Federal Reserve Bank of Dallas. "Agencies Announce Increases in Dollar Thresholds in Regulations Z and M for Exempt Consumer Credit and Lease Transactions : Joint Press Release, Notice 14-38," District Notices (Federal Reserve Bank of Dallas) (September 10, 2014). https://fraser.stlouisfed.org/title/5569/item/616168/content/pdf/frbdallas_circ_20140910_no2014-38, accessed on August 13, 2026.