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Home > News & Events > Press Releases

Joint Press Release
November 19, 2013

Agencies release regulatory capital estimation
tool for community banks
Board of Governors of the Federal Reserve System
Federal Deposit Insurance Corporation
Office of the Comptroller of the Currency
For immediate release
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The federal bank regulatory agencies today released an estimation tool
to help community banks understand the potential effects of the recently
revised regulatory capital framework on their capital ratios.
The revised framework implements the Basel III regulatory capital
reforms and certain changes required by the Dodd-Frank Wall Street
Reform and Consumer Protection Act of 2010.
In July 2013, the Federal Reserve Board and Office of the Comptroller of
the Currency approved the revised framework as final rules, and the
Federal Deposit Insurance Corporation approved the revised framework
as an interim final rule. The final rules and interim final rule are
substantively identical.
The estimation tool is not part of the revised capital framework and not a
component of regulatory reporting. Results from the tool are simplified
estimates that may not precisely reflect banks' actual capital ratios under
the framework. Additionally, banks should be aware that the estimation
tool requires certain manual inputs that could have meaningful effects on
results and should reference the revised capital framework when using
the estimation tool.

The estimation tool is available at:
www.fdic.gov/regulations/capital/Bank_Estimation_Tool.xlsm
The revised capital frameworks are available in the Federal Register at:
www.gpo.gov/fdsys/pkg/FR-2013-10-11/pdf/2013-21653.pdf and
www.gpo.gov/fdsys/pkg/FR-2013-09-10/pdf/2013-20536.pdf
Media Contacts:
Federal
Reserve

Eric Kollig

OCC

Stephanie
Collins

FDIC

David Barr

(202) 4522955
(202) 6496870
(202) 8986992

Last Update: November 19, 2013

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