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Joint Press Release
October 14, 2011

Agencies issue guidance and proposed revisions
to interagency questions and answers regarding
flood insurance
Board of Governors of the Federal Reserve System
Federal Deposit Insurance Corporation
Office of the Comptroller of the Currency
National Credit Union Administration
Farm Credit Administration
For immediate release
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Washington--The federal agencies that supervise banks, thrifts, and
credit unions, and the Farm Credit System, today published guidance
that updates the Interagency Questions and Answers Regarding Flood
Insurance that were most recently published on July 21, 2009 at 74 FR
35914-35947.
The guidance finalizes two questions and answers that had been
previously proposed. The first relates to insurable value. The second
relates to force placement of flood insurance. The agencies withdrew
another question regarding insurable value.
The agencies request comment on three additional proposed updates to
questions and answers relating to force placement of flood insurance.
Two answers have been significantly and substantively changed. The
third change, regarding force placement of flood insurance, revises a
previously finalized Question and Answer for consistency with the
proposed changes.

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It is the intention of the agencies that, after public comment has been
received and considered and the guidance has been adopted in final
form, the agencies will issue a final update to the 2009 Interagency
Questions and Answers Regarding Flood Insurance. The final update
will continue to supplement other guidance or interpretations issued by
the agencies and the Federal Emergency Management Agency.
The agencies invite comment on the proposed changes to the
Interagency Questions and Answers Regarding Flood Insurance and,
more generally, on other issues and concerns regarding compliance with
the federal flood insurance statutes and regulations. Comments are due
45 days after publication in the Federal Register, which is expected
shortly.
Federal Register notice: HTML | PDF

Media Contacts:
Federal Reserve
Board
FDIC
OCC
NCUA
FCA   

202-4522955
Greg
202-898Hernandez
6984
202-874Dean DeBuck
4876
703-518David Small
6336
703-883Christine Quinn
4056

Susan Stawick

Last Update: October 14, 2011

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