Federal Reserve Bank of Dallas. "Agencies Announce Increases in Dollar Thresholds in Regulations Z and M for Exempt Consumer Credit and Lease Transactions : Regulation M, Notice 13-42," District Notices (Federal Reserve Bank of Dallas) (November 22, 2013). https://fraser.stlouisfed.org/title/5569/item/616114/content/pdf/frbdallas_circ_20131122_no2013-42_regM, accessed on March 7, 2026.