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EMBARGOED UNTIL RELEASE AT 8:30 A.M. EST, WEDNESDAY, NOVEMBER 26, 2008

James E. Rankin:
Brendan Leary:

(202) 606-5301
(202) 606-5302

(Personal Income)
(Personal Outlays)

BEA 08-52

PERSONAL INCOME AND OUTLAYS: OCTOBER 2008
Personal income increased $42.4 billion, or 0.3 percent, and disposable personal income (DPI)
increased $45.1 billion, or 0.4 percent, in October, according to the Bureau of Economic Analysis.
Personal consumption expenditures (PCE) decreased $102.8 billion, or 1.0 percent. In September,
personal income increased $8.0 billion, or 0.1 percent, DPI increased $11.6 billion, or 0.1 percent, and
PCE decreased $33.7 billion, or 0.3 percent, based on revised estimates.
Real DPI increased 1.0 percent in October, compared with an increase of less than 0.1 percent in
September. Real PCE decreased 0.5 percent, compared with a decrease of 0.4 percent.
June
Personal income, current dollars
Disposable personal income:
Current dollars
Chained (2000) dollars
Personal consumption expenditures:
Current dollars
Chained (2000) dollars

2008
July
Aug.
Sept.
(Percent change from preceding month)

Oct.

0.1

-0.8

0.3

0.1

0.3

-1.8
-2.6

-1.0
-1.6

-1.1
-1.1

0.1
0.0

0.4
1.0

0.5
-0.2

-0.1
-0.6

-0.1
-0.1

-0.3
-0.4

-1.0
-0.5

NOTE.--Monthly estimates are expressed at seasonally adjusted annual rates, unless otherwise specified.
Month-to-month dollar changes are differences between these published estimates. Month-to-month
percent changes are calculated from unrounded data and are not annualized. “Real” estimates are in
chained (2000) dollars.
This news release is available on BEA's Web site at www.bea.gov/newsreleases/rels.htm.

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-2-

The October and September changes in personal income were effected by Hurricane Ike,
which struck the Gulf Coast region, especially impacting coastal Texas and Louisiana, on
September 13, 2008. In September, rental income of persons was reduced by about $27 billion
(at an annual rate), proprietors’ income was reduced by about $9 billion (at an annual rate) to
reflect uninsured losses of residential and business property, and “other current transfer receipts
from business (net)” was boosted by about $27 billion (at an annual rate) to reflect insurance
benefits paid to persons. The net effect of these adjustments was to lower September personal
income $8.5 billion. Because other effects of the hurricane were embedded in BEA’s source
data and could not be separately identified, BEA did not attempt to quantify their impact.

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-3-

Wages and salaries
Private wage and salary disbursements increased $3.9 billion in October, in contrast to a
decrease of $6.6 billion in September. Goods-producing industries' payrolls decreased $1.7 billion,
compared with a decrease of $3.9 billion; manufacturing payrolls decreased $0.6 billion, compared
with a decrease of $3.0 billion. Services-producing industries’ payrolls increased $5.6 billion, in
contrast to a decrease of $2.6 billion. Government wage and salary disbursements increased $4.5
billion, compared with an increase of $2.6 billion.

Other personal income
Supplements to wages and salaries increased $2.5 billion in October, compared with an
increase of $0.5 billion in September.
Proprietors' income increased $1.7 billion in October, in contrast to a decrease of $6.9 billion in
September. Farm proprietors' income decreased $6.9 billion, compared with a decrease of $2.6
billion. Nonfarm proprietors' income increased $8.7 billion, in contrast to a decrease of $4.3 billion.
Changes in nonfarm proprietors’ income reflected the impact of Hurricane Ike, which subtracted
$8.8 billion (at an annual rate) in September.
Rental income of persons increased $30.6 billion in October, in contrast to a decrease of $24.6
billion in September. Changes in rental income reflected the impact of the hurricane, which
subtracted $26.6 billion (at an annual rate) in September.
Personal income receipts on assets (personal interest income plus personal dividend income)
increased $7.4 billion in October, compared with an increase of $2.2 billion in September.
Personal current transfer receipts decreased $7.7 billion in October, in contrast to an increase of
$39.6 billion in September. Changes in personal current transfer receipts primarily reflected the
impact of net insurance settlements associated with the hurricane, which added $26.9 billion (at an
annual rate) in September.
Contributions for government social insurance -- a subtraction in calculating personal income -increased $0.3 billion in October, in contrast to a decrease of $1.1 billion in September.

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-4-

Personal current taxes and disposable personal income
Personal current taxes decreased $2.6 billion in October, compared with a decrease of $3.6
billion in September. Disposable personal income (DPI) -- personal income less personal current
taxes -- increased $45.1 billion, or 0.4 percent, in October, compared with an increase of $11.6
billion, or 0.1 percent, in September.
Personal outlays and personal saving
Personal outlays -- PCE, personal interest payments, and personal current transfer payments
decreased $105.1 billion in October, compared with a decrease of $34.2 billion in September. PCE
decreased $102.8 billion, compared with a decrease of $33.7 billion.
Personal saving -- DPI less personal outlays -- was $260.9 billion in October, compared with
$110.8 billion in September. Personal saving as a percentage of disposable personal income was 2.4
percent in October, compared with 1.0 percent in September. Saving from current income may be
near zero or negative when outlays are financed by borrowing (including borrowing financed
through credit cards or home equity loans), by selling investments or other assets, or by using
savings from previous periods. For more information, see the FAQs on “Personal Saving” on
BEA’s Web site. For a comparison of personal saving in BEA’s national income and product
accounts with personal saving in the Federal Reserve Board’s flow of funds accounts and data on
changes in net worth (which help finance consumption), go to
http://www.bea.gov/bea/dn/nipaweb/Nipa-Frb.asp.
Real DPI and real PCE
Real DPI -- DPI adjusted to remove price changes -- increased 1.0 percent in October,
compared with an increase of less than 0.1 percent in September.
Real PCE -- PCE adjusted to remove price changes -- decreased 0.5 percent in October,
compared with a decrease of 0.4 percent in September. Purchases of durable goods decreased 3.8
percent, compared with a decrease of 3.6 percent. Purchases of motor vehicles and parts accounted
for most of the decreases in durable goods in October and September. Purchases of nondurable
goods decreased 0.6 percent in October, the same decrease as in September. Purchases of services
increased 0.2 percent in October, the same increase as in September.
PCE price index -- The price index for PCE decreased 0.6 percent in October, in contrast to an
increase of 0.1 percent in September. Prices, excluding food and energy, decreased less than 0.1
percent, in contrast to an increase of 0.2 percent.

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-5-

Revisions
For April through June, the revisions to wages and salaries reflected the incorporation of newly
available BLS tabulations of second-quarter private wages and salaries from the quarterly census of
employment and wages. Wages and salaries were revised down for all three months. Revisions to
personal current taxes and to contributions for government social insurance reflected the revisions to
wages and salaries. Changes in personal income, current-dollar and chained (2000) dollar DPI, and
current-dollar and chained (2000) dollar PCE for August and September -- revised and as published
in last month's release -- are shown below.
Change from preceding month
August
Previous

Revised

(Billions of dollars)

Personal Income:
Current dollars......................
44.8
30.5
Disposable personal income:
Current dollars......................
-107.7 -119.7
Chained (2000) dollars.........
-89.3 -97.4
Personal consumption expenditures:
Current dollars......................
4.5 -13.1
Chained (2000) dollars.........
1.9 -10.6

September

Previous Revised
(Percent)

Previous Revised
(Billions of dollars)

Previous Revised
(Percent)

0.4

0.3

24.5

8.0

0.2

0.1

-1.0
-1.0

-1.1
-1.1

25.7
11.7

11.6
0.8

0.2
0.1

0.1
0.0

0.0
0.0

-0.1
-0.1

-33.6
-36.0

-33.7
-35.7

-0.3
-0.4

-0.3
-0.4

This news release presents revised estimates of wages and salaries, personal taxes, and
contributions for government social insurance for April through June 2008 (second quarter). These
estimates reflect newly available second-quarter wage and salary tabulations from the quarterly census
of employment and wages from the Bureau of Labor Statistics.

BEA’s national, international, regional, and industry estimates; the Survey of Current Business;
and BEA news releases are available without charge on BEA’s Web site at www.bea.gov. By
visiting the site, you can also subscribe to receive free e-mail summaries of BEA releases and
announcements.
* * *
Next release -- December 24, 2008, at 8:30 A.M. EST for
Personal Income and Outlays for November.

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Table 1. Personal Income and Its Disposition (Months)
[Billions of dollars]
Seasonally adjusted at annual rates
2008

Personal income........................................................................................
Compensation of employees, received ...............................................
Wage and salary disbursements .......................................................
Private industries...............................................................................
Goods-producing industries ...........................................................
Manufacturing .............................................................................
Services-producing industries........................................................
Trade, transportation, and utilities...............................................
Other services-producing industries ...........................................
Government.......................................................................................
Supplements to wages and salaries.................................................
Employer contributions for employee pension and insurance funds..
Employer contributions for government social insurance ..................
Proprietors’ income with inventory valuation and capital
consumption adjustments.................................................................
Farm .....................................................................................................
Nonfarm................................................................................................
Rental income of persons with capital consumption adjustment.....
Personal income receipts on assets ....................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts .......................................................
Government social benefits to persons ................................................
Old-age, survivors, disability, and health insurance benefits .............
Government unemployment insurance benefits ................................
Other .................................................................................................
Other current transfer receipts, from business (net) .............................
Less: Contributions for government social insurance.......................

r

r

r

July r

August r

September r

October p

March

April

11,999.0
8,039.4
6,545.7
5,432.2
1,221.2
750.0
4,211.0
1,053.9
3,157.1
1,113.4
1,493.7
1,015.7
478.0

12,003.1
8,018.1
6,519.1
5,401.1
1,211.3
744.5
4,189.8
1,047.9
3,141.9
1,118.1
1,498.9
1,021.5
477.4

12,219.8
8,033.1
6,530.9
5,407.3
1,212.4
744.9
4,194.9
1,047.1
3,147.8
1,123.6
1,502.1
1,024.4
477.7

12,233.6
8,049.3
6,543.8
5,415.4
1,214.6
745.6
4,200.9
1,050.3
3,150.6
1,128.4
1,505.5
1,027.4
478.2

12,133.8
8,067.9
6,559.4
5,425.1
1,217.4
746.3
4,207.7
1,048.9
3,158.8
1,134.3
1,508.5
1,029.8
478.8

12,164.3
8,091.8
6,580.7
5,442.1
1,221.1
744.5
4,220.9
1,049.1
3,171.8
1,138.6
1,511.1
1,031.3
479.8

12,172.3
8,088.3
6,576.7
5,435.5
1,217.2
741.5
4,218.3
1,046.7
3,171.5
1,141.2
1,511.6
1,032.6
479.1

12,214.7
8,099.2
6,585.1
5,439.4
1,215.5
740.9
4,223.9
1,043.8
3,180.1
1,145.7
1,514.1
1,034.9
479.1

1,071.4
41.0
1,030.4
40.5
2,051.7
1,217.2
834.5
1,791.3
1,758.9
1,042.5
39.3
677.1
32.4
995.3

1,071.2
39.4
1,031.9
49.1
2,051.8
1,213.0
838.8
1,807.5
1,775.1
1,041.0
40.6
693.5
32.4
994.5

1,076.1
38.4
1,037.7
58.3
2,052.3
1,208.7
843.6
1,995.3
1,962.9
1,051.8
41.5
869.6
32.4
995.4

1,083.5
36.1
1,047.4
68.3
2,052.8
1,204.5
848.3
1,976.0
1,943.5
1,057.0
42.0
844.5
32.4
996.3

1,089.9
34.9
1,055.0
70.1
2,054.7
1,211.5
843.2
1,848.9
1,816.4
1,067.4
47.6
701.5
32.5
997.7

1,079.4
32.4
1,047.0
71.9
2,056.7
1,218.5
838.2
1,864.3
1,831.7
1,067.5
62.4
701.9
32.6
999.8

1,072.5
29.8
1,042.7
47.3
2,058.9
1,225.5
833.4
1,903.9
1,844.4
1,072.0
67.5
704.9
59.5
998.7

1,074.2
22.9
1,051.4
77.9
2,066.3
1,228.4
837.9
1,896.2
1,863.5
1,074.5
68.4
720.6
32.7
999.0

May

June

Less: Personal current taxes ...................................................................

1,540.2

1,527.5

1,147.9

1,363.0

1,374.6

1,524.8

1,521.2

1,518.6

Equals: Disposable personal income......................................................

10,458.8

10,475.6

11,071.9

10,870.6

10,759.2

10,639.5

10,651.1

10,696.2

Less: Personal outlays .............................................................................
Personal consumption expenditures ........................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services................................................................................................
Personal interest payments 1 ...................................................................
Personal current transfer payments .........................................................
To government ......................................................................................
To the rest of the world (net) .................................................................

10,436.3
10,039.7
1,065.3
2,970.2
6,004.2
255.6
141.0
83.1
57.9

10,474.2
10,073.5
1,063.2
2,990.4
6,019.9
254.7
146.1
83.4
62.7

10,544.3
10,144.2
1,065.5
3,025.4
6,053.3
253.8
146.4
83.7
62.7

10,595.9
10,196.4
1,049.1
3,063.0
6,084.2
252.9
146.7
84.0
62.7

10,588.0
10,189.5
1,016.8
3,068.4
6,104.3
252.0
146.5
84.4
62.1

10,574.5
10,176.4
1,033.8
3,042.0
6,100.6
251.1
146.9
84.8
62.1

10,540.3
10,142.7
994.6
3,029.2
6,118.8
250.3
147.3
85.3
62.1

10,435.2
10,039.9
954.4
2,952.2
6,133.3
247.6
147.8
85.8
62.1

Equals: Personal saving ...........................................................................
Personal saving as a percentage of disposable personal income....

22.5
0.2

1.4
0.0

527.5
4.8

274.7
2.5

171.3
1.6

65.0
0.6

110.8
1.0

260.9
2.4

8,673.8

8,667.3

9,119.1

8,885.5

8,744.2

8,646.8

8,647.6

8,733.5

34,396
28,526
304,068

34,427
28,484
304,287

36,358
29,946
304,521

35,668
29,154
304,775

35,272
28,666
305,039

34,848
28,321
305,311

34,854
28,298
305,589

34,972
28,555
305,851

Addenda:
Disposable personal income:
Total, billions of chained (2000) dollars 2 ..............................................
Per capita:
Current dollars...................................................................................
Chained (2000) dollars ......................................................................
Population (midperiod, thousands) 3........................................................

p Preliminary
r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the second quarter of 2008.
1. Consists of nonmortgage interest paid by households.
2. Equals disposable personal income deflated by the implicit price deflator for personal consumption expenditures.
3. Population is the total population of the United States, including the Armed Forces overseas and the institutionalized population. The monthly estimate is the average of estimates for the first of the month and the
first of the following month; the annual and quarterly estimates are averages of the monthly estimates.

Table 2. Personal Income and Its Disposition (Years and Quarters)
[Billions of dollars]
Seasonally adjusted at annual rates
2006

2007

2007
II

III

2008
IV

II r

I

III r

Personal income........................................................................................
Compensation of employees, received ...............................................
Wage and salary disbursements .......................................................
Private industries...............................................................................
Goods-producing industries ...........................................................
Manufacturing .............................................................................
Services-producing industries........................................................
Trade, transportation, and utilities...............................................
Other services-producing industries ...........................................
Government.......................................................................................
Supplements to wages and salaries.................................................
Employer contributions for employee pension and insurance funds..
Employer contributions for government social insurance ..................
Proprietors’ income with inventory valuation and capital
consumption adjustments.................................................................
Farm .....................................................................................................
Nonfarm................................................................................................
Rental income of persons with capital consumption adjustment.....
Personal income receipts on assets ....................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts .......................................................
Government social benefits to persons ................................................
Old-age, survivors, disability, and health insurance benefits .............
Government unemployment insurance benefits ................................
Other .................................................................................................
Other current transfer receipts, from business (net) .............................
Less: Contributions for government social insurance.......................

10,993.9
7,432.6
6,027.2
5,004.2
1,167.2
731.2
3,837.1
986.7
2,850.4
1,023.0
1,405.3
956.8
448.5

11,663.2
7,818.6
6,362.0
5,286.7
1,205.4
746.0
4,081.3
1,035.2
3,046.1
1,075.2
1,456.6
991.9
464.7

11,577.5
7,760.1
6,310.7
5,242.5
1,200.7
744.0
4,041.9
1,036.5
3,005.4
1,068.1
1,449.4
987.7
461.7

11,730.4
7,839.3
6,377.7
5,297.0
1,204.3
743.4
4,092.6
1,035.3
3,057.4
1,080.8
1,461.6
996.5
465.1

11,872.1
7,941.0
6,465.5
5,373.4
1,218.2
750.2
4,155.3
1,048.3
3,106.9
1,092.1
1,475.5
1,005.9
469.6

11,960.5
8,009.7
6,518.0
5,408.3
1,217.7
748.4
4,190.5
1,050.4
3,140.2
1,109.7
1,491.7
1,015.3
476.4

12,152.2
8,033.5
6,531.3
5,407.9
1,212.7
745.0
4,195.2
1,048.4
3,146.7
1,123.4
1,502.2
1,024.4
477.8

12,156.8
8,082.7
6,572.3
5,434.2
1,218.6
744.1
4,215.6
1,048.2
3,167.4
1,138.0
1,510.4
1,031.2
479.2

1,014.7
16.2
998.6
44.3
1,824.8
1,125.4
699.4
1,603.0
1,578.1
938.9
29.9
609.3
24.9
925.5

1,056.2
44.0
1,012.2
40.0
2,000.1
1,214.3
785.8
1,713.3
1,681.4
999.4
32.3
649.6
31.9
965.1

1,050.2
42.3
1,007.9
44.6
1,982.5
1,206.1
776.5
1,699.2
1,667.5
997.5
31.2
638.8
31.7
959.1

1,063.8
47.4
1,016.4
41.8
2,030.9
1,236.2
794.7
1,720.6
1,688.0
1,008.8
32.5
646.7
32.5
966.0

1,073.8
47.1
1,026.7
38.6
2,056.2
1,242.7
813.5
1,737.8
1,704.7
1,009.6
34.3
660.9
33.1
975.3

1,071.7
41.6
1,030.1
39.1
2,054.1
1,224.6
829.5
1,778.1
1,745.8
1,032.4
38.2
675.3
32.2
992.2

1,076.9
38.0
1,039.0
58.6
2,052.3
1,208.7
843.6
1,926.3
1,893.9
1,050.0
41.4
802.5
32.4
995.4

1,080.6
32.4
1,048.2
63.1
2,056.8
1,218.5
838.3
1,872.4
1,830.9
1,068.9
59.2
702.8
41.5
998.7

Less: Personal current taxes ...................................................................

1,353.2

1,492.8

1,489.4

1,501.6

1,520.5

1,535.0

1,346.1

1,473.5

Equals: Disposable personal income......................................................

9,640.7

10,170.5

10,088.0

10,228.8

10,351.5

10,425.5

10,806.0

10,683.3

Less: Personal outlays .............................................................................
Personal consumption expenditures ........................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services................................................................................................
Personal interest payments 1 ...................................................................
Personal current transfer payments .........................................................
To government ......................................................................................
To the rest of the world (net) .................................................................

9,570.0
9,207.2
1,052.1
2,685.2
5,469.9
235.4
127.4
76.2
51.1

10,113.1
9,710.2
1,082.8
2,833.0
5,794.4
265.4
137.5
81.2
56.3

10,056.9
9,657.5
1,085.3
2,817.7
5,754.4
262.6
136.9
80.8
56.0

10,182.0
9,765.6
1,086.2
2,846.6
5,832.8
278.2
138.1
81.8
56.3

10,309.2
9,892.7
1,083.0
2,906.2
5,903.5
276.7
139.8
82.5
57.3

10,404.9
10,002.3
1,071.0
2,950.7
5,980.6
261.7
140.8
82.9
57.9

10,538.2
10,138.0
1,059.3
3,026.2
6,052.5
253.8
146.4
83.7
62.7

10,567.6
10,169.5
1,015.1
3,046.5
6,107.9
251.1
146.9
84.8
62.1

Equals: Personal saving ...........................................................................
Personal saving as a percentage of disposable personal income....

70.7
0.7

57.4
0.6

31.1
0.3

46.8
0.5

42.4
0.4

20.6
0.2

267.9
2.5

115.7
1.1

8,407.0

8,644.0

8,604.5

8,671.1

8,683.1

8,667.9

8,891.0

8,679.5

32,222
28,098
299,199

33,667
28,614
302,087

33,441
28,523
301,667

33,820
28,669
302,452

34,138
28,636
303,225

34,309
28,525
303,868

35,485
29,196
304,528

34,991
28,428
305,313

Addenda:
Disposable personal income:
Total, billions of chained (2000) dollars 2 ..............................................
Per capita:
Current dollars...................................................................................
Chained (2000) dollars ......................................................................
Population (midperiod, thousands) 3........................................................

r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the second quarter of 2008.
1. Consists of nonmortgage interest paid by households.
2. Equals disposable personal income deflated by the implicit price deflator for personal consumption expenditures.
3. Population is the total population of the United States, including the Armed Forces overseas and the institutionalized population. The monthly estimate is the average of estimates for the first of the month and
the first of the following month; the annual and quarterly estimates are averages of the monthly estimates.

Table 3. Personal Income and Its Disposition, Change from Preceding Period (Months)
[Billions of dollars]
Seasonally adjusted at annual rates
2008
March
Personal income........................................................................................
Compensation of employees, received ...............................................
Wage and salary disbursements .......................................................
Private industries...............................................................................
Goods-producing industries ...........................................................
Manufacturing .............................................................................
Services-producing industries........................................................
Trade, transportation, and utilities...............................................
Other services-producing industries ...........................................
Government.......................................................................................
Supplements to wages and salaries.................................................
Employer contributions for employee pension and insurance funds..
Employer contributions for government social insurance ..................
Proprietors’ income with inventory valuation and capital
consumption adjustments.................................................................
Farm .....................................................................................................
Nonfarm................................................................................................
Rental income of persons with capital consumption adjustment.....
Personal income receipts on assets ....................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts .......................................................
Government social benefits to persons ................................................
Old-age, survivors, disability, and health insurance benefits .............
Government unemployment insurance benefits ................................
Other .................................................................................................
Other current transfer receipts, from business (net) .............................
Less: Contributions for government social insurance.......................

April

r

May

r

June

r

July r

August r

September r

October p

46.6
34.2
32.7
29.3
5.3
2.8
24.0
6.5
17.5
3.3
1.4
–0.5
1.9

4.1
–21.3
–26.6
–31.1
–9.9
–5.5
–21.2
–6.0
–15.2
4.7
5.2
5.8
–0.6

216.7
15.0
11.8
6.2
1.1
0.4
5.1
–0.8
5.9
5.5
3.2
2.9
0.3

13.8
16.2
12.9
8.1
2.2
0.7
6.0
3.2
2.8
4.8
3.4
3.0
0.5

–99.8
18.6
15.6
9.7
2.8
0.7
6.8
–1.4
8.2
5.9
3.0
2.4
0.6

30.5
23.9
21.3
17.0
3.7
–1.8
13.2
0.2
13.0
4.3
2.6
1.5
1.0

8.0
–3.5
–4.0
–6.6
–3.9
–3.0
–2.6
–2.4
–0.3
2.6
0.5
1.3
–0.7

42.4
10.9
8.4
3.9
–1.7
–0.6
5.6
–2.9
8.6
4.5
2.5
2.3
0.0

2.3
–1.1
3.4
1.7
–2.5
–7.4
4.9
14.7
14.6
11.9
1.1
1.6
0.1
3.8

–0.2
–1.6
1.5
8.6
0.1
–4.2
4.3
16.2
16.2
–1.5
1.3
16.4
0.0
–0.8

4.9
–1.0
5.8
9.2
0.5
–4.3
4.8
187.8
187.8
10.8
0.9
176.1
0.0
0.9

7.4
–2.3
9.7
10.0
0.5
–4.2
4.7
–19.3
–19.4
5.2
0.5
–25.1
0.0
0.9

6.4
–1.2
7.6
1.8
1.9
7.0
–5.1
–127.1
–127.1
10.4
5.6
–143.0
0.1
1.4

–10.5
–2.5
–8.0
1.8
2.0
7.0
–5.0
15.4
15.3
0.1
14.8
0.4
0.1
2.1

–6.9
–2.6
–4.3
–24.6
2.2
7.0
–4.8
39.6
12.7
4.5
5.1
3.0
26.9
–1.1

1.7
–6.9
8.7
30.6
7.4
2.9
4.5
–7.7
19.1
2.5
0.9
15.7
–26.8
0.3

Less: Personal current taxes ...................................................................

6.1

–12.7

–379.6

215.1

11.6

150.2

–3.6

–2.6

Equals: Disposable personal income......................................................

40.5

16.8

596.3

–201.3

–111.4

–119.7

11.6

45.1

Less: Personal outlays .............................................................................
Personal consumption expenditures ........................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services................................................................................................
Personal interest payments 1 ...................................................................
Personal current transfer payments .........................................................
To government ......................................................................................
To the rest of the world (net) .................................................................

51.1
57.0
–10.1
35.1
32.0
–6.1
0.2
0.2
0.0

37.9
33.8
–2.1
20.2
15.7
–0.9
5.1
0.3
4.8

70.1
70.7
2.3
35.0
33.4
–0.9
0.3
0.3
0.0

51.6
52.2
–16.4
37.6
30.9
–0.9
0.3
0.3
0.0

–7.9
–6.9
–32.3
5.4
20.1
–0.9
–0.2
0.4
–0.6

–13.5
–13.1
17.0
–26.4
–3.7
–0.9
0.4
0.4
0.0

–34.2
–33.7
–39.2
–12.8
18.2
–0.8
0.4
0.5
0.0

–105.1
–102.8
–40.2
–77.0
14.5
–2.7
0.5
0.5
0.0

Equals: Personal saving ...........................................................................

–10.5

–21.1

526.1

–252.8

–103.4

–106.3

45.8

150.1

Addendum:
Real disposable personal income, billions of chained (2000) dollars 2 ....

6.9

–6.5

451.8

–233.6

–141.3

–97.4

0.8

85.9

p Preliminary
r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the second quarter of 2008.
1. Consists of nonmortgage interest paid by households.
2. Equals disposable personal income deflated by the implicit price deflator for personal consumption expenditures.

Table 4. Personal Income and Its Disposition, Change from Preceding Period (Years and Quarters)
[Billions of dollars]
Seasonally adjusted at annual rates
2006

2007

2007
II

III

2008
IV

II r

I

III r

Personal income........................................................................................
Compensation of employees, received ...............................................
Wage and salary disbursements .......................................................
Private industries...............................................................................
Goods-producing industries ...........................................................
Manufacturing .............................................................................
Services-producing industries........................................................
Trade, transportation, and utilities...............................................
Other services-producing industries ...........................................
Government.......................................................................................
Supplements to wages and salaries.................................................
Employer contributions for employee pension and insurance funds..
Employer contributions for government social insurance ..................
Proprietors’ income with inventory valuation and capital
consumption adjustments.................................................................
Farm .....................................................................................................
Nonfarm................................................................................................
Rental income of persons with capital consumption adjustment.....
Personal income receipts on assets ....................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts .......................................................
Government social benefits to persons ................................................
Old-age, survivors, disability, and health insurance benefits .............
Government unemployment insurance benefits ................................
Other .................................................................................................
Other current transfer receipts, from business (net) .............................
Less: Contributions for government social insurance.......................

724.1
406.8
355.5
313.3
68.0
27.2
245.4
48.5
196.9
42.3
51.2
30.8
20.4

669.3
386.0
334.8
282.5
38.2
14.8
244.2
48.5
195.7
52.2
51.3
35.1
16.2

104.5
26.1
16.7
8.5
2.3
–2.4
6.3
15.7
–9.4
8.2
9.4
10.1
–0.6

152.9
79.2
67.0
54.5
3.6
–0.6
50.7
–1.2
52.0
12.7
12.2
8.8
3.4

141.7
101.7
87.8
76.4
13.9
6.8
62.7
13.0
49.5
11.3
13.9
9.4
4.5

88.4
68.7
52.5
34.9
–0.5
–1.8
35.2
2.1
33.3
17.6
16.2
9.4
6.8

191.7
23.8
13.3
–0.4
–5.0
–3.4
4.7
–2.0
6.5
13.7
10.5
9.1
1.4

4.6
49.2
41.0
26.3
5.9
–0.9
20.4
–0.2
20.7
14.6
8.2
6.8
1.4

54.9
–17.9
72.9
3.4
227.9
103.4
124.5
82.3
96.2
94.4
–1.4
3.2
–13.9
51.2

41.5
27.8
13.6
–4.3
175.3
88.9
86.4
110.3
103.3
60.5
2.4
40.3
7.0
39.6

13.0
3.0
10.0
9.5
51.6
33.9
17.8
3.5
2.2
15.6
–0.1
–13.3
1.3
–0.7

13.6
5.1
8.5
–2.8
48.4
30.1
18.2
21.4
20.5
11.3
1.3
7.9
0.8
6.9

10.0
–0.3
10.3
–3.2
25.3
6.5
18.8
17.2
16.7
0.8
1.8
14.2
0.6
9.3

–2.1
–5.5
3.4
0.5
–2.1
–18.1
16.0
40.3
41.1
22.8
3.9
14.4
–0.9
16.9

5.2
–3.6
8.9
19.5
–1.8
–15.9
14.1
148.2
148.1
17.6
3.2
127.2
0.2
3.2

3.7
–5.6
9.2
4.5
4.5
9.8
–5.3
–53.9
–63.0
18.9
17.8
–99.7
9.1
3.3

Less: Personal current taxes ...................................................................

145.4

139.6

29.9

12.2

18.9

14.5

–188.9

127.4

Equals: Disposable personal income......................................................

578.7

529.8

74.5

140.8

122.7

74.0

380.5

–122.7

Less: Personal outlays .............................................................................
Personal consumption expenditures ........................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services................................................................................................
Personal interest payments 1 ...................................................................
Personal current transfer payments .........................................................
To government ......................................................................................
To the rest of the world (net) .................................................................

540.5
513.1
31.3
171.1
310.7
20.4
7.0
3.7
3.2

543.1
503.0
30.7
147.8
324.5
30.0
10.1
5.0
5.2

152.7
132.6
8.7
56.2
67.6
18.6
1.6
1.2
0.3

125.1
108.1
0.9
28.9
78.4
15.6
1.2
1.0
0.3

127.2
127.1
–3.2
59.6
70.7
–1.5
1.7
0.7
1.0

95.7
109.6
–12.0
44.5
77.1
–15.0
1.0
0.4
0.6

133.3
135.7
–11.7
75.5
71.9
–7.9
5.6
0.8
4.8

29.4
31.5
–44.2
20.3
55.4
–2.7
0.5
1.1
–0.6

Equals: Personal saving ...........................................................................

38.2

–13.3

–78.2

15.7

–4.4

–21.8

247.3

–152.2

Addendum:
Real disposable personal income, billions of chained (2000) dollars 2 ....

285.6

237.0

–13.2

66.6

12.0

–15.2

223.1

–211.5

r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the second quarter of 2008.
1. Consists of nonmortgage interest paid by households.
2. Equals disposable personal income deflated by the implicit price deflator for personal consumption expenditures.

Table 5. Personal Income and Its Disposition, Percent Change from Preceding Period (Months)
Seasonally adjusted at monthly rates
2008
April r

March

May r

June r

July r

August r

September r

October p

Based on current-dollar measures
Personal income........................................................................................
Compensation of employees, received ....................................................
Wage and salary disbursements ..........................................................
Supplements to wages and salaries.....................................................
Proprietors’ income with inventory valuation and capital consumption
adjustments ..........................................................................................
Rental income of persons with capital consumption adjustment .............
Personal income receipts on assets ........................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts ............................................................
Less: Contributions for government social insurance ..............................

0.4
0.4
0.5
0.1

0.0
–0.3
–0.4
0.4

1.8
0.2
0.2
0.2

0.1
0.2
0.2
0.2

–0.8
0.2
0.2
0.2

0.3
0.3
0.3
0.2

0.1
0.0
–0.1
0.0

0.3
0.1
0.1
0.2

0.2
4.6
–0.1
–0.6
0.6
0.8
0.4

0.0
21.0
0.0
–0.3
0.5
0.9
–0.1

0.5
18.9
0.0
–0.3
0.6
10.4
0.1

0.7
17.0
0.0
–0.4
0.6
–1.0
0.1

0.6
2.6
0.1
0.6
–0.6
–6.4
0.1

–1.0
2.6
0.1
0.6
–0.6
0.8
0.2

–0.6
–34.2
0.1
0.6
–0.6
2.1
–0.1

0.2
64.7
0.4
0.2
0.5
–0.4
0.0

Less: Personal current taxes ...................................................................

0.4

–0.8

–24.9

18.7

0.9

10.9

–0.2

–0.2

Equals: Disposable personal income......................................................

0.4

0.2

5.7

–1.8

–1.0

–1.1

0.1

0.4

Addenda:
Personal consumption expenditures ........................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services................................................................................................

0.6
–0.9
1.2
0.5

0.3
–0.2
0.7
0.3

0.7
0.2
1.2
0.6

0.5
–1.5
1.2
0.5

–0.1
–3.1
0.2
0.3

–0.1
1.7
–0.9
–0.1

–0.3
–3.8
–0.4
0.3

–1.0
–4.0
–2.5
0.2

Real disposable personal income ............................................................

0.1

–0.1

–1.1

0.0

1.0

Based on chained (2000) dollar measures
5.2

–2.6

–1.6

p Preliminary
r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the second quarter of 2008.

Table 6. Personal Income and Its Disposition, Percent Change from Preceding Period (Years and Quarters)
Seasonally adjusted at annual rates
2006

2007

2007
II

2008

III

IV

II r

I

III r

Based on current-dollar measures
Personal income........................................................................................
Compensation of employees, received ....................................................
Wage and salary disbursements ..........................................................
Supplements to wages and salaries.....................................................
Proprietors’ income with inventory valuation and capital consumption
adjustments ..........................................................................................
Rental income of persons with capital consumption adjustment .............
Personal income receipts on assets ........................................................
Personal interest income ......................................................................
Personal dividend income.....................................................................
Personal current transfer receipts ............................................................
Less: Contributions for government social insurance ..............................

7.1
5.8
6.3
3.8

6.1
5.2
5.6
3.7

3.7
1.4
1.1
2.7

5.4
4.1
4.3
3.4

4.9
5.3
5.6
3.9

3.0
3.5
3.3
4.5

6.6
1.2
0.8
2.8

0.2
2.5
2.5
2.2

5.7
8.3
14.3
10.1
21.7
5.4
5.9

4.1
–9.6
9.6
7.9
12.4
6.9
4.3

5.1
161.0
11.1
12.1
9.7
0.8
–0.3

5.3
–22.7
10.1
10.4
9.8
5.1
2.9

3.8
–27.3
5.1
2.1
9.8
4.1
3.9

–0.8
5.3
–0.4
–5.7
8.1
9.6
7.1

2.0
401.3
–0.3
–5.1
7.0
37.8
1.3

1.4
34.7
0.9
3.3
–2.5
–10.7
1.3

Less: Personal current taxes ...................................................................

12.0

10.3

8.5

3.3

5.1

3.9

–40.8

43.6

Equals: Disposable personal income......................................................

6.4

5.5

3.0

5.7

4.9

2.9

15.4

–4.5

Addenda:
Personal consumption expenditures ........................................................
Durable goods ......................................................................................
Nondurable goods ................................................................................
Services................................................................................................

5.9
3.1
6.8
6.0

5.5
2.9
5.5
5.9

5.7
3.3
8.4
4.8

4.6
0.3
4.2
5.6

5.3
–1.2
8.7
4.9

4.5
–4.3
6.3
5.3

5.5
–4.3
10.6
4.9

1.2
–15.7
2.7
3.7

Real disposable personal income ............................................................

3.5

2.8

–0.7

10.7

–9.2

Based on chained (2000) dollar measures
–0.6

3.1

r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the second quarter of 2008.

0.6

Table 7. Real Personal Consumption Expenditures by Major Type of Product (Months)
2008
March

April

May

July r

June

August r

September r

October p

Billions of chained (2000) dollars, seasonally adjusted at annual rates
Personal consumption expenditures ......................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

8,326.2
1,229.5
2,410.1
4,707.3

8,334.6
1,230.8
2,419.0
4,705.7

8,355.1
1,237.1
2,427.3
4,712.8

8,334.4
1,217.0
2,415.9
4,717.9

8,281.1
1,178.6
2,392.0
4,716.3

8,270.5
1,200.6
2,378.1
4,705.4

8,234.8
1,157.1
2,363.3
4,715.0

8,197.6
1,113.3
2,348.1
4,723.6

Change from preceding period in billions of chained (2000) dollars, seasonally adjusted at annual rates
Personal consumption expenditures ......................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

21.6
–12.3
21.8
7.7

8.4
1.3
8.9
–1.6

20.5
6.3
8.3
7.1

–20.7
–20.1
–11.4
5.1

–53.3
–38.4
–23.9
–1.6

–10.6
22.0
–13.9
–10.9

–35.7
–43.5
–14.8
9.6

–37.2
–43.8
–15.2
8.6

Percent change from preceding period in chained (2000) dollars, seasonally adjusted at monthly rates
Personal consumption expenditures ......................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

0.3
–1.0
0.9
0.2

0.1
0.1
0.4
0.0

0.2
0.5
0.3
0.2

–0.2
–1.6
–0.5
0.1

–0.6
–3.1
–1.0
0.0

–0.1
1.9
–0.6
–0.2

–0.4
–3.6
–0.6
0.2

–0.5
–3.8
–0.6
0.2

p Preliminary
r Revised

Table 8. Real Personal Consumption Expenditures by Major Type of Product (Years and Quarters)
Seasonally adjusted at annual rates
2006

2007

2007
II

2008

III

IV

I

II

III r

8,341.3
1,228.3
2,420.7
4,712.1

8,262.1
1,178.8
2,377.8
4,712.2

25.2
–8.7
22.8
7.8

–79.2
–49.5
–42.9
0.1

1.2
–2.8
3.9
0.7

–3.7
–15.2
–6.9
0.0

Billions of chained (2000) dollars
Personal consumption expenditures ......................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

8,029.0
1,185.1
2,335.3
4,529.9

8,252.8
1,242.4
2,392.6
4,646.2

Personal consumption expenditures ......................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

237.3
50.7
82.6
109.0

223.8
57.3
57.3
116.3

8,237.3
1,242.3
2,391.5
4,632.7

8,278.5
1,249.4
2,398.6
4,659.8

8,298.2
1,250.6
2,400.2
4,676.1

8,316.1
1,237.0
2,397.9
4,704.3

Change from preceding period in billions of chained (2000) dollars
40.1
15.0
11.4
16.6

41.2
7.1
7.1
27.1

19.7
1.2
1.6
16.3

17.9
–13.6
–2.3
28.2

Percent change from preceding period in chained (2000) dollars
Personal consumption expenditures ......................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................
r Revised

3.0
4.5
3.7
2.5

2.8
4.8
2.5
2.6

2.0
5.0
1.9
1.4

2.0
2.3
1.2
2.4

1.0
0.4
0.3
1.4

0.9
–4.3
–0.4
2.4

Table 9. Price Indexes for Personal Consumption Expenditures:
Level and Percent Change From Preceding Period (Months)
2008
March

April

May

July r

June

August r

September r

October p

Chain-type price indexes (2000=100), seasonally adjusted
Personal consumption expenditures (PCE)............................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

120.585
86.636
123.245
127.557

120.869
86.382
123.625
127.934

121.419
86.123
124.646
128.451

122.346
86.205
126.793
128.967

123.050
86.264
128.285
129.435

123.050
86.110
127.923
129.657

123.173
85.957
128.186
129.779

122.479
85.727
125.733
129.849

Addenda:
PCE excluding food and energy...............................................................
Market-based PCE 1 ................................................................................
Market-based PCE excluding food and energy 1 .....................................

116.357
118.701
113.134

116.532
119.003
113.309

116.742
119.578
113.482

117.072
120.574
113.775

117.323
121.374
114.053

117.549
121.323
114.266

117.748
121.438
114.470

117.735
120.648
114.481

Percent change from preceding period in price indexes, seasonally adjusted at monthly rates
PCE.............................................................................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

0.3
0.0
0.3
0.4

0.2
–0.3
0.3
0.3

0.5
–0.3
0.8
0.4

0.8
0.1
1.7
0.4

0.6
0.1
1.2
0.4

0.0
–0.2
–0.3
0.2

0.1
–0.2
0.2
0.1

–0.6
–0.3
–1.9
0.1

Addenda:
PCE excluding food and energy...............................................................
Market-based PCE 1 ................................................................................
Market-based PCE excluding food and energy 1 .....................................

0.2
0.3
0.1

0.2
0.3
0.2

0.2
0.5
0.2

0.3
0.8
0.3

0.2
0.7
0.2

0.2
0.0
0.2

0.2
0.1
0.2

0.0
–0.7
0.0

p Preliminary
r Revised
1. This index is a supplemental measure that is based on household expenditures for which there are observable price measures. It excludes most implicit prices (for example, the services furnished without
payment by financial intermediaries) and the expenses of nonprofit institutions.

Table 10. Real Disposable Personal Income and Real Personal Consumption Expenditures:
Percent Change From Month One Year Ago
2008
April r

March

May r

June r

July r

August r

September r

October p

Disposable personal income....................................................................

0.4

0.7

6.1

3.2

1.1

–0.4

–0.5

0.5

Personal consumption expenditures ......................................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

1.5
–0.3
0.9
2.2

1.3
–0.1
1.5
1.5

1.4
–1.7
1.4
2.0

1.1
–1.6
0.7
1.7

0.2
–4.4
–0.6
1.4

–0.2
–4.4
–0.5
0.7

–0.6
–8.2
–1.5
1.2

–0.9
–11.4
–2.0
1.5

p Preliminary
r Revised. Revisions include changes to series affected by the incorporation of revised wage and salary estimates for the second quarter of 2008.

Table 11. Price Indexes for Personal Consumption Expenditures:
Percent Change From Month One Year Ago
2008
March

April

May

July r

June

August r

September r

October p

Personal consumption expenditures (PCE)............................................
Durable goods..........................................................................................
Nondurable goods....................................................................................
Services ...................................................................................................

3.4
–1.2
5.6
3.3

3.4
–1.2
5.5
3.3

3.5
–1.3
5.6
3.4

4.1
–1.3
7.2
3.5

4.5
–1.1
8.2
3.7

4.4
–0.9
8.0
3.6

4.1
–0.9
7.7
3.3

3.2
–1.2
5.2
3.1

Addenda:
PCE excluding food and energy...............................................................
Market-based PCE 1 ................................................................................
Market-based PCE excluding food and energy 1 .....................................

2.2
3.3
1.7

2.2
3.3
1.8

2.2
3.5
1.9

2.3
4.1
2.0

2.4
4.7
2.1

2.4
4.6
2.2

2.3
4.3
2.2

2.1
3.4
2.0

p Preliminary
r Revised
1. This index is a supplemental measure that is based on household expenditures for which there are observable price measures. It excludes most implicit prices (for example, the services furnished without
payment by financial intermediaries) and the expenses of nonprofit institutions.