income: census tract median family income less than 50 percent of MSA/MD median family income or nonmetropolitan portion of state median family income; moderate income: 50-79 percent; middle income: 80-120 percent; upper income: 120 percent or more. Excludes loans where census tract was not reported. Source: FFIEC 2. Originations and purchases of small loans to businesses and farms, by size of loan, 2008 MEMO Loans to firms with revenues of $1 million or less Size of loan (dollars) Type of borrower and loan All loans 100,000 or less Total 100,001 to 250,000 Percent Total Percent More than 250,000 Total Percent Total Percent Total Percent Number of Loans Business Originations Purchases Total 9,940,769 320,336 10,261,105 95.4 96.8 95.5 236,197 5,516 241,713 2.3 1.7 2.2 242,089 5,124 247,213 2.3 1.5 2.3 10,419,055 330,976 10,750,031 100 100 100 3,272,026 156,535 3,428,561 31.4 47.3 31.9 169,192 661 169,853 80.5 69.8 80.5 27,671 210 27,881 13.2 22.2 13.2 13,303 76 13,379 6.3 8.0 6.3 210,166 947 211,113 100 100 100 159,664 317 159,981 76.0 33.5 75.8 10,109,961 320,997 10,430,958 95.1 96.7 95.2 263,868 5,726 269,594 2.5 1.7 2.5 255,392 5,200 260,592 2.4 1.6 2.4 10,629,221 331,923 10,961,144 100 100 100 3,431,690 156,852 3,588,542 32.3 47.3 32.7 Farm Originations Purchases Total All Originations Purchases Total Amount of loans (thousands of dollars) Business Originations Purchases Total 114,562,180 5,286,144 119,848,324 40.0 58.3 40.5 41,690,977 867,864 42,558,841 4,435,877 28,475 4,464,352 31.5 31.8 31.5 4,735,371 33,862 4,769,233 118,998,057 5,314,619 124,312,676 39.6 58.1 40.1 46,426,348 901,726 47,328,074 14.6 130,244,402 9.6 2,909,890 14.4 133,154,292 45.5 286,497,559 32.1 9,063,898 45.1 295,561,457 100 106,820,221 100 3,685,218 100 110,505,439 37.3 40.7 37.4 33.6 37.8 33.6 34.9 30.5 34.9 100 100 100 10,339,277 25,764 10,365,041 73.4 28.7 73.1 100 117,159,498 100 3,710,982 100 120,870,480 39.0 40.5 39.0 Farm Originations Purchases Total 4,924,476 27,346 4,951,822 14,095,724 89,683 14,185,407 All Originations Purchases Total 15.4 135,168,878 9.9 2,937,236 15.3 138,106,114 45.0 300,593,283 32.1 9,153,581 44.6 309,746,864 3. Originations and purchases of small loans to businesses and farms, grouped by type of borrower and loan and distributed by size of lending institution, 2008 Institutions, by asset size (millions of dollars) Type of borrower and loan Less than 100 Total 100 to 249 Percent Total All institutions 250 to 1060 Percent Total 1,061 or more Percent Total Percent Total Percent Number of loans Business 297 0.0 10,658 0.1 125,323 1.2 10,282,777 8 0.0 51 0.0 171 0.1 330,746 305 0.0 10,709 0.1 125,494 1.2 10,613,523 Originations 1 0.0 900 0.4 31,040 14.8 Purchases 0 0.0 1 0.1 249 26.3 Total 1 0.0 901 0.4 31,289 298 0.0 11,558 0.1 8 0.0 52 0.0 306 0.0 11,610 0.1 Originations Purchases Total 98.7 10,419,055 100 99.9 330,976 100 98.7 10,750,031 100 178,225 84.8 210,166 100 697 73.6 947 100 14.8 178,922 84.8 211,113 100 156,363 1.5 10,461,002 98.4 10,629,221 100 420 0.1 331,443 99.9 331,923 100 156,783 1.4 10,792,445 98.5 10,961,144 100 6.2 268,308,096 93.7 286,497,559 100 0.5 99.3 9,063,898 100 93.8 295,561,457 100 81.4 14,095,724 100 79.0 89,683 100 Farm All Originations Purchases Total Amount of loans (thousands of dollars) Business Originations Purchases Total 72,291 0.0 299,959 0.1 17,817,213 1,364 0.0 18,783 0.2 47,654 73,655 0.0 318,742 0.1 17,864,867 393 0.0 43,818 0.3 2,579,505 18.3 11,472,008 0 0.0 268 0.3 18,567 20.7 70,848 393 0.0 44,086 0.3 2,598,072 18.3 11,542,856 81.4 14,185,407 100 72,684 0.0 343,777 0.1 20,396,718 6.8 279,780,104 93.1 300,593,283 100 1,364 0.0 19,051 0.2 66,221 0.7 99.1 9,153,581 100 74,048 0.0 362,828 0.1 20,462,939 93.3 309,746,864 100 8,996,097 6.0 277,304,193 Farm Originations Purchases Total All Originations Purchases Total 9,066,945 6.6 288,847,049 MEMO Number of institutions reporting 8 17 374 566 965 Number of institutions extending loans 6 16 365 519 906 4.1. Number of small loans to businesses, grouped by neighborhood characteristics and distributed by amount of lending, 2008 MEMO Distribution of U.S. businesess and population (percent) Characteristics of neighborhood 100,000 or less Businesses Population MEMO Number of loans to firms with revenues of $1 million or less Number of loans, by size category (dollars) 100,001 to 250,000 More than 250,000 to 1 million MEMO MEMO MEMO Percent of Percent of Percent of Percent Percent Percent small small small business business business loans loans loans All Total MEMO Percent of Percent small business loans Total MEMO Percent of small business loans Location 39.0 43.7 17.2 100.0 95.0 95.8 94.7 95.3 42.2 46.0 11.8 100.0 2.4 2.1 2.9 2.3 44.0 40.9 15.1 100.0 2.6 2.2 2.3 2.4 0.0 0.0 100.0 100.0 99.0 3.7 95.5 --- 0.8 1.3 0.2 0.3 379,265 100 3.5 122,830 32.4 2.2 --- 2.3 - - - 10,750,031 100 - - - 3,428,561 31.9 3.7 0.5 0.1 4.2 3.8 0.5 0.1 4.5 93.1 94.2 93.2 93.2 2.5 0.3 0.0 2.9 3.2 2.6 3.8 3.1 3.6 0.4 0.1 4.1 3.7 3.2 3.0 3.6 4.0 0.5 0.1 4.5 268,474 35,341 4,221 308,036 100 100 100 100 2.6 0.3 0.0 3.0 79,892 10,546 1,259 91,697 29.8 29.8 29.8 29.8 Moderate (50 to 79) Principal City Suburban Rural Total 10.6 6.0 1.8 18.4 11.4 7.1 2.1 20.6 94.3 95.1 94.4 94.6 9.0 4.9 1.1 15.0 2.7 2.3 3.2 2.6 10.7 5.0 1.5 17.2 3.0 2.5 2.4 2.8 11.5 942,627 5.3 511,372 1.1 112,879 17.9 1,566,878 100 100 100 100 9.1 4.9 1.1 15.1 294,935 164,594 41,931 501,460 31.3 32.2 37.1 32.0 Middle (80 to 119) Principal City Suburban Rural Total 14.5 21.8 11.5 47.9 14.3 23.5 12.6 50.4 95.1 95.6 94.9 95.3 14.7 21.9 8.4 45.0 2.3 2.2 2.9 2.3 14.9 20.4 10.5 45.8 2.6 2.2 2.2 2.3 15.9 1,530,964 20.2 2,263,000 7.9 874,916 44.0 4,668,880 100 100 100 100 14.8 495,998 21.8 734,547 8.4 329,406 45.0 1,559,951 32.4 32.5 37.7 33.4 Upper (120 or more) Principal City Suburban Rural Total 12.2 14.5 2.6 29.2 9.3 12.6 2.5 24.4 95.6 96.2 94.3 95.8 15.8 18.8 2.3 36.9 2.1 1.8 3.0 2.0 14.5 14.9 3.1 32.5 2.2 2.0 2.7 2.1 14.8 1,629,500 15.7 1,932,931 2.6 243,942 33.1 3,806,373 100 100 100 100 15.7 488,780 18.6 573,822 2.4 85,554 36.7 1,148,156 30.0 29.7 35.1 30.2 Income not reported Principal City Suburban Rural Total 0.2 0.0 0.0 0.3 0.1 0.0 0.0 0.1 90.1 92.6 88.2 90.7 0.1 0.0 0.0 0.2 4.4 3.5 2.0 4.2 0.3 0.1 0.0 0.4 5.5 3.9 9.8 5.1 Subtotal 100.0 100.0 95.3 100.0 2.3 100.0 2.4 Tract not known Total 0.0 0.0 99.0 3.7 0.8 1.3 0.2 0.3 379,265 100 3.5 122,830 32.4 100.0 100.0 95.5 --- 2.2 --- 2.3 - - - 10,750,031 100 - - - 3,428,561 31.9 Principal City Suburban Rural Subtotal 41.2 42.8 16.0 100.0 Tract not known Total Low (less than 50) Principal City Suburban Rural Total 46.6 4,386,899 41.7 4,747,858 11.7 1,236,009 100.0 10,370,766 100 100 100 100 42.3 1,362,799 45.8 1,484,763 11.9 458,169 100.0 3,305,731 31.1 31.3 37.1 31.9 Area Income 0.3 0.1 0.0 0.4 15,334 5,214 51 20,599 100 100 100 100 100.0 10,370,766 100 Memo: Number of loans Subtotal Tracts not known Total Number of businesses (millions) Population (millions) 12.8 285.6 9,885,540 238,666 375,565 3,047 246,560 653 10,261,105 241,713 247,213 0.1 0.1 0.0 0.2 3,194 1,254 19 4,467 20.8 24.1 37.3 21.7 100.0 3,305,731 31.9 4.2. Amount of small loans to businesses, grouped by neighborhood characteristics and distributed by amount of lending, 2008 MEMO Amount of loans to firms with revenues of $1 million or less Amount of loans (thousands of dollars) 100,001 to 250,000 100,000 or less Characteristics of neighborhood Percent MEMO Percent of small business loans Percent MEMO Percent of small business loans More than 250,000 to 1 million Percent MEMO Percent of small business loans All Total Percent MEMO Percent of small business loans Total MEMO Percent of small business loans Location Principal City Suburban Rural Subtotal 38.2 41.6 39.5 39.8 43.4 44.7 11.8 100.0 14.2 13.9 17.8 14.5 44.3 41.1 14.7 100.0 47.6 44.5 42.7 45.7 47.1 41.7 11.2 100.0 131,558,228 124,499,019 34,719,797 290,777,044 100.0 100.0 100.0 100.0 45.2 42.8 11.9 100.0 46,871,843 45,552,446 16,031,826 108,456,115 35.6 36.6 46.2 37.3 Tract not known Total 84.3 40.5 3.4 --- 8.4 14.4 0.9 --- 7.3 45.1 0.3 --- 4,784,413 295,561,457 100.0 100.0 1.6 --- 2,049,324 110,505,439 42.8 37.4 31.1 33.7 32.9 31.4 2.7 0.3 0.0 3.1 15.1 14.1 20.1 15.0 3.6 0.4 0.1 4.1 53.8 52.2 46.9 53.5 4.1 0.5 0.0 4.6 10,182,308 1,174,943 136,572 11,493,823 100.0 100.0 100.0 100.0 3.5 0.4 0.0 4.0 3,206,858 376,428 58,211 3,641,497 31.5 32.0 42.6 31.7 34.6 37.6 38.2 35.8 9.2 4.7 1.1 15.0 14.8 14.5 18.7 15.0 10.8 5.0 1.5 17.3 50.5 48.0 43.1 49.3 11.7 5.3 1.1 18.0 30,749,479 14,634,813 3,266,957 48,651,249 100.0 100.0 100.0 100.0 10.6 5.0 1.1 16.7 10,283,164 5,088,737 1,443,483 16,815,384 33.4 34.8 44.2 34.6 38.2 40.7 40.4 39.8 14.7 20.9 8.3 44.0 14.1 14.5 17.8 15.0 15.0 20.5 10.1 45.5 47.6 44.8 41.7 45.2 16.0 20.1 7.5 43.6 44,655,738 59,556,057 23,890,933 128,102,728 100.0 100.0 100.0 100.0 15.4 20.5 8.2 44.1 16,270,653 22,288,573 11,013,675 49,572,901 36.4 37.4 46.1 38.7 42.5 44.1 37.2 42.9 16.6 18.6 2.4 37.6 13.6 13.0 17.3 13.6 14.5 15.1 3.0 32.7 43.9 42.8 45.4 43.5 14.9 15.8 2.5 33.2 45,156,728 48,919,841 7,422,184 101,498,753 100.0 100.0 100.0 100.0 15.5 16.8 2.6 34.9 16,911,030 17,747,615 3,515,317 38,173,962 37.4 36.3 47.4 37.6 Principal City Suburban Rural Total 25.4 32.7 18.9 26.9 0.2 0.1 0.0 0.2 15.3 15.3 7.5 15.3 0.3 0.1 0.0 0.4 59.3 51.9 73.7 57.8 0.4 0.1 0.0 0.4 813,975 213,365 3,151 1,030,491 100.0 100.0 100.0 100.0 0.3 0.1 0.0 0.4 200,138 51,093 1,140 252,371 24.6 23.9 36.2 24.5 Subtotal 39.8 100.0 14.5 100.0 45.7 100.0 290,777,044 100.0 100.0 108,456,115 37.3 Tract not known Total 84.3 40.5 3.4 --- 8.4 14.4 0.9 --- 7.3 45.1 0.3 --- 4,784,413 295,561,457 100.0 100.0 1.6 --- 2,049,324 110,505,439 42.8 37.4 Area Income Low (less than 50) Principal City Suburban Rural Total Moderate (50 to 79) Principal City Suburban Rural Total Middle (80 to 119) Principal City Suburban Rural Total Upper (120 or more) Principal City Suburban Rural Total Income not reported Memo: Amount of loans Subtotal Tracts not known Total 115,813,282 42,159,015 4,035,042 399,826 132,804,747 349,545 119,848,324 42,558,841 133,154,292 4.3. Number of small loans to farms, grouped by neighborhood characteristics and distributed by amount of lending, 2008 MEMO Share of U.S. population (percent) Characteristics of neighborhood 100,000 or less Population MEMO Number of loans to farms with revenues of $1 million or less Number of loans, by size category (dollars) 100,001 to 250,000 More than 250,000 to 1 million MEMO MEMO MEMO Percent of Percent of Percent of Percent Percent Percent small small small farm farm farm loans loans loans All Total MEMO Percent of Percent small farm loans Total MEMO Percent of small farm loans Location Principal City Suburban Rural Subtotal 39.0 43.7 17.2 100.0 85.8 80.8 78.2 79.8 11.8 30.4 57.8 100.0 Tract not known Total 0.0 97.2 4.5 100.0 80.5 --- 3.8 0.5 0.1 4.5 90.9 88.3 80.8 88.2 0.4 0.1 0.1 0.5 Moderate (50 to 79) Principal City Suburban Rural Total 11.4 7.1 2.1 20.6 90.3 81.8 79.7 82.3 Middle (80 to 119) Principal City Suburban Rural Total 14.3 23.5 12.6 50.4 Upper (120 or more) Principal City Suburban Rural Total Income not reported Principal City Suburban Rural Total 8.8 12.5 15.1 13.7 7.1 27.6 65.3 100.0 5.4 6.7 6.7 6.5 1.7 0.5 1.1 13.2 --- 6.3 5.0 8.1 13.8 7.4 0.1 0.0 0.1 0.3 4.1 3.6 5.4 4.4 1.7 3.4 4.0 9.1 5.5 11.8 13.5 11.5 0.6 2.9 4.0 7.4 84.1 78.8 78.1 78.7 5.2 21.2 48.2 74.6 10.3 13.9 15.2 14.5 9.3 12.6 2.5 24.4 85.9 88.2 77.9 83.7 4.5 5.8 5.5 15.8 0.1 0.0 0.0 0.1 84.0 100.0 100.0 88.9 Subtotal 100.0 79.8 Tract not known Total 0.0 97.2 4.5 100.0 80.5 --- 9.0 30.8 60.3 100.0 22,300 61,078 119,805 203,183 100 100 100 100 0.6 7,930 100 --- 211,113 100 0.2 0.0 0.1 0.3 660 111 239 1,010 100 100 100 100 4.2 6.4 6.9 6.3 1.0 3.3 4.2 8.4 3,015 6,757 8,136 17,908 3.7 21.9 54.9 80.5 5.7 7.3 6.7 6.8 4.3 23.9 50.2 78.4 8.7 7.4 15.3 10.7 2.7 2.8 6.3 11.8 5.4 4.4 6.7 5.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 100.0 13.7 11.0 30.1 59.0 100.0 13,891 43,983 96,259 154,133 62.3 72.0 80.3 75.9 3.8 5,848 73.7 --- 159,981 75.8 0.3 0.1 0.1 0.5 406 62 180 648 61.5 55.9 75.3 64.2 100 100 100 100 1.5 3.3 4.0 8.8 1,869 4,922 6,464 13,255 62.0 72.8 79.4 74.0 10,115 43,571 100,001 153,687 100 100 100 100 5.0 21.4 49.2 75.6 6,695 32,764 80,727 120,186 66.2 75.2 80.7 78.2 3.5 3.5 5.8 12.8 8,485 10,632 11,425 30,542 100 100 100 100 4.2 5.2 5.6 15.0 4,910 6,232 8,888 20,030 57.9 58.6 77.8 65.6 16.0 0.0 0.0 11.1 0.0 0.0 0.0 0.0 25 7 4 36 100 100 100 100 0.0 0.0 0.0 0.0 11 3 0 14 44.0 42.9 0.0 38.9 100.0 6.5 100.0 203,183 100 100.0 154,133 75.9 1.7 0.5 1.1 0.6 7,930 100 3.8 5,848 73.7 13.2 --- 6.3 --- 211,113 100 --- 159,981 75.8 Area Income Low (less than 50) Principal City Suburban Rural Total Memo: Number of loans Subtotal Tracts not known Total Population (millions) 285.6 162,144 27,744 7,709 137 13,295 84 169,853 27,881 13,379 4.4. Amount of small loans to farms, grouped by neighborhood characteristics and distributed by amount of lending, 2008 MEMO Amount of loans to farms with revenues of $1 million or less Amount of loans (thousands of dollars) 100,000 or less Characteristics of neighborhood Percent 100,001 to 250,000 MEMO Percent of small farm loans Percent MEMO Percent of small farm loans More than 250,000 to 1 million MEMO Percent of small farm loans Percent All Total Percent MEMO Percent of small farm loans Total MEMO Percent of small farm loans Location Principal City Suburban Rural Subtotal 31.4 29.9 31.7 31.1 8.4 27.8 63.8 100.0 29.5 32.5 35.0 33.8 7.3 27.8 64.9 100.0 39.2 37.6 33.3 35.1 9.3 31.1 59.6 100.0 1,174,002 4,061,945 8,801,091 14,037,038 100.0 100.0 100.0 100.0 8.4 28.9 62.7 100.0 726,188 2,838,916 6,697,581 10,262,685 61.9 69.9 76.1 73.1 Tract not known Total 64.5 31.5 2.1 --- 14.8 33.6 0.5 --- 20.7 34.9 0.6 --- 148,369 14,185,407 100.0 100.0 1.0 --- 102,356 10,365,041 69.0 73.1 30.5 34.2 36.4 32.9 0.2 0.0 0.1 0.3 24.5 31.6 34.6 28.7 0.1 0.0 0.1 0.3 45.0 34.3 28.9 38.4 0.2 0.0 0.1 0.3 24,255 4,237 15,231 43,723 100.0 100.0 100.0 100.0 0.2 0.0 0.1 0.3 13,556 2,623 9,877 26,056 55.9 61.9 64.8 59.6 31.1 29.4 31.2 30.5 0.8 2.9 4.1 7.8 25.1 32.2 32.6 31.7 0.6 2.9 3.9 7.4 43.8 38.4 36.2 37.8 1.0 3.4 4.2 8.6 115,280 430,323 568,381 1,113,984 100.0 100.0 100.0 100.0 0.8 3.1 4.0 7.9 60,005 274,611 416,534 751,150 52.1 63.8 73.3 67.4 30.8 29.3 31.8 31.0 4.1 21.1 53.7 78.9 31.1 33.1 35.1 34.3 3.8 22.0 54.6 80.3 38.1 37.6 33.1 34.6 4.5 24.0 49.6 78.1 577,539 3,146,729 7,379,578 11,103,846 100.0 100.0 100.0 100.0 4.1 22.4 52.6 79.1 372,395 2,267,938 5,644,252 8,284,585 64.5 72.1 76.5 74.6 32.3 34.3 30.6 32.0 3.4 3.8 5.9 13.0 28.9 28.5 35.9 32.1 2.8 2.9 6.3 12.0 38.9 37.3 33.6 35.9 3.6 3.6 5.7 12.9 455,075 480,570 837,816 1,773,461 100.0 100.0 100.0 100.0 3.2 3.4 6.0 12.6 279,170 293,723 626,918 1,199,811 61.3 61.1 74.8 67.7 19.4 100.0 100.0 26.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 80.6 0.0 0.0 73.8 0.0 0.0 0.0 0.0 1,853 86 85 2,024 100.0 100.0 100.0 100.0 0.0 0.0 0.0 0.0 1,062 21 0 1,083 57.3 24.4 0.0 53.5 Subtotal 31.1 100.0 33.8 100.0 35.1 100.0 14,037,038 100.0 100.0 10,262,685 73.1 Tract not known Total 64.5 31.5 2.1 --- 14.8 33.6 0.5 --- 20.7 34.9 0.6 --- 148,369 14,185,407 100.0 100.0 1.0 --- 102,356 10,365,041 69.0 73.1 Area Income Low (less than 50) Principal City Suburban Rural Total Moderate (50 to 79) Principal City Suburban Rural Total Middle (80 to 119) Principal City Suburban Rural Total Upper (120 or more) Principal City Suburban Rural Total Income not reported Principal City Suburban Rural Total Memo: Amount of loans Subtotal Tracts not known Total 4,368,668 4,747,241 95,684 21,992 4,921,129 30,693 4,464,352 4,769,233 4,951,822 5. Community development lending, 2008 Number of loans Amount of loans (thousands of dollars) MEMO: CRA reporters Asset size of lender (millions of dollars) Community development loans Total Percent Total Percent Number Percent Number extending Percent extending Institution assets Less than 100 18 0.0 99,473 0.1 8 0.8 4 0.6 100 to 249 23 0.1 11,639 0.0 17 1.8 5 0.7 2,385 5.8 1,808,518 2.5 374 38.8 230 32.3 1061 or more 38,747 94.1 70,592,685 97.4 566 58.7 473 66.4 All 41,173 100.0 72,512,315 100.0 965 100.0 712 100.0 832 2.0 2,022,118 2.8 ... ... 20 2.8 250 to 1060 MEMO: Lending by all affiliates