Federal Reserve Bank of Dallas. "Agencies Issue Revised Consumer Handbook on Adjustable Rate Mortgages : Press Release, Notice 06-65," District Notices (Federal Reserve Bank of Dallas) (December 27, 2006). https://fraser.stlouisfed.org/title/5569/item/615643/content/pdf/frbdallas_circ_20061227_no2006-65, accessed on March 3, 2026.