Federal Reserve Bank of Dallas. "Agencies Issue Final Rule for Mortgage Loans Modified Under the Home Affordable Mortgage Program : Joint Press Release, Notice 09-82," District Notices (Federal Reserve Bank of Dallas) (November 16, 2009). https://fraser.stlouisfed.org/title/5569/item/615837/content/pdf/frbdallas_circ_20091116_no2009-82, accessed on March 17, 2026.