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SUPPLElEm u m r G r f r u r iuu SELECTED HEALTH AND INSURANCE PLANS UNDER CO LLECTIVE BARGAINING. EARLY 1966 U. S. D E P A R T M E N .flEFITS FOR ACTIVE AND RETIRED WORKERS AGE 65 AND OVER, EARLY 1968 T OF L A B O R - Bureau of Labor S ta tistics - B u lle tin 1502-1 SUPPLEMENT TO d igest of mo SELECTED HEALTH AND INSURANCE PUNS UNDER COLLECTIVE DARGAINING, EARLY 1966 BEN EFITS FOR ACTIVE AND RETIRED W ORKERS AGE 65 AND OVER, EARLY 1968 U. S . D E P A R T M E N T O F L A B O R W illard Wirtz, S e c re ta ry Bulletin No. 1502-1 B U R E A U O F LA B O R S T A T IS T IC S A rthur M. R o s s , C o m m issio n e r http://fraser.stlouisfed.org/ For sale by the Superintendent of Documents, U.S. Government Printing Office, Washington, D.C. 2 0 40 2 -Price 40 cents Federal Reserve Bank of St. Louis Preface This bulletin describ es the health and life insurance benefits extended in e a r ly 1968 to r e tir e d w ork ers age 65 and o v er and the health benefits fo r active w ork ers in that age group. It supplements B ulletin 1502, D igest of 100 Selected Health and Insurance Plans Under C o llec tiv e B a r gaining, E a r ly 1966" published In Septem ber 1966. It also updates the benefits fo r r e tir e e s d escrib ed in Bulletin 1330, D igest o f One Hundred Selected Health and Insu r ance Plans Under C o llec tiv e Bargaining, W inter 1961-62. The 98 plans in this supplement w ere included in B ul letin 1502; a ll except one o f them w ere also in Bulletin 1330. They are not presen ted as typ ica l or m odel plans, nor as a sam ple rep resen ta tive of a ll plans under c o lle c tive bargaining. They w ere selected fo r previou s digests because they co vere d la rg e numbers of w ork ers in m ajor industries, or because of their in terest to the gen eral public, as evidenced in inquiries re c e iv e d by the Bureau. The number o f w ork ers co vered ranged fro m about one thousand to s e v e ra l hundred thousand. P r iv a te plan benefits supplement M ed ica re benefits. F o r a detailed description of s e rv ic e s co vere d and benefits provid ed by M e d ic a re, see Your M ed icare Handbook: Health Insurance Under Social S ecu rity, published by the Social Secu rity A dm inistration. This digest was p rep a red by D orothy R. the O ffice o f Wages and Industrial R elations. iii K ittner of Contents P a ge Index (by in d u stry)-------------------------------------------------Index (alphabetical) -----------------------------------------------Explanatory notes -------------------------------------------------D igest of selected health and insurance p la n s ----------- hr v x ii 1 3 Index (By Industry) M anufacturing Page Food: A m e r ic a n Sugar R efin in g Co. , The (B ro o k lyn , N . Y . ) _______________________ L o n g s h o re m e n 's A s s o c ia tio n , L o c a l 9 A r m o u r and Co ____________________________________________________________________ M ea t C u tters Packinghouse W o rk e rs (U P W A ) B r e w e r s B oard o f T ra d e (N ew Y o r k , N . Y . ) ___________________________________ T e a m s te r s C am p b ell Soup C o. (C am den, N. J. ) _____________________________________________ P ackinghou se W o rk e rs (U P W A ) D is t ille r y Indu stry, va rio u s e m p lo y e rs ________________________________________ D is t ille r y W o rk e rs G e n e ra l F ood s C o r p _______________________________________________________________ V a riou s unions N a tio n a l B iscu it C o ________________________________________________________________ B a k ery and C o n fe c tio n e ry W o rk e r s ; A m e r ic a n S w ift and Co ________________________________________________________________________ M ea t C u tters P ackinghou se W o rk e r s (U P W A ) Packinghou se W o rk e rs (N B P W ) 4 4 4 5 5 5 5 5 T ob acco: P h ilip M o r r is , Inc _________________________________________________________________ T ob a cco W o rk e r s 6 T e x tile : B ig e lo w -S a n fo rd , Inc _____________________________________________________________ T e x tile W o rk e rs (T W U A ) Cone M ills C o r p ___________________________________________________________________ T e x tile W o rk e rs (T W U A ) W yandotte W o rs te d C o ____________________________________________________________ T e x tile W o rk e r s (T W U A ) 6 6 7 A p p a re l: C lothing In d u stry, m en 's andb o y s ' , va riou s e m p lo y e r s ______________________ Clothing W o rk e r s D re s s In d u stry, A ffilia t e d D re s s M fr s . , Inc. , and oth er e m p lo y e rs (N ew Y o r k , N . Y . ) __________________________________________________ L a d ie s ' G a rm en t W o rk e r s (N ew Y o r k D re s s Joint B oard ) F u r M anufacturing and R e ta ilin g In d u stry, A s s o c ia te d F u r M fr s . , Inc. , and other e m p lo y e rs (N ew Y o rk , N . Y . ) ______________________ M ea t C u tters (F u r r ie r s Joint C ouncil o f N ew Y o r k ) M illin e r y In d u stry, A m e r ic a n M illin e r y A s s o c ia tio n and other e m p lo y e r s _________________________________________________________________ H a tte rs , Cap, and M illin e r y W o rk e rs v 7 7 9 7 Index (By Industry )— Continued M anufacturing— Continued Page Lu m ber: L u m b er In d u stry, va rio u s e m p lo y e rs (Southern C a lif o r n ia )---------------------C arp en ters N o rth w e s t F o r e s t P ro d u cts A s s o c ia tio n (C a lifo rn ia , O regon , W ashington, and M o n ta n a )______________________________________________________ W o o d w ork er s 8 8 F u rn itu re: A m e r ic a n Seating Co. (G rand R apids, M i c h . ) _________________________________ A u to m o b ile W o rk e rs F u rn itu re M fr s . in Southern C a lifo rn ia , In d u stria l R ela tion s C ouncil o f _________________________________________________________________________ C a rp e n ters F u rn itu re Indu stry, v a riou s e m p lo y e rs --------------------------------------------------F u rn itu re W o rk e rs U p h o lsterin g and A llie d T ra d e s In d u stries, va riou s e m p lo y e r s _________________________________________________________________________ U p h o ls te re rs 8 9 9 9 P a p e r: C ontinental Can Co. , Inc. , R o b e rt G a ir P a p e r P ro d u cts G roup ____________ P a p e rm a k e rs and P a p e rw o rk e r s In tern a tio n a l P a p e r Co. (N o rth e rn D iv is io n )-------------------------------------------P a p e rm a k e rs and P a p e rw o rk e r s P u lp , Sulphite and P a p e r M ill W o rk e r s W est V ir g in ia Pulp and P a p e r Co. (Lu k e, M d. ; C h arleston , S. C. ; and C ovington , W. V a. ) ------------------------------------------------------------------------P a p e rm a k e rs and P a p e rw o rk e r s 10 11 11 P rin tin g and Pu blishing: B row n and B ig e lo w (St. P au l, M inn. ) ___________________________________________ B ookbinders P rin tin g In du stry, C h icago L ith o g ra p h e rs A s s o c ia tio n , and other e m p lo y e rs ____________________________________________________________ L ith o g ra p h e rs , L o c a l 4 P u b lis h e r s 1 A s s o c ia tio n o f N ew Y o r k C ity ____________________________________ T y p o g ra p h e rs , L o c a l 6 10 11 10 C h em ical: Dow C h em ica l Co. , The __________________________________________________________ D is tr ic t 50, U nited M ine W o rk e rs F M C C orp. (A m e ric a n V is c o s e D iv isio n ; F ib e r s O p e r a t io n )________________ T e x tile W o rk e rs (T W U A ) L e v e r B ro th e rs Co ________________________________________________________________ C h em ica l W o rk e rs O il, C h em ica l and A to m ic W o rk e r s vi 11 12 12 Index (By Industry)— Continued M anuf a c tu r ing— C on tinu e d Page P e tro le u m : M o b il O il C o r p ---------------------------------------------------------------------------------------V a riou s unions S in c la ir O il C o r p ------------------------------------- _---------------------------------------------O il, C h em ica l and A to m ic W o rk e r s Standard O il Co. ,Indiana ________________________________________________________ V a riou s unions 14 12 13 Rubber: B. F. G o o d rich Co. , The _________________________________________________________ Rubber W o rk e rs F ire s to n e T ir e and Rubber Co. , The ___________________________________________ R ubber W o rk e rs U n iro y a l, I n c -------------------------------------------Rubber W o rk e rs 13 13 13 L e a th e r P rod u cts: F lo r s h e im Shoe Co. , The _________________________________________________________ United Shoe W o rk e rs In te rc o , I n c _________________________________________________________________________ United Shoe W o rk e rs L u gga ge and L e a th e r G oods Industry, va rio u s e m p lo y e rs ___________________ L e a th e r G oods, P la s tic and N o v e lty W o rk e rs M assach u setts L e a th e r M fr s . A s s o c ia t io n _______________________________________ L e a th e r W o rk e rs M eat C u tters 14 15 15 15 Stone, C la y, and G lass: M in n esota M ining and M anufacturing Co ________________________________________ O il, C h e m ic a l and A to m ic W o rk e rs O w e n s -Illin o is , I n c ________________________________________________________________ G la ss B ottle B lo w e rs P itts b u rg h P la te G lass C o ________________________________________________________ G la ss and C e ra m ic W o rk e rs 16 17 16 P r im a r y M e ta l In d u stries: A lu m inu m Co. o f A m e r ic a _______________________________________________________ Alum inu m W o rk e rs S te e lw o rk e rs B eth leh em S teel C o ________________________________________________________________ S te e lw o rk e rs Chase B ra ss and C op p er Co. , Inc ----------------------------------------------------------A u tom ob ile W o rk e rs 17 17 17 Index (By Industry)— Continued M anufacturing— Continued Page P r im a r y M e ta l In d u stries— Continued United States S teel C orp __________________________________________________________ S te e lw o rk e rs W e irto n S teel Co __________________________________________________________________ Independent S te e lw o rk e rs Union 18 18 F a b ric a te d M e ta l P rod u cts: A m e r ic a n Can Co __________________________________________________________________ S te e lw o rk e rs A m e r ic a n R a d ia to r and Standard S an itary C orp. (L o u is v ille , K y. ) _________________________________________________________________ Standard A llie d T ra d e s C ouncil C a lifo rn ia M e ta l T ra d e s A s s o c ia t io n ____________________________________________ V a riou s unions C ontinental Can Co. , Inc ________________ S te e lw o rk e rs 19 19 18 19 M a c h in ery (ex cep t e le c t r ic a l): C a te r p illa r T r a c t o r C o ___________________________________________________________ A u to m o b ile W o rk e rs D e e re and C o ________________________________________________________________________ A u to m o b ile W o rk e rs In tern a tio n a l H a r v e s te r C o _______________________________________________________ A u to m o b ile W o rk e rs 20 20 19 E le c t r ic a l M ach in ery: R ad io C orp o f A m e r i c a ___________________________________________________________ E le c t r ic a l (IU E ) E le c t r ic a l (IB E W ) W estin gh ouse E le c t r ic C orp _____________________________________________________ E le c t r ic a l (IU E ) 21 20 T ra n s p o rta tio n Equipm ent: F o r d M o to r C o _____________________________________________________________________ A u tom ob ile W o rk e rs G e n e ra l M o to rs C orp _____________________________________________________________ A u tom ob ile W o rk e rs N o rth A m e r ic a n R o c k w e ll C orp. (A e r o s p a c e and System s G r o u p )___________________________________________________________________ A u tom ob ile W o rk e rs P u llm an , Inc. (P u llm an -S tan d ard D iv is io n ) _____________________________________ S te e lw o rk e rs viii 21 21 21 22 Index (By Industry)— Continued M anu facturing— ‘Continued Page O ther M anufacturing: A r m s tr o n g C o rk Co _______________________________________________________________ R ubber W o rk e rs D o ll and T o y Indu stry, N ation al A s s o c ia tio n o f D o ll M fr s . , and oth er e m p lo y e rs (N ew Y o r k , N . Y . ) ____________________ T o y and N o v e lty W o rk e r s , L o c a l 223 E lg in N a tio n a l W atch Co __________________________________________________________ W atch W o rk e r s Johnson and Johnson (N ew B ru n sw ick, N . J. ) __________________________________ T e x tile W o rk e rs (T W U A ) J e w e lr y M an u fa ctu rers A s s o c ia tio n (N ew Y o r k , N . Y . ) ______________________ J e w e lr y W o r k e r s , L o c a l 1 H o n e y w e ll Inc. (M in n ea p o lis, M in n .) ___________________________________________ T e a m s te r s S p e r ry G y ro s c o p e Co. (D iv is io n o f S p e r ry Rand C o r p . ) _____________________________________________________________ E le c t r ic a l (IU E ) V a rio u s e m p lo y e r s , St. L o u is , M o. , a r e a ____________________________________ M a c h in ists, D is tr ic t 9 23 23 22 23 23 22 24 24 N onm anuf a c tu r ing M ining: C oal In d u stry (bitum inous), v a riou s e m p lo y e r s _______________________________ United M in e W o rk e r s K en n ecott C opper C orp. (W e s te rn M inin g D iv is io n s )_________________________ V a rio u s unions 24 26 Construction: C on stru ction Industry, A s s o c ia te d G e n e ra l C o n tra cto rs of A m e r ic a , and oth er e m p lo y e rs (N o rth e rn C a lifo rn ia ) ___________________ C a rp e n ters P a in te r s and D e c o r a to r s of the C ity o f N ew Y o r k , Inc — -------------------------A s s o c ia tio n o f M a s te r P a in te r s , D is tr ic t C ou n cil 9 C on stru ction Industry, va riou s e m p lo y e rs (N ew Y o r k , N. Y . ) -----------------C a rp en ters 25 26 25 R a ilro a d s : R a ilr o a d In d u stry, va rio u s e m p lo y e r s ----------------------------------------------------V ariou s nonoperating r a ilw a y unions ix 26 Index (By Industry)— Continued Nonm anufacturing— Continued Page L o c a l T ra n s it: C h icago T ra n s it A u t h o r it y ________________________________________________________ A m a lg a m a te d T ra n s it T w in C ity Lin es, Inc. (M in n ea p o lis, M in n .) ____________________________________ A m a lg a m a te d T ra n s it 27 28 T ru ck in g and W arehousing: N a tio n a l A u to m o b ile T r a n s p o r te rs A s s o c ia tio n ---------------------------------------T e a m s te r s (N ation al T ru ck aw ay and D riv e a w a y C o n fe ren c e) T ru ck in g In d u stry, lo c a l c a rta g e and o v e r - th e - r o a d fre ig h t, va rio u s a s s o c ia tio n s and individu al e m p lo y e rs (C entral States, Southeast and Southwest a r e a s )________________________________________ T e a m s te r s T ru ck O w ners A s s o c ia tio n o f C a lifo rn ia _______________________________________ T e a m s te r s 27 27 27 W a ter T ra n sp ortation : M a r itim e In d u stry, v a riou s e m p lo y e rs , A tla n tic and G u lf C oasts ________________________________________________________ M a rin e E n g in e e rs M a r itim e In d u stry, v a riou s e m p lo y e rs , A tla n tic and G u lf C oasts ________________________________________________________ M a r itim e Union M a r itim e In d u stry, v a riou s e m p lo y e rs , A tla n tic and G u lf C oasts ________________________________________________________ S e a fa r e rs N ew Y o r k Shipping A s s o c ia tio n , I n c ____________________________________________ L o n g s h o r e m e n ^ A s s o c ia tio n P a c ific M a r itim e A s s o c ia tio n ____________________________________________________ L o n g s h o re m e n ^ and W a reh o u sem en ’ s Union 28 28 29 29 29 C om m unications and O ther P u b lic U tilitie s : A m e r ic a n T elep h on e and T e le g ra p h Co. (Lon g L in e s Dept. ) ______________________________________________________________ C om m unications W o rk e rs D e tro it E d ison Co. , T h e __________________________________________________________ U tility W o rk e rs P en n sylvan ia P o w e r and L ig h t C o _______________________________________________ E m p lo ye e s Independent A s s o c ia tio n 29 30 30 R e ta il and W h olesa le T ra d e: D is trib u to rs A s s o c ia t io n __________________________________________________________ L o n g s h o re m e n ’ s and W a reh o u sem en ’ s Union, L o c a ls 6 and 17 x 31 Index (By Industry)— Continued N onmanuf a c tu r ing— C ontinue d Page R e ta il and W h o le s a le T ra d e : Continued R e ta il D rug In du stry, variou s a s s o c ia tio n s and e m p lo y e rs (N ew Y o r k , N . Y . ) __________________________________________________ R e ta il, W h o le s a le and D ep artm en t Store Union, L o c a l 1199 R estau ran t In d u stry, va rio u s e m p lo y e rs (N ew Y o r k , N. Y . ) _______________________________________________________________ H o te l and R estau ran t E m p lo y e e s , L o c a l 89 R e ta il T ra d e Industry, va rio u s e m p lo y e rs (N ew Y o r k , N. Y . ) _______________________________________________________________ R e ta il C le rk s R e ta il, W h o le s a le , and W areh ou se In d u s tries , va rio u s e m p lo y e rs (N ew Y o r k , N . Y . ) ________________________________________ R e ta il, W h o le s a le and D epartm ent S tore Union, D is tr ic t 65 (D is tr ic t 65 S ecu rity P la n ) 31 32 30 32 Insurance and R e a l E state: P ru d e n tia l Insurance Co. o f A m e r ic a , The ____________________________________ In su rance W o rk e rs R e a lty A d v is o r y B oard of L a b o r R e la tio n s , Inc. (N ew Y o r k , N. Y . ) _______________________________________________________________ Building S e r v ic e E m p lo y e e s 33 33 S e r v ic e s : H o te l A s s o c ia tio n o f N ew Y o r k C ity, I n c ___________ ___________________________ N ew Y o r k H otel and M o te l T ra d e s C ouncil Lau n dry In d u stry, v a rio u s e m p lo y e rs (N ew Y o r k , N. Y . ) _________________________________________________________ -_____ C lothing W o rk e r s xi 33 33 Index (Alphabetical) Page Alum inum Co. o f A m e r ic a --------------------------------------------------------------------------Alum inum W o rk e rs S te e lw o rk e rs A m e ric a n Can C o ----------------------------------------------------------------------------------------S te e lw o rk e rs A m e ric a n R a d ia to r and Standard Sanitary C orp. (L o u is v ille , K y. ) --------------------------------------------------------------------------------------Standard A llie d T ra d es Council A m e ric a n Seating Co. (Grand R apids, M ich. ) ---------------------------------------------A u tom ob ile W o rk e rs A m e ric a n Sugar R efin in g Co. , The (B ro o k lyn , N. Y . ) ----------------------------------L o n g s h o re m e n 's A s s o c ia tio n , L o c a l 9 A m e ric a n T elep h on e and T e le g ra p h Co. (L on g L in e s Dept. ) ------------------------C om m unications W o rk e rs A rm o u r and C o -------------------------------------------------------------------------------------------M ea t Cutters Packinghouse W o rk e rs (U P W A ) A rm s tro n g C ork C o ------------------------------------------------------------------------------------Rubber W o rk e rs B eth leh em S tee l C o ------------------------------------------------------------------------------------S te e lw o rk e rs B ig e lo w -S a n fo rd , Inc--------------------------------------------------------------------T e x tile W o rk e rs (T W U A ) B r e w e r s B oard of T ra d e (N ew Y o rk , N. Y. ) -------------------------------------------------T e a m s te rs B row n and B ig e lo w (St. P au l, M inn. ) ----------------------------------------------------------B ookbin ders C a lifo rn ia M e ta l T ra d e s A s s o c ia t io n ------------------------------------------------------------V ariou s unions C am p b ell Soup Co. (C am den, N. J. ) ------------------------------------------------------------Packinghou se W o rk e rs (U P W A ) C a te r p illa r T r a c t o r C o -------------------------------------------------------------------------------A u tom ob ile W o rk e rs Chase B ra s s and C opper Co. ,In c ----------------------------------------------------------------A u tom ob ile W o rk e rs C hicago T ra n s it A u t h o r it y ----------------------------------------------------------------------------A m a lga m a ted T ra n s it C lothing Industry, m en 's and boys 1, variou s e m p lo y e r s ------------------------------Clothing W o rk e rs C oal Industry (bitum inous), va rio u s e m p lo y e r s ---------------------------------------------United M ine W o rk e rs Cone M ills C o r p -----------------------------------------------------------------------------------------T e x tile W o rk e rs (T W U A ) C onstruction In d u stry, A s s o c ia te d G e n e ra l C on tra cto rs of A m e r ic a , and other e m p lo y e rs (N o rth ern C a lifo r n ia )---------------------------------------------------C arp en ters C onstruction Indu stry, variou s e m p lo y e rs (N ew Y o rk , N. Y. ) ------------------------------------------------------------------------------------C arp en ters Continental Can Co. , In c -------------------------------------------------------------------------------S te e lw o rk e rs xi i 17 19 19 8 4 29 4 23 17 6 4 10 18 5 20 17 27 7 24 6 25 25 10 Index (Alphabetical)— Continued Page Continental Can Co. , Inc. (R ob ert G a ir P a p e r P ro d u cts G rou p)----------------------P a p e rm a k e rs and P a p e rw o rk e r s D e e re and C o -----------------------------------------------------------------------------------------------A u tom ob ile W o rk e rs D e tr o it E d ison Co. , T h e ------------------------------------------------------------------------------U tility W o rk e rs D is t ille r y Industry, va rio u s e m p lo y e r s --------------------------------------------------------D is t ille r y W o rk e rs D is trib u to rs A s s o c ia t io n ------------------------------------------------------------------------------L o n g s h o r e m e n ’s and W a reh o u sem en 's Union, L o c a l 6 and 17 D o ll and T o y Industry, N ation al A s s o c ia tio n of D o ll M fr s . , and other e m p lo y e rs (N ew Y o rk , N. Y . ) ---------------------------------------------------------------------T o y and N o v e lty W o rk e r s , L o c a l 223 Dow C h em ica l Co. , T h e --------------------------------------D is tr ic t 50, United M ine W o rk e rs D re s s Industry, A ffilia te d D re s s M fr s . , Inc. , and oth er e m p lo y e rs (N ew Y o r k , N. Y . ) --------------------------------------------------------------------------------------L a d ie s ' G arm en t W o rk e rs (N ew Y o rk D ress Join t B o a rd ) E lg in N ation al W atch Co ------------------------------------------------------------------------------W atch W o rk e rs F ir e s to n e T ir e and Rubber Co. , T h e ------------------------------------------------------------R ubber W o rk e rs F lo r s h e im Shoe Co. , T h e -----------------------------------------------------------------------------United Shoe W o rk e rs F M C C orp. (A m e ric a n V is c o s e D iv isio n , F ib e r s O p e r a tio n )--------------------------------------------------------------------------------------T e x tile W o rk e rs (T W U A ) F o r d M o to r C o --------------------------------------------------------------------------------------------A u tom ob ile W o rk e rs F u r M anu factu rin g and R e ta ilin g Industry, A s s o c ia te d F u r M fr s . , Inc. , and oth er e m p lo y e rs (N ew Y o r k , N. Y . ) -----------------------------------------------------M ea t C u tters (F u r r ie r s Joint C ouncil of N ew Y o rk ) F u rn itu re Industry, va rio u s e m p lo y e r s --------------------------------------------------------F u rn itu re W o rk e rs F u rn itu re M fr s . in Southern C a lifo rn ia , In d u strial R elation s C ouncil of -------------------------------------------------------------------------------------------------C a rp en ters G e n e ra l Foods C o r p ------------------------------------------------------------------------------------V a rio u s unions G e n e ra l M o to rs C o r p -----------------------------------------------------------------------------------A u tom ob ile W o rk e rs G oo d rich , B . F . , C o ., T h e --------------------------------------------------------------------------Rubber W o rk e rs H on e yw e ll Inc. (M in n ea p o lis , M in n .)-----------------------------------------T e a m s te rs H o tel A s s o c ia tio n of N ew Y o r k C ity, I n c ------------------------------------------------------N ew Y o r k H o tel and M o te l T ra d e s Council In te rc o , I n c -------------------------------------------------------------------------------------------------United Shoe W o rk e rs In tern ation al H a r v e s te r C o --------------------------------------------------------------------------A u tom ob ile W o rk e rs xiii 10 Z0 30 5 31 23 11 7 22 13 14 12 21 9 9 9 5 21 13 22 33 15 19 Index (Alphabetical)— Continued Page In tern ation al P a p e r Co. (N o rth e rn D iv is io n )----------------------------------------------P a p e rm a k e rs and P a p e rw o rk e r s Pulp, Sulphite and P a p e r M ill W o rk e rs J e w e lry M an u factu rers A s s o c ia tio n , (N ew Y o rk , N . Y . ) -----------------------------J e w e lry W o rk e rs , L o c a l 1 Johnson and Johnson (N ew B ru n sw ick, N. J . ) --------------------------------------------T e x tile W o rk e rs (T W U A ) K enn ecott C op p er C orp. (W e s te rn M ining D iv is io n s ) --------- -----------------------V ariou s unions Lau n dry Industry, va rio u s e m p lo y e rs (N ew Y o rk , N . Y . ) -------------------------C lothing W o rk e rs L e v e r B ro th e rs C o ------------------------------------------------------------------------------------C h em ica l W o rk e rs O il, C h em ica l, and A to m ic W o rk e rs L u ggage and L e a th e r Goods Industry, v a riou s e m p lo y e r s -------------------------L e a th e r G oods, P la s tic , and N o v e lty W o rk e rs L u m b er Industry, v a riou s e m p lo y e rs (Southern C a lifo r n ia )-----------------------C arp en ters M a r itim e Industry, v a riou s e m p lo y e r s , A tla n tic and G ulf C o a s ts -------------M a rin e E n gin eers M a r itim e Industry, variou s e m p lo y e rs , A tla n tic and G ulf C o a s t s -------------M a r itim e Union M a r itim e Industry, variou s e m p lo y e r s , A tla n tic and G ulf C oasts ------------S e a fa re rs M assachu setts L e a th e r M fr s . A s s o c ia tio n ----------------------------------------------L e a th e r W o rk e rs M eat C u tters M illin e r y Industry, A m e ric a n M illin e r y A s s o c ia tio n and oth er e m p lo y e rs ---------------------------------------------------------H a tters , Cap, and M illin e r y W o rk e rs M inn esota M inin g and M anu facturing C o ----------------------------------------------------O il, C h em ica l, and A to m ic W o rk ers M o b il O il C orp -----------------------------------------------------------------------------------------V ariou s unions N ation al A u tom ob ile T ra n s p o rte rs A s s o c ia tio n --------------------------------------------T e a m s te rs (N a tion a l T ru ck aw ay and D riv e a w a y C o n feren ce) N ation al B isc u it C o --------------------- -------------------------------------------------------------B a k ery and C o n fe c tio n e ry W o r k e r s '; A m e ric a n N ew Y o rk Shipping A s s o c ia tio n , Inc -----------------------------------------------------------L o n g s h o re m e n 's A s s o c ia tio n N orth A m e ric a n R o c k w e ll C orp. (A e r o s p a c e and System s G r o u p )----------------------------------------------------------------------------------A u tom ob ile W o rk e rs N o rth w est F o r e s t P ro d u cts A s s o c ia tio n (C a lifo rn ia , O regon , W ashington, and M o n ta n a )---------------------------------------------W ood w o rk ers O w e n s -Illin o is , In c -------------------------------------------------------------------------------------G lass B ottle B lo w e rs P a c ific M a r itim e A s s o c ia tio n ---------------------------------------------------------------------L o n g s h o re m e n 's and W a reh o u sem en 's Union xiv 11 23 23 26 33 12 15 8 28 28 29 15 7 16 14 27 5 29 21 8 17 29 Index (Alphabetical)— Continued Pa ge P a in te rs and D e c o ra to rs o f the C ity o f N ew Y o rk , I n c ----------------------------------A s s o c ia tio n o f M a s te r P a in te r s , D is tr ic t Council 9 P en n sylva n ia P o w e r and L ig h t C o ----------------------------------------------------------------E m p lo ye e s Independent A s s o c ia tio n P h ilip M o r r is , I n c ---------------------------------------------------------------------------------------T ob acco W o rk e rs P itts b u rgh P la te G lass C o ----------------------------------------------------------------------------G lass and C e ra m ic W o rk e rs P rin tin g Industry, C hicago L ith o g ra p h ers A s s o c ia tio n , and oth er e m p lo y e r s ----------------------------------------------------------------------------------------L ith o g ra p h e rs , L o c a l 4 P ru d e n tia l Insurance Co. o f A m e r ic a , T h e ---------------------------------------------------Insurance W o rk e rs P u b lis h e r s 1 A s s o c ia tio n of N ew Y o r k C it y ----------------------------------------------------T y p o g ra p h e rs , L o c a l 6 P u llm a n , Inc. (P u llm an -S tan d ard D iv is io n ) — ----------- -----------------------------------S te e lw o rk e rs R adio C orp. o f A m e r ic a -------------------------------------------------------------------------------E le c t r ic a l (IU E ) E le c t r ic a l (IB E W ) R a ilro a d Industry, va rio u s e m p lo y e r s ----------------------------------------------------------V a riou s nonoperatin g ra ilw a y unions R e a lty A d v is o r y B o a rd o f L a b o r R e la tio n s , Inc. (N ew Y o rk , N. Y . ) ---------------B uildin g S e r v ic e E m p lo ye e s R estau ran t Industry, v a riou s e m p lo y e rs (N ew Y o r k , N. Y . ) --------------------------H o tel and R estau ran t E m p lo y e e s , L o c a l 89 R e ta il D rug Industry, va riou s a s s o c ia tio n s and e m p lo y e rs (N ew Y o rk , N. Y . ) --------------------------------------------------------------------------------------R e ta il, W h o le s a le , and D ep artm en t S tores Union, L o c a l 1199 R e ta il T ra d e Industry, va rio u s e m p lo y e rs (N ew Y o rk , N. Y . ) ------------------------R e ta il C lerk s R e ta il, W h o le s a le , and W arehou se In d u stries, va rio u s e m p lo y e rs (N ew Y o rk , N. Y . ) - ------------------------------------------------------------------------------------R e ta il, W h o le s a le , and D ep artm en t S tore Union, D is tr ic t 65 (D is tr ic t 65 S ecu rity P la n ) S in c la ir O il C o r p -----------------------------------------------------------------------------------------O il, C h em ica l, and A to m ic W o rk e rs S p e r ry G y ro sc o p e Co (D iv is io n o f S p e r ry Rand C orp. ) ----------------------------------E le c t r ic a l (IU E ) Standard O il Co. , In d ian a-----------------------------------------------------------------------------V a riou s unions S w ift and C o -------------M ea t Cutters P ack in gh ou se W o rk e rs (U P W A ) Packinghou se W o rk e rs (N B P W ) T ru ck O w ners A s s o c ia tio n of C a lifo r n ia -------------------------------------------------------T e a m s te rs T ru ck in g Industry, lo c a l c a rta g e and o v e r -th e -r o a d fr e ig h t, v a riou s a s so cia tio n s and in d ivid u al e m p lo y e rs (C en tral States, Southeast and Southwest a r e a s ) ------------------------------------------------------------------T e a m s te rs xv 26 30 6 16 11 33 10 22 21 26 33 32 31 30 32 12 24 13 5 27 27 Index (Alphabetical)— Continued Page T w in C ity Lin es, Inc. (M in n ea p o lis, M in n .)---------------------------------------------------A m algam a ted T ra n s it U n iroyal, Inc------------------------------------------------------------------------------------------------Rubber W o rk e rs United States S teel C o r p -------------------------------------------------------------------------------S te e lw o rk e rs U p h olsterin g and A llie d T ra d e s In d u stries, va rio u s e m p lo y e r s ----------------------U p h o ls te re rs V a riou s e m p lo y e r s , St. L o u is, M o. , a r e a ---------------------------------------------------M a ch in ists, D is tr ic t 9 W e irto n S teel C o ------------------------------------------------------------------------------------------Independent S te e lw o rk e rs Union W est V ir g in ia Pulp and P a p e r Co. (L u k e, Md. ; C h arleston , S. C. ; and C ovington, W. Va. ) -----------------------------------------------------------------------------P a p e rm a k e rs and P a p e rw o rk e r s W estinghouse E le c t r ic C o r p -------------------------------------------------------------------------E le c t r ic a l (IU E ) W yandotte W o rs te d C o ---------------------------------------------------------------------------------T e x tile W o rk e rs (T W U A ) 28 13 18 9 24 18 11 20 7 Benefits for Active and Retired Workers Age 65 and Over, Early 1968 E xp la n a tory N otes Although the te rm s used in the D ig es t are g e n e r a lly s e lf-e x p la n a to ry , som e s p e c ia l d efin ition s and qu a lificatio n s w e r e re q u ire d . T h ese are set fo rth b elow . It m ust be e m p h a sized that a su m m ary o f plan b en efits n e c e s s a r ily om its som e fe a tu res w hich m ay be n e c e s s a ry to m ake com p ariso n s o f b e n efits p ro v id e d under d iffe re n t plains. F o r e xa m p le, plans som e tim e s r e s t r ic t and lim it the types o r amounts o f b en efits payable fo r h ospital c a re and m e d ic a l tre a tm en t o f p articip a n ts w ith m en tal and nervous d is o r d e r s . T h ese r e s tr ic tio n s and l i m i tations are not shown in the s u m m a rie s . B en efits s u m m a rize d The b en efits s u m m a rize d are those ap p licab le to in dividu als who, p r io r to age 65, w e r e p ro v id e d the b en efits d e s c rib e d in B LS B u lletin 1502, D ig es t o f 100 S e le c te d H ealth and Insurance P lans Under C o lle c tiv e B a rg a in in g , E a r ly 196^6~. B en efits paid fo r e n tir e ly b y the em p lo ye e are included on ly i f a v a ila b le on a group ra te b a s is . C o v e ra g e a va ila b le through c o n v e rs io n to in d ivid u al p re m iu m rate p o lic ie s is not included in this re p o rt. I f b en efits are m ade a va ila b le outside o f the scope o f the c o lle c t iv e ly b a r gain ed plan on a group rate b a s is , th ey are not d e s c rib e d in the su m m a ry; a footnote s im p ly in d icates that the "com p a n y (o r union) m akes a v a ila b le h osp ital, s u r g ic a l, and m e d ic a l b en efits supplem enting M e d ic a re b en efits at the r e t i r e e 1s e x p e n s e .M U su ally, the w o rk e r m ust be r e t ir e d b y the com pany o r be r e t ir e d under the p ro v is io n s o f a r e tir e m e n t p ro g ra m to be e lig ib le fo r plan b e n e fits . G e n e ra lly , such r e tir e m e n t is b ased on age and/or s e r v ic e re q u ire m e n ts . T h ese q u a lifi cations are not shown in the su m m ary. T erm s In the "B e n e fit s " colum n the reim b u rse m e n t o f dedu ctibles and coin su ran ces not payable by M e d ic a r e is id e n tifie d by a b r ie f d e s c rip tio n of the M e d ic a r e p r o v is io n . F o r e xa m p le, paym ent by the plan of the in itia l in -h o s p ita l dedu ctible is d esign ated as "$ 4 0 dedu ctible payable during the f ir s t 60 days o f con fin em en t, " and paym ent of the $5 d a ily dedu ctible during the 21st to 100th day o f c o n fin e m ent in a nursing hom e is d esign ated as "$ 5 d a ily d edu ctible fo r 80 d a y s ." Same as fo r a c tiv e w o rk e rs under age 65 but red u ced b y M e d ic a r e b en efits An " X " fo llo w in g this d e s c rip tio n o f b en efits m eans that the b e n e fits o f the n egotia ted plan plus M e d ic a re b en efits equal to ta l n e g o tia ted b en efits p ro v id e d active w o rk e rs under age 65. (H o w e v e r, addition al b en efits m a y be p ro v id e d under M e d ic a r e . ) When th ey are not equ al, dashes ( ----) are used. F o r a s u m m a ry o f b en efits in e ffe c t in e a r ly 1966 fo r a ctive w o r k e r s , see B u lletin 1502, D ig es t o f 100 S e le c te d H ealth and Insurance P lan s Under C o lle c tiv e B a rga in in g, E a r ly 1966^ Changes that have o c c u rre d in the b en efits d e s c r ib e d in this D ig es t are not known. 1 2 Same as fo r dependents under age 65 but red u ced b y M e d ic a r e . An " X " fo llo w in g this d e s c rip tio n m eans that the b en efits fo r depend ents d iffe r in type and/or amount fro m b en efits fo r a ctive w o r k e r s . M e d ic a l exp en ses and home health s e r v ic e s U nless o th e rw ise noted, these te rm s r e fe r to expen ses and s e r v ic e s c o v e r e d b y M e d ic a r e . L ife insurance when r e tir in g at age 65 The m ethod o f reducin g the amount p ro v id e d b e fo re r e tir e m e n t is shown, e xcep t w h ere a u n iform amount is p ro v id e d to a ll r e t ir e e s . W h ere the amount p ro v id e d b e fo re r e tir e m e n t depended s o le ly on e a rn in g s, an exam ple is g iven fo r w o rk e rs w ith s tr a ig h t-tim e annual earn in gs o f $ 6 ,0 0 0 . E m p lo y e r pays m onthly Since b en efits p ro v id e d under m u ltie m p lo y e r plans are paid out o f a fund to w hich e m p lo y e rs con trib u te, the p o rtio n paid b y the fund is shown opposite this statem ent. E m p lo y e r pays P a r t B M e d ic a r e P re m iu m An nX " fo llo w in g this statem ent m eans that the e m p lo y e r (or the fund) pays the $3 p rem iu m fo r P a r t B M e d ic a r e c o v e ra g e o f the a ctive w o rk e r o r r e t ir e e and the $ 3 p rem iu m fo r his dependent's c o v e ra g e . An " X - - F o r r e t ir e e o n ly ” o r nX - - F o r w o rk e r o n ly " fo llo w in g this statem ent m eans that the e m p lo y e r (o r the fund) does not pay the P a r t B M e d ic a r e p rem iu m fo r the dependent's c o v e ra g e . N O TE: P a r t B M e d ic a r e p rem iu m was in c re a s e d to $4 fro m $3 p e r month on A p r il 1, 1968. It m a y be assum ed that m o s t e m p lo y e rs who w e re paying the $3 p rem iu m w ill pay the $1 in c re a s e . Sym bols X ---(D ash) The b e n e fit is p ro v id e d under the plain, or the statem ent iss ap p lica b le. The b e n e fit is not p ro v id e d under the plain o r the statem ent is not ap p licab le. 3 Benefits for Active and Retired Workers \ Age 65 and Over, Early 1968 4 B enefits for Active and Retired Workers A m e r ic a n iiugar R e fin in g C om pany The (B ro o k ly n , N. Y . )L o n g s h o re m e n ’ s A s s o c ia tio n , Local 9 B e n e fit A r m o u r and C o m p a n y M ea t C u tte r s ; P ack in gh ou se W o rk e rs (U P W A ) B r e w e r s B o a rd o f T ra d e (N ew Y o r k , N . Y . ) T e a m s te r s B en e fits fo r r e t ir e e s age 65 and o v e r H ea lth b en efits fo r r e t ir e e s : Same as fo r a c tiv e w o r k e r s under age 65 but redu ced by M e d ic a r e b e n efits - ----------- Supplem ent M e d ic a re b en e fits — plan pays— In -h o s p ita l c a r e : $40 d edu ctible payable du rin g the fir s t 60 days o f con fin em en t_____ _____ _____ $10 d a ily d edu ctible payable fo r the 61st to 90th days o f co n fin em en t---------B e n e fits a fte r 90th day o f con fin em en t — C o st o f f ir s t 3 pints o f b l o o d ------- -----Othe r ------------------------- ------------------------O u t-p atien t d ia g n o stic b e n e fits : $20 d e d u c t ib le ______________________________ 20 p e rc e n t o f c o s t o f s e r v ic e s o v e r $20__ O t h e r ___________________________ _____ _____ C o n v a le s c e n t c a r e in n u rsin g hom e fo llo w in g h o s p ita liza tio n : $5 d a ily ded u ctib le fo r 80 d a ys-------------O t h e r — _____________________________________ H om e health c a r e _____________________________ M e d ic a l and o th er health c a r e : $50 d ed u ctib le ______________________________ 20 p e rc e n t o f e x p en ses o v e r $ 5 0 ________ Othe r --------- ------------------------------ — _____ X - E x c e p t h o sp ita l b e n e fit lim ite d to 70 days p e r d is a b ility X X F o r ad d ition al 30 days, fu ll c o s t o f s e m i- p r iv a te ro o m , b o a rd and c e r ta in e x tra s e r v ic e s — . . . ::: O u t-p atien t accid en t a llo w a n c e -$ 10 — — — — — — — _ — --- --- _ — ___ ... — H ea lth b e n e fits fo r dependents age 65 and o v e r : Sam e as fo r r e t ir e e s age 65 and o v e r ---------Sam e as fo r dependents under age 65 o f a c tiv e w o r k e r s but red u ced by M e d ic a r e b en e fits ---------------------------------------------- — Oth«»r _ _ __ _ L if e in su ran ce when r e t ir in g at age 6 5 ------------ — X X X R edu ced to $1, 000 — R edu ced to $1, 000 — R edu ced to $500 F u ll c o st F u ll co s t F u ll c o st — F in a n cin g o f health b e n e fits : R e t ir e e pays m o n th ly ----------------------------------- E m p lo y e r pays m o n th ly ______________ — _— X E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---F in a n cin g o f life in su ran ce: R e t ir e e pays m o n th ly ----------------------------------- E m p lo y e r pays m o n th ly ------------------ — — _ X — F u ll cost - — F u ll cost F u ll c o st H ea lth b en efits fo r a c tiv e w o r k e r s age 65 and o v e r B e n e fits fo r w o r k e r s : Sam e as fo r w o r k e r s under age 65 but red u ced by M e d ic a re b e n e fits — -------------Sam e as fo r w o r k e r s under age 65 (no M e d ic a r e b en efit red u ctio n ) ----------------Sam e as fo r r e t ir e e s age 65 and o v e r ---------O ther B e n e fits fo r dependents age 65 and o v e r : Sam e as fo r a c tiv e w o r k e r s a g e 6 5 a n d o v e r — Sam e as fo r dependents under age 65 but red u ced by M e d ic a re b e n e fits ----------------O t h e r ----------------------------------------------------------F in a n cin g: W o rk e r pays m o n th ly --- ------------ — E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---- --- --- ___ — ___ ___ — --- X ------ E m p lo y e r pays m o n th ly -------------------------------- Available only to dependent w ife. X F u ll co s t X 5 Age 65 and Over, E a rly 1968 C a m p b e ll Soup Com pany (C am den, N. J. ) P ack in gh ou se W o r k e r s (U P W A ) D is t ille r y In d u stry, v a rio u s e m p lo y e r s — D is t ille r y W o rk e rs (N a tio n a l plan) N a tio n a l B is c u it C o m p a n y B a k e ry and C o n fe c tio n e ry W o r k e r s , A m e r ic a n S w ift and C o m p a n y_ M e a tc u tte r s; Pack in gh ou se W o r k e r s (U P W A ); P ack in gh ou se W o r k e r s (N B P W ) G e n e ra l F o o d s C o r p o r a tio n V a rio u s unions X X - E x c e p t h o sp ita l and in h o sp ita l m e d ic a l b en e fits lim ite d to 70 days p e r d is a b ility and m a jo r m e d ic a l b e n e fit not p ro v id e d - E x cep t m axim u m ex tra h o sp ita l s e r v ic e a llo w ance p e r d is a b ility is $500; m axim u m s u rg ic a l a llo w a n ce p er d is a b ility is $500; and m axim u m life t im e m a jo r m e d ic a l a llo w a n ce is $5, 000 X X --- ... . .. ... — _ . . . . .. — — ... . . . . .. --— — — ____ — ____ _ — — — — ... . . . . . . . . . . .. . . . . . . . .. . .. . .. ... . .. . .. — ____ _ — — — — — — — — — — ... . . . . . . X ____ ____ ____ — Im m e d ia te ly red u ced 20 p e rc e n t and red u ced 20 p e rc e n t on n ext 4 a n n iv e r s a r ie s ; m in im u m , $750 ____ — R ed u ced to $1, 000 o r $1, 500 (o p tio n a l) — ____ — F u ll c o s t F u ll c o s t - $ 5 o r $ 7 .5 0 depending on amount o f covera ge _ ____ R educed to $ 2 ,0 0 0 F u ll c o s t X ____ ---- (P a id -u p in su ran ce o n ly ) F u ll c o s t . . . F u ll cost F u ll c o s t X X . .. . .. — ... — — ... _ . .. . .. X ... — n X — — ____ — — . .. . .. — ____ — — — — — ... . . . . . . . . . . . . F u ll cost: W o r k e r 's b en e fits , $12.07; d epen den t's b e n efits, $5.75 F u ll cost 6 B en efits for A ctive and Retired Workers B e n e fit P h ilip M o r r i s , In c o r p o r a te d Tobacco W ork ers B ig e lo w -S a n fo rd , In c o r p o r a te d T e x t ile W o r k e r s (T W U A ) Cone M ills C o r p o r a tio n T e x tile W o rk e rs (T W U A ) B en efits fo r r e t ir e e s age 65 and o v e r H ea lth b en efits fo r r e t ir e e s : Same as fo r a c tiv e w o r k e r s under age 65 but redu ced by M e d ic a r e b e n e fit s --------- Supplem ent M e d ic a re b e n e fits — plan pays-— In -h o s p ita l c a r e : $40 d edu ctible p ayable du rin g the f ir s t 60 days o f con fin em en t------------------------$10 d a ily d edu ctible payable fo r the 61st to 90th days o f con fin em en t---------B en e fits a fte r 90th day o f c o n fin e m e n t__ X — C o st o f f ir s t 3 pints o f b l o o d ----------------O u t-p atien t d ia gn o stic b e n e fits : $20 d e d u c t ib le --------------------------------------20 p e rc e n t o f c o s t o f s e r v ic e s o v e r $20__ C o n v a le s c e n t c a re in n u rsin g hom e fo llo w in g h o s p ita liza tio n : $5 d a ily d edu ctible fo r 80 d a ys -------------O t h e r ---------------------------------------------------H om e health c a r e _____________________________ M e d ic a l and oth er health c a r e : $50 d edu ctible --------------------------------------20 p e rc e n t o f exp en ses o v e r $ 5 0 ________ O t h e r ---------------------------------------------------Othe r ----------------------------------------------------------- H ea lth b e n efits fo r dependents age 65 and o v e r : Same as fo r r e t ir e e s age 65 and o v e r ---------Same as fo r dependents under age 65 o f a c tiv e w o r k e r s but redu ced by M e d ic a re L if e in su ran ce when r e t ir in g at age 6 5 ------------ F in a n cin g o f health b e n e fits : R e t ir e e pays m o n th ly _____________________ E m p lo y e r pays m o n th ly __________ E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ___ F in a n cin g o f life in su ran ce: R e t ir e e pays m o n th ly ----------------------------------- - E m p lo y e r pays m o n th ly _________________________ — — ... ... — — ... — — — ___ — — ___ — _ _ — — — . . . ... ... ... --- ... ___ — ... ... ___ — Im m e d ia te ly red u ced 10 p e rc e n t and b y sam e amount on next 4 b irth d a y s ; e . g . , $ 6 , 0 0 0 -a -y e a r w o r k e r 's in su ran ce im m e d ia te ly red u ced to $11, 700 and b y age 70 to $ 6 ,5 0 0 — . . . — ... _ _ — R edu ced to $ 1,250 ___ F u ll c o st ... — F u ll co s t: $ 0 .5 3 fo r each $1,000 o f c o v e r a g e F u ll c o s t: $1. 61 H ea lth b en efits fo r a c tiv e w o r k e r s age 65 and o v e r B e n e fits fo r w o r k e r s : Sam e as fo r w o r k e r s under age 65 but red u ced by M e d ic a re b e n e fit s -------------------Same as fo r w o r k e r s under age 65 (no M e d ic a r e b en efit red u ction ) ----------------Sam e as fo r r e t ir e e s age 65 and o v e r ---------O th er ---------------------------------------------------------- — — — X — 1st $ 7 o f h o s p ita l exp en ses d u r ing 1st 60 days o f con fin em en t, $ 10 a day fo r 6 1 s t-90th days and 1st $ 135 o f n on room and b oard c h a rges a fte r 90th day; 75 p e rc e n t of co s t o f m e d ic a l c a r e a ft e r 9 0 th day o f h o s p ita liz a tio n that e x ceed s $500 p e r d is a b ility ; m a xim u m life tim e a llo w a n c e , $10 ,0 0 0 B e n e fits fo r dependents age 65 and o v e r : Sam e as fo r a c tiv e w o r k e r s a g e 6 5 a n d o v e r — Sam e as fo r dependents under age 65 but red u ced by M e d ic a re b en e fits ----------------O t h e r ----------------------------------------------------------- ... X ... ... — — — ... — F in a n cin g: W o rk e r pays m o n th ly ___________________________ ... ... ... E m p lo y e r pays m onthly — E m p lo y e r pays P a r t B M e d ic a re p r e m iu m ---- F u ll c o st: W o r k e r ’ s b e n e fit s , $ 7 .6 8 ; depen den t's b e n e fits , $ 8 .91 ... R etiree may maintain additional $500 insurance at his expense. ... F u ll c o s t X Age 65 and Over, E a rly 1968— Continued C loth in g In d u stry, m e n ’ s and b o y s ', v a rio u s e m p lo y e r s — C loth in g W o rk e rs W vandotte W o r s te d C o m p a n y T e x tile W o rk e rs (T W U A ) D re s s In d u stry, A ffilia t e d D re s s M a n u fa c tu re rs , In c o rp o ra te d and o th er em ployer?- ( N . Y . , N . Y . ) — (N ew Y o r k D re s s Joint B o a rd ) M illin e r y In d u stry, A m e r ic a n M illin e r y A s s o c ia tio n and o th er e m p lo y e r s — H a tters, Cap and M illin e r y W o rk e rs X X F o r ad d ition a l 30 days, ro o m and b o a rd a llo w a n ce o f $33 a day and e x tra s e r v ic e a llo w a n ce o f d iffe r ence betw een plan paym ent during 1st 90 days and $500 X . . . . . . — ::: . . . . . . F r e e use o f U nion H ealth C en ter X . . . ::: R edu ced to $ 1, 000 R edu ced to $500* F u ll co s t F u ll c o st F u ll co s t F u ll c o s t 1 ( 2) X _ ::: X X X Sam e as p r io r to r e t ir in g - $ 500 F u ll co st _ — X 1st $40 o f h o sp ita l exp en ses during 1st 60 days o f con fin em en t and $ 10 a day fo r 61st - 90th days . . . D epen den t's b e n e fits , $ 1 .4 5 W o r k e r 's b en efits - fu ll cost; d epen den t's b en efits - b alan ce of cost . . . 2 Coverage is discontinued at age 70. F u ll co st F u ll c o s t . . . X - F o r w o r k e r o n ly F u ll cost . . . 8 B en efits for Active ond Retired Workers N o rth w e s t F o r e s t P ro d u cts A s s o c ia tio n (C a lifo r n ia , O rego n , W ashington and M ontana) 1 W o o d w o rk e rs (T h e N e ls o n T r u s t) B e n e fit L u m b er In d u stry, v a rio u s e m p lo y e rs (Southern C a lifo r n ia ) C a rp e n te rs A m e r ic a n Seatin g C om pany (G ran d R a p id s, M ic h . ) A u to m o b ile W o rk e rs B en e fits fo r r e t ir e e s age 65 and o v e r H ealth b en efits fo r r e t ir e e s : Sam e as fo r a c tiv e w o r k e r s under age 65 but redu ced by M e d ic a re b e n efits - ----------- Supplem ent M e d ic a re b e n e fits — plan pays— In -h o s p ita l c a r e : $40 dedu ctible p ayab le du rin g the fir s t 60 days o f con fin em en t------------------------$10 d a ily d edu ctible payab le fo r the 61st to 90th days o f co n fin em en t---------B en e fits a fte r 90th day o f c o n fin e m e n t__ C o st o f f ir s t 3 pints o f b l o o d ----------------Othe r ________________ _________________ —_____ O u t-p atien t d ia gn o stic b e n e fits : $20 d e d u c tib le ---------------- — — --------20 p e rc e n t o f co s t o f s e r v ic e s o v e r $20— O t h e r _________________________ - __ _____ C o n v a le s c e n t c a re in n u rsin g hom e fo llo w in g h o s p ita liza tio n : $5 d a ily d edu ctible fo r 80 d a ys -------------Othe r — _____________________________________ H om e health c a r e ____ ____________________ M e d ic a l and oth er health c a r e : ---$50 d e d u c t ib le ----------------------------20 p e rc e n t o f exp en ses o v e r $ 5 0 ----------O t h e r --------------- ----- -------- ------------ Othe r --------- - — ----------- ----------- — — — ... ... _ _ _ ... ... ... ___ ___ ___ ... ... ___ ::: H ea lth b e n efits fo r dependents age 65 and o v e r : Same as fo r r e t ir e e s age 65 and o v e r ---------Sam e as fo r dependents under age 65 o f a c tiv e w o r k e r s but red u ced by M e d ic a re b en e fits --------------------------------------------- — O th er — — _ — ------------- ---------------- — L ife in su ran ce when r e t ir in g at age 6 5 ------------ Redu ced to $1,000 F in a n cin g o f health b en e fits : R e t ir e e pays m o n th ly ----------------------------------- F u ll c o s t: E m p l o y e r p a y s m o n t h l y ---------------------- X ... R e t i r e e 's b e n e fits , $ 4 .5 0 ; d ep en d en t's b e n e fits , $ 5 .5 0 R edu ced to $500 50 p e rc e n t o f c o s t --------- 50 p e rc e n t o f c o s t E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---F in a n cin g o f life in su ran ce: R e t ir e e pays m o n th ly ----------------------------------- E m p lo y e r pays m o n th ly -------------------------------- F u ll c o st F u ll c o s t H ea lth b en efits fo r a c tiv e w o r k e r s age 65 and o v e r B e n e fits fo r w o r k e r s : Sam e as fo r w o r k e r s u nder age 65 but red u ced by M e d ic a r e b e n e fit s -------------------Sam e as fo r w o r k e r s under age 65 (no M e d ic a r e b en efit red u ction ) ----------------Sam e as fo r r e t ir e e s age 65 and o v e r ---------O th er X F inancing: W o rk e r pays m o n th ly — ----- — — — X ... X X ------ E m p lo y e r pays m o n th ly -------------------------------- E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---- F u ll c o s t F u ll c o st ... F u ll co s t ... F o rm erly , Lumber industry, various em ployers (Oregon, Washington, California, Idaho, and Montana). _ — — X — B e n e fits fo r dependents age 65 and o v e r : Sam e as fo r a c tiv e w o r k e r s age 6 5 a n d o v e r— Sam e as fo r dependents under age 65 but redu ced by M e d ic a re b en efits — ----------O t h e r --------- ------ --------------------------------------- X ... 9 Age 65 and Over, E a rly 1968— Continued F u r M an u factu rin g and R e ta ilin g Industry, A s s o c ia te d F u r M a n u fa c tu re rs , Inc. and oth er e m p lo y e r s (N ew Y o r k , N . Y . ) _ M ea t C u tters (F u r r ie r s Join t C o u n cil o f N ew Y o r k ) F u rn itu re In d u stry, v a rio u s e m p lo y e r s F u rn itu re W o rk e rs (N a tio n a l P la n ) F u rn itu re M a n u fa ctu rers in Southern C a lifo r n ia , In d u s tria l R e la tio n s C o u n cil o f— C a rp e n te rs U p h o ls te rin g and A llie d T ra d e s In d u s trie s , v a rio u s e m p lo y e r s U p h o ls te re rs X X F o r ad d ition a l 30 d a ys, fu ll c o s t o f s e m i- p r iv a te ro o m , b o a rd and c e r ta in e x t r a s e r v ic e s --- — ____ ___ _ ____ ___ --- ... ... --— — — — — — — — ___ — — ____ — — — — ... — — — — — — — — — — — — X ... ... -C ) O u t-p a tien t a ccid en t a llo w a n c e , $10 _ ( 3) ____ — R ed u ced to $400 _ _ — ... ____ ... ___ — i 2) Dependent* s b e n e fits - fu ll c o s t, $ 6 .7 8 p e r q u a rte r R e t i r e e 's b e n e fits - fu ll cost X - F o r r e t ir e e o n ly — ... ... ... — - ... ... _ _ _ _ F u ll c o s t T h e sam e h o sp ita l b e n e fits p ro v id e d the r e t ir e e age 65 and o v e r ; the sam e s u r g ic a l and m e d ic a l b e n e fits p r o v id e d the a c tiv e w o r k e r u nder age 65, m axim u m p e r d is a b ility a llo w a n ce, $ 50; 75 p e rc e n t o f co s t o f p r e s c rip tio n d ru gs and p riv a te duty n u rsin g c a r e that e x c e ed s $100, m axim u m annual a llo w a n c e - $ 1, 000, and m axim u m life t im e a llo w a n c e - $ 5, 000 X _ ____ ____ X - E x c e p t p r e s c r ip tio n dru g and p riv a te duty n u rsin g c a r e b e n e fits not p ro v id e d X — — — F u ll c o s t X - F o r w o r k e r o n ly X _ X — — — — — — ... ... ... F u ll c o s t F u ll c o s t ... X U nion m ak es a v a ila b le h o sp ita l, s u rg ic a l, and m e d ic a l b e n efits supplem enting M e d ic a r e b en e fits at the r e t ir e e 's ex p en se. C om pany m ak es a v a ila b le s u r g ic a l and m e d ic a l b en e fits su pplem enting M e d ic a r e b en e fits at r e t ir e e 's exp en se. ... 10 B en efits for A ctive and Retired Workers C ontinental Can Company, Inc. (R o b e rt G a ir P a p e r P ro d u c ts G ro u p )P a p e r m a k e r s and P a p e r w o rk e rs B e n e fit P u b lis h e r s ' A s s o c ia tio n o f N e w Y o r k C it y Typ ograp h ers, L oca l 6 B ro w n and B ig e lo w (St. P a u l, M in n .) B o o k b in d ers B en efits fo r r e t ir e e s age 65 and o v e r H ea lth b en efits fo r r e t ir e e s : Sam e as fo r a c tiv e w o r k e r s under age 65 but red u ced by M e d ic a re b e n e fit s -------------- Supplem ent M e d ic a re b e n e fits — plan pays— In -h o s p ita l c a re : $40 dedu ctible p ayable during the fir s t 60 days o f con fin em en t-----------------------$10 d a ily d edu ctible payable fo r the 6 1st to 90th days o f co n fin em en t---------B en efits a fte r 90th day o f con fin em en t — X X F o r ad d ition al 30 d ays, fu ll cost o f s e m i- p r iv a te ro o m , board and ex tra s e r v ic e s C o st o f fir s t 3 pints o f b l o o d ----------------Othe r ---------------------------------------------------O u t-p atien t d ia g n o stic b e n e fits : $20 d e d u c tib le --------------------------------------20 p ercen t o f c o s t o f s e r v ic e s o v e r $20— O t h e r ---------------------------------------------------C o n va lescen t c a re in n u rsin g hom e fo llo w in g h o s p ita liza tio n : $5 d a ily d edu ctible fo r 80 d a ys-------------O t h e r ---------------------------------------------------H om e health c a r e _____________________________ M e d ic a l and oth er health c a r e : $50 d edu ctible --------------------------------------20 p erc e n t o f exp en ses o v e r $ 5 0 ----------O t h e r ---------------------------------------------------O t h e r ----------------------------------------------------------- X . . . ___ — — _ ... — ... - -- --- — — H ea lth b en efits fo r dependents age 65 and o v e r : Same as fo r r e t ir e e s age 65 and o v e r ---------Same as fo r dependents under age 65 o f a c tiv e w o rk e rs but red u ced by M e d ic a r e b en efits --------------------------------------------------- — — — — _ _ — — — ... — — — — — — _ X _ _ — L ife in su ran ce when r e t ir in g at age 6 5 ------------ F in a n cin g o f health ben efits: R e t ir e e pays m o n th ly ------- E m p lo y e r pays m o n th ly ______ _ _ — R edu ced 10 p erc e n t and 10 p ercen t annually on next 4 a n n iv e r s a r ie s ; e. g. , $ 6 , 0 0 0 -a -y e a r w o r k e r 's in su ran ce im m e d ia te ly red u ced to $10,800 and by age 70 to $6, 000 D iffe r e n c e , i f any, b etw een $5, 000 and to ta l p en sion b en efit p aid r e t ir e e p r io r to h is death R edu ced to $ 2 ,0 0 0 F u ll cost E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ___ F in an cin g o f life in su ran ce: R e t ir e e pays m o n th ly ----------------------------------- ... — E m p lo y e r pays m o n th ly -------------------------------- F u ll cost F u ll cost F u ll cost: $ 0 .8 5 H ea lth b en efits fo r a c tiv e w o r k e r s age 65 and o v e r B e n e fits fo r w o r k e r s : Same as fo r w o r k e r s under age 65 but red u ced by M e d ic a re b e n e fit s -------------------Same as fo r w o r k e r s under age 65 (no M e d ic a r e b en efit r e d u c t io n )----------------Same as fo r r e t ir e e s age 65 and o v e r ---------O th er ---------------------------------------------------------- X X ... _ 1st ing 1st 1st B e n e fits fo r dependents age 65 and o v e r : Sam e as fo r a c tiv e w o r k e r s a g e 6 5 a n d o v e r — Sam e as fo r dependents under age 65 but red u ced by M e d ic a re b en e fits ---------------O t h e r ----------------------------------------------------------- $40 o f h o sp ita l ex p en ses d u r 1st 60 days o f con fin em en t and $10 a day fo r 61st - 90 days; $50 o f m e d ic a l exp en ses X X X ... --- F in a n cin g: W o rk e r pays m o n th ly ___________________________ 1 E m p lo y e r pays m o n th ly -------------------------------- F u ll co st E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---- 1 E x cep t m axim u m life t im e h o s p ita l, re tir e m e n t s e r v ic e , m axim u m $ 4 , 150. F u ll cost --s u r g ic a l, and in -h o s p ita l m e d ic a l F u ll co s t: W o r k e r 's b e n e fit s , $ 4. 94; depen den t's b e n e fits , $ 9 .5 6 X ... allo w a n ce fo r r e t ir e e and dependent com bin ed is b a sed on y e a o r f p re- 11 Age 65 and Over, E a rly 1968— Continued Dow C h e m ic a l Com pany, T h e D is t r ic t 50, U n ited M in e W o r k e r s P r in tin g In du stry, C h icago L ith o g ra p h e rs A s s o c ia tio n and oth er e m p lo y e r s L ith o g r a p h e r s , L o c a l 4 W e s t V ir g in ia P u lp and P a p e r Com pany (L u k e, M d. ; C h a rlesto n , S. C. ; and C ovin gton , W. V a . ) P a p e rm a k e rs and P a p e r w o r k e r s In te rn a tio n a l P a p e r Com pany (N o rth e rn D iv is io n )P a p e r m a k e r s and P a p e r w o r k e r s ; P u lp , Sulphite and P a p e r M i l l W ork ers ___ — ___ — ___ — _ _ _ _ ___ ___ — ___ — — X F u ll co st o f s e m i- p r iv a te ro o m , b o a rd and e x tra s e r v ic e s 1 ___ — — ___ — — _ _ _ _ — — — — — ___ ___ — — ___ ___ ___ --- --- --- — --- ___ S p e c ifie d a llo w a n c e s fo r s u rg ic a l p r o ced u re and in -h o s p ita l m e d ic a l c a r e a re the sam e as fo r a c tiv e w o r k e r under age 65 red u ced b y M e d ic a r e b e n e fits 1 X _ X — — — R ed u ced to amount b ased on p r e r e t i r e m en t s e r v i c e 2 _ — R edu ced to $ 1 ,0 0 0 _ — Sam e as p r io r to r e t ir in g : P r e t ir e m e n t b a s ic h o u rly w a ge ra te L e s s than $ 2 .4 1 $ 2. 41 and o v e r F u ll cost F u ll c o st F u ll cost F u ll cost F u ll cost X . (”X - M axim u m b en efit inclu din g M e d i1c a r e b en e fits m ust equal to ta l b en efit [p ro v id e d a c tiv e w o r k e r under age 65 _ _ —- — ___ — --- X ___ X F u ll cost F u ll cost Y ears of service: ... 25 years or less— $ 1,000; 26— $1,100; 27— $ 1,200; 28— $ 1,300; 29— $ 1,400; and 30— $ 1,500. A m ount $ 5 ,5 0 0 10,500 12 B enefits for A ctive and Retired Workers B e n e fit F M C C o rp o ra tio n (A m e r ic a n V is c o s e D iv is io n : F ib e r s O p e r a tio n )T e x t ile W o rk e rs (T W U A ) S in c la ir O il C o r p o r a t io n O il, C h e m ic a l and A to m ic W o rk e rs L e v e r B r o th e r s C om p a n yC h e m ic a l W o r k e r s ; O il, C h e m ic a l and ___________ A to m ic W o rk e rs ________ B e n e fits fo r r e t ir e e s age 65 and o v e r H ealth b en efits fo r r e t ir e e s : Sam e as fo r a c tiv e w o r k e r s u nder age 65 but red u ced by M e d ic a r e b en e fits .-------------- Supplem ent M e d ic a r e b en e fits — plan pays— In -h o s p ita l c a r e : $40 ded u ctib le payable d u rin g the fir s t 60 days o f con fin em en t-----------------------$10 d a ily ded u ctib le payable fo r the 61st to 90th days o f co n fin em en t---------B e n e fits a fte r 90th day o f con fin em en t — C o st o f f ir s t 3 pints o f b l o o d ----------------O t h e r _________________________________________ O u t-p a tien t d ia gn o stic b e n e fits : $20 d e d u c t ib le --------------------------------------20 p e rc e n t o f c o s t o f s e r v ic e s o v e r $20— X - E xcep t m axim u m life t im e a llo w a n ce is $ 5 ,0 0 0 X X F o r ad d itio n a l 30 d ays, fu ll co s t o f s e m i- p r iv a t e ro o m , b oard and e x tra s e r v ic e s _ _ — — --- X — — _ _ X . .. — C o n v a le s c e n t c a r e in n u rsin g hom e fo llo w in g h o s p ita liza tio n : $5 d a ily d edu ctible fo r 80 d a y s -------------O t h e r ---------------------------------------------------H om e health c a r e -------------------------------------M e d ic a l and o th er health c a r e : $50 ded u ctib le --------------------------------------20 p e rc e n t o f ex p en ses o v e r $ 5 0 ----------O t h e r ---------------------------------------------------- H ea lth b en efits f o r dependents age 65 and o v e r : Sam e as fo r r e t ir e e s age 65 and o v e r ---------Same as fo r dependents under age 65 o f a c tiv e w o r k e r s but red u ced by M e d ic a re b en efits --------------------------------------------------Othe r ______________________________________________ L ife insu ran ce when r e t ir in g at age 6 5 ------------ F in a n cin g o f health b en e fits : R e t ir e e pays m o n th ly ----------------------------------- ___ — X - M axim u m life t im e a llow a n ce, $ 5 ,0 0 0 E m p lo y e r pays m o n th ly ----------------------------.— _ — — — _ _ _ — X X _ . . . _ _ — — R edu ced to $ 1 ,0 0 0 R edu ced to 80 p ercen t o f p r e r e tir e m e n t annual w a ge; e. g. , $6, 0 0 0 -a -y e a r w o r k e r 's in s u r ance red u ced to $ 4,800 F u ll c o st: W o r k e r ’ s b e n e fits , $ 4 .4 5 ; d e p e n d e n t's b e n e fits , $4. 45 R e t i r e e 's b e n e fits , $ 3 .4 8 ; d ep e n d e n t's b e n e fits , $ 5 .8 7 E m p lo y e r pays m o n th ly ------------- E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---F in a n cin g o f life in su ran ce: R e t ir e e pays m o n th ly ----------------------------------- _ --- Im m e d ia te ly red u ced and fu rth e r red u ced du rin g re tir e m e n t; e .g ., $ 6 ,0 0 0 -a -y e a r w o r k e r 's in su rance im m e d ia te ly red u ced to $5,000 and by age 70 to $1,000 B alan ce o f cost . . . F u ll co st - $1. 51 m on th ly — F u ll co st F u ll cost H ealth b en efits fo r a c tiv e w o r k e r s age 65 and o v e r B e n e fits fo r w o r k e r s : Same as fo r w o r k e r s under age 65 but red u ced by M e d ic a re b e n e fit s -------------------Same as fo r w o r k e r s under age 65 (no M e d ic a r e b en efit red u ction ) _____________ Sam e as fo r r e t ir e e s age 65 and o v e r ---------O ther ---------------------------------------------------------- B e n e fits fo r dependents age 65 and o v e r : Sam e as fo r a c tiv e w o r k e r s age 6 5 a n d o v e r— Sam e as fo r dependents under age 65 but red u ced by M e d ic a re b e n e fits ----------------O t h e r ----------------------------------------------------------F in a n cin g: W o rk e r pays m o n th ly ----------------------------------- 1 E m p lo y e r pays m o n th ly -------------------------------- E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---- X . .. . . . _ _ _ X ___ X — — — X _ — W o r k e r 's b e n e fits , $0. 34; dependent’ s b e n e fits , $ 0 .4 3 W o r k e r 's b e n e fits , $4. 03; d ep en d e n t's b e n e fits , $6. 37 W o r k e r 's b e n e fits , $ 6 .5 8 ; d e p e n d e n t's b e n e fits , $11. 64 B alan ce o f cost . . . . . . 1 F o r m e r ly , Pan A m e r ic a n P e tr o le u m C o rp o ra tio n , a su b s id ia ry o f Standard O il Com pany, Indiana. in clu din g P a n A m e r ic a n P e tr o le u m C o rp o ra tio n . — T h is plan c o v e r s e m p lo y e e s o f a ll s u b s id ia rie s , 13 Age 65 and Over, E a rly 1968— Continued Standard O il C om pany, Indiana 1— V a rio u s unions F ir e s to n e T i r e and R ubber Com pany, T h e R ubber W o rk e rs G ood rich , B . F . , C o ., T h e Ru bber W o rk e rs ( 3) ( 3) ( 3) X X X --- . . . _ _ — ... --- --- ... — ___ — ___ — — ... — — — . . . — ___ ____ _ — — — — — — . . . . . . — ___ ___ — — — — — — ( 3) ( 3) ( 3) X X . . . — . . . --____ — ___ 80 p e rc e n t o f c o s t o f the fo llo w in g that e x c e e d s $50 a c a l en dar y e a r : S e m i-p r iv a te ro o m , b o a rd and e x tr a s e r v ic e s d u rin g 91st - 150th days o f h o s p ita liz a tio n , p r iv a te duty n u rsin g c a r e , and p r e s c r ip tio n dru gs; m axim u m annual a llo w a n c e , $ 2 ,0 0 0 ; m axim u m life t im e a llo w a n ce, $ 5 ,0 0 0 X ___ ___ Su pplem ental in su ran ce discon tin u ed; b a s ic in su ran ce im m e d ia te ly red u ced 50 p e rc e n t and red u ced 5 p ercen t annually to 25 p e rc e n t o f o r ig in a l am ount; e . g . , $ 6 ,0 0 0 -a y e a r - w o r k e r ' s to ta l in su ran ce im m e d ia te ly red u ced to $ 7 ,0 0 0 and by a ge 70 to $ 3, 500 R e t i r e e 's b e n e fits , U n iro y a l, In c o rp o ra te d 2R u bber W o rk e rs $ 1.80; d ep e n d e n t's b e n e fits , ... — R edu ced o v e r 30-m onth p e rio d to $2, 250 ... — R ed u ced o v e r 30-m onth p e r io d to $ 2, 250 F u ll cost F u ll cost F u ll cost $ 1 .8 0 B alan ce o f cost ... -- — -- ___ X ... X ... ... F u ll cost F u ll cost F u ll cost F u ll co s t ... ___ — — ... — ... — ___ — ... . . . . . . _ W o r k e r 's b e n e fits , $ 1. 80; d e p e n d e n t's b e n e fits , X ___ — R edu ced o v e r 30-m onth p e rio d to $2, 250 . . . $ 1 .8 0 B alan ce o f cost - - — — 2 F o r m e r ly , U n ited S tates R u bber Com pany 3 In dividu als not e n r o lle d in P a r t B o f M e d ic a r e r e c e iv e a ll b e n e fits that a re p ro v id e d a c tiv e w o r k e r s under age 65. . . . 14 B en efits for A ctive and Retired Workers F lo r s h e im Shoe Com pany, T h e U nited Shoe W o rk e rs M o b il O il C o rp o ra tio n V a rio u s unions B e n e fit B en efits fo r r e t ir e e s age 65 and o v e r H ea lth b en efits fo r r e t ir e e s : Same as fo r a c tiv e w o r k e r s u nder age 65 but redu ced by M e d ic a r e b e n e fit s --------- Supplem ent M e d ic a re b e n e fits — plan pays— In -h o sp ita l c a r e : $40 dedu ctible p ayable du rin g the fir s t 60 days o f con fin em en t-----------------------$10 d a ily dedu ctible p ayab le fo r the 61st to 90th days o f co n fin em en t---------B en efits a fte r 90th day o f c o n fin e m e n t__ C o st o f f i r s t 3 pints o f b l o o d ----------------O t h e r ---------------------------------------------------O u t-p atien t d ia gn o stic b e n e fits : $20 d e d u c tib le --------------------------------------20 p ercen t of c o s t o f s e r v ic e s o v e r $20— Othe r ---------------------------------------------------C o n va lescen t c a re in nu rsin g hom e fo llo w in g h o s p ita liza tio n : $5 d a ily d edu ctible fo r 80 d a ys -------------Othe r _________________________________________ H om e health c a r e ------------------------------------M e d ic a l and oth er health c a re : $50 d edu ctible --------------------------------------20 p e rc e n t o f ex p en ses o v e r $ 5 0 ________ O th e r ---------------- ------------------------------------------ H ea lth b en efits fo r dependents age 65 and o v e r : Same as fo r r e t ir e e s age 65 and o v e r _______ Same as fo r dependents under age 65 o f a c tiv e w o r k e r s but redu ced by M e d ic a re b e n efits ________________________________________ O t h e r ----------------------------------------------------------L ife in su ran ce when r e t ir in g at age 6 5 ------------ X F o r a d d ition al 100 days during life tim e , fu ll co s t o f s e m i- p r iv a te ro o m , b oard and e x tra s e r v ic e s ; th e r e a fte r 80 p e rc e n t o f h o sp ita l c h a rg es that ex c e e d s $100. M axim u m life t im e a llow a n ce in clu din g p r e s c r ip tio n 4 drugs and p riv a te duty nu rsin g c a re b en e fits , $7, 500 80 p e rc e n t o f c o s t of p r e s c r ip tio n dru gs and p riv a te duty n u rsin g c a re that ex ceed s $100,J in c u rre d during a ca len d a r y e a r; m axim u m life tim e allow a n ce, including h osp ita l b e n efit, $7, 500 4 X M aintained fo r 1 y e a r and then red u ced 10 p erc e n t and 10 p ercen t annually until amount equ als annual s a la ry im m e d ia te ly p r io r to re tir e m e n t F in a n cin g o f health b e n efits: R e tir e e pays m o n th ly ------- E m p lo y e r pays m onthly F u ll cost E m p lo y e r pays P a r t B M e d ic a re p r e m iu m ___ F in a n cin g o f life in su ran ce: R e t ir e e pays m o n th ly ----------------------------------- E m p lo y e r pays m o n th ly -------------------------------- F u ll co s t H ealth b en efits fo r a c tiv e w o r k e r s age 65 and o v e r B e n e fits fo r w o r k e r s : Same as fo r w o rk e rs under age 65 but red u ced by M e d ic a re b e n e fit s ________________ Same as fo r w o r k e r s under age 65 (no M e d ic a r e b en efit red u ctio n ) _____________ Sam e as fo r r e t ir e e s age 65 and o v e r ---------O th er ---------------------------------------------------------- B e n e fits fo r dependents age 65 and o v e r : Same as fo r a c tiv e w o r k e r s age 6 5 a n d o v e r__ Sam e as fo r dependents under age 65 but redu ced by M e d ic a re b e n e fits _____________ O t h e r ______________________________________________ F in a n cin g: W o rk e r pays m onthly E m p lo y e r pays m onthly — X — — --- F u ll paym en t of fo llo w in g ch a rg e s that ex c e e d s $90 p e r ca len d a r y e a r w hich a re not c o v e r e d by M e d ic a r e b e n e fits : H o s p ita l ro o m , b oa rd and e x tr a s e r v ic e s ; p riv a te duty n u rsin g c a r e ; p r e s c r ip tio n d ru gs; and 1st $50 o f m e d ic a l and oth er h ealth s e r v ic e exp en ses exclu d in g hom e health ex p en ses. M axim u m life t im e a llo w a n ce, $ 5 ,0 0 0 X X W o r k e r ’ s b en efits, $2. 00; d e p en d en t's ben efits, $ 1 2 .0 6 $ 0 . 98 W o r k e r ’ s b en efits, $5. 00; d ependent’ s b enefits, $ 2 .5 0 B a la n ce o f co s t E m p lo y e r pays P a r t B M e d ic a re p r e m iu m ---- F o r m e r ly , Socony M o b il O il Com pany, Inc. F o r m e r ly , In tern ation al Shoe Com pany P r e s c r ip t io n dsugs and p riv a te duty n u rsin g c a re exp en ses as w e ll as h o s p ita l ex p en ses m a y be a p p lied to w a rd the $ 100 ded u ctib le. 15 Age 65 and Over, E a rly 1968— Continued L u gga ge and L e a th e r Goods In te r c o , In c o r p o r a t e d 2In d u stry, v a rio u s e m p lo y e r s Shoe W o r k e r s , U n ited L e a th e r G oods, P la s t ic ________________________________________________ and N o v e lty W o r k e r s ______ M a ssa ch u setts L e a th e r M a n u fa ctu rers A s s o c ia t io n L e a th e r W o r k e r s ; M eat C u tters Sam e as p r io r to r e t ir in g - $ 2 ,0 0 0 $ R edu ced to $500 2 . 00 B alan ce o f cost F u ll co s t X 1st $40 o f h o sp ita l exp en ses during 1st 60 days o f con fin em en t, 1st $ 10 a day fo r 61st - 90th d ays, and fo r a d d ition a l 30 d ays, fu ll c o st o f s e m i- p r iv a t e ro o m , b o a rd and e x tra s e r v ic e s ; 1st $20 of co s t o f ou t p atien t d ia g n o stic s e r v ic e s plus 20 p e rc e n t o f e x c e s s ; 1st $5 a day o f n u rsin g hom e ex p en ses fo llo w in g h o s p ita liz a tio n fo r 80 d ays; and 1st $50 o f c o s t o f m e d ic a l and oth er h ealth c a re and 20 p e rc e n t o f e x c e s s X X X X $ 4 .9 6 B alan ce o f c o st F u ll cost F u ll cost X4 4 M axim u m red u ced by 50 p e rc e n t o f m a jo r m e d ic a l m axim u m used up and not re in s ta te d p r io r to r e tir e m e n t but to not le s s than $5, 000. who ea rn ed $ 10, 000 annually o r m o r e p r io r to re tir e m e n t have a h ig h er d edu ctible and a h ig h er m axim u m b e n efit. R e t ir e e s 16 B enefits for A ctive and Retired Workers P itts b u rg h P la te G lass C o m p a n y G la s s and C e ra m ic W o rk e rs B e n e fit M in n esota M ip in g and M anu factu ring C o m p a n y O il, C h e m ic a l and _____Atomic Workers___ B e n e fits fo r r e t ir e e s age 65 and o v e r (M H ealth b en efits fo r r e t ir e e s : Sam e as fo r a c tiv e w o r k e r s u nder age 65 but red u ced by M e d ic a r e b e n e fit s --------- X - E xcep t m axim u m life t im e fo r r e t ir e e and spouse is $50 0 2 Supplem ent M e d ic a r e b e n e fits — plan pays— In -h o s p ita l c a r e : $40 ded u ctib le p ayab le during the f ir s t 60 days o f c o n fin e m e n t-----------------------$ 1 0 d a ily ded u ctib le p ayable fo r the 6 1 st to 9 0 th days o f co n fin em en t---------B e n e fits a fte r 90th day o f con fin em en t — C o st o f f ir s t 3 pints o f b l o o d ----------------Othe r ----------------------------------------------------O u t-p atien t d ia gn o stic b e n e fits : $ 2 0 d edu ctible -------------------------------------2 0 p erc e n t o f co s t o f s e r v ic e s o v e r $ 2 0 — C o n v a le s c e n t c a re in n u rsin g hom e fo llo w in g h o s p ita liza tio n : $5 d a ily ded u ctib le fo r 80 d a y s-------------- ------- ------- ------- ------- ---- ---- ---------- ---,2. -'-2 ---- Othe r ----------------------------------------------------------- ---- ---- H ea lth b e n efits f o r dependents age 65 and o v e r : Same as fo r r e t ir e e s age 65 and o v e r ---------Sam e as fo r dependents under age 65 o f a c tiv e w o r k e r s but red u ced by M e d ic a r e b e n efits --------------------------------------------------- (* ) ---- X H om e health c a r e ------------------------------------M e d ic a l and o th er health c a r e : $50 d e d u c t ib le --------------------------------------20 p e rc e n t o f exp en ses o v e r $ 5 0 ----------- L ife in su ran ce when r e t ir in g at age 6 5 ------------ ---R edu ced to $ 2 ,0 0 0 (w om en w o r k e r s ' in su ran ce red u ced to $ 1 ,5 0 0 ) F in a n cin g o f health b e n e fits : R e t ir e e pays m o n th ly ----------------------------------- (* ) ---- E m p lo y e r pays m onthly E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---F in a n cin g o f life in su ran ce: R e t ir e e pays m o n th ly ----------------------------------- E m p lo y e r pays m onthly 1 p e rc e n t of am ount in e ffe c t tim e s y e a r s o f s e r v ic e F u ll cost $ 1. 20 B alan ce o f cost F u ll cost H ea lth b en e fits fo r a c tiv e w o r k e r s age 65 and o v e r B e n e fits fo r w o r k e r s : Sam e as fo r w o r k e r s under age 65 but red u ced by M e d ic a r e b e n e fit s -------------------Same as fo r w o r k e r s under age 65 (no M e d ic a r e b en efit red u ction ) ----------------Sam e as fo r r e t ir e e s age 65 and o v e r ---------- 1st $40 o f h o sp ita l exp en ses during 1st 60 days o f con fin em en t, 1st $10 a day during 6 ls t-9 0 th d a y s and du rin g 30m o r e d a ys, fu ll c o st o f s e m ip r iv a te ro o m , board and e x tra s e r v ic e s ; 1 st $ 2 0 o f c o s t o f ou t-p atien t d ia g n o stic s e r v ic e s plus 2 0 p e rc e n t o f e x c e s s ; 2 0 p ercen t o f m e d ic a l and oth er health c a re exp en ses that ex c e e d $50; 80 p e r cent o f c o s t o f p re s c r ip tio n drugs that e x ceed s $ 2 0 p u rchased during 6 -m onth p e rio d fo llo w in g h o s p ita liza tio n B e n e fits fo r dependents age 65 and o v e r : Sam e as fo r a c tiv e w o r k e r s age 6 5 a n d o v e r— Sam e as fo r dependents under age 65 but red u ced by M e d ic a r e b en e fits ----------------- X X X F inancing: W o rk e r pays m onthly E m p lo y e r pays m onthly F u ll cost: W o r k e r 's b e n e fits , $4. 85; d ependent's b en e fits , $4. 85 F u ll co s t E m p lo y e r p ays P a r t B M e d ic a re p r e m iu m ---- 1 Company makes available hospital, surgical, and m edical benefits supplementing M edicare benefits at r e tir e e 's expense. 17 Age and Over, E a rly 1968— Continued O w e n s -Illin o is In c o r p o r a te d G la ss B o ttle B lo w e r s Chase B ra s s and C op p er Com pany, In c o r p o r a te d —A u to m o b ile W o r k e r s Alu m inu m C om pany o f A m e r ic a Alu m inu m W o rk e rs S te e lw o r k e r s B eth leh em S te e l C o m p a n y S te e lw o r k e r s 0 ) (See b e lo w ) (See b elo w ) X — X X --- --- _ _ — — --- _ _ 80 p erc e n t o f co s t o f am bu lan ce, p riv a te duty n u rsin g c a r e , and p r e s c r ip tio n d ru gs that e x c e e d s $50; m axim u m l i f e tim e a llo w a n c e , $ 1 , 0 0 0 --- — — — — --— — --— . . . _ _ — — — F o llo w in g b en efits red u ced by M e d ic a r e b e n efits: H o s p ita l ro o m and b oard a llo w ance o f $23 a day and fu ll c o s t o f e x tra s e r v ic e s fo r 1 2 0 days p er d is a b ility ; a llo w a n ce fo r each s u rg ic a l p ro c e d u re sam e as fo r a c tiv e w o rk e r u nder age 65 _ _ . . . _ R ed u ced to $1,5 0 0 _ T o ta l a g g re g a te c o s t o f fo llo w in g exp en ses red u ced b y M e d ic a re : F u ll co s t o f s e m ip r iv a te ro o m , b o a rd and e x tra s e r v ic e s , and s p e c ifie d am ount (m a xim u m , $2 0 0 ) f o r each s u r g ic a l p ro c e d u re . M a x im u m life t im e a llo w a n c e , $2, 500 — — — (M X X X R ed u ced to $1,000 --- — — _ _ — — R edu ced to $ 3, 500 and fu rth e r red u ced $300 annually; m in im u m $ 2 , 000 R edu ced; e. g. » $ 6 ,000 life in su ran ce red u ced to $ 1,950 (* ) F u ll co st F u ll cost F u ll cost X F u ll F u ll cost F u ll cost F u ll c o st cost ... — - — X X _ _ — — ... — — — ... _ _ _ — — — — X X --- . . . F u ll cost F u ll cost X A lso, 50 percent of re tir e e 's life insurance coverage may be used fo r m edical expenses. . . . — X 18 B en efits for A ctive ond Retired Workers B e n e fit U nited States S te e l C o r p o r a tio n S te e lw o rk e rs W e irto n S te e l C o m p a n y Independent S te e lw o r k e r s Union C a lifo r n ia M e ta l T r a d e s jA s s o c ia tio n -V a r io u s unions B e n e fits fo r r e t ir e e s age 65 and o v e r H ealth b en efits fo r r e t ir e e s : Same as fo r a c tiv e w o r k e r s under age 65 but redu ced by M e d ic a re b e n e fit s --------- (M Supplem ent M e d ic a r e b en e fits — plan pays— In -h o s p ita l c a r e : $40 d ed u ctib le payable during the f ir s t 60 days o f con fin em en t-----------------------$ 1 0 d a ily ded u ctib le payable fo r the 61st to 90th days o f con fin em en t_______ B e n e fits a fte r 90th day o f con fin em en t — X X X X F o r ad d itio n a l 40 d a ys, fu ll cost o f s e m i- p r iv a t e ro o m , b o a rd and e x tra s e r v ic e s C o st o f f ir s t 3 pint?; ~f M o o d ----------------O t h e r ---------------------------------------------------O u t-p atien t d ia g n o stic b en e fits : $ 2 0 d edu ctible ______________________________ 2 0 p e rc e n t o f co s t o f s e r v ic e s o v e r $ 2 0 — Othe r _________________________________________ C o n v a le s c e n t c a re in n u rsin g hom e fo llo w in g h o s p ita liza tio n : $5 d a ily ded u ctib le fo r 80 d a ys-------------O t h e r ----------------------------------------------------H om e health c a r e ------------------------------------M e d ic a l and o th er health c a r e : $50 d e d u c t ib le ______________________________ 20 p e rc e n t o f ex p en ses o v e r $ 5 0 ________ _ . . . . . . . . . . . . X — X X M axim u m - $ 50 a y e a r — — . . . _ X — — — — . . . A p p lie s to s u r g ic a l ca s e s on ly; x"l m axim u m is 20 p e rc e n t o f XJ s p e c ifie d a llo w a n ce fo r s u r g ic a l p ro c e d u re — — — X X — O t h e r ______________________________________________ _ H e a lth b e n e fits fo r dependents age 65 and o v e r : Sam e as fo r r e t ir e e s age 65 and o v e r ---------Sam e as fo r dependents under age 65 o f a c tiv e w o r k e r s but red u ced by M e d ic a r e (M _ L if e in su ran ce when r e t ir in g at age 6 5 ------------ R edu ced; e. g. , $ 6 ,0 0 0 life in su ran ce red u ced to $ 1 ,9 5 0 F in a n cin g o f h ealth b e n efits: R e t ir e e pays m o n th ly ___________________________ X X _ _ — — — Sam e as p r io r to r e t ir in g ; e. g. , $ 6 , 0 0 0 -a -y e a r w o r k e r 's in su ran ce re m a in s $ 6,000 (M . . . F u ll cost F u ll cost E m p lo y e r pays m onthly . . . E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ___ F in a n cin g o f life in su ran ce: R e t ir e e pays m o n th ly ------------------------------------ E m p lo y e r pays m o n th ly -------------------------------- F u ll cost F u ll cost H ea lth b en efits fo r a c tiv e w o r k e r s age 65 and o v e r B e n e fits fo r w o r k e r s : Sam e as fo r w o r k e r s under age 65 but red u ced by M e d ic a r e b e n e fit s -------------------Sam e as fo r w o r k e r s under age 65 (no M e d ic a r e b en efit r e d u c t io n )----------------Same as fo r r e t ir e e s age 65 and o v e r ________ O th er ---------------------------------------------------------- X _ _ F in a n cin g: W o rk e r pays m o n th ly ----------------------------------- E m p lo y e r pays P a r t B M e d ic a re p r e m iu m ---- X X X X _ . . . . . . — — . . . . . . X . . . F u ll cost F u ll cost F u ll cost X Company makes available hospital, surgical, and m edical benefits supplementing M edicare benefits at r e tir e e 's expense. _ — Same h o sp ita l b e n efits as fo r a c tiv e w o r k e r s under age 65 redu ced by M e d i c a re b e n e fits 2 and 20 p e rc e n t o l s u r g i c a l and in -h o s p ita l m e d ic a l b en efits p ro v id e d a c tiv e w o r k e r s under age 65 B e n e fits fo r dependents age 65 and o v e r : Sam e as fo r a c tiv e w o r k e r s a g e 6 5 a n d o v e r __ Sam e as fo r dependents under age 65 but red u ced by M e d ic a re b e n efits ----------------O t h e r ______________________________________________ E m p lo y e r pays m o n th ly -------------------------------- _ . . . 19 Age 65 and Over, E a r ly 1968— Continued A m e r ic a n R a d ia to r and Standard S an itary C o rp o ra tio n (L o u is v ille , K y. )_ Standard A llie d T r a d e s C ou n cil C on tin en tal Can Com pany, In c o r p o r a te d —S te e lw o r k e r s A m e r ic a n Can C o m p a n y S te e lw o r k e r s In tern a tio n a l H a r v e s t e r C o .A u to m o b ile W o rk e rs X - E x c e p t h o s p ita l b en efits lim ite d to 1 2 0 days p e r d is a b ility X (See b elo w ) _ _ - - — — ____ — — ____ — — _ _ _ ... — — — — — — . . . ____ — ____ ____ — ____ ____ X F o r ad d ition a l 30 days, fu ll cost o f s e m i- p r iv a te ro o m , b o a rd and e x tr a s e r v ic e s X --— — — ____ — — — — — — ____ — ____ X X — — F u ll co s t o f s e m i- p r iv a te r o o m , b o a rd and e x tra s e r v ic e s fo r 1 2 0 days red u ced by M e d ic a r e b e n e fits ; 20 p e rc e n t o f re a s o n a b le c h a rg e s fo r s u rg ic a l p ro c e d u re s and in h o s p ita l d o c t o r 's v is it s X _ _ _ ____ — ____ ____ F u ll cost --- X _ ____ Im m e d ia te ly red u ced 10 p ercen t and red u ced 1 0 p e rc e n t on next fo u r a n n iv e r s a r ie s ; e. g. , $ 6 , 0 0 0 a - y e a r w o r k e r 's in su ran ce im m e d ia te ly red u ced to $ 1 0 , 800 and by age 70 to $ 6 , 000 W ith 15 - 25 y e a r s o f s e r v ic e , red u ced to 25 p e rc e n t o f amount in e ffe c t, m in im u m $ 1, 375; w ith 25 y e a r s o f s e r v ic e o r m o r e , red u ced to 50 p erc e n t o f amount R edu ced 2 p e rc e n t m on th ly to 1 p erc e n t o f o r ig in a l amount tim e s y e a r s o f s e r v ic e F u ll cost F u ll cost F u ll cost X x!z X X . . . — F u ll cost F u ll co s t X X X — — ____ — — — X — — — X — — X X ____ F u ll cost X — — — — W o r k e r 's b e n e fits , $1. 38; d ep e n d e n t's b e n e fits , $ 1. 45 F u ll co st F u ll cost B a la n ce o f cost X X F u ll cost X X The amount the plan pays for a hospital expense covered by P a rt B of M edicare is 20 percent of the benefit fo r an active w orker under age 65. 20 B enefits for Active and Retired Workers C a te r p illa r T r a c t o r C o m p a n y A u to m o b ile W o rk e rs B e n e fit D e e re and C o m p a n y A u to m o b ile W o rk e rs W estin gh ou se E le c t r ic C o r p o r a t io n - E le c t r ic a l (IU E ) X — B e n e fits fo r r e t ir e e s age 65 and o v e r H ea lth b en efits fo r r e t ir e e s : Sam e as fo r a c tiv e w o r k e r s under age 65 but red u ced by M e d ic a r e b e n e fit s -------------- X - E xcep t o u t-o f-h o s p ita l d ia g n o s t ic , e m e r g e n c y fir s t aid , and p h y s ic ia n 's con su ltation a llo w ance b en efits not p ro v id e d Supplem ent M e d ic a re b en e fits — plan pays— In -h o s p ita l c a r e : $40 ded u ctib le payable du ring the f ir s t 60 days o f con fin em en t------ ---------------$ 1 0 d a ily d ed u ctib le p ayable fo r the 61st to 90th days o f co n fin em en t---------B e n e fits a fte r 90th day o f con fin em en t — — ___ C o st o f f ir s t 3 pints o f b l o o d ----------------Othe r ----------------------------------------------------O u t-p atien t d ia g n o stic b e n e fits : $ 2 0 d edu ctible -------------------- — ----------2 0 p e rc e n t o f c o s t o f s e r v ic e s o v e r $ 2 0 — O t h e r ----------------------------------------------------C o n va lescen t c a re in nu rsin g hom e fo llo w in g h o s p ita liza tio n : $5 d a ily ded u ctib le fo r 80 d a y s___________ O t h e r ----------------------------------------------------H om e health c a r e ____ ____________________ M e d ic a l and o th er health c a r e : $50 ded u ctib le ______________________________ 20 p e rc e n t o f exp en ses o v e r $ 5 0 ----------O t h e r ---------------------------------- ---------------O t h e r --------- ------------------------------------------- — H ea lth b e n efits fo r dependents age 65 and o v e r : Sam e as fo r r e t ir e e s age 65 and o v e r _______ Sam e as fo r dependents under age 65 o f a c tiv e w o r k e r s but red u ced by M e d ic a r e b en efits ________________________________________ OtliGr _____ _________________________ ____ J___r L ife in su ran ce when r e t ir in g at age 6 5 ------------ ___ ___ X — ... — ___ ___ ___ X X — — — — X — ____ ___ ___ — — — — ____ X X — — — ___ X X ____ — — R edu ced during r e tir e m e n t to m in im u m and m axim u m am ounts based on p r e r e tir e m e n t ea rn in gs and s e r v ic e — — R edu ced 2 p e rc e n t and 2 p e rc e n t m onthly to 1 V4 p e rc e n t o f o r ig in a l amount tim e s y e a r s o f p r e r e t i r e m en t s e r v ic e (m axim u m , 2 0 y e a r s ); m in im u m , $ 1 ,5 0 0 F u ll cost F u ll cost F in a n cin g o f health b en e fits : R e t ir e e pays m o n th ly ___________________________ E m p lo y e r pays m o n th ly -------------------------------- E m p lo y e r pays m o n th ly ------------------ — ----- — R edu ced 5 p e rc e n t m onchly to o n e -th ird o f o r ig in a l am ount; m in im u m , $ 2 ,5 0 0 F u ll cost F u ll cost F u ll cost — X X E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---F in a n cin g o f life in su ran ce: R e t ir e e pays m o n th ly ----------------------------------- — X F o r a d d ition a l 275 d a ys, fu ll cost o f s e m i- p r iv a te ro o m , b oard and e x tra s e r v ic e s H ealth b en efits fo r a c tiv e w o r k e r s age 65 and o v e r B e n e fits fo r w o r k e r s : Sam e as fo r w o r k e r s under age 65 but red u ced by M e d ic a r e b e n e fit s ________________ Same as fo r w o r k e r s under age 65 (no M e d ic a r e b en e fit r e d u c t io n )_____________ Sam e as fo r r e t ir e e s age 65 and o v e r ---------O th er ------- ------------------------------------------------ B e n e fits fo r dependents age 65 and o v e r : Sam e as fo r a c tiv e w o r k e r s age 6 5 a n d o v e r __ Sam e as fo r dependents under age 65 but red u ced by M e d ic a r e b e n efits ----------------O t h e r ----------------------------------------------------------F in a n cin g: W o rk e r pays m o n th ly — ----- ---------- E m p lo y e r pays m o n th ly ------------- X — ... ... --------- ---- — X - E x cep t m a jo r m e d ic a l b en efit red u ced by M e d ic a r e b e n efits X X X — ... — — — — D ep en d en t's b e n e fits , amount v a r ie s a c c o rd in g to "earnings (m in im u m , $10.85; m axim u m , $ 12. 55) W o r k e r 's b e n e fits , fu ll c o st; I d epen den t's b e n e fits , balan ce o f co st ------ E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---- 1 2 3 X — F u ll cost F u ll cost X X F o r m e r ly , N o rth A m e r ic a n A v ia tio n , Inc. In d ivid u als not e n r o lle d in P a r t B o f M e d ic a re r e c e iv e a ll b en e fits that a re p ro v id e d a c tiv e w o r k e r s under age 65. R e t ir e e m a y use a ll ex cep t $500 o f his life in su ran ce b e n e fit fo r his and his depen den t's h o sp ita l and s u r g ic a l ex p e n s e s .. — 21 Age 65 and O v e r, E a r ly 1968— Continued R ad io C o rp o ra tio n o f A m e r ic a — E le c t r ic a l (IU E ) E le c t r ic a l (IB E W ) F o r d M o to r Com pany A u to m o b ile W o rk e rs G e n e ra l M o to rs C o rp o ra tio n A u to m o b ile W o rk e rs ( 2) X ( 2) X ___ _ N o rth A m e r ic a n R o c k w e ll C o rp . 1 (A ir o s p a c e and S ystem s G rou p) A u to m o b ile W o r k e r s X - E x c e p t m axim u m life t im e m a jo r m e d ic a l allo w a n ce is $ 5, 000 X - P lu s $5 p e r day fo r 9th - 60th days X - P lu s $ 10 p er day $ 30 p e r day ... ... — — ____ — . . . ... ... — — — — — — — — — _ _ — — — ... — --— — ... — — — ... — — ( 2) X ( 2) X X — — W ith le s s than 10 y e a r s o f s e r v ic e , red u ced co 20 p e rc e n t o f amount in e ffe c t; w ith 10 y e a r s o f s e r v ic e o r m o r e , red u ced to 40 p e rc e n t o f amount W ith 18 y e a r s o f s e r v ic e o r m o r e , none; w ith le s s than 18 y e a r s o f s e r v ic e — r e t i r e e 's b e n e fits , $ 0 .5 0 ; r e t i r e e 's and dep en d en t's b e n e fits , $ 1 .2 5 B e n e fits f o r r e t ir e e w ith 18 y e a r s o f s e r v ic e o r m o r e , fu ll co s t; b en e fits fo r r e t ir e e w ith le s s s e r v ic e , b alan ce o f co s t ... ___ R ed u ced 2 p e rc e n t m on th ly to IV 2 p e rc e n t o f o r ig in a l am ount tim e s y e a r s o f s e r v ic e (m in im u m , 10 y e a r s ; m axim u m , 20 y e a r s ); m in im u m , $825 4 F u ll cost F u ll cost X - F o r r e t ir e e o n ly 5 X X — — X — — — X _ ____ — F u ll cost ... X - F o r r e t ir e e o n ly 5 ... F u ll cost ____ _ ____ — R edu ced 2 p e rc e n t and 2 p e rc e n t m onthly to IV 2 p e rc e n t o f o r ig in a l am ount tim e s y e a r s o f p r e r e t i r e m ent s e r v ic e (m in im u m , 10 y e a r s ; m axim u m , 20 y e a r s ); m in im u m , $ 1 ,5 0 0 — . . . — ... ... ... F u ll cost ( 2) X ( 2) X . . . — . . . — X X ____ — X X ____ — . . . ____ — — — — . . . . . . . . . . . . F u ll cost F u ll cost F u ll cost . . . . . . F u ll cost . . . X 4 In su ran ce o f w o r k e r s r e t ir in g w ith le s s than 10 y e a r s o f s e r v ic e red u ced to $500. 5 A l l r e t ir e e s , inclu ding those not e n r o lle d in P a r t B o f M e d ic a r e , r e c e iv e a s p e c ia l pen sion b en efit o f $3 p e r month, w hich, p r io r to A p r il 1, 1968, c o v e r e d the fu ll c o s t o f the r e t i r e e 's M e d ic a r e P a r t B c o v e r a g e . 22 B en efits for A ctive and Retired Workers P u llm a n , Inc. (P u llm a n -S ta n d a rd D iv is io n )S te e lw o rk e rs B e n e fit H o n e y w e ll In c o rp o ra te d (M in n ea p o lis, M inn. ) T e a m s te r s E lg in N a tio n a l W atch C o m p a n yW atch W o r k e r s B en efits fo r r e t ir e e s age 65 and o v e r H ealth b en efits fo r r e t ir e e s : Same as fo r a c tiv e w o r k e r s under age 65 but redu ced by M e d ic a r e b e n e fit s -------------- ( 2) Supplem ent M e d ic a r e b en e fits — plan pays— In -h o s p ita l c a r e : $40 d ed u ctib le p ayable during the fir s t 60 days o f con fin em en t___________________ $10 d a ily d ed u ctib le payable fo r the 6 1st to 90th days o f con fin em en t---------B e n e fits a fte r 90th day o f c o n fin e m e n t__ ___ — — — — C o st o f f ir s t 3 pints o f b l o o d ----------------- ___ ___ ... O u t-p atien t d ia g n o s tic b en e fits : $20 ded u ctib le --------------------------------------20 p e rc e n t o f c o s t o f s e r v ic e s o v e r $20__ _ --- ___ ... — ... ... ... ... ::: ::: _ ::: ... ... x " L M axim u m life t im e a llo w a n ce fo r r e t ir e e and dependent com ' bined is $ 1,000 o r $800 X (r e t ir e e * s option) ___ C o n v a le s c e n t c a r e in nu rsin g hom e fo llo w in g h o s p ita liza tio n : $5 d a ily ded u ctib le fo r 80 d a ys-------------H om e health c a r e __________________________ _ M e d ic a l and o th er health c a re : $50 ded u ctib le --------------------------------------20 p e rc e n t o f ex p en ses o v e r $ 5 0 ________ H ea lth b e n efits f o r dependents age 65 and o v e r : Same as fo r r e t ir e e s age 65 and o v e r _______ Same as fo r dependents under age 65 o f a c tiv e w o r k e r s but redu ced by M e d ic a re hpnpfits _ ....... .. . .... L ife in su ran ce when r e t ir in g at age 6 5 ------------ ___ ... ( z) _ R edu ced; e. g. , $ 6 ,0 0 0 -a y e a r w o r k e r 's in su ran ce red u ced to $ 1 , 9 0 0 F in a n cin g o f health b en e fits : R e t ir e e pays m o n th ly ___________________________ ( 2) ___ Im m e d ia te ly red u ced and red u ced on each o f next 3 b irth d a ys to 10 - 30 p ercen t (depending on y e a r s o f p r e r e tir e m e n t plan p a rtic ip a tio n ) o f o r ig in a l am ount ... R e tir e e * s b e n e fits , $ 1. 29; dependent* s b e n e fits , $ 1. 29 B a lan ce o f cost E m p lo y e r pays m o n th ly ______________________ ... E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---F in a n cin g o f life in su ran ce: R e t ir e e pays m onthly E m p lo y e r pays m on th ly _ _ _ R edu ced to $750 F u ll cost: $0. 60 fo r each $ 1,000 o f in su ran ce F u ll cost H ea lth b en efits fo r a c tiv e w o rk e rs age 65 and o v e r B e n e fits fo r w o r k e r s : Same as fo r w o r k e r s under age 65 but red u ced by M e d ic a r e b e n e fit s ______________ Same as fo r w o r k e r s under age 65 (no M e d ic a re b en efit red u ction ) --------------Same as fo r r e t ir e e s age 65 and o v e r --------Othpr _ ____ _ _ _ _ _ _____ _ __ B e n e fits fo r dependents age 65 and o v e r : Sam e as fo r a c tiv e w o r k e r s age 65 and o v e r __ Same as fo r dependents under age 65 but redu ced by M e d ic a re b en efits --------------Othf»r ... . . . . . ... . X X ... ___ ___ — — — X X X ___ — — F inancing: W o rk e r pays m o n th ly -------------------------------- E m p lo y e r pays m o n th ly .......... . . . . E m p lo y e r pays P a r t B M e d ic a re p r e m iu m ---- X Dependent* s b e n e fits , $11 W o rk er* s b e n e fits , fu ll cost; dependent* s b e n e fits , b alan ce o f cost F u ll cost X W o rk e r* s b e n e fits $ 1. 29; dependent* s b e n e fits , $ 1. 29 B alan ce o f cost ... F o r m e r ly , J e w e lr y Industry, A s s o c ia te d J e w e le r s , Inc. , J e w e lr y C ra fts A s s o c ia tio n and oth er e m p lo y e rs (N e w Y o rk , N. Y. ). Com pany m ak es a v a ila b le h osp ita l, s u rg ic a l, and m e d ic a l b e n efits supplem enting M e d ic a re b en e fits at r e t i r e e 's expen se. L e s s lib e r a l b e n e fits p ro v id e d r e t ir e e w ith le s s than 10 y e a r s o f s e r v ic e . ... 23 Age 65 and Over, E a rly 1968— Continued D o ll and T o y In d u stry, N a tio n a l A s s o c ia tio n o f D o ll M a n u fa ctu rers and oth er e m p lo y e r s (N ew Y o r k , N . Y . ) T o y and N o v e lty W o r k e r s , L o c a l 223 Johnson and Johnson (N e w B runsw ick, N. J. ) T e x t ile W o rk e rs (T W U A ) A r m s tr o n g C o rk C o m p a n y Rubber W o rk e rs J e w e lr y M a n u fa ctu rers A s s o c ia tio n 1 (N ew Y o r k , N . Y . ) J e w e lr y W o r k e r s , L o c a l 1 n X _ X X R oom and b o a rd a llo w a n ce o f $ 15 a day and e x tra s e r v ic e a llo w a n ce o f $75 plus 75 p e r cent o f next $1, 200 4 — _ _ — — X ___ ___ — ___ — — — — _ _ — — --- --- _ S p e c ifie d a llo w a n ce (m axim u m , $250) f o r each s u r g ic a l p ro c e d u re red u ced by M e d ic a r e b en e fits 4 — _ M a jo r m e d ic a l b e n e fit-S a m e as fo r a c tiv e w o r k e r under age 65 redu ced by M e d ic a re b e n e fits exc e p t ded u ctib le exp en ses m ust be in c u rre d w ith in a 90-day p e r io d 4 X _ — X X _ — X X --- [A p p lie s to s u rg ic a l p ro c e d u re s J only; m axim u m fo r each p r o | ced u re is sam e as fo r a c tiv e (.w o rk e r under age 65 _ — _ O u t-o f-h o s p ita l d ia g n o stic b e n efits— sam e as ou t-p atien t d ia g n o stic b e n e fits (s e e above) X — — — — --— — — Im m e d ia te ly red u ced and red u ced on next 4 a n n iv e r s a r ie s to amount about equ al to to ta l p en sion inclu din g S o cia l S ecu rity b e n e fit but not le s s than an amount based on s e r v ic e 5 Redu ced to $2, 000 F u ll c o st F u ll co st F u ll c o s t F u ll co s t Sam e as p r io r to r e t i r in g - $ 1,000 F u ll cost X _ — _ ___ — — — . .. --- — _ X — — — — F u ll cost X 4 M axim u m life t im e a llo w a n c e s : 5 Y e a r s o f p r e r e t ir e m e n t s e r v ic e : P r e r e t ir e m e n t s e r v ic e H o s p ita l-s u r g ic a l b en e fits 10 - 2 5 y e a r s $1, 500 25 - 35 y e a r s 2, 000 35 y e a r s and o v e r 2, 500 10 to 34— $ 1, 800; 35 and o v e r — $2, 400. M a jo r m e d ic a l b e n e fit $3, 000 4, 000 5, 000 24 B enefits for Active and Retired Workers S p e rry G y ro s c o p e Com pany (D iv is io n o f S p e rry Rand C orp . ) E le c t r ic a l (IU E ) B e n e fit V a rio u s e m p lo y e r s , St. L o u is , M o. , a r e a M a c h in is ts , D is t r ic t 9 C o a l Industry (bitu m inou s) va rio u s e m p lo y e r s U nited M in e W o rk e rs B e n e fits fo r r e t ir e e s age 65 and o v e r H ea lth b en efits fo r r e t ir e e s : Same as fo r a c tiv e w o r k e r s u nder age 65 but redu ced by M e d ic a re b e n e fit s -------------- n X Supplem ent M e d ic a r e b en e fits — plan pays— In -h o s p ita l c a r e : $40 ded u ctib le p ayable du rin g the f ir s t 60 days of con fin em en t------------------------$10 d a ily ded u ctib le payable fo r the 61st to 90th days o f co n fin em en t---------B en e fits a fte r 90th day o f c o n fin e m e n t__ — C o s t o f f ir s t 3 pints o f b l o o d ----------------O t h e r ----------------------------------------------------O u t-p atien t d ia g n o stic b e n e fits : $20 d edu ctible ________________ — ________ 20 p e rc e n t o f co s t o f s e r v ic e s o v e r $20— O t h e r ----------------------------------------------------C o n v a le s c e n t c a re in n u rsin g hom e fo llo w in g h o s p ita liza tio n : $5 d a ily d edu ctible fo r 80 d a y s -------------O t h e r _________________________________________ H om e health c a r e _____________________________ M e d ic a l and o th er health c a re : $50 ded u ctib le ______________________________ 20 p e rc e n t o f exp en ses o v e r $ 5 0 ----------O t h e r ---------------------------------- ---------------Othe r ----------------------------------------------------------- H ea lth b e n efits fo r dependents age 65 and o v e r : Same as fo r r e t ir e e s age 65 and o v e r ---------Same as fo r dependents under age 65 o f a c tiv e w o r k e r s but red u ced by M e d ic a r e b e n efits --------------------------------------------------O t h e r ----------------------------------------------------------L ife in su ran ce when r e t ir in g at age 6 5 _________ _ — _ ::: ::: — — . . . _ — — — — _ _ _ — — — _ — — ::: ::: ::: X X ... ... — R edu ced to $ 1 ,0 0 0 R ed u ced to $ 2 ,0 0 0 F in a n cin g o f health b en e fits : R e t ir e e pays m o n th ly ___________________________ E m p lo y e r pays m o n th ly ______________ __ _____ E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---F in an cin g o f life in su ran ce: R e t ir e e pays m o n th ly ----------------------------------- E m p lo y e r pays m onthly ---------- — ____ — F u ll co s t F u ll cost ... - - F u ll cost F u ll cost H ea lth b en efits fo r a c tiv e w o r k e r s age 65 and o v e r B en e fits fo r w o r k e r s : Sam e as fo r w o r k e r s under age 65 but red u ced by M e d ic a r e b e n e fit s ----------- -----Same as fo r w o r k e r s under age 65 (no M e d ic a r e b en efit red u ctio n ) ----------------Sam e as fo r r e t ir e e s age 65 and o v e r ---------O ther n X _ X — ... F u ll cost F u ll co st F u ll cost — ... ... ... 1 A v a ila b le on ly to r e t ir e e and dependent w ith P a r t B (m e d ic a l in su ra n ce) M e d ic a r e c o v e r a g e . ... X F in a n cin g: W o rk e r pays m o n th ly ----------------------------------- E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---- X ... --... B e n e fits fo r dependents age 65 and o v e r : Sam e as fo r a c tiv e w o r k e r s a g e 6 5 a n d o v e r __ Sam e as fo r dependents under age 65 but red u ced by M e d ic a r e b en e fits — -----------O t h e r ----------------------------------------------------------- E m p lo y e r pays m o n th ly -------------------------------- X X ... ... 25 A g e 6 5 an d O v er, E a r ly 1 9 6 8 — C o n t in u e d C o n stru ctio n In d u stry, A s s o c ia te d G e n e ra l C o n tra c to rs o f A m e r ic a , and o th er e m p lo y e rs (N o rth e rn C a lifo r n ia )C a rp e n te r s C o n stru ctio n In d u stry, v a rio u s e m p lo y e rs (N ew Y o r k , N . Y . ) C a rp e n te rs : : : X : : : Redu ced to $ 1,000 F u ll c o s t F u ll c o s t ’ O p tion al P la n A 1st $40 o f h o s p ita l ex p en ses d u rin g 1st 60 days o f con fin em en t, 1st $10 a day fo r 61st -9 0 th d a ys, and fo r ad d itio n a l 21 d a ys, fu ll c o st o f r o o m , b o a rd and e x tra s e r v ic e s ; 1st $5 a day o f ex p en ses in exten ded c a r e fa c ilit y fo r 21st 50th day o f con fin em en t; 20 p e rc e n t o f c o st o f h om e h ealth s e r v ic e s , m axim um ~100 v is it s ; fu ll c o s t o f in -h o s p ita l p r iv a te duty n u rsin g c a r e and o u t-o f-h o s p ita l p r e s c r ip tio n d ru gs that e x c e e d s $1 p e r p r e s c r ip tio n ; 1st $50 o f c o s t o f m e d ic a l exp en ses plus 20 p e rc e n t o f e x c e s s exclu din g $1 p e r o ffic e v is it , 20 p ercen t o f cost o f h om e v is it , and fu ll co s t o f p h y s ic a l checkup and p h y s ic a l th era p y . O ption al P la n B 1st $40 o f h o s p ita l e x p en ses du ring 1st 60 days o f con fin em en t; 1st $50 o f m e d ic a l e x p en ses; fu ll c o st o f o u t-o f-h o s p ita l p r e s c r ip tio n d ru gs that e x c e e d s $1. 50 p e r p r e s c r ip tio n . X - E x c e p t drug b en efit not p ro v id e d X - E xcep t drug b e n e fit not p ro v id e d F u ll c o s t F u ll co s t "x " X 26 B enefits for A ctive and Retired Workers P a in te r s and D e c o ra to rs o f the C ity o f N ew Y o rk , Inc. , A s s o c ia tio n o f M a s te r P a in te r s , D is tr ic t C ou ncil 9 B e n e fit K en n ecott C op p er C orp . (W e s te rn M in in g D iv is io n s )V a rio u s unions R a ilro a d In d u stry, va rio u s e m p lo y e rs V a rio u s n on operatin g r a ilw a y unions B en efits fo r r e t ir e e s age 65 and o v e r H ealth b en efits fo r r e t ir e e s : Sam e as fo r a c tiv e w o r k e r s under age 65 but redu ced by M e d ic a r e b e n e fit s -------------- ( X) Supplem ent M e d ic a r e b e n e fits — plan pays— In -h o s p ita l c a r e : $40 dedu ctible payable du ring the fir s t 60 days o f con fin em en t___________________ $10 d a ily d ed u ctib le payable fo r the 61st to 90th days o f con fin em en t---------B en e fits a fte r 90th day o f con fin em en t — H ea lth b en e fits fo r dependents age 65 and o v e r : Same as fo r r e t ir e e s age 65 and o v e r _______ Sam e as fo r dependents under age 65 o f a c tiv e w o r k e r s but red u ced by M e d ic a re b e n efits ________________________________________ O t h e r ----------------------------------------------------------L ife in su ran ce when r e t ir in g at age 6 5 ------------ — _ ___ — — X F o r ad d itio n a l 270 d a ys, fu ll cost o f s e m i- p r iv a te ro o m , b o a rd and e x tra s e r v ic e s _ _ C o s t o f f ir s t 3 pints o f b l o o d ----------------O t h e r ----------------------------------------------------O u t-p atien t d ia g n o stic b e n e fits : $20 ded u ctib le -------------------- — ----------20 p e rc e n t o f co s t o f s e r v ic e s o v e r $20— Othe r ___________________________ ____________ C o n v a le s c e n t c a re in n u rsin g hom e fo llo w in g h o s p ita liz a tio n : $5 d a ily ded u ctib le fo r 80 d a ys— ________ Othe r _________________________________________ H om e h ealth c a r e _____________________________ M e d ic a l and oth er health c a r e : $50 ded u ctib le -------------------- -----------------20 p e rc e n t o f ex p en ses o v e r $ 5 0 ________ O t h e r ---------------------------------- ---------------O t h e r --------- ------------------------------------------- — — X X — — . . . X — — — X ( M axim u m X j $ 50 p er y e a r $ 50 p e r accid en t — — — ___ — — — — — — X — _ — — — X X — — X X — _ C) — — — — — — Sam e as p r io r to r e t ir in g $ 1, 000 — R edu ced to 30 p e rc e n t o f amount; e . g . , $ 6 , 0 0 0 -a -y e a r w o r k e r * s in su ra n ce red u ced to $ 1 ,8 0 0 R ed u ced to $ 2 ,0 0 0 n F in a n cin g o f health b e n e fits : R e t ir e e pays m o n th ly ----------------------------------- E m p lo y e r pays m o n th ly -------------------------------- E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---F in a n cin g o f life in su ran ce: R e t ir e e pays m o n th ly ----------------------------------- E m p lo y e r pays m o n th ly __________________ ____ F u ll co st F u ll cost X — F u ll cost F u ll cost F u ll cost H ealth b en efits fo r a c tiv e w o r k e r s age 65 and o v e r B e n e fits fo r w o r k e r s : Same as fo r w o r k e r s under age 65 but red u ced by M e d ic a re b e n e fit s -------------------Same as fo r w o r k e r s under age 65 (no M e d ic a r e b en efit red u ction ) ----------------Same as fo r r e t ir e e s age 65 and o v e r ---------O th er ------- ------------------------------------------------ B e n e fits fo r dependents age 65 and o v e r : Sam e as fo r a c tiv e w o r k e r s a g e 6 5 a n d o v e r — Same as fo r dependents under age 65 but redu ced by M e d ic a re b en efits __ _________ O t h e r ----------------------------------------------------------F in a n cin g: W o rk e r pays m o n th ly — X X — — — — — — — — — — — X X — — ----------------------------- E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---- F u ll cost F u ll cost E m p lo y e r pays m o n th ly -------------------------------- . . . . . . _________________ X 1 Unions m ake a v a ila b le h o s p ita l, s u r g ic a l, and m e d ic a l b e n efits supplem enting M e d ic a r e b e n efits at the r e t ir e e 's exp en se. 27 Age 65 and Over, E a rly 1968— Continued T ru ck in g In d u stry, L o c a l c a rta g e and o v e r th e -ro a d fr e ig h t, v a rio u s a s s o c ia tio n s and in d ivid u a l e m p lo y e rs (C en tra l S tates, Southeast, and Southwest a r e a s )- T e a m s t e r s N a tio n a l A u to m o b ile T r a n s p o r te r s A s s o c ia t io n - T e a m s t e r s (N a tio n a l T ru ck a w a y and D riv e a w a y C o n fe re n c e ) T ru c k O w n ers A s s o c ia tio n o f C a lifo r n ia T e a m s te rs C h ica go T r a n s it A u th o r ity A m a lg a m a te d T r a n s it X _ — _ X --___ ... ... X ... ... ... — — — — ... — — — — ... ... _ _ _ --- — — — ... — ... — — — — — — — — — — — ... — _ S u rg ica l and m e d ic a l b e n e fits p ro v id e d a c tiv e w o rk e r under age 65 redu ced by M e d ic a r e b en efits ... ... _ — ... X _ _ _ — — — F u ll c o st: R e t i r e e 's b e n e fits , $1.49; dependent* s b e n e fits , $ 1 .4 9 _ _ _ _ ( 2) — X X — — — --- X X — ... — ... ... F u ll cost F u ll cost ... ... _ — ( 2) X — — ... X X — — D ep e n d e n t's b e n e fits : F u ll c o s t, $ 1. 49 W o r k e r 's b e n e fits : F u ll c o s t, $ 1 .4 9 F u ll cost Individuals not enrolled in Pa rt B of M edicare receive all benefits that they had prior to age 65. X _ ... ... 28 B enefits for Active and Retired Workers T w in C ity L in es, Inc. (M in n e a p o lis , Minn. ) A m a lg a m a ted T ra n s it B e n e fit M a r itim e In d u stry, v a rio u s e m p lo y e r s , A tla n tic and G ulf C o a s ts M a rin e E n gin eers M a r itim e Industry, v a rio u s e m p lo y e rs , A tla n tic and G u lf C o a s ts M a r itim e Union B e n e fits fo r r e t ir e e s age 65 and o v e r H ealth b en efits fo r r e t ir e e s : Same as fo r a c tiv e w o r k e r s under age 65 but redu ced by M e d ic a r e b e n e fit s -------------- Supplem ent M e d ic a r e b e n e fits — plan pays— In -h o s p ita l c a r e : $40 d ed u ctib le payab le during the fir s t 60 days o f con fin em en t------ ---------------$10 d a ily d ed u ctib le p ayable fo r the 61st to 90th days o f con fin em en t---------B e n e fits a fte r 90th day o f con fin em en t — C o st o f f i r s t 3 pints o f b l o o d ----------------O t h e r ----------------------------------------------------O u t-p atien t d ia g n o stic b e n e fits : $20 d ed u ctib le ---------------- — — ----------20 p e rc e n t o f co s t o f s e r v ic e s o v e r $20— O t h e r _________________________________________ C o n v a le s c e n t c a r e in n u rsin g hom e fo llo w in g h o s p ita liz a tio n : $5 d a ily d ed u ctib le fo r 80 d a ys -------------O t h e r _________________________________________ H om e health c a r e -------------------------------------M e d ic a l and o th er h ealth c a r e : $50 d ed u ctib le --------------------------------------20 p e rc e n t o f ex p en ses o v e r $50 ----------O t h e r ___________________________ ____________ O t h e r ------------------------------------------------------------ X — (See b elo w ) . . . . . . . . . _ _ _ R educed to $ 1,250 F in a n cin g o f health b en e fits : R e t ir e e pays m o n th ly ___________________________ 50 p e rc e n t o f c o st — — ------ ::: 80 p e rc e n t o f ch a rg es that exceed s $50 fo r s e m i- p r iv a t e ro o m and board plus $3 and ex tra s e r v ic e s in cu rred a fte r 90th day o f h osp ital con fin em en t, p riv a te duty nursing, c a re (m a xim u m , $ 2 ,0 0 0 ) and p r e s c rip tio n dru gs; m axim u m life tim e a llo w a n ce, $ 1 0 ,000 H ea lth b e n e fits fo r dependents age 65 and o v e r : Same as fo r r e t ir e e s age 65 and o v e r ---------Sam e as fo r dependents under age 65 o f a c tiv e w o r k e r s but redu ced by M e d ic a re b e n e fits --------------------------------------------------O t h e r ---------------------------------------- ----------------L ife in su ran ce when r e t ir in g at age 6 5 ------------ E m p lo y e r pays m o n th ly ------------ X X _ ____ J A p p lie s to s u rg ic a l c a s e s only X _ ___ X R educed to $ 500 D iffe r e n c e b etw een $ 3 ,5 0 0 and to ta l pen sion b e n e fit paid to r e t ir e e ; m in im u m - $1,5 0 0 F u ll cost 50 p e rc e n t o f cost E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---F in a n cin g o f life in su ran ce: R e t ir e e pays m o n th ly ----------------------------------- E m p lo y e r pays m o n th ly __________________ x] Xj X F u ll cost F u ll cost H ea lth b en efits fo r a c tiv e w o r k e r s age 65 and o v e r B en e fits fo r w o r k e r s : Sam e as fo r w o r k e r s u nder age 65 but red u ced by M e d ic a r e b e n e fit s -------------------Same as fo r w o r k e r s under age 65 (no M e d ic a r e b en efit red u ction ) ----------------Sam e as fo r r e t ir e e s age 65 and o v e r ________ O th er ------- ------------------------------------------------ B e n e fits fo r dependents age 65 and o v e r : Sam e as fo r a c tiv e w o r k e r s a g e 6 5 a n d o v e r — Sam e as fo r dependents under age 65 but red u ced by M e d ic a re b en e fits ----------------O t h e r ______________________________________________ X — — ... 50 p e rc e n t o f cost E m p lo y e r pays m o n th ly -------------------------------- 50 p e rc e n t o f cost — — ... ... X X ... . . . ... ... F u ll cost F u ll cost F o r r e t ir e e w h ose b e n e fits w h ile an a c tiv e w o r k e r w e r e p ro v id e d by a s e r v ic e p ro g ra m , X _ X F in a n cin g; W o rk e r pays m o n th ly ___________________________ E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ---- X _ . . . e. g. , the K a is e r Foundation H ealth P la n . . . . 29 Age 65 and Over, E a rly 1968— Continued M a r itim e Industry, v a rio u s e m p lo y e r s , A tla n tic and G u lf C oasts — S e a fa r e r s N ew Y o r k Shipping A s s o c ia tio n , Inc. — L o n g s h o re m e n 's A s s o c ia tio n P a c ific M a r itim e A s s o c ia tio n — L o n g s h o rm e n 's and W a re h o u s e m e n 's Union A m e r ic a n T elep h on e and T e le g r a p h Com pany (L o n g L in e s D ep a rtm en t) — C om m u n ication s W o rk e rs X - E x c e p t m axim u m life t im e m a jo r m e d ic a l a llow a n ce is $6, 000 O ptional P la n A 1 _ — X| Only i f h o s p ita liz a tio n is > in itia te d by N Y S A - L A Xj c lin ic — O p tion al P la n B 2 X X X F o r ad d itio n a l 21 days, fu ll co st o f ro o m , b o a rd and e x tra s e r v ic e s ... X — — . . . . . . . . . X X X X . . . X _ — Xl XJ O nly i f s e r v ic e s a r e p e r fo r m e d in N Y S A - L A c lin ic — — — ____ — Xl X] O nly i f c a r e is r e c e iv e d in N Y S A - L A c lin ic $5 a day fo r 1st 30 days 20 p e rc e n t o f cost X~1 E xclu d es 1st $2 o f cost o f 1st hom e v is it XJ Sam e as fo r dependent of a c tiv e w o r k e r under age 65 but red u ced by M e d ic a r e b e n efits . . . — . . . — — R ea so n a b le c o s t o f , c e rta in h ealth sup p lie s and s e r v ic e s X ___ — X — _ R ed u ced to $ 3 ,0 0 0 F u ll cost F u ll cost _ X X — — . . . F u ll co s t X . . . X X — ____ — ____ — — R edu ced to $1, 000 R edu ced to $1, 000 M ain tain ed fo r 1 y e a r and then red u ced 10 p e rc e n t and 10 p e r cent annually to 50 p e rc e n t o f o r ig in a l am ount; e .g ., $6,000a - y e a r w o r k e r 's in su ran ce r e duced to $3,500___ F u ll cost F u ll c o st F u ll cost X X -- . . . --- -- F u ll co s t F u ll cost F u ll cost _ X — X X ____ X X — X X X ___ — — H o s p ita l, s u r g ic a l, and in h osp ita l m e d ic a l b e n e fits , 50 p e rc e n t o f co s t F u ll cost F u ll cost F u ll cost X X F o r r e t ir e e w h ose b e n e fits w h ile an a c tiv e w o r k e r w e r e p ro v id e d by an in su red p ro g ra m . X H o s p ita l, s u rg ic a l, and in h o sp ita l m e d ic a l b en e fits , 50 p erc e n t o f c o st; m a jo r m e d ic a l b en e fit, fu ll co st 30 B en efits for A ctive and Retired Workers D e tro it E dison Com pany, U tility W o rk e rs B e n e fit The- P en n sy lva n ia P o w e r and L ig h t C o m p a n yE m p lo y e e s Independent A s s o c ia tio n R e ta il T r a d e Industry, v a rio u s e m p lo y e r s (N e w Y o rk , N. Y. ) R e ta il C le rk s B en efits fo r r e t ir e e s age 65 and o v e r H ea lth b en efits fo r r e t ir e e s : Same as fo r a c tiv e w o r k e r s under age 65 but redu ced by M e d ic a re b e n e fit s -------------- n Supplem ent M e d ic a re b e n e fits — plan pays— In -h o s p ita l c a r e : $40 ded u ctib le p ayable du ring the fir s t 60 days o f con fin em en t-----------------------$10 d a ily d ed u ctib le p ayable fo r the 61st to 90th days o f con fin em en t---------B en efits a fte r 90th day o f con fin em en t — C o st o f f ir s t 3 pints o f b l o o d ----------------O t h e r ---------------------------------------------------O u t-p atien t d ia gn o stic b en e fits : $20 d e d u c tib le -------------------- — ----------20 p e rc e n t o f cost o f s e r v ic e s o v e r $20— C o n va lescen t c a re in n u rsin g hom e fo llo w in g h o s p ita liza tio n : $5 d a ily d edu ctible fo r 80 d a ys -------------O t h e r _________________________________________ H om e health c a r e ---------------------------------- M e d ic a l and oth er health c a re : $50 d e d u c t ib le --------------------- ----------------20 p e rc e n t o f exp en ses o v e r $50 ________ O th e r ---------------------------------- ---------------Othe r _______ _____________________________________ F in an cin g o f h ealth b e n efits: R e t ir e e pays m onthly E m p lo y e r pays — - m o n t h l y ---------------------- — ___ — — — — ___ — ___ ___ ___ ___ ___ --- . . . ___ ... ___ ___ ___ ___ ___ ___ H ea lth b en efits fo r dependents age 65 and o v e r : Same as fo r r e t ir e e s age 65 and o v e r ---------Same as fo r dependents under age 65 o f a c tiv e w o r k e r s but redu ced by M e d ic a r e b en efits ________________________________________ L ife in su ran ce when r e t ir in g at age 6 5 ------------ — _ _ ___ ___ — — ___ ___ — . . . ___ ... ill ___ ... ... X — Im m e d ia te ly red u ced 10 p e rc e n t and red u ced 10 p e rc e n t annually to 50 p e rc e n t o f o r ig in a l amount; m inim um , $2,500; e.g. , $6, 000-a-year w o r k e r 's in su ran ce im m e d ia te ly red u ced to $5, 400 and by age 70 to $ 3, 000 E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ___ F in a n cin g o f life in su ran ce: R e t ir e e pays m o n th ly ___________________________ E m p lo y e r pays m o n th ly _________________________ ___ _ ___ Reduced im m e d ia te ly and fu rth e r red u ced e. g. , $6, 0 0 0 -a -y e a r w o r k e r 's in su ran ce im m e d ia te ly red u ced to $6, 000 and by a ge 70 to $3, 000 _(M — ------ _ ... F u ll cost ... X - F o r r e t ir e e only ... F u ll cost — F u ll cost H ealth b en efits fo r a c tiv e w o rk e rs age 65 and o v e r B e n e fits fo r w o r k e r s : Same as fo r w o r k e r s under age 65 but redu ced by M e d ic a re b e n e fit s ________________ Same as fo r w o r k e r s under age 65 (no M e d ic a r e b en efit red u ction ) _____________ Same as fo r r e t ir e e s age 65 and o v e r —------O th er ______ _____________________________________ B en e fits fo r dependents age 65 and o v e r : Sam e as fo r a c tiv e w o r k e r s a g e 6 5 a n d o v e r __ Sam e as fo r dependents under age 65 but red u ced by M e d ic a r e b en efits — -----------O t h e r ______________________________________________ F in a n cin g: W o rk e r pays m o n th ly — ----------------------------- E m p lo y e r pays m o n th ly ------------- ---- ___ ___ ... ... _ ___ X ... ... — ---- E m p lo y e r pays P a r t B M e d ic a re p r e m iu m ___ ___ ... ... . . . . . . 1 E m p lo y e r m akes a v a ila b le h osp ital, s u rg ic a l,a n d m e d ic a l b en e fits supplem enting M e d ic a r e b e n e fits at r e t i r e e 's expen se. 2 F o r r e t ir e e whose b e n efits w h ile an a c tiv e w o r k e r w e r e p ro v id e d by the K a is e r Foundation H ealth P la n X ___ ... ... F u ll c o st . . . 31 Age 65 and Over, E a rly 1968— Continued R e ta il Drug In du stry, v a rio u s a s s o c ia tio n s and e m p lo y e r s (N e w Y o rk , N. Y. ) R e ta il, W h o le s a le , and D ep artm en t S tore Union, L o c a l 1199 D is trib u to rs A s s o c ia t io n L o n g s h o re m e n 's and W a reh o u sem en 's Union, L o c a ls 6 and 17 _ . . . O ption al P la n B 3 O p tion al P la n A 2 X X X X F o r ad d itio n a l 21 d a ys, fu ll cost o f s e m i- p r iv a te ro o m , b o a rd and e x tra s e r v ic e X F o r ad d ition a l 10 days, 80 p e rc e n t o f c o st o f w a rd r o o m , b oa rd and e x tra s e r v ic e s X F o r ad d itio n a l 30 d ays, fu ll cost o f s e m i- p r iv a te r o o m , b o a rd and e x tr a s e r v ic e s ; fo r next 180 d ays, o n e -h a lf cost _ X C ost o f p r e s c r ib e d p r iv a te duty n u rsin g c a re X X _ ___ x't x > M axim u m $100 p e r y e a r — — — — I$5 d a ily fo r 21st-50th day of (con fin em en t 20 p e rc e n t o f c o s t o f 100 v is it s E x c lu d e s $ 1 p e r o ffic e v is it, X p e rc e n t o f c o s t o f hom e v is it, X land co s t o f p h y s ic a l checkup land p h y s ic a l th erap y )2Q _ _ — ___ — ___ — — XI E x clu d es hom e and n o n s u rg ic a l XJ o ffic e v is its X X ... _ _ X _ — — Im m e d ia te ly red u ced 50 p e rc e n t and red u ced 20 p ercen t annually; m in im u m , $500 D epen den t's b e n efit, fu ll c o st: $6. 54 D epen den t's b en e fits , fu ll cost: $5. 60 R e t ir e e w ith le s s than 20 y e a r s o f s e r v ic e : b e n e fits , $ 2; d ep e n d e n t's b e n e fits , $2. R e t i r e e 's b e n e fits , fu ll cost R e t i r e e 's cost B e n e fits fo r r e t ir e e w ith 20 y e a r s o f s e r v ic e o r m o re : F u ll cost X - F o r r e t ir e e only b e n e fits , fu ll X - F o r r e t ir e e only F u ll c o s t - - r e t i r e e 's R e t ir e e w ith 20 y e a r s o f s e r v ic e o r m o r e : Up to $18 a y e a r F u ll cost X X -- — — - X X __ _ _ "" ■ — - - . . . F u ll co s t - - F u ll cost X 3 F o r r e t ir e e w h ose b en e fits w h ile an a c tiv e w o r k e r w e r e p r o v id e d b y the in su red plan. A ls o c o v e r s r e t ir e e s who fa ile d to e n r o ll in P a r t B o f M e d ic a r e and those who e le c te d not to continue K a is e r Foundation H ealth P la n c o v e r a g e . 32 B enefits for A ctive and Retired Workers B e n e fit R e t a il, W h o le s a le , and W areh ou se In d u s trie s , v a rio u s e m p lo y e rs (N e w Y o r k , N . Y . ) R e ta il, W h o lesa le and D ep artm en t S to re Union, ______ D is tr ic t 65 (D is t r ic t 65 S e c u rity P la n )______ R esta u ra n t In d u stry, v a rio u s e m p lo y e r s (N ew Y o r k , N . Y . ) H o te l and R estau ran t E m p lo y e e s , ________________L o c a l 89____________________ B en efits fo r r e t ir e e s age 65 and o v e r H ealth b en efits fo r r e t ir e e s : Same as fo r a c tiv e w o r k e r s under age 65 but red u ced by M e d ic a r e b e n e fit s --------- Supplem ent M e d ic a r e b e n e fits — plan pays— In -h o s p ita l c a r e : $40 d ed u ctib le payab le during the f ir s t 60 days o f con fin em en t___________________ $10 d a ily d ed u ctib le p ayable fo r the 61st to 90th days o f co n fin em en t_______ B e n e fits a fte r 90th day o f con fin em en t — C o st o f f ir s t 3 pints o f b l o o d _____________ O th e r ----------------------------------------------------O u t-p atien t d ia g n o s tic b e n e fits : $20 ded u ctib le --------------------------------------20 p e rc e n t o f c o s t o f s e r v ic e s o v e r $20__ O t h e r _________________________________________ C o n v a le s c e n t c a r e in n u rsin g hom e fo llo w in g h o s p ita liza tio n : $5 d a ily d ed u ctib le fo r 80 d a ys -------------O t h e r ----------------------------------------------------H om e health c a r e ------------------------------------M e d ic a l and o th er h ealth c a r e : $50 d ed u ctib le --------------------------------------20 p e rc e n t o f exp en ses o v e r $50 ________ Othe r ----------------------------------------------------------- H ea lth b en efits fo r dependents age 65 and o v e r : Same as fo r r e t ir e e s age 65 and o v e r _______ Sam e as fo r dependents under age 65 o f a c tiv e w o r k e r s but red u ced by M e d ic a r e b e n efits ________________________________________ Othe r ______________________________________________ L ife in su ran ce when r e t ir in g at age 6 5 ------------ X X R edu ced 1 p ercen t and fu rth e r red u ced m on th ly; m in im u m , $1,0 0 0 1 p ercen t R edu ced to $ 1 ,0 0 0 F in a n cin g o f health b en e fits : R e t ir e e pays m o n th ly ------- E m p l o y e r p a y s m o n t h ly E m p lo y e r pays P a r t B M e d ic a r e p r e m iu m ___ F in a n cin g o f life in su ran ce: R e t ir e e pays m o n th ly ----------------------------------- E m p lo y e r pays m o n th ly -------------------------------- F u ll cost F u ll cost X F u ll cost F u ll cost H ealth b en efits fo r a c tiv e w o r k e r s age 65 and o v e r B e n e fits fo r w o r k e r s : Same as fo r w o r k e r s under age 65 but red u ced by M e d ic a r e b e n e fit s -------------------Same as fo r w o r k e r s under age 65 (no M e d ic a r e b en efit r e d u c t io n )----------------Same as fo r r e t ir e e s age 65 and o v e r ________ O th er _____________________________________________ X --__ __ B e n e fits fo r dependents age 65 and o v e r : Sam e as fo r a c tiv e w o r k e r s a g e 6 5 a n d o v e r — Sam e as fo r dependents under age 65 but red u ced by M e d ic a r e b e n efits ----------------O t h e r ----------------------------------------------------------- X X F in a n cin g: W o rk e r pays m o n th ly ___________________________ E m p lo y e r pays m onthly Em ployer pays P a rt B M edicare p re m iu m ___ F u ll cost F u ll co st X 33 Age 65 and Over, E a rly 1968— Continued P ru d e n tia l Insu ran ce Com pany o f A m e r ic a , The — In su ran ce W o rk e rs R e a lty A d v is o r y B o a rd o f L a b o r R e la tio n s , Inc. (N e w Y o r k , N. Y . )— B u ild in g S e r v ic e E m p lo y e e s H o te l A s s o c ia tio n o f N ew Y o r k C ity, In c __ N ew Y o r k H o te l and M o te l T r a d e s C ou n cil Lau n d ry In d u stry, v a r io u s e m p lo y e rs (N e w Y o r k , N. Y . ) _ C loth in g W o rk e rs X X _ ____ — 80 p e rc e n t o f co s t o f s e m i- p r iv a te r o o m , b oa rd and e x tra s e r v ic e s _ ____ — X — _ _ — — — ___ — ___ — ___ ... — — — — — — X ___ _ _ _ — — — — — ____ ____ ____ — ____ — — — ... — — ... — X ... ... ... ____ ____ X — — — 80 p erc e n t o f co st o f p r iv a te duty n u rsin g c a re and p r e s c r ip tio n d ru gs that e x c e e d s $25 ___ R ed u ced 20 p e rc e n t and by sam e am ount annually to $ 1,000; e. g. , $ 6 , 0 0 0 -a -y e a r w o rk e r* s in s u r ance im m e d ia te ly red u ced to $ 1 0,400 and by age 70 to $1,0 0 0 — — ... F u ll cost --— F u ll cost ... ____ ... R ed u ced to $750 F u ll co st ... ... ... ... ... — F u ll cost F u ll cost X ___ ____ — ___ — 1st $40 o f h o s p ita l ex p en ses during 1st 6 ° days o f con fin em en t ___ — — ___ X — ___ — X — — ... ... ... ... X ___ — — F u ll cost F u ll cost — X F u ll co st X ... UNION IDENTIFICATION This listing presents the full titles of the unions referred to in the plan summaries. The names used to identify unions in the summaries are shown in capital letters. Unions not affiliated with AFIr'CIO are noted as independent (Ind. ). ALUMINUM WORKERS International Union. AMALGAMATED TRANSIT Union. International Union, United AUTOMOBILE, Aerospace and Agricultural Implement WORKERS of America. AMERICAN BAKERY AND CONFECTIONERY WORKERS' International Union. International Brotherhood of BOOKBINDERS. BUILDING SERVICE EMPLOYEES' International Union. United Brotherhood of CARPENTERS and Joiners of America. International CHEMICAL WORKERS Union. Amalgamated CLOTHING WORKERS of America. COMMUNICATIONS WORKERS of America. DISTILLERY, Rectifying, Wine and Allied WORKERS' International Union of America. International Brotherhood of ELECTRICAL WORKERS (IBEW). International Union of ELECTRICAL, Radio and Machine Workers (IUE). EMPLOYEES INDEPENDENT ASSOCIATION (Ind. ). United FURNITURE WORKERS of America. GLASS BOTTLE BLOWERS Association of the United States and Canada. United GLASS AND CERAMIC WORKERS of North America. United HATTERS, CAP AND MILLINERY WORKERS International Union. HOTEL AND RESTAURANT EMPLOYEES and Bartenders International Union. INDEPENDENT STEELWORKERS UNION (Ind. ). INSURANCE WORKERS INTERNATIONAL UNION. International JEWELRY WORKERS' Union. International LADIES' GARMENT WORKERS' Union. International LEATHER GOODS, PLASTIC AND NOVELTY WORKERS' Union. LEATHER WORKERS International Union of America. LITHOGRAPHERS and Photoengravers International Union. International LONGSHOREMEN'S ASSOCIATION. International LONGSHOREMEN'S AND WAREHOUSEMEN'S UNION (Ind. ). International Association of MACHINISTS and Aerospace Workers. National MARINE ENGINEERS' Beneficial Association. National MARITIME UNION of America. Amalgamated MEAT CUTTERS and Butcher Workmen of North America. NEW YORK HOTEL AND MOTEL TRADES COUNCIL (association of various unions in hotel and motel field). OIL, CHEMICAL AND ATOMIC WORKERS International Union. National Brotherhood of PACKINGHOUSE and Dairy WORKERS (NBPWXInd. ). United PACKINGHOUSE, Food and Allied WORKERS (UPWA). Brotherhood of PAINTERS, Decorators and Paperhangers of America. United PAPERMAKERS AND PAPERWORKERS. International Brotherhood of PULP, SULPHITE AND PAPER MILL WORKERS. RETAIL CLERKS International Association. RETAIL, WHOLESALE AND DEPARTMENT STORE UNION. United RUBBER, Cork, Linoleum and Plastic WORKERS of America. SEAFARERS' International Union of North America. STANDARD ALLIED TRADES COUNCIL (various unions collaborating in negotiation of single agreement). United STEELWORKERS of America. International Brotherhood of TEAMSTERS, Chauffeurs, Warehousemen and Helpers of America (Ind. ). TEXTILE WORKERS Union of America (TWUA). TOBACCO WORKERS International Union. International Union of Dolls, Toys, Playthings, Novelties and Allied Products of the United States and Canada (TOY AND NOVELTY WORKERS). International Typographical Union (TYPOGRAPHERS). UNITED MINE WORKERS of America (Ind. ). UNITED SHOE WORKERS of America. UPHOSTERERS' International Union of North America. UTILITY WORKERS Union of America. American WATCH WORKERS Union (Ind. ). International WOODWORKERS of America. ☆ U. S. GOVERNMENT PRINTING OFFICE 1968 O - 311-241 BLS PUBLICATIONS ON EMPLOYEE BENEFIT PLANS Bulletin number Price Pensions 1485 Private Pension Plan Benefits (1966). 1477 Digest of 50 Selected Pension Plans for Salaried Employees, 1435 Digest of 100 Selected Pension Plans Under C o lle c tiv e Bargaining, 1407 Labor M o b ility and Private Pension Plans (June 1964). 45 cents 1394 Unfunded Private Pension Plans (M a y 1964). 30 cents 1326 M u ltiem ployer Pension Plans Under C o lle c tiv e Bargaining, 55 cents Growth and Vesting Changes in Private Pension Plans, M ay 1968 (R eprint). Summer 1965. Late 1964. Spring 1960. 40 cents 50 cents 65 cents Monthly Labor R eview , Free Term inations of Pension Plan: 11 Years' Experience, M onthly Labor R e v ie w , June 1967 (R eprint 2541). Free Changes in Pension Plans for Salaried Employees, A p ril 1966 (R eprint). Free Changes in N egotiated Pension Plans, September 1965 (R eprint 2479). 1961-64, Monthly Labor R eview , Monthly Labor R e v ie w , Free Relationship of Employee Hiring Ages to the Cost o f Pension Plans (July 1965). Free H ealth and Insurance Digest of 100 Selected Health and Insurance Plans Under C o lle c tiv e Bargaining, Early 1966. $ 1.00 1377 Digest of 50 Selected Health and Insurance Plans for Salaried Workers, $ 1.00 1296 H ealth and Insurance Hans Under C o lle c tiv e Bargaining: Life Insurance and A ccid en tal Death and Dismem berm ent Benefits, Early Summer 1960. 1502 1293 Spring 1963. H ealth and Insurance Hans Under C o lle c tiv e Bargaining: M ajor M ed ica l Benefits , F all 1960. Changes in N egotiated Health and Insurance Plans, Novem ber 1966 (Reprint 2510). Adapting Group H ealth Insurance to M edicare, M ay 1966 (R eprint). 1962-66, 25 cents 20 cents M onthly Labor R e v ie w , Free Monthly Labor R eview . Free Other 1483 Financing Supplemental Unem ploym ent Benefit Plans (M a y 1966). 20 cents 1425-3 Supplemental Unem ploym ent Benefit Plans and W age Employm ent Guarantees (June 1965). 70 cents D igest of Profit-Sharing, Savings, 30 cents 1325 and Stock Purchase Plans W inter 1961-62.