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NEWS RELEASE
EMBARGOED UNTIL RELEASE AT 8:30 A.M. EST, WEDNESDAY, NOVEMBER 25, 2009
James Rankin:
Brendan Leary:

(202) 606-5301
(202) 606-5302

(Personal Income)
(Personal Outlays)

BEA 09-51

PERSONAL INCOME AND OUTLAYS: OCTOBER 2009
Personal income increased $30.1 billion, or 0.2 percent, and disposable personal income (DPI)
increased $45.7 billion, or 0.4 percent, in October, according to the Bureau of Economic Analysis.
Personal consumption expenditures (PCE) increased $68.3 billion, or 0.7 percent. In September,
personal income increased $20.7 billion, or 0.2 percent, DPI increased $21.3 billion, or 0.2 percent,
and PCE decreased $60.3 billion, or 0.6 percent, based on revised estimates.
Real disposable income increased 0.2 percent in October, compared with an increase of 0.1
percent in September. Real PCE increased 0.4 percent, in contrast to a decrease of 0.7 percent.
2009
June
July
Aug.
Sept.
(Percent change from preceding month)
Personal income, current dollars
Disposable personal income:
Current dollars
Chained (2005) dollars
Personal consumption expenditures:
Current dollars
Chained (2005) dollars

Oct.

-1.0

0.3

0.3

0.2

0.2

-0.9
-1.5

0.1
0.1

0.3
-0.1

0.2
0.1

0.4
0.2

0.7
0.2

0.2
0.2

1.3
1.0

-0.6
-0.7

0.7
0.4

________________________

NOTE. - - Monthly estimates are expressed at seasonally adjusted annual rates, unless otherwise specified.
Month-to-month dollar changes are differences between these published estimates. Month-to-month
percent changes are calculated from unrounded data and are not annualized. “Real” estimates are in
chained (2005) dollars.
This news release is available on BEA’s Web site at www.bea.gov/newsreleases/rels.htm.
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-2-

Wages and salaries
Private wage and salary disbursements increased $2.1 billion in October, in contrast to a decrease
of $6.2 billion in September. Goods-producing industries' payrolls decreased $3.3 billion, compared
with a decrease of $6.8 billion; manufacturing payrolls decreased $3.6 billion, compared with a
decrease of $0.3 billion. Services-producing industries' payrolls increased $5.4 billion, compared
with an increase of $0.6 billion. Government wage and salary disbursements increased $0.6 billion, in
contrast to a decrease of $1.7 billion.

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-3-

Other personal income
Supplements to wages and salaries increased $1.3 billion in October, compared with an increase
of $0.4 billion in September.
Proprietors' income increased $10.0 billion in October, compared with an increase of $2.5 billion
in September. Farm proprietors' income increased $4.6 billion, in contrast to a decrease of $1.4
billion. Nonfarm proprietors' income increased $5.4 billion, compared with an increase of $3.9
billion.
Rental income of persons increased $4.3 billion in October, compared with an increase of $5.2
billion in September. Personal income receipts on assets (personal interest income plus personal
dividend income) increased $4.8 billion, in contrast to a decrease of $2.0 billion. Personal current
transfer receipts increased $7.2 billion, compared with an increase of $21.6 billion.
Contributions for government social insurance -- a subtraction in calculating personal income -increased $0.2 billion in October, in contrast to a decrease of $0.9 billion in September.

Personal current taxes and disposable personal income
Personal current taxes decreased $15.6 billion in October, compared with a decrease of $0.7
billion in September. Disposable personal income (DPI) -- personal income less personal current
taxes -- increased $45.7 billion, or 0.4 percent, in October, compared with an increase of $21.3 billion,
or 0.2 percent in September.

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-4-

Personal outlays and personal saving
Personal outlays -- PCE, personal interest payments, and personal current transfer payments -increased $65.8 billion in October, in contrast to a decrease of $60.6 billion in September. PCE
increased $68.3 billion, in contrast to a decrease of $60.3 billion.
Personal saving -- DPI less personal outlays -- was $490.3 billion in October, compared with
$510.4 billion in September. Personal saving as a percentage of disposable personal income was 4.4
percent in October, compared with 4.6 percent in September. For a comparison of personal saving in
BEA’s national income and product accounts with personal saving in the Federal Reserve Board’s
flow of funds accounts and data on changes in net worth, go to
http://www.bea.gov/national/nipaweb/Nipa-Frb.asp.

Real DPI, real PCE and price index
Real DPI -- DPI adjusted to remove price changes -- increased 0.2 percent in October, compared
with an increase of 0.1 percent in September.
Real PCE -- PCE adjusted to remove price changes -- increased 0.4 percent in October, in
contrast to a decrease of 0.7 percent in September. Purchases of durable goods increased 2.0 percent,
in contrast to a decrease of 8.7 percent. Purchases of motor vehicles and parts accounted for the
increase in October and accounted for most of the decrease in September. The September decrease
reflected the impact of the CARS program (popularly called “cash for clunkers”), which had boosted
motor vehicle sales in July and in August. For further information on how the CARS program is
reflected in the GDP statistics, please see the FAQ at BEA’s Web site, www.bea.gov, “How will the
federal Consumer Assistance to Recycle and Save Act of 2009 (i.e., the CARS program) be reflected
in the National Income and Product Accounts (NIPAs)?” Purchases of nondurable goods increased
0.2 percent in October, compared with an increase of 0.6 percent in September. Purchases of services
increased 0.3 percent, compared with an increase of 0.2 percent.
PCE price index -- The price index for PCE increased 0.3 percent in October, compared with an
increase of 0.1 percent in September. The PCE price index, excluding food and energy, increased 0.2
percent, compared with an increase of 0.1 percent.

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-5-

Revisions
Estimates of personal income have been revised for April through September; estimates of PCE
have been revised for July through September. Changes in personal income, current-dollar and
chained (2005) dollar DPI, and current-dollar and chained (2005) dollar PCE for August and
September -- revised and as published in last month's release -- are shown below.
For April through June, the revisions to wages and salaries reflected the incorporation of newly
available BLS tabulations for second-quarter private wages and salaries from the quarterly census of
employment and wages. Wages and salaries were revised up for all three months. Revisions to
personal current taxes reflected the revision to wages and salaries and the incorporation of revised
annual targets based on collections data from Monthly Treasury Statements.
Beginning in July, revisions to personal current transfer receipts reflect updated estimates of the
impact of the American Recovery and Reinvestment Act of 2009 (ARRA).
Change from preceding month
August
Previous Revised
(Billions of dollars)

Personal Income:
Current dollars

September

Previous Revised
(Percent)

Previous Revised
(Billions of dollars)

Previous Revised
(Percent)

17.4

31.0

0.1

0.3

-0.1

20.7

0.0

0.2

14.1
-21.2

28.7
-8.9

0.1
-0.2

0.3
-0.1

-0.2
-11.9

21.3
8.2

0.0
-0.1

0.2
0.1

Personal consumption expenditures:
Current dollars
139.8
Chained (2005) dollars
96.0

131.4
87.7

1.4
1.0

1.3
1.0

-47.2
-54.1

-60.3
-65.3

-0.5
-0.6

-0.6
-0.7

Disposable personal income:
Current Dollars
Chained (2005) dollars

BEA’s national, international, regional, and industry estimates; the Survey of Current
Business; and BEA news releases are available without charge on BEA’s Web site at www.bea.gov.
By visiting the site, you can also subscribe to receive free e-mail summaries of BEA releases and
announcements.

*

*

*

Next release --December 23, 2009 at 8:30 A.M. EST for
Personal Income and Outlays for November.
-more-

Table 1. Personal Income and Its Disposition (Months)
[Billions of dollars]
Seasonally adjusted at annual rates
2009

Personal income........................................................................................
Compensation of employees, received ...............................................
Wage and salary disbursements .......................................................
Private industries...............................................................................
Goods-producing industries ...........................................................
Manufacturing .............................................................................
Services-producing industries........................................................
Trade, transportation, and utilities...............................................
Other services-producing industries ...........................................
Government.......................................................................................
Supplements to wages and salaries.................................................
Employer contributions for employee pension and insurance funds..
Employer contributions for government social insurance ..................
Proprietors’ income with inventory valuation and capital
consumption adjustments.................................................................
Farm .....................................................................................................
Nonfarm................................................................................................
Rental income of persons with capital consumption adjustment.....
Personal income receipts on assets ....................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts .......................................................
Government social benefits to persons ................................................
Old-age, survivors, disability, and health insurance benefits .............
Government unemployment insurance benefits ................................
Other .................................................................................................
Other current transfer receipts, from business (net) .............................
Less: Contributions for government social insurance, domestic.....
Less: Personal current taxes ...................................................................
Equals: Disposable personal income......................................................
Less: Personal outlays .............................................................................
Personal consumption expenditures ........................................................
Goods ...................................................................................................
Durable goods ...................................................................................
Nondurable goods .............................................................................
Services................................................................................................
Personal interest payments 1 ...................................................................
Personal current transfer payments .........................................................
To government ......................................................................................
To the rest of the world (net) .................................................................
Equals: Personal saving ...........................................................................
Personal saving as a percentage of disposable personal income....
Addenda:
Personal income excluding current transfer receipts, billions of
chained (2005) dollars 2 ......................................................................
Disposable personal income:
Total, billions of chained (2005) dollars 2 ..............................................
Per capita:
Current dollars...................................................................................
Chained (2005) dollars ......................................................................
Population (midperiod, thousands) 3........................................................

r

r

r

July r

August r

September r

October p

March

April

11,882.7
7,756.0
6,260.3
5,085.5
1,090.7
672.1
3,994.8
992.7
3,002.1
1,174.8
1,495.7
1,038.9
456.8

11,969.8
7,804.2
6,303.6
5,123.0
1,077.4
668.0
4,045.5
989.7
3,055.8
1,180.6
1,500.6
1,040.6
460.0

12,146.9
7,820.1
6,317.0
5,132.0
1,066.2
660.5
4,065.8
991.0
3,074.8
1,185.0
1,503.1
1,042.0
461.1

12,029.7
7,823.6
6,318.9
5,131.4
1,059.7
657.4
4,071.8
987.1
3,084.6
1,187.4
1,504.7
1,043.4
461.3

12,061.1
7,829.1
6,322.7
5,138.1
1,060.5
662.5
4,077.6
985.7
3,091.9
1,184.6
1,506.4
1,045.0
461.4

12,092.1
7,845.7
6,337.2
5,151.3
1,055.6
660.0
4,095.7
991.1
3,104.6
1,185.8
1,508.6
1,046.2
462.4

12,112.8
7,838.3
6,329.2
5,145.1
1,048.8
659.7
4,096.3
989.3
3,107.0
1,184.1
1,509.0
1,047.2
461.8

12,142.9
7,842.3
6,331.9
5,147.2
1,045.5
656.1
4,101.7
990.9
3,110.7
1,184.7
1,510.3
1,048.6
461.7

1,027.1
25.0
1,002.1
249.7
1,797.1
1,225.8
571.2
2,016.2
1,983.6
1,136.0
108.3
739.3
32.6
963.3
1,156.4
10,726.3
10,353.1
9,978.9
3,190.3
1,014.3
2,176.0
6,788.6
219.7
154.6
90.7
63.8
373.2
3.5

1,026.0
27.1
998.9
255.4
1,785.2
1,233.5
551.8
2,068.3
2,035.7
1,148.4
113.9
773.4
32.6
969.3
1,094.4
10,875.4
10,340.3
9,968.1
3,166.8
1,000.6
2,166.2
6,801.3
218.2
154.1
91.0
63.1
535.0
4.9

1,026.8
29.1
997.7
261.9
1,773.4
1,241.1
532.3
2,236.1
2,203.4
1,145.7
121.6
936.1
32.7
971.4
1,083.0
11,063.9
10,350.4
9,979.3
3,179.4
1,011.5
2,167.9
6,799.9
216.7
154.5
91.4
63.1
713.5
6.4

1,031.2
30.6
1,000.6
268.7
1,761.5
1,248.7
512.8
2,116.6
2,083.9
1,159.1
132.0
792.8
32.7
971.9
1,070.5
10,959.3
10,420.6
10,050.6
3,235.1
1,022.5
2,212.6
6,815.6
215.2
154.8
91.7
63.1
538.6
4.9

1,035.2
29.1
1,006.1
273.9
1,759.5
1,242.2
517.3
2,135.9
2,103.2
1,158.4
131.1
813.7
32.8
972.5
1,087.7
10,973.4
10,442.4
10,072.6
3,245.5
1,038.8
2,206.7
6,827.0
214.5
155.4
92.1
63.3
531.0
4.8

1,039.4
27.8
1,011.6
279.0
1,757.5
1,235.7
521.8
2,144.8
2,112.0
1,162.8
136.9
812.3
32.8
974.4
1,090.1
11,002.1
10,573.6
10,204.0
3,355.2
1,103.6
2,251.6
6,848.8
213.8
155.7
92.5
63.3
428.5
3.9

1,041.9
26.4
1,015.5
284.2
1,755.5
1,229.1
526.3
2,166.4
2,133.6
1,176.3
137.6
819.7
32.8
973.5
1,089.4
11,023.4
10,513.0
10,143.7
3,277.4
1,009.5
2,268.0
6,866.3
213.1
156.2
92.9
63.3
510.4
4.6

1,051.9
31.0
1,020.9
288.5
1,760.3
1,234.8
525.5
2,173.6
2,140.7
1,175.8
137.8
827.1
32.9
973.7
1,073.8
11,069.1
10,578.8
10,212.0
3,308.5
1,030.6
2,277.9
6,903.5
210.3
156.5
93.3
63.3
490.3
4.4

9,094.5

9,119.4

9,122.0

9,075.4

9,084.4

9,072.9

9,061.9

9,059.0

9,887.0

10,016.5

10,183.3

10,033.1

10,043.8

10,034.9

10,043.1

10,058.3

35,003
32,264
306,443

35,465
32,664
306,648

36,055
33,185
306,865

35,686
32,670
307,103

35,703
32,679
307,351

35,766
32,622
307,613

35,804
32,620
307,882

35,923
32,643
308,135

May

June

p Preliminary
r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the second quarter of 2009.
1. Consists of nonmortgage interest paid by households.
2. The current-dollar measure is deflated by the implicit price deflator for personal consumption expenditures.
3. Population is the total population of the United States, including the Armed Forces overseas and the institutionalized population. The monthly estimate is the average of estimates for the first of the month and the
first of the following month; the annual and quarterly estimates are averages of the monthly estimates.

Table 2. Personal Income and Its Disposition (Years and Quarters)
[Billions of dollars]
Seasonally adjusted at annual rates
2007

2008

2008
II

Personal income........................................................................................
Compensation of employees, received ...............................................
Wage and salary disbursements .......................................................
Private industries...............................................................................
Goods-producing industries ...........................................................
Manufacturing .............................................................................
Services-producing industries........................................................
Trade, transportation, and utilities...............................................
Other services-producing industries ...........................................
Government.......................................................................................
Supplements to wages and salaries.................................................
Employer contributions for employee pension and insurance funds
Employer contributions for government social insurance ..................
Proprietors’ income with inventory valuation and capital
consumption adjustments.................................................................
Farm .....................................................................................................
Nonfarm................................................................................................
Rental income of persons with capital consumption adjustment.....
Personal income receipts on assets ....................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts .......................................................
Government social benefits to persons ................................................
Old-age, survivors, disability, and health insurance benefits .............
Government unemployment insurance benefits ................................
Other .................................................................................................
Other current transfer receipts, from business (net) .............................
Less: Contributions for government social insurance, domestic.....
Less: Personal current taxes ...................................................................
Equals: Disposable personal income......................................................
Less: Personal outlays .............................................................................
Personal consumption expenditures ........................................................
Goods ...................................................................................................
Durable goods ...................................................................................
Nondurable goods .............................................................................
Services................................................................................................
Personal interest payments 1 ...................................................................
Personal current transfer payments .........................................................
To government ......................................................................................
To the rest of the world (net) .................................................................
Equals: Personal saving ...........................................................................
Personal saving as a percentage of disposable personal income....
Addenda:
Personal income excluding current transfer receipts, billions of
chained (2005) dollars 2 ......................................................................
Disposable personal income:
Total, billions of chained (2005) dollars 2 ..............................................
Per capita:
Current dollars...................................................................................
Chained (2005) dollars ......................................................................
Population (midperiod, thousands) 3........................................................

III

2009
IV

I

II r

III r

11,894.1
7,862.7
6,408.9
5,319.8
1,212.9
753.5
4,106.9
1,044.7
3,062.2
1,089.1
1,453.8
993.0
460.8

12,238.8
8,042.4
6,545.9
5,404.6
1,206.5
742.0
4,198.1
1,048.3
3,149.8
1,141.3
1,496.6
1,023.9
472.7

12,292.9
8,032.8
6,539.2
5,402.8
1,210.6
745.3
4,192.2
1,050.7
3,141.5
1,136.4
1,493.5
1,021.7
471.8

12,286.6
8,069.1
6,567.7
5,419.2
1,206.2
740.3
4,213.0
1,047.8
3,165.2
1,148.5
1,501.4
1,026.7
474.7

12,233.5
8,050.3
6,543.5
5,388.6
1,192.2
732.2
4,196.5
1,039.4
3,157.1
1,154.9
1,506.8
1,033.2
473.6

11,952.7
7,805.8
6,307.8
5,136.0
1,107.3
681.0
4,028.8
1,002.3
3,026.5
1,171.8
1,498.0
1,037.8
460.2

12,048.8
7,815.9
6,313.1
5,128.8
1,067.8
662.0
4,061.0
989.3
3,071.7
1,184.4
1,502.8
1,042.0
460.8

12,088.7
7,837.7
6,329.7
5,144.8
1,055.0
660.8
4,089.9
988.7
3,101.2
1,184.8
1,508.0
1,046.1
461.9

1,096.4
39.4
1,056.9
144.9
2,031.5
1,266.4
765.1
1,718.0
1,687.8
1,003.7
32.3
651.7
30.2
959.3
1,490.9
10,403.1
10,224.3
9,826.4
3,365.0
1,160.5
2,204.5
6,461.4
256.8
141.0
82.3
58.7
178.9
1.7

1,106.3
48.7
1,057.5
210.4
1,994.4
1,308.0
686.4
1,875.9
1,843.2
1,070.3
50.6
722.4
32.6
990.6
1,432.4
10,806.4
10,520.0
10,129.9
3,403.2
1,095.2
2,308.0
6,726.8
237.7
152.3
87.9
64.5
286.4
2.7

1,111.9
49.4
1,062.5
202.8
1,997.3
1,306.6
690.7
1,937.0
1,904.4
1,064.5
38.7
801.3
32.6
988.9
1,326.2
10,966.7
10,592.2
10,194.7
3,474.9
1,126.5
2,348.4
6,719.8
243.9
153.6
87.4
66.2
374.4
3.4

1,114.4
49.3
1,065.1
222.2
2,001.4
1,327.8
673.7
1,874.3
1,841.7
1,080.5
57.7
703.5
32.6
994.9
1,437.3
10,849.3
10,613.6
10,220.1
3,463.0
1,088.5
2,374.5
6,757.1
238.3
155.2
88.5
66.7
235.7
2.2

1,083.6
39.0
1,044.5
236.7
1,958.1
1,292.9
665.2
1,898.0
1,865.3
1,087.0
70.3
708.0
32.7
993.3
1,434.3
10,799.1
10,389.9
10,009.8
3,227.5
1,019.9
2,207.6
6,782.3
228.8
151.3
89.5
61.8
409.2
3.8

1,037.8
27.3
1,010.5
245.9
1,845.5
1,243.4
602.1
1,987.3
1,954.7
1,128.5
96.2
730.1
32.5
969.7
1,187.3
10,765.4
10,362.3
9,987.7
3,197.7
1,025.2
2,172.4
6,790.0
220.4
154.2
90.4
63.8
403.1
3.7

1,028.0
28.9
999.1
262.0
1,773.4
1,241.1
532.3
2,140.3
2,107.7
1,151.1
122.5
834.1
32.7
970.9
1,082.6
10,966.2
10,370.5
9,999.3
3,193.8
1,011.5
2,182.2
6,805.6
216.7
154.5
91.4
63.1
595.7
5.4

1,038.8
27.8
1,011.0
279.0
1,757.5
1,235.7
521.8
2,149.1
2,116.3
1,165.8
135.2
815.2
32.8
973.4
1,089.1
10,999.6
10,509.7
10,140.1
3,292.7
1,050.6
2,242.1
6,847.4
213.8
155.7
92.5
63.3
489.9
4.5

9,645.4

9,504.6

9,498.8

9,442.0

9,494.4

9,188.7

9,105.5

9,073.0

9,860.6

9,911.3

10,059.0

9,838.3

9,920.4

9,926.4

10,077.5

10,040.6

34,478
32,679
301,737

35,486
32,546
304,529

36,059
33,075
304,128

35,586
32,270
304,872

35,335
32,460
305,620

35,153
32,413
306,245

35,735
32,840
306,872

35,758
32,640
307,615

r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the second quarter of 2009.
1. Consists of nonmortgage interest paid by households.
2. The current-dollar measure is deflated by the implicit price deflator for personal consumption expenditures.
3. Population is the total population of the United States, including the Armed Forces overseas and the institutionalized population. The monthly estimate is the average of estimates for the first of the month and the
first of the following month; the annual and quarterly estimates are averages of the monthly estimates.

Table 3. Personal Income and Its Disposition, Change from Preceding Period (Months)
[Billions of dollars]
Seasonally adjusted at annual rates
2009
March
Personal income........................................................................................
Compensation of employees, received ...............................................
Wage and salary disbursements .......................................................
Private industries...............................................................................
Goods-producing industries ...........................................................
Manufacturing .............................................................................
Services-producing industries........................................................
Trade, transportation, and utilities...............................................
Other services-producing industries ...........................................
Government.......................................................................................
Supplements to wages and salaries.................................................
Employer contributions for employee pension and insurance funds..
Employer contributions for government social insurance ..................
Proprietors’ income with inventory valuation and capital
consumption adjustments.................................................................
Farm .....................................................................................................
Nonfarm................................................................................................
Rental income of persons with capital consumption adjustment.....
Personal income receipts on assets ....................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts .......................................................
Government social benefits to persons ................................................
Old-age, survivors, disability, and health insurance benefits .............
Government unemployment insurance benefits ................................
Other .................................................................................................
Other current transfer receipts, from business (net) .............................
Less: Contributions for government social insurance, domestic.....
Less: Personal current taxes ...................................................................
Equals: Disposable personal income......................................................
Less: Personal outlays .............................................................................
Personal consumption expenditures ........................................................
Goods ...................................................................................................
Durable goods ...................................................................................
Nondurable goods .............................................................................
Services................................................................................................
Personal interest payments 1 ...................................................................
Personal current transfer payments .........................................................
To government ......................................................................................
To the rest of the world (net) .................................................................
Equals: Personal saving ...........................................................................
Addenda:
Personal income excluding current transfer receipts, billions of chained
(2005) dollars 2 .....................................................................................
Disposable personal income, billions of chained (2005) dollars 2............

April

r

May

r

June

r

July r

August r

September r

October p

–54.4
–42.4
–40.7
–43.9
–14.8
–8.3
–29.1
–10.1
–19.0
3.3
–1.7
1.1
–2.8

87.1
48.2
43.3
37.5
–13.3
–4.1
50.7
–3.0
53.7
5.8
4.9
1.7
3.2

177.1
15.9
13.4
9.0
–11.2
–7.5
20.3
1.3
19.0
4.4
2.5
1.4
1.1

–117.2
3.5
1.9
–0.6
–6.5
–3.1
6.0
–3.9
9.8
2.4
1.6
1.4
0.2

31.4
5.5
3.8
6.7
0.8
5.1
5.8
–1.4
7.3
–2.8
1.7
1.6
0.1

31.0
16.6
14.5
13.2
–4.9
–2.5
18.1
5.4
12.7
1.2
2.2
1.2
1.0

20.7
–7.4
–8.0
–6.2
–6.8
–0.3
0.6
–1.8
2.4
–1.7
0.4
1.0
–0.6

30.1
4.0
2.7
2.1
–3.3
–3.6
5.4
1.6
3.7
0.6
1.3
1.4
–0.1

–9.1
–1.1
–8.0
3.8
–48.4
–17.6
–30.9
36.5
36.4
6.9
15.9
13.6
0.1
–5.3
–33.1
–21.4
–32.9
–32.4
–29.4
–15.9
–13.5
–3.0
–0.7
0.4
0.3
0.0
11.5

–1.1
2.1
–3.2
5.7
–11.9
7.7
–19.4
52.1
52.1
12.4
5.6
34.1
0.0
6.0
–62.0
149.1
–12.8
–10.8
–23.5
–13.7
–9.8
12.7
–1.5
–0.5
0.3
–0.7
161.8

0.8
2.0
–1.2
6.5
–11.8
7.6
–19.5
167.8
167.7
–2.7
7.7
162.7
0.1
2.1
–11.4
188.5
10.1
11.2
12.6
10.9
1.7
–1.4
–1.5
0.4
0.4
0.0
178.5

4.4
1.5
2.9
6.8
–11.9
7.6
–19.5
–119.5
–119.5
13.4
10.4
–143.3
0.0
0.5
–12.5
–104.6
70.2
71.3
55.7
11.0
44.7
15.7
–1.5
0.3
0.3
0.0
–174.9

4.0
–1.5
5.5
5.2
–2.0
–6.5
4.5
19.3
19.3
–0.7
–0.9
20.9
0.1
0.6
17.2
14.1
21.8
22.0
10.4
16.3
–5.9
11.4
–0.7
0.6
0.4
0.2
–7.6

4.2
–1.3
5.5
5.1
–2.0
–6.5
4.5
8.9
8.8
4.4
5.8
–1.4
0.0
1.9
2.4
28.7
131.2
131.4
109.7
64.8
44.9
21.8
–0.7
0.3
0.4
0.0
–102.5

2.5
–1.4
3.9
5.2
–2.0
–6.6
4.5
21.6
21.6
13.5
0.7
7.4
0.0
–0.9
–0.7
21.3
–60.6
–60.3
–77.8
–94.1
16.4
17.5
–0.7
0.5
0.4
0.0
81.9

10.0
4.6
5.4
4.3
4.8
5.7
–0.8
7.2
7.1
–0.5
0.2
7.4
0.1
0.2
–15.6
45.7
65.8
68.3
31.1
21.1
9.9
37.2
–2.8
0.3
0.4
0.0
–20.1

–74.8
–10.0

24.9
129.5

2.6
166.8

–46.6
–150.2

9.0
10.7

–11.5
–8.9

–11.0
8.2

–2.9
15.2

p Preliminary
r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the second quarter of 2009.
1. Consists of nonmortgage interest paid by households.
2. The current-dollar measure is deflated by the implicit price deflator for personal consumption expenditures.

Table 4. Personal Income and Its Disposition, Change from Preceding Period (Years and Quarters)
[Billions of dollars]
Seasonally adjusted at annual rates
2007

2008

2008
II

Personal income........................................................................................
Compensation of employees, received ...............................................
Wage and salary disbursements .......................................................
Private industries...............................................................................
Goods-producing industries ...........................................................
Manufacturing .............................................................................
Services-producing industries........................................................
Trade, transportation, and utilities...............................................
Other services-producing industries ...........................................
Government.......................................................................................
Supplements to wages and salaries.................................................
Employer contributions for employee pension and insurance funds
Employer contributions for government social insurance ..................
Proprietors’ income with inventory valuation and capital
consumption adjustments.................................................................
Farm .....................................................................................................
Nonfarm................................................................................................
Rental income of persons with capital consumption adjustment.....
Personal income receipts on assets ....................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts .......................................................
Government social benefits to persons ................................................
Old-age, survivors, disability, and health insurance benefits .............
Government unemployment insurance benefits ................................
Other .................................................................................................
Other current transfer receipts, from business (net) .............................
Less: Contributions for government social insurance, domestic.....
Less: Personal current taxes ...................................................................
Equals: Disposable personal income......................................................
Less: Personal outlays .............................................................................
Personal consumption expenditures ........................................................
Goods ...................................................................................................
Durable goods ...................................................................................
Nondurable goods .............................................................................
Services................................................................................................
Personal interest payments 1 ...................................................................
Personal current transfer payments .........................................................
To government ......................................................................................
To the rest of the world (net) .................................................................
Equals: Personal saving ...........................................................................
Addenda:
Personal income excluding current transfer receipts, billions of chained
(2005) dollars 2 .....................................................................................
Disposable personal income, billions of chained (2005) dollars 2............

III

2009
IV

I

II r

III r

626.0
387.0
340.0
286.1
36.9
14.8
249.1
48.7
200.4
53.9
46.9
32.9
14.1

344.7
179.7
137.0
84.8
–6.4
–11.5
91.2
3.6
87.6
52.2
42.8
30.9
11.9

150.7
15.3
6.2
–4.9
–6.5
–4.8
1.6
–4.6
6.2
11.1
9.0
7.7
1.3

–6.3
36.3
28.5
16.4
–4.4
–5.0
20.8
–2.9
23.7
12.1
7.9
5.0
2.9

–53.1
–18.8
–24.2
–30.6
–14.0
–8.1
–16.5
–8.4
–8.1
6.4
5.4
6.5
–1.1

–280.8
–244.5
–235.7
–252.6
–84.9
–51.2
–167.7
–37.1
–130.6
16.9
–8.8
4.6
–13.4

96.1
10.1
5.3
–7.2
–39.5
–19.0
32.2
–13.0
45.2
12.6
4.8
4.2
0.6

39.9
21.8
16.6
16.0
–12.8
–1.2
28.9
–0.6
29.5
0.4
5.2
4.1
1.1

–36.6
10.1
–46.7
–1.6
201.8
138.9
62.9
113.0
104.2
60.4
2.4
41.3
8.8
37.5
138.5
487.4
543.6
503.7
143.3
27.5
115.8
360.5
26.7
13.0
5.9
7.1
–56.1

9.9
9.3
0.6
65.5
–37.1
41.6
–78.7
157.9
155.4
66.6
18.3
70.7
2.4
31.3
–58.5
403.3
295.7
303.5
38.2
–65.3
103.5
265.4
–19.1
11.3
5.6
5.8
107.5

–3.3
–7.8
4.6
22.9
–23.5
2.0
–25.5
142.9
142.9
15.4
3.0
124.6
0.0
3.6
–205.6
356.3
108.1
99.6
27.7
–19.3
47.0
71.9
4.1
4.4
1.3
3.1
248.1

2.5
–0.1
2.6
19.4
4.1
21.2
–17.0
–62.7
–62.7
16.0
19.0
–97.8
0.0
6.0
111.1
–117.4
21.4
25.4
–11.9
–38.0
26.1
37.3
–5.6
1.6
1.1
0.5
–138.7

–30.8
–10.3
–20.6
14.5
–43.3
–34.9
–8.5
23.7
23.6
6.5
12.6
4.5
0.1
–1.6
–3.0
–50.2
–223.7
–210.3
–235.5
–68.6
–166.9
25.2
–9.5
–3.9
1.0
–4.9
173.5

–45.8
–11.7
–34.0
9.2
–112.6
–49.5
–63.1
89.3
89.4
41.5
25.9
22.1
–0.2
–23.6
–247.0
–33.7
–27.6
–22.1
–29.8
5.3
–35.2
7.7
–8.4
2.9
0.9
2.0
–6.1

–9.8
1.6
–11.4
16.1
–72.1
–2.3
–69.8
153.0
153.0
22.6
26.3
104.0
0.2
1.2
–104.7
200.8
8.2
11.6
–3.9
–13.7
9.8
15.6
–3.7
0.3
1.0
–0.7
192.6

10.8
–1.1
11.9
17.0
–15.9
–5.4
–10.5
8.8
8.6
14.7
12.7
–18.9
0.1
2.5
6.5
33.4
139.2
140.8
98.9
39.1
59.9
41.8
–2.9
1.2
1.1
0.2
–105.8

240.6
209.9

–140.8
50.7

–85.1
232.2

–56.8
–220.7

52.4
82.1

–305.7
6.0

–83.2
151.1

–32.5
–36.9

r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the second quarter of 2009.
1. Consists of nonmortgage interest paid by households.
2. The current-dollar measure is deflated by the implicit price deflator for personal consumption expenditures.

Table 5. Personal Income and Its Disposition, Percent Change from Preceding Period (Months)
Seasonally adjusted at monthly rates
2009
April r

March

May r

June r

July r

August r

September r

October p

Based on current-dollar measures
Personal income........................................................................................
Compensation of employees, received ....................................................
Wage and salary disbursements ..........................................................
Supplements to wages and salaries.....................................................
Proprietors’ income with inventory valuation and capital consumption
adjustments ..........................................................................................
Rental income of persons with capital consumption adjustment .............
Personal income receipts on assets ........................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts ............................................................
Less: Contributions for government social insurance, domestic ..............
Less: Personal current taxes ...................................................................
Equals: Disposable personal income......................................................
Addenda:
Personal consumption expenditures ........................................................
Goods ...................................................................................................
Durable goods ...................................................................................
Nondurable goods .............................................................................
Services................................................................................................

–0.5
–0.5
–0.6
–0.1

0.7
0.6
0.7
0.3

1.5
0.2
0.2
0.2

–1.0
0.0
0.0
0.1

0.3
0.1
0.1
0.1

0.3
0.2
0.2
0.1

0.2
–0.1
–0.1
0.0

0.2
0.1
0.0
0.1

–0.9
1.5
–2.6
–1.4
–5.1
1.8
–0.6
–2.8
–0.2

–0.1
2.3
–0.7
0.6
–3.4
2.6
0.6
–5.4
1.4

0.1
2.6
–0.7
0.6
–3.5
8.1
0.2
–1.0
1.7

0.4
2.6
–0.7
0.6
–3.7
–5.3
0.0
–1.2
–0.9

0.4
1.9
–0.1
–0.5
0.9
0.9
0.1
1.6
0.1

0.4
1.9
–0.1
–0.5
0.9
0.4
0.2
0.2
0.3

0.2
1.9
–0.1
–0.5
0.9
1.0
–0.1
–0.1
0.2

1.0
1.5
0.3
0.5
–0.2
0.3
0.0
–1.4
0.4

–0.3
–0.9
–1.5
–0.6
0.0

–0.1
–0.7
–1.4
–0.4
0.2

0.1
0.4
1.1
0.1
0.0

0.7
1.8
1.1
2.1
0.2

0.2
0.3
1.6
–0.3
0.2

1.3
3.4
6.2
2.0
0.3

–0.6
–2.3
–8.5
0.7
0.3

0.7
0.9
2.1
0.4
0.5

–0.1
–0.1

–0.1
0.1

0.0
0.2

Based on chained (2005) dollar measures
Real personal income excluding current transfer receipts .......................
Real disposable personal income ............................................................

–0.8
–0.1

0.3
1.3

0.0
1.7

–0.5
–1.5

0.1
0.1

p Preliminary
r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the second quarter of 2009.

Table 6. Personal Income and Its Disposition, Percent Change from Preceding Period (Years and Quarters)
Seasonally adjusted at annual rates
2007

2008

2008
II

III

2009
IV

II r

I

III r

Based on current-dollar measures
Personal income........................................................................................
Compensation of employees, received ....................................................
Wage and salary disbursements ..........................................................
Supplements to wages and salaries.....................................................
Proprietors’ income with inventory valuation and capital consumption
adjustments ..........................................................................................
Rental income of persons with capital consumption adjustment .............
Personal income receipts on assets ........................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts ............................................................
Less: Contributions for government social insurance, domestic ..............
Less: Personal current taxes ...................................................................
Equals: Disposable personal income......................................................
Addenda:
Personal consumption expenditures ........................................................
Goods ...................................................................................................
Durable goods ...................................................................................
Nondurable goods .............................................................................
Services................................................................................................

5.6
5.2
5.6
3.3

2.9
2.3
2.1
2.9

5.1
0.8
0.4
2.4

–0.2
1.8
1.8
2.1

–1.7
–0.9
–1.5
1.4

–8.9
–11.6
–13.6
–2.3

3.3
0.5
0.3
1.3

1.3
1.1
1.1
1.4

–3.2
–1.1
11.0
12.3
9.0
7.0
4.1
10.2
4.9

0.9
45.2
–1.8
3.3
–10.3
9.2
3.3
–3.9
3.9

–1.2
61.7
–4.6
0.6
–13.5
35.9
1.4
–43.8
14.1

0.9
44.0
0.8
6.6
–9.5
–12.3
2.4
38.0
–4.2

–10.6
28.8
–8.4
–10.1
–5.0
5.1
–0.6
–0.8
–1.8

–15.9
16.4
–21.1
–14.5
–32.8
20.2
–9.2
–53.1
–1.2

–3.7
28.9
–14.7
–0.7
–38.9
34.6
0.5
–30.9
7.7

4.3
28.7
–3.5
–1.7
–7.6
1.6
1.1
2.4
1.2

5.4
4.4
2.4
5.5
5.9

3.1
1.1
–5.6
4.7
4.1

4.0
3.3
–6.6
8.4
4.4

1.0
–1.4
–12.8
4.5
2.2

–8.0
–24.5
–22.9
–25.3
1.5

–0.9
–3.7
2.1
–6.2
0.5

0.5
–0.5
–5.2
1.8
0.9

5.8
13.0
16.4
11.4
2.5

–3.2
0.2

–0.9
6.2

–0.4
–1.5

Based on chained (2005) dollar measures
Real personal income excluding current transfer receipts .......................
Real disposable personal income ............................................................

2.6
2.2

–1.5
0.5

–0.9
9.8

–0.6
–8.5

r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the second quarter of 2009.

0.6
3.4

Table 7. Real Personal Consumption Expenditures by Major Type of Product (Months)
2009
March

April

May

July r

June

August r

September r

October p

Billions of chained (2005) dollars, seasonally adjusted at annual rates
Personal consumption expenditures ........................................
Goods ........................................................................................
Durable goods ........................................................................
Nondurable goods ..................................................................
Services .....................................................................................

9,198.1
3,119.2
1,075.2
2,035.9
6,074.9

9,180.8
3,095.0
1,059.2
2,026.9
6,080.3

9,185.1
3,106.1
1,072.5
2,025.8
6,074.3

9,201.3
3,114.9
1,083.5
2,024.5
6,081.9

9,219.3
3,130.8
1,106.5
2,019.9
6,084.8

9,307.0
3,214.7
1,181.5
2,035.5
6,092.6

9,241.7
3,134.0
1,078.1
2,046.8
6,103.8

9,279.5
3,156.6
1,099.6
2,050.0
6,119.7

Change from preceding period in billions of chained (2005) dollars, seasonally adjusted at annual rates
Personal consumption expenditures ........................................
Goods ........................................................................................
Durable goods ........................................................................
Nondurable goods ..................................................................
Services .....................................................................................

–20.8
–22.1
–16.6
–6.6
0.0

–17.3
–24.2
–16.0
–9.0
5.4

4.3
11.1
13.3
–1.1
–6.0

16.2
8.8
11.0
–1.3
7.6

18.0
15.9
23.0
–4.6
2.9

87.7
83.9
75.0
15.6
7.8

–65.3
–80.7
–103.4
11.3
11.2

37.8
22.6
21.5
3.2
15.9

Percent change from preceding period in chained (2005) dollars, seasonally adjusted at monthly rates
Personal consumption expenditures ........................................
Goods ........................................................................................
Durable goods ........................................................................
Nondurable goods ..................................................................
Services .....................................................................................

–0.2
–0.7
–1.5
–0.3
0.0

–0.2
–0.8
–1.5
–0.4
0.1

0.0
0.4
1.2
–0.1
–0.1

0.2
0.3
1.0
–0.1
0.1

0.2
0.5
2.1
–0.2
0.0

1.0
2.7
6.8
0.8
0.1

–0.7
–2.5
–8.7
0.6
0.2

0.4
0.7
2.0
0.2
0.3

p Preliminary
r Revised

Table 8. Real Personal Consumption Expenditures by Major Type of Product (Years and Quarters)
Seasonally adjusted at annual rates
2007

2008

2008
II

III

2009
IV

I

II

III r

9,209.2
3,129.8
1,087.2
2,035.5
6,076.0

9,189.0
3,105.4
1,071.7
2,025.7
6,078.8

9,256.0
3,159.8
1,122.0
2,034.1
6,093.7

–20.2
–24.4
–15.5
–9.8
2.8

67.0
54.4
50.3
8.4
14.9

–0.9
–3.1
–5.6
–1.9
0.2

2.9
7.2
20.1
1.7
1.0

Billions of chained (2005) dollars
Personal consumption expenditures ........................................
Goods ........................................................................................
Durable goods ........................................................................
Nondurable goods ..................................................................
Services .....................................................................................

9,313.9
3,273.7
1,199.9
2,074.8
6,040.8

9,290.9
3,206.0
1,146.3
2,057.3
6,083.1

Personal consumption expenditures ........................................
Goods ........................................................................................
Durable goods ........................................................................
Nondurable goods ..................................................................
Services .....................................................................................

240.4
99.8
49.5
51.2
141.1

–23.0
–67.7
–53.6
–17.5
42.3

9,351.0
3,257.8
1,175.7
2,081.4
6,092.5

9,267.7
3,193.6
1,139.6
2,051.5
6,072.4

9,195.3
3,110.4
1,076.8
2,026.1
6,080.4

Change from preceding period in billions of chained (2005) dollars
1.4
–4.3
–17.5
11.3
5.4

–83.3
–64.2
–36.1
–29.9
–20.1

–72.4
–83.2
–62.8
–25.4
8.0

13.9
19.4
10.4
9.4
–4.4

Percent change from preceding period in chained (2005) dollars
Personal consumption expenditures ........................................
Goods ........................................................................................
Durable goods ........................................................................
Nondurable goods ..................................................................
Services .....................................................................................
r Revised

2.6
3.1
4.3
2.5
2.4

–0.2
–2.1
–4.5
–0.8
0.7

0.1
–0.5
–5.7
2.2
0.4

–3.5
–7.7
–11.7
–5.6
–1.3

–3.1
–10.0
–20.3
–4.9
0.5

0.6
2.5
3.9
1.9
–0.3

Table 9. Price Indexes for Personal Consumption Expenditures: Level and Percent Change From Preceding Period (Months)
2009
March

April

May

July r

June

August r

September r

October p

Chain-type price indexes (2005=100), seasonally adjusted
Personal consumption expenditures (PCE)............................................
Goods ......................................................................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services ...................................................................................................
Addenda:
Energy goods and services 1 ...................................................................
PCE excluding food and energy 2 ............................................................
Market-based PCE 3 ................................................................................
Market-based PCE excluding food and energy 3 .....................................

108.485
102.292
94.365
106.883
111.747

108.571
102.335
94.488
106.882
111.857

108.644
102.379
94.344
107.024
111.944

109.228
103.877
94.389
109.302
112.061

109.252
103.684
93.904
109.260
112.196

109.634
104.391
93.430
110.628
112.410

109.757
104.594
93.650
110.821
112.490

110.046
104.831
93.748
111.132
112.807

102.315
108.307
108.541
108.346

99.934
108.586
108.602
108.628

100.171
108.694
108.648
108.712

108.596
108.855
109.293
108.871

108.153
108.950
109.282
108.937

113.631
109.062
109.712
109.059

114.492
109.190
109.823
109.173

116.353
109.400
110.030
109.275

Percent change from preceding period in price indexes, seasonally adjusted at monthly rates
Personal consumption expenditures ......................................................
Goods ......................................................................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services ...................................................................................................
Addenda:
Energy goods and services 1 ...................................................................
PCE excluding food and energy 2 ............................................................
Market-based PCE 3 ................................................................................
Market-based PCE excluding food and energy 3 .....................................

–0.1
–0.2
0.0
–0.3
0.0

0.1
0.0
0.1
0.0
0.1

0.1
0.0
–0.2
0.1
0.1

0.5
1.5
0.0
2.1
0.1

0.0
–0.2
–0.5
0.0
0.1

0.3
0.7
–0.5
1.3
0.2

0.1
0.2
0.2
0.2
0.1

0.3
0.2
0.1
0.3
0.3

–3.2
0.1
–0.1
0.2

–2.3
0.3
0.1
0.3

0.2
0.1
0.0
0.1

8.4
0.1
0.6
0.1

–0.4
0.1
0.0
0.1

5.1
0.1
0.4
0.1

0.8
0.1
0.1
0.1

1.6
0.2
0.2
0.1

p Preliminary
r Revised
1. Consists of gasoline and other energy goods and of electricity and gas.
2. Food consists of food and beverages purchased for off-premises consumption; food services, which include purchased meals and beverages, are not classified as food.
3. This index is a supplemental measure that is based on household expenditures for which there are observable price measures. It excludes most implicit prices (for example, financial services furnished without
payment) and the final consumption expenditures of nonprofit institutions serving households.

Table 10. Real Disposable Personal Income and Real Personal Consumption Expenditures:
Percent Change From Month One Year Ago
2009
March
Disposable personal income....................................................................
Personal consumption expenditures ......................................................
Goods ......................................................................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services ...................................................................................................

0.8
–1.7
–4.6
–9.1
–2.4
–0.2

r

April

2.1
–1.9
–5.2
–10.2
–2.7
–0.3

r

May

–1.3
–1.8
–4.8
–9.1
–2.7
–0.2

r

June

July r

–0.2
–1.5
–4.1
–7.2
–2.7
–0.1

1.5
–0.7
–2.2
–2.8
–1.9
0.1

August r
2.4
0.3
–0.2
2.1
–1.3
0.5

September r
2.3
0.0
–0.8
–4.0
0.6
0.5

October p
2.2
0.8
1.0
1.7
0.6
0.6

p Preliminary
r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the second quarter of 2009.

Table 11. Price Indexes for Personal Consumption Expenditures: Percent Change From Month One Year Ago
2009
March
Personal consumption expenditures (PCE)............................................
Goods ......................................................................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services ...................................................................................................
Addenda:
Energy goods and services 1 ...................................................................
PCE excluding food and energy 2 ............................................................
Market-based PCE 3 ................................................................................
Market-based PCE excluding food and energy 3 .....................................

April

May

June

July r

August r

September r

October p

0.2
–3.5
–1.8
–4.2
2.0

0.1
–3.5
–1.6
–4.3
1.8

–0.3
–3.7
–1.5
–4.7
1.5

–0.4
–3.5
–1.4
–4.5
1.2

–0.9
–4.5
–1.9
–5.6
1.0

–0.6
–3.6
–2.2
–4.3
1.0

–0.6
–3.6
–1.8
–4.4
1.0

0.2
–1.9
–1.5
–2.0
1.2

–24.8
1.7
0.4
2.1

–26.1
1.7
0.2
2.2

–27.7
1.6
–0.1
2.1

–26.2
1.5
–0.2
2.0

–28.9
1.4
–0.8
1.8

–23.8
1.3
–0.5
1.7

–22.6
1.3
–0.5
1.6

–14.4
1.4
0.1
1.6

p Preliminary
r Revised
1. Consists of gasoline and other energy goods and of electricity and gas.
2. Food consists of food and beverages purchased for off-premises consumption; food services, which include purchased meals and beverages, are not classified as food.
3. This index is a supplemental measure that is based on household expenditures for which there are observable price measures. It excludes most implicit prices (for example, financial services furnished without
payment) and the final consumption expenditures of nonprofit institutions serving households.