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EMBARGOED UNTIL RELEASE AT 8:30 A.M. EST, FRIDAY, DECEMBER 21, 2007
BEA 07-61

Personal Income and Outlays, November 2007
NOVEMBER 2007

Personal income increased $43.1 billion, or 0.4 percent, and disposable personal income (DPI
increased $32.9 billion, or 0.3 percent, in November, according to the Bureau of Economic Analysis.
Personal consumption expenditures (PCE) increased $110.6 billion, or 1.1 percent. In October,
personal income increased $24.8 billion, or 0.2 percent, DPI increased $17.0 billion, or 0.2 percent
and PCE increased $39.4 billion, or 0.4 percent, based on revised estimates.
2007
July
Personal income, current dollars
Disposable personal income:
Current dollars
Chained (2000) dollars
Personal consumption expenditures:
Current dollars
Chained (2000) dollars

0.6

Aug.
Sept.
Oct.
(Percent change from preceding month)
0.5
0.5
0.2

0.7
0.6

0.5
0.5

0.5
0.2

0.2
-0.2

0.4
0.3

0.4
0.4

0.5
0.2

0.4
0.1

Wages and salaries
Private wage and salary disbursements increased $36.0 billion in November, in contrast to a
decrease of $1.3 billion in October. Goods-producing industries' payrolls increased $6.2 billion, i
contrast to a decrease of $2.2 billion; manufacturing payrolls increased $2.9 billion, in contrast t
decrease of $1.2 billion. Services-producing industries' payrolls increased $29.8 billion, compared
with an increase of $1.0 billion. Government wage and salary disbursements increased $4.0 billion,
the same increase as in October.
Other personal income
Supplements to wages and salaries increased $6.0 billion in November, compared with an
increase of $4.4 billion in October.
Proprietors' income increased $7.2 billion in November, compared with an increase of $3.7
billion in October. Farm proprietors' income increased $0.5 billion, compared with an increase of
$0.6 billion. Nonfarm proprietors' income increased $6.7 billion, compared with an increase of $3.1
billion.
Rental income of persons increased $1.9 billion in November, compared with an increase of
$2.2 billion in October. Personal income receipts on assets (personal interest income plus personal
dividend income) increased $2.5 billion, compared with an increase of $2.4 billion. Personal curren
transfer receipts decreased $9.5 billion, in contrast to an increase of $9.6 billion. The November
change reflects a decrease in Medicare part D prescription drug benefit payments; the reduction
reflects the annual reconciliation of estimated and actual prescription drug costs.
Contributions for government social insurance -- a subtraction in calculating personal incom
increased $5.1 billion in November, compared with an increase of $0.2 billion in October.
Personal current taxes and disposable personal income
Personal current taxes increased $10.3 billion in November, compared with an increase of $7.
billion in October. Disposable personal income (DPI) -- personal income less personal current taxes
-- increased $32.9 billion, or 0.3 percent, in November, compared with an increase of $17.0 billion,
or 0.2 percent, in October.
Personal outlays and personal saving
Personal outlays -- PCE, personal interest payments, and personal current transfer payments
increased $111.9 billion in November, compared with an increase of $41.0 billion in October. PCE
increased $110.6 billion, compared with an increase of $39.4 billion.
Personal saving -- DPI less personal outlays -- was a negative $48.4 billion in November, in

contrast to a positive $30.7 billion in October. Personal saving as a percentage of disposable
personal income was a negative 0.5 percent in November, in contrast to a positive 0.3 percent in
October. Negative personal saving reflects personal outlays that exceed disposable personal income.
Saving from current income may be near zero or negative when outlays are financed by borrowing
(including borrowing financed through credit cards or home equity loans), by selling investments or
other assets, or by using savings from previous periods. For more information, see the FAQs on
"Personal Saving" on BEA's Web site.
Real DPI and real PCE
Real DPI -- DPI adjusted to remove price changes -- decreased 0.3 percent in November,
compared with a decrease of 0.2 percent in October.
Real PCE -- PCE adjusted to remove price changes -- increased 0.5 percent in November,
with an increase of 0.1 percent in October. Purchases of durable goods increased 0.6
in contrast to a decrease of 0.1 percent. Purchases of nondurable goods increased 0.6
compared with an increase of 0.3 percent. Purchases of services increased 0.5 percent,
with an increase of less than 0.1 percent.

compared
percent,
percent,
compared

The price index for PCE increased 0.6 percent in November, compared with an increase of 0.3
percent in October; most of the November increase was accounted for by increases in energy prices.
The PCE price index, excluding food and energy, increased 0.2 percent, the same increase as in
October.
Revisions
Estimates have been revised for July through October. Changes in personal income, currentdollar and chained (2000) dollar DPI, and current-dollar and chained (2000) dollar PCE for
September and October -- revised and as published in last month's release -- are shown below.
Change from preceding month
September
Previous
Revised
Previous
Revised
(Billions of dollars)
(Percent)
Personal Income:
Current dollars......................
Disposable personal income:
Current dollars......................
Chained (2000) dollars...............
Personal consumption expenditures:
Current dollars......................
Chained (2000) dollars...............

October
Previous
Revised
(Billions of dollar

50.4

53.7

0.4

0.5

21.2

24.8

43.2
13.3

46.6
14.9

0.4
0.2

0.5
0.2

14.0
-12.4

17.0
-13.2

33.0
5.7

48.9
18.0

0.3
0.1

0.5
0.2

23.8
-2.9

39.4
7.0

BEA's national, international, regional, and industry estimates; the Survey of Current Busin
and BEA news releases are available without charge on BEA's Web site at www.bea.gov. By
visiting the site, you can also subscribe to receive free e-mail summaries of BEA releases and
announcements.
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Next release -- January 31, 2008, at 8:30 A.M. EST for Personal Income and Outlays for Decem
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May 30
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