Federal Reserve Bank of Dallas. "Agencies Issue Final Rules on Risk-Based Pricing Notices : Federal Register Notice, Notice 09-96," District Notices (Federal Reserve Bank of Dallas) (December 23, 2009). https://fraser.stlouisfed.org/title/5569/item/615851/content/pdf/frbdallas_circ_20091223_no2009-96_frnotice, accessed on September 5, 2026.