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CURRENT ISSUES IN ECONOMICS AND FINANCE VOLUME 13, NUMBER 9 Appendix A: Upstate New York Metropolitan Statistical Areas Examined Clinton Albany Franklin St. Lawrence Buffalo Rochester Essex Jefferson Syracuse/Utica-Rome Lewis Hamilton Warren Oswego Oneida Orleans Niagara Monroe Wayne Ontario Erie Wyoming Livingston Fulton Saratoga er y Montgom Sc’nect’y Onondaga Genesee Cayuga Yates Seneca Cortland Tompkins Washington er k im Her Madison Otsego Schoharie Cattaraugus Allegany Steuben Chemung Tioga Rensselaer Chenango Schuyler Chautauqua Albany Delaware Greene Columbia Broome Ulster Sullivan Dutchess Putnam Orange Westchester Rockland Suffolk Bronx Nassau Manhattan Queens Kings Staten Island 3 w w w. n e w y o r k f e d . o r g / r e s e a r c h / c u r r e n t _ i s s u e s 3