Federal Reserve Bank of Dallas. "Agencies Clarify Effective Date for Section 716 of the Dodd-Frank Act : Joint Press Release, Notice 12-14," District Notices (Federal Reserve Bank of Dallas) (April 4, 2012). https://fraser.stlouisfed.org/title/5569/item/616022/content/pdf/frbdallas_circ_20120404_no2012-14, accessed on March 16, 2026.